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Endless Possibilitieswww.MyMannaFS.com

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How is Your Thinking Today?Why Do you Think The Way You Do?

and How Did it All Begin?

Some say it is the ‘Law of Attraction,’And others call it the ‘Matrix.’

The Matrix Principle explains our concept of reality by saying that,

“There is a higher level of authority that has defined “Reality” to us. Because we believed in that authority, it has now become our interpretation of “Reality.”

Think Big, and Bigger Dreams Will Come True!!Think Big, and Bigger Dreams Will Come True!!

….The question today is, “Are you willing to go beyond and above that level of THINKING?”

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Statistics show that:Statistics show that:

There is a 95% chance that if and when you do There is a 95% chance that if and when you do gain employment, that:gain employment, that:

•Your paycheck will not cover all your billsYour paycheck will not cover all your bills•You will not have enough money left for savingsYou will not have enough money left for savings•You will perform a job that you will not find rewardingYou will perform a job that you will not find rewarding•You will be looking for another job in 14.2 months You will be looking for another job in 14.2 months

74% of wealthy people in America either own their own 74% of wealthy people in America either own their own

business or have an income-producing asset, business, orbusiness or have an income-producing asset, business, or system that earns money for themsystem that earns money for them

whether or not they are working.whether or not they are working.……What’s Your Plan?

A ‘JOB’ (A ‘JOB’ (JJourney ourney OOf the f the BBroke)roke)

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• Poor CapitalizationPoor Capitalization• Poor MarketingPoor Marketing• Poor Planning Poor Planning • Poor Management skillsPoor Management skills• Lack of ConfidenceLack of Confidence• Fear of FailureFear of Failure

Fact: Studies Also Show That:Fact: Studies Also Show That:

Most individuals are discouragedMost individuals are discouragedfrom starting their own businessfrom starting their own business

Why?Why?

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But We Can Help:But We Can Help:

Coming Together and Working Coming Together and Working Together is the key to SuccessTogether is the key to Success

Our Mission:Our Mission: To offer you the opportunity to achieve To offer you the opportunity to achieve financial independence, the new fashion way – by financial independence, the new fashion way – by working smart, not hardworking smart, not hard

Our Vision:Our Vision: To train and support the most successful To train and support the most successful and and compliance-focused Loan Originators Nationwidecompliance-focused Loan Originators Nationwide

Resources:Resources: To share our Turn-key system with as To share our Turn-key system with as many families as possible, allowing them access to many families as possible, allowing them access to the Mortgage Industry the Mortgage Industry – – ‘‘America’s Best Kept Secret’America’s Best Kept Secret’ -- We Strongly Believe We Strongly Believe

That:That:

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WHO WE AREWHO WE ARE

- Licensed GA Mortgage Broker Since 2002Licensed GA Mortgage Broker Since 2002- Primary Service: Mortgage Lending Primary Service: Mortgage Lending - Future Goals: Multiple Financial ServicesFuture Goals: Multiple Financial Services- Poised to Grow at Least 800% in 2007Poised to Grow at Least 800% in 2007- Designing “BIG” Dreams for the “Little” GuyDesigning “BIG” Dreams for the “Little” Guy

Welcome To:Welcome To: Manna Financial Services, LLC Manna Financial Services, LLC

Our Corporate Office:Our Corporate Office: 11205 Alpharetta Hwy, Suite D1,11205 Alpharetta Hwy, Suite D1,

Roswell, GA 30076 Roswell, GA 30076Tel : 770-650-6565 Fax: 770-650-Tel : 770-650-6565 Fax: 770-650-

68566856

Dekalb County Training Location:Dekalb County Training Location:4319 Covington Hwy, Suite 306A4319 Covington Hwy, Suite 306A

Decatur, GA 30035Decatur, GA 30035Tel: 404-286-6908Tel: 404-286-6908

Website: www.MyMannaFS.comWebsite: www.MyMannaFS.com

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Risk-Free OpportunityRisk-Free Opportunity No Major InvestmentNo Major Investment

Unlimited PotentialUnlimited Potential

No InventoryNo Inventory

No Experience NecessaryNo Experience Necessary

Competitive Compensation PlanCompetitive Compensation Plan

Experienced Professionals and Experienced Professionals and MentorsMentors

Free Loan Officers’ Training & Free Loan Officers’ Training & SupportSupport

In-house Tax AdvisorsIn-house Tax Advisors

We Offer You A Dream!We Offer You A Dream!

