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    Ameti’s Pizza in

    Pequanoock is not

    just your average

    pizzeria. Known for their

    excellent food and service,

    Ameti’s strives to be a cham-

    pion of the community. In

    fact, the owner, Shpendim

    Ameti, was born and raised in

    Pequannock, graduating from

    Pequannock High School in

    2001. In only six years

    “Shpendi” (as most people

    know him by) worked his way

    to becoming a business owner

    in his hometown.

    This, inherently, is where

    his sense of pride in his busi-

    ness derives. Ameti’s believes

    exceptional customer service

    is the setting to allow any

    good business to thrive.

    Ameti’s also makes sure to set

    a positive example, ending

    each day by donating pies to

    charity.

    “When you buy from a

    local small business, you are

    not helping a big-time CEO

    Proverbs 3:5,6 • God Bless AmericaRecycled Paper from 30% Post Consumer Waste

    April 8, 2015

    Zone 2, Vol. 13, No. 7

     We are a Family, Friendly Publication

    Ameti’s Pizza: A smallbusiness deliciously done anddone right

    Shpendim “Shpendi” Ameticontinued on page 23

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     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 2, Zone 2

    NOTE:  To have your group’s announce-

    ment appear in Community Happenings,

    please e-mail your paragraph to [email protected].

    APR 10

    •Benefit Pasta Dinner on Friday, April

    10 from 4:30-7pm to be held at

    Pequannock Fire Company 2, 24 Oak

    Avenue, Pequannock to benefit BSA

     Troop 144 Crew and Faith Ruth Calvo,

    one year old daughter of Capt Drew

    Calvo, a brother fireman. Tickets are

    $10.00 and are available in advance by

    calling 973-696-1726, ext. 28.

    •Movie Night for Adults at the Lincoln

    Park Library on Friday, April 10 at 5pm. The Library will screen Gone Girl, R, 149

    minutes. Must be 17 or older. No registra-

    tion required. For information contact

    [email protected].

    APR 15

    •Read with Romeo on Wednesday, April

    15 from 4:30-5:30pm at the Lincoln Park

    Library. For all ages. Come and read to

    Romeo, a friendly Golden Doodle. Bring

    your favorite picture book, or choose one

    of ours! No registration required.

    Questions? rachel.burt@lincolnparkli-

    brary.org.

    •Evening Book Club at the Lincoln ParkLibrary on Wednesday, April 15 at

    7:15pm. The April book selection is Low

    Pressure by Sandra Brown. Please contact

    Carol Nielsen with questions at car-

    [email protected].

    APR 16

    •Making Art from Recyclables on

     Thursday, April 16 from 4:30-5:30pm.

    Ages 6-10. Celebrate Earth Day early by

    creating an art project using recycled

    materials. Please register by calling 973-

    694-8283 or e-mailing rachel.burt@lin-

    colnparklibrary.org.

    APR 17

    •The G.F.W.C. Montville Township

    Women’s Club presents A Night with

    Anthony Duke Fund- raiser on Friday,

    April 17 at 7pm at Senior House, 356

    Route 202 Main Road, Montville. Funds

    raised will benefit local philanthropic

    organizations. Tickets cost $15 including

    light refreshments at intermission. Local

    singer Anthony Duke Claus will be singing

    hits from the 50’s, 60’s, and Broadway

    musicals. For tickets contact Jan Nichols at

    973-588-3013 or Alexandria Sarra at

    973-405-0088.

    •The Holy Spirit School Tricky Tray will be

    Friday, April 17, at Holy Spirit School 330

    Newark Pompton Turnpike, Pequannock.

    Doors open 5pm. Tickets are $15 per per-

    son. Feel free to bring your own food and

    beverage. For tickets call Holy Spirit

    School 973-835-5680 or email lbar-

    [email protected].

    APR 18

    •The Montville United Methodist

    Church, 29 Whitehall Road (Route202) in Towaco is hosting a sale of

    gently used clothing and household

    goods on Saturday, April 18 from

    8:30am-12:30pm in the rear educa-

    tional building. The profits from this

    sale will help local needy families. The

    sale is sponsored by the church’s

    Upper Room ministry. For directions or

    information call 973-334-3924 or

    973-334-1603.

    APR 21

    •Join the Garden Club of Montville’s

    spring fund raiser Buffet Dinner and

     Tricky Tray on Tuesday, April 21 at the

    Knoll Country Club West, Parsippany.

     The evening includes full buffet din-

    ner, appetizers, Tricky Tray, and a

    beautiful floral arrangement demon-

    stration by Pamela of Bill’s Village.

    Doors open at 5pm. Admission $40.

    Contact Debi at 201-919-0749.

    APR 23

    •Lego Club at Lincoln Park Library on

     Thursday, April 23 from 6:00-7:30pm.Grades 2 and up. Come to the library

    and make a Lego creation. Pictures of

    the finished products will be posted on

    our web site, and they will be kept in

    the Library’s display case until next

    month. No registration required. For

    information email rachel.burt@lincol-

    nparklibrary.org.

    APR 24

    •After-hours movie at Lincoln Park

    Library on Friday, April 24 from 4:30-

    6:15pm for all ages. The Library will be

    screening The Boxtrolls, PG, 96 min-

    utes. No registration required for this

    program. For information email

    [email protected].

    MAY 2

    •UNICO Foundation will present its 26

    Annual Kentucky Derby themed Dinner

    Dance at the Hanover Manor, Eagle

    100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

    Lincoln Park, NJ 07035 i 973.696.8008

    Publisher: Joe Pellegrinoi

    Editor: Bethanne Pellegrinoi

    Administrative Assistant: Denise Wirsingi

    Art Director: Robin BantaSales: Lisa Buniewski, Larry Johnson, George Papendick i Classifieds: Kathleen Todd

    Please e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.

    Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept onlyadvertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. © 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

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     visit our website at www.lifeandleisurenj.com April 8, 2015 Zone 2, Page 3

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     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 4, Zone 2

    The names in this story

    are being withheld to

    protect their identity.

    Tragically, twin boys

    were separated at 4 years of 

    age due to the fact that their

    father murdered their mother

    and there were no relatives

    willing or available to take-in

    the 2 boys together, dictating

    their separate future participa-

    tion with the State’s foster

    care program. The boy’s father

    constantly beat them and

    their mother while they were

    together, every day of their

    lives. Their mother’s face was

    a punching bag until finally

    the bully beat her so badly he

    inflicted irreparable brain

    damage, killing her!

    Throughout the years of their marriage, this man was

    constantly inebriated and

    barely worked at any mean-

    ingful job. He had no formal

    or specific education or

    training and pretty much

    drifted through life until

    bumping into the woman

    who would become the

    mother of his twins. He is

    spending the rest of his life in

    jail for his horrific crime and

    the only difference between

    his life before and after being

    a prison inmate, is the fact

    that he now lives in a con-

    fined space. And what of the

    man’s two sons?

    Interestingly enough,

    this question intrigued a

    young research reporter who

    decided to seek out and the

    separated twins to conduct aresearch paper, the reason we

    know this story today. What

    he discovered might impress

    you. After months of search-

    ing, finally finding and inter-

    viewing the boys, then in

    their 30’s, here is what he dis-

    covered.

    On the streets of Chicago

    lay a man in a cardboard box.

    He was drunk, burned out,

    alone and destitute. His

    hands were calloused, blood

    stained and bruised. He was

    wearing torn soiled jeans with

    a red filthy plaid flannel shirt

    when approached by the

    research reporter, who asked

    him if he would answer a few

    questions, which he did. The

    twin was very vocal as he was

    very interested in hearing the

    questions and why anyone

    would want to know either

    anything about him or his

    opinion about anything. The

    interview lasted only a few

    minutes as the twin had little

    to say. He told the researcherthat he was an alcoholic and

    lost his wife and kids because

    he couldn’t provide for them

    and because he couldn’t con-

    trol his anger. He was a vio-

    lent abusive man and walked

    out on his family, unable to

    keep any job, ending up in the

    street. The last question

    though, possessed the answer

    the researcher was looking for,

    but, I’ll tell you what it was in

    a moment.

