TABLE OF CONTENTSPASTOR’S REPORT 3SESSION REPORT 4YOUTH AND FAMILY MINISTRIES 7CONTRIBUTION RANGE 11FELLOWSHIP COMMITTEE 11

CHRISTMAS DINNER COMMITTEE 11COFFEE FELLOWSHIP 12CARE & SHARE LUNCHEONS 12

FRIDAY FRIENDS 12YOUTH & FAMILY OUTREACH & MISSIONS 13LADIES BIBLE STUDY 19LIBRARY COMMITTEE 19THE MCCULLOUGH BURSARY 19MEMBERSHIP STATISTICS 20MISSIONS 21MOVERS & SHAKERS 22NOMINATING COMMITTEE 22PERSONNEL COMMITTEE 23PRAYER CHAIN 23THURSDAY PRAYER FELLOWSHIP 23TOWDAH CHOIR 24TREASURER 25TRUSTEES REPORT 252¢/MEAL & FOOD DRIVE 26W. IN G. S. 26WORSHIP DIRECTOR’S REPORT Separate pageCONSOLIDATED FINACIAL STATEMENTS 27-31

BALANCE SHEET 28INCOME & EXPENDITURE & FUNDS 29NOTES TO FINANICAL STATEMENTS 30JUST FOR KIDS DAY CAMP 31

PROPOSED BUDGET FOR 2015 33-372015 PROPOSED BUDGET 34SALARIES/BENEFITS & PULPIT SUPPLIES 35CHURCH PROGRAMS 362015 MISSION BUDGET 37

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INTERIM MODERATOR’S REPORTSubmitted by Rev. Duncan Cameron

Being an interim moderator is a strange job. In so many ways you're deeply involved in the life of a congregation. You're part of the discussions at Session. You're making decisions about who will be in the pulpit Sunday by Sunday. You're even helping to decide who the next pastor of a congregation might be.

And yet, so much of this happens from a distance. There are only a few names and faces that I know. I've only been at Bridlewood one Sunday myself. To many of you, I'm still very much a stranger. It's hard, therefore, to know what to write in this report. Our Search Committee has worked diligently to produce a "profile" of Bridlewood as a way of describing the hopes and dreams and realities of the congregation. We're just now beginning the task of examining the "profiles" of people who might be considered for the position of pastor. My hope is to complete the work by the beginning of summer. The biggest concern, however, is that we select the person of God's choosing. To do that, we need your prayers.

It has been my privilege to be able to get to know and work with some of you. What I have seen gives me great hope for your congregation's future. You stand on the threshold of communities that need the authentic Christian community -- and the marvellous good news -- that we as Christians have to offer. I pray that God would bless you deeply and abundantly in this coming year.

Rev. Duncan Cameron(Interim Moderator)

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SESSION REPORTSubmitted by Dianne Cabral-Braun, Clerk

“Everything on earth has its own time and its own season.”Ecclesiastes 3:1 (CEV)

The Bridlewood Church Family has certainly experienced a time of many “seasons” over this past year but thankfully our faith in God and His perfect Plan, together with our love for Him and for each other has, to date, seen us through as each “season” unfolded.

At the beginning of 2014 it became very apparent that the election and ordination of some new elders had to be a priority since the numbers at session had diminished. To this end and after following the normal procedures for nomination, four new elders were elected and welcomed to session. They were, Roland Fernandes, Ruth Hands, Margaret Millius and Al Rainford.

Early in the year we recorded the passing of a dear friend of many years and husband of elder Ruth Hands, Robert (Bob) Hands and were deeply saddened by the passing of 18 year old Erin Leggett in early December after a brave struggle with cancer. A third adherent who also passed away, Elva Bussineau, was a long-time supporter of Friday Friends and during that time she also knitted mittens year round for Bridlewood’s mitten tree. Although our hearts are broken by the loss of three such special people we know without a doubt that one day we will be reunited and until then we pray for comfort, peace and spiritual strength for the respective families and friends. There were others in the Bridlewood family who suffered the loss of dear family members and for them we also pray for comfort and peace.

In July we learned from Pastor Kevin Lee that he had accepted a call to St. Andrew’s PC in Calgary and would be leaving us at the end of August. This came as quite a shock to everyone as once again we faced the challenge of saying goodbye to someone very dear to us. However, we are assured that God’s graciousness and goodness will conquer our fears as we move forward in this time of transition and don the armour of God to protect and guide us through any storms that may arise.

In the meantime, Presbytery appointed Pastor Duncan Cameron, to be Interim Moderator and he has been a tremendous reassurance that we are in good hands as he works with session and Ken Michell, Worship Director, to lead us through this period of transition.

A search committee with Pastor Duncan as moderator and Dennis Dirksen as Chair, was formed in October and consists of representatives from Session, the Board of Managers, the Youth, Choir and Music sectors. They will work together to discover and find the new person that God has set aside to be our new leader but we must remain patient and trusting in Him that His timing will ultimately be perfect.

Our worship services continue to be the highlights of the week for Bridlewood and even though we still feel the loss of Pastor Kevin, we have been afforded the blessings of very learned and knowledgeable ministers as they shared the God given messages with us from time to time as guest speakers, and we will continue to look forward to other special speakers sharing God’s word with us until such time as He fills our pulpit once more.

Ken Michell, the Worship Director, has done an excellent job in planning and organizing the format and content of the morning and special event services in the absence of a Senior

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Pastor. We owe him a tremendous amount of gratitude for using his expertise and skills for God’s purpose and thanks to him we have not missed a beat in being able to meet and glorify God in a manner that is not only pleasing and uplifting to the One whom we serve, but a blessing to each other as well. Ken is supported by his wife, Nicole, as Choir Director, Maureen McCullough, Organist and Jon Nip on the drums who is also the Director of Youth/Family Ministries. The evening services which take on more of a teaching aspect, benefit from the planning and organizing skills of Paul Ling and have had speakers such as Bob Morris, Doug Townsend, Ruth Hands and others including Paul himself while piano accompanists have included Martie Dorland, Margaret D’Aguiar and Maureen McCullough.

Sunday School for juniors and seniors, Youth Group and JFK Summer Day Camps have been under the continued leadership of Pastor Jon with the help and support of his wife, Joeie, and a dedicated group of both parents and young people who share the responsibilities of teaching, assisting in various roles as needed and serving in the community from time to time.

Ben Jensen continues his diligence in working with our audio/visual equipment for morning services and on occasions when Ben is away on vacation Tamara Dirksen is only too pleased to step up and offer her assistance to keep things running smoothly.

The Friday Friends program which is well attended by people from neighbouring churches and offers a soup and sandwich lunch, good music and a message from a guest speaker, continues to be very successful under the efficient leadership of Suzette Fernandes and her team of volunteers.

Small groups have continued to meet mostly on a bi-weekly basis for Bible Study and prayer and provide meaningful times of fellowship for those attending. Among these groups are the Ladies Bible Study led by Ruth Hands on the 2nd and 4th Tuesdays of the month at the Church, Movers and Shakers meet on alternate Wednesday evenings at the Church and a Bible Study is held by Sharon Hionides at her home on Monday evenings to which several of the ladies from Bridlewood attend. A Bible Study for men was recently started by Roland Fernandes for alternate Saturday mornings and although small in numbers it is hoped that as word spreads as to the benefits of this time of fellowship and prayer, others will be drawn to attend.

