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    MAX India Limited

    A Multi Business Corporation

    Focused on Service Oriented Business

    - Life Insurance

    - Healthcare

    Investments of Rs. 350 Crore in Life Insurance Business

    Top 200 Most Valuable Companies in India (Business India ,Oct. 2005)

    Business World Magazines Survey, "Great Workplaces In India".

    120 Companies that took part in the survey, We are in 20th Position.

    Partnership with the most respected names in the world..

    Healthcare Services : Harvard Medical Institute, USA

    Life Insurance : New York Life International, USA

    Communication Services : Lockheed Martin Global Telecommunications, USA

    IT Enabled Services : Mind Crossing Inc. , USA

    Mobile Telephone Services : Hutchison Telecommunications ltd. , Hong Kong

    An ISO 9001 : 2000 Certified company

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    NEWYORK LIFE Insuring Millions of Lives all over the Globe, for over 162 Years

    Providing Insurance Solutions Since 1845

    Strongly Rooted in the Commitment of ..

    * Financial Strength,

    * Integrity

    * Humanity

    Has Never Failed in its Commitment to Deliver to its Policyholders despite having

    Hit by World Wars, Famine, Drought and even the Great Depression

    Ranked 68 on Fortune 100, ahead of Coca Cola , Microsoft & McDonalds

    Ranked 2nd in Fortunes Global list of

    Most Admired Life Insurance Companies

    Assets under Management US $ 201 Billion (Rs. 8,90,456 Crores)

    Annual Revenues US $ 25 Billion

    Annual Surplus & Reserves US $ 11 Billion (Rs. 50,000 Crores)

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    FORTUNEFORTUNE2006 : GLOBAL MOST ADMIRED COMPANIES

    INSURANCE : LIFE & HEALTH

    Industry RankIndustry Rank CompanyCompany Overall Score 2006 Score 2005 Rank Overall Score 2006 Score 2005 Rank

    1). Northwestern Mutual 7.38 7.23 1

    2). New York Life 7.25 7.05 2

    3). Prudential Financial 7.06 6.81 3

    4). TIAA-CREF 6.62 5.90 --

    5). ING Group 6.27 6.32 5

    6). MetLife 6.24 6.46 47). AXA 6.18 6.03 68). Aegon 5.67 5.80 7

    9). Meiji Yasuda Life Insurance 5.57 4.62 14

    10). Dai-ichi Mutual Life 5.52 4.65 13

    11). Nippon Life Insurance 5.51 4.87 11

    12). Sumitomo Life Insurance 5.20 4.82 16

    13). Prudential PLC 5.17 4.79 8

    14). Aviva 5.02 4.64 915). CNP Assurances 4.82 4.50 --

    16). Assicurazioni Generali 4.75 4.67 15

    From The March 8,2006 Issue

    An ISO 9001: 2000 Certified Company

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    International Presence North America

    All 50 states

    Latin America

    Argentina (a JV)

    Mexico

    Asia Pacific JVs

    India

    Indonesia

    Thailand

    China

    The Republic of South Africa

    Cost-Ricca

    Wholly Owned Subsidiaries

    Hong Kong

    Philippines

    Taiwan

    South Korea

    Representative offices

    Vietnam

    Global Presence

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    New York Life, has insured the livesof as many as 9 US Presidents.

    Richard Nixon (1913-1994)

    Franklin D. Roosevelt (1882-1945)

    Herbert Hoover (1874-1964)

    Calvin Coolidge (1872-1933)

    Warren Harding (1865-1923)

    Theodore Roosevelt (1865-1923)

    William McKinley (1843-1901)

    Benjamin Harrison (1833-1901)

    James Garfield (1831-1881)

    The CompanyWe KeepThe CompanyWe Keep

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    A Partnership between Max India Limited & New York Life International

