13 things learned · fair trade is a western concept. the term reflects a standard applied to...
TRANSCRIPT
13
Things learned An entrepreneur’s
journey in Fair Trade
Carina Bekkers THE FAIR TRADE WAY
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This book is written and published by Carina Bekkers of
© 2018 The Fair Trade Way
PO Box 7200
Toowoon Bay NSW 2261
Australia
A list of references is in the back of the book.
All rights reserved. No part of this publication may be
reproduced, stored or transmitted in any format without the
prior permission of The Fair Trade Way.
Information given in this book is not meant as a replacement
for business or personal advice relevant to the reader’s
circumstance. This book is a consolidation of experiences
and lessons learned during an entrepreneurial journey so
far.
www.thefairtradeway.com.au
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ACKNOWLEDGEMENT
Many great people crossed my path and there are many
more great people I will meet some day. People are the
forces that create experiences in life and at this moment in
my life they brought about a book.
I wrote the draft format in one week, as if flood gates
opened, filling a void.
I dedicate this book to Irene whose approach to life and
what was to come showed me something very special.
Carina Bekkers
Blue Bay
15 February 2018
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Contents Opportunity .................................................................. 5
What is Fair Trade ......................................................... 7
In context ................................................................... 9
How does it work .......................................................... 12
Some background .................................................... 12
Australia ................................................................... 15
Certification ................................................................. 17
Ethical and Fair ......................................................... 19
The Voice of Fair Trade ................................................ 22
Who speaks for Fair Trade ........................................ 24
Fair Trade as a business ............................................... 28
Fair Trade on the market .............................................. 32
Why does business want Fair Trade certification? ..... 34
What is the market like in Australia? ......................... 36
Which Fair Trade products sell? ................................ 37
How to sell ................................................................... 42
Mainstream versus Fair Trade ................................... 44
Bricks and Mortar versus Mobile ............................... 46
What you need ............................................................. 50
The principle of cash ................................................ 52
The principle of investing ......................................... 55
Who you need .............................................................. 58
Connections ............................................................. 59
Returns ..................................................................... 61
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Structure ................................................................... 63
Your Box ...................................................................... 65
A personal story ....................................................... 66
A product story ......................................................... 68
Planning the story ..................................................... 70
Make it look good ........................................................ 72
How to be seen and heard ........................................ 74
What to say ............................................................... 76
The money story ....................................................... 77
Reaping what you put into it ......................................... 80
Grit .............................................................................. 84
References ................................................................... 89
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INSPIRATION
Opportunity Inspiration comes at the weirdest moments.
I spoke at a local business network once and mentioned
how my parents drilled me not to use my local dialect.
This was the era of ‘Algemeen Beschaafd Nederlands’, the
generally accepted proper way of speaking Dutch, and
taught as such at school. Even now, I left in 1985, I find it
strange hearing a soft ‘g’ in the media. For a long time, I
thought about my dialect as a quant cultural quality, not
something suitable to achieve credibility with in a
professional career.
Did this didactic approach get me further than my
contemporaries? It is difficult to infer a direct link, but I
did go on to tertiary education as the only girl in my class.
And, as far as I know, nobody else emigrated. It may have
also tuned my ear to foreign languages as I was in effect
brought up bi-lingual.
I was a young woman with freedom of choice in study,
work and lifestyle. I know now that this was fought for,
facilitated, made possible for me. There are many active
forces behind a scene, but it is not necessary to be aware
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of them all. You just need to be aware of opportunities
available to you and, most importantly, to use them.
This is where I can say I have gone far.
I wrote the first draft of this book in one week. The story of
my own fair and ethical business journey to date. In it I
share my insights, lessons learned and my opinions,
giving you a little peek behind the scenes.
It takes courage to stand for things and that is what you do
in Fair Trade.
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THE OBVIOUS QUESTION
What is Fair Trade Thursday morning, I write this sitting at my beautiful
wooden table. The table is always a drawcard in my shops
but a monster to move, so heavy. I am downstairs in my
study, cum storage, cum packing room, nursing a sore
arm from the recent bump-out, and husky voice from
laryngitis.
What I do is not glamourous. It is down to earth work with
a big dose of reality. Fair Trade is not a fairy-tale
environment, initiatives do not always have happy
endings and it is not heroic to sacrifice yourself.
What makes this type of trade ‘Fair’?
Fair for me is that everyone in the chain earns a
sustainable livelihood in an ethical way.
Within this, I believe that competition for customers is fair,
as are negotiations, innovative approaches and being
realistic about setbacks.
There is no difference between a multi-national giant and
my business, we both buy and sell to make money.
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When you ask someone in rural Africa where to find a local
Fair Trade group do not expect them to direct you to one.
Fair Trade is a Western concept. The term reflects a
standard applied to products for our use and
consumption.
The 10 principles of Fair Trade are a no-brainer for us,
they are standard practice in developed countries. We
have rights and recourse if we believe something is not as
it should be. In most countries where we source Fair
Trade products from, there are few such rights, and even
none for some people. There, rights may depend on
gender, tribe, tradition, religion, money or the people
you know.
I always remember my father having a key in his hand on
zebra crossings. This had nothing to do with safety, it was
to scratch a car should it not stop.
On my recent trip to Bali I was amazed how the apparent
chaotic traffic flowed with nobody becoming annoyed. Is
this knowing that you cannot do anything about it, so you
just let it be?
My father knew the rules that cars must stop for zebra
crossings. He was prepared to act should they do not,
feeling the right to do so.
Countries differ, rules differ, but the concept of people
working to make a living is the same everywhere. Fair
Trade is a way of working together, it is not a law. Some
may argue this is a Western way of doing things imposed
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on another people. Yes, to a degree that is true but the
main reason why the Fair Trade movement exists, is to
hold the consumer responsible, not the people in
countries where the products are made. We are the
beneficiaries of these products and would not stand for
substandard practices in our own country.
Elsewhere, substandard practices are real, but in our own
country we are sanitised to many things today. Not
everything is within our sphere, so there is a place for
advocates to create awareness. The Fair Trade movement
is the voice exposing such standards in the mass markets
created by today’s consumerism.
In context Friday now. My washing turns in the machine. Everyone
washes clothes. Prior to the installation of my solar net
meter I washed in the evening, now I wait for a sunny day.
While in Tanzania I do not wash clothes, someone else in
the house does this for me. I did try it myself once by hand
as I am very good at it as my mother always told me.
That is here though, not there. Not understanding the
difference in dirt, water quality, potency of washing
powder and washing techniques, the washed clothes
looked clean but felt stiff and retained a dirty water smell.
It also took me forever.
My point is that work may seem the same, within context
it is not. Production depends on the resources available
and in Western countries we have a plethora of choices.
The people we partner with in Fair Trade also have
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choices, but they differ from ours. I have the choice to use
a washing machine or wash by hand and select soap
powder just right for the material and method. They only
have the option to wash by hand with whatever soap they
can afford to buy. I have few excuses not to be on time at
work and can quickly let people know if I am delayed.
They catch the one bus in the morning and waiting at the
bus stop do not know if it is just delayed or not running,
and they have no means letting others know.
Understanding context and options are some of the core
aspects of doing business in Fair Trade.
In most developing countries there are only two safety
nets: family and earning an income. If you do not have
either, survival is hard. My safety net when I travelled the
world was always my Dutch haven, a Western country with
excellent social services. Yes, a luxury, but also a gift, an
opportunity.
Each Fair Trader pioneers as they tackle a mass market
dominated by consumerism, driven by this year’s Pantene
colours, shoulder width and skirt height, ‘it’ materials and
trending messages. Our work as Fair Traders is to add the
human dimension.
What to say when someone asks, “why are you in Fair
Trade?”. Most use the word passionate but that does not
fully explain my reason. To me, that word makes it sound
like a calling and takes away the business flavour of what
I do. I say I am interested in creating a people to people,
cultural bridge by trading products and experiences; I
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work to create level playing fields in the market place for
small businesses, here and abroad.
And I always make it clear that I do this in both directions
as few of the people I work with abroad have a true picture
of what life is like where I live.
Ask yourself:
Am I wearing rose-coloured glasses?
Fair is not everybody getting the same thing. It is
everybody getting what they need to be successful – What
is fair to you?
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FOLLOWING ON FROM THIS
How does it work A little while ago I was involved in a great initiative, The
Fair Trade Emporium. A collaboration between the NSW
Fair Trade Network Group and Addison Road Community
Centre. It was truly spectacular, a founding group of 10
traders with energy and drive to be envious of. My three-
hour round trips were worth it, and I enjoyed the days
spent in the shop. Today, it is run by three traders and
open Friday to Sunday.
The Network also ran a successful Pop Up in Paddington
and many of us were part of the Fair Trade Zone of the
AGHA Gift fairs in Melbourne and Sydney. Now the zone
no longer exists, and few are still participating as full
exhibitors.
Some background Did you know I am Dutch? I have a claim to fame as The
Netherlands is a major player in Fair Trade and the World
Fair Trade Organisation (WFTO) is based there. A time
line…
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Fair Trade just passed its 60th anniversary and recently
underwent major changes to move away from product-
features in its certification as this made application
limited. The system now allows for Fair Trade compliance
to be verified of any type of trading organisation (like my
business in Australia).
From its initial focus on development, Fair Trade today is
more a guarantee against exploitation. While initially the
marginalised communities were the main beneficiaries,
now the movement is more driven by the demand of the
consumer. The market, ethical standards and certification
are replacing partnerships, awareness-raising and one-
on-one contact.