W.IN.G.S Ladies Breakfast meetings have been another successful outreach to our community through the dedication and hard work of Martie Dorland, Celia Watson and other ladies drawn from the Bridlewood congregation. They continually provide good food, excellent fellowship, beautiful décor and insightful speakers for these occasions which are always well attended.

Our Board of Managers continues their excellent work to maintain our facilities. Under their guidance, supervision and expertise we completed a major renovation to the Sanctuary, furnishings, a roof and air circulation systems with little or no disruption to the Sunday Worship Services. As finances become available, we look forward to renovating and upgrading the lower floor and washrooms.

Agape Gospel Church continue to share our premises and we continue to be encouraged by the support provided by them and appreciate their participation in having a representative in attendance at Board of Managers’ Meetings to assist in the maintenance of our property especially during the recent renovations.

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As an outreach to the community, Agincourt Community Services Association continues to benefit from our monthly food drive and 2¢ per meal program. Evangel Hall and Yonge Street Mission were also beneficiaries over the Christmas Season when the Mitten Tree contributions of hats, scarves and gloves were provided for their clients along with donations of personal and food items gathered in response to a cry for help from those organizations.

The Christmas Shoebox program was as usual a popular outreach carried out by the congregation with the collection of approximately 75 shoe boxes to be shipped overseas.

Pastor Jon and his wife, Joeie, welcomed a beautiful baby girl into the world on September 9th and are busy discovering the joys of parenting Cassandra.

Obviously the future ministry of the congregation continues to be the main focus of Session. To retain and maintain the vision for our church Session members meet on the 4th Tuesday of every month where reports are presented, updates on pastoral care made and overall administration of the Church in all of its aspects discussed. We encourage you as a congregation, both corporately and individually, to take the opportunity to provide input and ideas by which we can move forward and grow for the future. To do this, a Session mail folder is provided for your convenience; please feel free to place your suggestions for consideration in that file which is checked on a weekly basis. Alternatively, you can also pass on your thoughts, ideas or concerns to your individual elder who will bring them to Session and report back to you in due course as to the results.

In conclusion, as we move into a New Year filled with promise, anticipation and excitement, I would like to ask for your continued prayers for our Church, the Session, Board of Managers and for each other as we consider where the Lord will lead us and the special person He will bring to be our shepherd.

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YOUTH AND FAMILY MINISTRIESSubmitted by Pastor Jon Nip

Junior Church

In another great year of Sunday School ministry, the children and youth of the families at Bridlewood have been gathering and growing together in their walk with God. Dozens of students have been journeying through the Word, developing their church family relationships, and enjoying creative and intentional lessons taught by gifted teachers. It has been absolutely exciting to see the kids looking forward to their time together downstairs and to see their love for Jesus increasing throughout the year!This year also served as a transitional period as we’ve moved in a new direction and curriculum, heading into the end of the fall. The One Room Sunday School curriculum has served the needs of the classes well in the past few years and have been a blessing in helping to craft engaging times of faith formation. However, as we move toward a more family-integrated model that enables us to account for a wider spectrum in terms of styles of learning, we have adopted the Tru philosophy and curriculum in line with the vision of Bridlewood to continue to develop our means of discipleship and to coming alongside parents to resource and help lead their children to Jesus. Through 2014, we also saw one of our teachers step down after years of faithful service and some of the older students return as the new teachers and assistants.Building off the opportunities in 2013 to raise money to support charity and mission projects around the world, we’ve had a pathway to begin teaching about offering and how it is an expression of gratefulness and praise to God and His love for us. It also allows us to continually be a part of God’s Kingdom purposes and redemption plan. Each week, the offering is collected and added to the amount from the adult congregation.

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The time together on Sunday mornings continues to be filled with intentional activities to continue to deepen our relationship with Jesus through the energetic action of worship songs, games, videos, memory verse challenge, and object lessons. The Junior Class started off the year focusing on the life of Jesus and His miracles, experiences with the disciples and people He met, and His work on the cross. The Senior Class has focused on knowing and following Jesus more in depth by studying and learning from the Gospel of John. In the second year into the book, we’ve studied each passage in the chapters 6-8 and have been challenged to live the saving and missional life in Christ in their homes, school, and communities. In the month of September, both groups took a break from their plans and focused on the history, call, and symbolic characteristics of communion as they prepared for the Family Communion Service. Before the communion in December, there was another class to help them remember and prepare once again. In December, we reflected God’s love, the same love He showed through Jesus, to those in our congregation by putting together care packages for those that are normally not able to attend service. The teachers bring their own unique giftedness to each lesson and meet together during the year to actively improve and develop better ways to lead children to Christ. In addition, it has always been a priority to help children and youth to be integrated into the congregation and service. Through family services and “Servant Sundays”, we have seen a smooth transition that has been both meaningful and natural. At the end of each month, the Senior Class meets as a small group downstairs to process through that month’s service, support each other through prayer and fellowship, and have an opportunity to share and lead each other. The response has been wonderful and the students have wanted to stay well after the service has ended just to continue to gather together!Special thanks go out to Nicole Castle and Ken Michell for teaching the children and youth a worshipful song to sing with the choir during Christmas services. Lastly, a very special thanks goes out to our teachers: David Townsend, Divina, & Joash Purificacion; Suzette Fernandes; Joeie Nip; Giani, Kinder, and Jehro Celemin for all their faithful service, creative fun lessons, and their love and care for all the students in Junior Church.

Youth Group

Life as a journey. A walk with God and on the path with each other. To the destination He is leading us to and for the purposes of His Kingdom and redemption. After a year of looking in depth of our identity in Christ, we chose the theme of journey derived from Hebrews 10:24-25, Acts 2:42-47, and Ecclesiastes 4:9-12 and

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began to take the first steps together as an intentional community, learning and growing with each other through the sharing of stories and lives.The past year has marked continual growth and change, as well as plenty of excitement and fun in deepening our walk with Jesus and learning to respond in love to Him and to others through missional service and engagement! Through God’s faithfulness, we’ve continued to grow and have seen over 45 youth participate in our weekly ministry. Many of the new youth attending have come from JFK Day Camp and from reaching out to friends. In keeping with the change of meeting dates from last year, we are continuing to gather on Friday nights, with some additional Saturdays, allowing for more flexibility and opportunities to build up a supportive and connected community.

