04-lic credit card

7/25/2019 04-Lic Credit Card

1/25

One more Benefit

of having aLIC Policy

Now get LICInternational

Credit Card FREE !


2/25

LIC CARDS SERVICES LIMITEDLIC CARDS SERVICES LIMITED

HAS LA!CHED A VARIET" O#HAS LA!CHED A VARIET" O#

!E$ CREDIT CARDS!E$ CREDIT CARDS

$HICH ARE BEI!% MA!A%ED B"$HICH ARE BEI!% MA!A%ED B"

A&IS BA!'A&IS BA!'

14/09/2011


3/25

BENEFITS OF

LIC CREDIT CRDIn addition to "al #ene$it" o$ Credit Card"% LIC Card"

&ro'ide ni(e #ene$it" li)e*+++

Con'enien,e o$ &a-ing LIC .REItrog andate

En3o- longer gra,e &eriod $or

LIC &rei &a-ent Do#le Reward .oint"on &a-ent o$

LIC .REI trog LIC CRDS


4/25

567 S6OLD ONE 68E

CREDIT CRD

CON8ENIENCE CON8ENIENCE Do not a'e to ,arr- ,a"Do not a'e to ,arr- ,a"

SECRIT7 Sa$er to ,arr- Credit Card"SECRIT7 Sa$er to ,arr- Credit Card"tan Ca" or De#it Card"tan Ca" or De#it Card"

SMS on swipeSMS on swipe

Blocking on lost cardBlocking on lost card Password for online purchasesPassword for online purchases


5/25

567 S6OLD ONE 68E

CREDIT CRD

Bild ,redit i"tor- in Credit Rating gen,ie" li)e CIBILBild ,redit i"tor- in Credit Rating gen,ie" li)e CIBIL

et, #e,a"e a'ing no i"tor- ,an ,a"e ,redit denial"et, #e,a"e a'ing no i"tor- ,an ,a"e ,redit denial" Free Credit .eriod / Reward .oint" / Di",ont and ,a"Free Credit .eriod / Reward .oint" / Di",ont and ,a"

#a,) O$$er" / 8i"a and C &rerogati'e"#a,) O$$er" / 8i"a and C &rerogati'e"

Eergen,- .rote,tionEergen,- .rote,tion

ni'er"al ,,e&tan,eni'er"al ,,e&tan,e E+ail% .one or Internet .r,a"e"E+ail% .one or Internet .r,a"e"


6/25

$ho can get a LIC Car( )$ho can

get a LIC Car( )

LIC CRD ,an #e i""ed toLIC CRD ,an #e i""ed to

LIC E&lo-ee" :LIC E&lo-ee" : LIC .oli,-older"LIC .oli,-older"

(There is no restriction on the duration,(There is no restriction on the duration,

type or amount of policy held by thetype or amount of policy held by thepolicyholder)policyholder)


7/25

S&e,ial O$$er $or 7oS&e,ial O$$er $or 7o

Tere are $or 'ariant" o$ te LIC Card *Tere are $or 'ariant" o$ te LIC Card * LIC ;old CardLIC ;old Card On 8IS .lat$orOn 8IS .lat$or

LIC Titani CardLIC Titani Card On a"terCard .lat$orOn a"terCard .lat$or

LIC .latin CardLIC .latin Card On 8IS .lat$orOn 8IS .lat$or LIC Signatre CardLIC Signatre Card On 8IS .lat$orOn 8IS .lat$or

.re"entl- tere i".re"entl- tere i" NO


8/25

OTHER #EATRES*+OTHER #EATRES*+

#,el -,rcharge ref,n(#,el -,rcharge ref,n(on f,el -.en(- on allon f,el -.en(- on allf,el -tation- acro-- In(ia /for tran-action-f,el -tation- acro-- In(ia /for tran-action-0et1een R- 23345 an( R- 2333456 on LIC0et1een R- 23345 an( R- 2333456 on LIC

Titani,m Car(7 LIC Platin,m Car( an( LICTitani,m Car(7 LIC Platin,m Car( an( LICSignat,re Car(+Signat,re Car(+

