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* * * * * * TUESDAY, JANUARY 13, 2015 ~ VOL. CCLXV NO. 10 WSJ.com HHHH $3 .00

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TODAY IN PERSONAL JOURNAL

Sharpen Your Listening SkillsPLUS New Challenges for Pediatricians

CONTENTSArts in Review.......... D5CFO Journal................. B7Corporate News B2-4,6Global Finance............ C3Health & Wellness D1-4Heard on the Street C8

In the Markets........... C4Markets Dashboard C5Opinion................... A11-13Sports.............................. D6U.S. News................. A2-4Weather Watch........ B7World News..... A6-9,14

s Copyright 2015 Dow Jones & Company.All Rights Reserved

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What’sNews

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World-Widen France boosted security toprotect synagogues and Jew-ish schools as investigatorssought possible accomplices inlast week’s terror attacks. A1nAn Algerian militant im-prisoned in France has emergedas a link connecting the gun-men behind the violence. A6nTurkey defended its bordercontrols after the disclosurethat the partner of a Paris at-tacker crossed into Syria. A7nObama regrets not sendinga topWhite House official torepresent the U.S. at the Parisrally, his spokesman said. A4nHackers claiming to bealigned with Islamic Statetook control of the U.S. Cen-tral Command’s primary Twit-ter and YouTube accounts. A1n Schools across Pakistanreopened under heavy secu-rity nearly a month after amassacre by Taliban militantsat a military-run school. A14nAir-safety experts are focus-ing on the likelihood of a high-altitude stall or upset as thecause of the AirAsia crash.A8nHopes for Ukraine talksfaded after diplomats fromfour nations failed to agree onhow to resolve the conflict. A9n Afghan President Ghaniunveiled his new cabinet,putting an end to months ofpolitical wrangling. A14nBanker AntonioWeiss askedObama not to renominate himfor a Treasury post after objec-tions by some Democrats.A2nCuba completed the releaseof 53 political prisoners, closinga key part of a deal to normal-ize relations with the U.S.A9

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Canadian oil-sands firmsare unlikely to cut output

despite falling oil prices, thanksto huge upfront costs and long-term break-even points. A1Brent crude settled below$50 a barrel for the first time innearly six years after two banksslashed price forecasts. C4n Bets are growing amonginvestors that global economicgloom will force the Fed to de-lay raising interest rates. C1nThe VIX, the stock market’sfear gauge, is rising on expec-tations that recent big swingswill become a fixture of 2015. C1nU.S. stocks retreated,dragged down by a reneweddrop in oil prices. The Dow fell96.53 points to 17640.84. C4nHSBC’s efforts to overhaulits anti-money-laundering sys-tem is expected to face criti-cism in a monitor’s report. C1nU.S. banks are likely to saythat they were hurt by bigmarket moves when they re-port fourth-quarter results. C1nDeutsche Bank will unveila strategy review this springthat could include the sale ofits Postbank retail unit. C3n Alcoa swung to a profit ongrowth in its aerospace andautomotive units and a re-bound in aluminum prices. B2n BATS agreed to pay a $14million SEC fine to settle claimsover Direct Edge markets. C3n Aetna plans to increasethe wages of its lowest-paidworkers to $16 an hour. B1nGeorgia offered about $23million in tax credits andother incentives to lure Mer-cedes’s U.S. headquarters. B1

Business&Finance

WASHINGTON—Hackers claim-ing to be aligned with the IslamicState extremist group took controlof the U.S. Central Command’s pri-mary Twitter and YouTube ac-counts Monday, posting officephone numbers of top military of-ficers and what they said wereconfidential military documents.

Officials said no military net-works were compromised and noclassified material released, butthe incident embarrassed the Pen-tagon. It exposed the military’s so-cial media accounts—an increas-ingly important public face of thearmed forces—as a potential secu-rity weakness.

While the military spends bil-lions of dollars a year to defendits computer networks against in-truders, many of its social mediaaccounts appear to lack basic se-curity measures.

“This is little more, in our view,than a cyberprank. It is an annoy-ance,” said Col. Steve Warren, aPentagon spokesman. “It in noway compromises our operationsin any way, shape or form.”

But a senior lawmaker calledthe intrusion a cyberattack andsaid it was a cause for concern,given the hackers’ claims of con-nections to Islamic State, whichalso is known by the acronymsISIS and ISIL.

“The fact that individualsclaiming to be affiliated with ISIStook control of the U.S. military’sCentral Command’s social mediaaccounts today is severely dis-turbing,” said Rep. Michael Mc-Caul (R., Texas), chairman of theHouse Homeland Security Com-

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BY JULIAN E. BARNESAND DANNY YADRON

IslamistHack HitsMilitaryAccounts

PARIS—France dispatchedthousands of police and troopsto protect synagogues and Jew-ish schools as investigatorssearched for possible accom-plices to the militants behindlast week’s terror attacks andwarned of more threats.

Turkish officials identified aman who they believe accompa-nied the partner of one of thegunmen into Syria last week,while French Prime MinisterManuel Valls said that “the huntcontinues.”

