2018 institution disclosure statement - table 1-1 page: 1 of 59 loans by county respondent id:...
TRANSCRIPT
MARICOPA COUNTY (013), AZ
MSA 38060
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 01501001 1500Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 000000 00Median Family Income >= 120% 0
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 01501001 1500County Total 0
0 000000 00TOTAL INSIDE AA IN STATE 0
0 01501001 1500TOTAL OUTSIDE AA IN STATE 0
0 01501001 1500STATE TOTAL 0
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: ARIZONA (04)
PAGE: 1 OF 59
12/16/19
ARAPAHOE COUNTY (005), CO
MSA 19740
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 015Median Family Income 80-90% 1
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 000000 00Median Family Income >= 120% 0
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 015County Total 1
0 000000 00TOTAL INSIDE AA IN STATE 0
0 000000 015TOTAL OUTSIDE AA IN STATE 1
0 000000 015STATE TOTAL 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: COLORADO (08)
PAGE: 2 OF 59
NASSAU COUNTY (089), FL
MSA 27260
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 0100Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 0100County Total 1
SARASOTA COUNTY (115), FL
MSA 35840
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 00030011 1150Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00030011 1150County Total 0
0 000000 00TOTAL INSIDE AA IN STATE 0
0 00030011 115100TOTAL OUTSIDE AA IN STATE 1
0 00030011 115100STATE TOTAL 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: FLORIDA (12)
PAGE: 3 OF 59
CADDO PARISH (017), LA
MSA 43340
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 022Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 022County Total 1
CALCASIEU PARISH (019), LA
MSA 29340
Outside Assessment Area
0 000000 00Low Income 0
0 000000 0100Moderate Income 1
0 0497149710 050Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0497149710 0150County Total 2
JEFFERSON DAVIS PARISH (053), LA
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 0251000 025Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0251000 025County Total 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: LOUISIANA (22)
PAGE: 4 OF 59
LIVINGSTON PARISH (063), LA
MSA 12940
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01251001 1250Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01251001 1250County Total 0
ST. TAMMANY PARISH (103), LA
MSA 35380
Outside Assessment Area
0 000000 00Low Income 0
0 0001,00010 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0001,00010 00County Total 0
0 000000 00TOTAL INSIDE AA IN STATE 0
0 064731,49721 125197TOTAL OUTSIDE AA IN STATE 4
0 064731,49721 125197STATE TOTAL 4
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: LOUISIANA (22)
PAGE: 5 OF 59
CLARK COUNTY (003), NV
MSA 29820
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 00092010 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 000000 00Median Family Income >= 120% 0
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 00092010 00County Total 0
0 000000 00TOTAL INSIDE AA IN STATE 0
0 00092010 00TOTAL OUTSIDE AA IN STATE 0
0 00092010 00STATE TOTAL 0
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: NEVADA (32)
PAGE: 6 OF 59
BERNALILLO COUNTY (001), NM
MSA 10740
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000001 2500Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 000000 00Median Family Income >= 120% 0
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 2500County Total 0
CURRY COUNTY (009), NM
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 00031010 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00031010 00County Total 0
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: NEW MEXICO (35)
PAGE: 7 OF 59
LINCOLN COUNTY (027), NM
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0751000 075Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0751000 075County Total 1
0 000000 00TOTAL INSIDE AA IN STATE 0
0 075131011 25075TOTAL OUTSIDE AA IN STATE 1
0 075131011 25075STATE TOTAL 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: NEW MEXICO (35)
PAGE: 8 OF 59
COLUMBIA COUNTY (021), NY
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 00028410 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00028410 00County Total 0
NEW YORK COUNTY (061), NY
MSA 35614
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 000001 2000Median Family Income >= 120% 0
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 2000County Total 0
0 000000 00TOTAL INSIDE AA IN STATE 0
0 00028411 2000TOTAL OUTSIDE AA IN STATE 0
0 00028411 2000STATE TOTAL 0
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: NEW YORK (36)
PAGE: 9 OF 59
CRAIG COUNTY (035), OK
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 052Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 052County Total 1
TULSA COUNTY (143), OK
MSA 46140
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000001 1150Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 000000 022Median Family Income >= 120% 1
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 11522County Total 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: OKLAHOMA (40)
PAGE: 10 OF 59
WASHINGTON COUNTY (147), OK
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 035Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 035County Total 1
0 000000 00TOTAL INSIDE AA IN STATE 0
0 000001 115109TOTAL OUTSIDE AA IN STATE 3
0 000001 115109STATE TOTAL 3
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: OKLAHOMA (40)
PAGE: 11 OF 59
BRADFORD COUNTY (015), PA
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000001 2500Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 2500County Total 0
0 000000 00TOTAL INSIDE AA IN STATE 0
0 000001 2500TOTAL OUTSIDE AA IN STATE 0
0 000001 2500STATE TOTAL 0
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: PENNSYLVANIA (42)
PAGE: 12 OF 59
DAVIDSON COUNTY (037), TN
MSA 34980
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 0400140010 00Median Family Income >= 120% 0
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 0400140010 00County Total 0
0 000000 00TOTAL INSIDE AA IN STATE 0
0 0400140010 00TOTAL OUTSIDE AA IN STATE 0
0 0400140010 00STATE TOTAL 0
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TENNESSEE (47)
PAGE: 13 OF 59
ANDREWS COUNTY (003), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 01481001 1480Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01481001 1480County Total 0
ARANSAS COUNTY (007), TX
MSA 18580
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 015Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 015County Total 1
ARCHER COUNTY (009), TX
MSA 48660
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 04Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 04County Total 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 14 OF 59
ARMSTRONG COUNTY (011), TX
MSA 11100
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 0777177710 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0777177710 00County Total 0
AUSTIN COUNTY (015), TX
MSA 26420
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 07Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 07County Total 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 15 OF 59
BEXAR COUNTY (029), TX
MSA 41700
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 0632000 083Median Family Income 70-80% 3
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 0100Median Family Income 100-110% 2
0 000000 00Median Family Income 110-120% 0
0 000000 00Median Family Income >= 120% 0
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 0632000 0183County Total 5
BOSQUE COUNTY (035), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01283000 0218Middle Income 5
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01283000 0218County Total 5
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 16 OF 59
BRAZORIA COUNTY (039), TX
MSA 26420
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0802000 080Middle Income 2
0 00075010 054Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 080275010 0134County Total 3
BRAZOS COUNTY (041), TX
MSA 17780
Outside Assessment Area
0 000000 00Low Income 0
0 0002,78556 9350Moderate Income 0
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0002,78556 9350County Total 0
BROWN COUNTY (049), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 0001,00010 00Moderate Income 0
0 0545740010 0207Middle Income 9
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 054571,40020 0207County Total 9
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 17 OF 59
CALDWELL COUNTY (055), TX
MSA 12420
Outside Assessment Area
0 000000 00Low Income 0
0 000000 04Moderate Income 1
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 04County Total 1
CALHOUN COUNTY (057), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 0500150010 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0500150010 00County Total 0
CALLAHAN COUNTY (059), TX
MSA 10180
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01,2713539016 9661,999Middle Income 65
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01,2713539016 9661,999County Total 65
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 18 OF 59
CASTRO COUNTY (069), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 01414000 0145Moderate Income 6
0 000000 07Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01414000 0152County Total 7
CHAMBERS COUNTY (071), TX
MSA 26420
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0250130011 2500Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0250130011 2500County Total 0
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 19 OF 59
COLLIN COUNTY (085), TX
MSA 19124
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 01,35521,35520 0100Median Family Income 40-50% 1
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 0493480012 47320Median Family Income 70-80% 2
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 02001001 2000Median Family Income 110-120% 0
0 01,05342,07350 0226Median Family Income >= 120% 5
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 03,101114,22883 673346County Total 8
COLORADO COUNTY (089), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0522000 077Middle Income 3
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0522000 077County Total 3
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 20 OF 59
COMANCHE COUNTY (093), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0442000 065Middle Income 4
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0442000 065County Total 4
DALLAS COUNTY (113), TX
MSA 19124
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 00045911 20063Median Family Income 30-40% 1
0 018221,90031 15032Median Family Income 40-50% 1
0 097332,70050 023Median Family Income 50-60% 1
0 0150330011 106159Median Family Income 60-70% 4
0 055012,79455 688872Median Family Income 70-80% 20
0 000000 0100Median Family Income 80-90% 1
0 00070011 15010Median Family Income 90-100% 1
0 01791001 1790Median Family Income 100-110% 0
0 0250130012 40015Median Family Income 110-120% 1
0 0175350011 250195Median Family Income >= 120% 4
0 0300130010 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 02,759159,9531913 2,1231,469County Total 34
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 21 OF 59
DEAF SMITH COUNTY (117), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 015761,34021 133274Moderate Income 10
0 01,085161,26025 748831Middle Income 25
0 01,490221,65033 625704Upper Income 23
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02,732444,25079 1,5061,809County Total 58
DENTON COUNTY (121), TX
MSA 19124
Inside AA 0001
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000001 2490Median Family Income 80-90% 0
0 0249347611 190222Median Family Income 90-100% 4
0 0251000 070Median Family Income 100-110% 3
0 0001,40032 230624Median Family Income 110-120% 11
0 01,620694216 984431Median Family Income >= 120% 9
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 01,894102,818510 1,6531,347County Total 27
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 22 OF 59
DONLEY COUNTY (129), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01,86561,76541 250200Middle Income 2
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01,86561,76541 250200County Total 2
EASTLAND COUNTY (133), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 01,0311271825 8111,191Moderate Income 39
0 03,761662,87878 1,4004,055Middle Income 141
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 04,792783,596913 2,2115,246County Total 180
ECTOR COUNTY (135), TX
MSA 36220
Outside Assessment Area
0 000000 00Low Income 0
0 000000 025Moderate Income 1
0 01881002 29935Middle Income 1
0 0751000 0175Upper Income 2
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02632002 299235County Total 4
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 23 OF 59
ELLIS COUNTY (139), TX
MSA 19124
Inside AA 0001
0 00045010 015Low Income 1
0 03412002 3410Moderate Income 0
0 01,25571,21023 517615Middle Income 18
0 01,426994026 938356Upper Income 12
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 03,022182,600511 1,796986County Total 31
ERATH COUNTY (143), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 02,761306,0211116 2,9542,521Middle Income 65
0 026021,56032 260269Upper Income 7
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 03,021327,5811418 3,2142,790County Total 72
FALLS COUNTY (145), TX
MSA 47380
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 00040010 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00040010 00County Total 0
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 24 OF 59
FAYETTE COUNTY (149), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 040Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 040County Total 1
FISHER COUNTY (151), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01464000 0165Middle Income 5
0 0773000 0312Upper Income 7
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02237000 0477County Total 12
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 25 OF 59
FORT BEND COUNTY (157), TX
MSA 26420
Inside AA 0001
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 0401000 040Median Family Income 80-90% 1
0 000000 00Median Family Income 90-100% 0
0 0672000 067Median Family Income 100-110% 2
0 000000 00Median Family Income 110-120% 0
0 0324550017 1,339375Median Family Income >= 120% 9
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 0431850017 1,339482County Total 12
FRIO COUNTY (163), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 085Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 085County Total 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 26 OF 59
GAINES COUNTY (165), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 00040010 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00040010 00County Total 0