    Later in the week, the

    researcher caught up with the

    dirty, street bum’s twin broth-

    er. He was found in the pent-

    house office suite of one of the

    two tallest office buildings in

    the city, which he owned. His

    secretary announced the

    arrival of the research reporter

    who was quickly summoned in

    to meet the twin. Upon entry

    of the suite, the researcher

    was surrounded by pictures of 

    the twin with his wife and

    children taken at destinations

    around the globe. Through hisquestioning the researcher

    found out that this man

    employed 100 people and

    built a multi-million dollar

    business. He sat on three

    charitable board of directors

    while financially supporting

    three more. He was the assis-

    tant coach for his son’s town

    football team and had a wife

    he loved and adored who felt

    the same way about him.

    The twin was very proud to

    tell the researcher that he

    loved his life and his family.

    Upon being asked about his

    twin brother, he replied that

    he didn’t know him because

    his brother refused to

    acknowledge his requests for

    a visit. “He rebuked every

    overture I’ve made to get to

    know him and introduce

    myself,” he said.

    The researcher had one

    final question for the twin,

    the same final question he

    asked his brother:

    “To what situation orevent in your life brought you

    to where you are today?” he

    asked. To which, both of the

    boys answered without hesita-

    tion and with exactly the

    same words:

    “With a father like mine,

    what else could I become?”

    The researcher was taken

    aback with astonishment.

    With a father like mine, what

    else could I become? The con-

    viction of the decisions made

    by these two individuals and

    the foundation for them was

    certainly justified but, diamet-

    rically divergent. The

    research reporter had a mes-

    sage now to tell the world

    about attitude, choice and

    rationale. It’s true that we

    become the sum of the parts

    that comprise our lives, but,

    not without choice, direction

    and drive. It is not easy to be astreet dweller, nor a self-made

    multi-millionaire, but, the

    decision to pursue either des-

    tination is simply a choice

    with an investment of perspi-

    ration behind the inspiration.

    Indecision is still a decision,

    might as well decide now,

    with the right to decide differ-

    ently later, rather than mak-

    ing no decision at all.

    The same is true when

    planning your financial

    future. Decisions must be

    made as to how much and

    where to invest, but not why

    to invest as why is not an

    option. One may have many

    different financial goals to

    prepare and plan for yet, they

    all have the same require-

    ment. First you must earn

    excess money to: begin tofund your goals, continue to

    fund them over the months

    and years ahead, while

    increasing the funding for

    them to succeed. There is no

    other way. Working with a

    financial advisor may be the

    best decision you may ever

    make to “increase your alti-

    tude!” Don’t have a financial

    advisor or unhappy with your

    current relationship, why not

    give me a call for a no cost, no

    commitment nor obligation

    appointment?

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     APG is the Premier Retire-ment and Estate Planning 

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    with 19 offices in 8 states.

    Mr. Charnet has over thirty

    three years of experience in the

    Retirement and Estate Plan-

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    Mark encourages your in-

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    Check out our website:

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     visit our website at www.lifeandleisurenj.com April 8, 2015 Zone 2, Page 5

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     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 6, Zone 2

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     visit our website at www.lifeandleisurenj.com April 8, 2015 Zone 2, Page 7

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     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 8, Zone 2

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    Too much household

    clutter is not only

    unsightly but also can

    contribute to a stressful envi-

    ronment. Children’s toys are

    often key contributors to

    homes overrun with clutter,

    but with a growing family and

    birthday and holiday gifts

    streaming in, it can be chal-

    lenging for parents to tame toy-

    related clutter.

    Parents who have hosted

    play dates know that once the

    fun ends their youngsters’

    rooms often appear overrun

    with toys. Kids have a funny

    knack of taking out every toy

    they own without putting

    their toys away. But with a few

    tips, anyone can conquer the

    clutter created by toys.

    Take stock of what you

    have. Taking inventory helps

    to determine which toys can

    ultimately be donated or dis-

    carded. Look for duplicates,

    similar items, broken toys, and

    items that are seldom used.

    Start to organize. When

    you have everything laid out

    in clear view, start to divide

    and conquer. Create groups in

    which to sort the toys. Dolls

    should be in one pile, building

    blocks in another and so on.

    Figure out a system that works

    for your family. You may find

    that active, sports-related

    items can be moved to the

    garage, while board games and

    books may be moved to a fam-

    ily room or a community clos-

    et in the house to free up more

    space in playrooms. Seasonal

    toys can be stored away in an

    attic or basement until they

    are needed.

    Create accessible storage.

    Toys should be stored where

    kids can easily access them.

    Clear bins are great for stor-

    age, and such bins come in a

    variety of sizes. Construct

    cubbies in the playroom

    where these bins can be kept.

    Be sure they are nearly ground

    level and not too heavy so

    that children can easily get to

    their toys come play time.

    Construct or buy a toy

    chest. A toy chest can house

    larger toys and act as a recepta-

    cle for fast cleanup when kids

    need to tidy up before company

    arrives. Such chests are good

    for storing larger cars and

    trucks or the hordes of stuffed

    animals kids accumulate.

    Shelving gets things off 

    the floor. Display collectibles

    that cannot be damaged on

    shelves. This makes sure they

    are still on display but not in

    jeopardy of being mishandled

    by curious youngsters.

    Donate toys kids no

    longer use. It can be a tough

    job, but children should work

    with you to thin out their toy

    collections. Designate a cer-

    tain portion of items that

    need to go. Bring them to a

    consignment shop or donate

    them to kids in need.

    Organizing youngsters’

    toy collections can be a diffi-

    cult job, but such organization

    is essential to keep a tidy home.

     visit our website at www.lifeandleisurenj.com April 8, 2015 Zone 2, Page 9

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     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 10, Zone 2

    Rock Ave, E. Hanover on Saturday, May

    2. Tickets are $125. Mail check to Steve

    Priola, 27 Louis Dr., Montville, NJ

    07045 payable to Montville UNICO

    Foundation. Ad Book Sponsorship isavailable at [email protected].

     Around the

    Community...

    •Montville UNICO will be offering

    $16,000 in educational grants to high

    school seniors in Morris County.

    Applications have been submitted to

    Morris County high school guidance

    offices with complete eligibility require-ments. Applications are available by

    contacting Mr. Mickey D’Addato,

    Chairman Educational Grants

    Committee at 973-263-2612 or visit

     www.montvilleunico.org.

    •The Lincoln Park Library offers one-

    on-one technological help. Please call

    973-694-8283 or email rachel.burt

    @lincolnparklibrary.org for an appoint-

    ment. Sessions are limited to one meet-

    ing per month.

    •Suffering from the memories of warjoin Point Man Ministries, a Christian

    ministry helping veterans find peace.

    Come and find out more. Call Barry

    Jensen at 973-809-9665 Point Man

    Ministries meets the first Thursday of

    every month from 7:30-9:30pm at

    Cornerstone Chapel 620 Route 23

    North, Pompton Plains.

    •The United Ostomates of North

    Jersey is an area-wide support group

    for ostomates, people of any age with

    potential, new, mature or reversedostomies or continent diversions.

    Meetings are on the second Monday of

    the month at Chilton Medical Center,

    97 West Parkway, Pompton Plains at

    7pm. Call Jo Ann Valent for informa-

    tion 973-831-5168.

    •The Montville Township Women’s Club

    has an ongoing project: comfort pillows

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    for Stairs & Upholstery• 24’ Cord• 1 Year Warranty

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     $ 129 99  With this coupon only. Not valid with other offers.Expires 5/6/15.