Over the course of the year, there were intentional periods of reflective worship, prayer, and meditation for the youth to participate in. In particular, over Easter, the gospel was presented in contemplative and reflective ways for all to experience the saving and sanctifying power of Christ. In 2014, we’ve continued partnerships with other churches in

the Agincourt area and have developed a wonderful relationship with their youth groups as well through joint worship events, serving in the community, and giving students an expanded perspective of God’s Kingdom. In one instance, we joined with other students in our area in partnership with Festival of Hope on a community action project in which we cleaned up and repainted a tunnel at Thompson Park, followed by a time of sharing, worship, and fellowship over a BBQ.In addition to fellowship and discipleship times, the youth group enjoyed movie nights; the annual Bake-Off parents night, life-sized Kerplunk; Laser-Quest tournament; boys & girls nights; day trip downtown to the Royal Ontario Museum and the Eaton Centre; Christmas and New Year’s party; serving at JFK P.A. Day Camp, FEAST NIGHT 2 at Wild Wings; and the End of Year Bash . Some of the new elements from this year were: the special youth-focused leadership and spiritual gifts workshop LAUNCH in partnership with Youth Unlimited; the evangelism and discipleship training conference and event, Festival of Hope; Hallow’s Eve Party; our special Valentines night of hearing the relationship stories of those in our congregation and discovering more about Christ-centered relationships; and our Photo Bomb outreach night. All the new

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additions were received well and were also great opportunities to connect with the parents of youth.There has been an extra focus and conviction within the youth group this year to be living beyond our gatherings and to be a part of God’s redemptive mission in the world. There have been great opportunities to partner with and serve alongside Evangel Hall, Yonge Street Mission, and Gibson Community Centre, which has been illuminating and challenge for many of our group as they witnessed the needs in their community. Lastly, many of the older youth have taken more ownership and leadership of our community, hosting and facilitating gatherings in their own homes and organizing special fellowship nights and

events at the church.Enormous thanks go out to Thomas Kim and Joeie Nip for being great counsellors and mentors for the youth this year and for their continuing support, leadership, creativity, and yummy snacks :)

Family Ministry

As a church family, Bridlewood Presbyterian Church continues to develop and seek new ways to minister to the families of the congregation and those connected through JFK camp and outreaches. Strides have been taken to

continue to come alongside families to support them in leading God-glorifying and Christ-centered lives.To help with continually reading and living out Scripture, weekly devotionals were sent out to encourage families to be in the Word. Starting off in Genesis, this initiative helped both parents and children understand the Bible, see the gospel story throughout the narratives, and gave opportunities to apply the passages to their lives. During the Advent season, a special Christmas concurrent daily devotional for parents and children was given to families, which included crafts and recipes to be reminders of Christ’s birth. In the upcoming year, the family devotionals will also be related to the Sunday School in an effort to connect the ministries together.During the winter season, the children, youth, and their families enjoyed a wonderful tobogganing event on Family Day. They were joined by relatives and the families of the JFK Day Camp and was a great way to connect the ministries together.A family communion service took place in the fall, which was inclusive to all members of the family and gave an opportunity for children and parents to participate in the sacraments. Leading up to the service, the children spent a

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week preparing in Sunday School to learn about the Lord’s Table and its importance in our Christian walk.Taking the next step, a parents small group has been formed to encourage and support one another in raising children faithfully in the way that God has designed. Through study and prayer, parents are given an opportunity to discover and share with each other the journey of living out their faith in Christ through their parenting, while youth provide child care in the nursery.

CONTRIBUTION RANGE REPORTFor Period: 01.01.2014 to 12.31.2014

Submitted by Rehana Azeez

Contribution Range # of Contributors Total Given Average per

Contributor1 499 99 13,803.00 139.42

500 999 16 10,005.75 625.361,000 1,999 13 15,145.00 1,165.002,000 2,999 10 23,615.47 2,361.553,000 3,999 14 48,023.02 3,430.224,000 4,999 5 21,540.00 4,308.005,000 9,999 19 132,330.00 6,964.74

10,000 19,999 2 24,520.00 12,260.00

TOTALS

178 $288,982.24 $1,623.50

FELLOWSHIP COMMITTEESubmitted by Celia Watson

We, as a fellowship committee, endeavour to provide opportunities to build “community” and help congregational members to deepen their relationships with one another.

When believers get together God is among them. Matthew 18:20God is calling you to have fellowship with him. Revelation 3:20

We have had several convenors serving on our fellowship committee this past year.Celia Watson & Pearl Katryan Coffee fellowshipClaudette Parvatan & Celia Watson Care and Share LuncheonsDianne Braun Funeral receptionsSuzette Fernandes Christmas Dinner

FELLOWSHIP COMMITTEE - CHRISTMAS DINNERSubmitted by Suzette Fernandes

“Enter his gates with thanksgiving and his courts with praise; give thanks to him and praise his name.” Psalm 100:4

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What a wonderful night we had at our Annual Bridlewood Christmas Dinner which was held on Saturday, December 6, 2014. We had a great turnout this year - some old friends and some new ones. Everyone enjoyed the delicious food, great fellowship and participated in the fun games organized by our very own David Townsend. Thanks to David who always makes it such an entertaining night for all. Thanks to our “Christmas Tree”, Pastor Jon who distributed gifts to all the kids. Thanks to the Youth Group, Ben Jensen, Tamara Stephens and all who came out on the Friday night and did an awesome job setting up and decorating the room. Thanks to Fortunato Celemin who helped in the ticket sales. Thanks to the kitchen, serving and cleanup crew who did an awesome job-you guys made my job so much easier. Special thanks to all the cooks who kindly volunteered to prepare the turkeys, hams, stuffing and mashed potatoes for us to enjoy – everything was deeeelicious! Also thanks to those who made a financial donation and to our Bridlewood family who came out to help and support the night. I’ve been so blessed to work with such wonderful and generous people.

The remaining food was given to Agincourt Community Services Association (ACSA). Praise The Lord for an awesome year!

FELLOWSHIP COMMITTEE - COFFEE FELLOWSHIPSubmitted by Celia Watson

We are thankful for the fourteen families that volunteered to serve several times during the year at the coffee fellowship after the morning service. Approximately 40 to 50 people enjoyed the coffee, tea, juice and refreshments each week.

A special thank you to Andrew Scott, who often sets up the coffee and the table and chairs.

Please join us or perhaps you might like to volunteer. Please speak to Celia or Pearl.

FELLOWSHIP COMMITTEE - CARE AND SHARE LUNCHEONSSubmitted by Celia Watson

In March, to continue with the Communion luncheons, we had been having in 2013, Pastor Kevin provided his homemade lasagna, which we thoroughly enjoyed. After lunch, each table was given a passage from Dietrich Bonhoffer’s “Life Together” to read and discuss.

In April, we celebrated Bridlewood’s 26th anniversary with cake, good fellowship and the sharing of church memories.

After communion in June, we enjoyed an outdoor BBQ with wonderful salad contributions and ice cream cones.

In November, with the Missions committee, a colourful and most delicious lunch was served.

A BIG THANKYOU to all of you who helped set up and cleanup for all of these events. Your help was very much appreciated!

FRIDAY FRIENDSSubmitted by Suzette Fernandes

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“A friend loves at all times” Proverbs 17:17

At our Friday Friends luncheons, we gather together on the first Friday of each month from October to June. The young and elderly join together for a deliciously, light lunch, fellowship with friends, sing a few hymns and have a special guest speaker. This past year we’ve had some wonderful speakers such as Kevin Bender (Compassion Canada), Pastor Jon Nip who shared about the Philadelphia Mission Trip with the youth group and Martin and Ruth Ghent (OMF Japan).

Our guest speakers for this year 2015 are Andrew Scott, Lucie Howell (Canadian Director, Mustard Seed International), Peter and Megan Money, Kathy and Richard Konieczny.

I’m so blessed to have worked with a great team consisting of Joyce Townsend, Heather Cave, Suzannah Cruickshank, Dianne Cabral-Braun, Ben Jensen, Martie Dorland, Fred Matthews and my hostesses and many helpers who together make the day so special.

Thanks to all who come and support our ministry and we look forward to another great year of fellowship and good times!

I thank The Lord for his wonderful blessings. Praise The Lord!