    Built on the Foundation of

    Financial Strength & Integrity

    Solidity & Knowledge

    Excellence & Caring

    Honesty & Team-Work

    Vision : To Be The Most Admired Life Insurance Company in India

    Wide Distribution Network with 105 Offices across 75 Cities in India

    Market Leader in ULIP & L.P.P Policies

    Max New York Life has sold over 11,75,000 Individual Policies

    Sum Assured of over - Rs. 29,146 Crores

    Annual First Year Premium - Rs. 764 Crores

    Total Income - Rs. 995 Crores

    Total Reserves - Rs. 575 Crores

    Total Expense - Rs. 335 Crores

    Total Claims in 2005 - Rs. 11 CroresAn ISO 9001 : 2000 Certified Company

    MaxNew York Life

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    THE CONTROL STRUCTURE

    Government of India[Various Ministries]

    Defence Home FINANCE Railways Health

    SEBI IRDA RBI

    (Shares & Equities) (Autonomous Body Responsible [ Banking Sector]

    [Private & Public Sector] to The Parliament)

    [Insurance Sector]

    Life Insurance General Insurance

    LIC ICICI BAJAJ MAX BIRLA OMKOTAK ETC.

    PRUDENTIAL ALLIANZ NEW YORK LIFE SUNLIFE MAHINDRA

    An ISO 9001 : 2000 Certified Company

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    Our Investments We Invest only in Government Securities, Treasury Bills,

    AAA & AA+ related Securities.

    MNYL Invests only in Safe & Secure Debt Investments.

    State & CentralGovernment Securities.

    Not less than 50%

    Infrastructure and SocialSector. Not less than 15%

    Others governed by exposure norms

    Not exceeding 35%

    (Rating: Sovereign)

    (Investments allowed inthe Stock Market)

    Government Securities

    Rating: Sovereign

    71% Infrastructure and Social Sector

    Rating: AAA/ AA+

    18%

    Nationalized Bank / Corporate

    Paper / Mutual Funds

    Rating:AAA

    11%An ISO 9001 : 2000 Certified Company

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    ROLEOF

    INSURANCEREGULATORY & DEVELOPMENTAUTHORITY (IRDA)

    Qualifications for Companies to be Registered as Insurer Under : IRDA

    * Detailed Scrutiny of The History,Financial Strength,Infrastructure,Performance of each Company* Qualification Criteria's laid down for entering into Insurance Sector

    * License Fees = Rs. 100 Crore to be deposited

    * Joint Venture = Indian Partner (74%) and Foreign Partner (26%)

    Staff Appointment :

    * IRDA Clearance must for The Appointment of CEO/MD,Whose Past Performance,Reputation Checked

    * Appointment & Termination of Actuaries

    Product :

    * Design, Modification etc. can be done only with IRDA Approval* Capable of Running even If Company Dissolved / Taken over by Other Company

    Investment Norms :

    * >=71% in Govt. Securities, = 18% in Infrastructure,

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    Tax Benefits

    Tax Exempt is available on the Premium Paid

    u/s 80(c) Limit Rs. 1 Lakh

    Bonus, Sum Insured and Cash Value is fully Tax

    Exempt - u/s 10(10D)

    Under Business Insurance (Key Person / Partnership

    / Emp-Employee / CEIP / HUF / MWPA) all

    Premiums Paid exempt - u/s 37(1) D.

    An ISO 9001 : 2000 Certified Company

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    Human LifeValue

    Biggest Assets: Ability to earn a living

    Age 25 years Annual Income Rs. 5 lacs

    Retirement age 60 years Total earnings - Rs. 1.75 crores

    andare insured to their

    full replacement

    value

    ARE YOU??

    Your

    You're worth a fortune to your loved ones, if you live, but what if

    something unexpected happens to you? How much life insurance is

    enough?

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    Liability Curve

    BIRTH

    CHILDRENS

    EDUCATION

    HOUSING

    KIDS

    MARRIAGE

    COLLEGE

    RETIREMENT

    CHILDRENS

    MARRIAGE

    LIABILITIES

    AGE

    What are Your Priorities?

