328 Main St., P.O. Box 357, Elma, IA 50628

Phone: 641-393-2301 * Fax: 641-393-2556 * www.psbiowa.com

A Division of Security State Bank of

Sutherland, IA

Don’t forget to follow us on Facebook!

Search for Peoples Savings Bank Elma on Facebook then click like!

2020 Due to the Covid-19-coranvirus, Most events are canceled for June. This includes

our frozen yogurt/strawberry day. Watch for further updates in the future.

MEIRICK HUFFMAN WINS PEOPLES SAVINGS BANK SCHOLARSHIP

Meirick Huffman, son of Derrick and Angie Huffman, is the 2020 winner of the $750 Peoples Savings Bank Scholarship. Meirick graduated from Osage High School. While in school he participated in football, wrestling, trap shooting, choir, musicals, FFA, and Big Brother/Big Sister program. Meirick grew up on a farm west of Elma and attended Elma Elementary prior to moving to Osage.

Meirick completed his basic training for the National Guard last summer and will leave for additional training later this spring. He plans to attend Iowa State University this fall majoring in Criminal Justice while continuing to serve in the National Guard. He hopes to work for the DEA or FBI someday.

Each year Peoples Savings Bank of Elma gives away one scholarship to a student graduating from an area high school and who consider Elma or Alta Vista, Iowa, as their home town. The Peoples Savings Bank Elma Area Scholarship Fund is a fund of the Elma Area Community Foundation, an affiliate of the Community Foundation of Northeast Iowa. The Community Foundation of Northeast Iowa selects the recipient based on criteria set by Peoples Savings Bank. For more information about

Peoples Savings Bank go to www.psbiowa.com or call 641-393-2301.

Attention Customers..

Peoples Savings Bank continues to have the lobby closed to protect the health and safety of our staff and customers due to Covid-19. Beginning May 4th our employees have been wearing a mask while in the bank. We have not set a date to reopen the lobby yet. When we do reopen the lobby, plexiglass will have been installed at the teller windows and desks and all customers will be required to wear a mask while in the bank.

Brad Shatek took another job and his last day here at Peoples Savings Bank was April 27th. Logan, Sam, Erin and myself are here to continue to assist you with your lending needs.

Doug Uthe.

NO ACTIVITES FOR COLONIAL MANOR UNTIL FUTHER NOTICE. June 5 City of Elma Recycling, Jendro Sanitation. Like us on Facebook, updates will be posted.

In the United States, Flag Day is celebrated on June 14. It commemorates the adoption of the flag of the United States on June 14, 1777 by resolution of the Second Continental Congress. The United States Army also celebrates the U.S. Army birthday on this date; Congress adopted "the American continental army" after reaching a consensus position in the Committee of the Whole on June 14, 1775.

June 19 City of Elma Recycling, Jendro Sanitation. Like us on Facebook, updates will be posted. June 21

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HOLY ROSARY CLUSTER MASS SCHEDULE FOR JUNE

ALL mass and events will be cancelled until further notice. —————————————————————————————————————————————

ST. PETER LUTHERAN CHURCH, ELMA Sunday Services @ 9:00 a.m. COVID-19 RULES APPLY

Feel free to give Pastor Korth a call if you have a need or concerns Ph. 641-529-0970

ST. PAUL’S MAPLE LEAF LUTHERAN CHURCH SCHEDULE FOR JUNE June 7, 14, 21, 28 10:00 a.m. Worship Service.

