2014

The Bank was established in 1992.

General license №1942 dated 20.08.2012 issued by the Central Bank of Russia.

In 2008 the Bank became a member of VEB Group. 99.99% of the Bank’s shares belong to the State Corporation “Bank for Development and Foreign Economic Affairs (Vnesheconombank)’’.

GLOBEXBANK – is a universal bank rendering a wide range of banking products and financial services to the corporate clients and individuals.

The Bank actively cooperates with OJSC “Russian Bank for Small and Medium Enterprises Support” (SME Bank) extending loans to small and medium-sized enterprises. The Bank offers a wide range of customized products to such clients.

The Bank extends housing mortgage loans in accordance with terms and conditions of the Federal Program for housing mortgage lending within the standards of the Agency for Housing Mortgage Lending (AHML).

GLOBEXBANK’s auditor is “ERNST & YOUNG”.

The Bank is the participant of the Russian Mandatory Deposit Insurance System.

GLOBEXBANK in brief

2

3

Strong relationship and support

from VEB

Conservative capital and funding policy

Rapidly expanding customer base and regional network

Strategic relationship with key major Russian corporates

Diversified business model with universal servicing platform

Strong financial performance with high-quality loan portfolio

GLOBEXBANK in brief

4

Regional network

70 offices in 5 Federal Districts (Central Federal District, Northwestern Federal District, Southern Federal District, Siberian Federal District, Privolzhsky Federal District).

LICENSES ISSUED BY THE CENTRAL BANK OF THE RUSSIAN FEDERATION:

General license №1942 dated 20.08.2012 to perform banking operations

License №1942 dated 24.10.2001 to perform banking operations with precious metals

LICENSES ISSUED BY THE FEDERAL FINANCIAL MARKETS SERVICE:

Licenses of the Professional Securities Market Participant:

License №177-06625-100000 dated 16.05.2003 to perform brokerage operations

License №177-06632-010000 dated 16.05.2003 to perform dealing operations

License №177-06639-001000 dated 16.05.2003 for portfolio management

Many other Licenses for various kinds of banking activity (see the site of GLOBEXBANK - www.globexbank.ru)

GLOBEXBANK in brief

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Shareholder structure

VEB, 99.99%

Management, 0.01%

• Close relation to the Russian government through 99.99% VEB ownership

• Strong VEB support and supervision

• VEB liquidity support – RUB 15bn credit line and 2 subordinated loans totaling RUB 10bn

• 7 directors of the Board are from VEB

• Strong BoD Expertise – all directors have an established track record and experience in banking

Board of Directors

Vladimir Dmitriev

Chairman of the Board, VEB

Chairman of the Board, GLOBEX

39 years of experience

Nikolay Kosov

First Deputy Chairman, VEB

Deputy Chairman, GLOBEX

37 years of experience

Alexander Gruzinov

Director of Banking Security Dept, VEB

Member of the Board, GLOBEX

41 years of experience

Vladimir Minin

Chief of Department of Subsidiary Banks, VEB

Member of the Board, GLOBEX

19 years of experience

Alexander Zelenov

Director of FI Dept, VEB

Member of the Board, GLOBEX

37 years of experience

Vitaly Vavilin

Member of the Board, GLOBEX

President of GLOBEX

24 years of experience

Oleg Nikanov

First Vice President, GLOBEX

13 years of experience

Yulia Karpova

Deputy Chairman, VEB

Member of the Board, GLOBEX

22 years of experience

Vladimir Kadannikov

Member of the Board, GLOBEX

37 years of experience

Anatoly Ballo

Deputy Chairman, VEB

Member of the Board, GLOBEX

31 years of experience

MANAGEMENT BOARD

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CORPORATE GOVERNANCE

Vitaly Vavilin President of GLOBEX, Chairman of the Board

Oleg Nikanov First Vice President

Sergey Aldukhov Senior Vice President

Svetlana Lebedeva Senior Vice President

Larisa Sulatskaya Head of “Rostovsky” Branch

Sergey Filippov Senior Vice President

Vladimir Yatsenko Senior Vice President

8

GLOBEXBANK’S STRATEGY OF DEVELOPMENT UP TO 2024

In accordance with the current strategy of development of GLOBEXBANK the main task of the Bank is to increase its

market capitalization with the profitability of the capital of 15%.  In accordance with the strategic goals set up for the

increase of the capitalization of GLOBEX, the Bank is focusing on diversification of its assets and funding base as well

as on increase of transparency of the corporate management.

