Pre-Paid Legal Services, Inc.and subsidiaries

Five Areas to Evaluate

Has been in business for more than 35 years

Is a public company since 1976 (NYSE:PPD)

Began with a serious auto accident.

The Company

Harland C. StonecipherFounder, Chairman, & CEO

Pre-Paid Legal Featured in Many Publications

Pre-Paid Legal was most recently featured in Forbes Magazine (10/27/08) in the Top 200 Best Small Companies List- #1 for ROE!

Sales History

Our sales history continues to improve as we move up and to the right each year.

It’s Not If, But When

You are more than twice as likely to be in court than you are to be hospitalized!* American Hospital Association, 2005 Annual Survey ** Examining the Work of State Courts, Court Statistics Project 2006

37Million37Million

100Million100Million

Have You Ever . . .

been overcharged for a repair? been audited? tried to return a defective product? received a traffic ticket? lost a security deposit? signed a contract? purchased a home? prepared a Will? had your Identity stolen or know someone who has?

Who Is Covered?

1. The Member2. The Member’s Spouse3. Never Married Dependent Children Under 21 Living At Home4. Dependent Children Under Age 18 For Whom The Member Is Legal Guardian5. Full Time College Students Up To Age 23 Never Married, Dependent Children6. Physically Or Mentally Challenged Child Living At Home

The Pre-Paid Legal membership covers:

Seven Areas of Coverage

Your Life Events Legal Plan:

PreventiveLegal Services

Motor Vehicle Legal Services

Trial Defense Legal Services

Tax AuditLegal Services

Preferred Member Discount

25%

Legal Shield ID Theft Shield

Preventive Legal Services

Phone consultation on an unlimited number of matters

A Letter written or phone call made on an unlimited number of personal issues for you and your family

An unlimited number of personal contracts and documents reviewed up to 10 pages each

Standard Will preparation and yearly updates included for the member, available to covered family members for an additional $20

Phone consultation on unlimited matters is available to the extent the Provider Law Firm deems it necessary to adequately advise you on your legal matter. One (1) hour of legal research per subject matter will be completed by the Provider Law Firm if your legal matter cannot be adequately addressed during your telephone consultation. Nevada residents limited to 50 hours per year and 5 personal legal documents reviewed per year. A letter or phone call per subject matter is available if advisable in your Provider Law Firm’s sole discretion. Trust preparation is available at the preferred member rate.

These services are available to you immediately when you enroll!

Motor Vehicle Legal Services

Call your Provider Law Firm immediately when you receive a moving traffic ticket so proper assistance can be arranged.

Representation for certain motor vehicle related criminal charges

These services are available just 15 days after enrollment!

Representation under this benefit is provided when the member has a valid driver’s license and is driving a properly licensed motor vehicle. Pre-existing conditions, charges of DUI/DWI related matters, drug-related matters, hit-and-run related charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with more than two axles are not covered. Driver’s license and personal injury/property damage recovery assistance is limited to two and one-half (2-1/2) hours of lawyer time per claim, does not include the filing of a lawsuit, and excludes personal injury and property claims exceeding $2,000.

Up to 2.5 hours for help with driver’s license assistance and/or personal injury/property damage collection assistance of $2,000 or less.

Trial Defense ServicesIf you or your spouse face a civil suit or job-related criminal charges, your Provider Law Firm will provide up to 75 hours of service - at no added cost - to defend you. Additional pre-trial and trial services are available at a 25% discount from the Firm’s standard hourly rate.

The longer you keep your membership, the more valuable it becomes! 1st year - 75 hours (17.5 pretrial/57.5 trial)2nd year - 140 hours (23 hours pretrial/117 trial)3rd year - 205 hours (28.5 pretrial/176.5 trial)4th year - 270 hours (34 pretrial/236 trial)5th year - 335 hours (39.5 pretrial/295.5 trial)

Matters not covered under Plan benefits and which you may use your preferred member rate for services are: Dependents (covers member and spouse only), Bankruptcy, divorce, separation, annulment, child custody or other divorce or domestic-related matters, Charges of DUI/DWI, drug-related matters (whether prescribed or not), hit-and-run, leaving the scene of an accident, and civil or criminal charges occurring as a result of operating a commercial vehicle with more than two axles, Plan benefits apply only to charges of job-related criminal actions. Benefits do not cover instances in which you are named in a civil lawsuit or have criminal charges filed against you because you are listed as an owner, manager or associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge, Lawsuits filed because of something that occurred prior to your enrollment or because of conditions that were reasonably anticipated or foreseeable prior to your enrollment (even if the lawsuit is filed after you become a member), Class actions, interventions or amicus curiae filings in which the covered member is a party (or potential party), Garnishment, attachment or any other appeal, Claims, defenses, or legal positions which your Provider Law Firm determines will not prevail in court or are frivolous or without merit.