The System as a whole has been Tested and Proven; and is Predictable, and Self-Duplicating

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Follow Our System:Follow Our System:Plus have the wPlus have the willingness and ability illingness and ability

to:to:

Learn More! Dream More!! and Think Learn More! Dream More!! and Think More!!!More!!!

And you will improve yourself, and And you will improve yourself, and have time to enjoy your financial success have time to enjoy your financial success

with your family and friends.with your family and friends.

All we ask is that you have theAll we ask is that you have the ultimate perseverance to:ultimate perseverance to:

Give this opportunity your best Give this opportunity your best shot!shot!

What’s Required of You?What’s Required of You?

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Bank ProductsBank ProductsPurchasePurchaseRefinanceRefinanceInvestment Loans Investment Loans Construction LoansConstruction LoansCommercial LoansCommercial LoansInterest Only MortgagesInterest Only MortgagesDebt ConsolidationDebt ConsolidationARM’sARM’sHELOCSHELOCSChoice Option ARM’sChoice Option ARM’sReverse MortgagesReverse Mortgages100% Financing100% FinancingFirst-time Home BuyersFirst-time Home BuyersCash Out RefinancingCash Out Refinancing and more and more

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With over 200 lenders, and expanding, we have With over 200 lenders, and expanding, we have access to a National Base of Lenders, Banks, access to a National Base of Lenders, Banks, Mortgage Companies, and Investors; which Mortgage Companies, and Investors; which currently currently include:include:

Countrywide Homeland Countrywide Homeland CapitalCapitalFirst Franklin Washington First Franklin Washington MutualMutualLong BeachLong Beach World World SavingsSavingsWachoviaWachovia First Bank First Bank One Source Mortgage, and moreOne Source Mortgage, and more

Our PartnersOur Partners

We are open to new and credible lenders

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The 10 The 10 DifferencesDifferences That We Make That We Make

"Teamwork is the fuel that allows common people to attain uncommon results."

TeamworkTeamwork

Fast and ReliableFast and Reliable

Management SkillsManagement Skills

We Appreciate YouWe Appreciate You

Competitive ProductsCompetitive Products

Innovative TechnologyInnovative Technology

Nationwide OpportunityNationwide Opportunity

Experienced ProfessionalsExperienced Professionals

Rewarding CompensationRewarding Compensation

OPPORTUNITY OF A OPPORTUNITY OF A LIFETIMELIFETIME

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With over 10 years of mortgage experience, With over 10 years of mortgage experience, We have put together a Team of:We have put together a Team of:

Fast and Reliable LendersFast and Reliable Lenders Seasoned Loan ShoppersSeasoned Loan Shoppers Experienced Loan SupervisorsExperienced Loan Supervisors Experienced Loan ProcessorsExperienced Loan Processors Reliable Appraisers, andReliable Appraisers, and 24/7 Mobile Closing Attorneys24/7 Mobile Closing Attorneys

We Endeavor To Beat or Match Your Rates.We Endeavor To Beat or Match Your Rates.

No Commitment FeesNo Commitment Fees No Hidden CostsNo Hidden CostsNo Junk FeesNo Junk Fees No SurprisesNo SurprisesRate Lock ProtectionRate Lock Protection

Competitive ServicesCompetitive Services

"Hope is putting faith to work when doubting would be easier! "

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Mortgage activities in the US averagesMortgage activities in the US averages over over 3.3 Trillion dollars 3.3 Trillion dollars per yearper year About 40% of Renters can qualify for a About 40% of Renters can qualify for a homehome 2 out of 5 people you know are either:2 out of 5 people you know are either: purchasing, selling, or refinancing real purchasing, selling, or refinancing real estateestate Various programs in the marketVarious programs in the market Easy access to home buyers and sellersEasy access to home buyers and sellers You can start todayYou can start today Build your Team, to build your businessBuild your Team, to build your business

Why You?Why You?

We Show Ordinary People Ways To Extra-ordinary Wealth

You Can Capitalize on the Market?You Can Capitalize on the Market?

