360 american title services

We Run Circles Around Our Competition!

WHO? Who is 360 American Title Services?

360 American Title Services is a combination of the “Best of the Best” in the Real Estate Settlement and Title Insurance Industries. We have brought together a unique blend of experience, legal expertise, technology tools, and marketing savvy to provide our clients and their customers the best closing experience possible.

360 American Title Services is an independent full service settlement and title agency, underwritten by some of the leading title insurers in the industry. This affords us the flexibility to customize our programs to the individual needs of our customers, providing them with the best services available.

Contact your 360 American Title Services representative so that they can customize the process to best suit your business model.

WWW.360ATS.COM

Cincinnati 513.206.9874

Northern Kentucky 859.344.0200

West Chester/Mason 513.206.9883

Eastgate 513.947.2360

WHAT? 360 American Title Services is a combination of the “Best of the Best” in the Real Estate Settlement and Title Insurance Industries. We have brought together a unique blend of experience, legal expertise, technology tools, and marketing savvy to provide our clients and their customers the best closing experience possible.

360 American Title Services is an independent full service settlement and title agency, underwritten by some of the leading title insurers in the industry. This affords us the flexibility to customize our programs to the individual needs of our customers, providing them with the best services available.

WWW.360ATS.COM

Mika Reese [email protected]

Linda Stickley [email protected]

Tina VanSant [email protected]

360 TM – Online Access to you files Clients can easily enter new orders from the website. Including

importing them from many of the industry standard loan origination software’s.

Clients can add notes and documents directly into their virtual files.

Review HUDs prior to closing and make revision requests.

Online access to view and download documents from your transactions with 360 American Title Services.

360 CLOSING CD’S Co-Branded with your logo, picture, contact info, color scheme. Fully

customized to make your clients closing experience something special.

Our CD’s are not just PDF’s on a cd but an animated flash solution that provides them with all of their documents as well as information about you and the services you provide.

360 LIVE – Customer Support Online chat support from our website.

360 TOOLBAR Access all of our tools straight from your Internet Browser

360 has many more tools to help you be more efficient and successful in today’s challenging market. Call us today to see why 360 American Title

is the right Title Company for you!




Eastgate 513.947.2360

WHAT? WHAT OUR CLIENTS ARE SAYING

Excellent service, exceeds expectations, above and beyond…. their motto is running circles around their competition….in my eyes

they have no competition! Tom B.

There is never a hesitation when I am asked “Who should I use as my title company?”…it is ALWAYS the same answer… 360 American Title! Their service and dedication is above the rest The crew at 360 American Title

definitely makes my job easier! Katina M.

360 is my go-to title company simply because I can always count on them! In this industry, no matter how well I’ve handled the loan process, it’s the title company

that leaves the last impression on my customers. Why chance it with another less-proactive, overwhelmed title company when I know 360 will handle my closings

right -- on time, every time! Melanie G.

360 has been my title company of choice for the past several years The people that work there are truly ready and willing to go above an beyond to help get the job

done They are also great partners in developing new business. Paul C.

It is such a wonderful feeling to know when 360 American is closing my loans for my customers. I know that my customers are in good hands and they have a knowledgeable professional closing their loan. They are always on time and

explain the documents to my customers. Val R.

Once again the customer service and professionalism provided by 360 American Title Services are a notch above the rest. Going above and beyond for the customer seems to be the norm. Which is why I will recommend my

clients to use 360! Thank you again for all you do. Brad B.




Eastgate 513.947.2360

WWW.360ATS.COM

I have used 360 American Title Services for many of my closings. The service is exceptional from beginning to close. I always get confirmation of the title order

within 24 hours and Title Commitment within 3 to 4 days. 360ATS reads every line of title and gets involved early should there be a problem. I highly recommend

this company as they are simply the BEST! Thomas M.

360 American Title has made my personal loan processing much more simplified with quick response and processors that are willing to go the

extra mile whenever I need them to. They have been able to work around my client’s needs and have consistently made me look more professional to my

clients consistently over the last year in which I have been working with 360 American Title.