YOUTH & FAMILY OUTREACH AND MISSIONSSubmitted by Pastor Jon Nip

Just For Kid Summer Day Camp 2014

On your marks! Get set! Go!! Let’s get started on the amazing race of our lives and faith :) It was another wonderful year for Just For Kids Summer Day Camp as we continued to live missionally and reach out to the Agincourt/Scarborough community. Following another highly successful year, we continued to maintain a high standard for our approach and vision, while continuing to forge forward in meeting goals in making the camp even more accessible and intuitive

than years past. We had amazing fun growing in our relationship with God and connecting with families and kids in our communities by striving to show them Christ’s love and live it out by His redemptive plan and power.This year, JFK Camp took place from August 18-29, 2014 during the weekdays. To meet the needs of families during that period, we continued to hold the camp at the end of the summer where there were not many programs being offered. In keeping with our priority to have a safe and manageable environment, we placed a maximum cap of 80 campers a week. In total, there were a total of 84 children, aged 6-13, over the course of the two

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weeks, with many new children enrolled in the program for the first time. As the camp continueed to grow, we had over 40 high-school-aged volunteers in our Leaders-In-Training (LIT) program split between both weeks, serving effectively and selflessly in all areas of the camps. Completely adapted and created by the section leaders and co-directors, the theme of this year’s camp was AMAZING RACE AROUND THE WORLD, with a focus on the life that God has called us to and has saved for us through Jesus. The memory verses this year, which were 2 Timothy 4:7, Hebrews 12:1 and Psalm 86:1, had many children making a goal to learn all the verses. The overall presentation of the camp had a racing and world motif with different cultures being presented throughout the church. The section leaders and LITs creatively decorated the sanctuary, the fellowship room, the nursery, and the hallways to represent

areas around the world, while focusing the teaching and activities on people throughout the Bible who followed faithfully where God was leading. Almost every element from the theme and curriculum of the camp was designed from scratch. This included researching and compiling lessons, songs, skits, and creating many craft projects on our own. This produced a sense of ownership among the leadership and we were able to tailor-make a relatable and fitted program for the spiritual and social needs of the campers and LITs.With the additional support from grants

from Cooke’s Fund and the Government of Canada’s Summer Job Initiative, we were able to further develop the roles of the co-director and the section leaders. (For a breakdown of this year’s expenses, please refer to the enclosed budget at the end of this report booklet) All three section leaders from the previous year were able to return to build on what they had already started, while adding on five new section leaders with their own gifts and leadership abilities, enabling the camp to have a greater and more holistic scope. They were responsible for the three major sections of Sports (Chris Yeung & Kyle Cheng), Arts & Crafts (Colleen Persaud & Rebecca Lee), Support Crew (Erald Viernes & Matthew Chua) and a new role that focused more on assisting the directors in administration, overseeing the lessons, leading the LIT program, and connecting youth, parents, and the community to the ministries at Bridlewood. Last year’s co-director, Jessica Kandiah, was also hired to provide leadership for the camp with the director.

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The co-director position was expanded to have more oversight and administration over the camp’s programs, resolving conflicts and disciplinary issues, and building up relationships with the families. Along with the adult volunteer director, Thomas Kim, the co-director crafted and led the LIT program and structure, giving a special focus to meet each volunteer at his/her own level, while providing care for each LIT. The role has also expanded to facilitate and be responsible for several of the briefs and debriefs for the leadership team. Each leader brought their own unique gifts, while being challenged to be leaders to the

children and their team of LITs in a Christ-like way. Through their times of reflection, they grew in areas of deepening their relationship with God and fine tuning their leadership abilities. This team was responsible for all the programming and planning in regards to

these sections for the entire two weeks of camp and LIT program, as well as building up and empowering the LITs. They performed exceedingly well in creating enjoyable, age-appropriate, and interactive experiences for everyone involved.During the weekly meetings, the directors and section leaders intentionally studied through 1 & 2 Peter and Craig Groeschel’s Christian life book The Christian Atheist and Tullian Tchividjian’s One Way Love to expand on our understanding of Christian life, as well as how to practically and graciously lead others. Because of

their commitment, planning, and leadership, the section leaders were each given an honorarium for their work over the course of the entire summer for JFK Day Camp, while the co-director received her stipend from the Canada Summer Jobs Program.Former LITs, who have since graduated and moved off to university, returned again as our teachers for our two weeks. It has been absolutely exciting to see how each of them has grown in their walk with God and matured in their life and faith. Each teacher brought a high quality of teaching and allowed for some of the LITs to learn from their peers. At the same time, the flexibility of having designed our own curriculum and theme was that the teachers were able to have the freedom of

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preparing their lessons in a creative and interactive way. Special thanks to Jonathan Kandiah, Giani, Kinder, & Jehro Celemin, and Suzette Fernandes for their wonderful teaching at day camp and helping to train a new generation of leaders! The Leaders-in-Training (LIT) program was expanded to include more opportunities to team-build and intentional reflection periods. The volunteers were divided into the three major sections of Sports, Arts & Crafts, and Support Crew (Audio/Visual, Security, Food Preparations, Special-themed Events, Set Up, Tournaments), with a newly created group that helped in the teaching, handled additional projects, and supported the other sections. After successfully passing through the application and interview process, each participant attended two full days of training which consisted of: team-building exercises; preparation of camp materials; guidelines of camp; sessions on working with kids, difficult situations and conflicts; working with section leaders, and decorating the church. To give more time for the team-building and developing a missional attitude, we included a physical and mental challenge across an outdoor commercial area, service at the food bank and family centre at Agincourt Community Services Association, and a sleep-over at the church; all of which were intentional and challenging times, while remaining highlights of the LIT program.Each day, the kids would participate in a number of various activities including: games and activities (dodgeball, crafts, “wide” games on the church property); water play (water balloon activities, water fights, slides); ping pong, foosball, and games tournaments; talent show; stretching activities; Bible teaching; and learning memory verses and songs. Leaders and LITs also offered live worship music and actions by playing their own instruments, singing the songs, and choreographing the corresponding actions, using their many artistic gifts. In addition, a healthy atmosphere of group competition encouraged campers to participate in daily individual and team activities, memorize Bible verses, and to generously give through collecting food and toiletries for the food bank. One day each week, the entire camp went on trips to different parks/locations. The first week was to Wild Water Kingdom (Aug. 20) and the second was to Ripley’s Aquarium (Aug. 25). Thanks to all the adult volunteers who chaperoned the groups as they enjoyed each location.The closing ceremony at the end of camp was a time to celebrate the wonderful time of travelling adventures we had. The event was well attended by families of the campers, LITs, and members of the Bridlewood congregation, allowing for opportunities for the church community to connect with campers and their families. It was another successful year at camp as we continued its mission to lead children to Jesus, offer a great place for youth to serve and grow, and meet a need of the community by offering a highest-quality camp at the lowest possible cost. A number of past LITs also returned to reconnect with the camp and give their time as chaperones for our day trips. We are thankful for the amazing way God has been working through the day camp to continue to draw children and families to Him and to bring about His Kingdom. Several children made decisions to accept Jesus Christ as their Lord and Saviour for their first time throughout the two weeks, with older campers and LITs recommitting their lives to follow Christ.

