> Workers’ Compensation

As a business owner, you want to protect your employees. A properly managed workers’ compensation program provides benefits to employees who are injured or become ill during the course of or due to employment, and it insures that your bottom line is not adversely affected. Through CAMICO you have access to robust coverage options that can be tailored to your firm’s needs.

> Workers’ Compensation

Features and HigHligHts

• Basic Broad Form Endorsement

– Reimbursement for Reasonable Defense Expenses: reimbursement of expenses resulting from a claim proceeding or lawsuit

– Employer’s Liability Stop Gap: employer’s liability coverage in monopolistic states

– Voluntary Compensation: coverage for employees who are not subject to the workers’ compensation law

– Other states insurance: coverage for newly-set up operations in a different state

• Extended Broad Form Endorsement

– Waiver of right to recover from others

– Foreign voluntary compensation

– Unintentional failure to disclose hazards

– Includes all coverage features in the Basic Broad Form endorsement

limits oF liability

• Statutory (Can vary from state to state)

• Employer’s liability up to $1 million

This information is provided as a general overview. Coverage may be underwritten by The Hartford group of companies. Actual coverage may vary and is subject to policy language as issued. © 2013 CAMICO Services, Inc. dba CAMICO Insurance Services. All Rights Reserved. CISWC103013

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