Brent S.

I thoroughly enjoy working with Heather for my loans. She is always friendly and knowledgeable. She is always available to answer any questions that I or my customers may have. The closing staff is easy to work with, as well. They

know what they’re doing and know how to communicate well with my customers during closing. They make the closings easy to understand and the

customers love working with them. Frank W.

I would like to thank you and the entire staff of 360 American Title Services for the level of service you and your staff provide on an ongoing basis. I have worked

with many title companies in my 19 plus years in loan originations and few have met my high expectations. Your company is always willing to do whatever it takes

to get the loan closed and most importantly satisfy the needs and schedules of our customers. Thanks for all you do!

Brian V.

Professional and experienced title experts with the knowledge and ability to handle all of your title questions and concerns. 360 Toolbox - Top notch technology with customized products, making you stand out amongst your competition. 360 TM - Transaction management software, enabling you to follow your files online throughout the closing process. Custom Closing CD’s branded with your logo, color scheme, contact info, your picture as well as a copy of their closing documents.

TECHNOLOGY

EXPERIENCE

WHY? WHY YOU SHOULD CHOOSE 360 AMERICAN?




Eastgate 513.947.2360

On staff real estate attorney and direct contact with corporate underwriter attorneys, to assist in resolving title problems. Because we have on staff title examiners and staff closers it allows us to provide quick turn around and proficient high quality closings. 360ATS has three well positioned offices to provide you outstanding service. … and much much more!!! Give us a try you will see why!

FLEXIBILITY

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• Documents executed under false, revoked or expired powers of attorney.

• False impersonation of the true land owner.

• Undisclosed heirs. • Improperly recorded legal documents. • Prescriptive rights in another not

appearing of record and not disclosed by survey.

• Failure to include necessary parties to certain judicial proceedings.

• Defective acknowledgments due to improper or expired notarization.

• Corporate franchise taxes as liens on corporate real estate assets.

• Gaps in the chain of title. • Mistakes and omissions resulting in

improper abstracting.

• Forged deeds, mortgages, wills, releases of mortgages and other instruments.

• Deeds by minors. • Deeds which appear absolute, but which

are held to be equitable mortgages. • Conveyances by an heir, devisee or

survivor of a joint estate who attempts to attain title by ill gotten means.

• Inadequate legal descriptions. • Conveyances by undisclosed divorced

spouses. • Duress in execution of wills, deeds and

instruments conveying or establishing title.

• Issues involving delivery of conveyance instruments.

• Deeds and wills by persons lacking legal capacity.

• State inheritance and gift tax liens. • Errors in tax records.

There are few things in life more important than protecting your home. The following matters are examples of why you need a First American Title Insurance Policy. Remember that the best title examination or search cannot protect your equity and home from matters not appearing in the public records. However, a First American Title Policy * can protect you from:

WHY? WHY Title Insurance?




Eastgate 513.947.2360

• Claims by creditors of the decedent against property improperly conveyed by heirs and devisees.

• Issues concerning unlawful takings by eminent domain or condemnation.

• Special tax assessments. • Real estate homestead exceptions. • Forfeitures of real property due to

criminal acts. • Issues concerning adoption of children. • Conveyances and proceedings affecting

rights of military personnel protected by the Soldiers’ and Sailors’ Civil Relief Act.

• Issues concerning interests noted in financial statements filed under the Uniform Commercial Code.

• Interests arising by deeds of fictitious parties.

• Adverse possession. lack of jurisdiction or competency of persons in judicial proceedings.

• Community property issues. • Utility easements. • False affidavits of death or heirship. • Intestate estates. • Probate matters. • Federal estate and gift tax liens.

• Demolition and substandard building liens.

• Administration of estates and probate of wills of missing persons who are presumed deceased.

