7/29/2019 1360838040528_UNAUDITED_Q3RESULT_DEC12.pdf

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(Rs.in crores)

Year ended Year ended

3 1. 12 .2 01 2 3 0. 09 .2 01 2 3 1. 12 .2 01 1 3 1. 12 .2 01 2 3 1. 12 .2 01 1 31.03.2012 3 1. 12 .2 01 2 3 0. 09 .2 01 2 3 1. 12 .2 01 1 3 1. 12 .2 01 2 3 1. 12 .2 01 1 31.03.2012

(Unaudi t ed) (Unaudi t ed) (Unaudi t ed) (Unaudi t ed) (Unaudi t ed) (A udi ted) (Unaudi t ed) (Unaudi t ed) (Unaudi t ed) (Unaudi t ed) (Unaudi t ed) (A udi ted)

1 Interest Earned(a) + (b) + (c) + (d) 3 03 43 .6 2 2 96 06 .8 4 2 77 14 .3 5 8 88 72 .9 1 7 79 38 .6 7 1 06 52 1. 45 4 24 22 .6 1 4 16 48 .3 4 3 82 12 .4 3 1 24 70 3. 76 1 07 39 0. 90 1 47 19 7. 39(a) Interest/discount on advances/ bills 2 28 00 .1 9 2 25 38 .0 8 2 08 91 .3 7 6 74 72 .8 9 5 89 36 .6 0 8 10 77 .7 0 3 19 08 .5 7 3 14 37 .2 9 2 88 58 .9 2 9 42 40 .5 5 8 08 24 .2 4 1 11 34 1. 46(b) Income on Investments 7 07 1.9 7 6 71 4.6 8 64 66. 03 2 01 65 .60 17 856 .9 4 23 94 9.1 4 9 92 6.4 3 95 90. 22 89 24 .66 2 86 81 .17 25 022 .8 5 3 370 5.2 1(c) Interest on balanceswith Reserve Bank

ofIndiaandotherinterbankfunds 109.74 118.01 107.19 379.00 248.87 350.47 227.08 328.05 217.97 917.14 554.86 776.26(d) Others 361.72 236.07 249.76 855.42 896.26 1144.14 360.53 292.78 210.88 864.90 988.95 1374.46

2 OtherIncome 3648.49 3346.63 2073.02 10488.16 8974.69 14351.45 8519.53 8269.13 4894.06 22938.55 16028.14 29691.583 TOTALINCOME(1+2) 3 39 92 .1 1 3 29 53 .4 7 2 97 87 .3 7 9 93 61 .0 7 8 69 13 .3 6 1 20 87 2. 90 5 09 42 .1 4 4 99 17 .4 7 4 31 06 .4 9 1 47 64 2. 31 1 23 41 9. 04 1 76 88 8. 974 Interest Expended 1 91 89 .1 6 1 86 33 .0 2 1 61 95 .5 6 5 56 20 .0 3 4 62 38 .6 2 6 32 30 .3 7 2 70 35 .0 6 2 64 93 .2 9 2 29 42 .4 4 7 88 41 .1 7 6 51 23 .8 5 8 93 19 .5 55 OperatingExpenses (i) + (ii) 7 01 2.1 9 6 96 6.8 0 63 31. 81 2 04 19 .96 18 697 .9 9 26 06 8.9 9 1 341 0.6 6 1 36 16. 75 1 02 44 .20 3 77 11 .74 29 689 .6 2 4 685 6.0 3

(i) Employee cost 4 35 1.2 3 4 28 0.1 9 41 63. 28 1 27 68 .54 12 225 .0 4 16 97 4.0 4 5 81 3.3 6 57 28. 38 53 88 .41 1 70 52 .01 15 878 .6 2 2 208 4.0 3(ii) OtherOperatingExpenses 2660.96 2686.61 2168.53 7651.42 6472.95 9094.95 7597.30 7888.37 4855.79 20659.73 13811.00 24772.00