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    Community Happeningscontinued from page 2

    continued on next page

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     visit our website at www.lifeandleisurenj.com April 8, 2015 Zone 2, Page 11

    for breast cancer patients. Call

    Chairperson Alexandria Sarra at 973-

    405-0088 for information. Monetary

    donations for purchase of polyfill forthe pillows, should be made payable to

    MTWC and include Comfort Pillow in the

    memo. Please mail checks to P.O. Box

    267, Montville, NJ 07045.

    •Toastmasters can help improve public

    speaking and leadership skills. Meet the

    first Wednesday of each month at

    Hollywood Restaurant & Pizzeria, 376

    Fairfield Road, Fairfield from 7-9pm.

    Guests welcome. For information, visit

     www.diningtospeak.com.

    •The Montville Senior Citizens Club isopen to Montville Township residents

    aged 55 and older. The club meets

    every first and third Friday of the

    month at the Montville Senior House,

    Route 202 South. Refreshments served

    at noon. Meeting is at 1pm. New mem-

    bers and guests welcome. For informa-

    tion call Celia at 973-227-4591.

    Trusting, Caring& AffordableDental Care

    Gentle Private-Practice DentistCEREC ®  - Crowns in One VisitDrill-less DentistryGalileos 3D Digital ImagingEmergencies WelcomeNew Patients WelcomeCare Credit Financing Available

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    Welcome New PatientsOnly $95Includes Cleaning, Exam,Complete Set of X-Raysand Oral Cancer ScreeningCash Only or Your Insurance May Coverat Usual and Customary Fees.

    McKeeverDentalCare

    CommunityHappeningscontinued from previous page

    Crystallized trees and stone cold air;

    the smell of oak burning and the stillness of a stare.

    The trees are tall, strong and sure.

    They scattered the snow like men at war.

    A sole winters’ red breast sings out his note.

    I hold myself together by the furs of my coat.

    The darkness falls; from the moon it flees,

    while gathered wolves howl at a strange mild breeze.

    And the whitest winter, so pristine

    melts away into an entirely different scene.

    A golden sun thaws the earth,

    and my face, it glows with wide-eyed mirth!

    Trunks, once rigid, now stand at ease

    in sheers of sunlight streaming on snowy eaves.

    As the forest sheds it’s fleece of snow,

    every creature comes forth from their winters’ woe.

    My coat falls from me, and with ready, quick feet

    I run through the thicket, perfectly replete.

     The Thawing 

     Thicket By Jennifer Pellegrino

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    Many dog owners

    never give a second

    thought to the

    health of their dogs’ ears.

    Unless Fido isn’t answering the

    dinner bell, pet owners may fail

    to recognize signs that man’s

    best friend is dealing with ear

    trouble.

    Though it’s easily over-

    looked, maintaining a dog’s

    ears is something owners must

    do throughout their four-legged

    friend’s life. Such maintenance

    is simple, and owners who

    remember to make it a part of 

    their dog’s grooming routine

    can help ensure their dog stays

    clean and healthy for years to

    come.

    Why must I prioritize ear

    maintenance for my dog?

    The anatomy of dogs’ ears

    is reason enough for dog own-

    ers to make ear maintenance

    part of the grooming routine

    they have for their pets. The

    inner ears of dogs are curvy and

    provide many spots for bacte-

    ria, parasites and yeast to hide

    and grow. The winding nature

    of dogs’ inner ears also can

    make it difficult to expel anydebris that enters the ear canal,

    and trapped debris can cause

    infection.

    What are some signs that

    suggest my dog’s ears aren’t up to

    snuff?

    Much like their owners,

    dogs may suffer from wax

    buildup in their ears. But

    unlike humans, dogs who have

    wax buildup in their ears may

    be coping with microscopic ear

    mites, which can infect dogs’

    inner and external ear canals

    and lead to infection if left

    untreated.

    Ear mites can be difficult

    to see, but the presence of a

    black or brown waxy secretion

    may be indicative of ear mites.

    Dogs with ear mites may also

    rub or scratch their ears exces-

    sively, and that behavior can

    lead to ruptured blood vessels

    within the dog’s ear flap, whichwill look swollen and cause the

    dog considerable pain.

    Other signs that dogs may

    be having problems with their

    ears include redness in and

    around the ear, swelling, crusty

    skin, and hair loss. Any of the

    aforementioned symptoms

    should be brought to the atten-

    tion of a veterinarian immedi-

    ately.

    How can I protect my dog 

     from ear troubles?

    Simple and routine main-

    tenance is often enough to

    safeguard dogs from ear trou-

    bles. Apply a cotton ball damp-

    ened with hydrogen peroxide

    or mineral oil to dirty areas of dogs’ inner ears. The skin

    inside dogs’ inner ears is deli-

    cate, so be gentle when clean-

    ing such areas, even asking

    your veterinarian to show you

    the proper technique if you are

    concerned you might hurt the

    animal.

    Brought to you by

    Dr. Matthew Krupnick,

    the owner of Pequannock Animal Hospital

    Easy ways to keep your dog’s ears healthy

     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 12, Zone 2

    Dr. Matthew Krupnick, D.V.M.

     591 Newark Pompton Tpke. (near Friendly's)Pompton Plains, NJ

    973.616.0400• Full Service Animal Hospital,

    Specializing in Cats & Dogs

    • Complete Medical, Dental & Surgical

    Services On Premises

    • Caring & Competent Staff 

    “WHERE YOUR PET IS FAMILY” 

    FREE ExamNEW CLIENTS ONLY.

    Limit 1 per pet.Not combinable w/other offers. Expires 5/6/15.

    15% OFFExam Fee

    ONE TIME ONLY. Limit 1 per pet.Not combinable w/other offers. Expires 5/6/15.

    PequannockVeterinarian.com

    O p e n S a t u r d a y s 

    Hours: Mon 8-6pm • Tues 8-4pmWed 8-7pm • Thurs 8-6pm • Fri 8-5pm • Sat 8-12pm

    continued on next page

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    Some dogs, not unlike

    some dog owners, may grow

    hair in their ears. While the

    hair is relatively harmless, it’s

    still a good idea to discuss itsgrowth with your veterinarian,

    who can teach you how to

    remove the hair or even let you

    know if the hair needs to be

    removed at all.

    It’s important that dog

    owners do not clean their dog’s

    ears too often. The skin inside

    dogs’ ears is very sensitive, so

    over cleaning the ears can

    cause irritation.

    When cleaning dogs’ ears,dog owners should never insert

    anything inside their dogs’ ear

    canals.

    Dog owners who let their

    dogs go swimming from time to

    time should dry the dogs’ ears

    immediately after they get out

    of the water. Make sure ears are

    as dry as possible before letting

    Fido run off, as wet ears can

    cause infection and irritation.

    Ears may not be the first

    thing dog owners think of 

    when trying to protect

    their pets from potentiallypainful health problems. But

    ear maintenance should be a

    part of every dog owner’s dog-

    grooming routine.

    Dr. Matthew Krupnick is the

    owner of the Pequannock Ani-

    mal Hospital. He grew up in

    Kinnelon and is happy to be

    home – with his wife, three cats,

    and two dogs – to provide quali-

    ty and compassionate care for pets in the community. The Pe-

    quannock Animal Hospital is

    located at 591 Newark Pomp-

    ton Turnpike in Pompton

    Plains. You can reach the hospi-

    tal by calling 973-616-0400.

    • Partials • Repairs• Extractions• Tooth Whitening

    • Nitros Oxide Sedation• Gum Treatment• Dentures • Implants

     Most Insurance Accepted 

    LINCOLN COMMONSDENTAL ASSOCIATES

    Mark De Fonte, DMD 

    59 Beaverbrook Rd., Suite 301, Lincoln Park, NJ973-686-0060

    NEW PATIENT (No Insurance) SPECIAL Exam, Prophy & Xray $115

    • Latest Cosmetic Techniques• Crowns & Bridges• Root Canals

    Easy ways to keep your dog’s ears healthycontinued from previous page

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    April 15, the tax filing

    deadline for 2014

    federal income tax

    returns, will be here before

    you know it. If you won’t be

    able to file your income tax

    return by then, be sure to file

    for an extension using Form

    4868. The extension is auto-matically granted and gives

    you until October 15, 2015, to

    file your return.