• (Subject to certain limitations set forth in the policy)*

• Issues of rightful possession of the land. • Issues concerning the rightful

conveyances by corporate entities. • Deed and mortgages by foreigners who

may lack legal capacity to hold title. • Legal capacity of foreign personnel

representatives and trustees. • Issues involving improper marital status. • Improper modification of documents. • Rights of divorced parties. • Conveyances in violation of public

policy. • Misinterpretation of wills and ancillary

instruments. • Deeds by persons falsely representing

their marital status.

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Claims of creditors against the real estate sold by heirs

Forged deeds, mortgage releases and other documents

Claims by children born or adopted after the date of a will

Claims by previously undisclosed heirs

Administration of estates of persons absent but not deceased

Deeds by minors, aliens or persons of unsound mind

Descriptions of property that appear accurate but are not

Mistakes in public records

Misinterpretations of wills

Fraudulent acts

WHY? WHY Is Owner’s Title Insurance So Important?

Many homeowners wonder why it is important for them to carry title insurance on their homes. The following is a list of examples of land title problems that could affect the ownership of real estate. Although such problems may not surface until after the home is bought, they can result in financial loss.




Eastgate 513.947.2360

Title insurance is paid once, usually at the real estate closing. There are no renewal premiums, as there are with casualty insurance.

An owner’s title insurance policy is usually issued in the amount of the sales price. Under its coverage, the title insurer will pay for defending against an attack on the title as insured and will pay valid claims. Coverage lasts as long as the buyer’s heirs have an interest in the property.

The owner’s title policy should not be confused with lender’s protection. The typical protection against land title problems, including hidden hazards, is designed to protect the lender’s security interest in the real estate purchase. The owner of the property is not protected unless the homebuyer requests and pays for an owner’s title insurance policy. Also, it is important to understand that while a lender’s protective policy decreases in amount of coverage as the property is paid for the homeowner, an owner’s policy does not decrease in the amount of coverage.

When buying your home, be sure to have a careful search made of the public records and then have a knowledgeable person represent you in examining the conditions of the title to make sure you are buying what you assume you are buying. Purchase an owner’s title insurance policy that will protect you against hidden hazards and a myriad of other defects. The cost of a policy is a small price to pay for your peace of mind and the perpetual protection you need for your interests in the property.

WWW.360ATS.COM

When you want to work with a company you can trust. When you want to know that your title company is looking out for your best interests, while delivering the best in technology and services available. Choose 360 American Title Services, we provide comprehensive title services for national accounts, buyers, sellers and Realtors. At 360 American Title Services our services are constantly being upgraded to accommodate the issues most important to our clients and we never compromise when it comes to accuracy, speed or communication.

WHEN? When to use 360?




Eastgate 513.947.2360

WWW.360ATS.COM

WHERE?




Eastgate 513.947.2360

360 American Title Services believes everyone has a powerful role to play in strengthening our communities. Our strong culture of service and authentic desire to make meaningful social impact, is at the heart of all our community involvement initiatives. Whether times are good or bad, we believe that we have more to offer than just our checkbook that can do more to help more people and communities in need.

360 American Title Services is a proud sponsor of the I Have Wings organization. Click here to find out how this great organization is helping families touched by breast cancer.

WHERE?

WWW.360ATS.COM

http://www.ihavewings.org/

where

360 American Title Services Servicing

Ohio – Indiana – Kentucky

S

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Zoom




Eastgate 513.947.2360

how

There are many ways to 360! You can order our services online, email, fax … you name it!

HOW? HOW to 360?