6 TOTALEXPENDITURE(4) + (5) 2 62 01 .3 5 2 55 99 .8 2 2 25 27 .3 7 7 60 39 .9 9 6 49 36 .6 1 8 92 99 .3 6 4 04 45 .7 2 4 01 10 .0 4 3 31 86 .6 4 1 16 55 2. 91 9 48 13 .4 7 1 36 17 5. 58(excludingProvisionsandContingencies)

7 OPERATINGPROFIT (3 - 6) 7 79 0.7 6 7 35 3.6 5 72 60. 00 2 33 21 .08 21 976 .7 5 31 57 3.5 4 1 049 6.4 2 98 07. 43 99 19 .85 3 10 89 .40 28 605 .5 7 4 071 3.3 9(before ProvisionsandContingencies)

8 Provisions(otherthan tax) andContingencies(net of

write-back)2667.91 1825.60 2407.42 6949.84 9949.82 13090.23 3534.96 2805.90 3407.29 9687.02 12397.71 16244.44

--- ofwhich provisionsforNon-performingassets 2766.18 1837.19 3006.12 7393.64 8709.01 11545.85 3508.49 2854.13 3749.35 9993.50 10465.72 14209.989 Exceptional Items - - - - - - - - - - - -

10 Profit from OrdinaryActivitiesbefore tax (7-8-9) 5 12 2.8 5 5 52 8.0 5 48 52. 58 1 63 71 .24 12 026 .9 3 18 48 3.3 1 6 96 1.4 6 70 01. 53 65 12 .56 2 14 02 .38 16 207 .8 6 2 446 8.9 511 Tax expenses 1726.79 1869.91 1589.54 5565.48 4369.91 6776.02 2200.77 2325.88 2134.12 6997.83 5580.98 8639.50

12 Net Profit from OrdinaryActivitiesaftertax (10-11) 3396.06 3658.14 3263.04 10805.76 7657.02 11707.29 4760.69 4675.65 4378.44 14404.55 10626.88 15829.4513 Extraordinaryitems(net oftax expense) - - - - - - - - - - - -14 Net Profit forthe period(12+13) 3396.06 3658.14 3263.04 10805.76 7657.02 11707.29 4760.69 4675.65 4378.44 14404.55 10626.88 15829.4515 Share in profit ofAssociates - - - - - - 55.10 53.84 49.46 165.72 112.05 143.8516 Share ofMinority - - - - - - 167.35 154.18 109.82 471.82 437.95 630.2017 Net Profit afterMinorityInterest (14+15-16) 3396.06 3658.14 3263.04 10805.76 7657.02 11707.29 4648.44 4575.31 4318.08 14098.45 10300.98 15343.1018 Paid-upequityshare capital 671.05 671.04 635.00 671.05 635.00 671.04 671.05 671.04 635.00 671.05 635.00 671.04

(Face Value ofRs.10 pershare)19 ReservesexcludingRevaluation Reserves - - - - - 83280.16 - - - - - 105558.97

(Asper balancesheet of previousacccounting year)

20 Analytical Ratios(i) Percentageof sharesheld byGovernmentof India 61.58% 61.58% 59.40% 61.58% 59.40% 61.58% 61.58% 61.58% 59.40% 61.58% 59.40% 61.58%(ii) Capital AdequacyRatio

Basel I 10.70% 11.17% 10.19% 10.70% 10.19% 12.02%Basel II 12.21% 12.63% 11.60% 12.21% 11.60% 13.83%

(iii) EarningsPerShare (EPS) (in Rs.)(a)Basicand diluted EPS beforeExtraordinaryitems(net oftax 50.61 54.51 51.39 161.03 120.58 184.31 69.27 68.18 68.00 210.10 162.22 241.55

expense)(Quarter/9 Monthsnumbersnot annualised)

(b)Basicand diluted EPS afterExtraordinaryitems 50.61 54.51 51.39 161.03 120.58 184.31 69.27 68.18 68.00 210.10 162.22 241.55(Quarter/9 Monthsnumbersnot annualised)