GALVESTON COUNTY (167), TX
MSA 26420
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0001,00010 00Middle Income 0
0 0535290021 150184Upper Income 4
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 053521,90031 150184County Total 4
GILLESPIE COUNTY (171), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000001 20035Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 20035County Total 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 27 OF 59
GREGG COUNTY (183), TX
MSA 30980
Outside Assessment Area
0 000000 00Low Income 0
0 0251000 025Moderate Income 1
0 000000 030Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0251000 055County Total 2
GRIMES COUNTY (185), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0300130010 0235Middle Income 6
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0300130010 0235County Total 6
HALE COUNTY (189), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 015Moderate Income 1
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 015County Total 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 28 OF 59
HALL COUNTY (191), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 0361000 036Moderate Income 1
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0361000 036County Total 1
HAMILTON COUNTY (193), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 02001001 2000Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02001001 2000County Total 0
HARDIN COUNTY (199), TX
MSA 13140
Outside Assessment Area
0 000000 00Low Income 0
0 0401000 0140Moderate Income 2
0 048130010 048Middle Income 1
0 082841,45023 580318Upper Income 7
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 091661,75033 580506County Total 10
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 29 OF 59
HARRIS COUNTY (201), TX 2/
MSA 26420
Inside AA 0001
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 0900290020 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 01,06823,10451 196370Median Family Income >= 120% 8
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 01,96844,00471 196370County Total 8
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 017150010 090Median Family Income 30-40% 3
0 0002,92340 0125Median Family Income 40-50% 2
0 01,58043,21962 228171Median Family Income 50-60% 3
0 00059310 049Median Family Income 60-70% 1
0 055235011 175160Median Family Income 70-80% 4
0 01,70142,90042 319101Median Family Income 80-90% 3
0 0002,33341 13065Median Family Income 90-100% 1
0 01165002 266116Median Family Income 100-110% 5
0 0435228511 150149Median Family Income 110-120% 2
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 30 OF 59
0 03,273155,272116 1,033896Median Family Income >= 120% 21
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 07,1773318,3753315 2,3011,922County Total 45
Totals For County: (201) 2/
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 017150010 090Median Family Income 30-40% 3
0 0002,92340 0125Median Family Income 40-50% 2
0 01,58043,21962 228171Median Family Income 50-60% 3
0 00059310 049Median Family Income 60-70% 1
0 055235011 175160Median Family Income 70-80% 4
0 01,70142,90042 319101Median Family Income 80-90% 3
0 090023,23361 13065Median Family Income 90-100% 1
0 01165002 266116Median Family Income 100-110% 5
0 0435228511 150149Median Family Income 110-120% 2
0 04,341178,376167 1,2291,266Median Family Income >= 120% 29
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 09,1453722,3794016 2,4972,292County Total 53
HARTLEY COUNTY (205), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 0100Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 0100County Total 1
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 31 OF 59
HASKELL COUNTY (207), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 00075010 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00075010 00County Total 0
HAYS COUNTY (209), TX
MSA 12420
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0361000 036Middle Income 1
0 00037610 052Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 036137610 088County Total 2
HENDERSON COUNTY (213), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 05002002 5000Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 05002002 5000County Total 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 32 OF 59
HILL COUNTY (217), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 00050010 00Middle Income 0
0 000000 020Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00050010 020County Total 1
HOOD COUNTY (221), TX
MSA 23104
Inside AA 0001
0 000000 00Low Income 0
0 0640250011 14069Moderate Income 2
0 03,276353,831713 2,3521,914Middle Income 52
0 0223160011 22356Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 04,139384,931915 2,7152,039County Total 55
HOWARD COUNTY (227), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0001,00010 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0001,00010 00County Total 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 33 OF 59
HUNT COUNTY (231), TX
MSA 19124
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 087Middle Income 2
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 087County Total 2
JACK COUNTY (237), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 031Middle Income 2
0 0382001 13638Upper Income 2
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0382001 13669County Total 4
JASPER COUNTY (241), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 0378325310 0125Moderate Income 2
0 01001001 250185Middle Income 3
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0478425311 250310County Total 5
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 34 OF 59
JEFFERSON COUNTY (245), TX
MSA 13140
Inside AA 0001
0 0331230110 069Low Income 3
0 01,44392,86855 1,250983Moderate Income 19
0 07,9523914,0022316 2,9902,215Middle Income 51
0 01,896222,487511 1,9941,853Upper Income 41
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 011,6227219,6583432 6,2345,120County Total 114
JOHNSON COUNTY (251), TX
MSA 23104
Inside AA 0001
0 00080012 350151Low Income 4
0 0576537613 488482Moderate Income 10
0 04,033263,11977 1,2591,514Middle Income 37
0 03506001 140435Upper Income 10
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 04,959374,295913 2,2372,582County Total 61
JONES COUNTY (253), TX
MSA 10180
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0355330011 190228Middle Income 7
0 016521,00011 11580Upper Income 4
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 052051,30022 305308County Total 11
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 35 OF 59
KENT COUNTY (263), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0111000 050Middle Income 2
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0111000 050County Total 2
KERR COUNTY (265), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 023Moderate Income 1
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 023County Total 1
LAMB COUNTY (279), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0739173910 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0739173910 00County Total 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 36 OF 59
LEON COUNTY (289), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 00040010 00Middle Income 0
0 02164001 128216Upper Income 4
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0216440011 128216County Total 4
LIBERTY COUNTY (291), TX
MSA 26420
Outside Assessment Area
0 000000 00Low Income 0
0 0250169211 25090Moderate Income 1
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0250169211 25090County Total 1
LIMESTONE COUNTY (293), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 0400140010 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0400140010 00County Total 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 37 OF 59
LLANO COUNTY (299), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 00031310 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00031310 00County Total 0
LUBBOCK COUNTY (303), TX
MSA 31180
Outside Assessment Area
0 000000 00Low Income 0
0 0670335012 3200Moderate Income 0
0 000001 25015Middle Income 2
0 030137513 481179Upper Income 5
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0700472526 1,051194County Total 7
MCCULLOCH COUNTY (307), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 0552000 055Moderate Income 2
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0552000 055County Total 2
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 38 OF 59
MADISON COUNTY (313), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 035Moderate Income 1
0 0452000 045Middle Income 2
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0452000 080County Total 3
MARTIN COUNTY (317), TX
MSA 33260
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 02451001 2450Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02451001 2450County Total 0
MATAGORDA COUNTY (321), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 01,25031,64530 055Moderate Income 2
0 01,38661,54131 150248Middle Income 7
0 0411000 041Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02,677103,18661 150344County Total 10
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 39 OF 59
MIDLAND COUNTY (329), TX
MSA 33260
Outside Assessment Area
0 000000 00Low Income 0
0 000000 077Moderate Income 1
0 0346229611 200109Middle Income 2
0 0500150010 055Upper Income 3
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0846379621 200241County Total 6
MILLS COUNTY (333), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0400175020 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0400175020 00County Total 0
MITCHELL COUNTY (335), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 0321000 032Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0321000 032County Total 1
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 40 OF 59
MONTAGUE COUNTY (337), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0813000 0138Middle Income 5
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0813000 0138County Total 5
MONTGOMERY COUNTY (339), TX
MSA 26420
Inside AA 0001
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 075175013 49875Median Family Income 30-40% 1
0 0357227211 12585Median Family Income 40-50% 1
0 01,1948650210 1,698641Median Family Income 50-60% 10
0 01,39163,50769 1,512805Median Family Income 60-70% 22
0 01,02772,36653 432532Median Family Income 70-80% 12
0 01,748132,030512 2,048691Median Family Income 80-90% 15
0 079110003 521382Median Family Income 90-100% 11
0 040641,30022 500254Median Family Income 100-110% 5
0 02,392102,53052 312539Median Family Income 110-120% 12
0 03,222287,6281613 2,5312,565Median Family Income >= 120% 61
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 012,6038921,0334358 10,1776,569County Total 150
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 41 OF 59
NACOGDOCHES COUNTY (347), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 015Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 015County Total 1
NAVARRO COUNTY (349), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0278250011 24335Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0278250011 24335County Total 1
NEWTON COUNTY (351), TX
MSA 13140
Inside AA 0001
0 000000 00Low Income 0
0 000000 0221Moderate Income 8
0 0001,00011 2500Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0001,00011 250221County Total 8
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 42 OF 59
NOLAN COUNTY (353), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 0948982522 322679Moderate Income 18
0 0406630011 227202Middle Income 8
0 076491,47120 0772Upper Income 26
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02,118242,59653 5491,653County Total 52
NUECES COUNTY (355), TX
MSA 18580
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 035Middle Income 1
0 0450145010 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0450145010 035County Total 1
OLDHAM COUNTY (359), TX
MSA 11100
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 00060010 06Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00060010 06County Total 1
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 43 OF 59
ORANGE COUNTY (361), TX
MSA 13140
Inside AA 0001
0 000000 00Low Income 0
0 01,795172,12648 1,3861,022Moderate Income 21
0 02,423296,1691010 1,7104,206Middle Income 92
0 01,970272,550516 2,6423,224Upper Income 66
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 06,1887310,8451934 5,7388,452County Total 179
PALO PINTO COUNTY (363), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 0793836414 656801Moderate Income 24
0 067382,03444 753896Middle Income 19
0 092918003 434924Upper Income 31
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02,395342,398511 1,8432,621County Total 74
PARKER COUNTY (367), TX
MSA 23104
Inside AA 0001
0 000000 00Low Income 0
0 060011,86230 026Moderate Income 2
0 03,720376,4641223 3,9703,264Middle Income 82
0 02,480323,420911 1,7563,045Upper Income 69
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 06,8007011,7462434 5,7266,335County Total 153
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 44 OF 59
PARMER COUNTY (369), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0211,45020 02Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0211,45020 02County Total 1
POLK COUNTY (373), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000001 2100Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 2100County Total 0
POTTER COUNTY (375), TX
MSA 11100
Outside Assessment Area
0 000000 00Low Income 0
0 00075010 0169Moderate Income 3
0 0250127011 25025Middle Income 1
0 02201001 22061Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 047021,02022 470255County Total 5
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 45 OF 59
RANDALL COUNTY (381), TX
MSA 11100
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 049230011 104108Middle Income 4
0 01,34451,57442 275532Upper Income 11
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01,39371,87453 379640County Total 15
REEVES COUNTY (389), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 030Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 030County Total 1
RUNNELS COUNTY (399), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0501000 050Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0501000 050County Total 1
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 46 OF 59
RUSK COUNTY (401), TX
MSA 30980
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 054Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 054County Total 1
SABINE COUNTY (403), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000001 1100Moderate Income 0
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 1100County Total 0
SAN JACINTO COUNTY (407), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 02733002 277246Middle Income 4