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To continue to connect with and serve families, our mission continued in the form of Just For Kids Professional Activity Day Camp, with our March date seeing about 20 children and youth attending. The activities included the foosball tournaments, indoor “snow” activities, snacks, mini-Olympics, lunch with Friday Friends, tie-dye shirts, and an opportunity to share about the importance of sacrifice in our lives to be able to grow and lead, specifically looking at Jesus’ sacrifice for us. As the needs of the community change, we will be ending our P.A. Day Camps and offering a week-long March Break Day Camp in 2015.

Youth and Family Short Term Missions

In continuation with our call and convictions to live missionally, it was a natural step from our youth ministry and JFK Day Camp program to faithfully follow the Lord’s leading to come alongside organizations who are serving the social and spiritual needs of families. One of these organizations was Project Serve from Youth Unlimited, who facilitate short-term mission projects throughout the world, and through prayer and consideration, we felt led to partner with them on an opportunity in Philadelphia, PA.After receiving almost 30 applications and holding select interviews, 15 youth and 5 adults were chosen as the Philadelphia Missions Team. Two more youth, who lived in Philadelphia, joined our team when we arrived in the city. The team met monthly to prepare and plan the mission project, as well as coordinate efforts for group fundraising and team building, growing in our understanding of God’s heart for the poor and in areas of social justice and equality. Those who were unable to attend a meeting were required to complete a catch-up assignment in order to stay on track with the rest of the team. It was an amazing journey of discovery and growth as all of us shared and were stretched in our understanding of missional living, with all of the team members showing both sensitivity and insight in our faith and culture. During the last team meeting, each member had a chance to share how God had been changing his/her life and to discern how God was leading and speaking to them. Individually, the team members set goals and waited expectantly to see how God would accomplish them. After the trip, many members sensed the Holy Spirit speaking to and moving in them in powerful ways, completing certain goals while revealing a new direction in others.

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By God’s grace and provision, we were able to fundraise almost $2000 more than we needed for our expenses through personal petitions and group efforts, such as cookie jar mixes, scarf & mitten sales, service and baked goods auction, and car washes. The extra amount that was received, gave us the opportunity to purchase a number of

items and gift cards for the families at the homeless shelter we were serving at and bless the church with a donation to help their church plant and outreach efforts in their community.From June 28-July 6, we embarked on our project to Philadelphia and it was a life-changing and transforming journey for our whole team. Throughout the week, we intentionally lived our lives missionally and reached out to serve at Stenton Family Manor, a family homeless shelter, and to build up and bless those in need in the Philadelphia area. Each day of the week, we engaged with and served children and parents in the shelter, ran a day camp program, arts & crafts, and outdoor activities with their staff, worked with a number of different groups from local and national churches, cleaned and picked up garbage across their property, repainted an activity room, fixed a dozen computers from their library, and were able to encourage and meet the needs of those living on the streets. On the final day, the group stopped in New York City to watch the Independence Day fireworks and to explore Manhattan Island, which in turn was also another opportunity to serve and bless those in need.The team stayed at Old Pine Community Centre, right beside the Presbyterian Historical Society, which also served as a place for our meetings and discussions, preparing the activities, and cooking and eating our meals. One evening that many of the team members found to be of great impact, was our mystery poverty meal, in which half the team made and ate a fancy Italian meal, while the others were only allowed to eat rice on the floor. It was amazing to see God work in their lives to give them courage and convictions

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to cross the cultural barriers and share with those in need, and to identify with the impoverished situation that many people live in.Months after the project, the team reunited in October to debrief and help in transitioning back to their daily lives here in Toronto. It was a challenge to continue to be reminded of all that God had shown and taught us and how we can strive to have that missional heart through our lives here. Many of the team members shared different ways in which their perspectives and actions had changed and how they saw a new way of faithfully following Christ. To continue on the mission, we are seeking to serve in Toronto this coming summer and a global opportunity the summer after.Special thanks to Joeie Nip, Jenn & Murray Mikelait, Jessica Kandiah, Thomas Kim, Giani and Kinder Celemin, who came on board to lead and care for the youth throughout the Philadelphia project and to encourage and inspire the team through modelling Christ and sharing in the journey!

LADIES BIBLE STUDYSubmitted by Ruth Hands

The Ladies Bible Study was temporarily halted in February on the advice of the participants. I deeply appreciated their sympathy, prayers, encouragement and practical assistance during the several challenging situations.

When the studies resumed, our focus was on the book of Ruth. The lessons included acknowledging faulty views of God, prejudice toward outsiders, God’s gracious leading and provision, and redemption through our kinsman-redeemer, Christ, so vividly foreshadowed in Boaz.

All ladies are invited to join us on the second and fourth Tuesday each month, 9:30 - 11:00 am. Participation in the reading and discussion is encouraged but left entirely voluntary.

LIBRARY COMMITTEESubmitted by Wanda Fletcher

 “What is more important in a library than anything else - is the fact it exists.”

Archibald MacLeish

The library committee has used this past year of change and renovations within our church as an opportunity to revaluate and revitalize our library collection and to consider ways in which it can better serve the congregation. Over the past months, the committee met frequently to sort through books, remove worn and outdated editions, duplicate copies as well as those irrelevant to the purposes of the library. We are currently updating the cataloguing of all the books as well as establishing a satellite library in the lower level especially focused on our children and youth. We hope you find our new, refurbished section of the narthex inviting and we welcome you to spend time browsing and borrowing books for your enjoyment and edification. Please feel free to speak to any member of the committee if you have any questions or suggestions. We are here to serve you.

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I would like to acknowledge and thank the following members of the committee for all their hard work and dedication: Heather Cave, Suzannah Cruikshank, Pat Hayman, Shirley Quinn and Alice Wong. Also a special thanks to Marty Dorland & Jack Fletcher who volunteered their time to help.

MCCULLOUGH BURSARYSubmitted by Maureen McCullough

The McCullough Bursary involves yearlong activity, resulting in the awarding of bursaries in August each year. In 2014 we were able to give ten bursaries of $1000 each from the investment funds, to deserving students. We try to use growth and new contributions, leaving most of the original investment intact.

The Bursary was established in 1997 to memorialize John, Susan, and Heather McCullough, who lost their lives in a road accident in Africa. The Bursary receives charitable status under the auspices of Bridlewood Church. It supports students preparing for careers in education, ministry and mission, especially those planning to work with children.

In November an annual letter is prepared and sent out to supporters and friends, with the help of our secretary, Julie Seath. We so appreciate her help with the labels and envelopes. Contributions are received through December mostly, but also through the year, when Paul Ling and Rehana Azeez assist with the records. Early in the year, thank you notes are prepared to be included with the tax receipt mailing. The new contributions are added to the existing investment. We are grateful to Marco Berardi for his careful and wise handling of these funds.In March, contacts are made with colleges to advertise the Bursary and to establish the final date for submission of the applications in May. We have received on average 20 to 25 applications, from which we choose the recipients for that year. A committee of four or five considers the applications separately, selecting their preferences from which the final decisions are made, often with great difficulty.

The recipients are informed in July that they will receive the bursaries. Arrangements are made with Marco Berardi to cash out the required amount and Paul Ling distributes the cheques to the students in August. In recent years, a Bursary service has been held in October, when we have been blessed to meet the students and have them share their talents with us.

I am very grateful to all who give freely of their time and resources to support this endeavor, both inside and outside the church. Many thanks to Kevin Lee for his involvement with the committee and the Bursary service during his time at Bridlewood.