HELP PROTECT YOUR IDENTITY... CREDIT RESTORATION, SINGLE BUREAU CREDIT MONITORING, 3 BUREAU CREDIT MONITORING. Peoples Savings Bank takes securing your personal information very seriously. We are happy to offer this service called ID Theft Smart. There are 3 options available: ID Theft Counseling and Restoration, One Credit Bureau Monitoring with ID Theft Counseling and Restoration and the third option is Three Credit

Bureau Monitoring with ID Theft Counseling and Restoration. With the credit bureau monitoring services you will be notified as soon as anything happens on your credit reports including inquiries, public record changes or address changes. With the Counseling and Restoration service they will assist you with questions or concerns regarding identity theft, interpreting your credit reports, placement of fraud alerts and credit freezes. If your identity is stolen, you will be assigned to a licensed private investigator, who will work on your behalf until your identity theft issues are resolved. These services are priced well below the national average of $19.00 per month for ID Theft Protection. Contact us for more information or if you would like more information or to sign up, come in and fill out an application and we will get you signed up.

3

Peoples Savings Bank provides a variety of ways to bank!

PHONE BANKING is available by calling 641-393-2750

or 877-540-7444.

MOBILE BANKING including mobile

deposit. Sign up with online banking

to get started.

ONLINE BANKING—go to

www.psbiowa.com to sign up.

ATM’s available for cash needs

(Available at southwest corner of PSB

and in Alta Vista at Peoples Insurance.

Locate other surcharge free ATM’s in the

Privileged Status networking by going to shazam.net to

find a location.)

NIGHT DEPOSIT DROP (Available at southwest corner

of PSB, processed each weekday a.m. and in Alta Vista

at Peoples Insurance picked up Mon., Wed., Fri. and

processed that day). Please put your items in an enve-

lope with clear instructions on what you want

done. www.psbiowa.com

641-393-2301

Please call as we can walk you through these

alternative ways of banking!

Learn more or to open an account:

Call 641-393-2301, E-mail psb@psbiowa.com or find us on the web at www.psbiowa.com

IRA/HSA

Tax deductible contributions

+

Interest bearing account

=

MORE MONEY FOR YOU!

After much deliber-ation and with great regret we have made the difficult

decision to cancel Old Roundhouse Trail Days for 2020 (hear after to be named Elma Trail Days). With the Covid-19 virus still present, we feel that the uncertainty of public safety to gather in large crowds again by July is a risk we are unwilling to take.

We are working to offer a smaller scale event (or two!) of some sort yet this summer or early fall, so please watch for future news on this. The Elma Trail Days Committee

Mark your calendars for Elma Trail Days returning July 9-10-11 in 2021!

INVESTMENTS Terms in Months Min. Balance APY

6 $1000.00 .50%

9 $1000.00 .60%

12 $1000.00 .65%

18 $1000.00 .70%

24 $1000.00 .75%

30 $1000.00 .80%

36 $1000.00 1.00%

48 $1000.00 1.05%

60 $1000.00 1.15%

————————————————————

6 $10,000.00 .60 %

9 $10,000.00 .75%

12 $10,000.00 .90%

18 $10,000.00 .95%

24 $10,000.00 1.00%

30 $10,000.00 1.15%

36 $10,000.00 1.25%

48 $10,000.00 1.30%

60 $10,000.00 1.40%

SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL. MEMBER FDIC. These rates are effective May. 19th, rates may change weekly on Tuesdays. For current yields, please call the bank at (641) 393-2301.

APY= Annual percentage yield.

ATTENTION:

To all our Young Super Saver Customers under

the age of 18...

Stop in and make a deposit of $5.00 or more into your

personal savings account and become eligible to have your name in a drawing held once a month, around the 20th, for a free gift. Winners will be listed in the following news-letter. Also, don’t forget to bring your Report Cards in for Crackin’ the Books. We will pay you for your grades. May Super Saver Winners:

Joslyn Cotton Abby Retterath

Brayden O’Brien Grady O’Brien Andrew Leid

Glen Leid Suzanna Leid

Paige Friedrich Aiden Friedrich Owen Friedrich

Stop in and pick up your free gift!!

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PSB PRODUCTS AND SERVICES

PSB WEBSITE: Not only does our website have a new look, it also has several new features for you to enjoy. www.psbiowa.com.