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02733002 277246County Total 4
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 47 OF 59
SAN SABA COUNTY (411), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 02001001 2000Moderate Income 0
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02001001 2000County Total 0
SCURRY COUNTY (415), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000001 200306Middle Income 6
0 0282000 0119Upper Income 4
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0282001 200425County Total 10
SHACKELFORD COUNTY (417), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 031515000 0480Middle Income 25
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 031515000 0480County Total 25
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 48 OF 59
SMITH COUNTY (423), TX
MSA 46340
Outside Assessment Area
0 01581001 1580Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01581001 1580County Total 0
SOMERVELL COUNTY (425), TX
MSA 23104
Inside AA 0001
0 000000 00Low Income 0
0 0110640011 136591Moderate Income 16
0 01,248241,750310 1,5631,433Middle Income 37
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01,358302,150411 1,6992,024County Total 53
STEPHENS COUNTY (429), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 02092001 200217Moderate Income 5
0 0602001 15089Middle Income 3
0 0682000 0391Upper Income 12
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 03376002 350697County Total 20
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 49 OF 59
STERLING COUNTY (431), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 0103Upper Income 2
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 0103County Total 2
SWISHER COUNTY (437), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 00089910 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00089910 00County Total 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 50 OF 59
TARRANT COUNTY (439), TX
MSA 23104
Inside AA 0001
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 0001,15020 0255Median Family Income 40-50% 5
0 01,01652,43540 0209Median Family Income 50-60% 6
0 022533,47764 630395Median Family Income 60-70% 14
0 094831,67030 0136Median Family Income 70-80% 4
0 0209433310 0462Median Family Income 80-90% 10
0 098171,12522 270369Median Family Income 90-100% 9
0 01,54051,37522 278325Median Family Income 100-110% 6
0 074451,89033 474553Median Family Income 110-120% 14
0 09,9536917,4463235 6,2924,870Median Family Income >= 120% 106
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 015,61610130,9015546 7,9447,574County Total 174
TAYLOR COUNTY (441), TX
MSA 10180
Inside AA 0001
0 000000 00Low Income 0
0 04,5094512,5342416 2,6742,820Moderate Income 64
0 07,7448611,5482538 6,7025,101Middle Income 134
0 010,3369216,9903134 5,8104,810Upper Income 132
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 022,58922341,0728088 15,18612,731County Total 330
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 51 OF 59
TERRY COUNTY (445), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000001 1110Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 1110County Total 0
TITUS COUNTY (449), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 0400140010 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0400140010 00County Total 0
TOM GREEN COUNTY (451), TX
MSA 41660
Inside AA 0001
0 0731113,36857 1,3971,116Low Income 19
0 01,235142,95274 765978Moderate Income 26
0 03,343355,445119 1,4202,447Middle Income 60
0 03,298252,14042 3091,579Upper Income 32
0 0111000 011Income Not Known 1
0 000000 00Tract Not Known 0
0 08,6188613,9052722 3,8916,131County Total 138
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 52 OF 59
TRAVIS COUNTY (453), TX
MSA 12420
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 0370137010 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000001 2120Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 03252002 39075Median Family Income >= 120% 1
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 0695337013 60275County Total 1
TRINITY COUNTY (455), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 0451001 15045Moderate Income 1
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0451001 15045County Total 1
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 53 OF 59
TYLER COUNTY (457), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01,50021,50020 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01,50021,50020 00County Total 0
UPSHUR COUNTY (459), TX
MSA 30980
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 030Middle Income 4
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 030County Total 4
VAL VERDE COUNTY (465), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 070Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 070County Total 1
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 54 OF 59
VAN ZANDT COUNTY (467), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 00053610 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00053610 00County Total 0
WALKER COUNTY (471), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 0545926013 579435Moderate Income 10
0 01,214203,980710 1,8321,201Middle Income 34
0 01,230281,38335 7841,721Upper Income 46
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02,989575,6231118 3,1953,357County Total 90
WALLER COUNTY (473), TX
MSA 26420
Outside Assessment Area
0 000000 00Low Income 0
0 00040011 19822Moderate Income 1
0 02001001 2000Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0200140012 39822County Total 1
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 55 OF 59
WHARTON COUNTY (481), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 01,20581,82034 622503Moderate Income 15
0 082461,20020 0376Middle Income 10
0 037381,92547 1,206630Upper Income 16
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02,402224,945911 1,8281,509County Total 41
WICHITA COUNTY (485), TX
MSA 48660
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000001 2240Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 2240County Total 0
WILLIAMSON COUNTY (491), TX
MSA 12420
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 066140011 200177Upper Income 4
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 066140011 200177County Total 4
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 56 OF 59
WILSON COUNTY (493), TX
MSA 41700
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0722000 072Middle Income 2
0 0001,00010 025Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 07221,00010 097County Total 3
WISE COUNTY (497), TX
MSA 23104
Inside AA 0001
0 000000 00Low Income 0
0 01,5732090024 6271,071Moderate Income 33
0 02,994472,81769 1,5122,690Middle Income 75
0 08451843414 661947Upper Income 26
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 05,412854,151917 2,8004,708County Total 134
WOOD COUNTY (499), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01351001 1350Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01351001 1350County Total 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 57 OF 59
YOAKUM COUNTY (501), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 0300130010 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0300130010 00County Total 0
YOUNG COUNTY (503), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 030Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 030County Total 1
0 0132,6741,307211,474401492 85,34890,264TOTAL INSIDE AA IN STATE 2,317
0 032,02917964,97612287 15,28611,361TOTAL OUTSIDE AA IN STATE 287
0 0164,7031,486276,450523579 100,634101,625STATE TOTAL 2,604
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 58 OF 59
JOHNSON COUNTY (019), WY
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0270127010 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0270127010 00County Total 0
0 000000 00TOTAL INSIDE AA IN STATE 0
0 0270127010 00TOTAL OUTSIDE AA IN STATE 0
0 0270127010 00STATE TOTAL 0
TOTAL ACROSS ALL STATES
0 0132,6741,307211,474401492 85,34890,264TOTAL INSIDE AA 2,317
0 033,57118668,95713094 16,49111,857TOTAL OUTSIDE AA 297
0 0166,2451,493280,431531586 101,839102,121TOTAL INSIDE & OUTSIDE 2,614
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 1-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Business Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Businesseswith Gross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
State: WYOMING (56)
PAGE: 59 OF 59
GENEVA COUNTY (061), AL
MSA 20020
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0500150010 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0500150010 00County Total 0
0 000000 00TOTAL INSIDE AA IN STATE 0
0 0500150010 00TOTAL OUTSIDE AA IN STATE 0
0 0500150010 00STATE TOTAL 0
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: ALABAMA (01)
PAGE: 1 OF 34
Num ofLoans
MARICOPA COUNTY (013), AZ
MSA 38060
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 000000 054Median Family Income >= 120% 1
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 054County Total 1
0 000000 00TOTAL INSIDE AA IN STATE 0
0 000000 054TOTAL OUTSIDE AA IN STATE 1
0 000000 054STATE TOTAL 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: ARIZONA (04)
PAGE: 2 OF 34
Num ofLoans
EL PASO COUNTY (041), CO
MSA 17820
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 00050010 00Median Family Income >= 120% 0
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 00050010 00County Total 0
0 000000 00TOTAL INSIDE AA IN STATE 0
0 00050010 00TOTAL OUTSIDE AA IN STATE 0
0 00050010 00STATE TOTAL 0
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: COLORADO (08)
PAGE: 3 OF 34
Num ofLoans
LEA COUNTY (025), NM
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 088Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 088County Total 1
SAN MIGUEL COUNTY (047), NM
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 00045010 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00045010 00County Total 0
0 000000 00TOTAL INSIDE AA IN STATE 0
0 00045010 088TOTAL OUTSIDE AA IN STATE 1
0 00045010 088STATE TOTAL 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: NEW MEXICO (35)
PAGE: 4 OF 34
Num ofLoans
BASTROP COUNTY (021), TX
MSA 12420
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 025Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 025County Total 1
BEXAR COUNTY (029), TX
MSA 41700
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 01601001 16036Median Family Income >= 120% 1
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 01601001 16036County Total 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 5 OF 34
Num ofLoans
BOSQUE COUNTY (035), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000001 19355Middle Income 3
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 19355County Total 3
BRAZOS COUNTY (041), TX
MSA 17780
Outside Assessment Area
0 000000 00Low Income 0
0 0221000 022Moderate Income 1
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0221000 022County Total 1
BROWN COUNTY (049), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0510538510 0237Middle Income 14
0 000000 014Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0510538510 0251County Total 15
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 6 OF 34
Num ofLoans
BURNET COUNTY (053), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 03822002 3820Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 03822002 3820County Total 0
CALHOUN COUNTY (057), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 00035610 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00035610 00County Total 0
CALLAHAN COUNTY (059), TX
MSA 10180
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 064026004 630912Middle Income 41
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 064026004 630912County Total 41
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 7 OF 34
Num ofLoans
CASTRO COUNTY (069), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 0771443011 200141Moderate Income 2
0 01,00961,22030 0476Middle Income 14
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01,780101,65041 200617County Total 16
COKE COUNTY (081), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 0380138010 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0380138010 00County Total 0
COLEMAN COUNTY (083), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 050Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 050County Total 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 8 OF 34
Num ofLoans
COLORADO COUNTY (089), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 0115Middle Income 2
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 0115County Total 2
COMANCHE COUNTY (093), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 02377000 0352Middle Income 12
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02377000 0352County Total 12
CONCHO COUNTY (095), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0902000 0137Middle Income 4
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0902000 0137County Total 4
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 9 OF 34
Num ofLoans
CORYELL COUNTY (099), TX
MSA 28660
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 06Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 06County Total 1
DALLAS COUNTY (113), TX
MSA 19124
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 00032610 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 00029910 08Median Family Income >= 120% 1
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 00062520 08County Total 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 10 OF 34
Num ofLoans
DEAF SMITH COUNTY (117), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01,874141,00033 525449Middle Income 9
0 05,371344,1901016 2,806724Upper Income 19
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 07,245485,1901319 3,3311,173County Total 28
DENTON COUNTY (121), TX
MSA 19124
Inside AA 0001
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 082Median Family Income 110-120% 1
0 000000 038Median Family Income >= 120% 1
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 0120County Total 2
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 11 OF 34
Num ofLoans
DONLEY COUNTY (129), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 00050010 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00050010 00County Total 0
EASTLAND COUNTY (133), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 08311372922 302903Moderate Income 45
0 02,98051300114 2,3062,694Middle Income 102
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 03,811641,029316 2,6083,597County Total 147
ECTOR COUNTY (135), TX
MSA 36220
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000001 24320Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 24320County Total 1
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 12 OF 34
Num ofLoans