“Soon after their birth, the labelling initiatives
began to roll on their own without accountability to
the larger Fair Trade movement and started
clashing with FTOs and small producer
organisations; they were driven by economic
growth and the demands of the markets rather than
by the political and ideological vision and values of
Fair Trade.” – Rudi Dalvai, President WFTO – 2012
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This realisation meant a new journey for Fair Trade in
2012; To find a solution to join ‘traditional’ Fair Trade, one
of partnership and development, and ‘new’ Fair Trade,
one of certification and labelling.
Like the WFTO, Fair Trade businesses are also struggling
to find a balance between the traditional and the new.
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One development is the diversification in business
structures which are now more tailored to the needs and
vision of the Fair Trader. Another one is the growth of
niche areas within the sector.
Australia In Australia, licensing of the Fairtrade Mark is managed
by Fairtrade Australia & New Zealand (FANZ), a not-for-
profit company. They independently certify the trade
chain of products, raise public awareness of Fairtrade,
and work with government and non-profit organisations to
improve lives of farmers and workers across the Pacific.
Most regions in the world have certifying authorities, but
not all of them use the WFTO Fairtrade Mark.
The Fair Trade Association of Australia and New Zealand
(FTAANZ) is also not-for profit, but a member-driven
organisation. They engage with and support local Fair
Trade network groups and Fair Trade Communities. They
promote the Fairtrade Mark and issue the Fair Trader of
Australia endorsement to businesses like me that meet
international Fair Trade standards.
These two used to be one organisation and the path of Fair
Trade in Australia followed the same trend as worldwide,
separating partnership and certification, development
and labelling. FTAANZ received funding from FANZ to
support its work in the community and to develop
sustainable income streams for this activity. The latter did
not eventuate unfortunately and when funding stopped in
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2016, members stepped in to stop the Association from
folding.
This is history in the making and, as with all change, it
creates opportunities, identifies gaps and enables
innovation. At a recent AGM, two start-up Fair Trade
businesses commented on the limited information and
support available to them. Networks are great for this, but
they are all volunteer-based so resources are limited. As
The Fair Trade Way, I collaborate with like-minded
people in fair and ethical businesses, start-ups and
existing, to achieve a sustainable outcome for everyone
involved. This includes sharing information, access to
resources, swapping expertise and skills. I identified a
gap, developed a new approach and seized this
opportunity.
Ask yourself:
Am I prepared to stay up to date?
Fair Trade is here to stay and it evolves to meet changing
market conditions – How about You?
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THE COMMERCIAL SIDE
Certification Labels say plenty. They encompass the story and the
image behind the product; The image you want to relate
to and show off to others.
Big brands spend big on labels. Sometimes label
production costs are higher than the local production cost
of the item it is attached to. Ever think about what happens
with the labels? Fancy ones you may leave on, like on
bags, but what about the ones prickling your neck? All
this plastic and metal is waste. I digress….
“Fairtrade advocates for decent working conditions,
fair prices for farmers, sustainable practices,
environmental protection and the empowerment of
farmers and workers in developing countries.
As Fairtrade requires businesses to pay a fair price
to farmers for their crop (acting as a safety net
ensuring that farmers never receive less than the
cost it took to produce their crop in a sustainable
manner), Fairtrade is levelling the playing field for
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farmers to ensure they can improve their livelihoods
and strengthen their businesses.” 3
You have seen the Fairtrade Mark on tea and coffee in the
shops? Do you know what it means? It represents a farmer
in a field as this is where the Fairtrade movement started,
with agriculture.
FANZ controls the logo in this part of the world and
ensures the product strictly adheres to standards as set by
Fairtrade Labelling Organisations International. The
license fee4 depends on net Fairtrade sales and you pay
an annual fee for the audit.
It is illegal to use the Fairtrade Mark without permission.
It is also not allowed to use fairtrade when you write about
your products or your business if you do not have
Fairtrade certification.
When you say Fair Trade though, it sounds the same. This
is confusing for customers who then expect to see the
Fairtrade Mark on your product. It is also exciting
however when they ask about this as it shows they pay
attention and are interested.
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Best be ready with an explanation on the difference
between the ‘one-word’ Fairtrade and the ‘two-words’
Fair Trade.
Ethical and Fair To confuse the customer even more, ‘ethical’ is now also a
popular word and often used by big business like The
Body Shop, BBC Worldwide and Pacific Brands. Oxfam
also uses it.
“In keeping with its commitment to Fair and Ethical
trade Oxfam works with producers outside of, and
beyond, certification to: build capacity of
producers; improve market readiness; create
opportunities; assist in product development;
supporting them in their own health, education and
community programs. Whilst not all our producer
partners will progress to, or be able to afford,
certification our work with them also prepares our
partners for certification.” 5
A long-worded description but this is also exactly what I
do. I work with artisans and artists outside the Fairtrade
certification framework but within the 10 principles of Fair
Trade. I am an endorsed Fair Trader of Australia, as well
as a fair and ethical trader.
I am well-versed on Fair Trade but still get questions from
left-field for which I have no pre-fab answers. Customers
today are more educated about the world, albeit through
big business mass-media marketing about their ethical
side. Yes, this creates awareness but a confused one.
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This is a great visual of the 10 principles of Fair Trade. I
translate these principles for customers using my own
experience and knowledge, as well as that of my fellow
traders. 6
Fair Trade is ethical trade, but ethical trade is not
necessarily Fair Trade. It is however rewarding that due
to the purchasing power of the more conscientious
consumer, big business now views Fair Trade as a viable
threat.
Ask yourself:
Am I ready to be questioned on what I stand for?
Certified Fair Trade has measurable standards, ethical
trade does not – What are your standards?
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THE ADVOCACY SIDE
The Voice of Fair Trade In Fair Trade, ‘Fair’ is about overcoming inequality and
injustice in an activity that sustains a community (trade in
this case). It is about exposing practices in developing
countries that are made possible by developed countries
pursuing a benefit.
Health and Safety, minimum wage, right to unionise,
restrictions on work-age, are enshrined in our laws, but
they are less regulated elsewhere and taken advantage of
to achieve maximum production for minimum cost.
Something known, cannot be unknown. Once unfair
practices are ‘exposed’ reputations are at stake as
consumers respond. The Bangladesh factory collapse in
2013 is a chilling example.
The collapse of the Rana Plaza building is, to date,
the deadliest disaster in the history of the garment
industry worldwide.
Some 3,639 workers toiled in five factories housed
in the Rana Plaza building producing clothing for
some ## U.S., Canadian and European clothing
labels and retailers. Eighty percent of the workers
were young women, 18, 19, 20 years of age. Their
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standard shift was 13 to 14 ½ hours, from 8:00 a.m.
to 9:00 or 10:30 p.m., toiling 90 to 100 hours a week
with just two days off a month. Young “helpers”
earned 12 cents an hour, while “junior operators”
took home 22 cents an hour, $10.56 a week, and
senior sewers received 24 cents an hour and $12.48
a week.
On Wednesday morning, April 24, 2013 at 8:00 a.m.,
3,639 workers refused to enter the eight-story Rana
Plaza factory building because there were large and
dangerous cracks in the factory walls. The owner,
Sohel Rana, brought paid gang members to beat the
women and men workers, hitting them with sticks to
force them to go into the factory.
Managers of the five factories housed in Rana Plaza
also told the frightened workers, telling them that if
they did not return to work, there would be no
money to pay them for the month of April, which
meant that there would be no food for them and their
children. They were forced to go in to work at 8:00
a.m.
At 8:45 a.m. the electricity went out and the
factories’ five generators kicked on. Almost
immediately the workers felt the eight-story
building begin to move, and heard a loud explosion
as the building collapsed, pancaking downward.
1,137 confirmed dead at Rana Plaza. A year later,
over 200 remain missing. 7
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Many international brands had links to factories in the
Rana Plaza building and some face legal cases in their own
country (US, Canada). Some have not yet paid into a Trust
Fund to compensate survivors and affected families fairly.
This is a list:
https://cleanclothes.org/safety/ranaplaza/who-needs-to-
pay-up
I cover this event in full as it was a pivotal moment in
global awareness about Fair Trade. Several movements
have sprung from this including Fashion Revolution.8
Who speaks for Fair Trade The collapse of the Rana Plaza building was news and as
the saying goes:
“no news is good news”
said to make someone feel less worried when they
have not received information about someone or
something, because if something bad had happened,
they would have been told about it: 9
And that is why there is a place for advocacy in our world.
Yes, there are plenty of good causes, some receive
massive support, some miniscule and some make their
own way. Some are flavour of the day and disappear into
nothing soon after. Others remain and evolve; The Fair
Trade movement is one of those.
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The voice for Fair Trade in Australia is the
Fair Trade of Australia and New Zealand
Association, FTAANZ. A non-profit
organisation with a volunteer Board,
currently hugely underfunded and running
on a shoestring basis. I remember my first Association
meeting. It was chaired by Cheryl Kernot, politician,
academic and political activist. Those were heady days!
Initially, the licensing and advocacy organisations
reported together on their activities. This changed in
2012. 10
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The organisational change in structure and accountability
for Fair Trade activities in Australia reflected the global
trend; A separation of the ‘traditional’ Fair Trade
approach of partnership and development, and the ‘new’
approach of certification and labelling.
Today, FANZ is a financially healthy organisation as sales
of Fairtrade certified products have soared. The FTAANZ
unfortunately is not in such a good state of financial health
as their suite of services has not resulted in the ongoing
income stream for it to become a sustainable organisation.