    Capital Accumulation

    Family Income Protection

    Educational Needs

    Retirement Income

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    Investment Pyramid

    Speculative

    Securities

    SPECULATIVE

    INCOME

    INVESTMENTS

    Shares and Bonds

    Real Estate investments

    GROWTH INVESTMENTS

    Pension Plans

    Deposits, Home

    LONG TERM ACCUMULATIONS

    Emergency Funds3-6 months income

    Bank Savings

    SHORT TERM SAVING

    Home and Life Insurance + ULIP (15 %)

    BASIC SECURITY NEEDS

    Insurance Needs

    Calculator: Two

    quick estimators

    6-8 times your

    Annual Salary

    5 times salary +

    debt + mortgage +

    college funding

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    Prioritize Your Biggest Assets

    SAVINGS

    INVESTMENTS

    INSURANCE

    SAVINGS

    INVESTMENTS

    INSURANCE

    WHERE DOES THE MONEY GO?

    During

    Lifetime:Living

    Expenses

    and Taxes

    Savings,

    Investments and

    Speculation

    Insurance

    Security and

    Protection Plans

    TotalEarnings

    77% + 15% + 8% = 100%

    At Death: Of total net worth(Savings,etc.)

    Of total net worth

    (Insurance)Total Net

    Worth

    15% + 85% = 100%

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    THINGS YOUNEED TO CHECK BEFOREYOU BUY

    A LIFE INSURANCEPLAN ANY PLAN OF LIFE INSURANCE SHOULD BE ABLE TO OFFER YOU FLEXIBILITY.

    NEVER BUY A PLAN WITH FIXED TENURE.

    THE ABILITY TO DRIVE YOUR PLAN THE WAY YOU WANTTO DRIVE IT SHOULD BE INHERENTIN YOUR POLICY.

    THERE SHOULD BE ENOUGH FLEXIBILITY IN THE PLAN FOR YOU TO BE ABLE TO INCREASE

    YOUR INSURANCEOR STAGNATE THE SAME WHEN YOU WANT.

    TODAY YOU ARE FINANCIALLY SOUND WHAT IF IT DOESNT REMAIN THE SAME OVER APERIOD OF 10 TO 15 YEARS THE PLAN SHOULD BE ABLE TO SUSTAIN THE PREMIUM.

    ANY PLAN THAT YOU BUY SHOULD HAVE THE INHERENT QUALITY TO BEAT INFLATIONi.e.THE COVER OF YOUR PLAN SHOULD KEEP ON INCREASING AS PER VALUE OF MONEY.

    THE PLAN SHOULD BE SUCH THAT IN CASE OF ANY EMERGENCY OR OPPORTUNITY YOUSHOULD BEABLE TO WITHDRAW MONEY FROM YOUR PLAN.

    THE MOST IMPORTANT BEFORE BUYING A POLICY CHECK THE QUALITY & BACKGROUND OFYOUR ADVISOR.

    FINALLY ANY LIFE INSURANCE POLICY SHOULD WORK UNDER 3 CONDITIONS,

    MONEY IF YOU LIVE , MONEY IF YOU DIE,

    MONEY FOR ANY OPPORTUNITIES OR EMERGENCIES.

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    INSURANCEINSURANCE OROR INVESTMENTINVESTMENT ??????

    Investment thru Insurance

    Why Do You Need Insurance?

    Premium Maturity at What Age

    Why To Invest?* To Beat Inflation

    Return Current Inflation

    Bank 3.5% 9.19%

    P.O 7.5% 9.19%

    Equity 20% 9.19%

    * Today Your Money Will Doubled After 14 Yrs. + You Have to Invest Strong Amount At a Time.

    (As Per Rule of 72)

    * Rule of 72 = Inflation : % / 72 , Money Doubled : 72 / %

    * To Meet My Emergency Cash Needs. (Short Term Duration)

    * To Maintain Standard of Living at Retirement Time.

    An ISO 9001: 2000 Certified CompanyAn ISO 9001: 2000 Certified Company

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    LLIFESIFES LLIABILITYIABILITYLiability Graph :-

    Kid 2 Marriage Retirement

    I

    N Kids Higher Edu. Donation Car

    C Own Home

    O Kid 1 Kid 1 Marriage

    M Kid 2

    E Marriage

    A G E

    Birth & Education

    Liabilities are Fixed, Funds We have to Fix.