ELLIS COUNTY (139), TX
MSA 19124
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01451001 14572Middle Income 3
0 000000 070Upper Income 4
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01451001 145142County Total 7
ERATH COUNTY (143), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 02,035181,44247 1,2331,010Middle Income 35
0 0574925910 0381Upper Income 13
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02,609271,70157 1,2331,391County Total 48
FISHER COUNTY (151), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 00040010 00Middle Income 0
0 01,5362585026 719943Upper Income 29
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01,536251,25036 719943County Total 29
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 13 OF 34
Num ofLoans
FORT BEND COUNTY (157), TX
MSA 26420
Inside AA 0001
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 0201000 020Median Family Income 70-80% 1
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 05Median Family Income 110-120% 1
0 0301000 074Median Family Income >= 120% 2
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 0502000 099County Total 4
FREESTONE COUNTY (161), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0919650010 0444Middle Income 6
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0919650010 0444County Total 6
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 14 OF 34
Num ofLoans
GAINES COUNTY (165), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 073Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 073County Total 1
GLASSCOCK COUNTY (173), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 02922001 244113Upper Income 2
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02922001 244113County Total 2
GRAY COUNTY (179), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 0500150010 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0500150010 00County Total 0
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 15 OF 34
Num ofLoans
GRIMES COUNTY (185), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0223000 0107Middle Income 4
0 0903000 090Upper Income 3
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01126000 0197County Total 7
HALL COUNTY (191), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 093Moderate Income 1
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 093County Total 1
HAMILTON COUNTY (193), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 085Middle Income 1
0 02402001 15090Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02402001 150175County Total 2
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 16 OF 34
Num ofLoans
HARRIS COUNTY (201), TX 2/
MSA 26420
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 088Median Family Income 30-40% 1
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 000000 00Median Family Income >= 120% 0
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 088County Total 1
HARTLEY COUNTY (205), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 00050011 200114Upper Income 2
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00050011 200114County Total 2
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 17 OF 34
Num ofLoans
HASKELL COUNTY (207), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 025Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 025County Total 1
HIDALGO COUNTY (215), TX
MSA 32580
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 00036010 00Median Family Income >= 120% 0
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 00036010 00County Total 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 18 OF 34
Num ofLoans
HILL COUNTY (217), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 027Middle Income 2
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 027County Total 2
HOOD COUNTY (221), TX
MSA 23104
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0914680223 542231Middle Income 7
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0914680223 542231County Total 7
HUTCHINSON COUNTY (233), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 03853002 29491Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 03853002 29491County Total 1
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 19 OF 34
Num ofLoans
JACK COUNTY (237), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 053Middle Income 1
0 061000 06Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 061000 059County Total 2
JACKSON COUNTY (239), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 0901000 090Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0901000 090County Total 1
JOHNSON COUNTY (251), TX
MSA 23104
Inside AA 0001
0 000001 2000Low Income 0
0 000000 00Moderate Income 0
0 04146002 310264Middle Income 11
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 04146003 510264County Total 11
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 20 OF 34
Num ofLoans
JONES COUNTY (253), TX
MSA 10180
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 03209002 401550Middle Income 19
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 03209002 401550County Total 19
KAUFMAN COUNTY (257), TX
MSA 19124
Outside Assessment Area
0 000000 00Low Income 0
0 0431143110 00Moderate Income 0
0 000000 00Middle Income 0
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0431143110 00County Total 0
LIMESTONE COUNTY (293), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01521001 152230Middle Income 4
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01521001 152230County Total 4
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 21 OF 34
Num ofLoans
LLANO COUNTY (299), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 0501000 050Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0501000 050County Total 1
LUBBOCK COUNTY (303), TX
MSA 31180
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 02104000 0219Middle Income 5
0 0762001 225140Upper Income 3
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02866001 225359County Total 8
MADISON COUNTY (313), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 05636002 252311Middle Income 4
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 05636002 252311County Total 4
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 22 OF 34
Num ofLoans
MATAGORDA COUNTY (321), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0388233815 761505Middle Income 7
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0388233815 761505County Total 7
MITCHELL COUNTY (335), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 089Middle Income 2
0 03966002 292151Upper Income 5
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 03966002 292240County Total 7
MONTAGUE COUNTY (337), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01,160950010 0660Middle Income 8
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01,160950010 0660County Total 8
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 23 OF 34
Num ofLoans
MONTGOMERY COUNTY (339), TX
MSA 26420
Inside AA 0001
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 0151000 015Median Family Income 60-70% 1
0 0151001 11315Median Family Income 70-80% 1
0 000000 00Median Family Income 80-90% 0
0 000001 2500Median Family Income 90-100% 0
0 0401000 040Median Family Income 100-110% 1
0 000000 022Median Family Income 110-120% 1
0 0490340010 0171Median Family Income >= 120% 6
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 0560640012 363263County Total 10
NOLAN COUNTY (353), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 000000 064Moderate Income 6
0 0233000 093Middle Income 6
0 01,058111,15334 488799Upper Income 19
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01,081141,15334 488956County Total 31
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 24 OF 34
Num ofLoans
OLDHAM COUNTY (359), TX
MSA 11100
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0173240010 0173Middle Income 2
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0173240010 0173County Total 2
ORANGE COUNTY (361), TX
MSA 13140
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 051Middle Income 2
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 051County Total 2
PALO PINTO COUNTY (363), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 000001 16036Moderate Income 2
0 0250550014 739259Middle Income 10
0 0852001 136241Upper Income 11
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0335750016 1,035536County Total 23
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 25 OF 34
Num ofLoans
PARKER COUNTY (367), TX
MSA 23104
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 02,110171,57543 546821Middle Income 25
0 08581380023 4741,668Upper Income 37
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02,968302,37566 1,0202,489County Total 62
PARMER COUNTY (369), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01422001 10161Middle Income 2
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01422001 10161County Total 2
RANDALL COUNTY (381), TX
MSA 11100
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 047842,27552 450359Upper Income 7
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 047842,27552 450359County Total 7
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 26 OF 34
Num ofLoans
SAN JACINTO COUNTY (407), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 02214001 130234Middle Income 6
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02214001 130234County Total 6
SCURRY COUNTY (415), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0601002 350117Middle Income 3
0 000000 062Upper Income 2
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0601002 350179County Total 5
SHACKELFORD COUNTY (417), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01,0031299031 150481Middle Income 22
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01,0031299031 150481County Total 22
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 27 OF 34
Num ofLoans
SOMERVELL COUNTY (425), TX
MSA 23104
Inside AA 0001
0 000000 00Low Income 0
0 0452000 045Moderate Income 2
0 0687835011 171166Middle Income 6
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 07321035011 171211County Total 8
STEPHENS COUNTY (429), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 0639350012 255173Upper Income 11
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 0639350012 255173County Total 11
SUTTON COUNTY (435), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 01001000 0100Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01001000 0100County Total 1
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 28 OF 34
Num ofLoans
TARRANT COUNTY (439), TX
MSA 23104
Inside AA 0001
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 062Median Family Income 80-90% 1
0 000000 00Median Family Income 90-100% 0
0 0500150010 00Median Family Income 100-110% 0
0 000001 17384Median Family Income 110-120% 2
0 0151003 469145Median Family Income >= 120% 6
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 0515250014 642291County Total 9
TAYLOR COUNTY (441), TX
MSA 10180
Inside AA 0001
0 000000 00Low Income 0
0 010175620 010Moderate Income 1
0 02,1843582122 3101,197Middle Income 38
0 01,8952184722 3161,336Upper Income 29
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 04,089572,42464 6262,543County Total 68
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 29 OF 34
Num ofLoans
TOM GREEN COUNTY (451), TX
MSA 41660
Inside AA 0001
0 000002 4000Low Income 0
0 0542000 054Moderate Income 2
0 01,39918005 891543Middle Income 15
0 02,411201,74855 810827Upper Income 14
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 03,864401,748512 2,1011,424County Total 31
TRAVIS COUNTY (453), TX
MSA 12420
Outside Assessment Area
0 000000 00Median Family Income < 10% 0
0 000000 00Median Family Income 10-20% 0
0 000000 00Median Family Income 20-30% 0
0 000000 00Median Family Income 30-40% 0
0 000000 00Median Family Income 40-50% 0
0 000000 00Median Family Income 50-60% 0
0 000000 00Median Family Income 60-70% 0
0 000000 00Median Family Income 70-80% 0
0 000000 00Median Family Income 80-90% 0
0 000000 00Median Family Income 90-100% 0
0 000000 00Median Family Income 100-110% 0
0 000000 00Median Family Income 110-120% 0
0 000001 2000Median Family Income >= 120% 0
0 000000 00Median Family Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 2000County Total 0
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 30 OF 34
Num ofLoans
WALKER COUNTY (471), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 02141001 2140Moderate Income 0
0 04938001 192437Middle Income 11
0 01,084935212 356554Upper Income 11
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 01,7911835214 762991County Total 22
WALLER COUNTY (473), TX
MSA 26420
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 00Middle Income 0
0 000001 1130Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000001 1130County Total 0
WHARTON COUNTY (481), TX
MSA NA
Inside AA 0001
0 000000 00Low Income 0
0 0690547511 15065Moderate Income 3
0 01,552995135 915194Middle Income 6
0 09851350624 577543Upper Income 13
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 03,227271,932610 1,642802County Total 22
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 31 OF 34
Num ofLoans
WILSON COUNTY (493), TX
MSA 41700
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 00045010 00Middle Income 0
0 000000 030Upper Income 1
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 00045010 030County Total 1
WISE COUNTY (497), TX
MSA 23104
Inside AA 0001
0 000000 00Low Income 0
0 02672001 20268Moderate Income 2
0 01,20522005 903754Middle Income 24
0 0913830012 336363Upper Income 9
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02,3853230018 1,4411,185County Total 35
YOUNG COUNTY (503), TX
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 0751000 0238Middle Income 5
0 01741001 1740Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 02492001 174238County Total 5
0 040,62247123,33462128 21,32122,150TOTAL INSIDE AA IN STATE 695
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 32 OF 34
Num ofLoans
0 011,20510010,3122428 4,7606,680TOTAL OUTSIDE AA IN STATE 160
0 051,82757133,64686156 26,08128,830STATE TOTAL 855
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: TEXAS (48)
PAGE: 33 OF 34
Num ofLoans
JOHNSON COUNTY (019), WY
MSA NA
Outside Assessment Area
0 000000 00Low Income 0
0 000000 00Moderate Income 0
0 000000 030Middle Income 1
0 000000 00Upper Income 0
0 000000 00Income Not Known 0
0 000000 00Tract Not Known 0
0 000000 030County Total 1
0 000000 00TOTAL INSIDE AA IN STATE 0
0 000000 030TOTAL OUTSIDE AA IN STATE 1
0 000000 030STATE TOTAL 1
TOTAL ACROSS ALL STATES
0 040,62247123,33462128 21,32122,150TOTAL INSIDE AA 695
0 011,70510111,7622728 4,7606,852TOTAL OUTSIDE AA 163
0 052,32757235,09689156 26,08129,002TOTAL INSIDE & OUTSIDE 858
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 2-1
Institution: First Financial Bank, N.A.