    Be aware that an exten-

    sion of time to file does not

    extend the due date for pay-

    ment. Instead, you must esti-

    mate how much you’ll owe and

    pay that amount with the

    extension request. The IRS

    will assess interest on any

    unpaid balance. In addition,unless you pay at least 90% of 

    your estimated tax liability by

    April 15, you may owe a late-

    payment penalty.

    Even if you can submit

    your tax return by the April 15

    deadline, in some circum-

    stances getting an extension

    might still be a good idea.

    For example, say you can’t

    pay all of the tax you owe by

    April 15. An extension willallow you to defer paying part

    of the balance until October

    15. As long as you meet the

    prior-year safe harbor rule or

    pay 90% of your total current

    tax liability by April 15, you

    should not be subject to penal-

    ties on the balance due. And

    even though you’ll owe interest

    on the shortfall, the interest

    rate charged by the IRS may be

    less than the cost of borrowingelsewhere.

    Are you self-employed? If 

    you need a few extra months to

    fund your retirement plan fully,

    you might benefit by filing for

    an extension. To be deductible,

    retirement plan contributions

    must be made prior to the due

    date of your tax return, includ-

    ing extensions. By filing Form

    4868, you have up to six addi-

    tional months to fund yourplan. Another benefit of filing

    for an extension: If you don’t

    already have a retirement plan,

    you can use the extra time to

    establish a SEP-IRA.

    To discuss whether you

    can benefit from an extension

    of time to file your tax return,

    please give us a call.

    Robert P. Sokoloff and Associ-

    ates, PC, is a year round full

    service CPA firm providing a

    wide range of Accounting and

    Tax services to both Small Busi-

    ness and Individual Clients. We

    are QuickBooks Certified Pro Advisors and provide new busi-

    ness set up, training and support.

    Our office is located at 166 Min

    St. Lincoln Park, NJ 07035.

    Our website is www.cpanewjer-

    sey.com and email is

    [email protected]

    To contact us by phone please

    call 973-633-1001

    Can’t file by April 15?Get an extension

     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 14, Zone 2

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    Circa 2000. I’ve failed

    many times in my

    life. I’ve also had

    many successes. Both

    extremes have been part of my

    life. “The thrill of victory and

    the agony of defeat.” I have

    lived through both.

    While victory and suc-

    cess have driven me forwardto do greater things, I’ve prob-

    ably learned more from fail-

    ure. That’s because long ago, I

    decided to let failure be my

    life coach, inviting it to teach

    me what I really needed to

    know.

    Along the way, I decided

    that I would win in life. I also

    decided to live a life that

    would make a difference long

    after I was gone. I didn’t want

    to be someone who lived

    comfortably now, but did

    nothing to make the world (or

    my local community) a better

    place. I also decided to help

    other men succeed where I

    had failed, and to teach themto be husbands and fathers in

    ways that I wasn’t taught.

    Think about it...

    Failure can rob us of who

    we can be. It is how we handle

    failure that will truly define

    us. There is a difference

    between failing and failure.

    We all fail at some point in

    something. But it is we who

    allow the label of “failure” to

    fall on us. When you fail and

    learn, you grow. When you

    don’t learn it’s because failure

    has become a comfortable

    friend. You don’t need friendslike that!

     Joe Pellegrino is an author,

    speaker and consultant for Not

     Just An Average Joe, LLC.

    Have thoughts of your own?

    Send them to joe@notjus-

    tanaveragejoe.com. ©2014 Not

     Just An Average Joe, LLC.

     Failure is a great teacher?Picture this...

     visit our website at www.lifeandleisurenj.com April 8, 2015 Zone 2, Page 15

    973-835-0702435 Ringwood Ave • Pompton Lakes

    Visit Our Website For Services: www.PomptonDentalArts.com

    We Participate with Delta Dental • 10% Senior Courtesy

    Not an actual patient.

     K I D S  S P E C IA L $6 9 ( Re g.  $3 0 0)1 4  Yea rs o f A

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    In Office

     Membership Plans

     Available

    Upon Request.

    HOURS: Mon. 7-5, Tues. 12-9, Thurs 7-5, Friday by Appointment 

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     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 16, Zone 2

    Bottled Water

    A four-year study by the Natural Resources Defense Council shows that 1/3 of the bottled water

    tested contains levels of contamination which exceed allowable limits. Bottled water can alsobe slightly acidic, which may affect your body’s pH balance. Finally, the environmental impact

    caused by the production and disposal of plastic bottles is harmful to our ecosystem.

    Tap Water

    Tap water is a healthier option than soft drinks and other beverages, but according to the

    Environmental Working Group, there have been 315 pollutants found in America’s tap water

    since 2004, and over half of these pollutants are completely unregulated and can legally existin any amount.

    Reverse Osmosis and Distilled Water

    Reverse Osmosis and Distilling are filtering processes, which removes healthy, naturally

    occurring minerals in our water. These minerals not only provide good taste, they also serve a

    vital function in the healthy balance of our bodies. When stripped of these minerals, this water

    becomes unnatural and an aggressive absorber. This can be quite unhealthy. Also, 2 - 3 gallonsof water are wasted for every gallon of purified water produced; again, a very negative impact

    on our environment and ecosystem.

    To find out what we found out, have your water

    tested for free, and ask how to receive your

    21 day FREE trial of healthy water.

    Call 201-820-2094 or go towww.HSCwater.net/health

    code: livingwater3

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     visit our website at www.lifeandleisurenj.com April 8, 2015 Zone 2, Page 17

    LOCATION

    246 Hamburg Turnpike,

    Suite 202Wayne, NJ 07470

    is certif ied by the American Board ofCardiovascular Disease and Interventional Cardiology. He is a member of the AmericanCollege of Phlebology and the AmericanSociety of Laser Medicine and Surgery.

    Dr. Ghassemi specializes in advancedvascular procedures, which include Vascular Laser Therapy for the treatment of varicose veins, laser ablation and sclerotherapy. He also specializes in advanced cardiovascular  procedures, including angioplasty, laser atherectomy and stenting.

    Dr. Ghassemi received his M.D. from the University of Medicine and Dentistry

    (UMDNJ)/Robert Wood Johnson Medical School in Camden. His internship andresidency were completed at the MedicalCollege of Pennsylvania Hospital inPhiladelphia in Internal Medicine in 1991. He completed his fellowship at HahnemannUniversity Hospital in 1994 and in 1995 completed an Interventional Fellowship at the Albert Einstein Medical Center,Philadelphia.

    Can Aging and Pregnancy

    Cause Vein Problems? 

    “The vein treatment I received was great. I am very happy with the  procedures done on my legs. I wish I had done this earlier.” 

    –Zofia Pawlowski

    The Very Best in Non-Surgical ProceduresAt ACP Vein Treatment Center in Wayne, we treat venousdiseases in men and women with painless, minimally invasive vasculartherapies. The most common of these include treatments forvaricose veins and spider veins. These conditions are progressivediseases that can develop into serious medical issues, includingdiscoloration and ulceration. Our new ACP Vein Center in Wayne isdedicated entirely to the diagnosis and treatment of vein disorders.

    To learn more visit

    acpveincenter.com

    HOURS

    8:30am-5:30pm

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    855-900-VEIN (8346)

    Veins are the thin-walled blood ves-sels that drain de-oxygenated bloodfrom the capillarybeds of the body

    and deliver it back to the rightatrium of the heart for pumpinginto the lungs to be re-oxy-genated. Valves in the veins help

    maintain blood flow in places suchas the legs where the blood pres-sure has to push blood uphill,against the force of gravity. De-spite the valves, accumulation of blood in leg veins can stretch thethin walls, resulting in varicoseveins. Because the vein walls areso thin, factors like aging and preg-nancy can actually weaken anddamage your veins.