WWW.360ATS.COM




Eastgate 513.947.2360

HOW? Conventional

Closing Fee $225 $225 $225

Title Exam $150 $150 $150

Binder / Commitment $50 $50 $50

Title Insurance / Endorsements: Per State Set Rates

FHA/VA

Title Exam $350 $350 $350

Binder/Commitment $50 $50 $50


Cash Transactions

Closing Fee w/o Title Insurance $400 $400 $400

Binder / Commitment w/Title Insurance $50 $50 $50


Secondary Financing

Closing Fee If Closed simultaneously with 1st Mortgage $100 $100 $100

Closing Fee – w/Title Insurance $185 $185 $185

Closing Fee – w/o Title Insurance $350 $350 $350

Non Insured Closings – Escrow, Title Search, Closings $400 $400 $400

• $10.00 Seller Express Mail Courier – per item – (payoffs, packages, policies, outer county recordings, etc.) • $100.00 Legal Document Preparation Fee (Deed, POA, Affidavit, Release, etc) • $50.00 Subordination Processing/Document Preparation • $200.00 Mobile Home Conversion • $30.00 Wire Fee – Payoffs/Proceeds • Closings Outside Tri-state area – call for quote • Applicable Recording Fees • Ohio Only – Closing Protection Letter (CPL) Lender - $35.00 Seller(s) - $50.00

Buyer(s) - $15.00 Minimum - $35.00 • $50.00 Settlement Fee to Seller • $35.00 Per payoff paid to Require Release Tracking • $175.00 Seller split closing fee Prices may very based on the location of the property. Please contact your representative for prices. 1/30/2012

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Closing Order Date: Estimated Closing Date:

Ordered By: Loan Officer:

Contact name: Phone:

Refinance Purchase Second Loan Amount:

Desired Closing Location: 360 American Title Service Selling Agents Office Listing Agents Office Loan Officer’s Office

Property Property Address: City:

County State: Zip:

Borrower (s):

Name desired on Title:

Marital Status Married Single

His SS# Her SS#

Home Phone: Work Phone:

Mobile: Email:

Seller Seller: Name as Listed on Title:

Title Company to get payoffs? Yes No Reissue Rate: Yes No

1st Mortgage: Account#

2nd Mortgage Account#

Subordinate 2nd Mortgage? Yes No Survey Required: Yes No

Termite Required: Yes No

Realtor Sale Price: $

Listing Agent: Co: Phone:

Selling Agent: Co: Phone:

Comments:




Eastgate 513.947.2360

HOW?

Providing Prompt, Professional, Personal Service Ohio – Indiana – Kentucky

Email New Orders [email protected]

Fax New Orders 859-757-2498 (Kentucky)

513-824-8149 (Ohio)

Eastgate Office

513.947.2360 778 Old State Route 74 Cincinnati, OH 45245

Northern Kentucky Office

859.344.0200 2400 Chamber Center Dr., #102

Ft. Mitchell, KY 41017

West Chester/Mason Office

513.206.9883 5720 Gateway Blvd. #204

Mason, OH 45040

Cincinnati Office

513.206.9874 6355 E. Kemper Rd., #220

Cincinnati, OH 45241

WWW.360ATS.COM

mailto:[email protected]

Name Direct # MyFax E-Mail

Armbruster, Lisa 859-292-5615 859-757-2492 [email protected]

Ashton, Julie 859-292-5617 859-757-2495 [email protected]

Battelle, Heather 859-292-5629 859-757-2470 [email protected]

Bricking, Craig 859-292-5628 859-757-2477 [email protected]

Carney, Pat 513-947-2360 513-672-0738 [email protected]

Channels, Carla 859-292-5610 513-824-8149 [email protected]

Durbin, Deanne 859-292-5613 859-757-2504 [email protected]

Gittinger, Ronnia 513-206-9874 513-824-8117 [email protected]

Lutts, Ashley 859-292-5632 859-757-2469 [email protected]

Lutts, Kelly 859-292-5630 859-757-2471 [email protected]

Moorhead, Sarah 859-292-5631 859-757-2493 [email protected]

Proctor, Alisha 859-292-5621 859-757-2479 [email protected]

Reese, Mika 513-218-8716 513-824-8153 [email protected]

Stickley, Linda 859-907-4574 859-757-2467 [email protected]

VanSant, Tina 859-907-4573 859-757-2463 [email protected]

Vogelpohl, Lynda 859-292-5622 859-757-2501 [email protected]




Eastgate 513.947.2360

















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