Do#le reward &oint"Do#le reward &oint"on &a-ent o$on &a-ent o$ LICLIC

&rei&reitrog an- o$ tetrog an- o$ te LIC Card"LIC Card" Do,0le re1ar( .oint-Do,0le re1ar( .oint-on internationalon international

-.en(-+-.en(-+


9/25

OTHER #EATRES*++OTHER #EATRES*++

Co&lientar- a,,e""Co&lientar- a,,e""to Sele,t ir&ortto Sele,t ir&ort

longe" in India $or LIC Titani andlonge" in India $or LIC Titani and

LIC Signatre Card 6older"LIC Signatre Card 6older"

All ,-,al feat,re- li8eAll ,-,al feat,re- li8e intere-t free cre(itintere-t free cre(it

.erio( of ,. to 93 (ay-.erio( of ,. to 93 (ay-7 :ero lo-t car(7 :ero lo-t car(

lia0ility7 VISA4Ma-terCar( offer- etc arelia0ility7 VISA4Ma-terCar( offer- etc are

availa0le+availa0le+


10/25

ELI;IBILIT7 CRITERI

Age Criteria

.riar- Card older

in age * 1= -ear" a> age * ?0 -r"

dd+on@ ,ardolder

ini ge* 1A -ear" No a>i age &re",ri#ed

*(Maximum of 4 add-ons can be issued to a primary card )

Residential status

Cre(it Car( can 0e i--,e( only to In(ivi(,al- re-i(ent in In(ia


11/25

ELI;IBILIT7 CRITERI

INI NET INCOE

CRD T7.E ini Net nnal

In,oe R"

;OLD 1%=0%000

TITNI %00%000

.LTIN A%00%000SI;NTRE 1A%00%000


12/25

ELI;IBILIT7 CONDITIONS

Eligible Segment

Following "egent" are eligi#le;

/a6LIC Em.loyee-

/06LIC .olicy hol(er- /not Life A--,re(6

Sericeable pin code !ocationRe-i(ence -ho,l( 0e in -ervicea0le .in co(e location a- given

on the 1e0-ite+


13/25

!OT ELI%IBLE #OR!OT ELI%IBLE #OR

PRIMAR" CARDPRIMAR" CARD

Ho,-e1ive- an( retire( Per-on-+

Peo.le having Income le-- than the Minim,m

!et .re-cri0e( Income+

Peo.le re-i(ing in !on Servicea0le Area-+


14/25

Credit 5ortine""Credit 5ortine""

CIBIL recor(- are chec8e( 0efore (eci(ingCIBIL recor(- are chec8e( 0efore (eci(ing1hether a car( i- to 0e i--,e(+1hether a car( i- to 0e i--,e(+

A..licant- 1ith a(ver-e cre(it hi-tory 5A..licant- 1ith a(ver-e cre(it hi-tory 5

(efa,lt4 -ettlement in a .revio,- loan ca-e 5(efa,lt4 -ettlement in a .revio,- loan ca-e 5

are not grante( car(-+are not grante( car(-+

A..licant- 1ith no CIBIL recor(A..licant- 1ith no CIBIL recor(/generally fir-t time 0orro1er-6 are/generally fir-t time 0orro1er-6 are

con-i(ere(7 if their net income i- R-+


15/25

DOCENTS REIRED

1 Copy of "A# CardCopy of "A# Card

OR

$uly filled %orm &'$uly filled %orm &'Onl- i$ .N Cardne'er i""ed 1ith any one of the follo1ing(oc,ment- a- .oto Identit- &roo$; Vali( Pa--.ort /,n e>.ire(6+

Voter-? I(entity Car(+ Vali( Permanent Driving Licen-e /,n5e>.ire(6

containing .hotogra.h of a..licant+


16/25

DOCENTS

2 A$$RESS "R%A$$RESS "R%Sel$ atte"ted ,o&ie" o$ an- oneo$ te $ollowing

do,ent" i" to #e "#itted #- wa- o$ &roo$ o$ te

&re"ent re"idential addre"" *

.a""&ort

LIC .oli,-/ &rei re,ei&t/Fir"t .rei Re,ei&t

not ore tan a -ear old

Ration Card tilit- #ill" ", a" ele,tri,it- #ill% tele&one #ill%

&o"t&aid o#ile #ill% o"e aintenan,e #ill% water

#ill% ga" #ill% et, not ore tan ont" old


17/25

DOCENTSDDRESS .ROOF

Oter #an) ,redit ,ard "tateent not ore tan ont" old Stateent "old eiter a'e $ll,redit ,ard n#er or "ten,il i&rint on te"tateent

