17%

21%

15%

15%

20%

19%

15%

16%

14%

10%

19%

18%

NOTE: The average annual premium is $5,615 for single coverage and $15,745 for family coverage. The premium distribution is relative to the average single or family premium. For example, $4,492 is 80% of the average single premium, $5,054 is 90% of the average single premium, $6,177 is 110% of the average single premium, and $6,738 is 120% of the average single premium. The same break points relative to the average are used for the distribution for family coverage.

SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2012.

Exhibit 1.7 Distribution of Annual Premiums for Single and Family Coverage Relative to the Average Annual Single or Family Premium, 2012

20%

19%

15%

15%

17%

21%

15%

16%

14%

10%

19%

18%90% to Less Than Average

80% to Less Than 90%

Less than 80%

Average to Less Than 110%

110% to Less Than 120%

120% or More

$15,745

$5,615

<$4,492 >=$6,738

<$12,596 >=$18,894