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• Free Training Manuals and SupportFree Training Manuals and Support

Quick-start Orientation KitQuick-start Orientation Kit

Free Starter-Business CardsFree Starter-Business Cards

Strong Up-line SupportStrong Up-line Support

Motivational & Recruiting TipsMotivational & Recruiting Tips Great Production Contract from 30-Great Production Contract from 30-85%85%

Lifetime residual over-rides - 6 levels Lifetime residual over-rides - 6 levels downdown

Start part-time and work into full timeStart part-time and work into full time

Benefits You ReceiveBenefits You Receive

Your benefits are designed to prepare you for the Journey

We believe that a good tool propels a motivated worker!!

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CompensationCompensation

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CompensationCompensation

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Great Part-time IncomeGreat Part-time Income

• Great income with little commitment, and no experience:Start Today:– Close 1 Loan a month…... $1,400– Close 3 Loans a month .... $4,200

This is approximately $16,800 to $50,400 / year

Imagine your potential if you can dedicate only about 20 hours per week to Networking and Marketing?

• Where else can you make such money with so little effort?

Net payout to a Consultant based on a hypothetical $200,000 mortgage,

with 2% Broker’s commission.

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Great Team OverridesGreat Team Overrides

Build A Team:

As SE you personally close 2 Loans a month…$ 4,550

As SE with conservatively 10 Team overrides of approx. $1,000 per month … $ 10,000

Total Base shop monthly income $14,550

This is approximately $54,600 to $174,600 / year

The above example is for illustrative purposes to demonstrate the earning potential of a Loan Originator who has earned the level of a Sales Executive in the MFS system. Net payout based on a hypothetical $200,000 mortgage, with 2% Broker’s commission.

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Great Retirement IncomeGreat Retirement Income

Build a system-trained Team for your retirement

As RE you personally close 2 Loans a month $ 4,900 2 Associates closing 1 Loan per month.... $ 2,800

5 Consultants closing 2 loans a month….. $10,500

Infinity Overrides on 3 SE per month...... $15,000

Total Base shop monthly Income $33,200

This is approximately $58,800 to $398,400 / year

The above example is for illustrative purposes to demonstrate the earning potential of a Loan Originator who has earned the level of a Regional Executive in the MFS system. Net payout based on a hypothetical $200,000 mortgage, with 2% Broker’s commission.

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The Comfort ZoneThe Comfort Zone

• Recruiting Expenses – Partly Reimbursed.• The Power of the Business Cards – Free UV-Coated cards• Training Materials – Free training materials• Training Schedule – You know what’s on schedule• Loan Supervision - Experienced professionals on board• Termination of Employment – The BOD’s reviews all

Possible obstacles have been eliminated

We are making the competition uncomfortable.

But, would you rather have them make you uncomfortable?

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When was the last time one ofWhen was the last time one of Your dreams came true? Your dreams came true?

• Do you remember that feeling?• Wasn’t it one of the most exciting moments in your life? • You can get that feeling again, by obtaining financial freedom

Have you ever wondered why some people are moresuccessful in manifesting their dreams than others?

Is it just bare luck? Are some born with successful and predetermined genes? Does God rule over it?

It’s all about the way they think!

Remember, your Mind is a gift from GodAnd what you do with it is a gift to God

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Quantum Physics Reveals that: “Your thoughts create your reality and what you experience.”“Your thoughts create your reality and what you experience.”

• Statistics on rich and successful people show that simply shifting their thinking is the major key that has changed their lives

• Manifesting your dreams does not depend on your education, on your ethnicity, heritage, or your environment… But on your THINKING

To Succeed, you must say “Goodbye” to negativities like:

•If I had the money I would…•If I were younger I would… •If I knew I wouldn’t fail I would… •If I were in better health I would…

And transform your THINKING into powerful beliefs like:

•I have the money to do what I want •I am the perfect age to do what I want •I am successful at whatever I do •I am healthy and I can do whatever I want

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Get Started Get Started Today!Today!

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Join Now!Join Now!

Dreams Are Coming True!!Dreams Are Coming True!!What About Yours?What About Yours?

To Achieve Something Different,

You Must Be Willing To Do Something Different

Go to our Website to Join: Go to our Website to Join:

www.MyMannaFS.com/JoinUs.htwww.MyMannaFS.com/JoinUs.htmlml

or call: 404-286-6908or call: 404-286-6908