2017 deal deck
TRANSCRIPT
The Company
• Own it home loans is the Retail Division of Intercontinental Capital Group
• Established in 2003• Corporate offices are located in New York
City• 2016 volume $1.8 billion• Estimated 2017 volume $2.5 billion• Licensed in 47 states• Well Capitalized
Own It Home Loans
• Licensed in 47 States with 2 Additional Pending.
• Committed to Cutting Edge Technology
• Superior Marketing Platform
• A Full Suite of Aggressively Priced Products
• Complete Benefit Package
• An Enthusiastic Team Culture
Technology• Lending Manager – A customizable loan
officer website available in 18 languages that downloads directly into your LOS.
• Encompass 360 – Encompass is Fully integrated with Lending Manager, our CRM (Top of Mind), and Account Chek.
• Account Chek – State of the art technology allows us to download financial information from all major financial institutions eliminating the need for bank statements.
• Pricing – Our pricing engine (EPPS) is linked to Encompass and Secondary Marketing.
THE Marketing Dept.• CRM – We utilize Top of Mind as our CRM. It has been fully
configured and integrated with Encompass.• Promotional Items – A fully accessible website with
hundreds of promotional items available for loan officers.• Marketing Library – Allows over 140 customizable flyers
for loan officers and co-branded with your Realtor partners. • Lending Manager – Loan officers and Realtors have the
ability to see live updates to their customers loan progress.• Top of Mind – Complete CRM where: loan officers can
upload their emails lists to send out newsletters, flyers, videos, and company updates at no charge.
• Social Media – The company provides professional management and blogging at no charge to loan officers including setting up social networks.
• Agent Websites – Customized single property websites are available for our partners.
• Lead Generation – We have multiple types of lead generation data available.
Products• CONFORMING / FHA / VA / USDA / BOND
• Jumbo
• W2 Program
• 97% Conventional
• 203K Streamline and Full
• Reverse
• Foreign National
• Bank Statement
• Broker Ability
Training and Onboarding
• Full training provided for both operations and sales staff
• Professional branch onboarding (turn key process)
• Ongoing operational support and training
• Outstanding licensing department
Operations• Processing – We believe in local
processing.• Underwriting – We have underwriters
in multiple locations across the U.S. providing 24-48 hour turn times.
• Risk Review – Have a tough file and not sure it can qualify? Send it to our risk review desk! 24 hours later you’ll have an approval.
• Docs and Funding – Same day!• Underwriting Help – For those times
when you need to escalate a file, we have a dedicated escalation desk to help you.
Miscellaneous• AMB – Our Branch Managers have access to
live Financing Accounting using AMB.
• Loan Referral Desk – We have the ability to do loans in most states.
• Commissions are paid twice a month.
• Computers are provided to operations and sales staff.
Culture
We are creating a culture where each employee can grow and succeed, where your voice
matters, while providing you with a career not a job. Own It is a place where you can look
forward to coming to work every day being part of a fun interactive atmosphere, and most
importantly where you feel valued.
President’s Club – Every sales employee is provided with the opportunity to join in celebrating their individual and company’s
success at our luxury yearly trip.
President’s Club