    Money Grows thru Investment or Savings ?

    It Is Better Late Than Never.

    Age Will Grow, Income We Have to Grow.

    An ISO 9001: 2000 Certified CompanyAn ISO 9001: 2000 Certified Company

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    IINFLATION ???NFLATION ???ITEMITEM 19871987 19971997 20052005 20172017

    Colgate Tooth Paste 8.85 18.90 45.00 104.00

    (100 gm)

    Hamam Soap 3.85 7.85 22.00 52.00

    Masala Dosa 3.50 14.90 32.00 224.00

    Petrol 7.90 25.00 52.54 259.00

    LPG 56.00 137.00 317.00 830.00

    Zodiac Shirts 225.00 510.00 1200.00 2620.00

    Prices in Rs.

    Inflation Robs You of Your Purchasing Power :-

    1,47,850

    * We Pay More to Maintain the Same Standard of Living

    68,480 * We Need to Save & Invest Today not Just To Maintain

    31,720 Our Current Standard of Living but also to achieve Our

    14,690 Goals

    5 Years 15 Years 25 Years 35 YearsCurrent Monthly Expenditure Rs. 10,000 Assuming Inflation @ 9.19% p.a

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    WWEALTHEALTH CCREATIONREATIONLuxury or NecessityLuxury or Necessity :-

    Cable TV Washing Machine Microwave Oven

    Color TV Color Mobile with Camera 2/4 Wheeler

    Long Term Wealth Creation Happens Only by Early & Regular Investment...

    20.16%

    14.47%

    9.19% 7.62%

    5.50%

    Inflation Bank FD Gold Co. FD Equities

    Source : RBI Report on Currency & Finance (2004-05)

    Any Investment Decision Should Be Based on Ones Needs, Risk Appetite & Investment horizon

    Hence, The Decision to Invest in Equity Funds Should Be Part ofa Well-Crafted Financial plan.

    It Could be a Good Idea to Invest Some Portion ofYour Money in Equity based ULIP, In order

    to Help You Reach Your Goal ofCreating Wealth over The long Term.

    An ISO 9001: 2000 Certified CompanyAn ISO 9001: 2000 Certified Company

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    Table of Financial Needs & Goals

    FinancialGoals

    AmountRequired (attodays prices)

    Years toAchieveYour Goals

    InvestmentHorizon

    Retirement 40 lakhs 25 Long Term

    DaughtersMarriage

    10 lakhs 17 Long Term

    ChildrensEducation

    5 lakhs 7-10 MediumTerm

    Buying aCar

    3 lakhs 5 Short Term

    An ISO 9001: 2000 Certified Company

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    A good investment is onethathelps you maximize yourtotal returns,net oftaxes and inflation overthetime period you invest for!

    WHICH INVESTMENT IS APPROPRIATE?

    Debt : PPF, Post office scheme, Fixed Deposits, Debentures,

    Bonds, Income Funds

    Equity : Individual Stocks, Growth Funds, Sectoral Funds

    Banks: Bank Deposits, Liquid Funds

    OR

    Unit Linked Investment Plan ULIP ( a mix all of the above )

    An ISO 9001: 2000 Certified Company

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    Eq uity FundsEq uity FundsWhy Equity Funds?

    All of us aspire forenough wealthto be ableto finance at leastsome of ourdreams.

    Giving our family thevery best,educating our children, including ourhobby that can our lifemore rewarding.

    One ofthemost chances ofdoing so is by investing wisely & regularly today.

    When one is investing forthe long-term, onehasto look at generating a returnthat is greaterthan inflation.

    For Ex.,If you get a return of 11% from your investment and inflation is 9% thenthe real return you havemade is only 2%.

    Why Indian Equities?Favorable Demographics - High Percentage of Young Populationto Drive Spending.

    Poor Infrastructure Hasto Improve from Present Situation. Cannot Get Worse.

    Globally Competitive Sectors & Companies All Implying Strong Sustainable Economic Growth Going Forward.