    HOW YOUR VEINS CHANGE  As you age, all of the blood ves-sels in your body tend to become

    less flexible and less elastic. In theveins, this could mean that thewalls expand, but don’t return totheir natural shape.

      During pregnancy blood volumeincreases greatly. This can causeveins to enlarge. Plus, pressure onthe large veins behind the uteruscauses the blood to slow in its re-

    turn to the heart. For these rea-sons, varicose veins in the legs aremore common in pregnancy.

    WHAT HAPPENS WHEN VEINSCHANGE  When veins expand, the valvesin those veins either become dam-aged, or don’t close properly. Theresult is abnormal backward flowthrough the open valve. This is re-ferred to as venous reflux, which

    causes blood to collect, causingveins to remain expanded, result-ing in varicose and spider veins.

    This condition can also lead toswelling, skin changes and leg ul-cers in your lower leg and ankles. 

    At the new ACP Vein Centerwe offer these, and other officebased, minimally invasive optionsfor the treatment of CVI and as-sociated venous issues. To deter-mine if you are a candidate for

    treatment, please contact ustoday to schedule a consultation.

    Q. A.TO USE

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     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 18, Zone 2

    S a ve t he  D ate

     A p r il 11t h

    Scotts

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    FORSYTHIAReg. $24.99

    SALE$19.99

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     Service – Savings – Selection

    We are the Source • We Grow and Sell Direct to you

    Gro-Rite Landscaping ~ We Design, Install and Maintain!

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     visit our website at www.lifeandleisurenj.com April 8, 2015 Zone 2, Page 19

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     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 20, Zone 2

    Aroaring fireplace on achilly day provides a

    welcome, aesthetically

    appealing respite from the cold.

    Fireplaces are typically used

    throughout winter, but when

    spring rolls around, many home-

    owners no longer feel the need tolight a fire. As fireplace season

    winds down, homeowners can

    take the following steps to close

    their fireplaces for the warm

    weather seasons ahead.

    Begin the cleanup

    Repeatedly lighting firesresults in an accumulation of ash

    and residual wood debris. Clean

    out what you can by hand and

    discard the soot. To conduct a

    more thorough cleaning, use a

    high-powered garage vacuum to

    clear out any remaining ashesfrom crevices and other parts of 

    the firebox.

    Hire a chimney sweep

    A fully functioning fire-

    place chimney should be swept

    annually by a certified chimney

    sweep. He or she will removesoot and any creosote from the

    inside of the chimney. Creosote

    is highly flammable and can

    cause considerable damage if it

    catches fire.

    A professional chimney

    sweeping also reduces theamount of dirt and odor that will

    continue to enter a home after

    the fireplace has been retired for

    the season. Damp spring weather

    can moisten soot trapped in a

    chimney, causing it to smell.

    Cleaning and deodorizing can

    help keep rooms fresh.

    Ask for an inspection

    Ask a chimney sweep to

    inspect your chimney in addition

    to cleaning it. A sweep can lookfor leaks and cracks, and he or

    she should also look at the flash-

    ing system and rain cap, which

    can prevent water infiltration.

    You don’t want to learn your

    chimney is in poor shape during

    a heavy spring rainfall. Ask that

    the pipes, brickwork and damper

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    How to close up a fireplace for the season

    continued on next page

    i i b i lif dl i jA il 8 2015 Z 2 P 21

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    also be checked for functionality

    and good repair.

    Close the damper

    Homeowners should close

    the dampers on wood-burning

    fireplaces when closing their fire-

    places for the season. Doing so

    prevents animals from making

    nests inside the chimney and

    possibly gaining entry into your

    home. Closing the damper also

    makes the home more efficient

    by not letting air escape throughthe chimney.

    Those with gas fireplaces

    should leave the damper open at

    all times to prevent a gas buildup

    in the home in the case of a gas

    leak. However, homeowners may

    want to extinguish the pilot light

    for a gas fireplace in the spring to

    reduce energy usage.

    Make it attractive

    Some homeowners choose

    to dress up a fireplace to make it

    look more appealing in the off-

    season. Flowers, plants, candles,

    or decorative accents can be

    placed in the firebox to add

    style to a home.

    When closing a fireplace

    for the season, homeowners can

    benefit from hiring a professional

    to ensure everything is done cor-

    rectly and the fireplace will be in

    top shape and ready to warm

    everyone up next winter.

     visit our website at www.lifeandleisurenj.com April 8, 2015 Zone 2, Page 21

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    How to close up a fireplace for the season

    continued from previous page

    visit o r ebsite at lifeandleisurenj com April 8 2015Page 22 Zone 2

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    Weekend brunch

    hosts who want to

    forgo more familiar

    fare can spice things up with

    crêpes, a beloved dish in France

    that is popular in many other

    areas of the globe as well. The

    following recipe for “Asparagus

    & Ham Crêpes” from Lou

    Seibert Pappas’ “Crêpes: Sweet

    & Savory Recipes for the

    Home Cook” (Chronicle

    Books) is a versatile dish thatcan be made into a vegetarian

    offering by simply omitting the

    ham.

    Asparagus & Ham Crêpes

    Makes 8 crêpes

    8- 6 or 7 inch garbanzo flour or

    savory crêpes (see below)

    1 ½ pounds asparagus spears, cut

    into 1-inch diagonal lengths

    1 egg 

    1 large sweet white or red onion,

    chopped

    ¾ cup ricotta cheese or natural

    cream cheese at room temperature

    ½ cup shredded Gruyére or

    Emmenthal cheese

    3 tablespoons grated Parmesan

    cheese

    2 garlic cloves, minced

    2 tab minced fresh flat-leaf parsley

    2 tea minced fresh tarragon or dill,

    or 1/2 teaspoon dried tarragon ordill

    2 oz honey-baked ham or Black

    Forest ham, julienned

    Prepare the crêpes.

    Preheat the oven to 350 F.

    Steam the onion and asparagus

    in a covered container over

    boiling water until the asparagus

    is crisp-tender, about 5 to 7 min-

    utes. In a medium bowl, beat

    the egg and mix in the cheeses,

    garlic, parsley, tarragon or dill,

    ham, and steamed vegetables.

    Spoon ½ cup of the filling

    in a ribbon down the center of 

    each crêpe and roll to enclose.

    Arrange in a greased 9-by-13-

    inch baking dish. Bake in the

    oven for 10 to 15 minutes, or

    until heated through. Serve at

    once.

    Savory CrêpesMakes 16 to 18, 6- or 7-inch

    crêpes

    2 large eggs

    1 cup milk

    1/3 cup water

    1 cup all-purpose flour, preferably

    bleached

    ¼ tea salt

    2 tab butter, melted, plus 2 or 3 tab

    butter for coating the pan

    In a blender or food

    processor, blend the eggs, milk,

    water, flour, salt, and the 2

    tablespoons melted butter for 5

    seconds, or until smooth. Stir

    down and repeat if necessary.

    Or, to mix by hand, sift the

    flour into a medium bowl and

    add the salt. Whisk the eggs

    until blended, mix in the milk

    and water and whisk this mix-

    ture into the flour and salt; stirin the 2 tablespoons melted

    butter. Cover and refrigerate

    for at least 1 hour (2 hours is

    preferable) or up to 24 hours.

    Gently stir the batter if it

    has separated. Heat a seasoned

    6- or 7-inch nonstick crêpe pan

    over medium-high heat until

    hot. Coat the pan lightly with

    butter, lift the pan from the heat

    and pour in 2 or 3 tablespoons

    of batter, tilting and rotating the

    pan to coat the surface. Cook

    until almost dry on top and

    lightly browned on the edges,

    about 1 minute. Loosen the

    edges with a metal spatula and

    flip the crêpe over using yourfingers or the spatula, then cook

    the other side for about 15 sec-

    onds, or until lightly browned.

