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A dd r ess of i ssui ng o ffice: I FF C O TO KI O General I nsu r ance C o. Lt d. 2nd Fl oor , I FFC O H ouse I FFCO - TOK I O G EN ER ALI NS UR AN CE CO. L TD 34, Nehru Pl ace N ew D el hi - 110019 R egd . O ffi ce: I FF C O S ada n C 1 D i st t . C ent re, S aket , N ew D el hi - 110 017 P ho ne: 011- 26296971 CO N FIR M ATI O NO FAVAI LAB ILI TYO FI NS UR A NC E( TRA VELPR O TEC TO RDAILY) Insur ed ' s Nam e: DHRU VI NMI TT AL P olicy # : 533 417 74 Ad dr es s: H. NO . 14 7- 1 D at e of I ss u an ce :18/ 05/ 20 16 SARABHANAGAR P eri od of I ns urance : From : 08/ 06 / 201 6 00:00: 00 LUD H I AN A PU N J AB I ndi a14100 1 To:Midni gh t04/07/2016 00:00: 00 E - M ail ghoomnechal o@yahoo. i n G eographi cal A r ea : Excl udi ngU SA / C A N A D A P h on e # : 9 8 7 2 6 2 2 8 9 1 O ver seas tr avel i nsurance P ol i cy N umber 5334 177 4 Th i s i s t o con fi rm t hat Tr avel P ol i cy no 53 341 774 dat ed 1 8/ 05/2016 h as be en i ssued at I F FC O TO K I O G ene r al I nsurance C o LTD t o t he i nsured M R D H R U V I N M I TT A L , cl i ent of M / S Tek Tr avel P vt. Ltd. and gove rne d b y t he t erm s, con diti on s a nd E xcl usi on s t he rei n c on t aine d o r other w i se exp r esse d i n the sa i d P ol i cy, bu t no t excee di ng t heS um I nsu redas spe ci fi ed i n the S che du l e o f t he sai d P ol i cy. T hi s con fi rm at i onissue d u nd er t he f acsi m i le si gn at ure of I FF C O TOKIO G en eral I nsu r an ce C O LTD , r ep r ese nt s t heavail i bil i t y o f be ne fi t to t he ab ovesaid I nsu redPerson. T he p r emi um i s pa i d by M/ s Tek T r avel P vt . Lt d. t o I FF C O TOK I O G en eral I nsu ran ce C O LTD , on a greed ter m s. H i gh l i gh t s of I nsu ran ce co ver det ai l s are as spe ci fi ed be l ow , sub j ect t o t he ter m s, con di t i on s a nd E xcl usi on s co nt ai ne d t he r i n or ot he rw i se exp r esse d i n t he sai d P ol i cy a greed w i t h M / s Te k Travel P vt . Lt d. , bu t no t excee di ng t he S um I nsu r ed as spe ci fi ed i n t he S che du l e of t he sa i d P oli cy. Th e sai d I nsurance has b een p r ovi ded compl i m ent ary t o you by M/ s Tek Tr avel P vt . Lt d. w i t h your TR AV E L P R O TE C TO R H eal t h C ar e S ervi ces. Da t e Of Bi r th Gender NameOf No minee Nomin e e ' s rel a ti o nship wi t h Insur e d Occupa t ion P assport N o. 13 / 02 /2014 Male MRS A URABHMI T TAL C h i l d M 376 8706 P l an Op t ed C o u ntrie s V i s i ting Tr ave l Duration(Days) Sil ve r FRAN C E,SP A IN 27 IMPO R TA N T - Th i s p o li cy excl u d es any Pre- E xi sting M ed ical C on d i t i o n/ A il m en t de cl ar ed o r u n de cl ar ed C o ve r a g e SumInsured (Al l Fi g u r e s are i n USD ) Ex c e s s ( A ll Figures are in USDun l ess Speci fi e d) a ) Me d i cal expe n s e s 50 , 00 0 10 0 i ) D e nt a l t rea t me n t 25 0 10 0 i i ) T r a nspo r t o f Mortal remains o r b u rial at l o cal pl a c e 700 0 100 c ) T ot a l l oss o f C h e c k e d B a g g a g e 500 - d ) D e l a y o f C h e c k e d B a g g a g e 1 0 0 1 2 h ou r s e ) L o s s o f P a s s p o rt 2 0 0 - f ) P e r s ona l A c c i d en t d u r i n g t r a v e l 1 5 0 0 0 - h ) A utomat i c r e newa l o f tr a v e l i nsuran c e ( 7 d a y s ) A va i l a b l e - T h e Trave l Prot e ct or P ol icy i s subj e ct t o t he foll ow i ng co n di ti on s. 1) I n su r e d P erso n w i l l n ot be tr av el l i ng a ga i n st t h e a dv i ce of a p hy si ci an. 2) I n su re d P e rso n i s n ot on t he w a i t i ng l i st f or an y me di ca l t rea t ment. 3 ) I n su re d Person w ill no t be t ravelingfor the pu r po se of ob taining m ed i ca l t r ea t m en t. 4) I ns ured Person ha s n ot rec ei ved a t erm inal progn osis for a m edi ca l co nd i t ion be fore this da y. 5) I ns ured Personis in go odhe al t h a nd free ph ysi cal and m en tal di se as e or i n fi r m i t y. 6) Ins ured P erson i s n ot ove r 7 m on t hs pregn an t . 7) Th e Poli cy e xcl ud es al l ca t eg oriesof P r e-exi stingdi se as es / condi t i on s exc luding an y li f e s avi ng un f orese en emerge nc y m ea su r e o r m ea su res sol el y de si gn ed t o rel i eve ac ut e p ain provi de d to t hei ns ured b y m ed i cal pract i ti on ers f or di seas e / ac ci de nt ari si ngou t of a Pre-exi st ingco nd i t i on. T heM ax i m um be ne fi t all ow edi n su ch a ca se w ill be up t o U SD20 00 . N ot e- 1)' D an ge r ou s S po rt s' sh al l m ea n sp ort s s uc h as P arach ut i ng , ha ng gl i di ng , ci rcu s a ct i vi t es , po l o, r ac i ng of an y k i nd . wat er sp ort s, m ount ai ne eri ng ne ce ssi t at i ng us e of r op es / gu i de s, di vi ng w hi ch are a n excl us i on un de r t he P ol i cy. 2) T hi s I nsu r an ce cove rs t he cost of R ep at r i at i on an d E m ergenc y E vacu at i on as m ed i cal l y prescr i be d un de r i t em " ( a) M ed i cal E xpe nse be ne fi t " above . 3) P o l i cy exc l u de s a ny l os s f o l l ow i ng A ct of Te rrori sm or A ct by Te rror i st as w el l as action t a ke nt o co n tr ol / su pp r e ss an A ct o f Te r rori st s. Th i s e xcl u sti o n i s n ot ap pl i ca ble f or the H ij ac k D i str es s A ll ow an ce C ove r 4) Maxi m um du rati on o f a t rip can no t excee d 18 0 da ys und er an y ci r cumstances. 5) T his i ns u rance con fi r m a t i onlet t e r al on g w i th ot he r docu m en t s w i l l be r eq uir ed for claim pu r po se while I ns ured Personi s o n j ourne y. 6) T he sai d cover ag e i s o ff e r ed as pe r t he con t ract t erm s a nd con di t i on s a gr ee d be t w ee n I TG I & M / s Te k T r avel P vt. Lt d. For det ai l ed t erm s a nd con di t i on s ki n dl y ref e r theP o li cy do cument caref u l l y. In caseof cl ai m pl ea se con t act :, P aram ou nt Hea l t h Servi ces P vt. Lt d, E l i t e A ut o H ou se, 1st Floor, A - 54 M V san j i Roa d O ff . And he ri K url a, R oa d, C ha kala,And he ri E ast , M umba i - 400093, P hone:+91(0) 22666 2086 3/4004219, U S Toll f ree: 186 6-97852 05/ 186 6-381572 0, Fax: 91(0)226 702 125 9,260, E mail: t ravel he al t h@ph m he al t h. com For I FF C O - TO K I O G ener al I nsur an ce C o. Lt d. A u t ho r i se d S i gn at ory