One of the new board members told me recently that
there are few resources to support Fair Trade
communities in renewing their commitment. This directly
affects the Association’s earning potential, but small steps
are being taken to improve support for their support base
which includes Fair Traders.
When I was young I had to stop myself taking over
household chores from my younger sister who loathed
these and mostly complained and cried when doing them.
I also had difficulty letting my own children take their time
learning household chores due to the usual annoying
behaviour that comes with this learning process. I felt
much more skilled at these tasks but knew me doing them
defeated the purpose.
The situation with the Association and the Network is a
little like that. I want to jump in and do things myself but
after my time as Chair of the NSW Network and founding
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member of The Fair Trade Emporium, I know that at this
moment, these are not the right channels to dedicate my
energy to.
I achieve much more for Fair Trade as an independent
force rather than trying to achieve change as one voice in
a large, and due its nature sometimes unyielding, group.
Ask Yourself:
Am I ready to contribute to the Fair Trade movement?
Fair Trade is more than just a mark. The bigger picture is
achieved by people at the frontline – How will you serve?
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BEING A FAIR TRADER
Fair Trade as a business I started writing this early 2017 after my husband’s Bali
trip. I started the first chapter with ‘Was it wasted time?
Then I spent 2 hours surfing for free book layouts. Had
ideas in mind, but saw nothing I liked, so I started with a
blank canvas.
And now it is 2018.
Yes, it has taken some time, but I believe that when doing
things yourself, you create experiences, pick up tips and
insights, go through eye-openers, blunders and lessons.
In 2016, after many years in Fair Trade, my Gallery lease
was due for renewal and I faced a decision: continue and
grow in what I do, which would mean moving to a larger
place, or not.
I was honest and asked myself: What is in all of this for me,
WIIFM. I critically assessed my time, skill, products,
market, support and desire. I knew that if I would not
address where I was weak, it would impact down the track
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and lead to frustration, making all my efforts a waste of
time.
The decision I made was to make it interesting and focus
on activities with the biggest return potential. For me this
meant a return not just in dollars, it also meant a return in
enjoyment and the feeling of achievement.
So, in 2017 I went to Holland, started developing some
downstairs rooms for a B&B, which are still not ready by
the way, ran a 6-month Pop-Up and attended lots of
markets.
One of the benefits of doing something for a long time is
that you start to trust your experience. So, what have I
learned so far ………
I do not know enough
There are better ways to do this
As a Fair Trader I conduct a business which includes
staying on top of every aspect so it runs well. Competition
is sometimes cut-throat, systems change at lightning
speed and the always changing customer needs must be
met.
In truth, these are not the most challenging aspects of
running a Fair Trade business as they occur here where
you have a measure of control. Where you have less
control is with your supplier: if they do not send you
products, there are no sales and no income.
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Most traders in Fair Trade work with small groups
overseas. Usually the arrangement is managed by remote
and you pay up front. This, and the long lead times, is
based on a lot of trust and risk-taking from the Fair Trader
side. Any hiccup in this arrangement and it impacts more
here than on the supplier. A realistic question to ask
yourself is: what is my supplier’s potential to support me
in creating a sustainable business for me?
Many Fair Traders get stuck here, and unfortunately, also
hurt. It is painful not to be able to support people whose
hopes are raised after a visit or with an order. An
explanation is often not completely understood as their
grasp on circumstances here is far less clear than your
understanding of theirs.
Fair Trade would not be what it is today without
volunteers, church groups and large organisations like
Oxfam. The fact remains though that if products do not
sell, there is no impact for the people who make them.
In 2016, an Australian ex-pat introduced me to a group of
women in Uganda who make beautiful wood bead bags.
After establishing direct contact, I negotiated a price point
at which I believed I would be able to sell them with still a
reasonable margin. I asked them to fill out the relevant
paperwork used for verification for my Fair Trader
endorsement. I paid a lumpsum of over 1000USD up front
and everything arrived OK.
I still have one third of that stock. The women regularly
contact me asking for more orders. They say they
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expected more from me as I asked them to complete all
that paperwork. They tell me how difficult life is for them
and offer me other products, but these are already sold
here in Australia. I am careful and honest in my replies,
but it pulls at my heart strings. I know it would make a
huge difference if I place another order. Maybe I will be
able to in the future.
Ask yourself:
Am I ready to take on the financial and emotional risk?
Fair Trade is not for the faint-hearted. No products, no
sales, no income – How will you manage your supplier?
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THE MARKET
Fair Trade on the market Australians and New Zealanders ate almost 45 fully-
laden Boeing 787 planes worth of Fairtrade chocolate
last year and washed it down with 37 Olympic
swimming pools worth of Fairtrade coffee.
Figures released today show that in 2015 Australians
and New Zealanders spent $AU352m on Fairtrade
certified products from a range of more than 3000.
The purchases were made from the 192 licensees and
traders in Australia, and 54 in New Zealand.
Included in the Fairtrade haul purchased by
consumers were sales equivalent to 57 million 200g
blocks of chocolate, 371 million cups of coffee and
more than 182 million tea bags. 11
These revenue figures, do not include the non-Fairtrade
labelled products like the ones I sell however.
Sales data of those products in Australia is based on broad
turnover information that Fair Traders of Australia provide
in their application and at audits. The turnover
information includes both certified and non-certified
products so to extract it requires data manipulation and
this is not currently done.
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With products that fall under a Fairtrade licence, the
premium is calculated as a percentage of net sales.
Licensed products are usually standard and made in bulk,
so records are very precise. This already starts at the
source, with the producers themselves.
Along the chain, if you want to sell the product as is, or
want to use it as an ingredient in something else, the
recording remains accurate, down to the percentage of
content. Because of this guaranteed checking system, the
products can be certified, and sales measured.
Why does business want Fair Trade certification? Mainly, because it sells. It is another differentiating factor
to attract customers. It was only a few years ago that the
major supermarkets finally started selling Fairtrade coffee
and tea. Now they have their own brands.
I also want sales, and I would love to have my own brand.
It is sometimes disheartening when someone with more
resources, jumps the line. This is the cut-throat nature of
retail and wholesale, competition is a given.
Jumping the line displaces smaller businesses, think
about the baker, grocer and butcher for example when a
big supermarket opens nearby. Such events do create
opportunities as well though and new trends in shopping
(read selling) appear. We, Fair Traders must also re-
invent how we do things now that big business is entering
our sector.
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For sustainability and to remain
competitive we require something
that overarches our efforts.
Endorsement as a Fair Trader of
Australia provides this for me as it
gives me credibility.
Handmade products in the Fair Trade sector are not made
in large numbers. Their sales, even with a premium, will
not cover the cost of the recording and checking process
that satisfies Fairtrade certification. For many producers
it is not just the lack of money, it is also their
understanding of the process and their ability to
communicate within the parameters. Some only speak
their native language, some are not literate at all.
Oxfam is far ahead here compared to the smaller Fair
Traders. While originally only trading in Fairtrade
certified products they now include other products that
also satisfy the 10 principles of Fair Trade. Their existing
network is perfectly placed to identify local groups
making such products. Fair Traders like me, do this
without the support of such a network.
The responsibility of checking products against the 10
principles of Fair Trade lies with us. In 2014, when we
were offered the opportunity to be part of the AGHA Fair
Trade Zone, the Fair Trader endorsement was a condition
for participation.
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In 2015 I undertook the time-consuming assessment
process. Considering I imported direct from many
sources, I had to activate quite a few people at the other
end to get the information I needed. The carvers in Dar es
Salaam were a challenge, as were the ladies in Arusha
who make my bead items.
I recently renewed my endorsement under this Program,
but only after long deliberation on WIIFM. With a new
Board and the need for an independent voice to give my
sector credibility, I keep supporting the Association’s
effort but under the proviso that it is to remain of benefit
to my business.
What is the market like in Australia? As I mentioned, in 2014 a tremendous thing happened: the
AGHA launched a Fair Trade Zone at the Melbourne Home
& Giving Trade Fair. Preferential pricing, access to
mainstream retail buyers and huge exposure. A joint
effort of the FTAANZ and AGHA on an idea by one of the
Fair Traders who already successfully traded at the fair.
I participated with some initial success. Exposure was
great, and it gave my business credentials for wholesale
and retail. I participated in several until 2016 when it
became no longer viable for me after stand and package
fees increased, support dwindled, and orders did not
compensate what it cost me to be there. Others already
pulled out before I did, and the Fair Trade Zone is now no
longer. Not that AGHA stopped promoting fair and ethical
trade though. These terms are now part of mainstream
37
retail and wholesale, as is providing products for ‘the
conscientious buyer’. 12
Markets are still the main outlet for Fair Trade products.
Annual Christmas markets are a lifeline for many. The sad
thing about this however is that it keeps the Fair Trade
product pegged as a market product. I am so happy every
time I run a Pop Up in a retail outlet: the vision of all that
Fair Trade displayed to a high standard. This is how I meet
one of the principles of Fair Trade: I create level playing
fields.
Some Fair Trade businesses operate online. At the trade
fairs, plenty of start-ups are interested in hosting Fair
Trade products on a drop-ship basis but this has not taken
off. For my business with the products I sell, this sales
method is currently not feasible and the administration
behind updating stock levels with a third party is too
resource-consuming for the return.
Which Fair Trade products sell? Many Fair Trade products are suitable for mainstream
retail, but they have stiff competition from similar-looking,
cheaper mass-produced items. Without prominent
exposure Fair Trade products only stand out if they are
well-known as a brand. Competing is tough and costly
against big existing brands who now also incorporate
terminology like handmade, care for the environment,
socially responsible and ethical in their marketing.