    Equities As An Asset Class Has Given Higher Returns Over A Long Term.

    Around The World, Investors Speaks Only One Language ..

    Equity Based Unit Linked Investment Plan Equity Based Unit Linked Investment Plan

    An ISO 9001 : 2000 Certified CompanyAn ISO 9001 : 2000 Certified Company

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    MMUTUALUTUAL FFUNDSUNDSAre Mutual Funds Safe ???Are Mutual Funds Safe ???

    One of The Public Limited Company

    Investors Company

    Company Cannot get Dissolve / Cant get Runaway

    Mutual Funds are not Just Equity Plan, but they are The Asset Allocation Funds

    In Mutual Funds as per IRDA Law, Money is Invested in a Spread. i.e. At Least InMinimum 15 to 35 Companies, Hence The Risk is minimized.

    A Mutual Fund pools the money of people with similar investment goals. The moneyin turn is invested in various securities depending upon the objectives of themutual fund scheme, and the profits are shared among investors in proportion totheir investments.

    M.F schemes are usually Open End (Open for Investment & Redemptions) or Closed

    End (With a Fixed Term)

    In Open End Schemes, Units Can be Purchased from or sold back to the fund at aNet Asset Value (NAV) based price on all business days.

    Mutual Funds are everyone. Around the World, Millions of investors invest in M.Fbecause of their safety, Ease of Investing & Help you to achieve your financialgoals.

    An ISO 9001: 2000 Certified CompanyAn ISO 9001: 2000 Certified Company

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    FFUNDS ALLOCATIONUNDS ALLOCATIONPower

    Chemical

    Pharmaceutical

    Telecommunication

    FMCG

    Asset Allocation Funds Sectorial Funds I.T

    Software

    Petroleum

    Banking

    G-Sec.

    Finance

    Portfolio

    Auto : Mahindra & Mahindra,TVS,Maruti Udyog Ltd,etc. * Software : Satyam Computer,TCS,Infosys,Wipro,etc.

    Banks : SBI,PNB,ICICI,UTI,BOB,IOB,etc. * Telecom : Bharti Televentures Ltd.,Tata Telecom,etc.

    Cement : GrasimInd.,GujaratAmbuja,etc. * Transportation : Shipping Corp. ofIndia Ltd.

    Chemicals : Indian Petrochemicals,Guj. Alkalies,etc. * Travel : Balmer Lawrie

    Consumer Non-Durable : Asian Paints,Nerolac Paints,Tata Tea,Hindu.Lever Ltd.,etc.

    Consumer Durable : Voltas Ltd. * Unlisted Equity Holdings : India Info line,etc.

    Fertilizers : GSFC,Indo Gulf Fertilizers Ltd. * Warrants : Jindal Vijaynagar,Television Eighteen,etc.

    Finance : Sundaram Fin. Ltd.,Tata Inv. Corp. Ltd.

    Ferrous Metals : Tata Iron & Steel Co. Ltd,Jindal Steel & Power Co. Ltd.

    Industrial Capital Goods : Bharat Electronics Ltd.,BHEL,Bharat Earth Movers Ltd,.etc.

    Industrial Products : Finolex Cables Ltd.,BOC (I) Ltd.,etc.

    Media & Entertainment : NDTV,Deccan Chronicle Holdings Ltd.,etc.

    Oil : ONGC

    Petroleum : RelianceInd. Ltd.,IBP Co. Ltd,.BPCL,etc.

    Pharmaceuticals : Sun Pharma.Cipla,Glaxo SmithKline,Dr.Reddys,Ranbaxy,etc.