    Turn the crêpe out onto a clean

    tea towel to cool. Repeat with

    the remaining batter, wiping the

    pan with butter as needed and

    stacking the crêpes as they are

    cooked.

    For serving immediately,

    cover the crêpes with alu-

    minum foil and keep them

    warm in a preheated 200 F

    oven. For serving later, wrap

    them in plastic wrap in quanti-

    ties intended for each use and

    slip them in a self-sealing plas-

    tic bag. Refrigerate crêpes forup to 3 days or freeze them for

    up to 2 months.

    To make garbanzo flour

    crêpes, follow the savory crêpe

    recipe, but replace the 1 cup

    all-purpose flour with 2/3 cup

    all-purpose flour and 2/3 cup

    garbanzo flour.

     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 22, Zone 2

    Se rv in g th e Ar e a Since 1990TAKE-OUT • DINE-IN 

    Pizza • Mussels • Italian Dinners • Appetizers • Calzones • Hot Wings • Hot & Cold Subs

    Plus Tax - Reg.$24.00

    2 LargeCheese Pies

    $ 19.99Plus Tax - Reg.$36.00

    3 LargeCheese Pies

    $28.99Plus Tax

    4 LargeCheese Pies

    $37.99Plus Tax

    5 LargeCheese Pies

    $46.99 15%OFF Any Catering

    Order

    Maynot becombined with anyotheroffer.Onecoupon pervisit. Takeout,deliveryor dine-in only.

    Expires 5/15/15.

    Maynot becombined with anyother offer.Onecoupon pervisit. Takeout,deliveryor dine-in only.

    Expires 5/15/15.

    Maynot becombined with anyotheroffer.Onecoupon pervisit. Takeout,deliveryor dine-in only.

    Expires 5/15/15.

    Maynot becombined with anyother offer.Onecoupon pervisit.Takeout,deliveryor dine-in only.

    Expires 5/15/15.

    Maynot becombined with anyother offer.Onecoupon pervisit.Take out,deliveryor dine-in only.

    Expires 5/15/15.

    Maynot becombined with anyotheroffer.Onecoupon pervisit. Takeout,deliveryor dine-in only.

    Expires 5/15/15.

    Maynot becombined with anyother offer.Onecoupon pervisit. Takeout,deliveryor dine-in only.

    Expires 5/15/15.

    Maynot becombined with anyotheroffer.Onecoupon pervisit. Takeout,deliveryor dine-in only.

    Expires 5/15/15.

    Maynot becombined with anyother offer.Onecoupon pervisit.Takeout,deliveryor dine-in only.

    Expires 5/15/15.

    $5  OFF Any Order

    of $30 or more

    $ 10OFF Any Order

    of $50 or more

    $6.99$2  OFF   FREE

     Any Pizza

    FREEDELIVERY

    $6.00 MINIMUM

    BUTLER • 12 MAIN STREET • 973-283-0454Butler, Bloomingdale, Riverdale, Pompton Lakes, Kinnelon, Haskell, Sections of West Milford

    POMPTON PLAINS615 RT. 23 S. • 973-839-2222

    Lincoln Park, Pequannock, Pompton Plains, Riverdale,Sections of Montville, Wayne

    GRAND OPENINGSPECIAL

     1 Cheese Pie

    PLUSTAX

    CATERING FOR EVERY OCCASION!

    Lg Cheese PieWITH ORDER OF

    $50 OR MORE

    HOURS: Mon.-Thur. 11am-10pm • Fri. & Sat. 11am-11pm • Sun. 12pm-10pm

    N o w

     O pe n!

    ONLINE ORDERING AT WWW.AJSPIZZA.NET

    Maynot becombinedwith anyotheroffer.Onecouponpervisit. Takeout,deliveryor dine-inonly.

    Expires4/30/15.

     O t he r L o ca t i o n

    FIND THE BEST PLACES FOR DINNER, DRINKS AND APPETIZERSWITH FRIENDSAND FAMILY. ONLY IN LIFE & LEISURE

    TO ADVERTISECALL973.696.8008

    Spring2015

    Surprise guests with homemade crêpes

    visit our website at www lifeandleisurenj comApril 8 2015 Zone 2 Page 23

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    buy a third vacation home,”

    says Shpendim, “you are help-

    ing a little girl get dance les-

    sons, or a family pay a mort-

    gage. This is something we

    take to heart at Ametis’s Pizza.

    Our customers are our share-

    holders and they are the ones

    we ultimately strive to make

    happy.”

    Ameti’s Pizza is a prime

    example of what small busi-ness in a community should

    look like. But what is a small

    business with an outstanding

    product? What Ameti’s brings

    to the table is fine Italian cui-

    sine that is sure to “wow” you

    and your family. The menu

    includes dozens of choices of 

    gourmet pizzas, sandwiches,

    wraps, and paninis in addition

    to a list of classic Italian

    entrees. Dine in, take out, free

    delivery, and online ordering

    are available! Ameti’s also

    offers excellent specials

    Monday-Thursday, as well as

    their Family Specials. Their

    newly instated ‘Happy Slice’

    hour runs every day from

    3-4pm, and also from 9-10pm,

    during which customers may

    purchase any slice for $1.

    Stop in and enjoy a

    slice or delicious meal at

    Ameti’s Pizza. Visit us at 166

     Newark Pompton Turnpike in

    Pequannock. Call 973-696-

    4900, like us on Facebook atAmeti’s Pequannock or check

    out www.ametispizza.com for

    more information. You can

    also stop in and use

    our coupons at Ameti’s Pizza

    in Wayne; located at 142

    Ryerson Ave. Call Ameti’s in

    Wayne at 973-692-1500.

     visit our website at www.lifeandleisurenj.com April 8, 2015 Zone 2, Page 23

    973-696-4900166 NEWARK POMPTON TPK

    PEQUANNOCK, NJ 07440

    973-692-1500142 RYERSON AVENUE

    WAYNE, NJ 07470

    10 % OFF ALL CATER I NG 

    $150 Off Any Extra Large 18” Pizza

    PLUS TAX • TOPPINGS EXTRANot to be combined with any other coupons or

    offers that we provide. Must present the coupon. Exp. 5/15/15.

    (Choice of Chicken, Pasta and Salad)Chicken: Parmigiana, Francese, Marsala Pasta: Penne Vodka, Penne Marinara,Penne Garlic & Oil Salad: House or Caesar

    PLUS TAX • TOPPINGS EXTRANot to be combined with any other coupons or

    offers that we provide. Must present the coupon. Exp. 5/15/15.

    $20.002 Large 16” Pizzas

    PLUS TAX • TOPPINGS EXTRANot to be combined with any other coupons or

    offers that we provide. Must present the coupon. Exp. 5/15/15.

    $

    27.953 Large 16” PizzasPLUS TAX • TOPPINGS EXTRANot to be combined with any other coupons oroffers that we provide. Must present the coupon. Exp. 5/15/15.

    REDEEM COUPONS AT E I THER LOCAT I ON ! 

    BRING THIS AD

    FEEDS UP TO6 PEOPLE

    ONLY$2595

    • DAILY LUNCH BUFFET

    Only $6.95& Full Menu with Specials

    • Restaurant & Fine Catering• Catering For All Occasions,

    On & Off Site• Gift Certificates Available• Take-Out • Full Bar

    Lina’sCUSTOMERAPPRECIATIONNIGHTEvery Wednesday & Friday

    4PM-11PM

    50% Off Entire Check18% Gratuity added to total bill.Notvalid withany other offers.

    CASHONLY

    49 MAIN STREET | BLOOMINGDALE973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.com

     Just off Routes 23 & 287 • Open Wed, Thurs & Sun 12pm-11pm • Fri & Sat 12pm-12am AT 

     o  u c   h O      f     I     t  a   l     y  I    n   B l  o  o  m  i  n

      g d a l e

    WE ARE OPEN FOR PRIVATE PARTIES ON MONDAY & TUESDAYS

    Visit us on Facebook

     A Touch Of Italy In Bloomingdale Since 1983Fresh seafood, the finest quality meats, seasonal ingredients and a chef who ensures every course is prepared to perfection. That’s our recipe for success.