The main guidelines for realization of the Bank’s strategy:

Provision of the most satisfying level of banking services to the biggest corporate customers of the Bank.

Diversification of business – the increase of stability of the funding base of the Bank through decreasing of high

share of the largest branches of industries in the Bank’s assets, development of active transactions in the most

profitable clients’ segments: loans to small and medium-sized enterprises, loans to retail customers.

Development of retail business – rendering of complex banking services to the personnel of the corporate customers

and to the market customers of the Bank, increase of the share of high-margin retail products, which profitability is

higher than in corporate business.

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GLOBEXBANK’S STRATEGY OF DEVELOPMENT UP TO 2024

KEY TARGET INDICATORS:

1/1/2

015

1/1/2

016

1/1/2

017

1/1/2

018

1/1/2

019

1/1/2

020

1/1/2

021

1/1/2

022

1/1/2

023

1/1/2

0240

100,000

200,000

300,000

400,000

500,000

600,000

700,000

DYNAMICS OF ASSETS, RUB mln(STRATEGY OF DEVELOPMENT UP TO 2024 )

1/1/2

015

1/1/2

016

1/1/2

017

1/1/2

018

1/1/2

019

1/1/2

020

1/1/2

021

1/1/2

022

1/1/2

023

1/1/2

0240

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

DYNAMICS OF CAPITAL, RUB mln(STRATEGY OF DEVELOPMENT UP TO 2024)

1/1/2

015

1/1/2

016

1/1/2

017

1/1/2

018

1/1/2

019

1/1/2

020

1/1/2

021

1/1/2

022

1/1/2

023

1/1/2

0240

2,000

4,000

6,000

8,000

10,000

12,000

DYNAMICS OF NET PROFIT, RUB mln (SТRATEGY OF DEVELOPMENT UP TO 2024)

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DYNAMICS OF KEY FINANCIAL INDICATORS OF GLOBEXBANK

Financial Indicators (RUB mln.) 01.01.2011 01.01.2012 01.01.2013 01.01.2014

Total assets 112 823 173 163 237 589 260 957

Shareholders’ equity * 22 742 26 157 30 811 36 334

Profit (EARD) 1 116 1 577 1 068 1191

* Calculated in accordance with the Regulations of the Central Bank of the Russian Federation No.215-P

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STRUCTURE OF CORPORATE LOAN PORTFOLIO as of 01.01.2014, %

Trading27,8%

Construc-tion and

real estate

25,1%

Leasing 15,1%

Manu-facturing

14,9%

Other 17,1%

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DYNAMICS OF SECTORAL STRUCTURE OF LOAN PORTFOLIO, %

0.00%

5.00%

10.00%

15.00%

20.00%

25.00%

30.00%

35.00%

40.00%

32.0

1%

0.0

0%

3.8

2% 1

2.3

1%

33.7

8%

30.0

0%

17.0

0%

3.0

0%

13.0

0%

25.0

0%

27.8

%

25.1

%

11.0

%

15.1

%

21.0

%

01.01.2012 01.01.2013 01.01.2014

Trading Construction and real estate

Energy infrastructure

Leasing Other

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THE LARGEST BORROWERS IN 2013

Name of the Borrower Sector Credit line, RUB mln

PLC “TransFin-М” Leasing 1 100

OJSC “Меtallservice” Storage and processing of metal products 1 400

OJSC “Rostelecom” International communications services 4 800

CJSC ISK “Soyuz-Seti” Building in Power Engineering 900

CJSC “LenSpetzSMU” Building industry 1 200

CJSC “Clothes 3000” Retail trading of clothes 500

CJSC “Еvroplan” Leasing 2 500

CJSC “Меtallcomplect- М”  Trading of steel products 700

ООО “FPK Satory” Construction 500

PLC “Leasing Company Uralsib” Leasing 500

PLC “SGK-Аutomation”  Infrastructuring of oil and gas fields 1000

OJSC Air Company “UT-Air” Air transportation 1000

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INTERNATIONAL CREDIT RATINGS OF GLOBEXBANK

FITCH RATINGS

Long-Term/Short-Term Issuer Default Ratings: BB-/B

Viability Rating: b-

Support Rating: 3

National Long-Term Rating: A+(rus)

Negative Outlook

STANDARD & POOR’S

Long-Term/Short-Term Rating: BB-/B

National Scale Long-Rerm Rating: ruAA-»

Negative Outlook

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INTERNATIONAL BUSINESS

Cooperation of GLOBEXBANK with foreign banks and international financial institutions

Total volume of credit risk limits set up by foreign banks on GLOBEXBANK for the purpose of

realization of trade and project finance deals amounts to more than USD 650 mln.