INTERNET BANKING: Sign up now by going to our website www.psbiowa.bank. Getting the most current banking information is a powerful feature. You will be able to keep track of your accounts, giving you more control over your money. Some of the Banking tasks you will be able to do are:

*Check current balance

*Transfer money between accounts

*Access interest information

*View transaction and activity information

*View and print an entire statement

*Reconcile your account without waiting for

a monthly statement

*View both current and previous months’ statements

*And much more

*You can NOW see images of checks/deposits.

E-STATEMENTS: Sign up at the bank or call to enroll. Once you have signed up you will receive an email telling you your statement is available in Online Banking.

MOBILE BANKING: Sign up by going to our website www.psbiowa.com. Or contact us and we will help you sign up.

MOBLE DEPOSIT: Contact us to sign up.

24 HOUR VOICE ACCESS: You may call 24 hrs. a day, 7 days a week to receive bank information on your account. Call (641) 393-2750 or (877) 540-7444.

GIFT CARDS: Peoples Savings Bank has Gift Cards available for any occasion. The minimum amount to apply on a card is $10.00. These gift cards may be used at any merchant location where debit cards are accepted. There is a $2.00 fee for each card. Stop in and see us for more details.

LOCK BOXES: Available for rent $15-$25 per year.

Moving? Don’t forget to call us with your new address, phone numbers etc.

ASK US ABOUT OUR MERCHANT

PAYMENT OPTIONS PROGRAM If you are a business small or large

and want to be able to accept credit

cards, debit cards, gift cards and more

we may have just the service to help

you. If you are currently using a pro-

gram, check with us to see if you could

benefit by switching to our program.

Same day credit is just

one of the possible

benefits. Stop in, call

or e-mail us

today. 5

Quick Balance

Check your account balance faster than

you can check the time with the Quick Bal-

ance feature on the Brella™ app. No log in

needed. Search for “Brella Card Manager”

in your app store and download today.

Fingerprint

Passwords can be a pain! Log in with just

your fingerprint on the Brella™ app. With

the Brella mobile app you can receive

alerts about potentially fraudulent activity,

check balance information and locate

surcharge-free ATMs. Search for “Brella

Card Manager” in your app store and

download today.

Alerts

Stop debit card fraud in its tracks with the

Brella™ app. You can receive alerts for

amounts exceeding limits you set,

purchases made via the internet or phone,

or for suspicious or high-risk purchases.

Search for “Brella Card Manager” in your

app store and download today.

Alerts

The Brella™ app can alert you to any

potentially fraudulent activity. When you’re

aware of suspicious activity, call us and

put a stop to it! Search for “Brella Card

Manager” in your app store and download

today.

Please contact

PEOPLES SAVINGS BANK

for more information on how to download

the new app or get signed up.

Get those bikes and walking shoes ready and get out and enjoy it by walking, running, biking or roller blading the OLD ROUNDHOUSE TRAIL in Elma, which is a portion of the Great Western Wapsi Recreational Trail. Now connected to the trail of the same name stretching north through Howard & Mitchell counties, through Riceville and McIntire.

Corn and Beans As of this writing, cash corn is $2.80 and cash soybeans are $7.99. Corn is $.05 higher and soybeans are $.18 higher than one month ago. July corn futures are $3.17, with support at $3.15 and then at $3.11, resistance is at $3.19 and then at $3.23. July soy-bean futures are $8.37, with support at $8.33 and then at $8.23, resistance is at $8.42 and then at $8.52. Monday, 5/11 crop progress had corn at 67% planted and soybeans at 38% planted. Corn futures continue to be pressured by favorable weather fore-casts and abundant US corn stocks. Price support recently has been good weekly export sales and strength in crude oil futures. Corn will likely continue to trade sideways to lower over the next few weeks. It will take multiple days per week of daily sales announcements to move traders to the long side of the market. IEG Vantage (formerly Informa) reportedly forecast US corn plantings at only 94.16 million acres, nearly 3 million acres below USDA planting inten-tions. If planted acres and yield are at or above USDA estimate the US potentially will have the largest corn

