$$$ cushions aren’t the only place to find it $$$
Post on 22-Dec-2015
215 views
TRANSCRIPT
![Page 1: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/1.jpg)
101 Money Saving Tips for College Students
$$$ Cushions aren’t the only place to find it $$$
![Page 2: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/2.jpg)
#1
•Switch your bank accounts to a bank that respects you
$30.00 per year Total: $30.00
![Page 3: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/3.jpg)
#2
•Turn off the Television
$100.00 per year Total: $130.00
![Page 4: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/4.jpg)
#3
•Turn a critical eye to your “collections.”
$50.00 per year Total: $180.00
![Page 5: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/5.jpg)
#4
•Sign up for every free customer rewards program you can
$20.00 per year Total: $200.00
![Page 6: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/6.jpg)
#5
•Make your own gifts instead of buying stuff from the store.
$50.00 per year Total: $250.00
![Page 7: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/7.jpg)
#6
•Master the thirty day rule
$100.00 per year Total: $350.00
![Page 8: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/8.jpg)
#7
•Write a list before you go shopping – and stick to it.
$200.00 per year Total: $550.00
![Page 9: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/9.jpg)
#8
•Invite friends over instead of going out
$200.00 per year Total: $750.00
![Page 10: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/10.jpg)
#9
•Instead of throwing out some damaged clothing, repair it instead.
$200.00 per year Total: $950.00
![Page 11: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/11.jpg)
#10
•Don’t spend big money entertaining your children
$200.00 per year Total: $1,150.00
![Page 12: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/12.jpg)
#11
•Call your credit card company and ask for a rate reduction.
$150.00 per year Total: $1,300.00
![Page 13: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/13.jpg)
#12
•Clean out your closet.
$50.00 per year Total: $1,350.00
![Page 14: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/14.jpg)
#13
•Buy video games that have a lot of replay value – and don’t acquire new ones until you’ve mastered what you have
$100.00 per year Total: $1,450.00
![Page 15: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/15.jpg)
#14
•Drink more water.
$100.00 per year Total: $1,550.00
![Page 16: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/16.jpg)
#15
• Cut back on the convenience foods – fast foods, microwave meals, and so on.
$300.00 per year Total: $1,850.00
![Page 17: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/17.jpg)
#16
• Give up expensive habits, like cigarettes, alcohol, and drugs.
$300.00 per year Total: $2,150.00
![Page 18: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/18.jpg)
#17
• Make a quadruple batch of a casserole.
$100.00 per year Total: $2,250.00
![Page 19: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/19.jpg)
#18
• Be diligent about turning off lights before you leave.
$50.00 per year Total: $2,300.00
![Page 20: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/20.jpg)
#19
• Swap books, music, and DVDs cheaply on the internet via services like ‘PaperBackSwap’
$100.00 per year Total: $2,400.00
![Page 21: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/21.jpg)
#20
• Maximize yard sale shopping
$200.00 per year Total: $2,600.00
![Page 22: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/22.jpg)
#21
• Install CFL (or, even better, LED) bulbs wherever it makes sense.
$50.00 per year Total: $2,650.00
![Page 23: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/23.jpg)
#22
• Install a programmable thermostat.
$50.00 per year Total: $2,700.00
![Page 24: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/24.jpg)
#23
• Clean your car’s air filter
$100.00 per year Total: $2,800.00
![Page 25: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/25.jpg)
#24
• Buy appliances based on reliability, not what’s cheapest at the store.
$100.00 per year Total: $2,900.00
![Page 26: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/26.jpg)
#25
• Hide your credit cards.
$500.00 per year Total: $3,400.00
![Page 27: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/27.jpg)
#26
• Plan your meals around your grocery store’s flyer.
$100.00 per year Total: $3,500.00
![Page 28: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/28.jpg)
#27
• Do a price comparison – and find a cheaper grocery store.
$100.00 per year Total: $3,600.00
![Page 29: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/29.jpg)
#28
• Challenge yourself to try making your own things. *bread*
$50.00 per year Total: $3,650.00
![Page 30: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/30.jpg)
#29
• Don’t spend money just to de-stress.
$100.00 per year Total: $3,750.00
![Page 31: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/31.jpg)
#30
• Talk to your loved ones about what your dreams are.
$50.00 per year Total: $3,800.00
![Page 32: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/32.jpg)
#31
• Do a “maintenance run” on your appliances.