(iv) NPA Ratios

(a) Amount ofgrossnon-performingassets 5 34 57 .7 9 4 92 02 .4 6 4 00 98 .4 3 5 34 57 .7 9 4 00 98 .4 3 3 96 76 .4 6(b) Amount of net non-performingassets 2 53 70 .3 1 2 26 14 .5 9 1 88 03 .1 7 2 53 70 .3 1 1 88 03 .1 7 1 58 18 .8 5(c) % ofgrossNPAs 5.30% 5.15% 4.61% 5.30% 4.61% 4.44%(d) % of net NPAs 2.59% 2.44% 2.22% 2.59% 2.22% 1.82%

(v) Return on Assets(Annualised) 0.87% 0.96% 0.97% 0.95% 0.79% 0.88%21 Public Shareholding

--- No.of shares 257792831 257792395 257792395 257792831 257792395 257792395--- Percentage ofShareholding 38.42% 38.42% 40.60% 38.42% 40.60% 38.42%

22 PromotersandPromoterGroupShareholding

(a) Pledged/Encumbered

NumberofShares

Percentageof Shares(asa percentageof thetotal

shareholding of promoter and promoter group)

Percentageof Shares(asa percentageof thetotal

sharecapital of thecompany)

(b) Non-encumbered

NumberofShares 413252443 413252443 377207200 413252443 377207200 413252443Percentageof Shares(asa percentageof thetotal

shareholding of promoter and promoter group) 10 0.0 0% 10 0. 00% 1 00. 00 % 1 00 .00 % 1 00 .0 0% 10 0.0 0%Percentageof Shares(asa percentageof thetotal

sharecapital of thecompany) 61.58% 61.58% 59.40% 61.58% 59.40% 61.58%

(Rs.in crores)

Year ended Year ended

3 1. 12 .2 01 2 3 0. 09 .2 01 2 3 1. 12 .2 01 1 3 1. 12 .2 01 2 3 1. 12 .2 01 1 31.03.2012 3 1. 12 .2 01 2 3 0. 09 .2 01 2 3 1. 12 .2 01 1 3 1. 12 .2 01 2 3 1. 12 .2 01 1 31.03.2012

(Unaudi t ed) (Unaudi t ed) (Unaudi t ed) (Unaudi t ed) (Unaudi t ed) (A udi ted) (Unaudi t ed) (Unaudi t ed) (Unaudi t ed) (Unaudi t ed) (Unaudi t ed) (A udi ted)

1 Segment Revenue (income)

a TreasuryOperations 7 71 5.1 0 7 08 8.5 7 54 57. 77 2 17 39 .53 17 665 .0 2 23 87 4.8 8 8 85 1.7 5 86 75. 42 91 82 .54 2 60 65 .24 23 920 .7 4 3 192 3.8 9b Corporate / Wholesale BankingOperations 1 16 05 .0 3 1 12 24 .2 9 1 09 42 .1 5 3 40 31 .5 0 3 11 31 .1 0 4 27 73 .4 0 1 70 08 .6 3 1 57 93 .5 8 1 33 55 .9 9 4 84 49 .4 6 4 05 87 .5 8 5 60 17 .0 5c Retail BankingOperations 1 45 94 .6 7 1 46 40 .6 1 1 33 87 .4 5 4 35 04 .8 9 3 79 84 .3 1 5 40 91 .6 9 1 98 79 .3 7 2 01 53 .3 7 1 77 14 .3 5 5 97 64 .1 7 5 13 17 .4 5 7 25 93 .5 6d Insurance Business 4 38 1.1 6 46 95. 33 23 69 .12 1 14 17 .21 5 911 .7 6 1 393 2.2 7e OtherBankingOperations 876.33 653.61 533.95 2111.95 1793.56 2566.05f Add/ (Less) :Unallocated 77.31 - - 85.15 132.93 132.93 - - - - - -

