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May 2013 $99 Report ID: R6800413 Next rep o rts 2013 Mobile Commerce Survey Among nearly 900 qualified respondents to our poll, 71% say m-commerce is very or extremely important to the future of their organizations. However, just 26% have comprehensive strategies in place now. That spells opportunity. By Peter Rysavy reports.informationweek.com

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Page 1: 2013 05 Mobile Commerce Survey

May 2013 $99

Report ID: R6800413

Next

reports

2013 Mobile Commerce SurveyAmong nearly 900 qualified respondents to our poll, 71%say m-commerce is very or extremely important to the future of their

organizations. However, just 26% have comprehensive strategies

in place now. That spells opportunity.

By Peter Rysavy

reports. informationweek.com

Page 2: 2013 05 Mobile Commerce Survey

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reports

4 Author’s Bio

5 Executive Summary

6 Research Synopsis

7 Now’s the Time

8 Deployment

10 Forms of Mobile Commerce

12 Approaches

15 Pros and Cons of Mobile Application Development

17 Appendix

63 Related Reports

Figures

7 Figure 1: Involvement With Mobile Commerce

Strategies

8 Figure 2: Importance of Mobile Commerce

9 Figure 3: Stance on Mobile Commerce

10 Figure 4: Top Mobile Commerce Inhibitor

11 Figure 5: Timeline for Mobile Commerce Strategy

Adoption

12 Figure 6: Mobile Device Segmentation

13 Figure 7: Key Technologies for Mobile Commerce

Success

14 Figure 8: Most Pressing Ecosystem Challenge

17 Figure 9: Top Business Benefit of Mobile Commerce

18 Figure 10: Top Priority for Addressing

Mobile Commerce

19 Figure 11: Mobile Commerce Budget

Allocation: IT

20 Figure 12: Change in Mobile Commerce

Budget: IT

21 Figure 13: Mobile Commerce Efforts vs.

Competitors: IT

22 Figure 14: Percentage of Sales Via Mobile

Channels

23 Figure 15: Mobile Commerce

Capabilities

24 Figure 16: Platform Support

25 Figure 17: Approach to Mobile

Commerce System Development

26 Figure 18: Use of Mobile Application

Platform to Build Commerce System

27 Figure 19: Commerce-Specific Features in

Mobile Application Platform

28 Figure 20: Importance of Mobile

Commerce Features

29 Figure 21: Digital Wallet Security

30 Figure 22: Familiarity With PCI Data

Security Standards

31 Figure 23: Mobile Commerce Leaders

32 Figure 24: Primary Means of Making

Money With Mobile Commerce: Banking

and Payments

33 Figure 25: View of Competitive Mobile

Commerce Landscape

34 Figure 26: Mobile Commerce Efforts vs.

Competitors: Banking and Payments

35 Figure 27: Investment in Mobile-Specific

Programs: Banking and Payments

36 Figure 28: Change in Mobile Commerce

Budget: Banking and Payments

37 Figure 29: Primary Means of Making

Money With Mobile Commerce:

Telecommunications

38 Figure 30: Support for an Open API

Program

39 Figure 31: Difficulty in Getting a Partner

Program Approved

40 Figure 32: Mobile Commerce Strategy:

Telecommunications

41 Figure 33: Top Hurdle Preventing Mobile

Commerce Success: Telecommunications

42 Figure 34: Impact of Carrying Large

Balances on Mobile Commerce

InitiativesCONT

ENTS

reports.informationweek.com

TABLE OF

May 2013 2

2 0 1 3 M o b i l e C o m m e r c e S u r v e y

Page 3: 2013 05 Mobile Commerce Survey

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reports

CONT

ENTS

reports.informationweek.com

TABLE OF

May 2013 3

2 0 1 3 M o b i l e C o m m e r c e S u r v e y

43 Figure 35: Top Use of Mobile Payments:

Telecommunications

44 Figure 36: Mobile Commerce Efforts vs. Com-

petitors: Telecommunications

45 Figure 37: Investment in Mobile-Specific

Programs: Telecommunications

46 Figure 38: Change in Mobile Commerce

Budget: Telecommunications

47 Figure 39: Frequency of Using Payment

Systems Other Than Check, Credit Card

or Cash

48 Figure 40: Use of Mobile Banking

49 Figure 41: Mobile Banking Transactions

50 Figure 42: Current and Future Use of Mobile

Shopping Capabilities: No Involvement With

Mobile Commerce

51 Figure 43: Current and Future Use of Mobile

Shopping Capabilities: Involved or Familiar

With Mobile Commerce

52 Figure 44: Current and Future Use of Mobile

Shopping Capabilities

53 Figure 45: Mobile Commerce Leaders

54 Figure 46: Percent of Spending via Mobile

Commerce: No Involvement With Mobile

Commerce

55 Figure 47: Percent of Spending via Mobile

Commerce: Involved or Familiar With Mobile

Commerce

56 Figure 48: Role Within Organization

57 Figure 49: Involvement With Mobile

Commerce Strategies and Practices

58 Figure 50: Job Title

59 Figure 51: Industry

60 Figure 52 Revenue

61 Figure 53: Company Size

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May 2013 4

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© 2013 InformationWeek, Reproduction Prohibited

reports

reports.informationweek.com

2 0 1 3 M o b i l e C o m m e r c e S u r v e y Table of Contents

Peter Rysavy is president of Rysavy Research LLC, a consulting firm that hasspecialized in wireless technology since 1993. Peter is a leading internationalauthority on the capabilities and evolution of wireless technology. He has writ-ten more than a 140 articles, reports and white papers, and has taught 40 publicwireless courses and webcasts. He has also performed technical evaluations ofmany wireless technologies, including cellular data services, municipal/meshWi-Fi networks, Wi-Fi hotspot networks, mobile browser technologies, wirelessemail systems and social networking applications.

Peter RysavyInformationWeek Reports

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Page 5: 2013 05 Mobile Commerce Survey

May 2013 5

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You know a sector is on the fast trackwhen you issue a report in March and by May have to conduct additional re-search on the topic. Since we issued our initial look at the mobile commerce market, we conducted a wide-ranging sur-vey that reached three stakeholder groups: IT professionals not in financial services or telecom, banking and paymentsprofessionals, and telecommunications professionals. We also asked some respondents to put on their consumer hats.