$25.00 per year Total: $3,825.00
![Page 33: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/33.jpg)
#32
• Cancel unused club memberships *gym*
$200.00 per year Total: $4,025.00
![Page 34: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/34.jpg)
#33
• Take advantage of online group deals. *groupon, citydeals*
$200.00 per year Total: $4,225.00
![Page 35: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/35.jpg)
#34
• Keep your hands clean. Keeps you healthy and avoid medical costs
$200.00 per year Total: $4,425.00
![Page 36: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/36.jpg)
#35
• Remove your credit card numbers from your online accounts.
$200.00 per year Total: $4,625.00
![Page 37: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/37.jpg)
#36
• Give a gift of a service instead of an item. *Dog walking coupons*
$200.00 per year Total: $4,825.00
![Page 38: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/38.jpg)
#37
• Do holiday shopping right after the holidays.
$200.00 per year Total: $5,025.00
![Page 39: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/39.jpg)
#38
• Join up with a volunteer program.
$100.00 per year Total: $5,125.00
![Page 40: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/40.jpg)
#39
• Try generic brands of items you buy regularly.
$100.00 per year Total: $5,225.00
![Page 41: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/41.jpg)
#40
• Prepare some meals at home.
$200.00 per year Total: $5,425.00
![Page 42: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/42.jpg)
#41
• Utilize easy home business opportunities such as KSL.com, Etsy, or ebay.
$200.00 per year Total: $5,625.00
![Page 43: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/43.jpg)
#42
• Evaluate your current insurance policies. *auto, life
$100.00 per year Total: $5,725.00
![Page 44: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/44.jpg)
#43
• Go for reliability and fuel efficiency when buying a car.
$800.00 per year Total: $6,525.00
![Page 45: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/45.jpg)
#44
• Don’t go to stores or shopping centers for entertainment.
$200.00 per year Total: $6,725.00
![Page 46: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/46.jpg)
#45
• Master the ten second rule.
$75.00 per year Total: $6,800.00
![Page 47: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/47.jpg)
#46
• Use only a pea size of toothpaste when you brush
$25.00 per year Total: $6,825.00
![Page 48: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/48.jpg)
#47
•Create a visual reminder of your debt.
$100.00 per year Total: $6,925.00
![Page 49: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/49.jpg)
#48
•Eat breakfast.
$100.00 per year Total: $7,100.00
![Page 50: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/50.jpg)
#49
•Swap babysitting with neighbors.
$350.00 per year Total: $7,450.00
![Page 51: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/51.jpg)
#50
•Don’t fear leftovers – instead, jazz them up.
$200.00 per year Total: $7,650.00
![Page 52: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/52.jpg)
#51
•Go through your clothes – all of them. Rotate the closet
$200.00 per year Total: $7,850.00
![Page 53: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/53.jpg)
#52
•Brown bag your lunch.
$200.00 per year Total: $8,150.00
![Page 54: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/54.jpg)
#53
•Learn how to dress minimally. Learn to mix and match sets.
$200.00 per year Total: $8,350.00
![Page 55: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/55.jpg)
#54
•Ask for help and encouragement from your inner circle
$200.00 per year Total: $8,550.00
![Page 56: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/56.jpg)
#55
• If something’s broken, give a fair shot at repairing it yourself before replacing it or calling a repairman.
$200.00 per year Total: $8,750.00
![Page 57: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/57.jpg)
#56
•Keep an idea notebook in your pocket or a to do list.
$100.00 per year Total: $8,850.00
![Page 58: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/58.jpg)
#57
• Invest in a deep freezer.
$100.00 per year Total: $8,950.00
![Page 59: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/59.jpg)
#58
• Look for a cheaper place to live.
$600.00 per year Total: $9,550.00
![Page 60: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/60.jpg)
#59
• Cable TV or Internet? Do you need both?
$1,200.00 per year Total: $10,750.00
![Page 61: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/61.jpg)
#60
• Check out what your town’s parks and recreation board has to offer.
$100.00 per year Total: $10,850.00
![Page 62: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/62.jpg)
#61
• Air up your tires.
$50.00 per year Total: $10,900.00
![Page 63: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/63.jpg)
#62
• Start a garden.
$100.00 per year Total: $11,000.00
![Page 64: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/64.jpg)
#63
• Dig into your community calendar… College activity calendar
$100.00 per year Total: $11,100.00
![Page 65: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/65.jpg)
#64
• Take public transportation.
$1,200.00 per year Total: $12,300.00
![Page 66: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/66.jpg)
#65
• Cut your own hair.
$100.00 per year Total: $12,400.00
![Page 67: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/67.jpg)
#66
• Carpool.
$100.00 per year Total: $12,500.00
![Page 68: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/68.jpg)
#67
• Free Stuff is always great
$100.00 per year Total: $12,600.00
![Page 69: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/69.jpg)
#68
• Get a crock pot.