IRS Audit Legal Services

One hour of consultation, advice or assistance when you are notified of an audit by the IRS

An additional 2.5 hours if a settlement is not achieved within 30 days

If your case goes to court, you’ll receive 46.5 hours of your Provider Law Firm’s services

Coverage for this service begins with the tax return due April 15 of the year you enroll

Coverage includes the return due on April 15th of the first membership year. Does not cover garnishment, attachment or any other appeal, class actions, interventions or amicus curiae filings, charges of tax fraud or income tax evasions, Trust returns, business and/or corporate tax returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the member’s tax returns, pre-existing conditions—where member has been notified by the IRS prior to enrollment, and services rendered by an enrolled agent.

25% Preferred Member Discount

Your Provider Law Firm will render assistance at the preferred rate for legal services not specifically covered by the benefits of the membership. Even pre-existing matters can be covered under this portion of the plan!

If you own a business and wish representation for the entity, you will receive a preferred rate of 25% less the Provider Law Firm’s corporate hourly rate*.

The information contained in this material is for illustrative purposes only and is not a contract. It is intended to provide a general overview of the coverage you have selected. Please remember that only the plan contract can give actual terms, coverage, amounts, conditions, and exclusions. Check benefit availability in your state/province.

Five business days advance notice is required for preparation in court representation.

*Hourly rates for referral attorneys and court appearances may vary.

The Legal Shield gives you and your family 24-hour access to legal consultation for the following situations:

If you are detained by a law enforcement officer If you are injured in an accident If authorities attempt to remove your child from your home or custody If you are served with a warrant

To contact your Provider Law Firm, simply call the toll-free number on your Legal Shield card. You will reach the Pre-Paid Legal offices, who will then put you in contact with your Provider Law Firm, so you can consult with an attorney. It’s that easy.

Legal Shield

The Legal Shield membership will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; and/or assistance in making, posting, or obtaining bond, bail or other security required for release. Check benefit availability in your state.

Five Common Types of Identity Theft

Identity Theft is not just about credit cards! ID theft is an international crime and

access to an attorney may be critical.

Drivers License

Identity Theft

MedicalIdentity Theft

FinancialIdentity Theft

Social Security

Identity Theft

Character/Criminal

Identity Theft

Credit Report & Continuous Monitoring

You will receive an up-to-date credit report through Experian at no additional charge with your membership.

Your credit files will be regularly monitored. Suspicious activity will be brought to your attention, providing you with early detection.

You’ll receive prompt notice if any new accounts are opened in your name... or if derogatory notations are added to your credit report.

Restoration Services

If your identity is stolen, you need more than just information about how to restore your name and credit rating. As an Identity Theft ShieldSM member you can rest easy knowing experiencedprofessionals are working for you!

Fraud alert notifications will be sent on your behalf and applicablefollow up will be done with affected agencies and institutions

Proactive searches of applicable local and national databases will be made on your behalf to look for breaches you may not be aware of.

Identity Restoration will not apply if the identity theft is the result of a dishonest, criminal, malicious, or fraudulent act you, your spouse, or your child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolen identity event that occurred prior to enrollment date. You must be an active member to receive restoration services. Services provided do not cover financial losses arising from the identity theft. A signed limited power of attorney must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to work on your behalf and/or provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal use of your business name, d/b/a, or any other method of identifying your business activity.

How Much Will Peace of Mind Cost?

With the Pre-Paid Legal Life Events Legal Plan you will receive all these benefits for just $26 or less per month! And the Identity Theft Shield can be added for an additional $9.95 per month.

$35.95 per month for this month to month service!

That’s less than the price of a bottle of water a day.

What’s in It For You?

We need your help taking this service

and opportunity to the marketplace.