The unprecedented show ofsecurity came in the wake ofthree attacks over three daysthat left 17 people dead, spur-ring France to its highest level ofalert and sending shock wavesaround the world.

In a rare public admission ofa misstep, the White House saidPresident Barack Obama regrets

not sending a top U.S. official toParis on Sunday to join dozensof world leaders in a show ofsolidarity against terrorism.

Investigators are looking intothe possibility that one of thegunmen killed last week, AmedyCoulibaly, was initially targetinga Jewish school south of Parisbefore he shot and killed a po-licewoman nearby, according toParis prosecutors. Authoritiesare also hunting for anyone whomay have assisted Mr. Coulibalyor the other suspects, brothers

Said and Chérif Kouachi.“We think there are probably

accomplices,” Mr. Valls said onBFM TV, without elaborating.

Police searched several apart-ments over the weekend, includ-ing a house in Gentilly, a Parissuburb, where they believe Mr.Coulibaly and his partner lived,said a police officer familiar with

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By William Horobin,Noémie Bisserbeand Jason Chow

France Hunts for AccomplicesAuthorities Boost Protection at Synagogues, Jewish Schools as Search Intensifies

Jeff

JMitchell/Getty

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AsOil SlipsBelow $50,CanadaDigsInFor LongHaul

One of the most prominent advocates for con-sumer debt relief has ties to firms that can leavepeople deeper in debt.

Howard S. Dvorkin is the founder and formerpresident of Consolidated Credit Counseling Serv-ices Inc., a nonprofit that says it has helped morethan five million Americans get their borrowingunder control. Mr. Dvorkin says he has personallycounseled at least 40,000 people on reducingtheir debt and navigating bankruptcy.

Mr. Dvorkin also owns interests in businessesthat provide services to payday lenders, a WallStreet Journal review found. These are firms that

BY JASON ZWEIG AND RACHEL LOUISE ENSIGN

WEB OF INTERESTS

Credit Counselor Has TiesTo Payday Lenders

CALGARY—In the escalatingwar of attrition among top oil-producing nations, Canada’s big-gest oil-sands mines have a mes-sage for the market: Don’t lookto us to cut production.

Long the unloved stepchild ofso-called unconventional crudeproduction, the oil sands havelured some of the world’s top en-ergy producers to a remote cor-ner of Northern Alberta wherethe heavy oil deposits are richest.There, they have plowed billionsof dollars into building up asprawling industrial complexamid the surrounding forests.

And even as oil prices settledbelow $50 a barrel Monday forthe first time in nearly six years,those companies are unlikely to

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BY CHESTER DAWSON

NEWPORT, Ore.—Scientists hadrarely seen such an astoundingsight: sea creatures that had sur-vived hundreds of blistering daysand frigid nights crossing thethrashing Pacific. When the speci-mens washed ashore north ofhere, John Chapman, who hasspent years studying marine life,had to decidehow to handlethe rare find.

“Kill them,”Dr. Chapman re-calls ordering.“Kill them all.”

The ribbonworms. The bluemussels. The barnacles. Dr. Chap-man wanted every creature thathad hitched a ride across theocean on a huge dock ripped fromits moorings in Japan’s 2011 tsu-nami scraped off, bagged and bur-ied beneath tons of sand. To be

safe, workers took blow torches tothe steel, foam and concrete dock,incinerating any organisms theymight have missed.

That was in 2012. Now, as thePacific Ocean’s currents and windshave shifted to winter patterns,the south-to-north flow thatbrought that first invasion of in-trepid organisms is expected tohurl more tsunami debris—some

still carrying liveplants and ani-mals native toA s i a — o n t obeaches fromAlaska to Cali-fornia and Ha-waii. Some ofthose invaders,

scientists like Dr. Chapman say,have the potential to extinguishnative species, destroy fisheriesand permanently alter ecosystems.

Thus the take-no-prisoners ap-proach, except for samples to

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BY KATY MULDOON

After Slow, Cold Trip Across Pacific,Sea Creatures Find Little Warmth

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Scientists Determined to Wipe Out SpeciesThat Cling to Tsunami Debris; ‘Kill Them All’

Striped knifejaw

make short-term loans carrying triple-digit annualinterest rates.

One of the businesses in which he has a stakesaid in 2009 that it was itself offering paydayloans. That lender’s website said it charged an-nual percentage rates between 235% and 782% on14-day loans. Its site in 2012 said it was still of-fering payday loans.

Payday and other online lenders can turn to an-other company Mr. Dvorkin has a stake in to findcustomers and obtain software to be more efficient,the Journal found, and until recently to help in set-ting up collaborations with Native American reser-vations. Some online payday lenders claim immunity

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Ohio State Defeats Oregon 42-20

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Patrols were stationed outside a Jewish school in Paris Monday in an effort to bolster security following last week’s terror attacks.

BREAKING THROUGH: Buckeyes’ Ezekiel Elliott scores a touchdown asOhio State captures college football’s championship Monday night. D6

Oil states’ budgets hit hard... A3 Crude price forecasts drop...... C4

Gerald F. Seib: In Paris, a lostopportunity for Obama............. A4

French Jews look to Israel...... A6

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