Some data points:>> 46% of those involved or familiar with their organizations’ mobile strategies and with a mobile commerce strategy

in place or a timeline for adoption say that, for mobile commerce to flourish, physical security must be built intomobile devices.

>> 24% see costly cellular data plans as the most pressing ecosystem challenge.>> 19%will have separate plan and design goals based on mobile OS and mobile device type.

In this report we focus on enterprise IT and:>> Examine the evolving definition of mobile commerce;>> Discuss how to prioritize m-commerce plans; and if that’s not hard enough, have to then ... >> Provide implementation recommendations, factoring in considerations such as Web page versus app and integra-

tion with existing e-commerce systems.

Respondent breakdown: Among 1,182 business technology professionals responding to our survey, 36% have 5,000or more employees; 29% are over 10,000. Banking and payments and telecommunications/ISPs are well-represented,and 35% are IT director/manager or IT executive management (C-level/VP) level. An additional 17% are non-IT execu-tive or line-of-business management.

EXECUTIVE

reports.informationweek.com

reports

SUM

MAR

Y

2 0 1 3 M o b i l e C o m m e r c e S u r v e y Table of Contents

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May 2013 6reports.informationweek.com

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RESEARCH

Survey Name InformationWeek and Mobile Commerce World Mobile Commerce Survey

Survey Date March 2013

Region North America

Number of Respondents 1,182; 895 involved or familiar with their organizations’ mobile commerce strategies

Purpose To gain insight into the future of mobile commerce

Methodology InformationWeek surveyed business technology decision-makers at North American companies. The survey was conducted online, and respondents were recruited via anemail invitation containing an embedded link to the survey. The email invitation was sent toqualified InformationWeek, Bank Systems & Technology and Light Reading subscribers.Within the 895 respondents involved or familiar with their organizations’ mobile commerce

strategies, we drilled down into three primary subsegments: 293 IT professionals at organizations(not including banking, payments or telecommunications) with a strategy in place or a timelinefor adoption; 201 banking and payments professionals at organizations with a strategy in placeor a timeline for adoption; and 138 telecommunications professionals.We also asked consumer-focused questions of 729 respondents outside of the banking,

payments and telecommunications industries. We segmented the results by those involved or fa-miliar with their organizations’ mobile commerce strategies (548 respondents) versus those without involvement or familiarity (181 respondents).

reports

SYNO

PSIS

2 0 1 3 M o b i l e C o m m e r c e S u r v e y Table of Contents

ABOUT US

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best practices gleaned from

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OUR STAFFLorna Garey, content

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Heather Vallis, managing

editor, research;

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chief; elizabeth.chodak@

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director; [email protected]

Find all of our reports at

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Page 7: 2013 05 Mobile Commerce Survey

May 2013 7

Mobile commerce is no longer a question ofif, or even when. It’s happening now, allaround us. The question for IT is, “How do wedo this right?” The importance is clear: In ourInformationWeek and Mobile CommerceWorld Mobile Commerce Survey, 76% of 1,182respondents were involved in or familiar withtheir organizations’ mobile commerce strate-gies. Of these, 71% say mobile commerce isvery (39%) or extremely (32%) important tothe future of their organizations; an additional18% indicate moderate importance. That addsup to almost 90% with a focus on mobilecommerce, a number higher than we antici-pated, even given the buzz level. And this isnot some far-off destination. More than three-quarters of respondents involved or familiarwith their organizations’ stance on mobilecommerce anticipate implementing a com-prehensive m-commerce strategy within twoyears; one-quarter already have one in place. In our experience, hype usually precedes

reality by a fair amount; IT tends to adopt new

techs slowly, only after a significant period ofevaluation. But in the case of mobile com-merce, reality has quickly caught up.“Led by mobile, a commerce revolution is

underway,” John Donahoe, CEO of eBay, saidin a recent investor brief. “Technology is

creating a new Web-enabled retail interface, anew seamless, multiscreen commerce experi-ence that connects consumers anytime, any-where.” EBay expects to generate $20 billionin mobile payments and commerce in 2013.Mobile commerce is not just about transac-

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Now’s the Time

reports 2 0 1 3 M o b i l e C o m m e r c e S u r v e y Table of Contents

Are you involved or familiar with your organization's mobile commerce strategies and/or practices?

24%

76%

Involvement With Mobile Commerce Strategies

Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013R6800413/1

1

No

Yes

Figure 1

Page 8: 2013 05 Mobile Commerce Survey

tions on mobile devices; it’s a means for com-panies to engage with customers in richer,more individualized ways, incorporating loy-alty, incentives and location.The “why” is fairly straightforward. The ques-

tion of how to implement mobile commerce,however, is complex because it comes in manyforms. Examples include shopping on a tablet,using a smartphone to pay for items at a storeby waving it over a point-of-sale terminal, re-ceiving discount coupons on a phone whenclose to a particular store and paying a roam-ing salesperson using an iPod Touch as a point-of-sale terminal. Businesses must not only de-cide how to prioritize their mobile commerceplans but, as if that’s not hard enough, imple-ment while factoring in considerations such asWeb page versus app and integration with ex-isting e-commerce systems. In this report, we’lldiscuss the most important points to consider,building on our previous report.

DeploymentWhen asked about their organizational

stance on mobile commerce, 32% of the 895

respondents involved or familiar with theircompanies’ m-commerce strategies say it rep-resents the future and they’re enthusiasticallyembracing it; an additional 40% say it will helpthem reach new customers and be more effi-cient. IT budgets reflect this commitment, withgreater than half of m-commerce- involved ITrespondents with budgets in place indicatingallocations are up compared with a year ago.

When asked to identify the top businessbenefit proffered by mobile commerce, 28%of IT pros at organizations with m-commercestrategies in place or timelines for adoptionpoint to the ability to engage customers viafine-tuned targeted marketing, 14% to reach-ing new and perhaps younger demograph-ics, and 14% to value-added location-basedser vices. We’re already seeing developments

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FAST FACT

32%of respondents involved or

familiar with their companies’

m-commerce strategies say

mobile commerce represents

the future and they’re

enthusiastically embracing it.

reports.informationweek.com

reports 2 0 1 3 M o b i l e C o m m e r c e S u r v e y Table of Contents

How important is mobile commerce to the future of your organization?

