Company&Product Presentation

About

ETCBASE is located at *ITU Arı Teknokent in Istanbul –TURKEY and has been operating since 1995. For over 18 years we are providing enterprise software solutions, software support and training in non-performing loans to banks, telco & digital broadcast and utility companies. As of 2012, 70 % of the non-performing assets / receivables in Turkish banks is *$ 15.5 Billion (principle+interest etc. $93 Billion ) and this amount is managed by our software solution (YTS - Non Performing Loans and Receivable Management). *Istanbul Technical University Advanced Research and Innovation http://www.ariteknokent.com.tr/kimler.html *BDDK (banking regulation and supervision agency) figures as of March 2014

Employee Profile

Number of Employees: 83

Number of R&D Employees: 74

The employee profile is as follows:

• Master Degree: 8%

• Bachelor Degree: 61%

• Associate Degree: 16 %

• High School: 15 %

Products

• Non-Perfoming Loans&Receivables Collection Management Products (Supported by *TUBITAK) – YTS Pre-Legal Follow-up System

– YTS Legal Follow-up System

– YTS Loan Purge Management System

• Early Stage Collection Management Producs (Supported by *TUBITAK) – YTS Early Collection System

• Smart Updates & Communication Services – YTS AGIS

• Credit Allocation Process Related Products (Supported by *TUBITAK) – GYS - Property Evaluation and Appraisal Management System –

– GYS - Real Estate Hypothecation Management System

*TUBITAK: The Scientific and Technological Council of Turkey

YTS – Legal/Pre-Legal Follow-up System

Main Modules and Functions: • Centralized Management of Legal Process • Assigning files automatically to Law Offices in certain criteria • Critical Legal Processes are Carried Out Collectively by The Relevant Law Offices • Bulk Document Printing • Strong Account Structure • Flexible Payment Plan Structure • Advance / Expense processes are Managed Centrally • Management of Law office’s Progress Payment • Performance Reporting • Dynamic and Operational Reporting • Effective integration with enterprise systems like ;

Document Management System Accounting System Collection Channels Credit Risk Sytem Billing System Dataware House

YTS Early Stage Collection System Main Modules and Functions • Resource Planning and Setup • Batch and Dynamic Task Structure • Communication by Phone • Communication via Alternative CVhannels (AGIS) • Daily Check Points • Strong Account Structure • Flexible Payment Plan Structure • Detailed Logging • Outsource Performance Management Based on KPI • Batch Letter Production • Language Selection by Session • Multitenant Structure • Referral to Legal Process • Effective Integration With Enterprise Systems Like;

Credit Card & Loan System Bussiness Intelligency Systems Call Center System

YTS AGIS (Smart Updates & Communication Services)

Main Functions: • Verify the contact information of debtors they want to reach faster and

economically by receiving their updated contact numbers through Online Verification Services (118 Unknown Number/Name Inquiry Services )

• Reach the verified debtors via the highest technological communication tools

available in Communication Services (SMS to ID Numbers, SMS, E-mail, Click-to-Call, etc)

End-to-End Debt Collection Management

YTS - Early Stage Collection

YTS - Non-performing Loans and Receivable Management

How YTS Works?

Technical Infrastructure

Benefits

Customers

YTS Screen Sample Account

YTS Screen Sample Installment Management

YTS Screen Sample Bulk & Dynamic Task Managemnt

YTS Screen Sample

Language Sellection

YTS Screen Sample Flexible Phone Call

YTS Screen Sample Dynamic, *Operational and Responsive Raport Design Editor *Taking acitions on reseult set of a report (File Alocation, File Closure, SMS, etc)

YTS Screen Sample YTS 3G Word & PDF Conversion

YTS Screen Sample Law Ofice Account Profile

THANKS……..