Fair Traders pay more for products (the premium) and we
ship in smaller quantities. This impacts the re-sale price.
38
The products therefore mainly sell in shops already
known for their ethical approach and where customers
expect to pay a little more.
Like Oxfam outlets. They do a lot for Fair Trade in
Australia and around the world. I always say, I am just like
Oxfam just smaller. I import, I retail and wholesale, I
advocate and support disadvantaged groups. I also say
that many of the things you see in my shops are not
available from Oxfam. Oxfam as a major retailer,
wholesaler and distributor, in bricks and mortar as well as
online, so they require consistent stock in large numbers
that is resalable with an acceptable margin. Many small
producer units are not able to meet these criteria, so there
are many opportunities for smaller independent Fair
Traders to establish trade relationships.
My customers mention sometimes ‘there used to be an
Oxfam shop in …. but it closed down’. Yes, even for such
a large organisation as Oxfam it is difficult to maintain
retail outlets. After closing several after 2010 it now
assesses that there is again a market for more of their
shops and that they can take market share away from
other retailers who do not provide the same retail
experience and product range they offer.
I believe that too! And, I also believe that there is market
for other shops as well, not just Oxfam shops. Publications
like Oxfam Australia Trading 2015-2018 Strategic Report
are great resources for market information. Their
customer analysis (page 15 of the report) undertaken in
39
2009, is still representative of the Fair Trade customer
today going on my experiences in my Galleries and Pop-
Ups.
Customer analysis
Based on the research detailed above and through
observation within the organisation the following
customer segments have been identified by the Oxfam
Australia Trading Marketing Team:
• Traditional female (50+)
• Professional female (25-50)
• University students (18-25)
• Alternative
• Men
Traditional female (50+)
Our Traditional female customer is highly educated. She
has a high level of disposable income and chooses to
shop with Oxfam because she is socially conscious and
believes in making ethically sound purchasing decisions.
She wants to know that the artisans and farmers
producing the products that she is purchasing are being
treated fairly and are paid properly for the work they are
doing. She is more of a quiet achiever and does not
necessarily make it known that she is an Oxfam
supporter to anybody and everybody, but her opinion is
respected, and she is an influencer amongst her social
circles.
Professional female (25-50)
The professional female has an above average level of
disposable income and while she is socially conscious
she is also highly fashion conscious and wants to
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purchase not only fashion items but also home items that
are on trend, of a high quality, unique and different.
She will be more vocal about her Oxfam purchases as
she desires peer recognition of her support of not-for-
profit organisations.
University students (both male and female) (18-25)
Youth, and in particular University students, are one of
our most important segments. While they can tend to
have a lower average income than the other customer
segments they are the future of the organisation and
engaging with them early in their lives can set the scene
for a lifetime of engagement. The university student
customer segment is also a highly fashion-conscious
segment which wants to keep up with the latest trends
and can also be the most vocal in their support of Oxfam
as they crave peer recognition and are vocal about being
socially conscious. This customer segment wants to see
the difference that their purchases make to producers
and are information hungry.
Alternative (both male and female and all age
brackets)
The Alternative customer segment has been buying from
Oxfam for years and may have been involved since
Community Aid Abroad. The alternative customer
segment shops with us because they want to support our
producers and the work that Oxfam does all around the
world. They want to be a driving force for change in the
world and generally have the highest knowledge of fair
and ethical trade. This customer group more than any
other wants to know the stories behind our products and
our producers and is aware of the principles of Fair
Trade and any topical issues in the market. This customer
41
segment is also often attracted to the very unique and
alternative products in our range.
Men (all age brackets)
The men who shop at Oxfam (while a minority from a
gender perspective) are socially conscious. They shop at
Oxfam because they want to know that the products they
purchase have been sourced ethically and are having a
positive impact on the lives of the people who make
them. They have a high tendency for purchasing gifts or
food and beverage items from Oxfam and are generally
not the main shopper in the household. They are
however an important segment to highlight as even if
they are not shopping in our Oxfam Shops themselves
they are often still the end users of our products.
Reading the research, I find it still a little unsettling that
people willingly share information and are so easily
placed in a ‘box’. I still come from a time when it was
possible to be ‘incognito’ and OK not to be contactable.
Today however, it is essential information for a trader and
is readily available if you search for it.
Ask yourself:
Am I ready to compete?
Fair Trade reliability in the market relies on certification
or endorsement of the trade chain – Is yours verified?
42
WHOLESALE OR RETAIL?
How to sell After a family visit to Tanzania in 2002 I started selling at
Akoonah Park Market in an outer eastern suburb of
Melbourne. My sales book shows that on 20th August
2003, my first trading day, I sold 2 pair of coconut
earrings, paid $22 for the stand and $2.70 for the carpark.
43
My commercial adventure started with a loss of $12 but
my sons enjoyed the day tremendously! They were
spoiled with free ice cream from the vendor across my
stall. My eldest did the books that day, he was 9 at the
time. A lovely memory.
Sales improved and soon after I launched online. I
created an online shop using one of the few open source
ecommerce software available at the time: Oscommerce.
I still have the HTML instructions as the pretty interfaces
we are used to today, were not available then.
Also, from 2005, I wholesaled on commission framed
artwork to an African shop in an upmarket suburb of
Melbourne. These sold very well in that environment. I
did not have a suitable outlet then so had no opportunity
to market these myself. I learned from this that for my
handmade one-off pieces to sell as art, I need to present
them in a quality environment. This laid the foundation of
what and how I want to sell; I ran exhibitions and opened
Galleries, not shops.
In 3 years I covered everything: import, retail, wholesale,
online. With two young boys, holding down a full-time job
in HR and studying a Post-Graduate, I wonder now how I
managed.
Then, in 2006, things changed: We moved to remote
Northern Territory for my husband’s work. I took on a
Campus Leader role for Charles Darwin University and
the boys attended local primary school. We had a great
44
time there, but it did not work out for my business. I tried
online and managing by remote but had to put it on hold.
In 2007 we moved to the Central Coast and after roles with
the Central Coast Community College and Newcastle
University, I decided to take Sanaa Afrika on full-time. A
big Step; Completely self-employed, completely in
control, completely responsible.
Since then I have held exhibitions, participated in trade
fairs, ran galleries, re-launched online, upped my profile
and credentials, and forged new connections. Then, as
now, the same thread runs through my business: I import,
retail, wholesale, advocate, and support disadvantaged
groups. The only thing different at times is the mix and
balance.
Mainstream versus Fair Trade I do all this but there are many ways to be involved in Fair
Trade. Some retail, some wholesale, some are the conduit
that connects the groups with buyers. Others focus
completely on advocacy and support this by retailing a
small number of products. For me, the most challenging
is retail.
Some statistics on retail from the 2014 Productivity
Commission Research Report 13
• In 2012-13 the retail industry generated $69.7
billion in economic output and contributed 4.9% to
gross value added
45
• In 2013-14 the sector contributed around 8.9% of
all hours worked in the Australian economy
• Around 95% of all retail businesses are either non-
employing or have 1-19 employees
“…there is significant entry and exit [in the retail sector].
From 2009 to 2013, the exit rate was around 15 per cent each
year, while the entry rate fell from 17 per cent in 2009 to
about 9 per cent in 2013.
Of those retail businesses operating in June 2009, 41 per
cent had exited the industry by June 2013.” - Pg 22
I belong to the 59% who are still active.
It is a game of keeping the wheel turning to meet the
market along a yearly retail cycle. You compete for the
same dollar against others who also depend on sales for
their livelihood. You do this in a commercial mass
consumption driven world which is not completely in line
with Fair Trade principles.
The difference between mass consumption and Fair Trade
sometimes comes to a head when interacting with
mainstream retailers, like once at an educational seminar
on Fair Trade. A Fair Trader encourages the customer to
ask questions like ‘where is this made’, ‘how do you know
that these people get paid a decent wage’. Most
mainstream retailers are not aware of this information so
advocating strongly that they should know this, may seem
like a criticism on how they run their business.
46
The other side is that people often complain about Fair
Trade prices. At a recent Pop Up, someone came in to
show all the things they bought elsewhere for the price of
one of our dresses. There are many reasons why people
shop where they shop: convenience, price, fashion,
necessity. They also decide what they want or need to
know when shopping.
Margins are good in retail, especially when you have the
right products. Usual rule of thumb is to sell a product at
double what you paid for it. If you import yourself, then
your margin is higher.
As a wholesaler you need to know at what price the
product can retail for. Divide that shop price in half to
arrive at a ballpark wholesale price and then decide if this
is feasible for you to sell at. Even if the margin is small it
may still be worth it to wholesale. If you sell in bulk the
turnaround time of returning your investment is short and
it also reduces cost like storage and marketing.
The margin of return and the time it takes to achieve this
are important factors in your product choices. Big ticket
items may return a higher margin, but they may also take
a while to sell.
Bricks and Mortar versus Mobile Retail margins may be appealing but the cost of running a
shop is high: your own hours, your travel to and from the
shop, staff, lease, insurance, displays, utilities, marketing.
The lease for my recent Pop Up The Fair Trade Hub was
$550 per week. Even with only the lease as an actual third-
47
party cost to meet, we had to sell $1,100 per week to
break-even. (Cost of Goods + Margin to cover the Cost of
Lease).