18%

39%

32%

4%7%

Importance of Mobile Commerce

Base: 895 respondents involved or familiar with their organizations' mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/2

1Not at all important

Slightly important

Moderately important

Very important

Extremely important

Figure 2

May 2013 8

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in this area. For example, at this year’s Interopconference, MGM Resorts International chiefdigital officer John Bollen demonstrated aBellagio mobile app that runs on iOS and Android. Guests can be alerted to discountsand loyalty programs and, for example, canpurchase last-minute show tickets using theapp while at dinner. “If seats are empty, we’renot making money,” says Bollen. The app letsthe resort collect data to dynamically priceeverything from bottles of wine to spa treatments.Companies also recognize the challenges,

however. Respondents list the top inhibitorsas compliance concerns, consumer percep-tion that mobile commerce is unsafe, lack ofsecurity, confusion over business models related to money flow, insufficient connectiv-ity speeds, and the immaturity of technologyto integrate with existing e-commerce and ITback-end systems. We’d add the fragmentedsmartphone platform market and the still- maturing HTML5 specification.Despite challenges and complexities, projec-

tions are bright. Digital marketing analyst

eMarketer states that U.S. retail mobile com-merce sales grew by 81% to nearly $25 billionin 2012 and constituted 11% of U.S. e-com-merce sales, a percentage that the firm expectswill grow to 15% this year and 24% in 2016,when total mobile retail sales could hit $86.6billion, excluding travel and event tickets. In addition, there’s a huge cast of characters.

Mobile commerce spans platform vendors,such as Apple and Google; online retailers; allthe major credit card issuers; banks; mobileapplication platform vendors; and increas-ingly handset vendors as they implement enabling technology. In our survey, 45% of ITpros at organizations with m-commercestrategies in place or timelines for adoption

Research: App Dev in theAge of Mobility

The native vs. browser debate isstill raging, with each strategygarnering 74% of respondents toour 2012 Mobile Application De-velopment Survey who plan todeploy custom applications.What’s not in dispute is RIM’s de-cline: Just 22% will develop forthe BlackBerry, compared with71% focusing on iPhones.

DownloadDownload

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reports 2 0 1 3 M o b i l e C o m m e r c e S u r v e y Table of Contents

What is your organization’s overall stance on mobile commerce?

25%

40%

32%

1%

2%

Stance on Mobile Commerce

Base: 895 respondents involved or familiar with their organizations' mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/3

1Very negative: We’ll avoid it as long as possible

Somewhat negative: We see it as a necessary evil, something we must do to keep up

Tempered: It's simply another channel for doing business, with its own challenges

Positive: It’ll likely help us reach new customers and be more efficient

Very enthusiastic: It’s the future, and we're embracing it

Figure 3

May 2013 9

Page 10: 2013 05 Mobile Commerce Survey

May 2013 10

say mobile device and OS vendors are takingthe lead in mobile commerce, followed bybanks and credit card issuers at 22%. One wildcard: NFC support. While the hot new Sam-sung Galaxy S4, for example, has an NFC chip,software is lagging and it’s still unclear when,or even if, Apple will support the technology. One group that could help accelerate mobile

commerce adoption with its mobile wallettechnology (initially ex-pected to be cloud-based) is the MerchantCustomer Exchange.While details of its sys-tem were still underwraps at publicationtime, the consortium’slong list of retailerscomprises 75,000 stores,

with $1 trillion in annual payments. Essentially,there are many different wallet initiatives usingboth near field communication and cloud ap-proaches beyond MCX, as well as hybrid mod-els that combine the two. We see wallet frag-mentation as another inhibitor in this market.

A dark-horse development that could alsoimpact mobile commerce is pending legisla-tion known as the Marketplace Fairness Act,which would give states authority to make on-line retailers collect sales tax, even if the retail-ers aren’t based in that state. The act wouldtake away an advantage that online sellershave had over brick-and-mortar stores, possi-bly pushing some “showroomers” to buy attheir local stores, perhaps using their smart-phones; more on this later. While eBay is op-posed to the act, Amazon.com and the Na-tional Retail Federation are in favor. Stay tuned.

Forms of Mobile CommerceThe most futuristic form of mobile com-

merce is a mobile wallet that has payment in-formation stored in a secure chip on a mobilephone; combine that with NFC capability andyou enable proximity-based transactions. Onecan certainly imagine a future in which customers can use a mobile wallet for a multitude of tasks. In addition to waving itover a POS terminal at checkout, they’ll beable to unlock hotel rooms or rental cars, con-

nect to Wi-Fi hotspots — anything you canimagine that involves either payment or authentication. But that’s the future. For now,cloud-based approaches have the upperhand because they are easier to implement.Specifically, they don’t need hardware sup-port in phones and don’t require new point-of-sale terminals.Whether cloud or NFC, in our survey, 49% of

mobile-commerce-involved IT respondents atorganizations with a strategy in place or time-line for adoption say they don’t think that cur-rent digital wallets are sufficiently secure.They’re smart to be wary, but m-commercevendors are hyperaware of the effect a majorbreach could have on their business. Take pre-cautions, but move forward.As it turns out, mobile payments are a sec-

ondary priority for most companies. Only 26%of IT respondents indicated mobile paymentsas their highest priority, while 41% pointed instead to mobilizing their e-commerce Webpages. Finally, 23% want to add loyalty pro-grams, promotions and other marketing pro-grams, like those in use by MGM. These priori-

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reports.informationweek.com

reports 2 0 1 3 M o b i l e C o m m e r c e S u r v e y Table of Contents

The most futuristic form of mobile

commerce is a mobile wallet that

has payment information stored in

a secure chip on a mobile phone;

combine that with NFC capability

and you enable proximity-based

transactions.