Loans by County Respondent ID: 0000004166
Agency: OCC - 1Small Farm Loans - Originations
Area Income Characteristics
Loan Amount atOrigination<=$100,000
Memo Item:Loans byAffiliates
Loans to Farms withGross Annual
Revenues <= $1Million
Loan Amount atOrigination>$250,000
Loan Amount atOrigination
>$100,000 But<=$250,000
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
Amount(000s)
Num ofLoans
Amount(000s)
State: WYOMING (56)
PAGE: 34 OF 34
Num ofLoans
TX - CALLAHAN COUNTY (059) - MSA 10180 3,35572 35 1,271 00
TX - DEAF SMITH COUNTY (117) - MSA NA 7,56574 44 2,732 00
TX - DENTON COUNTY (121) - MSA 19124 5,81842 10 1,894 00
TX - EASTLAND COUNTY (133) - MSA NA 11,053202 78 4,792 00
TX - ELLIS COUNTY (139) - MSA 19124 5,38247 18 3,022 00
TX - ERATH COUNTY (143) - MSA NA 13,585104 32 3,021 00
TX - FISHER COUNTY (151) - MSA NA 47712 7 223 00
TX - FORT BEND COUNTY (157) - MSA 26420 2,32120 8 431 00
TX - HARRIS COUNTY (201) - MSA 26420 2/ 4,57016 4 1,968 00
TX - HOOD COUNTY (221) - MSA 23104 9,68579 38 4,139 00
TX - JEFFERSON COUNTY (245) - MSA 13140 31,012180 72 11,622 00
TX - JOHNSON COUNTY (251) - MSA 23104 9,11483 37 4,959 00
TX - JONES COUNTY (253) - MSA 10180 1,91315 5 520 00
TX - MATAGORDA COUNTY (321) - MSA NA 3,68017 10 2,677 00
TX - MONTGOMERY COUNTY (339) - MSA 26420 37,779251 89 12,603 00
TX - NEWTON COUNTY (351) - MSA 13140 1,47110 0 0 00
TX - NOLAN COUNTY (353) - MSA NA 4,79860 24 2,118 00
TX - ORANGE COUNTY (361) - MSA 13140 25,035232 73 6,188 00
TX - PALO PINTO COUNTY (363) - MSA NA 6,86290 34 2,395 00
TX - PARKER COUNTY (367) - MSA 23104 23,807211 70 6,800 00
TX - SHACKELFORD COUNTY (417) - MSA NA 48025 15 315 00
TX - SOMERVELL COUNTY (425) - MSA 23104 5,87368 30 1,358 00
TX - TARRANT COUNTY (439) - MSA 23104 46,419275 101 15,616 00
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 3
Institution: First Financial Bank, N.A.
Assessment Area/Non-Assessment Area Activity Respondent ID: 0000004166
Agency: OCC - 1
Purchases
Small Business Loans
ASSESSMENT AREA LOANS
Originations Originations to Businesseswith <= $1 million revenue
Num ofLoans
Amount(000s)
PAGE: 1 OF 2
TX - TAYLOR COUNTY (441) - MSA 10180 68,989498 223 22,589 00
TX - TOM GREEN COUNTY (451) - MSA 41660 23,927187 86 8,618 00
TX - WALKER COUNTY (471) - MSA NA 12,175119 57 2,989 00
TX - WHARTON COUNTY (481) - MSA NA 8,28261 22 2,402 00
TX - WISE COUNTY (497) - MSA 23104 11,659160 85 5,412 00
Footnote:
2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 3
Institution: First Financial Bank, N.A.
Assessment Area/Non-Assessment Area Activity Respondent ID: 0000004166
Agency: OCC - 1
Purchases
Small Business Loans
ASSESSMENT AREA LOANS
Originations Originations to Businesseswith <= $1 million revenue
Num ofLoans
Amount(000s)
PAGE: 2 OF 2
TX - CALLAHAN COUNTY (059) - MSA 10180 1,54245 26 640 0 0
TX - DEAF SMITH COUNTY (117) - MSA NA 9,69460 48 7,245 0 0
TX - DENTON COUNTY (121) - MSA 19124 1202 0 0 0 0
TX - EASTLAND COUNTY (133) - MSA NA 7,234166 64 3,811 0 0
TX - ELLIS COUNTY (139) - MSA 19124 2878 1 145 0 0
TX - ERATH COUNTY (143) - MSA NA 4,32560 27 2,609 0 0
TX - FISHER COUNTY (151) - MSA NA 2,91238 25 1,536 0 0
TX - FORT BEND COUNTY (157) - MSA 26420 994 2 50 0 0
TX - HOOD COUNTY (221) - MSA 23104 1,57512 6 914 0 0
TX - JOHNSON COUNTY (251) - MSA 23104 77414 6 414 0 0
TX - JONES COUNTY (253) - MSA 10180 95121 9 320 0 0
TX - MATAGORDA COUNTY (321) - MSA NA 1,60413 2 388 0 0
TX - MONTGOMERY COUNTY (339) - MSA 26420 1,02613 6 560 0 0
TX - NOLAN COUNTY (353) - MSA NA 2,59738 14 1,081 0 0
TX - ORANGE COUNTY (361) - MSA 13140 512 0 0 0 0
TX - PALO PINTO COUNTY (363) - MSA NA 2,07130 7 335 0 0
TX - PARKER COUNTY (367) - MSA 23104 5,88474 30 2,968 0 0
TX - SHACKELFORD COUNTY (417) - MSA NA 1,62126 12 1,003 0 0
TX - SOMERVELL COUNTY (425) - MSA 23104 73210 10 732 0 0
TX - TARRANT COUNTY (439) - MSA 23104 1,43314 2 515 0 0
TX - TAYLOR COUNTY (441) - MSA 10180 5,59378 57 4,089 0 0
TX - TOM GREEN COUNTY (451) - MSA 41660 5,27348 40 3,864 0 0
TX - WALKER COUNTY (471) - MSA NA 2,10527 18 1,791 0 0
TX - WHARTON COUNTY (481) - MSA NA 4,37638 27 3,227 0 0
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 4
Institution: First Financial Bank, N.A.
Assessment Area/Non-Assessment Area Activity Respondent ID: 0000004166
Agency: OCC - 1
Purchases
Small Farm Loans
ASSESSMENT AREA LOANS
Originations Originations to Farms with<= $1 million revenue
Num ofLoans
Amount(000s)
PAGE: 1 OF 2
TX - WISE COUNTY (497) - MSA 23104 2,92644 32 2,385 0 0
Num ofLoans
Amount(000s)
Num ofLoans
Amount(000s)
2018 Institution Disclosure Statement - Table 4
Institution: First Financial Bank, N.A.
Assessment Area/Non-Assessment Area Activity Respondent ID: 0000004166
Agency: OCC - 1
Purchases
Small Farm Loans
ASSESSMENT AREA LOANS
Originations Originations to Farms with<= $1 million revenue
Num ofLoans
Amount(000s)
PAGE: 2 OF 2
Community Development Loans
Originated 76 173,137 0 0
Purchased 0 0 0 0
Total 76 173,137 0 0
Consortium/Third Party Loans (optional)
Num of Loans Amount (000s) Num of Loans Amount (000s)
2018 Institution Disclosure Statement - Table 5
Institution: First Financial Bank, N.A.