    “A Warm, Elegant & Engaging Atmosphere”

    of course! 

    En sur ethe Perf ect 

    Dat e f or Your Special Occa sion...

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    Make Your 

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    Ameti’s Pizza: A small business deliciously done anddone rightcontinued from page 1

    visit our website at www.lifeandleisurenj.com  April 8, 2015Page 24, Zone 2

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    24/32

     visit our website at www.lifeandleisurenj.com p ,g ,

    For more information or to register visit

    LEGACYMINDEDMEN.ORGGroups please call 973-865-8000

    When: Saturday - April 25, 2015 • 8:00am - 1:00pm

    Powerful Post-Conference Workshops Included

    Where: Christian International Church

    99 Two Bridges RoadLincoln Park, NJ 07035

    Christian International ChurchPresents

     A Legacy Minded Man Conference

    Featured Speakers

     R o b C r u v e r

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     a e s a r

     visit our website at www.lifeandleisurenj.com April 8, 2015 Zone 2, Page 25

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    jp g

    License #: NJ09980558654 ©2015 CENTURY 21 REAL ESTATE LLC. CENTURY 21® is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated.All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

    Call today for a complimentary Mortgage Pre-approvaland know your buying power

    before beginning the home buying process.

    Recognized by Mortgage Executive Magazine as a "Top 1% Mortgage Originator" for 2013

    973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax • [email protected] Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of March 26, 2015. Terms for Condos listed above are subject to meeting

    Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change withou t notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35 286 Equal Housing Len der.

    Ryan BarryMortgage Banker

    NMLS# 183464

    PEQUANNOCK $357,9003.625/3.718APR

    $1,306 PER MNTHGREAT EXPANDED CAPE!

    4 BR, 2 BA

    POMPTON PLAINS $249,9003.625/3.752APR

    $912 PER MNTHNEWLY LISTED!

    3 BR, 1 BA, 1 CAR GAR

    POMPTON PLAINS $499,9003.625/3.696APR

    $1,824 PER MNTHMUST SEE!!

    3 BR, 2.1 BA, 2 CAR GAR

    POMPTON PLAINS $499,9003.625/3.696APR

    $1,824 PER MNTHSIMPLY STUNNING!4 BR, 2.1 BA, 2 CAR GAR

    LINCOLN PARK $309,9003.625/3.730APR

    $1,131 PER MNTHBETTER THAN NEW!

    2 BR, 2 BA

    LINCOLN PARK $319,9003.625/3.727APR

    $1,167 PER MNTHSUPER DESIRABLE TOWN-HOME! 2 BR, 2.1 BA, 1CAR GAR

    RIVERDALE $247,9003.625/3.753APR

    $904 PER MNTHROCK CREEK CROSSING

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    LINCOLN PARK $349,9003.625/3.720APR

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    WAYNE $499,0003.625/3.696APR

    $1,821 PER MNTHPRICE REDUCTION – DON’TDELAY! 4 BR, 3 BA, 2CAR GAR

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    CLIFTON/ UPPERMONTCLAIR $149,900

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    POMPTON LAKES $190,0003.625/3.788APR

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    WEST MILFORD $189,9003.625/3.788APR

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    $1,751 PER MNTHNEWLY LISTED – MUST SEE!

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     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 26, Zone 2

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    Hal Maxwell, president

    of Coldwell Banker

    Residential Brokerage

    in New Jersey and Rockland

    County, New York, is pleased to

    announce that Boswell Aiosa &

    Co. has ranked among the Top

    5 affiliated teams in the compa-

    ny for 2014, reaching No. 1 for

    total units sold and No. 3 for

    gross commission income

    (GCI).

    Boswell Aiosa & Co. is led

    by William “Bill” Boswell of 

    Coldwell Banker Residential

    Brokerage in Wyckoff/Franklin

    Lakes and Ronald “Ron” Aiosa

    of Coldwell Banker Residential

    Brokerage in Kinnelon. The

    team is also comprised of two

    buyer specialists, Stephanie

    Andronaco and Donna Nelson,

    as well as a rental specialist,Mark Mielke, and is supported

    by a full-time client relations

    and administrative staff.

    The team also attained the

    Coldwell Banker International

    President’s Premier Team

    Award following its successful

    sales year in 2014. This honor

    places Boswell Aiosa & Co.

    within the Top 3 percent of 

    approximately 2,500 Coldwell

    Banker sales teams in the U.S.

    and Canada.

    “Bill and Ron have made a

    great impact in their market-

    places, developing a stellar repu-tation for pleasant customer

    service and outstanding results.

    I am excited to congratulate

    them for their multiple acco-

    lades in 2014,” said Hal

    Maxwell, president of Coldwell

    Banker Residential Brokerage

    in New Jersey and Rockland

    County, N.Y.

    Boswell and Aiosa were

    each named Platinum Level

    recipients of the NJAR® Circle

    of Excellence Sales Award® for

    2014, which is the highest level

    recognized by New Jersey

    Realtors®. They both have also

    qualified for the NJAR®

    Distinguished Sales Club®

    Award, a recognition attained

    after receiving the NJAR®

    Circle of Excellence Sales

    Award® for 10 years. In addition,

    Boswell was acknowledged for

    his exceptional service as one of 

    its Five Star Real Estate Agents

    in 2015.

    Boswell and Aiosa were

    ranked No. 68 and No. 69,respectively, on the 2014 REAL

    Trends Best Real Estate Agents

    in America list of New Jersey’s

    top real estate sales professionals

    based on closed transaction

    sides. Boswell and Aiosa also

    ranked No. 81 and No. 85 on

    the list, respectively, based on

    closed sales volume.

    Boswell, who entered real

    estate in 2005, has built his rep-

    utation as a prominent realestate professional in the tradi-

    tional residential and luxury

    markets serving Bergen, Morris,

    Essex, Hudson, Morris and

    Passaic counties. He is a

    Coldwell Banker Previews

    Internation-al Property Specialist,

    specializing in the marketing of 

    luxury homes. In 2013, Boswell

    was announced by Realtor

    Magazine as a member of its

    prestigious 30 Under 30 Class, a

    group of young professionals

    across the country who exem-

    plify “the ingenuity, dedication

    and prowess that’s raising thebar in real estate today.” Boswell

    combines knowledge of his local

    market with focused online

    marketing to reach today’s buy-

    ers and sellers further and faster.

    A 30-year Morris County

    resident, Aiosa offers extensive

    knowledge of local communi-

    ties to buyers and sellers

    throughout Bergen, Essex,

    Morris, Passaic and Sussex

    counties. A top real estate agentever since entering the profes-

    sion in 2006, Aiosa has shared

    his real estate expertise during

    multiple appearances on NBC’s

    LXTV Open House NYC and

    George to the Rescue. Formerly

    in the mortgage industry, Aiosa

    has in-depth knowledge of the

    mortgage process and keeps up-

    to-date with changes in the field

    to better guide buyers. He also

    specializes in new construction

    and renovations, and is a

    Coldwell Banker Previews

    International Property Specialist,

    specializing in the marketing of luxury homes.