Page 11: 2013 05 Mobile Commerce Survey

May 2013 11

ties seem sensible to us and consistent withthe recommendations in our report.Salespeople being able to accept payments

with mobile devices is another hot trend, withNordstrom and Apple stores being two high-

profile examples. Eventually, cash register sta-tions will likely morph into bagging and prod-uct pickup hubs. Companies like Square andPayPal are taking this one step further, makingit possible for anybody to accept credit/debit

card payments with their smartphones any-where they have a signal (we profile six ofthese apps in this report). Taxi drivers andstreet fair vendors can cheer.Retail versus online shopping intersects with

“showrooming” and “Web-rooming.” In show-rooming, buyers look at products in a store butuse their smartphones to see if they can obtainthem at a lower price elsewhere, say Amazonor Newegg. Retailers can counter loss of salesthrough loyalty programs, location-based pro-motions, perhaps products that can only bepurchased at a store and in-store support. Alternatively, shoppers engage in “Web-

rooming” to research items online, then pur-chase products at physical stores. An Accen-ture study of 6,000 adults showed that 88% ofconsumers do Web-rooming compared with73% who do showrooming. This same studyshowed that consumers are most influencedby in-store offers and email coupons and resent online pop-up and mobile banner ads.Social marketing provides another avenue formobile commerce, including ads, informationabout products and discounts. Whether such

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What is the top inhibitor to mobile commerce today?

Top Mobile Commerce Inhibitor

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Base: 895 respondents involved or familiar with their organizations’ mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/4

17%

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8% 8%

7%

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1% 1%

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reports.informationweek.com

reports 2 0 1 3 M o b i l e C o m m e r c e S u r v e y Table of Contents

Figure 4

Page 12: 2013 05 Mobile Commerce Survey

May 2013 12

posts lead to retail sales is a matter of debate.Forrester Research reported that social mediawas effective for providing information butthat less than 1% of online purchases couldbe attributed to social channels. No discussion of mobile commerce is com-

plete without mentioning mobile banking. Forpeople in our survey familiar with their organizations’ mobile commerce strategies us-ing mobile banking, the top transactions per-formed, in order, are checking account bal-ances, paying bills, transferring money amongaccounts, transferring money to friends or fam-ily, and making check deposits. More than two-thirds of banking and payment professionalsin our survey involved or familiar with their organizations’ mobile commerce strategiesand with a strategy in place or a timeline foradoption expected most established financialinstitutions to establish mobile practices.

ApproachesIf you think the forms of mobile commerce

are varied, take a look at the means of imple-menting it. And just as important as under-

standing the various means is knowing whatconstitutes a best practice. Mobile commerceapplications can be complex because they often involve integrating multiple systems:point-of-sale, coupons and promotions, exist-ing e-commerce systems, user location and in-ventory. Since financial information is

involved, security is a paramount concern, andto top it all off, companies also have to be sen-sitive to evolving privacy rules. For instance,the FTC just issued a report on mobile privacyand advocated clear disclosures, transparencyand user control. The FTC report lays out a set of best prac-

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What is your organization’s adoption timeline for a comprehensive mobile commerce strategy?

12%

13%

19%

23%

7%26%

Timeline for Mobile Commerce Strategy Adoption

Base: 895 respondents involved or familiar with their organizations' mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/5

1No plans for adoption

More than two years

One to two years

Within six months

More than six months but less than one year

We have one in place now

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Figure 5

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Rate It!Something we could dobetter? Let us know.

RateRate

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May 2013 13

tices for platform providers, app developersand third parties. On the wish list:>> Disclose and obtain consent before al-

lowing apps to access sensitive content likegeolocation, contacts, photos, calendar entries,or the recording of audio or video content.>> Develop a one-stop “dashboard”

approach to allow consumers to review thetypes of content accessed by the apps theyhave downloaded.>> Offer a do-not-track mechanism for

smartphone users that would allow con-sumers to prevent tracking by ad networks. >> Promote standardized app developer

privacy policies that will enable consumers tocompare data practices across apps.While these are laudable goals, considering

that today there are more than 800,000 appsavailable in the Apple store and 700,000 onGoogle Play, that horse may well have leftthe barn.For most businesses, mobilizing an existing

e-commerce capability, whether via an app ora mobile Web page, is the highest priority. Inour survey, of the IT pros at companies that

had implemented mobile commerce, 52% saythey have a smartphone application, 41% atablet application, 34% a general site or appli-cation with integrated mobile payments, and33% a mobile-specific e-commerce site. Sev-enty-seven percent of mobile-commerce- involved IT pros report that they support iOS,

69% Android, 42% BlackBerry, 34% WindowsPhone and 13% Symbian.When considering apps versus Web pages,

most shops understand that apps outperformWeb pages but require more developmentand different versions for each mobile plat-form. What’s not as well-understood is that

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Does, or will, your mobile commerce strategy segment between types of mobile devices?

16%

18%

15%

32%

19%

Mobile Device Segmentation

Base: 789 respondents with a mobile commerce strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/6

1Don’t know yet

No, mobile is mobile to us

Yes, separate plan by mobile OS only (Android, iOS, Windows, Amazon)

Yes, separate plan by mobile device only (smartphone, tablet)

Yes, separate plan and design goals based on mobile OS and mobile device type

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Figure 6

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May 2013 14

the construction of the Web app greatly af-fects how quickly Web pages load. An exam-ple of fast loading is Sears, whose mobile sitein April jumped to the top position on theKeynote Mobile Commerce Performance In-dex,measuring 1.74 secondsfor home page load time. Thekey for fast loading is notonly minimizing the numberof bytes that have to load,but also the number of ob-jects. In the case of Sears, theaverage number of bytes forthe home page is a tiny 13KB, compromising just fiveobjects. Our opinion is that a page

load time of more than threeto five seconds is too long fora busy shopper. KISSmetricsclaims that a one-second de-lay in page response trans-lates to a 7% loss in sales. De-sign your pages carefully,and you may find that over a

4G network, your website is as responsive asa mobile app.Another factor in favor of a Web approach is

that some customers may be reluctant to in-stall apps from businesses from which they

only occasionally make purchases. HTML5support on mobile devices is maturing, pro-viding richer features and some degree ofstandalone operation for applications evenwhen disconnected from the network. If

you’re just embarking on yourmobile commerce strategy,don’t discount HTML5. We dis-cuss the technology in moredepth in this report.When we asked mobile-

commerce-involved IT re-spondents whether they haddeveloped or plan to developtheir mobile commerce sys-tems in-house or outsourcedevelopment, 25% respondedwith entirely in-house, 9%with entirely outsourced, and54% with a mix of in-houseand outsourced. As for mobileapplication platforms, 22%said they used such a plat-form and 38% said that willuse a mobile application plat-

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What technologies must be in place for mobile commerce to flourish?