Investment

As a Fast Start Associate you receive:

Builders Pack: Applications Brochures 3 months FREE enhanced website 3 months FREE Televox 1 Getting Started Right Book 3 Training CDs 3 Recruiting DVDs 1 Recruiting CD

Special Executive Special Executive Director support and Director support and guidance to launch guidance to launch

your business!your business!

$49$49BasicBasic

Applications Brochures

Two Goals

2. Create more millionaires than any other company

PPL TRACK RECORD:

In 2007 approximately every 12 days a new family started earning a six-figure income working with PPL!

And approximately every 26 days a new family joins the Millionaire Club!

1. Protect every family with the Life Events Legal Plan and Identity Theft Service

PPL TRACK RECORD:

Servicing more than 1.5 million families.

Over 34,000 companies offer the services as an employee benefit.

DirectorDirector3 Manager Teams 3 Manager Teams

or 250 membership countersor 250 membership counters

ManagerManagerOne Senior Associate teamOne Senior Associate team

or 100 membership countersor 100 membership counters

Senior AssociateSenior AssociateThree Jr. Associates with membershipThree Jr. Associates with membership

or 50 membership countersor 50 membership counters

Jr. AssociateJr. Associate $34.57$34.57

$138.27$138.27

$172.84$172.84

$207.41$207.41

AdvancedAdvancedCommissionsCommissions

Team OverrideTeam Override AdvanceAdvance

$69.14$69.14

$34.57$34.57

$34.57$34.57

AssociateAssociateOne new Jr. Associate with membership One new Jr. Associate with membership

or 25 membership countersor 25 membership counters

$69.14$69.14 $34.57$34.57

Executive DirectorExecutive DirectorCurrent QualificationsCurrent Qualifications

$252.35$252.35 $44.94$44.94 ($217.78)($217.78)

($172.84)($172.84)

($138.28)($138.28)

($103.71)($103.71)

Cumulative Override Cumulative Override advance from a new advance from a new

Jr. AssociateJr. Associate

Advanced Commissions

Commission amounts shown represent advances. If a membership cancels during the advance period, you will

be charged back against future commission advances.

All you do is collect:$35.95 1st month dues

+ $10.00 One time enrollment

$45.95

Pre-Paid Legal Pays You Every Day

Commissions are paid daily by direct deposit! dailyCommissions are paid daily by direct deposit!

Player’s Club

Qualify for the Player’s Club

and receive a monthly car

bonus!

*The program requires additional requirements to be met. Review the

Player’s Club flier for full details regarding this program.

Your monthly car bonus canrange from $100 to $500!

This Business Is Simple

Let the tools do the work for you!

Brochures DVDs and CDs Websites Calls Magazines Recordings Mail OutsThird-party validations

Current Market Penetration

This map illustrates Pre-Paid Legal Services®, Inc.’s current market penetration. Percent of population based on households utilization of 2.5 household members per membership.

Less than 1%penetration

1% to 3%penetration

More than 3%penetration

Plan not available

Timing Is KeyHistory shows that when an industry hits a 2% market penetration, critical mass can be achieved.

THE GROWTH OF HMO’S• It took 10 Years for HMO’s to reach 2% market penetration

•After that, it took just seven more years to reach 52% market penetration

60%50%40%30%20%10%

0%1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17

The Market Timing Is Perfect

Less than 3% ofNorth Americans have

A Pre-Paid Legal Services membership

Approximately 80%Of Europeans Have

Legal Coverage

Legal plans are the norm in Europe and have been around for over 70 years!

Timing Is KeyThe three major divisions of the insurance industry have already achieved billions in market share.

MIKE MOORE: Former Attorney General Mississippi

MIKE TURPEN: Former Attorney General Oklahoma GRANT WOODS: Former Attorney General Arizona

ANDREW P. MILLER: Former Attorney General Virginia THOMAS J. DONOHUE: President & CEO, U.S. Chamber of Commerce

HARRY C. ALFORD: President & CEO, National Black Chamber of Commerce

BILL PAUL: Former American Bar Association President

Timing

National Media Campaign

Success Stories

Now, it is time to show you how Pre-Paid Legal really

works. We’re going to share with you real stories from real people who have been helped either by the membership, the business opportunity or both.

Become a Member

Become an Associate

Plug into the Training

Action Steps

Thank you for your time.