MEMBERSHIP STATISTICSSubmitted by Dianne Cabral-Braun

Membership January 1, 2014 143Removed from Roll Because of death 0

By revision of Roll 0TOTAL REMOVED 0

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Added to Roll By Certificate 0By Profession of Faith

0

TOTAL ADDED 0Membership December 31, 2014 143

Adherents Under Pastoral Care 2011 72(including children) 2012 51

2013 562014 61

Baptisms 2011 02012 220132014

00

Average taking Communion(a.m. Services)

New MembersNumber

AverageAttendance

Year Number Number a.m. p.m.2011 99 11 105 21201220132014

10310389

350

969596

181418

MISSIONS COMMITTEESubmitted by Samir and Lucy Stasi, Co-Chairs

“Therefore go and make disciples of all nations, baptizing them in the name of the Father and of the Son and of the Holy Spirit, and teaching them to obey everything I have commanded you.

And surely I am with you always, to the very end of the age.” Matthew 28:19-20

Another year has passed. With God’s faithfulness and your help, we met all obligations towards our missionaries and the mission agencies we support. We praise God for the opportunity to be part of His work and wish to thank you for your generous giving. We remain committed to continue our support in 2015, and with a slight increase in budget.

This year, like in previous years, we were privileged to have many missionaries visit our congregation and offer updates on their missions’ work. We were blessed to have the Bravos, Neil and Ingrid Miller, the McIssacs, Naomi Van De Visch, Peter and Megan Money - plus several other representatives from numerous mission agencies.

Early in the summer, our youth joined by others from neighboring churches, had the opportunity to experience missional work firsthand. In collaboration with our committee, Pastor Jon Nip, lead a short term mission trip to Philadelphia. The youth worked diligently to raise necessary funds to cover all their expenses. The trip was a blessing to local communities and offered an opportunity for our youth to experience God’s hand at work in their lives and the lives of others.

“Building Strong Relationships in Our Community”, as you may recall, was the theme for our annual mission’s event held on November 2nd. Representatives of various missions we

21

support joined in the celebration, exhibiting their work, providing information and answering questions. In this event, David Addison, Executive Director of Toronto City Mission, delivered a strong message reminding us of our responsibilities towards inner city outreach. He was accompanied by Gala Castanos, Outreach Worker, and the children’s choir. The event concluded with the fabulous annual “International Care and Share Luncheon”, with over 30 visitors in attendance.

As we complete our current term, we wish to express sincere thanks to all Missions Committee members for their hard work, without which it would have been impossible to carry out our duties. Our treasurer, Paul Ling, ensured that support funds were dispersed in timely and regular intervals as planned. Thank you Paul!

It is difficult to believe it has been over fifteen years since Lucy and I became involved in missions work. We were enormously blessed to be part of this vital ministry, working with great people, in various roles.

We wish to welcome Mrs. Carol Morris, as Chair of the Missions Committee, trusting that her experience and dedication, with God’s guidance, will continue to bring new vision and direction to this ministry, for His glory.

MOVERS & SHAKERSSubmitted by Cec Adams

The Movers & Shakers is a Small Group which meets from September until May every two weeks on Wednesday evenings at the church at 7 PM unless otherwise announced. The agenda generally includes light refreshments and a video viewing followed by discussion and prayer. Over the years we have studied a wide variety of Biblical topics under several highly recommended teachers.

Movers & Shakers is currently studying a sermon series by Charles Price, Senior Pastor, at the People’s Church in Toronto on the Book of Romans. This is a challenging review of Paul’s teaching to the people of Rome.

Everyone is invited to attend the Movers & Shakers meetings. I hope to see you there. Watch the weekly announcements or the Bridlewood website for the bi–weekly dates and for future discussion topics. The current culture in our world today is similar to that of the Rome. Come and see how Paul’s lessons apply to us.

I would like to thank Marg Clouston and Sid Castle for their leadership assistance and Kevin Lee and Jon Nip for their assistance setting up our video system during the year.

NOMINATING COMMITTEESubmitted by David Townsend and Celia Watson

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FellowshipKitchen Coordinators Ephraim & Marrisa FranciscoSunday Morning Fellowship Pearl Katryan & Celia WatsonCare & Share Luncheons Claudette Parvatan & Celia WatsonChristmas Dinner Suzette FernandesMemorial Receptions Elders and StaffMembers Veronica Choo-Ying, Suzette Fernandes,

Sheila Hosein, Sheila Murphy, Florence Sanfordand Arlene Sukhu

Board of ManagersTreasurer Paul LingMembers for 2015 Fortunato Celemin, Roland Fernandes, Ben Jensen,

Nizam Khan, Alex Moffatt, Hazel Quan, Shirley Quinn, Al Rainford

Nursery Coordinators Jon & Joeie NipJunior Church Jon NipEnvelope Secretary Rehana AzeezAnnual Accounting Review Dennis DirksenAnnual Meeting Chair 2014 Doug TownsendLeading With Care & Accessibility Nicole Michel and David Townsend

2015 Nominating Committee Sid Castle and Celia Watson

PERSONNEL COMMITTEESubmitted by Margaret Millius and David Townsend

The committee met with each of our three employees several times through-out the year. Each received a performance review, reviewing their job description, assessment of job performance including positive outcomes and challenges. Goals for the coming year were set with each staff member. The staff asked questions and reported difficulties and challenges. The committee worked with staff to resolve issues. The committee presents a monthly report to session and seeks advise as required.

Committee Members: Margaret Millius and David Townsend

PRAYER CHAINSubmitted by Barbara Armstrong & Shirley Charleson

God welcomes our prayers and petitions.   Philippians 4:6 "Do not be anxious about anything, but in everything by prayer and petition, with thanksgiving, present your requests to God.” In 2014 we came alongside many people through prayer. We had the privilege of praying for Erin Leggett and her family this year.  

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Please contact one of the persons listed above if you would like to be involved or if you have a prayer request.

THURSDAY PRAYER FELLOWSHIPSubmitted by Paul Ling

The prayer group of BPC consists of interested individuals gathering together one morning each week to intercede on behalf of individuals, families, the ministries, the pastors, missionaries, BPC, etc. to our heavenly Father. God’s people need the help and the leadership of the Holy Spirit/God to equip and strengthen them to grow spiritually and to live a life that is pleasing and honouring to God. “The prayer of a righteous person is powerful and effective.” (James 5:16b)Won’t you consider joining us to intercede on behalf of our church and our brothers and sisters in Christ who are in need? Wouldn’t you like to see BPC’s growth in expanding His Kingdom here on earth?Come and join us at 10:30am each Thursday at the church!

TOWDAH CHOIRSubmitted by Nicole Michell

“…the LORD has chosen you to stand before Him, to minister to Him, and to be His ministers…”

2 Chronicles 29:11

Our choir ministry seeks to intentionally carry out our larger vision at Bridlewood “knowing Christ and making Him known.” Our choir is named after the Hebrew term Towdah which is used in Scripture. The word describes a choir of worshippers with their hands extended in adoration, confession, praise, and the giving and offering of thanks.

Our choir ministry seeks to learn to be the kind of worshippers our Father deserves and desires living the lyrics we sing. Our heart is to minister to our Triune God as well as minister to His people through songs of adoration, confession, and thanksgiving. We seek to celebrate through the music who God is, as well as testify to what He has done on our behalf and who we are in Him.