Key Technologies for Mobile Commerce Success

Note: Multiple responses allowedBase: 789 respondents with a mobile commerce strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business t h l f l h

R6800413/7

46%

45%

38%

38%

38%

34%

29%

29%

20%

16%

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FAST FACT

28%of IT pros at organizations

with m-commerce strategies

in place or timelines for

adoption point to the ability

to engage customers via fine-

tuned targeted marketing.

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Figure 7

Page 15: 2013 05 Mobile Commerce Survey

May 2013 15

form to build their commerce systems. Companies choosing a mobile application

platform are also faced with the decision ofwhether to use a vendor specializing in mo-bile — think Moovweb, Antenna Software,Kony Solutions — or a company that may al-ready be providing e-commerce infrastruc-ture, like IBM, Oracle or SAP. Regardless of ven-dor, there are many specific mobile commercefeatures to look for. Pay particular attention tosite search and product images, ability tohighlight features and special offers, checkoutspeed and convenience, and personalizationfeatures like loyalty accounts and reviews. Weshow ratings of 13 m-commerce features inFigure 20. Another key best practice is tomake sure that a mobile search easily findsthe mobile site, since there’s no point in put-ting a huge amount of effort into a great mo-bile site only to have a search lead a user tothe site’s main home page.Often, users access mobile sites to deter-

mine the closest store location, so make thatinformation readily available, along with ad-dress, phone number and operating hours. If

you have a mobile app available for down-load, make that easy to find also. Google pro-vides some best practices for building smart-phone-optimized websites.As we discuss in our previous report, our

model for mobile commerce constitutes threeactivity categories — e-commerce conductedwith mobile devices (smartphones, tablets),mobile payments (NFC wallets and cloud wal-lets) and mobile money management (including transfers and banking) — as well asfive main sources of friction — fragmentationin mobile payment technologies, the fact thatstable and proven payment methods alreadyexist, complex regulations, security concernsand consumer friction. People are unaware ofnew payment options, skeptical of them orcontent to keep using existing methods.Making the perfect mobile commerce app

means not only designing in the right featuresto cover these bases, but taking advantage ofthe best enabling technology. Our survey re-spondents rate a number of technologiesclose to equal in their importance for mobilecommerce success: physical security built into

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Three Pros of MobileApplication Platforms>>Provide a means for write once, run

anywhere, facilitating support formultiple mobile platforms.

>> Integrate security and managementof functions (e.g., software updates).

>> Support sophisticated back-end infrastructure via multiple interfaces.

Three Cons of MobileApplication Platforms>> Licensing and learning-curve costs

make it cost effective only if devel-oping multiple mobile apps, per-haps three or more.

>> Systems are complex and requireextensive evaluation to determinewhich is most suitable.

>>Dependence on mobile platformvendor with high switching costsrepresents some risk.

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mobile devices, methods to securely commu-nicate payments, robust digital wallet security,easier integration with payment gateways somobile devices can connect as easily as towired POS terminals, better tools for cross-platform app design, and methods to quicklydisable payment capabilities on lost or stolendevices.Do a good job on your mobile commerce

app or site, and you’ll distance yourself fromyour competition. The previously mentionedAccenture study found that only 26% of con-sumers surveyed found mobile phone shop-ping to be easy. Ultimately, mobile com-merce is no different than other commerce.If you want people to buy from you, you haveto make it convenient and fun, with a foun-dation of loyalty and trust.

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APPE

NDIX

Table of Contents

What ecosystem challenge is most pressing?

16%

24%

13%

13%

13%

2%19%

Most Pressing Ecosystem Challenge

Base: 789 respondents with a mobile commerce strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/8

1Difficulty in using payments

applications/interfaces

Other

HTML5 or other cross-platform tool that just works

Lack of demand from customers

We need less-expensive cellular data plans

Retailers must stop clinging to old models

We need more ubiquitous Wi-Fi

Figure 8

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Abili

ty to

eng

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cust

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What do you perceive as the top business benefit of mobile commerce?

Top Business Benefit of Mobile Commerce

Base: 293 IT professionals involved or familiar with their organizations' mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/9

28%

14%

14%

11%

9%

8%

6% 6%

4%

Figure 9

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What is your highest priority in addressing mobile commerce?

10%

26%

23% 41%

Top Priority for Addressing Mobile Commerce

Base: 293 IT professionals involved or familiar with their organizations' mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/10

1Other

Adding loyalty programs, promotions and other marketing programs

to our existing mobile e-commerce page

Integrating mobile payments (Apple Passbook, Google Wallet)

to our mobile commerce sites/apps

Mobilizing our e-commerce Web page

Figure 10

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What percentage of your IT budget will you invest in mobile commerce-specific programs in the coming 12 to 24 months?

6%

9%

10%

5%

9%

9%

9%

9%

26%

8%

Mobile Commerce Budget Allocation: IT

Base: 293 IT professionals involved or familiar with their organizations’ mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/11

1

Don’t know

20% or more

10% to less than 20%

6% to less than 10%

2% to less than 3%

3% to less than 4%

4% to less than 5%

5% to less than 6%

Less than 1%

1% to less than 2%

Figure 11

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How does that budget allocation compare with 2012?

1%

34%

4%2%3%19%

37%

Change in Mobile Commerce Budget: IT

Base: 215 IT professionals allocating budget for mobile commerce programs Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/12

1Don’t knowNo budget in 2012

Down significantlyDown somewhat

About the same

Up somewhat

Up significantly

Figure 12

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Compared with competitors in your industry, how would you rate your organization's mobile commerce efforts?

23%

7%7%

21%

42%

Mobile Commerce Efforts vs. Competitors: IT

Base: 293 IT professionals involved or familiar with their organizations' mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/13

1Far behind

Somewhat behind

Comparable

Far ahead

Somewhat ahead

Figure 13

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What percentage of your total sales will be via mobile channels this year? Next year? In five years?