Community Development/Consortium-Third Party Activity Respondent ID: 0000004166
Agency: OCC - 1
Memo Item: Loans by Affiliates
PAGE: 1 OF 1
ASSESSMENT AREA - 0001
CALLAHAN COUNTY (059), TX
MSA: 10180
Middle Income
0301.01 0301.02 0302.00
DEAF SMITH COUNTY (117), TX
MSA: NA
Moderate Income
9505.00
Middle Income
9503.00 9504.00
Upper Income
9506.00
DENTON COUNTY (121), TX
MSA: 19124
Median Family Income 30-40%
0209.00* 0212.01*
Median Family Income 40-50%
0211.00* 0216.34* 0217.39* 0217.44*
Median Family Income 50-60%
0206.01* 0210.00* 0213.01* 0216.19* 0216.35*
Median Family Income 60-70%
0206.02* 0216.13* 0216.16* 0216.37* 0217.34*
Median Family Income 70-80%
0205.04* 0207.00* 0215.02* 0216.18* 0216.20* 0217.32* 0217.43*
Median Family Income 80-90%
0201.14* 0204.03 0208.00* 0212.02* 0215.20* 0215.23* 0216.15* 0216.36* 0216.38* 0217.28* 0217.33*
0217.35* 0217.36*
Median Family Income 90-100%
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 1 OF 35
0201.03 0202.03 0204.01* 0204.02* 0205.03* 0215.17* 0215.21* 0216.14* 0217.16* 0217.38* 0217.45*
Median Family Income 100-110%
0201.13* 0203.06 0213.03* 0216.11* 0216.30* 0217.40 0217.41*
Median Family Income 110-120%
0201.05* 0201.07* 0201.15* 0202.02* 0202.04* 0202.05* 0203.09 0214.03* 0214.05* 0214.07* 0214.08*
0215.05* 0215.16* 0215.19* 0216.12* 0216.24* 0217.17* 0217.23* 0217.37* 0217.42*
Median Family Income >= 120%
0201.04* 0201.06* 0201.08* 0201.09* 0201.10 0201.11* 0201.12* 0203.03 0203.05 0203.07 0203.08
0203.10 0205.05* 0205.06* 0213.04* 0213.05* 0214.04* 0214.06 0214.09* 0215.12* 0215.13* 0215.14*
0215.15* 0215.18* 0215.22* 0215.24* 0215.25* 0215.26* 0215.27* 0216.21* 0216.22* 0216.23* 0216.25*
0216.26* 0216.27* 0216.28* 0216.29 0216.31* 0216.32* 0216.33* 0217.15* 0217.18* 0217.19* 0217.20*
0217.21* 0217.22* 0217.24* 0217.25* 0217.26* 0217.27* 0217.29* 0217.30* 0217.31* 0217.46* 0217.47*
0217.48* 0217.49* 0217.50* 0217.51 0217.52* 0217.53* 0218.00* 0219.00*
EASTLAND COUNTY (133), TX
MSA: NA
Moderate Income
9501.00 9504.00
Middle Income
9502.00 9503.00 9505.00
ELLIS COUNTY (139), TX
MSA: 19124
Low Income
0605.00 0615.00* 0616.00*
Moderate Income
0604.00 0610.00* 0612.00*
Middle Income
0601.01* 0601.02 0602.06* 0602.07* 0602.12 0602.13 0603.00* 0606.00 0607.01* 0607.02 0607.03*
0608.03* 0609.00 0611.00* 0613.00 0614.00* 0617.00*
Upper Income
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 2 OF 35
0602.04* 0602.08 0602.09 0602.10* 0602.11 0602.14 0608.01 0608.02
ERATH COUNTY (143), TX
MSA: NA
Middle Income
9502.02 9503.00 9504.00 9505.00 9506.00 9507.00
Upper Income
9501.00 9502.01
FISHER COUNTY (151), TX
MSA: NA
Middle Income
9504.00
Upper Income
9503.00
FORT BEND COUNTY (157), TX
MSA: 26420
Median Family Income 40-50%
6748.00* 6749.00*
Median Family Income 50-60%
6750.00*
Median Family Income 60-70%
6701.01* 6713.00* 6753.00*
Median Family Income 70-80%
6702.00* 6704.00* 6726.01* 6752.00* 6754.00
Median Family Income 80-90%
6701.02* 6703.00* 6705.00* 6706.02* 6724.00* 6725.00* 6751.00
Median Family Income 90-100%
6708.00* 6712.00* 6718.00* 6720.01* 6726.02* 6758.00*
Median Family Income 100-110%
6706.01* 6709.02* 6711.00* 6714.00* 6720.02* 6722.00* 6723.01* 6757.00
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 3 OF 35
Median Family Income 110-120%
6710.02* 6727.01* 6727.02* 6746.03* 6756.00
Median Family Income >= 120%
6707.00* 6709.01* 6710.01* 6715.01* 6715.02* 6716.01* 6716.02* 6717.00* 6719.00* 6721.00 6723.02*
6728.00* 6729.00 6730.01* 6730.02* 6730.03* 6731.01 6731.02* 6732.00 6733.00 6734.00 6735.00*
6736.00 6738.00* 6739.01* 6739.02* 6740.00* 6741.00* 6742.00* 6743.00* 6744.00* 6745.01 6745.02*
6746.01* 6746.02* 6746.04* 6747.00 6755.00
Median Family Income Not Known
6737.00*
HARRIS COUNTY (201), TX 2/
MSA: 26420
Median Family Income 90-100%
2510.00
Median Family Income 110-120%
2514.02*
Median Family Income >= 120%
2509.00 2511.00 2512.00 2513.00* 2514.01* 2515.01 2515.02* 2515.03* 5553.01* 5553.02 5553.03
HOOD COUNTY (221), TX
MSA: 23104
Moderate Income
1602.08
Middle Income
1601.00 1602.04 1602.05 1602.06 1602.07 1602.09 1603.01 1603.02
Upper Income
1602.10
JEFFERSON COUNTY (245), TX
MSA: 13140
Low Income
0001.03 0009.00 0020.00* 0021.00 0022.00* 0059.00* 0066.00
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 4 OF 35
Moderate Income
0005.00 0006.00* 0007.00* 0017.00* 0019.00 0023.00 0024.00* 0025.00* 0026.00 0054.00* 0055.00*
0056.00* 0061.00 0063.00* 0064.00 0065.00 0067.00 0068.00* 0069.00* 0070.01 0101.00* 0117.00
0118.00*
Middle Income
0001.01 0002.00* 0003.04 0003.07* 0003.08 0003.09 0004.00 0011.00 0012.00 0013.01 0013.02
0051.00* 0070.02 0071.00* 0102.00* 0103.00 0104.00 0105.00 0106.00 0108.00 0110.01 0111.01
0111.02 0113.04
Upper Income
0001.02* 0003.02 0003.06 0003.10 0013.03 0107.00 0109.01 0109.02 0110.02 0112.01 0113.03*
0114.00 0115.00 0116.00 9800.00
Income Not Known
0112.02* 0112.03* 0113.02* 9900.00*
JOHNSON COUNTY (251), TX
MSA: 23104
Low Income
1308.00
Moderate Income
1302.12 1303.02 1303.03* 1307.00* 1309.00
Middle Income
1301.00 1302.04 1302.05 1302.08 1302.10 1302.13* 1302.14 1303.04 1304.07* 1304.08 1304.09
1304.10 1305.00 1306.01 1306.02 1310.00 1311.00
Upper Income
1302.07 1302.11 1302.15 1304.05* 1304.06
JONES COUNTY (253), TX
MSA: 10180
Middle Income
0202.00* 0203.00 0204.00 0205.00
Upper Income
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 5 OF 35
0201.01
Income Not Known
0201.02*
MATAGORDA COUNTY (321), TX
MSA: NA
Moderate Income
7301.00 7302.01
Middle Income
7302.02 7303.02 7303.03* 7305.01* 7306.00 7307.00
Upper Income
7303.01 7304.00*
Income Not Known
9900.00*
MONTGOMERY COUNTY (339), TX
MSA: 26420
Median Family Income 30-40%
6934.00
Median Family Income 40-50%
6931.01
Median Family Income 50-60%
6936.00 6939.00
Median Family Income 60-70%
6926.01 6926.02 6930.00 6938.00 6941.01
Median Family Income 70-80%
6922.00 6925.00* 6927.00 6928.02* 6931.02 6935.00
Median Family Income 80-90%
6915.00 6924.00 6929.00 6940.00 6941.02 6944.00
Median Family Income 90-100%
6901.00 6903.00 6913.02* 6916.02* 6928.01* 6947.00
Median Family Income 100-110%
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 6 OF 35
Median Family Income 100-110%
6914.00 6942.01
Median Family Income 110-120%
6902.01* 6918.00 6923.00 6933.00 6946.00
Median Family Income >= 120%
6902.02 6904.01 6904.02 6905.00 6906.01 6906.02 6907.00 6908.00* 6909.00 6910.00 6911.00*
6912.00 6913.01* 6916.01* 6917.00* 6919.00 6920.01 6920.02 6921.00 6932.00 6937.00 6942.02
6943.01 6943.02 6945.00
NEWTON COUNTY (351), TX
MSA: 13140
Moderate Income
9502.00
Middle Income
9501.00 9503.00 9504.00*
NOLAN COUNTY (353), TX
MSA: NA
Moderate Income
9503.00 9504.00
Middle Income
9501.00
Upper Income
9502.00 9505.00
ORANGE COUNTY (361), TX
MSA: 13140
Moderate Income
0202.00 0209.00 0220.00
Middle Income
0203.00 0205.00 0207.00 0208.00 0212.00 0213.00 0215.02 0216.00 0217.00 0219.00 0224.00
Upper Income
0210.00 0211.00 0214.00 0215.01 0218.00 0222.00 0223.00
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 7 OF 35
PALO PINTO COUNTY (363), TX
MSA: NA
Moderate Income
0006.00 0007.00 0008.00 0009.00
Middle Income
0001.00 0002.00 0003.00 0005.00
Upper Income
0004.00
PARKER COUNTY (367), TX
MSA: 23104
Moderate Income
1401.02 1404.09*
Middle Income
1401.01 1402.00 1403.00 1404.03 1404.05 1404.08* 1404.10 1404.11 1405.01 1406.02
Upper Income
1404.07 1405.02 1406.01 1407.03 1407.04 1407.05 1407.06
SHACKELFORD COUNTY (417), TX
MSA: NA
Middle Income
9503.00
SOMERVELL COUNTY (425), TX
MSA: 23104
Moderate Income
0002.00
Middle Income
0001.00
TARRANT COUNTY (439), TX
MSA: 23104
Median Family Income 10-20%
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 8 OF 35
1017.00*
Median Family Income 20-30%
1036.01* 1038.00* 1052.01* 1219.05*
Median Family Income 30-40%
1025.00* 1037.02* 1046.02* 1062.02* 1065.16* 1066.00* 1131.11* 1219.03* 1228.01* 1231.00*
Median Family Income 40-50%
1002.01* 1003.00 1004.00* 1007.00 1009.00* 1012.02* 1013.02* 1014.02* 1014.03* 1035.00* 1037.01*
1045.02 1045.04* 1045.05* 1046.03* 1046.04* 1047.01* 1047.02* 1048.04 1050.01* 1052.04* 1052.05*
1055.13 1059.01* 1059.02* 1061.02* 1062.01* 1103.01* 1131.15* 1136.19* 1217.03* 1217.04* 1222.00*
1223.00* 1235.00*
Median Family Income 50-60%
1001.01* 1005.01* 1005.02* 1008.00 1023.01 1023.02* 1026.01* 1046.01* 1046.05* 1048.03* 1049.00*
1050.06* 1055.14* 1058.00* 1060.02* 1063.00* 1064.00 1065.11* 1065.15* 1103.02* 1104.02* 1107.04
1111.03* 1112.02* 1131.12* 1131.16* 1134.07* 1135.18* 1216.04* 1217.02* 1219.04* 1219.06* 1220.01*
1220.02* 1221.00 1228.02* 1229.00 1236.00*
Median Family Income 60-70%
1002.02 1015.00* 1045.03* 1057.04 1061.01 1065.02 1065.14* 1067.00* 1101.01* 1101.02* 1105.00*