Total volume of credit risk limits set up on GLOBEXBANK by Export Credit Agencies exceeds USD 500

mln. The Bank cooperates with Export Credit Agencies such as Euler Hermes, SACE, Attradius, The

Belgian Export Credit Agency, EDC, EGAP, KUKE etc.

GLOBEXBANK actively cooperates with the leading foreign financial institutions such as Commerzbank

AG, Deutsche Bank AG, Credit Suisse AG, UBS AG, Raiffeisen Bank International AG, HSBC, ING Bank

N.V., Banque de Commerce et de Placements-BCP, Bank of China, EximBank of Korea etc.

GLOBEXBANK actively works in the field of trade and project finance with foreign banks from

Germany, Austria, Switzerland, Netherlands, Italy, France, China, Turkey etc.

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INTERBANK BUSINESS

AREAS OF COOPERATION

Based on a long period experience of work with the commercial banks on various financial markets

GLOBEXBANK offers cooperation in traditional areas of interbank business to its banks-partners:

Settlements through correspondent accounts opened in GLOBEX in Russian Roubles and foreign currencies

Currency conversion operations

Interbank lending operations

Besides, the Bank offers cooperation in other areas of interbank business to its banks-partners :

Security Market operations

Documentary оperations

Non-trading operations

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INTERBANK BUSINESS

CORRESPONDENT RELATIONSHIP

As of January 01, 2014 NOSTRO correspondent network of GLOBEXBANK comprised 24 correspondent banks in

Russia and abroad. GLOBEX maintains 62 correspondent accounts opened in Russian Rubles, foreign

currencies and accounts for operations with precious metals.

As the result of constant work with the prime correspondent banks GLOBEX is able to offer and provide the

most efficient and time-effective settlements to its customers.

THE MAIN CORRESPONDENT BANKS OF GLOBEX:

 

The main compete advantages of GLOBEXBANK include fast and efficient settlements with prolonged cut-off

time for payment orders, the possibility to conduct settlements in 128 currencies, low payments fees and

commissions, attractive interest rates on account balances (with no trigger balance requirements), flexible

approach towards the respondent banks’ needs and requests.

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INVESTMENT BANKING ACTIVITIES

SERVICES IN INVESTMENT BANKING :

Оrigination of bond issues

Underwriting (Russian bonds market, Eurobonds)

Syndicated loans underwriting and origination

Debt capital origination

M&A deals

BONDS ISSUED BY THE BANK IN FIGURES:

Series БО-4   БО-6 БО-7   БО-9

Stock ExchangeМICEX

  MICEX MICEX   MICEX

Identification number 4В020401942В 4В020601942В 4B020701942B  4В020901942В

Quantity, mln. bonds 3 2 5 5

Face value, thousand of RUB 1000 1000 1000 1000

Volume of issue, RUB mln 3000 2000 5000 5000

Maturity date 01.08.2014 01.08.2014 04.12.2015 25.12.2016

Оfferpaid

03.08.2012paid

03.08.201208.12.2014 30.06.2014

Coupon, % 9,25 9,25 8,25 8,25

The bonds are included in the Lombard List of the Central Bank of the Russian Federation.

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PRODUCTS AND SERVICES

Products and services for private customers

Term deposits

Bank cards

Consumer lending

Housing mortgage lending

Car lending

Safety deposit boxes

Currency exchange operations

Money transfers

Memorable coins

Current accounts

Bills

Precious metals accounts

Products and services for corporate customers

Loans and financing

Bank cards

Cash and Settlements

Bank guarantees and

Letters of Credit

Brokerage

Pension-savings programs

Internet banking

Distance Banking Services

Hedge of currency risks

Bills, deposits and certificates

International Business Products

Import and export Letters of

Credit

Bank guarantees, counter-

guarantees and “Stand-by”

Letters of Credit

Trade finance

Project finance

Financial consulting services to

the customers on foreign

economic matters

«GLOBEX PREMIUM» Products

Premium banking products and services

VIP servicing in special offices of the Bank

Companies-partners’ programs

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Head Office:

59, Zemlyanoy Val str., bld.2,Moscow, 109004 Russia

Tel.: (495) 514-0-514Fax: (499) 795-13-08

E-mail: post@globexbank.ru

www.globexbank.ru