Total 3 39 92 .1 1 3 29 53 .4 7 2 97 87 .3 7 9 93 61 .0 7 8 69 13 .3 6 1 20 87 2. 90 5 09 97 .2 4 4 99 71 .3 1 4 31 55 .9 5 1 47 80 8. 03 1 23 53 1. 09 1 77 03 2. 822 Segment Results(Profit before tax)

a TreasuryOperations 1406.18 1241.54 692.50 4712.59 -196.99 217.24 1350.72 1177.60 534.01 4717.19 -613.20 -478.88b Corporate / Wholesale BankingOperations 2434.49 2495.91 1681.10 6595.76 4402.64 6106.12 3163.46 3600.44 2717.49 9316.49 7281.95 9336.06c Retail BankingOperations 2 11 4.3 7 2 79 1.3 6 33 85. 08 7787.39 10384.72 15619.23 3 16 3.5 1 31 89. 17 42 47 .39 9852.72 11915.10 18598.40d Insurance Business 85.72 125.29 50.01 386.08 241.48 528.14e OtherBankingOperations 298.88 177.77 121.74 660.26 665.28 879.09

Total 5 95 5.0 4 6 52 8.8 1 57 58. 68 1 90 95 .74 14 590 .3 7 21 94 2.5 9 8 06 2.2 9 82 70. 27 76 70 .64 2 49 32 .74 19 490 .6 1 2 886 2.8 1f Add/ (Less) :Unallocated - 83 2.1 9 - 100 0.7 6 - 90 6. 10 - 27 24 .50 - 25 63 .4 4 - 345 9.2 8 - 104 5. 73 - 12 14. 90 - 11 08 .62 - 33 64 .64 - 31 70 .7 0 - 425 0.0 1

OperatingProfit 5 12 2.8 5 5 52 8.0 5 48 52. 58 1 63 71 .24 12 026 .9 3 18 48 3.3 1 7 01 6.5 6 70 55. 37 65 62 .02 2 15 68 .10 16 319 .9 1 2 461 2.8 0Less: Income Tax 1726.79 1869.91 1589.54 5565.48 4369.91 6776.02 2200.77 2325.88 2134.12 6997.83 5580.98 8639.50Less: ExtraordinaryProfit / Loss - - - - - - - - - - - -Net Profit 3396.06 3658.14 3263.04 10805.76 7657.02 11707.29 4815.79 4729.49 4427.90 14570.27 10738.93 15973.30

3 Capital Employed (Segment Assets -Segment Liabilities)

a TreasuryOperations 1 67 46 6. 71 1 56 77 8. 02 1 39 52 3. 68 1 67 46 6. 71 1 39 52 3. 68 1 38 79 4. 44 2 21 56 2. 83 1 79 47 9. 88 2 00 00 4. 71 2 21 56 2. 83 2 00 00 4. 71 1 98 58 8. 12b Corporate / Wholesale BankingOperations 9 30 34 .3 1 6 93 28 .2 9 4 94 05 .8 1 9 30 34 .3 1 4 94 05 .8 1 8 01 03 .6 3 1 58 04 9. 16 1 25 00 0. 51 9 41 45 .1 5 1 58 04 9. 16 9 41 45 .1 5 1 38 86 9. 83c Retail BankingOperations -126855.43 -101034.07 -76529.43 -126855.43 -76529.43 -100180.07 -215774.46 -150887.31 -153565.73 -215774.46 -153565.73 -195730.94d Insurance Business 3018.71 2926.74 2423.64 3018.71 2423.64 2655.26e OtherBankingOperations 3113.34 3392.88 3424.94 3113.34 3424.94 2900.26f Unallocated - 37 35 8. 83 - 33 05 4. 00 - 37 09 9. 53 - 37 35 8. 83 - 37 09 9. 53 - 34 76 6. 79 - 47 85 6. 64 - 43 48 6. 35 - 49 70 3. 04 - 47 85 6. 64 - 49 70 3. 04 - 41 05 2. 52