$200.00 per year Total: $12,800.00
![Page 70: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/70.jpg)
#69
• Pack food before you go on a road trip.
$100.00 per year Total: $12,900.00
![Page 71: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/71.jpg)
#70
• Go through your cell phone bill, look for services you don’t use, and ditch them.
$200.00 per year Total: $13,100.00
![Page 72: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/72.jpg)
#71
• Consolidate your student loans.
$200.00 per year Total: $13,300.00
![Page 73: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/73.jpg)
#72
• When buying a car, go for late model used.
$1,000.00 per year Total: $14,300.00
![Page 74: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/74.jpg)
#73
• Hit the library – hard.
$100.00 per year Total: $14,400.00
![Page 75: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/75.jpg)
#74
• Use a simple razor to shave.
$25.00 per year Total: $14,425.00
![Page 76: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/76.jpg)
#75
• Find daily inspiration for making intelligent moves.
$75.00 per year Total: $14,500.00
![Page 77: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/77.jpg)
#76
• Find out about all of the benefits of your job.
$200.00 per year Total: $14,700.00
![Page 78: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/78.jpg)
#77
•Make your own items instead of buying them. *windex*
$100.00 per year Total: $14,800.00
![Page 79: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/79.jpg)
#78
•Encourage your friends to do less expensive activities.
$200.00 per year Total: $15,000.00
![Page 80: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/80.jpg)
#79
•Don’t speed.
$200.00 per year Total: $15,200.00
![Page 81: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/81.jpg)
#80
•Drive a different route to work. Avoid those ‘coffee’ traps.
$100.00 per year Total: $15,300.00
![Page 82: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/82.jpg)
#81
• Always ask for fees to be waived.
$50.00 per year Total: $15,350.00
![Page 83: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/83.jpg)
#82
• Don’t overspend on hygiene products.
$50.00 per year Total: $15,400.00
![Page 84: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/84.jpg)
#83
• Eat less meat.
$200.00 per year Total: $15,600.00
![Page 85: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/85.jpg)
#84
• Air seal your home.
$50.00 per year Total: $15,650.00
![Page 86: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/86.jpg)
#85
• Make sure all your electrical devices are on a surge protector.
$50.00 per year Total: $15,700.00
![Page 87: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/87.jpg)
#86
• Get on an automatic debt repayment plan for any student loans you have.
$50.00 per year Total: $15,750.00
![Page 88: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/88.jpg)
#87
• Cut down on your vacation spending. Look local.
$200.00 per year Total: $15,950.00
![Page 89: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/89.jpg)
#88
• Exercise more.
$50.00 per year Total: $16,000.00
![Page 90: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/90.jpg)
#89
• Utilize online bill pay with your bank.
$50.00 per year Total: $16,050.00
![Page 91: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/91.jpg)
#90
• Buy staples in bulk. *toilet paper*
$100.00 per year Total: $16,150.00
![Page 92: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/92.jpg)
#91
• Connect your entertainment center and/or computer setup to a true smart power strip.
$50.00 per year Total: $16,200.00
![Page 93: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/93.jpg)
#92
• Don’t beat yourself up when you make a mistake.
$100.00 per year Total: $16,300.00
![Page 94: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/94.jpg)
#93
• Make your own coffee
$100.00 per year Total: $16,400.00
![Page 95: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/95.jpg)
#94
• Create your own art for your home decor
$200.00 per year Total: $16,600.00
![Page 96: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/96.jpg)
#95
• Feed your pets well. Helps avoid high vet bills.
$200.00 per year Total: $16,800.00
![Page 97: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/97.jpg)
#96
• Send away for and follow up on rebates.
$100.00 per year Total: $16,900.00
![Page 98: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/98.jpg)
#97
• Pay your insurance premiums annually
$50.00 per year Total: $16,950.00
![Page 99: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/99.jpg)
#98
• Take advantage of free tutoring
$300.00 per year Total: $17,250.00
![Page 100: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/100.jpg)
#99
• Buy online when it saves you money.
$150.00 per year Total: $17,400.00
![Page 101: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/101.jpg)
#100
• If you must use a credit cared Take Advantage of Gift Cards
$100.00 per year Total: $17,500.00
![Page 102: $$$ Cushions aren’t the only place to find it $$$](https://reader034.vdocument.in/reader034/viewer/2022052701/56649d815503460f94a66079/html5/thumbnails/102.jpg)
#101
• Accept the title ‘Tight wad’ and relish in the future benefits. Northern Ireland… Here I Come.
$500.00 per year Total: $18,000.00