The choir sings on average an anthem every three out of four Sundays during our Corporate morning services. We have chosen pieces throughout this year specifically to teach and fulfill what the Scripture commands for us as a community of faith to sing ( learn) a new song. The choir has participated in special arrangements for our Missions Sunday, Thanksgiving, Easter, and Christmas Eve. The choir also shared an anthem to remember God’s faithfulness as a song of encouragement to Pastor Kevin, his family, and us as a congregation for his last service with us as our Pastor.

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The choir also helped with the musical leadership for the Christmas Word & Song evening service during this advent season. I had the pleasure of working together with the children and youth throughout the year to encourage their participation in our morning worship services in order to join together with our choir for the Christmas Eve service.

We also firmly believe in spending time enjoying the rich friendships we share together. We had a lovely time to close our choir season last June for a Garden Party. It was a beautiful evening in the garden filled with music. There were choral members dressed in beautiful royal garden attire. We were treated to an inspired original piece of poetry penned & recited by our own alto, Mrs.Martie Dorland, as we delighted in the organic homemade canapés. A huge shout out to Pastor Kevin who came to the party with his own garden tools, prepared to weed and prune our plants (thanks Kev…I will be in touch in the Spring!).

It is a joy to minister alongside each member and I want to express deep gratitude for the personal time they devote each Thursday and Sunday to serving others through this ministry. They not only utilize their musical gifts of talents for the congregation, but also their gifts of intercession, mercy, teaching, evangelism, encouragement, and administration! Thank you to Maureen McCullough who through her faithfulness and musical gifts enable us to weekly communicate the gospel story through song.

It is truly an honour to share what God has been doing in and through this ministry and a sheer joy to be a part of this incredible journey!

TREASURER’S REPORTSubmitted by Paul Ling, Treasurer

The Lord is indeed faithful to His people at Bridlewood Presbyterian Church. 2014 was another fruitful year, even though the offerings were below the budget by $33,400. We have sufficient funds to meet all of our operating needs and missions budget.In 2014, $40,479 (net of HST refund of $13,775) was added to Equipment/Furniture. An additional expenditure of $7,884 (net of HST refund of $686) was expensed as Equipment & Renovation and $15,757 were expensed as Maintenance. The funding for the renovation is provided by the Manse Fund in the amount of $70,000. These are the two noted expenditure variances. During 2014, the loan from the Manse Fund was repaid in the amount of $14,800. The outstanding loan from the Manse Fund stands at $103,958 (after receiving the credit of $3,694 for 2014 income) at December 31, 2014.The total missions giving for 2014 amounted to $42,495 or 12.6% of the total donations. The Presbyterian Sharing amounted to $19,000 or 5.6% of the total donations. During the year, $3,080 was disbursed as Designated Funds, including $1,430 for the Syrian Refugees in addition to the $250 sent under the Mission Budget. Benevolent funds disbursed $2,000 to two needy families and an additional $1,000 disbursed under Designated Fund.

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Thanks to all of you, brothers and sisters in Christ, for your faithfulness and generosity in supporting God’s work here at Bridlewood. “May God Himself, the God of peace, sanctify you through and through. May your whole spirit, soul and body be kept blameless at the coming of our Lord Jesus Christ. The one who calls you is faithful and He will do it.” (1 Thessalonians 5:23-24.)

TRUSTEES REPORTSubmitted by John Moore and Lucy Stasi & Al Clouston

The Trustees reviewed the 2014 Manse Fund investments and Bank Account

During the year a loan in the amount of $70,000 was made from the Manse Fund to the Church for replacement of the carpet in the Sanctuary, Narthex area and hallways leading to the basement. The $70,000 loan will be added to the existing $150,000 loan making a total of $220,000 to be repaid to the Manse Fund by the Church in quarterly even installments over a period of 15 years. During 2014, the amount of $14,800 was repaid by the Church.

Approval by the Presbytery for the utilization of Manse Funds for this purpose is required & was obtained.

Manse Fund investment gains for 2014 amounted to $7,387.59 from the TD Mutual Funds. One half of this is $3,693.80 and this amount will be paid to the Church Treasurer.

The Manse Fund assets as of 31st December, 2014 are as follows: Bank Account 15,442.99

TD Mutual Funds 103,957.73 $119,400.72

Outstanding Loan: $200,200.002¢ PER MEAL AND FOOD DRIVE

Submitted by Ted & Flo Sanford

“I was hungry and you gave me something to eat…” Matt. 25:35

The 2 cents a meal food drive started strong in 2014, but in the last few months, the contributions have diminished. We took Agincourt Community Services Food Bank $509.80, down slightly from 2013. We continue to collect non-perishable food items on the last Sunday of each moth, and take to Christine at the Food Bank. Our contributions always appreciated as were the many pairs of mittens from the mitten tree. Can we make an even greater effort in 2015?

W. IN G. S.Submitted by Suzanna Cruickshank

It is our mission to make Christ known to the ladies in our church and community.

We met Saturday morning February 22, April 5 and November 22 for breakfast and to hear speakers outlining their work in the city.

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February 22, 2014Rauni Salminen

Philip Aziz Centre for Hospice Care and the Hospice for children - Emily’s House.Irene Livingston

NutritionistShowed how to read food labels to ensure we are eating properly.

April 5, 2014Hannah Anderson

Friend to Muslim women.Dr. Guy BaharChiropractor

He extended an invitation to attend one of his two clinics for a free assessment.

November 22, 2014This was our Christmas breakfast and attendees were asked to bring their nativity scenes.

Rev. Deb RapportArise Ministry

Chaplain to women in the sex trade.Toiletries and gift certificates were donated to assist in her ministry.

Thanks to all who assisted our committee in 2014.

BRIDLEWOODPRESBYTERIAN

CHURCH27

CONSOLIDATEDFINANCIAL STATEMENTS

FOR THE YEAR ENDED DECEMBER 31, 2014

28

2014 2013ASSETS

CURRENT Cash (Note 1) $ 46,297.90 $ 33,400.43 Investments (Note 2) 112,754.79 174,832.06

159,052.69 208,232.49

Capital assets (Note 3) 1,005,357.48 982,795.56

TOTAL ASSETS $ 1,164,410.17 $ 1,191,028.05

LIABILITIESCURRENT LIABILITIES Accounts Payable $ 5,443.56 $ 9,754.61

NET ASSETS

FUND BALANCES Operating (335.93) (14,645.70) Property 1,005,357.48 982,795.56 Manse 119,400.86 168,593.71 Building/Renovation Fund 15,171.72 17,985.39 Other Designated 19,372.48 26,544.48

1,158,966.61 1,181,273.44

TOTAL LIABILITIES & FUND BALANCES $ 1,164,410.17 $ 1,191,028.05

Approved on Behalf of the Board:

BRIDLEWOOD PRESBYTERIAN CHURCHCONSOLIDATED BALANCE SHEET AS AT DECEMBER 31, 2014

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SIGNIFICANT ACCOUNTING POLICY

Capital assets are carried in the accounts at cost and depreciated over their estimated useful liveson the straight-line basis as follows:

Furniture and Equipment: 10 Years

1 CASH & BANK 2014 2013

Manse Fund Bank Balance $ 15,442.99 $ 5,023.57Operating Bank Balance 5,107.63 (5,491.09) Building/Renovation Fund 15,171.72 17,985.39McCullough Bursary Fund 5,550.00 7,085.00Benevolent Fund 2,581.30 3,128.30Misc. Fund 2,444.26 5,669.26Total Cash & Bank $ 46,297.90 $ 33,400.43

2 INVESTMENTS

Investments, carried in the accounts at cost, are comprised of the following:2014 2013

Manse Fund's Investments:Total Manse Fund Investments $ 103,957.87 163,570.14McCullough Bursary Fund's Investments 8,796.92 11,261.92 $ 112,754.79 $ 174,832.06

3 CAPITAL ASSETS

Capital assets are comprised as follows: December 31, 2014 2013

Accumulated Net Book Net BookCost Addition Depreciation Value Value

Land and Building $ 911,123.40 $ (10,897.10) $ 0.00 $ 900,226.30 $ 911,123.40Organ 46,655.00 0.00 0.00 46,655.00 46,655.00Furnishings and Equipment 236,362.16 40,479.02 218,365.00 58,476.18 25,017.16

$ 1,037,817.29 $ 29,581.92 $ 180,818.00 $ 1,005,357.48 $ 982,795.56

4 STATEMENT OF CASH FLOWS

A statement of cash flows has not been presented since it would not provide additional meaningfulfinancial information.

BRIDLEWOOD PRESBYTERIAN CHURCHNOTES TO FINANCIAL STATEMENTS

FOR THE YEAR ENDED DECEMBER 31, 2014

31

JUST FOR KIDS DAY CAMP2014 Budget, Income and Expenses

Budget Income and Expenses ActualDescriptionIncome:Camper fees (80 campers at $100.00 pc) 8,000.00 7,970.00Extended care (10 campers at $30.00 pc) 300.00L.I.T. fees (30 participants at $35.00 pc) 1,050.00 1,000.00Canda Summer Jobs 1,980.00 1,980.00Cooke's Fund 3,200.00 3,200.00Church Budget 500.00 500.00Total camp income 15,030.00 14,650.00

Expenses:Curriculum 100.00 0.00Field trips: - Wild Water Kingdom 1,700.00 2,090.00 - Bus 675.00 576.71 - Ripley's Aquarium 1,900.00 2,298.16 - Bus 600.00 4,875.00 655.35 5,620.22Supplies (including crafts and snacks) - Craft & Decoration Supplies 1,000.00 1,164.50 - Co-Director/Section Leader Mentorship Materials 200.00 238.67 - Trophies & Prizes 250.00 330.50 - LIT Training 500.00 579.51 - BBQ 250.00 258.41Promotions (including printing) 100.00 0.00Tshirts: - Campers (80 at $8.00) 640.00 - L.I.TS. & Leaders (40 at $9.00) 360.00 - Taxes 143.00 1,143.00 916.29Sub total camp expenses - before honourariums 8,418.00 9,108.10

Honourariums:Total: 55 hours @ $10.00/hour = $550 / section leader - Crafts leader (x2) 1,100.00 1,100.00 - Sports leader (x2) 1,100.00 1,100.00 - Support Crew Leader (x2) 1,100.00 1,100.00 - Supervising Section Leaders (x2) 1,100.00 1,100.00

- Adult Volunteer Director 550.00 550.00 - Co-Director (180 hours @ $11.00/hour = $1980) 1,980.00 1,980.00

6,930.00 6,930.00

Total camp expenses 15,348.00 16,038.10

Total Income less expenses -318.00 -1,388.10

Total Daycamp Expenses -318.00 -1,388.10

($1100 supplemented from youth ministry budget)

32

33

BRIDLEWOODPRESBYTERIAN

CHURCH

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Description 2012 2013 2014 2014 2015

Actual Actual Actual* Budget Budget

Session $672 $692 $378 $1,000 $1,000

Nursery 90 0 316 500 500

Christian Education 349 491 707 500 2,700

Fellowship/Kitchen Committee 1,428 404 862 1,500 1,500

Music/Worship Committee 1,321 2,774 3,072 2,000 2,000

Library 129 0 197 500 500

Youth Ministries 1,499 3,086 2,084 3,500 3,000

McCullough Bursary 6,000 5,000 10,000 5,000 5,000 McCullough Bursary Fund (6,000) (5,000) (10,000) (5,000) (5,000)

Men's Mingle 225 0 0 0 0

Womens Ministry 200 200 200 300 300

Day Camp -306 (551) 1,584 500 500

Kids Club (PA Day) 100 62 128 250 250

Pastoral Care Ministry 754 1,342 2,332 1,500 500

Music Outreach Program 933 0 0 0 0

Leading With Care Ministry 0 0 100 500 500

New Ministries 0 0 0 0 0

Misc. 91 773 853 300 300Total $7,485 $9,273 $12,814 $12,850 $13,550

*Nov. 2014

BRIDLEWOOD PRESBYTERIAN CHURCH2015 BUDGET - CHURCH PROGRAMS

37

2015 2014 2014 2013MISSION MISSIONARY / PROJECT BUDGET BUDGET ACTUAL ACTUAL

GLOBAL MISSIONS (International):Christar Peter and Megan Money 3,625 3,570 3,570 3,570 Interserve Don and Jenny McIsaac 2,070 2,040 2,040 2,040

National Director - T.B.A. 1,035 1,020 1,020 1,020 Intervarsity Larry Offner 3,365 3,315 3,315 3,315 LAM Carluci dos Santos 1,550 1,530 1,530 1,530

Hernan and Rosa Bravo 3,625 3,570 3,570 3,570 Sally Boyles 500 600 600 750

OMF Richard and Kathy Konieczny 6,850 6,750 6,750 6,750 Partners International Abul Kalam Azad Sharif 2,030 2,000 2,000 2,000

David Umune 2,030 2,000 2,000 2,000 Golam A Sardar 2,030 2,000 2,000 2,000 Jerome Klibo 2,030 2,000 2,000 2,000

SIM David and Marianne Ruten 2,070 2,040 2,040 2,040 Neil and Ingrid Miller 2,030 2,000 2,000 2,000 Ruth Maxwell 1,575 1,550 1,550 1,550

Global Special Projects 500 500 250 - Total Global Missions 36,915 36,485 36,235 36,135

LOCAL MISSIONS (National):Evangel Hall 1,000 1,000 1,000 1,000 Mission Events 250 500 120 70 Renewal Fellowship 1,000 1,000 1,000 1,000 Toronto City Mission Gala Castanos 1,000 1,500 1,500 1,500 Youth For Christ Naomi Van DeVisch 1,500 - - - Yonge Street Mission 1,000 1,000 1,000 1,000 Local Special Projects 500 500 - - Total Local Missions 6,250 5,500 4,620 4,570

Bridlewood Congregational Mission Projects and Support 43,165 41,985 40,855 40,705

Ministerial Assistance Fund 755 740 740 640 Presbyterian World Service and Development 1,000 1,000 1,000 1,000

Mission Disbursements - per Financial Statements 44,920 43,725 42,595 42,345

Presbyterian Sharing - National Church Support and Mission Projects 19,300 19,000 19,000 18,728

Total Mission Budget and Disbursements 64,220 62,725 61,595 61,073

BRIDLEWOOD PRESBYTERIAN CHURCH2015 MISSION BUDGET

As at December 31st, 2014

38