1107.01* 1110.05* 1115.21* 1115.23* 1115.24* 1115.25 1115.43* 1130.02* 1131.02* 1131.04* 1131.14*
1132.20* 1133.02 1135.14* 1137.05 1227.00* 1232.00
Median Family Income 70-80%
1001.02* 1012.01 1048.02* 1052.03* 1055.11* 1060.01* 1060.04* 1065.03 1065.13* 1065.17 1104.01*
1111.02 1113.07* 1114.05* 1115.05* 1115.22* 1115.26* 1132.16* 1134.08* 1135.09* 1136.07* 1136.28*
1224.00*
Median Family Income 80-90%
1013.01* 1014.01* 1036.02* 1050.08* 1055.05* 1055.10* 1056.00 1057.01* 1057.03* 1065.12* 1102.04
1107.03* 1108.07 1111.04* 1115.06* 1115.36* 1115.37* 1115.47* 1115.53* 1131.10* 1132.13* 1134.04*
1134.05* 1135.10 1138.10* 1138.11* 1139.16* 1139.24* 1142.03* 1142.05 1234.00
Median Family Income 90-100%
1006.02 1026.02* 1044.00* 1050.07 1055.02* 1055.08 1065.07* 1065.18* 1102.02* 1106.00* 1110.08
1113.09 1115.38* 1115.40* 1115.41* 1131.13* 1132.06* 1132.17* 1133.01 1136.30 1136.31* 1137.10*
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 9 OF 35
1138.08* 1138.09* 1139.18* 1140.06* 1216.01* 1225.00* 1226.00
Median Family Income 100-110%
1006.01 1055.12* 1065.09* 1102.03 1108.05 1108.06* 1109.05 1109.06 1110.12* 1110.13* 1110.15
1112.03 1112.04* 1113.06* 1114.08* 1115.14 1115.16* 1115.44 1134.03* 1135.11* 1135.13* 1135.16*
1136.18* 1136.27* 1138.03 1139.25* 1140.03* 1140.08* 1142.04* 1216.05* 1216.11*
Median Family Income 110-120%
1020.00 1022.01* 1024.01 1055.03* 1065.10* 1109.03* 1110.03* 1110.11* 1114.02* 1114.04 1115.13*
1115.31 1115.50* 1115.52 1130.01 1132.12* 1132.14 1132.15* 1132.21* 1135.12* 1135.17* 1135.20*
1139.11 1139.17* 1140.05* 1140.07 1142.07 1216.10*
Median Family Income >= 120%
1021.00* 1022.02* 1024.02* 1027.00 1028.00 1041.00* 1042.01 1042.02* 1043.00 1054.03 1054.04
1054.05 1054.06* 1055.07 1108.08 1108.09* 1109.01* 1109.07* 1110.10 1110.16* 1110.17* 1110.18*
1113.01 1113.04* 1113.08* 1113.10* 1113.11* 1113.12 1113.13* 1113.14 1114.06 1114.07* 1114.09
1115.29 1115.30 1115.32* 1115.33* 1115.34 1115.39* 1115.42* 1115.45* 1115.46* 1115.48* 1115.49*
1115.51 1131.07* 1131.08* 1131.09* 1132.07* 1132.10 1132.18* 1135.19* 1136.10 1136.11 1136.12
1136.13* 1136.22 1136.23* 1136.24* 1136.25* 1136.26* 1136.29* 1136.32* 1136.33 1136.34 1137.03
1137.07 1137.09* 1137.11 1138.12* 1138.13* 1138.14 1138.15 1138.16 1139.06 1139.07 1139.08
1139.09 1139.10 1139.12 1139.19* 1139.20* 1139.21 1139.22 1139.23* 1139.26 1139.27 1139.28*
1139.29 1141.02 1141.03 1141.04 1142.06 1216.06* 1216.08* 1216.09 1230.00* 1233.00
Median Family Income Not Known
9800.00*
TAYLOR COUNTY (441), TX
MSA: 10180
Moderate Income
0102.00 0103.00* 0104.00 0107.00* 0108.00 0110.00 0113.00 0117.00 0119.00 0123.00 0128.02
0129.00* 0131.00
Middle Income
0105.00 0106.00 0109.00 0112.00 0115.00 0116.00 0122.00 0124.00 0128.01 0132.00 0133.00
0134.01 0136.00
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 10 OF 35
Upper Income
0101.00 0114.00 0120.00 0125.00 0126.00 0127.00 0134.02 0134.04 0135.00
Income Not Known
0121.00* 0130.00* 9800.00*
TOM GREEN COUNTY (451), TX
MSA: 41660
Low Income
0018.00
Moderate Income
0002.00 0004.00 0007.00 0009.00 0011.02 0014.00 0015.00* 0017.02
Middle Income
0001.00* 0003.00 0008.01 0008.02 0011.01 0012.00 0013.01 0013.03 0013.04 0017.04 0017.06
Upper Income
0010.00 0016.00 0017.07 0017.08
Income Not Known
9800.00
WALKER COUNTY (471), TX
MSA: NA
Moderate Income
7906.00 7907.00 7908.00
Middle Income
7901.01 7902.00 7904.00 7905.00
Upper Income
7901.02 7901.03 7903.00
WHARTON COUNTY (481), TX
MSA: NA
Moderate Income
7403.00 7405.00* 7407.00 7408.00
Middle Income
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 11 OF 35
7402.00* 7404.00* 7406.00 7410.00
Upper Income
7401.00 7409.00 7411.00
WISE COUNTY (497), TX
MSA: 23104
Moderate Income
1502.00 1505.00
Middle Income
1501.01 1503.00 1504.01 1504.02 1504.03 1506.01 1506.02 1506.03
Upper Income
1501.02
OUTSIDE ASSESSMENT AREA
GENEVA COUNTY (061), AL
MSA: 20020
Middle Income
0503.00
MARICOPA COUNTY (013), AZ
MSA: 38060
Median Family Income 70-80%
2172.01
Median Family Income >= 120%
2168.33
ARAPAHOE COUNTY (005), CO
MSA: 19740
Median Family Income 80-90%
0821.00
EL PASO COUNTY (041), CO
MSA: 17820
Median Family Income >= 120%
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 12 OF 35
Median Family Income >= 120%
0025.01
NASSAU COUNTY (089), FL
MSA: 27260
Middle Income
0503.03
SARASOTA COUNTY (115), FL
MSA: 35840
Upper Income
0007.00
CADDO PARISH (017), LA
MSA: 43340
Upper Income
0241.08
CALCASIEU PARISH (019), LA
MSA: 29340
Moderate Income
0016.00
Middle Income
0029.00 0036.00
JEFFERSON DAVIS PARISH (053), LA
MSA: NA
Upper Income
0002.00
LIVINGSTON PARISH (063), LA
MSA: 12940
Middle Income
0409.01
ST. TAMMANY PARISH (103), LA
MSA: 35380
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 13 OF 35
MSA: 35380
Moderate Income
0411.03
CLARK COUNTY (003), NV
MSA: 29820
Median Family Income 70-80%
0034.23
BERNALILLO COUNTY (001), NM
MSA: 10740
Median Family Income 60-70%
0037.36
CURRY COUNTY (009), NM
MSA: NA
Upper Income
0003.03
LEA COUNTY (025), NM
MSA: NA
Upper Income
0007.03
LINCOLN COUNTY (027), NM
MSA: NA
Middle Income
9606.00
SAN MIGUEL COUNTY (047), NM
MSA: NA
Middle Income
9575.00
COLUMBIA COUNTY (021), NY
MSA: NA
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 14 OF 35
MSA: NA
Moderate Income
0013.00
NEW YORK COUNTY (061), NY
MSA: 35614
Median Family Income >= 120%
0096.00
CRAIG COUNTY (035), OK
MSA: NA
Middle Income
3732.00
TULSA COUNTY (143), OK
MSA: 46140
Median Family Income 60-70%
0086.00
Median Family Income >= 120%
0069.02
WASHINGTON COUNTY (147), OK
MSA: NA
Upper Income
0008.00
BRADFORD COUNTY (015), PA
MSA: NA
Upper Income
9505.00
DAVIDSON COUNTY (037), TN
MSA: 34980
Median Family Income >= 120%
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 15 OF 35
0179.02
ANDREWS COUNTY (003), TX
MSA: NA
Upper Income
9504.00
ARANSAS COUNTY (007), TX
MSA: 18580
Middle Income
9501.00
ARCHER COUNTY (009), TX
MSA: 48660
Middle Income
0203.00
ARMSTRONG COUNTY (011), TX
MSA: 11100
Upper Income
9501.00
AUSTIN COUNTY (015), TX
MSA: 26420
Middle Income
7603.00
BASTROP COUNTY (021), TX
MSA: 12420
Middle Income
9503.00
BEXAR COUNTY (029), TX
MSA: 41700
Median Family Income 70-80%
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 16 OF 35
1314.02
Median Family Income 100-110%
1909.02
Median Family Income >= 120%
1821.01
BOSQUE COUNTY (035), TX
MSA: NA
Middle Income
9501.00
BRAZORIA COUNTY (039), TX
MSA: 26420
Middle Income
6624.00 6634.00
Upper Income
6602.00 6606.02
BRAZOS COUNTY (041), TX
MSA: 17780
Moderate Income
0002.02 0006.04
BROWN COUNTY (049), TX
MSA: NA
Moderate Income
9508.00
Middle Income
9501.00 9502.00 9503.00 9509.00
Upper Income
9513.00
BURNET COUNTY (053), TX
MSA: NA
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 17 OF 35
Middle Income
9601.00
CALDWELL COUNTY (055), TX
MSA: 12420
Moderate Income
9605.00
CALHOUN COUNTY (057), TX
MSA: NA
Upper Income
0004.00
CASTRO COUNTY (069), TX
MSA: NA
Moderate Income
9502.00
Middle Income
9501.00 9503.00
CHAMBERS COUNTY (071), TX
MSA: 26420
Middle Income
7103.00
COKE COUNTY (081), TX
MSA: NA
Upper Income
9501.00
COLEMAN COUNTY (083), TX
MSA: NA
Middle Income
9507.00
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 18 OF 35
COLLIN COUNTY (085), TX
MSA: 19124
Median Family Income 40-50%
0319.00
Median Family Income 70-80%
0304.06 0307.02
Median Family Income 110-120%
0305.05
Median Family Income >= 120%
0302.01 0305.18 0305.28 0313.13 0314.05 0314.06 0316.48 0316.61 0317.18
COLORADO COUNTY (089), TX
MSA: NA
Middle Income
7502.00
COMANCHE COUNTY (093), TX
MSA: NA
Middle Income
9501.00 9502.00 9504.00
CONCHO COUNTY (095), TX
MSA: NA
Middle Income
9503.00
CORYELL COUNTY (099), TX
MSA: 28660
Middle Income
0101.02
DALLAS COUNTY (113), TX
MSA: 19124
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 19 OF 35
Median Family Income 30-40%
0078.23 0109.04
Median Family Income 40-50%
0043.00 0141.03
Median Family Income 50-60%
0105.00 0107.04 0152.05
Median Family Income 60-70%
0099.00 0153.04 0162.02 0166.21
Median Family Income 70-80%
0078.22 0100.00 0182.03 0192.02
Median Family Income 80-90%
0152.04
Median Family Income 90-100%
0166.16
Median Family Income 100-110%
0128.00
Median Family Income 110-120%
0124.00 0136.09 0137.27 0204.00
Median Family Income >= 120%
0005.00 0019.00 0131.02 0132.00 0133.00 0141.24 0165.13 0195.02
Median Family Income Not Known
0017.01
DONLEY COUNTY (129), TX
MSA: NA
Middle Income
9502.00
ECTOR COUNTY (135), TX
MSA: 36220
Moderate Income
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 20 OF 35
0027.00
Middle Income
0001.00 0010.00 0022.00
Upper Income
0004.00 0017.00 0030.00
FALLS COUNTY (145), TX
MSA: 47380