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Address of issuing office:

IFFCO TOKIO General Insurance Co. Ltd.

2nd Floor, IFFCO House

IFFCO-TOKIO GENERAL INSURANCE CO.LTD34, Nehru Place

New Delhi-110019Regd.Office: IFFCO Sadan C1 Distt. Centre, Saket, New Delhi - 110017

Phone: 011-26296971CONFIRMATION OF AVAILABILITY OF INSURANCE ( TRAVEL PROTECTOR DAILY )

Insured's Name: DHRUVIN MITTAL Policy # :53341774

Address: H.NO.147-1 Date of Issuance :18/05/2016

SARABHA NAGAR Period of Insurance : From :08/06/2016 00:00:00

LUDHIANA PUNJAB India 141001 To :Midnight04/07/2016 00:00:00

E-Mail [email protected] Geographical Area : Excluding USA/CANADA

Phone # : 9872622891

Over seas travel insurance Policy Number 53341774

This is to confirm that Travel Policy no 53341774 dated 18/05/2016 has been issued at IFFCO TOKIO General Insurance Co LTD to the insured MR DHRUVIN MITTAL , client of M/S Tek Travel

Pvt. Ltd. and governed by the terms, conditions and Exclusions therein contained or otherwise expressed in the said Policy, but not exceeding the Sum Insured as specified in the Schedule of the

said Policy. This confirmation issued under the facsimile signature of IFFCO TOKIO General Insurance CO LTD, represents the availibility of benefit to the above said Insured Person.

The premium is paid by M/s Tek Travel Pvt. Ltd. to IFFCO TOKIO General Insurance CO LTD, on agreed terms. Highlights of Insurance cover details are as specified below, subject to the terms,

conditions and Exclusions contained therin or otherwise expressed in the said Policy agreed with M/s Tek Travel Pvt. Ltd. , but not exceeding the Sum Insured as specified in the Schedule of the

said Policy.

The said Insurance has been provided complimentary to you by M/s Tek Travel Pvt. Ltd. with your TRAVEL PROTECTOR Health Care Services.