Total 9 62 86 .7 6 9 20 18 .2 4 7 53 00 .5 3 9 62 86 .7 6 7 53 00 .5 3 8 39 51 .2 1 1 22 11 2. 94 1 16 42 6. 35 9 67 29 .6 7 1 22 11 2. 94 9 67 29 .6 7 1 06 23 0. 01

SummarisedStatementof Assets& Liabilities(Rs.incrores)

Particulars 3 1. 12 .2 01 2 3 1. 12 .2 01 1 3 1. 03 .2 01 2 3 1. 12 .2 01 2 3 1. 12 .2 01 1 3 1. 03 .2 01 2(Unaudi t ed) (Unaudi t ed) (Audit ed) (Unaudi t ed) (Unaudi t ed) (A udi ted)

1 Capi t al andL iabil i ti es

a Capi t al 671.05 635.00 671.04 671.05 635.00 671.04b Reserves& Surplus 9 56 15 .7 2 7 46 65 .5 3 8 32 80 .1 6 1 21 44 1. 89 9 60 94 .6 7 1 05 55 8. 97c MinorityInterest 0.00 0.00 0.00 4207.48 3605.63 3725.67d Depos it s 1156691.15 1000964.52 1043647.37 1562077.63 1353232.98 1414689.40e Borrowings(includespreference

sharesandsubordinate debts) 1 48 37 4. 35 1 24 15 7. 85 1 27 00 5. 57 1 78 54 1. 48 1 53 73 0. 60 1 57 99 1. 36f OtherliabilitiesandProvisions 6 73 84 .7 1 1 00 98 4. 55 8 09 15 .0 9 1 34 67 5. 42 1 57 65 2. 36 1 47 31 9. 73

Total Capital andLiabilities 1468736.98 1301407.45 1335519.23 2001614.95 1764951.24 1829956.172 Assets

a Cash andbalanceswith RBI 5 17 09 .5 2 7 18 75 .5 6 5 40 75 .9 4 7 25 49 .9 7 9 32 59 .7 9 7 91 99 .2 1b Balanceswith Banksandmoney

at call andshort notice 2 93 15 .9 0 2 12 36 .1 2 4 30 87 .2 2 3 18 65 .3 9 2 87 15 .4 6 4 83 91 .6 2c Investments 3 59 95 9. 46 3 08 47 6. 11 3 12 19 7. 61 5 21 95 9. 19 4 51 10 4. 51 4 60 94 9. 14d A dvances 978115.31 846265.96 867578.89 1306757.47 1122126.59 1163670.21e F i xedA ssets 6685.60 5224.00 5466.55 9057.26 7154.48 7407.96f Ot herA ssets 4 29 51 .1 9 4 83 29 .7 0 5 31 13 .0 2 5 94 25 .6 7 6 25 90 .4 1 7 03 38 .0 3

Total Assets 1468736.98 1301407.45 1335519.23 2001614.95 1764951.24 1829956.17

Theabover esultshave been approved bythe Central Board of theBank atthe meeting held on 14th February2013

and weresubjected to"Limited Review" bytheBank's StatutoryCentral Auditors.

Place: Mumbai SVishvanathan A.KrishnaKumar DiwakarGupta H GContractor PratipChaudhuri

Date: 14.02.2013 MD & GE (A & S) MD & GE (Nat. Bkg.) MD & CFO MD & GE (Int'l Bkg.) Chairman

STATE BANK OF INDIACorporate Centre, Mumbai - 400 021

UNAUDITEDFINANCIALRESULTS FORTHE QUARTER/ NINE MONTHS ENDED31ST DECEMBER2012

9 Months ended 9 Months ended

State BankofIndia (Consolidated)

Quarter ended 9 Months ended

Quarterended

State BankofIndia (Consolidated)

Quarterended

Standalone Consolidated

Unaudited Segment-wise Revenue, Results and Capital Employed

ParticularsQuarter ended 9 Months ended

State BankofIndia (Standalone)

NIL

State BankofIndia (Standalone)

Particulars