Lease costs are highly influenced by location and
potential for sales (for the right business). The other day
I heard that the Newsagent at my local shopping centre
had to close as their monthly lease increased from $15,000
to $22,000. The pressure for an independent small
business to achieve enough sales to meet such a base cost
to keep the doors open is tremendous. I always think how
much this product really costs considering the high
overheads attached to selling it there. This is one of the
reasons why I pursue Pop Ups instead of permanent
locations.
I view Pop Ups as the optimum collaboration opportunity
across sectors, achieving mutual benefit for everyone
involved: lower lease costs, shops occupied, greater
return, flexibility and penetration into new markets. Each
collaboration differs and all aspects of entering into a
retail commitment must be considered. The shop may be
beautiful, but will your Fair Trade products sell there?
In my opinion retailing and wholesaling your own
products and retailing products from other traders that
complement your own range, provides the best result.
This enables diversification, creates a buffer zone should
your own products be delayed and gives a higher return
on your own product sales.
48
From my own experience, the hours and effort running
your own business are uncountable when maintaining a
permanent brick and mortar location. Across the board,
retail and wholesale makes 1/3 of its annual return
towards the Christmas period. I estimate however that for
Fair Traders this same period generates more like half of
their return for the year.
Covering overheads during the quiet times requires
careful planning and is a strain on cash flow. Pop Ups allow
efforts and investment to focus on times when high results
are achievable.
Being self-employed comes with risks and may not be for
everyone.
Self-employed Employed
Set your own work hours 9 to 5 or shifts
Implement your own ideas Work within job parameters
Work where you live Commute
Choose people you work with Fit in company culture
Tax incentives Few tax write-offs
Manage own books Receive net income
Less job security Job rights e.g. paid leave
Manage your own progress Career ladder
Inconsistent income Guaranteed income
Isolated Team environment
No superannuation Guaranteed Super
49
In honesty, while I write this, I feel a little uncomfortable
as both options have benefits and downsides. My choice
is not necessarily what suits your circumstance or desire.
I write this under the caveat that all what worked for me
may not work for you. And also, that something I tried and
failed at, may be just right for you.
Ask yourself:
Am I ready for running a business?
Fair Trade competes for sales in mainstream retail and
wholesale markets – How well prepared are you for this
challenge?
50
RESOURCES
What you need This chapter I write upstairs at the dining table. Smiling,
as I will keep this a secret from my husband. I usually tell
him off for doing the same thing but somehow today I
diverted from my preference for designated spaces for
activities. It feels a little like a holiday.
I love decluttering and reorganising. My wardrobe is
small as most of my clothing is second-hand and donated
back. This is slow fashion and environmentally conscious
but also strategic, as it allows me to wear something
completely different from mainstream fashion when I sell
my products. Giving no distraction or reference to
competitors.
I have a large workspace downstairs and when I work
from home my routine starts at 9.30am, lunch from 12.30
to 2pm, then work again until 5pm. In the morning I watch
some tv, at lunch I do a Dutch puzzle, and in the afternoon,
I go for a long walk along the lake or beach (usually with
a backpack to get my groceries), do yoga in my living
room with a view over the water, or work in the garden.
I have not always lived like this. In Australia I commuted
by train in and out of the city; did all-hours shift work,
51
handing over and receiving the children as batons in a
long-distance relay; was cooped up in high rise offices
and at the end of a converted bowling alley until, in 2006,
I moved to offices with a view.
The 2011 Australian Women's Chamber of
Commerce and Industry (AWCCI) survey of women
business operators found that women with access to
start-up capital had a higher turnover. The survey
found that 66% of women's start-up funds were
sourced from personal savings and 25% from a
credit card or bank/credit union loan. It also found
that 42% of respondents started their business with
less than $5,000, while 83% did so with less than
$100,000.14
I introduced my husband earlier: without his early support
to get me up and running it would have been a longer
road. With his support and a $20,000 business loan from a
bank, I opened my first shop in Terrigal in 2011. Interior
designed with quality displays and furniture, many of
which I still use today in Pop Ups, it looked spectacular.
Plenty of car parking, lease relatively affordable, part of a
small shopping strip and just off a main road that lead to
the beach.
It returned what the environment made possible. By this I
mean that the location did not bring the foot traffic I
needed to be profitable. From that location I built a great
reputation and people still ask me now weren’t you in
52
Terrigal? I moved from there to Erina Heights 5 years ago.
People now also ask me weren’t you at Erina Heights?
The principle of cash When I opened in Terrigal I became a member of the
Central Coast Business Centre CCBC and I was entitled to
5 (free) one-hour sessions with a mentor.
A mentor comment after our first meeting:
“In general Sanaa Afrika is a one woman show
aimed at growing over the next 3 years to provide
the main source of income & lifestyle support for
Carina & her husband as they move into ‘empty
nester’ territory.
Basic message – get close to the cash!! (i.e. focus on
those things that will create cash flow)”
The CCBC matched me with this mentor as he had a
supermarket background and international experience.
Supermarket retail did not immediately make me feel
confident about what he could do for me. I considered my
product and approach far superior.
It took a while for me to get it; The principle is the same no
matter what kind of shop. In both you need to sell the right
products to make a living and stay on top of your cash
flow.
To be sustainable you need to make money. It is not just
‘build it and they will come’, you need to invest in your
business to make customers buy from you. Very few
53
products are the one answer to everything, how you sell
them is what sets you apart.
My first studies were in communication, marketing and
public relations. I did internships at a large event venue
in Utrecht and at my town council, Tilburg. I developed
the marketing program for a textile exhibition at one and
a new bus route at the other. Little did I know my path
would take me on a human resource journey through
accounting, airport retail, insurance, disability care, drug
rehabilitation, television, banking and education in
London, Beijing, Melbourne, the Northern Territory
outback and beautiful beaches of the Central Coast.
From an unexpected request in London to fill a maternity
leave vacancy at one of the largest international hotel and
airport services chains in the world, to sitting here, self-
employed, typing away at my dining table.
What does this have to do with resources? Well, the
biggest and most valuable resource in all what I do is me.
Money, time, support, hardware, software, products,
connections, knowledge, family, friends and health to
mention a few, are all important as well but in the right
combination, at the right time.
54
15
55
The principle of investing Invest in quality. I get frustrated when I see fit-outs left in
vacant shops, thinking about the money that went into the
planning and installation. The effort and cost again to
remove these.
Retailers spend a lot on a look, the image that attracts the
right customer for their product. I do as well, so I have
invested in displays that last. They match to the extent that
they are white. A mix of square and round, tall and low,
long and short, all with clean lines for a solid look. My
table is a monster to move as I mentioned but it is one of a
kind, worthy of being the focal point of a friendly and
welcoming shopping experience.
To keep looks interesting and current, I supplement my
displays with second hand pieces which I paint white. My
St Vinnies coffee table with curled wrought iron legs is a
stunner in white after sanding the top to get rid of the
scratches. As are four tall plinths I picked up for $35 in
pinks and blues at Reverse Garbage. They transform any
piece in to an artwork.
People I work with know I prefer to barter, get something
for free, run skeleton systems and keep my shop’s
footprint as small as possible. I am skilled at many things,
so can pursue this to a large degree.
I run my website and online shop on a free open source
platform and manage those myself. I do not spend money
on bags with logo stickers, I wrap rather than bag. I print
on both sides of my business cards and cut my own labels.
56
I write media releases to receive free press coverage. I
support events with sales and donate products for
fundraising. I sign up for free seminars. I search online to
stay up to date. I read strategic plans and research paid
for by larger operators in my sector. I invest in quality
displays that last and are suitable for easy relocation. I
combine what I need to do in one trip. I write down where
I am at, so I do not waste time redoing things. I rope in
some (family) muscle at bump-in and bump-out in return
for a meal out.
Staffing is one of the highest cost factors in doing business,
so I offer a swap. My expertise for your working hours;
access to my channels to achieve sales, to explore what
Fair Trade business is really like; product trial-runs; work
experience; resume boosting; networking etc.
This is not just a financial strategy, it is also an inherent
part of my commitment to Fair Trade principles.
Principle 1 – Opportunity to disadvantaged groups
– I provide access to resources
Principle 2 – Transparency and Accountability
– I trade, I do not provide aid
Principle 8 – Build capacity
– I share my knowledge and resources
Principle 9 – Advocate Fair Trade
– I promote the business option
57
This is my view, it may not be someone else’s. As I said
before, yes or no to do it this way, that decision is totally
yours.
Ask yourself:
Am I ready to put what I have in play?
Fair Trade centres around people and a support structure
of money and other tangible items – What is the balance
you aim for?
58
NETWORKS, MENTORS
Who you need You know best. You know where you lack skills,
knowledge, funds or support. Especially when you are
heading towards something you have never done before.
As I did, when I went from corporate to self-employed,
from mediator to sales person, from working in a heavily
regulated environment to creating my own reality.
I joined the NSW Fair Trade Network group when it just
came back ‘into life’. It had been stagnant for a while and
the people who turned up at meetings again were like me,
people who sold Fair Trade products. We held meetings
in the Oxfam offices in Surry Hills and had the occasional
guest speaker. This network drove a lot of activity in NSW
and Australia with a Pop Up in Paddington, The Fair Trade
Emporium in Marrickville and the overture to AGHA
which resulted in the Fair Trade Zone. During this time, I
was chair and involved in all these initiatives.
The experience around the table was tremendous and I
enjoyed my time as part of it. In the last two years a lot has
changed; The Association almost folded, traders pulled
59
out of the Fair Trade Emporium and the AGHA Fair Trade
Zone is no longer.