Percentage of Sales Via Mobile Channels

Base: 293 IT professionals involved or familiar with their organizations’ mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/14

R

This year Next year In 5 yearsLe

ss th

an 2

0%

20%

to 2

9%

30%

to 3

9%

40%

to 4

9%

50%

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to 7

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36%

14%

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%

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% 13%

3%5%

11%

1% 3%9%

1%2%

6%

0% 1% 2% 1% 1%6%

21% 22

% 23%

Figure 14

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Do you have the following mobile commerce capabilities in place now?

52% 46% 2%

41% 55% 4%

34% 56% 10%

33% 62% 5%

Yes No Don’t know

Smartphone application

Tablet application

General site/application with integrated mobile payments

Mobile-specific e-commerce site

Base: 293 IT professionals involved or familiar with their organizations’ mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/15

R

Mobile Commerce Capabilities

Figure 15

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Which platforms do you support now? Which will be supported by 2015?

77% 17% 6%

69% 28% 3%

42% 16% 42%

34% 43% 23%

13% 17% 70%

12% 17% 71%

Currently supported Will be supported by 2015 No plans to support

iOS

Android

BlackBerry

Windows Phone

Symbian

Other

Base: 293 IT professionals involved or familiar with their organizations’ mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/16

R

Platform Support

Figure 16

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Did, or will, you build your mobile commerce systems in-house or outsource development?

9%

2%10%

25%

54%

Approach to Mobile Commerce System Development

Base: 293 IT professionals involved or familiar with their organizations’ mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

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1

We white-labeled/will white-label an existing system

Don’t know

Mix of in-house and outsourced

Entirely in-house

Entirely outsourced

Figure 17

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Did, or will, you build your commerce system using a mobile application platform?

38%

28%22%

12%

Use of Mobile Application Platform to Build Commerce System

Base: 293 IT professionals involved or familiar with their organizations’ mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/18

1

Don’t know

No

Yes, we used a mobile application platform

Yes, we will use a mobile application platform

Figure 18

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Does the mobile application platform used to build your commerce system include commerce-specific features?

16%

59%25%

Commerce-Specific Features in Mobile Application Platform

Base: 172 IT professionals using, or planning to use, a mobile application platform to build their commerce systemsData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/19

1Don’t know

No

Yes

Figure 19

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Using a scale of 1 to 5, where 1 is “not at all important” and 5 is “extremely important,” please rate the importance of these mobile commerce features.

Importance of Mobile Commerce Features

Note: Mean average ratingsBase: 293 IT professionals involved or familiar with their organizations' mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/20

R

Site

sear

ch

Prod

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mag

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Abili

ty to

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ucts

, spe

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3.7

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2.9

2.9

2.2

1 No

t at a

ll im

port

ant

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emel

y im

port

ant 5

Figure 20

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Do you think current digital wallet (NFC, cloud) approaches are sufficiently secure?

21%

49%

30%

Digital Wallet Security

Base: 293 IT professionals involved or familiar with their organizations' mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/21

1

Don’t knowYes

No

Figure 21

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How familiar are you with PCI Data Security standards for credit card processing?

12%

27%

23%

14%

24%

Familiarity With PCI Data Security Standards

Base: 293 IT professionals involved or familiar with their organizations' mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/22

1Not at all familiar

Slightly familiar

Extremely familiar

Very familiar

Moderately familiar

Figure 22

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Now In 5 years

Which group do you see as taking the lead in mobile commerce now? Which will be in the lead in five years?

Mobile Commerce Leaders

Mobile device and OS vendors (Apple, Google, Samsung, Microsoft)

Banks and credit card issuers (Bank of America, Chase)

New/emerging players (Square, PayPal, Dwolla)

Mobile operators (AT&T, Verizon)

Other

Base: 293 IT professionals involved or familiar with their organizations' mobile commerce strategies and with a strategy in place or a timeline for adoptionData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/23

45%36%

22%24%

21%23%

10%12%

2%5%

Figure 23

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What is the primary way you will make money with mobile commerce?

23%

19%

22%

8%4%

18%

4%

1%1%

Primary Means of Making Money With Mobile Commerce: Banking and Payments

Base: 201 banking and payments professionals involved or familiar with their organizations' mobile commerce strategies and with a strategy in place or a timeline for adoption Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/24

1Don’t knowWe don’t expect to make money with mobile commerce

Partnerships with mobile commerce providers

Fees for processing transactions

Attract new and/or higher-net-worth customers

Shift customers to digital channels

Ability to offer new products/services

OtherRecover losses from

retail/traditional channels

Figure 24

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How do you see the competitive mobile commerce landscape shaping up?

69%

13%

18%

View of Competitive Mobile Commerce Landscape

Base: 201 banking and payments professionals involved or familiar with their organizations' mobile commerce strategies and with a strategy in place or a timeline for adoption Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

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1This is a game changer; a few established institutions will thrive, but many

nontraditional players will eat away at the market

Some established financial institutions will establish

mobile practices, others will fail

Most established financial institutions will establish mobile practices

Figure 25

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Compared with competitors in your industry, how would you rate your organization's mobile commerce efforts?

31%

17%5%2%

45%

Mobile Commerce Efforts vs. Competitors: Banking and Payments

Base: 201 banking and payments professionals involved or familiar with their organizations' mobile commerce strategies and with a strategy in place or a timeline for adoption Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/26

1

Somewhat behind

Far behind

Comparable

Far ahead

Somewhat ahead

Figure 26

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What percentage of your budget will you invest in mobile-specific programs in the coming 12 to 24 months?

5%

8%

8%6%

5%

9%

30%

9%

7%

13%

Investment in Mobile-Specific Programs: Banking and Payments

Base: 201 banking and payments professionals involved or familiar with their organizations' mobile commerce strategies and with a strategy in place or a timeline for adoption Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/27

1

Don’t know

10% to less than 20%

20% or more

Less than 1%

1% to less than 2%

2% to less than 3%

3% to less than 4%

4% to less than 5%

5% to less than 6%

6% to less than 10%

Figure 27

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How does that budget allocation compare with 2012?