carryover in more than 30 years. Soybean futures continue to be pres-sured by adequate stocks, favorable weather, and concerns of acreage shifts from corn to soybeans. With all of that said any market rallies need to be used as sales opportunities. The government has agreed to make market loss payments to livestock and row crop producers. As of now sign up will not be until late May or early June at the earliest. Crop insur-ance guarantees will provide new crop floors unless we have a major shift in fundamentals. I know this is a very stressful time for every produc-er. The only thing I can tell you is to hang in there you’re definitely not alone and we will get through this. Don’t let the stress build up to a point where it is affecting your health, decisions, and relationships. Farmers natural reaction to stress is to work harder and talk less. You need to talk to someone don’t let the stress build.

Feel free to contact Logan, Sam or myself with your marketing plans or concerns. Doug Uthe

Cattle Cash cattle are $1.13, up $8 from last month. Slaughter continues to run slower than normal but is gaining some capacity back. Boxed beef pric-es closed lower. Packers still have record margins but if boxed prices drop much so will cash prices as we have lots of cattle available due to backed up inventories.

Hogs Cash hogs are $36-$38. Packers are slowly increasing capacity. Cash prices will be pressured from the backlog of market hogs and lower cutout values.

6

The Iowa Concern Hotline is a 24-hour a day, 7-day a week free, confidential resource for anyone with concerns or questions about farm finances, crisis and disaster response and personal health issues. Access to an attorney is also available to help provide legal education.

When someone calls the Iowa Concern Hotline’s toll-free number trained specialists provide immediate support to either answer questions directly or get the caller in touch with experts who can provide additional information or support.

IOWA CONCERN HOTLINE

Provides Resources for Iowa Farmers

Free and

confidential

1-800-447-1985

321 MAIN STREET, ELMA IA This thrift store accepts your gently used items to sell. To

volunteer time to work at the thrift store or to schedule a

time to donate your gently used items, please phone…

Shannon @ 563-379-0999, Janet @ 641-330-4418,

or Callie @ 641-220-3073 or message us at

https://www.facebook.com/Tossed-Found-

215486862395873/

RE-OPENING

Hours for now will be as follows:

Every other Saturday 8:00 a.m.—12:00 noon

Tuesdays/Thursdays 8:00 a.m.—4:00 p.m.

Staff as well as ALL customers must

wear face masks while in store.

Saturdays open…June 13, 17; July 11, 25

August 8, 22. Schedules available

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JUNE 2020 LIBRARY LIMELIGHT

Elma Public Library Website: www.elma.lib.ia.us Phone 641-393-8100

Open Hours at the Library: Monday 10 AM - 6 PM, Tuesday 1 - 6 PM, Wednesday 10 AM - 7 PM, Thursday 10 AM - 6 PM, Friday 10 AM - 2 PM, Saturday 10 AM - 2 PM, Sunday - Closed **We will ask that you wash your hands and use hand sanitizer upon entering the building. **Only 2 computers will be available at a time, one person per computer with a 30 minute time limit. **Please respect Social Distancing guidelines.

Summer Reading Program: During The Month of June Children ages 4 years to 12 years old may register. Call the library to register or stop at the library to

pick up a registration form. Take & Make activities - we will have activities bagged up that children can take home and make—

2 per week during June. June - August: Receive 1 Scratch ticket per week when you visit the library to do an activity or check out books.

If you get a winning scratch ticket you will receive a small prize or if you get a non-winning ticket you will put it in a drawing for a big prize at the end of the summer.

SPECIAL ENTERTAINER: Tuesday, June 30, 2020 at 2:30 PM - Entertainer/Juggler: Jason Kollum will perform at the Elma School Gym. Everyone is welcome to attend.