Date Of Birth Gender Name Of Nominee Nominee's relationship with Insured Occupation Passport No.

13/02/2014 Male MR SAURABH MITTAL Child M3768706

Plan Opted Countries Visiting Travel Duration(Days)

Silver FRANCE,SPAIN 27

IMPORTANT - This policy excludes any Pre-Existing Medical Condition/Ailment declared or undeclared

Coverage Sum Insured (All Figures are in USD) Excess (All Figures are in USD unless Specified)

a) Medical expenses 50,000 100

i) Dental treatment 250 100

ii) Transport of Mortal remains or burial at local place 7000 100

c) Total loss of Checked Baggage 500 -

d) Delay of Checked Baggage 100 12 hours

e) Loss of Passport 200 -

f) Personal Accident during travel 15000 -

h) Automatic renewal of travel insurance (7 days) Available -

The Travel Protector Policy is subject to the following conditions.

1) Insured Person will not be travelling against the advice of a physician. 2) Insured Person is not on the waiting list for any medical treatment. 3) Insured

Person will not be traveling for the purpose of obtaining medical treatment. 4) Insured Person has not received a terminal prognosis for a medical condition before this

day. 5) Insured Person is in good health and free physical and mental disease or infirmity. 6) Insured Person is not over 7 months pregnant. 7) The Policy excludes all

categories of Pre-existing diseases/ conditions excluding any life saving unforeseen emergency measure or measures solely designed to relieve acute pain provided to

the insured by medical practitioners for disease / accident arising out of a Pre-existing condition. The Maximum benefit allowed in such a case will be upto USD 2000.

Note-

1)'Dangerous Sports' shall mean sports such as Parachuting, hang gliding, circus activites, polo, racing of any kind. water sports, mountaineering necessitating use of

ropes/guides, diving which are an exclusion under the Policy.

2) This Insurance covers the cost of Repatriation and Emergency Evacuation as medically prescribed under item "(a) Medical Expense benefit" above.

3) Policy excludes any loss following Act of Terrorism or Act by Terrorist as well as action taken to control/suppress an Act of Terrorists. This exclustion is not

applicable for the Hijack Distress Allowance Cover

4) Maximum duration of a trip can not exceed 180 days under any circumstances.

5) This insurance confirmation letter along with other documents will be required for claim purpose while Insured Person is on journey.

6) The said coverage is offered as per the contract terms and conditions agreed between ITGI & M/s Tek Travel Pvt. Ltd. For detailed terms and conditions

kindly refer the Policy document carefully.

In case of claim please contact:, Paramount Health Services Pvt. Ltd,

Elite Auto House, 1st Floor,A-54 M Vsanji Road Off. Andheri Kurla, Road,Chakala,Andheri East, Mumbai -

400093,

Phone:+91(0) 2266620863/4004219,

US Toll free: 1866-9785205/1866-3815720, Fax:91(0)2267021259,260,

Email:[email protected]

For IFFCO-TOKIO General

Insurance Co. Ltd.

Authorised Signatory

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MR DHRUVIN MITTAL

H.NO.147-1,

SARABHA NAGAR, LUDHIANA,

PUNJAB,

141001

Dear Customer,

We take this opportunity to thank you for choosing HealthcareMagic services. We are pleased to offer you this unique personalized service – a 24x7 Doctor and Dietitian

service to help you with your health and fitness.

Whether you are in India or travelling overseas, we are always your trusted health companion. HealthcareMagic is one the world's first healthcare portals allowing a live

interaction with Doctors over Internet and phone.

Members can contact HealthcareMagic to avail of any of the following services:

How it works

To avail of any of these services, please visit www.HealthcareMagic.com/TravelProtector

1• Your userid : your policy [email protected].

2• Your passcode : your passport number

You can always reach us at +91-80-30714696 / +91-9740089593.

Members can Avail the following Health Care facilities:-

1• Health Care

1. Live chat with a Doctor:

2. Specialist Opinion:

3. Get a call from a Doctor/ counselor

2• Lifestyle and Wellness

4. Health Risk Assessment (HRA)

5. Health Calculators

6. Get a call from a Dietitian

2• Health Concierge

7. Schedule Dr. Appointments

3• Health Insight

8. Health Articles( including baby care)

9. Daily Health Tips

Your membership details registered with us are as under

HealthcareMagic Service :- Date of Travel :- 6/8/2016 12:00:00 AM Trip Duration:- 27

Insurance Certificate Number:- 53341774 HealthcareMagic Service Amount :- 1159.0000 (Inclus ive of service Tax)

HealthcareMagic Service entitles you to a free of cost, comprehensive Overseas Mediclaim Policy underwritten by IFFCO TOKIO INSURANCE COMPANY LTD.

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The Confirmation of Availability of Insurance is enclosed herewith for your kind reference.

And all of this, from the comfort of your home or office or from any travel destination. We once again welcome you to HealthcareMagic membership program and thank

you for giving us an opportunity to be of service to you.

We look forward to building a long lasting relationship with you and keeping you healthy and happy. Bon Voyage !

Yours Sincerely

Head

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