The network is run by volunteers and as priorities
changed, fewer time and resources were available to
organise events and manage initiatives. My priorities
shifted from Sydney to the Central Coast and Newcastle
area and since 2017 my time and resources are invested
in growing the network and opportunities in that region.
Visualisation of networks with you in the centre
a butterfly
Connections When I opened in Terrigal I joined two local business
networks and became a member of Central Coast
Tourism. I soon realised that paying $30 for a network
60
breakfast or after-hours event was not worth it for me.
Most of the members were service providers and touting
for business within the network. I know that is an aspect
of networking but in my case paying someone hundreds
to do my books while they could only recommend me
within their personal network was not an equal return in
my view.
Of good value to my business was the $96 annual tourism
membership. For this investment my leaflets were
displayed at all tourism centres in the region and my
business listed on 3 tourism websites. These had tangible
results and drove traffic to my Gallery.
The other day I met with a long-time Fair Trader friend,
returning stock left over from The Fair Trade Hub in
Belmont. She lives in Sydney, so we do not see each other
often but when we do, we combine our catch ups with
sounding off what we think about this and that, plans for
the year and looking at opportunities to work together.
When working from home these contacts are essential,
regular as well as impromptu. We discussed the
Association, the Network, Amazon.com, a Pop Up,
life/work balance and enjoyed good food - me
cheesecake with ice cream, her a healthy avocado
breakfast!
Networks have a life-span. Very few serve your needs
every time, all the time. Some are perfect for when you
start out, others for when you want to improve skills, gain
credibility or want to move into something new. Most
61
networks require a monetary contribution and those with
no tangible return are a bad investment of your cash and
time.
Returns The best return for my business came from a $200
membership of the Central Coast Business Centre. This
membership gave me access to subsidised training and 5
free mentor sessions. I took training in marketing and
merchandising. These courses are usually a teaser to opt
in on a bigger program the presenters also deliver
separately from the Business Centre. Some even offer a
second tier to engage you like a competition to win a free
in-house assessment. These are worthwhile winning!
In my area, The Central Coast Council also runs free
seminars and programs aimed at activating and
supporting small businesses. These are usually tied to
funding opportunities and in 2016 I was successful in
obtaining free retail space for my inaugural The Fair
Trade Hub in Wyong. My event Storytelling with word
sound and vision, has also been successful twice at
receiving funding as part of The Lakes Festival.
My network settings are coffee shops, restaurants, parks,
after hours in someone’s office, at home and online.
Networking does two important things which may sound
contradictory at first: It makes you focus as well as think
outside the box.
Like my recent catch-up for example. My friend is tech
savvy and an early adopter of anything social media and
62
online. When I hear her speak about email marketing
automation and online sales platform integration, I feel
there is a lot I need to catch up on and review.
I have run three independent Pop Ups, she is planning one
towards the end of the year. Which location gives the best
return? How long to stay? How many people to run it?
What products to select?
As we are experienced traders, our phase of networking
is strategic: to focus and decide on our next move. Identify
lack of knowledge or a skills gap and build this into our
plans. Planning in business is essential as you need to
decide where to spend your money and how you are
going to make it. Doing this on the run is stressful and
affects your focus.
I believe that fair and ethical trade is one of the most
diverse sectors to be in. People come from a myriad of
professions – science, medicine, accounting, human
resources, teaching, production, artists; have no distinct
entry or exit age – students, retirees, lifestyle changers;
and have a variety of business structures – full-on traders,
second jobbers, part-timers, volunteers, non-profit etc.
Every Fair Trade business is quite unique as it
incorporates the vision and character of the person
behind it. When you network, the key is to retain your
own vision and to incorporate that in your way of doing
business. There is no best way, it is about the right way for
you. Networking is crucial as it facilitates your learning
which in turn ensures that you stay on track and on top of
63
things. How much time you spend on networking
depends on how much you need it and when.
Structure I still see my mentor sitting at my beautiful table in my
beautiful Gallery. Such patience as I must have been a
little uppity I think. Everybody has some sort of defence
when they are not certain and about to be challenged.
Our meetings were structured well which I enjoyed, and I
still use the forms and notes to refocus at times. After 6
years, the basic premise of my business has not changed,
and my vision is still clear. I now appreciate how he
always brought the dollar angle into things, something
which was quite hard for me to do in the beginning, as for
me it was all about the inherent value, not the practical
value, the sustainability.
Some of my mentor’s recommendations did not pan out for
me but did make possible to see what would.
Notes of my second session with him include me telling
him that I felt overwhelmed. Sometimes making decisions
is hard. For me to have someone I relate to on a business
level makes a difference. This aspect of networking is
very valuable and not to be underestimated.
It is now early January, I just finished the third Fair Trade
Hub in Belmont, and a busy December behind me. This is
a reasonably quiet time for me business-wise and I usually
plan the year ahead. In this planning phase, my brain is
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in creation mode so providing the perfect conditions to
write this book.
Ask yourself:
Am I ready to share and learn from others?
Fair Trade products are for potential customers who
already buy your competitor’s products in existing
markets - How will you stand out?
65
STORY AND PRODUCT
Your Box Think about what makes you different.
There will never be a Fair Trade shop in every shopping
centre. If there would be, then in effect Fair Trade does
not exist anymore. Our sector is not meant to dominate on
numbers, it is to dominate on stories.
Social responsibility in consumer countries like Australia
is a box to tick. Ever heard the term ‘Greenwashing’? This
is green PR or green marketing deceptively used to
promote the perception that an organisation’s products,
aims or policies are environmentally friendly.
Greenpeace International actively pursues this
phenomenon and publishes outcomes of their reviews. 16
‘Ethicalwashing’ – my term - is next. Big business is going
it alone in Fair Trade; Sainsbury, Tesco, McDonalds,
Starbucks, Unilever and Cadbury, all devised their own
Fair Trade schemes. 17 Their decision is cost-driven - with
increased competition, sales of certified Fairtrade
products drop – and socially responsible driven - they
want to take more direct credit for their support efforts.
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All good and proper but who will verify that these
schemes do what they say?
I am indirectly affected by this trend as it confuses my
customers. My business relies heavily on the recognition
of an international movement that is clear and
unambiguous.
One of the strengths of the Fairtrade certification system
is that it has been consistent over time. The same is to
apply to your story as that builds your credibility. It is
interesting for people to know how you started, the why
and personal aspect of it. Sounds all very nice but, to be
honest, there are things I prefer not to share with people I
do not know.
A personal story As soon as I start talking people know I am not from here.
As my business is Sanaa Afrika, everyone automatically
thinks I am South African. To avoid long stories, I usually
say my family is in Tanzania. If people pick up I am Dutch,
I talk about my travels and the trips to Africa for work.
With such an international background, my knowledge
about other countries impacts positively on my
credibility. I believe it is important to be aware of the
culture and country of the products you sell. Placing
experiences and observations in context builds
understanding and credibility too. If the customer has
been to a country you source from then nothing connects
more than sharing such experiences.
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I often wonder why Fair Trade holds such an attraction
over me. Apart from providing me a perfect balance
between commercial and advocacy activities it also
satisfies my thirst for cultural learning, something I know
my father had as well. He was in the navy before I was
born, and I was told he was studying Papiamento,
preparing for a posting in the Dutch West Indies. He had
already travelled along the West African coast and I still
have a table runner from that time. His father put it very
strongly that the Navy was no career choice for a married
man. So, he became a pipe fitter……….
My trips abroad were usually to Belgium, a bike-ride away
and favourite family outing for its dance halls. My first
‘long’ trip was to Luxembourg by car. I had a German pen
pal in primary school and High School A-Grades in
German and English. I remember doing my homework
staring at a map of the world dreaming how I could get to
all those countries. I took off on a bike holiday to the UK at
17; made my own way down to St Tropez for my 21st and
moved to Spain at 25. The first time I stepped on a plane
was in 1986 flying from Bilbao to London for a wedding.
How interesting was this for you to read?
It is always nice to get a peek behind the scenes but even
if you are the most interesting person around, if your
product or service does not sell you are not ‘in business’.
The number of Fair Trade products is not the problem,
selling them is. It is not a matter of build and they will
come. Your passion alone, complete trust and conviction
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that this is the right product for people to buy, may not be
enough. This carefully chosen product, this socially
responsible purchase, with a direct impact on the lives of
the people who make it, may not sell.
A product story Fair Trade craft products are not really sold for their
function. One embroidered zip pouch from Bangladesh is
much like one from Vietnam for most customers. A
wooden animal carving is for many customers just a
carving regardless where it is made. An interesting thing
about sculptures from Africa is that you will rarely find one
that is not of an indigenous animal. The carver’s
knowledge of the animal is intrinsically connected to his
product. They do not know pandas or tigers so struggle to
carve one.
A backpack is not a craft product in its design but is one
in its production. So are fashion and table décor for
example. Nobody in Madagascar traditionally uses raffia
placemats at dinner.
A Fair Trade product is intricately connected with its story.
As we are only small operators, this must gel from
beginning to end. A few years ago, a trade fair sales
person struck up some banter to get me to sign on again.
He once had a whole container of tagines coming from
Morocco and anxious about how to get rid of them. He
took a stand at the trade fair and sold out. He was
obviously an early adopter of trends but where are
tagines now? And he is no longer in that business.
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If you want to choose products for Fair Trade think long
term, especially from the production aspect: capacity,
costing, quality, communication and control. Also assess
your ability to sell the products as if they do not, it is not
just you who will be affected.