21%

1%

4%

41%

4%

29%

Change in Mobile Commerce Budget: Banking and Payments

Base: 141 banking and payments professionals allocating budget for mobile commerce programs Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/28

1Don’t know

About the same

Up significantly

Up somewhat

No budget in 2012Down somewhat

Figure 28

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What is the primary way you will make money with mobile commerce?

31%

5%

23%

11%

12%

14%

4%

Primary Means of Making Money With Mobile Commerce: Telecommunications

Base: 138 telecommunications professionals involved or familiar with their organizations’ mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

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1We have no plans to adopt mobile commerce

We don’t expect to make money with mobile commerce

Other

Providing hardware to implement mobile commerce

Fees for adding payments to bills

Fees for access to networks and billing infrastructure

As a trusted service manager

Figure 29

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Do you support an open API program for developers?

51%

27%

22%

Support for an Open API Program

Base: 138 telecommunications professionals involved or familiar with their organizations’ mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/30

1

Don’t know

No

Yes

Figure 30

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How difficult is it for a typical partner to get a program approved?

22%

4% 6%3%

65%

Difficulty in Getting a Partner Program Approved

Base: 70 telecommunications professionals supporting an open API program for developersData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/31

1

Slightly difficultNot at all difficult

Moderately difficult

Extremely difficult

Very difficult

Figure 31

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Which statement better describes your mobile commerce strategy?

19%

81%

Mobile Commerce Strategy: Telecommunications

Base: 138 telecommunications professionals involved or familiar with their organizations' mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

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1

We’re extremely sensitive to the possibility of fraud impacting customers and prefer to let mobile commerce mature before jumping in

We’re willing to accept the risk of fraud to be on the cutting edge of mobile commerce innovation

and reap the rewards

Figure 32

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What is the top hurdle that could prevent mobile commerce success?

17%

20%

23%

7%

6%

7%

10% 10%

Top Hurdle Preventing Mobile Commerce Success: Telecommunications

Base: 138 telecommunications professionals involved or familiar with their organizations' mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/33

1No perceived barriers to success

Other

We partnered too early, lack of flexibility — a walled-garden approach is unwieldy

Restrictions on amount of money that can be added to bills

Concerns over nonpayments

Government consumer protection rules too restrictive

We can’t charge a high enough keep rate

Uncertainty over whom to partner with

Figure 33

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Is concern over carrying large balances hindering mobile commerce initiatives?

27% 32%

15%

26%

Impact of Carrying Large Balances on Mobile Commerce Initiatives

Base: 138 telecommunications professionals involved or familiar with their organizations’ mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/34

1

Don’t know

No; we want to be a mobile commerce player, and that’s the cost of doing business

Somewhat; we have a dollar limit in mind

Yes; we’re not a credit card company

Figure 34

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What is the top use of mobile payments in your network?

37%

11%

1%

37%

7%

7%

Top Use of Mobile Payments: Telecommunications

Base: 138 telecommunications professionals involved or familiar with their organizations’ mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/35

1

We do not have mobile payment capabilities

Other

Mobile political givingMobile charitable giving

Vending machines

Small payments, such as Starbucks

Figure 35

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Compared with competitors in your industry, how would you rate your organization’s mobile commerce efforts?

15%

12%

19%

10%

44%

Mobile Commerce Efforts vs. Competitors: Telecommunications

Base: 138 telecommunications professionals involved or familiar with their organizations’ mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/36

1

Somewhat behind

Far behind

Comparable

Far ahead

Somewhat ahead

Figure 36

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What percentage of your innovation budget will you invest in mobile-specific programs in the coming 12 to 24 months?

34%

6%5% 6%

6%

9%

9%

12%

9%

4%

Investment in Mobile-Specific Programs: Telecommunications

Base: 138 telecommunications professionals involved or familiar with their organizations’ mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/37

1

20% or more

10% to less than 20%

6% to less than 10%

Don’t know

4% to less than 5%

5% to less than 6%

Less than 1%

1% to less than 2%

2% to less than 3%

3% to less than 4%

Figure 37

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How does that budget allocation compare with 2012?

7%

1%

38%

37%

4% 4% 9%

Change in Mobile Commerce Budget: Telecommunications

Base: 91 telecommunications professionals allocating budget for mobile commerce programs Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/38

1

About the same

Down somewhat

Down significantly

No budget in 2012 Don’t knowUp significantly

Up somewhat

Figure 38

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No m-commerce involvement Involved with m-commerce

How often do you make purchases with systems other than a check, credit card or cash?

Frequency of Using Payment Systems Other Than Check, Credit Card or Cash

Daily

Weekly

Monthly

Occasionally

Never

Base: 181 respondents not involved or familiar with and 548 involved or familiar with their organizations’ mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/39

3%10%

17%30%

22%16%

29%29%

29%15%

Figure 39

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No m-commerce involvement Involved with m-commerce

Do you bank using mobile?

Use of Mobile Banking

Yes

No

Base: 181 respondents not involved or familiar with and 548 involved or familiar with their organizations’ mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/40

51%63%

49%37%

Figure 40

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No m-commerce involvement Involved with m-commerce

What mobile banking transactions do you perform?

Mobile Banking Transactions

Check my account balance

Pay bills

Transfer money among accounts

Transfer money to friends and/or family

Make check deposits

Open accounts

Other

Note: Multiple responses allowedBase: 93 respondents not involved or familiar with and 344 involved or familiar with their organizations’ mobile commerce strategies using mobile bankingData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/41

89%87%

68%80%

64%76%

46%49%

37%45%

5%9%

4%2%

Figure 41

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What mobile shopping capabilities do you use now, and which do you plan to use in the next 12 months?

45% 20% 35%

42% 27% 31%

16% 25% 59%

11% 10% 79%

9% 29% 62%

Use now Plan to use in the next 12 months Don’t use/plan to use

Buy using PayPal or similar services

Showrooming (comparing online prices while in a store)

Paid using a mobile phone, such as at Starbucks or Peet’s

Paid using Square or similar services

Used a digital wallet, like Google Wallet

Base: 181 respondents not involved or familiar with their organizations’ mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/42

R

Use of Mobile Shopping Capabilities: No Involvement With Mobile Commerce

Figure 42

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What mobile shopping capabilities do you use now, and which do you plan to use in the next 12 months?