    Power : Reliance Energy Ltd.,Tata Power Co. Ltd.,

    An ISO 9001 : 2000 Certified CompanyAn ISO 9001 : 2000 Certified Company

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    Survey conducted by,The Carson Group, a leading global capitalmarkets intelligence consulting firm

    THE TOP MONEY MANAGERS OF THE

    20th CENTURY

    1st Warren Buffett Berkshire Hathaway

    2nd Peter Lynch Fidelity Management & Research

    3rd John Templeton Templeton Investment Counsel

    4th Graham & Dodd SecurityAnalysis

    5th George Soros Soros Fund Management

    6th John Neff Vanguard Group

    7th John Bogle Vanguard Group

    8th Michael Price Franklin Mutual Advisors

    9th Julian Robertson Tiger Management

    10th Mark Mobius Templeton Asset Management

    Rank Fund Manager Organisation

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    FRANKLIN TEMPLETON

    INVESTMENTS

    FRANKLIN TEMPLETON

    INVESTMENTS

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    FFRANKLINRANKLIN TTEMPLETONEMPLETONThe Worlds Most admired Fund Managers Managing Your Fund.

    U.S Based Mutual Fund Company.

    Manage415 Billion$Asset ( Rs.17,50,000 Crore MorethanIndian Banking Industry)

    Global Presence 30 Countries.

    Worlds 3rd. LargestIndependent Fund Management Company.

    InIndia, F.T is Managing Over Rs.20,000 Crore,40 Offices inIndia & 1.5 Million$ ShareholderAccounts.

    Highest Share inIndian Market 10%

    AwardedBest Mutual Fund Company of The Year 2005.

    CumulativeAnnualized Returns in Last 18 Years 20.16% Approx. Returns in Equity.

    An ISO 9001: 2000 Certified CompanyAn ISO 9001: 2000 Certified Company

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    MNYLS Top 10 TipsFor Successful Investing

    Invest Regularly Part 2

    The Power Of Rupee Cost AveragingThe Power Of Rupee Cost Averaging

    Lump Sum Investor Regular Saver

    Year Ave. Unit Amount Units Amount Units *

    Price (Rs) Invested (Rs) Bought Invested (Rs) Bought

    1 20 1,20,000 6000 20,000 1000

    2 15 --- --- 20,000 13333 13 --- --- 20,000 1538

    4 10 --- --- 20,000 2000

    5 20 --- --- 20,000 1000

    6 15 --- --- 20,000 1333

    Total Invested (Rs) 1,20,000 1,20,000

    Average Price Paid (Rs) 20 20

    Total No. of Units Bought 6000 8204Value ofInvestment After

    Six Years (Rs) 1,20,000 1,64,080

    This Example Uses Assumed Figures & Is for Illustrative Purposes Only. * Fractional Units Ignored

    An ISO 9001 : 2000 Certified CompanyAn ISO 9001 : 2000 Certified Company

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    MNYLS Top 10 TipsFor Successful Investing

    10. Review Your Investments

    Your investmentsneedto adaptto changes in your circumstances,such as getting married, Havingchildren orstarting business.

    Its also a good idea to check thateach ofthe funds in your portfolio is living up to yourexpectations.Talking to anInvestmentAdvisor couldhelp you decide whether you needto switch between funds.

    CUMULATIVE RETURNS 1996 - 2004

    30 LACS

    Actively Managed Funds

    25 LACS Sensex

    Total Invested

    20 LACS

    15 LACS

    10 LACS

    05 LACS

    00 JAN-96 97 98 99 00 01 02 03 04 05

    Source : Franklin Templeton Cumulative Returns from Jan-96 to Jan-05

    An ISO 9001 : 2000 Certified CompanyAn ISO 9001 : 2000 Certified Company

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    LIFE MAKERUnit LinkedInvestment PlanUnit LinkedInvestment Plan

    100% Tax-Free Returns + 100% WhiteIncome.

    Optionto Choose Death Benefits( Level & Increasing )

    The Facility to Change Death Benefit OptionAs per Your Need in Life.

    Premium Flexibility, You Can Pay PremiumAny-TimeIn Whole Year after First 3 Years.

    After First 3 Years, Withdrawal Facility Any Time/Partial Surrender/Full Surrender.

    Facility To Pay Top-Ups. Only MNYL to give 1% Extra Bonus OnTop-Ups.

    Persistency Unit onAll PlansAvailable. i.e. If 10 Yr. PlanIsTakenThenAtTheTime of Maturity ......Customer Gets X % FromThe Company (MNYL)As a Loyalty Benefit.