    For more information about buy-

    ing or selling a home, contact

    Boswell Aiosa & Co. at 973-

    850-4187, 201-891-6700

    (Wyckoff/Franklin Lakes office)

    or 973-838-9300 (Kinnelon of-

     fice). Coldwell Banker Residential

    Brokerage in Wyckoff/Franklin

    Lakes is located at 360 Franklin

     Ave. in Wyckoff and Coldwell

    Banker Residential Brokerage in

    Kinnelon is located at 1450 Route

    23 North in Butler To view list-

    ings, visit www.CBMoves.com

    and www.northjerseyluxury.com

    Boswell Aiosa & Co. rank among top 5 Coldwell Banker Residential

    Brokerage Teams for 2014

    Patricia Wojtyszyn, bro-

    ker/owner of Century

    21 Crest Real Estate is

    pleased to announce that in

    recognition of its outstanding

    sales production and commit-

    ment to quality service,

    Century 21 Real Estate LLC

    recently honored Century 21

    Crest Real Estate with the

    Century 21® President’sAward. The annual award is

    bestowed upon those inde-

    pendent Century 21® offices

    that earn the Century 21

    Centurion® award and the

    Century 21 Quality Service

    Pinnacle award in the same

    calendar year.

    The Centurion Award is

    presented to Century 21

    offices that achieve or

    surpass sales production of 

    $1,991,000 or 446 closed

    transaction sides within a cal-endar year.

    The Century 21 Quality

    Service Pinnacle Award is

    presented to those independ-

    ent offices that receive satis-

    faction surveys for their con-

    sumers surveyed from January

    1 to October 31, with a survey

    score of 95 percent or

    better for two consecutive

    years.

    “We are thrilled to rec-

    ognize the work of Century 21

    Crest Real Estate for thismomentous achievement,”

    said Rick Davidson, president

    Century 21 Crest Real Estate receives President’s Award for

    commitment to quality service and productivity

    William “Bill” Boswell Ronald “Ron” Aiosa

    continued on page 28 

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    Just Listed by Boswell Aiosa & Co.22 West Sunset, Pequannock4 Bedroom, 2 ½ Bathroom Colonial that

    is gracefully perched high in the hills.

    This custom home boasts an unparal-

    leled combinaon of majesc mountain

    views, locaon & lifestyle! Situated on a

    quiet, private road, this locaon simply

    can't be beat. Let the light, bright open

    floor plan provide for easy living and en-

    tertaining. The full walk-out basementleads to a private in-ground pool over-

    looked by an expansive deck which is

    also the perfect place to enjoy the mag-

    nificent views. Also boasng gleaming

    hardwood floors, spacious room sizes,

    soaring ceilings and more. Combined

    with top rated schools, around the cor-

    ner from Sunset Valley Golf Course

    & easy access to just about every-

    thing...make this the final desnaon on

    your home search! Offered at $849,900.

     visit our website at www.lifeandleisurenj.com  April 8, 2015Page 28, Zone 2

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    With home prices

    on the rise, finish-

    ing a basement is

    the latest trend in real estate.

    More and more homeowners

    are enjoying the perks of addi-

    tional living space, a reduc-

    tion in heating and cooling

    costs, a healthier home, and,if done right, a more desirable

    home when selling.

    A finished basement can

    be used for virtually anything

    and may offer multipurpose

    spaces the entire family can

    enjoy. Common uses include

    additional storage or a media

    room, craft room, guest suite,

    workshop, or gym. A little

    extra room can give a growingfamily space to breathe and provide convenience foreveryday life. An unfinished basementcan be a source of energy loss.

    By finishing your basement,

    you can expect to see savings

    on your heating and cooling

    costs. Industry experts recom-

    mend finishing the space with

    the proper framing, insulation

    and vapor barrier to guarantee

    a cozy and inviting space.

    Insulation plays a key role inthe comfort of your newly

    remodeled space and although

    its hidden within your walls,

    insulation will make sure your

    space stays cool in the summer

    and warm in the winter.

    Retailers suggest using a stone

    wool insulation, such as

    ROXUL. This recommenda-

    tion is also fire and water

    repellent and is resistant tomold, mildew, rot and bacteri-

    al growth - making your space

    healthy and safe.

    An added benefit to

    expanding downstairs with a

    finished basement is the

    instant marketability. Many

    buyers now demand a well-

    finished basement to give

    them extra space. Although

    you may not immediately

    recoup the financial costsprior to selling, you will stand

    out among the rest.

    and chief executive officer,

    Century 21 Real Estate LLC.

    “This is an outstanding honor

    since only a small percentage

    of C21® franchisees in the

    United States receive this

    award.”

    “First and foremost, we

    need to thank every one of our

    customers who put their trust

    in us,” said Broker/Owner

    Patricia Wojtyszyn. “Here at

    Century 21 Crest Real Estate,

    we never lose sight of the fact

    that we are servicing the buy-

    ing and selling of homes, not

    just buildings and properties.

    Our Century 21 Crest Real

    Estate team works tirelessly to

    help our buyers and sellers

    achieve their dreams. I am

    honored to work beside such a

    talented and dedicated group of 

    professionals every day.”

    About Century 21 Crest

    Real Estate

    Servicing the Northern

     New Jersey area since 1981,

    Century 21 Crest Real Estate,

    Inc. has enjoyed a fine reputa-

    tion specializing in residen-

    tial, commercial and rental

    properties. Century 21 Crest

    Real Estate, Inc. is an award-

    winning, full service real

    estate agency located at 142

    Professional Center on Route

    23 North in Pompton Plains.

    You can reach members of 

    Century 21 Crest Real Estate’s

    award-winning sales team at

    973-686-1500.

    For more information about buy-

    ing or selling a home, contact

    Boswell Aiosa & Co. at 973-

    850-4187, 201-891-6700

    (Wyckoff/Franklin Lakes office)

    or 973-838-9300 (Kinnelon of-

     fice). Coldwell Banker Residen-

    tial Brokerage in

    Wyckoff/Franklin Lakes is locat-

    ed at 360 Franklin Ave. in

    Wyckoff and Coldwell Banker

    Residential Brokerage in Kin-

    nelon is located at 1450 Route 23

     North in Butler.To view listings,

    visit www.CBMoves.com and

    www.northjerseyluxury.com

    “ THE GOOD GUYS”

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    Century 21 Crest Real Estate receives President’s Award for commitment to quality service and productivity

    continued from page 26 

    Expand downstairs to maximize space andenergy efficiency

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    Vacation homes may

    seem like a luxury only

    the very wealthy can

    afford, but many people pur-

    chase vacation homes as

    investments. Vacation homes

    give families a place to escape

    to where they can spend time

    together each summer or win-

    ter, but such homes also help

    homeowners generate income,

    and some homeowners even

    find the height of vacation sea-son generates enough rental

    income to pay for the second

    home year-round.

    Personal style goes a long

    way toward determining how

    to renovate a primary resi-

    dence. But men and women

    who own vacation homes they

    hope to rent out should not

    allow their own personal

    styles to dictate a vacation

    home renovation project. The

    following are some additional

    things homeowners should

    consider before renovating

    their vacation homes.

    Curb appeal: When renovat-

    ing a vacation property, rela-

    tively minor updates can dra-

    matically improve curb

    appeal, which may bear more

    weight with prospectiverenters than it would prospec-

    tive buyers. Potential buyers

    are making a substantial

    financial commitment when

    they buy a home, so they will

    go over a home with a fine

    tooth comb. But vacation

    renters are making a much

    smaller financial commit-

    ment, so curb appeal can go a

    long way toward encouraging

    vacationers to rent your prop-

    erty. Repaint a home in a

    more vibrant color or replace

    old siding with newer materi-

    al. Hire a local landscaping

    service to tend to the property

    throughout vacation season,

    and be sure to include updated

    photos of your property with

    online listings.

    Connectivity: While vaca-

    tion was once a respite from

    all aspects of our everyday

    lives, nowadays vacationers

    want to maintain at least

    some connection to the out-

    side world. If your vacation

    home is not up-to-date with

    its wireless technology,

    upgrade to a faster network

    that offers high speed

    Internet. Such connectivity

    can and likely will prove

    attractive to prospective

    renters who have grownaccustomed to relying on the

    Internet, even when they are

    on vacation.

    Appliances: A vacation

    rental may not need the latest

    and greatest appliances, but

    homeowners may find it easier

    to attract renters (and charge

    more in rent) if the home is

    not filled with outdated appli-

    ances reminiscent