3

Sanctions removal The main challenge of Islamic banking

The political context of the country

4

1st assumption: sanctions removal

5

2ed assumption: Riba is forbidden

6

The main challenge of Islamic banking

7

8

The ways of interrelation The monetary and banking system evolution The banking system backwater

The ways of interaction

9

The monetary and banking system evolution

The existing discipline of international monetary and

banking system is the outcome of the man experience

and knowledge based on that money has emerged as a

basic element, commercial banks have created,

money creation has defined and central banks have

organized.

10

Our banking system backwater

11

12

The major commitmentSetting agency relationshipCredit scoring of the clientsImproving human recoursesStress testingRevision of exchange rate regulations

The major commitment

13

Deviations from major commitment

14

Domestic and foreign monitoring

15

Setting agency relationships

Relationship between

managers and stockholders

16

Unhealthy agency relationships

Common examples

17

Credit decisions support system

18

Credit performance monitoring system

19

Human recourses improvement

20

Stress Testing

21

Stress testing monitoring

22

Revision of exchange rate regulations

23

24