Middle Income
0007.00
FAYETTE COUNTY (149), TX
MSA: NA
Middle Income
9706.00
FREESTONE COUNTY (161), TX
MSA: NA
Middle Income
0004.00 0006.00
FRIO COUNTY (163), TX
MSA: NA
Middle Income
9501.00
GAINES COUNTY (165), TX
MSA: NA
Upper Income
9502.00
GALVESTON COUNTY (167), TX
MSA: 26420
Middle Income
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 21 OF 35
7258.00
Upper Income
7205.02 7207.00 7215.00 7255.00
GILLESPIE COUNTY (171), TX
MSA: NA
Upper Income
9501.00
GLASSCOCK COUNTY (173), TX
MSA: NA
Upper Income
9501.00
GRAY COUNTY (179), TX
MSA: NA
Upper Income
9501.00
GREGG COUNTY (183), TX
MSA: 30980
Moderate Income
0010.00
Middle Income
0009.00
GRIMES COUNTY (185), TX
MSA: NA
Middle Income
1801.01 1801.02 1803.02
Upper Income
1803.01
HALE COUNTY (189), TX
MSA: NA
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 22 OF 35
MSA: NA
Moderate Income
9501.00
HALL COUNTY (191), TX
MSA: NA
Moderate Income
9505.00
HAMILTON COUNTY (193), TX
MSA: NA
Middle Income
9501.00
Upper Income
9502.00
HARDIN COUNTY (199), TX
MSA: 13140
Moderate Income
0308.00
Middle Income
0307.00 0310.00
Upper Income
0302.00 0305.02
HARRIS COUNTY (201), TX 2/
MSA: 26420
Median Family Income 30-40%
2225.01 2405.01 4328.01 4335.02
Median Family Income 40-50%
2506.00 5337.01
Median Family Income 50-60%
2228.00 2415.00 3118.00 3233.00 5318.00 5511.00
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 23 OF 35
Median Family Income 60-70%
3304.00 5334.00
Median Family Income 70-80%
2325.00 2408.02 5218.00 5532.00
Median Family Income 80-90%
2410.00 2501.00 5424.00 5524.00 5554.01
Median Family Income 90-100%
4521.00 5417.00 5423.02 5554.02
Median Family Income 100-110%
2517.00 5405.02 5421.01 5552.00
Median Family Income 110-120%
5309.00 5422.00 5514.00 5542.00
Median Family Income >= 120%
2413.00 2507.01 2508.00 3416.00 3501.00 4114.00 4115.02 4128.00 4309.00 4547.00 5112.00
5113.01 5113.02 5115.00 5202.00 5312.00 5401.00 5409.02 5430.01 5544.01 5548.02 5549.02
5555.01 5555.02 5556.00 5557.02
HARTLEY COUNTY (205), TX
MSA: NA
Upper Income
9502.00
HASKELL COUNTY (207), TX
MSA: NA
Middle Income
9503.00
HAYS COUNTY (209), TX
MSA: 12420
Middle Income
0109.10
Upper Income
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 24 OF 35
0108.09
HENDERSON COUNTY (213), TX
MSA: NA
Middle Income
9503.00
HIDALGO COUNTY (215), TX
MSA: 32580
Median Family Income >= 120%
0223.00
HILL COUNTY (217), TX
MSA: NA
Middle Income
9601.00 9602.00
Upper Income
9611.00
HOWARD COUNTY (227), TX
MSA: NA
Middle Income
9504.00
HUNT COUNTY (231), TX
MSA: 19124
Middle Income
9604.00 9615.02
HUTCHINSON COUNTY (233), TX
MSA: NA
Upper Income
9505.00
JACK COUNTY (237), TX
MSA: NA
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 25 OF 35
MSA: NA
Middle Income
9505.00
Upper Income
9501.00
JACKSON COUNTY (239), TX
MSA: NA
Upper Income
9501.00
JASPER COUNTY (241), TX
MSA: NA
Moderate Income
9503.00 9506.00
Middle Income
9504.00 9507.00 9508.00
KAUFMAN COUNTY (257), TX
MSA: 19124
Moderate Income
0506.00
KENT COUNTY (263), TX
MSA: NA
Middle Income
9501.00
KERR COUNTY (265), TX
MSA: NA
Moderate Income
9603.01
LAMB COUNTY (279), TX
MSA: NA
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 26 OF 35
MSA: NA
Middle Income
9506.00
LEON COUNTY (289), TX
MSA: NA
Middle Income
9501.00
Upper Income
9502.00 9503.00
LIBERTY COUNTY (291), TX
MSA: 26420
Moderate Income
7004.00
LIMESTONE COUNTY (293), TX
MSA: NA
Middle Income
9701.00
Upper Income
9702.00
LLANO COUNTY (299), TX
MSA: NA
Middle Income
9705.00
Upper Income
9703.00
LUBBOCK COUNTY (303), TX
MSA: 31180
Moderate Income
0016.02 0024.00
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 27 OF 35
Middle Income
0004.05 0102.00 0103.01
Upper Income
0002.01 0019.04 0101.01 0104.06 0104.07 0104.08 0105.09
MCCULLOCH COUNTY (307), TX
MSA: NA
Moderate Income
9503.00
MADISON COUNTY (313), TX
MSA: NA
Moderate Income
0004.00
Middle Income
0002.00 0003.00
MARTIN COUNTY (317), TX
MSA: 33260
Middle Income
9502.00
MIDLAND COUNTY (329), TX
MSA: 33260
Moderate Income
0102.00
Middle Income
0101.14
Upper Income
0002.00 0101.12 0101.13
MILLS COUNTY (333), TX
MSA: NA
Middle Income
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 28 OF 35
9502.00
MITCHELL COUNTY (335), TX
MSA: NA
Middle Income
9502.00
Upper Income
9504.00
MONTAGUE COUNTY (337), TX
MSA: NA
Middle Income
9501.00 9504.00 9506.00
NACOGDOCHES COUNTY (347), TX
MSA: NA
Upper Income
9504.00
NAVARRO COUNTY (349), TX
MSA: NA
Middle Income
9702.00 9704.00 9707.00
NUECES COUNTY (355), TX
MSA: 18580
Middle Income
0036.02
Upper Income
0054.06
OLDHAM COUNTY (359), TX
MSA: 11100
Middle Income
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 29 OF 35
9501.00
PARMER COUNTY (369), TX
MSA: NA
Middle Income
9502.00
POLK COUNTY (373), TX
MSA: NA
Middle Income
2101.01
POTTER COUNTY (375), TX
MSA: 11100
Moderate Income
0154.00
Middle Income
0117.00 0144.01
Upper Income
0104.00
RANDALL COUNTY (381), TX
MSA: 11100
Middle Income
0206.00 0217.02 0218.02 0220.02
Upper Income
0204.00 0215.00 0216.08 0216.09 0217.04 0219.00 0220.01
REEVES COUNTY (389), TX
MSA: NA
Upper Income
9504.00
RUNNELS COUNTY (399), TX
MSA: NA
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 30 OF 35
MSA: NA
Middle Income
9505.00
RUSK COUNTY (401), TX
MSA: 30980
Middle Income
9503.00
SABINE COUNTY (403), TX
MSA: NA
Moderate Income
9503.00
SAN JACINTO COUNTY (407), TX
MSA: NA
Middle Income
2001.02 2002.00 2003.00
SAN SABA COUNTY (411), TX
MSA: NA
Moderate Income
9501.00
SCURRY COUNTY (415), TX
MSA: NA
Middle Income
9501.00 9506.00
Upper Income
9502.00 9503.00
SMITH COUNTY (423), TX
MSA: 46340
Low Income
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 31 OF 35
0005.00
STEPHENS COUNTY (429), TX
MSA: NA
Moderate Income
9503.00
Middle Income
9502.00
Upper Income
9505.00
STERLING COUNTY (431), TX
MSA: NA
Upper Income
9501.00
SUTTON COUNTY (435), TX
MSA: NA
Middle Income
9503.00
SWISHER COUNTY (437), TX
MSA: NA
Middle Income
9503.00
TERRY COUNTY (445), TX
MSA: NA
Middle Income
9504.00
TITUS COUNTY (449), TX
MSA: NA
Moderate Income
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 32 OF 35
9506.00
TRAVIS COUNTY (453), TX
MSA: 12420
Median Family Income 70-80%
0020.05
Median Family Income 90-100%
0024.28
Median Family Income >= 120%
0017.05 0017.65 0017.78 0017.84
TRINITY COUNTY (455), TX
MSA: NA
Moderate Income
9505.00
TYLER COUNTY (457), TX
MSA: NA
Middle Income
9502.00
UPSHUR COUNTY (459), TX
MSA: 30980
Middle Income
9507.00
VAL VERDE COUNTY (465), TX
MSA: NA
Upper Income
9502.01
VAN ZANDT COUNTY (467), TX
MSA: NA
Upper Income
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 33 OF 35
9507.00
WALLER COUNTY (473), TX
MSA: 26420
Moderate Income
6805.00
Middle Income
6803.00
Upper Income
6801.00
WICHITA COUNTY (485), TX
MSA: 48660
Upper Income
0123.00
WILLIAMSON COUNTY (491), TX
MSA: 12420
Upper Income
0201.08 0201.09 0201.10 0208.04 0208.06
WILSON COUNTY (493), TX
MSA: 41700
Middle Income
0002.02 0004.02
Upper Income
0001.04 0004.03 0004.04
WOOD COUNTY (499), TX
MSA: NA
Middle Income
9503.02
YOAKUM COUNTY (501), TX
MSA: NA
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 34 OF 35
MSA: NA
Upper Income
9502.00
YOUNG COUNTY (503), TX
MSA: NA
Middle Income
9502.00
Upper Income
9504.00
JOHNSON COUNTY (019), WY
MSA: NA
Middle Income
9551.00
Footnote:2/ County only partially included in the institution's assessment area(s). At least one census tract in the county is not included in the institution's assessment areadefinition.
2018 Institution Disclosure Statement - Table 6
Institution: First Financial Bank, N.A.
Assessment Area(s) by Tract Respondent ID: 0000004166
Agency: OCC - 1* denotes no loans made in specified tracts
PAGE: 35 OF 35
Transmittal Sheet 1 1 0 0.00%
Small Business Loans 743 743 0 0.00%
Small Farm Loans 230 230 0 0.00%
Community Development Loans 1 1 0 0.00%
Consortium/Third Party Loans (Optional) 0 0 0 0.00%
Assessment Area 979 979 0 0.00%
Total 1,954 1,954 0 0.00%
10. A validity edit helps to verify the accuracy of the data reported. An institution's CRA submission that passes all validity edits does not ensure 100% accurate data.True accuracy is determined during the examination process.
Footnote:
11. A record represents one row of data reported to the Federal Reserve Board. This does not in any way represent the number of loans originated or purchased by theinstitution.
Record Identifier: Total CompositeRecords on File
Total CompositeRecords Without
Errors
Total ValidityErrors
Percentage ofValidity Errors
2018 Institution Disclosure Statement - Table E-1
Institution: First Financial Bank, N.A.
Error Status Information Respondent ID: 0000004166
Agency: OCC - 1
PAGE: 1 OF 1
11 10