Have you ever wondered why the change from Aid to
Trade? While in the Northern Territory I learned that an
apparent lack of motivation was mainly due to the ad-hoc
and spurts of support people receive. Too short to build
something sustainable and cover the skills gap. Also, the
people who provide the support are only part of the
community while funds support them being there. Once
funds dry up and they leave, the initiative stops. In my
work with Charles Darwin University I came across
several discarded projects and spoke with some of the
elders about them. They are very clear on what they want
for their community, but somehow many projects have not
delivered this so far.
Continuity and long term sustainable results only happen
when the people have the means to support themselves,
independently and over time. This means generating an
income from something they make, provide, show, share
or tell.
By us choosing the right product we help to make this
happen. By us not hogging them as a source, they grow.
This last comment is a little controversial as if they do not
sell to you, how will you make a living? This is one of the
realities of Fair Trade and you must be ready for it.
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Planning the story When deeply involved, passion sometimes runs away
with you. You risk missing crucial parts of planning like
competition research and what if scenarios. Don’t forget:
image in retail and the glitz and glamour of fit-outs and
campaigns sometimes cloud reality.
A business plan guides your thinking. It is not a one-off
exercise, it is a developing story. I review and add
comments regularly and save each as a new version.
This is from my first one in 2005
Mission
Link Africa and Australia to enrich both cultures, to create
and facilitate stimulating, rewarding and profitable
relationships between individuals, communities and
businesses.
I am now in version 12 and the mission is still the same.
There are lots of business plan formats and what suits me
may not suit you. Sometimes I draw a diagram on a
whiteboard and keep an image of that. I create detailed
spreadsheets to test financial scenarios and have A4
binders with thoughts, checklists and research, dated to
keep track of progress. Together, all these records cover
this:
• Mission or vision
• Business and product or service
• How the product or service is different
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• How it fits in the market, competitors and targeted
market share
• Who is part of the business, their skills,
experiences and successes
• Marketing plan
• SWOT analysis (strengths, weaknesses,
opportunities and threats)
• Cash flow statement
• Revenue projections
• Summary
I attach high importance to information as I want and need
to make informed decisions. This is not the same as
knowing everything. I have plenty of examples where I
was blissfully ignorant on certain things. It makes me
smile, rather than angry, and my future decisions are
influenced accordingly. Learning enriches you.
Ask yourself:
Am I ready with my story?
Fair Trade is the product. Your item selection and
decision on what information to share is what sells it –
How will you connect these three parts?
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PRESENTATION AND MARKETING
Make it look good I must confess that I am not really an expert at this. I find
myself drawn to lines and symmetry, but sometimes there
is a need for kaleidoscopes of colours, shapes and
textures to attract buyers. Merchandising are creative
skills combining proven rules and individual creativity.
Show me something to read, and I ‘feel’ if something is not
quite right. After years living overseas I strongly link
language to behaviour and culture. By putting words in
context, it sped up my learning. Languages evolve and as
I left Holland in 1985, some Dutch words do not make
sense to me in the context they are used in today. Like
‘traject’ [route] in relation to a medical treatment plan. To
me it brings up images of a railway or bus line. Or
‘invoegen’ [insert, add] when someone else is to be part
of a consultation. To me this means joining traffic from a
freeway ramp.
In retail and wholesale, marketing is dominated by a
yearly cycle of events relevant to the culture of a country:
Mother’s Day, Australia Day, Back to School, Christmas,
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Father’s Day, Recycling Week, Fair Trade Week, Boxing
Day Sales, trends in colour and texture for each of the
seasons.
This cycle includes more and more every year as it
responds to the latest craze driven by the wealth of
information available to the potential buyer. Something
new always gets attention but staying power is the real
test.
Big business is a master at imagery, planning light years
ahead and scrupulously cutting and fattening where
needed to stay around. You may say that they control the
market, but they will return a resounding NO to this. They
serve the customer, give them what they want.
Sale
JanuaryValen tine
Spring
Easter
Mothers
FairTradeStock
take
Winter
Fathers
Spring
Summer
Christ mas
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It is the classical chicken and egg situation. It is now long
ago that the egg was laid, and so many have hatched
since. As a Communication graduate in Holland, the
concept of buyer manipulation was already an issue with
me. Gathering customer demographics, matching buying
patterns, packaging the same product and service into
something ‘new’ every year, all felt intrusive and
misleading to me. A fellow student and still a good friend
was a natural at this and she became one of the most
influential minds in marketing world-wide. I realise now
that what matters is how the information is used, not that it
is collected. After all, I use the information as well, and
with good intentions.
Pre-internet, obtaining that information was a specialist
field, time consuming and required a lot of imagination to
interpret. Now everyone has access to analytics, free
tools to focus sales efforts, SEO analysis plugins,
marketing seminars and people from all over the world
offering their services to do it for you.
I find this overwhelming at times. Half of it is the
terminology and the sense that everything is moving
ahead at lightspeed with a myriad of opportunities for you
to boost sales. I am not an expert, but believe I am
knowledgeable enough to filter out what I do not need.
How to be seen and heard What you need in marketing and presentation depends on
the product you sell, the people you want to sell it to, your
budget and what others are doing.
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People who sell advertising and promotional
opportunities always have data to show that it works. 8
Years ago, I used advertisements in the local newspaper
to create awareness and to drive traffic to my Gallery.
These were reasonably cheap, and the strategy worked.
Then, online reach was not what it is today. Now my
marketing mix includes media releases, editorial
submissions, radio and social media strategies,
combining organic growth with paid campaigns.
A friend of mine is building up her affiliate marketing
business and is up to date with logarithms, trends in social
media, most effective media to use for what, regime of
posting etcetera. Affiliate marketers receive a
commission for products and services they sell for others.
Commission could come from a click, like, sign up,
purchase or a meeting for example. This business model
is used by merchants to externalise the cost of finding an
audience and promoting their products. TripAdvisor has
an Affiliate program, as does Amazon and eBay.
Influencers also market someone else’s product or
service. My coffee friend the other day mentioned she has
been approached several times by social media
influencers who want a product for free and $500 to blog
about it. This is a marketing technique with a focus on
social media relationship building.
Both promote for someone else and drive people to a
website or physical location. However, a purchase still
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depends mainly on the product or service, not on how the
buyer arrives in your shop.
What to say Your business is about Fair Trade but talking about the
principles only does not keep it interesting for long.
Incorporate angles in your story (marketing) and
presentation (merchandising) like linking to a social
problem or local initiative to promote a product range.
Link to World Fair Trade Day and International Days to
piggy-back on the media attention these usually achieve.
18
Use sustainability and link it to slow fashion and recycling
for example. I buy most of my clothes in charity shops,
except for shoes, socks and underwear. I also buy high-
quality staples once every so many years like winter,
trekking and stepping out clothes. Look at my Africa
images from 2010 and my recent The Fair Trade Hub
bump-in: same blue stripe zip up fleece jacket. I also still
treasure a Laura Ashley deep blue velvet dress from 1987
and my Drizabone from the same year but that is another
story.
Link to the environment by keeping your footprint small:
hand out bags sparingly, do not run the A/C all the time. I
drink coffee and tea in my shop and the re-usable cup is
clearly visible on the table. My expertise of using 2 small
pieces of sticky tape to wrap something has developed to
perfection.
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Fair Trade is about transparency so be ready to talk as
customers expect answers. It is part of the school
curriculum and 2 in 3 people across all age-groups now
use social media. 19
Many of my customers are already involved in Fair Trade
activities through supporter groups in churches, at
University, their employer, Rotary or Lions.
All efforts to alleviate poverty and injustice I support
completely. Any action to achieve this is truly worthwhile
and fits in with what I believe. My own approach is to
achieve this by building capacity in doing trade, and this
is applicable just as much here in Australia as where the
products are made.
The money story Our Fair Trade story is about work and earning an income
so what is the answer to the question “How much is going
back to the people who make this?” The answer depends
on several things, including how you structure your
business.
If you want to provide a dollar figure that is up to you.
Justifying selling an item at $25 which people have seen
elsewhere for far less, will be perceived as askew. A
detailed explanation with actual costs clouds a Fair Trade
story so I respond differently.
I explain how I do business; that I negotiate a price, give
the people time to make things, support their own design
ideas, pay up front, give feedback how it sells here and
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who buys their products. I also highlight differences in
cost of living and selling with price of electricity and lease
for example.
This resonates more with customers than the actual money
paid for a product as that figure is only understood in
context. The purchase power of $1 in Australia is much
less than $1 in a developing country.
Where we sell a product has a direct impact on its
perceived value. Markets sell at cheaper prices so once
you price for the market it is difficult to justify a higher
price in a shop where your overheads are much bigger. I
therefore recommend pricing the other way around.
Produce at markets is perceived as better quality and
fresher than in supermarkets. The same reasoning is not
true for non-produce however. I have a market product
range and a shop product range. Under no circumstances
will I put my shop range at a market, but I do put my
market range in a shop so I can offer a wider price
spectrum in the product ranges.
Price is part of the story and your presentation. A $100
silver chain in a display needs to indicate quality while an
under $10 impulse buy is most enticing when you browse
for it.
Window and entry displays are strategically important for
sales in a shop. The recent Fair Trade Hub had floor to
ceiling windows along two walls and we made good use
of them. Weekly ‘new’ additions and changes to displays
79
spiked sales in those products. Merchandising is an art
and I recommend reading up on this topic as essential
homework.
My mentor picked on this immediately in my first session
with him. While I loved the idea of a completely
unblocked view into the Gallery, my mentor did not. He
taught me to create small teaser areas to entice people to
come in and showed me how to control their movement
through the Gallery. In my second space, a long narrow
Galleria style, I used a colour specialist and created
‘sections’ in shades of tea green. This, gallery lighting and
white displays made it look spectacular.