Facebook: Most up to date information for the library. The best way to find out what ’s going on at the library is to go to the Elma Public Library and ‘Like’ us or share our posts on facebook. Great Chance to Get a Library Card *If you need a library card just give us a call and we can get you set up with one over the phone. Online Resources *We will keep the Internet turned on. You can log into our WiFi under epl Guest, Password: book

*We also have BRIDGES – our online eBooks, audio books, magazines and movies. All you need is a library num-ber, then go to the Elma Library Website (address at top of page), click on the BRIDGES icon at the bottom of the home page, find Elma Library in the list of libraries, sign in with your library number and start browsing. * You can download the two Apps listed below from the App Store if you have an account set up. You can use the App called “Libby” by Overdrive or download the App called “OverDrive”. Both Apps give you access to the li-brary’s ebooks, audio books, magazines and movies.

*Other excellent online resources on the library’s website - Log in information for online resources: Gale – password is library Credo References – username – elmaiapl; password – library Transparent Languages – you need to create your own username & password BrainFuse - create your own username & password

Books for Adults: If You Tell by Greg Olsen, What Makes a Marriage Last by Marlo Thomas & Phil Donahue, Walk

the Wire by David Baldacci, Camino Winds by John Grisham, Texas Outlaw by James Patterson, The Wedding

Dress by Danielle Steel, Montana Bride by Joan Johnston, Sunrise on Half Moon Bay by Robyn Carr, The Sea Cot-

tage by RaeAnn Thayne, The Major’s Daughter by Regina Jennings, A Breath of Hope by Lauraine Snelling, An

American Duchess by Caroline Fyffe, The Fifth Column by Andrew Cross.

Books for Youth: Pete the Cat and the Treasure Map by James Dean, Dog Man & Dog Man-Lord of the Fleas by

Dav Pilkey, Blaire Cooks Up a Plan by Jennifer Castle, The Outsider by S.E. Hinton, More Perfect then the Moon by

Patricia MacLachlan, Roughneck by Jeff Lemire, What Should Danny Do? By Ganit & Adir Levy, Mowgli’s Rainy Day

by Brittany Rubiano, Easter Egg Day by Tara Knudson, Nelly Gnu and Daddy Too by Anna Dewdney.

DVD/Book Set: Gibson’s Learn and Master Guitar by Steve Krenz

New Movies: Underdog, Fireproof, Unplanned, The Berenstain Bears Disk 1 & 2, Wonder Park.

PO BOX 357 • ELMA, IOWA 50628

ADDRESS SERVICE REQUESTED

FOR YOUR INFORMATION ...To be included in the monthly drawings for gift certificates, please bring your newsletter labels

in the bank by the 20th of the month. CUT OUT THE LABEL ON THE DOTTED LINES.

PRSRT STD US POSTAGE

PAID

ELMA, IOWA 50628 Permit No. 18

641-393-2301 www.psbiowa.com Elma IA 50628

PSB HOURS: Lobby: Monday –Friday 7:30 a.m.—3: 00 p.m. Saturday

7:30 a.m.—10:00 a.m. Drive-Up: Monday-Friday

7:00 a.m. –3:30 p.m. Saturday

7:30 a.m. - 10:00 a.m. Alta Vista ATM/Night Drop Avail. 24/7

All business conducted after 3:00 p.m. will be posted on the next business day.

ATM activity conducted after 3:00 p.m. will be posted the next business day.

328 Main St. PO Box 357

Elma, IA 50628

Ph.: 641-393-2301 Fax: 641-393-2556

www.psbiowa.com

PSB will be glad to print community-

oriented information in the CALENDAR

OF EVENTS feature of our newsletter. If

you have an item to submit, please

contact us at (641) 393-2301. Deadline

to submit an item is the 15th of the

month preceding the event.

BRIDGE BUCKS are available at Peoples Savings Bank. They are gift certificates like checks, issued in increments of $5 and up to max of $25.

They may be redeemed at most Elma Businesses. Would make great Birthday, Anniversary, Wedding,

Graduation and Christmas gifts.

PSB IS PROUD TO SUPPORT

THE DAIRY INDUSTRY!

Due to the Covid-19-coranavirus, we will not be

having our annual Yogurt/Strawberry Day.