15 money saving tips
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As you seek to get your finances under control, it is quite possible you are running into trouble with a few categories on your budget. As I recall our own journey towards financial wellness my wife and I ran into that problem. For us there were 3 categories where the spending fluctuated greatly: groceries, restaurants, and recreation/entertainment.TRANSCRIPT
15 SAVING MONEY TIPS15 SAVING MONEY TIPS
José R. FigueroaMay-2014
www.figueroafinancial.com
DO YOU NEED HELP?DO YOU NEED HELP?
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Do you struggle with saving money on everyday purchases?
As you seek to get your finances under control, it is quite possible you are running
into trouble with a few categories on your budget.
As I recall our own journey towards financial wellness my wife and I ran into that problem.
For us there were 3 categories where the spending fluctuated greatly: groceries, restaurants,
and recreation/entertainment.
I know these areas could be a challenge for you as well and I wanted to help with 15
money saving tips.
GROCERIESGROCERIES
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1. Use coupons.
2. Shop with a list and only get those items on the list.
3. It’s ok to get the store brand. In many cases, the items are as good as the name brand.
4. Don’t go shopping when you are hungry. You will want to buy anything and everything!
5. Use cash (envelope system). When the money runs out, you stop shopping.
RESTAURANTSRESTAURANTS
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Yes, it is ok to eat out even when you are on a budget.
Just make sure your spending is consistent with your income and that
you plan for it in your budget.
In addition:
1.Look for special offers like “2 for the price of 1”.2.Couples: Order an appetizer and share a meal.3.Drink water. This is cheaper than drinks, tea, or soft drinks and water is better for you anyway.4.Use cash (envelope system). When the money runs out, it’s time for leftovers.
RECREATION/ENTERTAINMENT: MOVIESRECREATION/ENTERTAINMENT: MOVIES
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1. Go to the first show of the day, or a matinee and save on the full ticket price. One of my readers say that he
and his wife do this on Sunday mornings on a weekly basis as their “date day”. It is cheaper and it helps
your relationship!
2. Looking for a rental for a home movie night? Redbox offers rentals for
about $1 (if you register with Redbox, you get coupons via e-mail). You could
even do an internet search for “coupons” and find some coupons for free movies (it might apply to other
items as well).
RECREATION/ENTERTAINMENT: PARKSRECREATION/ENTERTAINMENT: PARKS
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Watch out for special deals at parks/museums in your
local area.
One of my readers indicated that she watches for the “Dollar Days” at the local
Zoo.
RECREATION/ENTERTAINMENT: BOOKSRECREATION/ENTERTAINMENT: BOOKS
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1. Don’t buy the hard cover edition of a book. Wait for the paperback edition.
2. Shop at a store that resells books at discounted prices (like Half Price Books). You can find a great selection of used books at great prices.
3. Get a library card from your local library and take advantage of the opportunity of borrowing a book.
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ABOUT THE AUTHORABOUT THE AUTHOR
José R. Figueroa is a Personal Finance Coach/Blogger @
Figueroa Financial: Help and Hope for Your Finances.
He is also the author of the e-books 7 Principles for Financial Success and Not Mine, Not Yours, But Ours
now available @ Amazon.
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FIGUEROA FINANCIAL: CONTACT FIGUEROA FINANCIAL: CONTACT INFORMATIONINFORMATION
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