Science really.
Ask yourself:
Am I ready to reach my customers?
Fair Trade principles are about everyday life and relevant
to all people – How will you let them know?
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YOUR REWARDS
Reaping what you put into it I started dreaming about flying when I was young. Just
flapping my arms and slowly lift myself up into the sky
with every flap. Swooping over buildings, over forests
and through streets. I also often dreamt about being
gobbled up by a big machine with long arms that was just
around the corner from the flats where I lived until I was 7
years old. There used to be a big building there screened
by high trees, somewhere my parents told me not to go.
The big machine reminded me of the octopus ride at the
Tilburg annual fair, which by the way, is still the biggest
in Europe today. I had and still have a vivid imagination!
Now I daydream more than dreaming in my sleep. It is
more like running scenarios, envisaging the bigger
picture to see links, mental mind-mapping.
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Like in all things there is a lifecycle to doing business.20 It
starts, grows, matures, declines until it either re-starts or
it stops. I find starting a business a little intoxicating.
Opening the doors for the first time, launching the
website, that first sale, handing out business cards,
promoting yourself and your business in the media,
talking about what you do, building your profile, writing
this book.
To some Start-up entrepreneurs I may sound cynical in my
approaches or not give straight answers. It may appear I
undermine and dismiss ideas, but nothing is further from
the truth. I believe 100% in dynamism and slight angle
shifts that make things work. What I have done in my
business is completely within my own realm. There may
be similarities with others in practical terms but not when
combined with other spheres in my life.
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Here is where my human resource background comes in
to play: I do not see things black and white, I see
interaction and synergy spots.
Maybe it is because I am multi-lingual that I get stuck
sometimes in finding the right word to explain exactly
what I want to convey. I like to use descriptions,
adjectives and metaphors to clarify my intent in as much
detail as possible. Sometimes a word or a product on its
own without visual, tactile and audible cues, is vague in its
meaning or just plain misunderstood.
In Fair Trade I train the maker and the buyer, I facilitate
their learning and I do this in the real world, for real
application. My work as a Fair Trader ticks several
personal reward boxes but a major satisfaction boost is
when everyone involved in what I do gains from it.
By reflex almost, I used to take on most of the
responsibility every time things would not go as planned.
It always came with a feeling of guilt, in proportion to my
desire for it to work. My issue was that I set no criteria for
what I should feel guilty for or not at all, and no boundaries
on how much was appropriate. Strangely, since starting
full-time in Fair Trade properly, I set these much better.
I am a statistic:21
• in 2014, 45% of women business operators were
aged between 40 and 54, like me
• I am more likely than my male counterpart to have
a degree
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• Across the board, I score lower in earnings than
my male counterparts but show higher satisfaction
in my quality of life
• Like 71% of women business operators I am
married and have children (81%)
• Half of us work on our own, and Retail Manager is
second from the top in occupation
Good to know that I am not alone as being the lone
crusader for a cause is not easy. Knowing there are like-
minded people, gives me the support and freedom to
follow my path.
For me it is the reach that my activities open up for me, the
opportunity to set my own direction, to explore out of the
box, to marry proven and new, to synthesize plans down
to something that works in practice, to have a voice, to
give others a voice, to do this within my own space, to live
a diverse life, to learn, to give, to fly……..
Ask yourself:
Am I ready to pursue what I want to get out of this journey?
Fair Trade is about people creating a fairer place, each
with their own vision and motivation how to achieve this –
Why do you want to do it?
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STICK WITH IT
Grit I am a survivor. Sounds dramatic doesn’t it.
I read somewhere that as we get older it seems that time
goes faster. It seems so because we have fewer defining
moments in our life, or we think we do. Think about how
much we learn and grow in our teenage years. No time for
anyone but ourselves and our own needs. Shepherded
and shielded until we are ready to face things on our own.
As adults, what do we remember of our work weeks? What
defines a year? Birthdays, the one holiday to the sun or
snow, emotional loss, change of job? It is not that our life
is not full of things to do, we just experience or register
moments less.
It takes discipline to stick with something. I used to ride
horses, started on a small black pony lead by my father
along dune paths on holidays. As a teenager I had to pay
for it myself, ride my bike in the dark for evening riding
sessions, invest in cap, boots and whip. I rode on the
marshes in Holland, learned how to jump in Hyde Park,
rode trails in the Victorian high country. I still have my
cap, boots and whip but do not ride anymore. And that is
OK. Life choices create other priorities.
85
Apparently, I have chameleon-like abilities, to present
myself in situations as expected, while at the same time
not lose my integrity and achieve what I set out to do. A
label from an aptitude test at one of the many management
development getaways I attended. I admit, I have a
relatively good sense of my environment, the ruling
norms and the expectations, and adapt well to them.
I needed this when I started a family as that is where I felt
control going out of the window. During my five years in
China I completely followed my own way of parenting,
guided loosely by the ‘Groeigids’ 22 . I was without
Western lures enticing and baiting young mothers, like
coffee mornings, latest trends in kids care/toys/fashion,
fixation on after-baby body shape, endless comparisons
and the deep-down battle between going back to work
and staying home.
During these years I took on some of the highly regarded
Chinese virtue Patience and the African way of looking at
Fate. 23
Practicing patience can be painful. It is the ability to stay
above anger, irritation and resentment. It provides
stamina to carry out your mission.
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Fate is what happens. Fatalistic is letting it happen to you.
Deal with your fate, learn and improve so not just you will
benefit, but others as well.
These mindsets combined with my Dutch independence
(some may say stubbornness) give me my three anchors.
Everybody needs handles, hooks to hold on to, ropes to
stop you from floating away.
This book is about doing business in Fair Trade and about
keeping in mind that the most valuable resource in this
endeavour is you.
Don’t mistake sticking with it, to bone-headed continuing
against all odds. When I say stick with it, I mean stick to
your choices and your decisions. I mentioned before that
I want to make informed decisions. What if my
discoveries and experiences indicate to me that now is not
the time to pursue, implement or think about something?
I believe I will then indeed decide not to.
An exit strategy is essential in planning your Fair Trade
journey. This is where you use what if scenarios as every
decision to create, build and invest also determines how
you exit, should something eventuate. There are many
reasons why a business stops, circumstances change. It is
super difficult to let go of something you felt so strongly
about when you set it up. When I closed my Gallery and
opted for a Pop Up format it required creative thinking
and strategizing to retain existing customers, my profile
and connections. I am confident this was the right
87
direction for my business, for myself and for the people I
buy my products from.
Business is not meant to be static. In Fair Trade, as a sole
trader and a one-woman business, my character and
approach intricately link to and show in what I do.
Remember my comment on being aware of opportunities
and using them?
With my cultural Dutch ‘bluntness’ and years of dealing
with an unyielding Asian culture, I might appear forceful
at times and may not achieve my intended result initially.
But, as it says in the book my husband is reading in
preparation for a huge exam, it is about ‘grit’. I love that,
as I used to be a fanatical Cowboys and Indians fan in my
youth.
I stick to making decisions that I think will get me the
balance I aim for in my business and personal life. A
dynamic whole, always in motion, a story in creation and
to be remembered.
88
Ask yourself:
Am I on solid footing to weather what comes?
Fair Trade is a lifestyle challenge, you live the principles
in the public eye – Do you have what it takes?
89
References
1 http://www.thefairtradeway.com.au/product/fair-trade-timeline/
2 http://wfto.com/our-path-fair-trade/metamorphosis-fair-trade
3 http://fairtrade.com.au/en-au/what-is-fairtrade/faqs - 24 April
2017
4http://fairtrade.com.au/~/media/Fairtrade%20Australasia/Files/B
usiness%20and%20Workplaces%20Resources/Information%20Kit
%202017.pdf
5 https://shop.oxfam.org.au/about-fair-and-ethical-trade - 24 April
2017
6 http://wfto.com/fair-trade/10-principles-fair-trade
7 http://www.globallabourrights.org/
8 http://fashionrevolution.org/
9 https://dictionary.cambridge.org/dictionary/english/no-news-is-
good-news
10 FTANZ annual report 2012
11 http://fairtrade.com.au/News/News/Archive/Fairtrade-fever-
hits-shoppers-and-farmers-are-the-winners
12 Front Page AGHA Gift Guide January 2018
13 http://www.pc.gov.au/inquiries/completed/retail-
trade/report/retail-trade.pdf
14 Australian Women's Chamber of Commerce and Industry
(AWCCI) 2012, Collection of sex desegregated data and the
procurement of contracts for women business owners in Australia,
AWCCI, Sydney.
15 http://www.thefairtradeway.com.au/product/holistic-decision-
making/
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16https://issuu.com/greenpeaceinternational/docs/greenwashplus
20/1?ff=true&e=2537715/1381445
17https://www.theguardian.com/global-
development/2017/jun/24/fairtrade-crashing-down-sainsburys-
tesco-tea-growers-nairobi
18http://www.un.org/en/sections/observances/international-days/
19 http://www.pewinternet.org/fact-sheet/social-media/
20 http://thepresidentscouncil.org/are-you-sure-of-which-
business-life-cycle-stage-youre-in/
21 ABS – A Profile of Australian Women in Business 2015
22 https://www.groeigids.nl/
23 http://www.career-success-for-newbies.com/chinese-symbol-
for-patience.html
A publication by The Fair Trade Way
www.thefairtradeway.com.au