58% 20% 22%

57% 18% 25%

21% 39% 40%

15% 26% 59%

15% 42% 43%

Use now Plan to use in the next 12 months Don’t use/plan to use

Showrooming (comparing online prices while in a store)

Buy using PayPal or similar services

Paid using a mobile phone, such as at Starbucks or Peet’s

Paid using Square or similar services

Used a digital wallet, like Google Wallet

Base: 548 respondents involved or familiar with their organizations' mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/43

R

Use of Mobile Shopping Capabilities: Involved or Familiar With Mobile Commerce

Figure 43

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No m-commerce involvement Involved with m-commerce

What mobile shopping capabilities do you use now, and which do you plan to use in the next 12 months?

Current and Future Use of Mobile Shopping Capabilities

Showrooming (comparing online prices while in a store)

Buy using PayPal or similar services

Paid using a mobile phone, such as at Starbucks or Peet's

Used a digital wallet, like Google Wallet

Paid using Square or similar services

Note: Percentages reflect a responses of “use now” or “plan to use in the next 12 months”; multiple responses allowedBase: 181 respondents not involved or familiar with and 548 involved or familiar with their organizations' mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/44

69%78%

65%75%

41%60%

38%57%

21%41%

Figure 44

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Who do you see as leaders in mobile commerce?

Mobile Commerce Leaders

Note: Three responses allowedBase: 181 respondents not involved or familiar with and 548 involved or familiar with their organizations' mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/45

R

No m-commerce involvement Involved with m-commerceAm

azon

PayP

al

Goog

le

Squa

re

Mob

ile o

pera

tors

Appl

e Pa

ssbo

ok

Intu

it

Leve

lUp

Payd

iant

Tabb

edou

t

Dwol

la

Kuap

ay

Othe

r

Don’

t kno

w

55%

60%

55%

53% 54

%51

%

19%

24%

14% 17

%

14%

24%

5% 5%

1% 1% 1% 1%1%

0% 0%

2%

0% 0%

2% 3%

8%6%

Figure 45

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What percentage of your day-to-day spending do you predict will happen via mobile commerce in the coming 12 months? In 24 months?

Percent of Spending Via Mobile Commerce: No Involvement With Mobile Commerce

Base: 181 respondents not involved or familiar with their organizations' mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/46

R

In 12 months In 24 monthsNo

ne

1% to

20%

20%

to 2

9%

30%

to 3

9%

40%

to 4

9%

50%

to 5

9%

60%

to 6

9%

70%

to 7

9%

80%

or m

ore

Don’

t kno

w

14%

9%

47%

27%

14%

23%

7%11

%

5%6%

2%9%

3% 2%

0%2% 1% 2%

7%9%

Figure 46

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What percentage of your day-to-day spending do you predict will happen via mobile commerce in the coming 12 months? 24 months?

Percent of Spending Via Mobile Commerce: Involved or Familiar With Mobile Commerce

Base: 548 respondents involved or familiar with their organizations’ mobile commerce strategiesData: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013

R6800413/47

R

In 12 months In 24 months

None

1% to

20%

20%

to 2

9%

30%

to 3

9%

40%

to 4

9%

50%

to 5

9%

60%

to 6

9%

70%

to 7

9%

80%

or m

ore

Don’

t kno

w

13%

8%

42%

22%

16%

21%

9%14

%

7%9%

5%9%

2%5% 5% 5%

0%3%1%

4%

Figure 47

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Which of the following best describes your role within your organization?

46%54%

Role Within Organization

Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013R6800413/48

1

Non-IT executive, director, manager, staff, contractor or consultant

IT executive, director, manager, staff, contractor or consultant

Figure 48

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Are you involved or familiar with your organization's mobile commerce strategies and/or practices?

24%

76%

Involvement With Mobile Commerce Strategies and Practices

Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013R6800413/49

1No

Yes

Figure 49

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Which of the following best describes your job title?

13%

11%

6%

11%

9%

24%

26%

Job Title

Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013R6800413/50

1Other

Consultant

Line-of-business management

Non-IT executive management

Executive IT management (C-level/VP)

IT director/manager

IT/IS staff

Figure 50

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Bank

ing

and

paym

ents

Com

pute

r man

ufac

ture

r (ha

rdw

are,

soft

war

e, p

erip

hera

ls, e

tc.)

Cons

ultin

g an

d bu

sines

s ser

vice

s

Educ

atio

n

Elec

tron

ics

Fina

ncia

l ser

vice

s/in

sura

nce

Fina

ncia

l ser

vice

s/se

curit

ies a

nd in

vest

men

ts

Gove

rnm

ent

Heal

thca

re/m

edica

l

Man

ufac

turin

g/in

dust

rial, n

onco

mpu

ter

Med

ia/e

nter

tain

men

t

Reta

il/e-

com

mer

ce (n

onco

mpu

ter)

Solu

tions

pro

vide

r/VA

R/e-

busin

ess i

nteg

rato

r

Tele

com

mun

icatio

ns/IS

Ps

Othe

r

What is your organization’s primary industry?

Industry

Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013 R6800413/51

20%

5%

7% 7%

2% 2% 2%

5%

3%

5%

2% 2%

5%

18%

15%

Figure 51

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Which of the following dollar ranges includes the annual revenue of your entire organization?

11%

5%

20%

11%

16%

6%10%

7%

14%

Revenue

Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013R6800413/52

1Don’t know/decline to say

Government/nonprofit

$5 billion or more

$500 million to $999.9 million

$1 billion to $4.9 billion

Less than $6 million

$6 million to $49.9 million

$100 million to $499.9 million

$50 million to $99.9 million

Figure 52

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Approximately how many employees are in your organization?

29%

7%

15%

18%8%

16%

7%

Company Size

Data: InformationWeek and Mobile Commerce World Mobile Commerce Survey of 1,182 business technology professionals, March 2013R6800413/53

1

10,000 or more

1,000-4,999

5,000-9,999

Fewer than 50

50-99

500-999

100-499

Figure 53

Page 63: 2013 05 Mobile Commerce Survey

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