    Front End Charge ofThe Company We Do Not Participate in Customers Profits. Hence, We ChargeInitially.

    The Facility to Increase or Decease Your Sum-Assured, Based on Your Family.

    OurInvestment Process isAimed at Delivering Consistently Strong Investment Performance & World ClassService.

    OurInvestment Process Harnesses Our Global Reach & Local Expertiseto Identify Investment OpportunitiesMost Suitedto Your Needs.

    An ISO 9001: 2000 Certified CompanyAn ISO 9001: 2000 Certified Company

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    DECIDE

    Whether You Should Work For MoneyOR

    Should Money Work For You!!!

    Life & Wealth Cycle Stage

    4 C

    Inflation Proof Returns Rule of 72

    PREMIUM FLEXIBILITY

    - Increase & Decrease of Premium

    - Stop Premium

    - Extra Top-Ups

    - Any Time Premium SAFETY

    - Mutual Fund Industry

    PROTECTION - IRDA

    - Death - SEBI

    - Disease - Section 27 of Insurance Act 1938

    - Disability

    EXPERIENCE

    - 162 Yrs. Of New York Life Intl.

    - 52 Yrs. Of Franklin Templeton

    - 22 Yrs. Of Max India Ltd.

    LIQUIDITY OF MONEY

    TAX BENEFIT U/S 80 C ( 1 Lakh limit) FUND ALLOCATION (Bench-Mark)

    - F.I.B.C.F

    - T.I.I.F

    LIFE MAKER

    An ISO 9001: 2000 Certified Company

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    MNYL

    Growth Fund & Balance Fund

    Equities 59%

    Cash 14%

    Govt. Securities

    16%

    Corporate Bonds

    11%

    Cash 17%Equities 33%

    Govt. Securities

    30%

    Corporate

    Bonds

    20%

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    MNYL

    Conservative Fund & Secure Fund

    Equities 42%

    Cash 20%

    Govt. Securities

    23%Corporate Bonds

    15%

    Cash 12%

    Equities 0%

    Govt. Securities

    62%

    Corporate

    Bonds

    26%

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    INDIAN MUTUAL FUND INDUSTRY

    3000

    53000

    103000

    153000

    203000

    253000

    303000

    1989 1990 1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2004 2006

    Source: Mutual Fund Yearbook 2001 (AMFI)

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    Performance of PPF in Last 7 Years

    9.59

    8 8

    11

    0%

    200%

    00%

    600%

    800%

    1000%

    1200%

    2000 2001 2002 2003 200 2005 2006

    Years

    Interestrate

    7.5 7.5

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    Performance of National Savings Certficate (NSC)

    in the last 7 years

    11.5

    9.59

    8 8

    0

    2

    4

    6

    8

    10

    12

    14

    2000 2001 2002 2003 2004 2005 2006

    Years

    RateofRetu

    rnin

    Percenta

    ge 7.5 7.5

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    Performance of Bank Deposits (F.D)

    in the past 5 years

    109.5

    8

    5.5 5.25

    0

    2

    4

    6

    8

    10

    12

    2000 2001 2002 2003 2004 2005 2006

    Years

    Percentage

    Rateof

    Return

    5.25 5.25

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    Performance of FT Bluechip Fund

    in the last 12 years

    19.54

    39.91

    17.97

    27.03

    05

    10152025

    30354045

    1 year 3 years 5 years sinceinception

    Years

    RateofR

    eturno

    Invest

    ment

    Series1

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    Performance of FT Prima Fund Since Inception

    0

    20

    40

    60

    80

    Years

    PercentageRateofReturn

    onIn

    vestments

    Series1 56.88 62.77 29.67 23.91

    1 year 3 years 5 years since inception

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    The BetterThe Equities Perform

    The More YourInvestmentGrows..

    Top 5 Companies

    had a Growth of

    32% in their

    Turnover in the

    Last Year

    Top 5 Companys Net

    Profit Increased by35% in the Last Year