Ban) "tateent/&a""#oo) wit tran"a,tion" notore tan ont" old $ro te date o$a&&li,ation wit ini tree ,"toer ind,edtran"a,tion"

Regi"tered lea"e / lea'e and li,en"e agreeent in

te indi'idal nae% wi, are not e>&ired In,a"e o$ nregi"tered agreeent% ,o&- o$ te tilit-#ill in te nae o$ owner not ore tan ont"old i" re(ired


18/25

DOCENTSDDRESS .ROOF

LIC Sta$$ (arter" allotent letter LIC ID Card werein te addre"" i" entioned and

at,e" wit te addre"" entioned in te &&li,ation$or

@Note * 5ere addre"" &roo$ i" in te nae o$ #loodrelati'e / "&o"e% relation"i& &roo$ wold #ere(ired

@Note * In ,a"e o$ add+on a&&li,ant% i$ add+ona&&li,ant "ta-" wit &riar- a&&li,ant% a de,laration$ro &riar- a&&li,ant in &re",ri#ed $orat a" &ernne>re B i" re(ired El"e% addre"" &roo$ in tenae o$ add+on a&&li,ant i" re(ired


19/25

DOCENTS

=+ #CME "R%#CME "R%FOR SLRIED CLSS *

Co&- o$ late"t For 1?

OR La"t 1 ontG" "alar- "li& Salar- "li& "old

,ontain a,,ont n#er and nae o$ #an) inwi, "alar- i" ,redited or #an) "tateentre$le,ting "alar- ,redit o$ te "alar- "li& need" to#e "#itted

OR Salar- ,erti$i,ate wit la"t 1 ontG" #an)

"tateent


20/25

DOCENTSINCOE .ROOF

FOR SELF E.LO7ED * Co&- o$ late"t In,oe Ta> Retrn" ITR

and ,o&- o$ ITR a,)nowledgeent

OR .ro$it : Lo"" /C% Balan,e "eet atte"ted #-

C wit e#er"i& n#er and ,o&- o$

ITR a,)nowledgeent


21/25

DOCENTSITR Related

ITR RELTED *Co&- o$ ITR "old #e a" $ollow"* ITR 1* a,)nowledgeent wit $ir"t two &age" ITR 2* a,)nowledgeent wit ? &age"

ITR * a,)nowledgeent wit H &age" ITR 4* a,)nowledgeent wit $ir"t 9 &age" ITR 8* a,)nowledgeent wit ,o&tation o$ in,oe or ,o&- o$

ITR Note * ITR 1 S6< A &age" and ITR 4 S; H &age" ,an

#e a,,e&ted For "el$ e&lo-ed% ITR "old #e in te nae o$ indi'idal and not

in te nae o$ te ,o&an-/$ir In ,a"e In,oe Ta> De&artent a" a,)nowledged ITR $or wit

"ta& and "erial n#er in"tead o$ a,)nowledgeent% te "ae ,an#e a,,e&ted


22/25

OT6ER DTOR7 DOCENTS

EM"!EES % !C Photo co.y of Em.loyee ID Car( containing em.loyee

n,m0er on it+

E5Mail i( /if availa0le6"olicy+olders of !C

Late-t LIC .remi,m recei.t /.olicy -ho,l( 0e in force6 4

#ir-t Premi,m Recei.t /1here (ate of commencement @ year6


23/25

THETHE LIC CARDSLIC CARDSAREARE

MAR'ETED THRO%HMAR'ETED THRO%HLIC Sell- Re.re-entativeLIC Sell- Re.re-entative

onlyonly


24/25

For -or FREE Card

.lea"e Call

rno# #o"e

9=009149=


25/25

T6N 7OT6N 7O

04-lic credit card

Documents