3;+:yfnfo{ hf/l ul/psf] -bf];|f] ;+zf]wg lgb]{zg, @)&& @)&&.)$.@# sudddhikaran...-s_...

$: 3;+:yfnfO{ hf/L ul/Psf] -bf];|f] ;+zf]wg lgb]{zg, @)&& @)&&.)$.@# sudddhikaran...-s_ pRr hf]lvd ePsf ;b:osf] xsdf sDtLdf jif{df ! k6s, -v_ dWod hf]lvd ePsf ;b:osf] xsdf sDtLdf @ jif{df$
-1-

e"ld Joj:yf, ;xsf/L tyf ul/aL lgjf/0f dGqfno

;xsf/L ljefu

;DklQ z'4Ls/0f lgjf/0f ;DaGwL ;xsf/L ;ª\3;+:yfnfO{ hf/L ul/Psf] lgb]{zg, @)&$

;+zf]wg :jLs[t ldlt

;DklQ z'4Ls/0f lgjf/0f ;DaGwL ;xsf/L ;ª\3;+:yfnfO{ hf/L ul/Psf] -klxnf] ;+zf]wg_ lgb]{zg, @)&^ @)&^.)&.!*

;DklQ z'4Ls/0f lgjf/0f ;DaGwL ;xsf/L ;ª\3;+:yfnfO{ hf/L ul/Psf] -bf];|f]_ ;+zf]wg_ lgb]{zg, @)&& @)&&.)$.@#

k|:tfjgf M ;DklQ z'4Ls/0f -dgL nfpG8l/ª_ lgjf/0f P]g, @)^$ / ;f]cGtu{t ag]sf lgodfjnLsf] k|efjsf/L sfof{Gjogåf/f ;xsf/L

;+:yfx¿df x'g] ljQLo sf/f]af/sf] :jR5tf Pj+ kf/blz{tf sfod ub}{ ;xsf/L ljQLo k|0ffnLnfO{ ;+/If0f ug{ ;DklQ z'4Ls/0f -dgL nfpG8l/ª_

lgjf/0f P]g, @)^$ sf] bkmf &k=sf] pkbkmf -@_ n] lbPsf] clwsf/ k|of]u u/L e"ld Joj:yf, ;xsf/L tyf ul/aL lgjf/0f dGqfnosf] :jLs[ltdf

;xsf/L ljefun] of] lgb]{zg hf/L u/]sf] 5 .

kl/R5]b—!

k|f/lDes

!= ;+lIfKt gfd / k|f/De M -!_ o; lgb]{zgsf] gfd æ;DklQ z'4Ls/0f lgjf/0f;DaGwL ;xsf/L ;ª\3;+:yfnfO{ hf/L ul/Psf] lgb]{zg, @)&$Æ

/x]sf] 5 .

-@_ of] lgb]{zg t'?Gt k|f/De x'g]5 .

@= kl/efiff M ljifo jf k|;Ën] csf]{ cy{ gnfu]df o; lgb]{zgdf,–

-s_ “P]g” eGgfn] ;DklQ z'4Ls/0f -dgL nfpG8l/ª_ lgjf/0f P]g, @)^$ ;Demg'k5{ .

-v_ “sfof{no” eGgfn] ljefu, k|b]z ;xsf/L lgofds lgsfo jf :yfgLo tx ;xsf/L lgofds lgsfo ;Demg' k5{ .

klxnf] ;+zf]wg4f/f ;+zf]lwt .

-2-

-u_ “hfoh]yf” eGgfn] ;+:yfsf] kl5Nnf] cfly{s jif{sf] n]vfk/LIf0fadf]lhd sfod /x]sf] jf;nftsf] hDdf ;DklQ jf bfloTj

;Demg'k5{ .

-3_ “lgodfjnL” eGgfn] ;DklQ z'4Ls/0f -dgL nfpG8l/ª_ lgjf/0f lgodfjnL, @)&# ;Demg'k5{ .

-ª_ “k|d'v sfo{sf/L clws[t” eGgfn] ;+:yfsf] b}lgs sfo{;~rfng lgoGq0f ug]{ clGtd lhDd]jf/L ePsf] sfo{sf/L ;~rfns,

sfo{sf/L lgb]{zs, dxfk|aGws, Joj:yfks jf To:t} kbsf] sd{rf/L ;Demg'k5{ / ;f] zAbn] ;+:yfsf] sfo{sf/L k|d'vsf]

¿kdf sfd ug]{ cGo kbflwsf/L;d]tnfO{ hgfpF5 .

-r_ “dGqfno” eGgfn] e"ld Joj:yf, ;xsf/L tyf ul/jL lgjf/0f dGqfno ;Demg' k5{ .

-5_ “/lhi6«f/” eGgfn] ljefusf] /lhi6«f/ ;Demg'k5{ .

-h_ “ljQLo hfgsf/L OsfO{” eGgfn] P]gsf] bkmf ( adf]lhdsf] ljQLo hfgsf/L OsfO{ ;Demg'k5{ .

-em_ “ljlgod” eGgfn] ;+:yfsf] ljlgod ;Demg'k5{ .

-`_ “ljefu” eGgfn] ;xsf/L ljefu ;Demg'k5{ .

-6_ “;ª\3” eGgfn] ;xsf/L P]g, @)&$ cGtu{t btf{ ePsf] lhNnf ljifout ;xsf/L ;ª\3, lhNnf ;xsf/L ;ª\3, k|b]z

ljifout ;xsf/L ;ª\3, k|b]z ;xsf/L ;ª\3, s]Gb|Lo ljifout ;xsf/L ;ª\3 jf ljlzi6Ls[t ;xsf/L ;ª\3 ;Demg'k5{ /

;f] zAbn] /fli6«o ;xsf/L dxf;ª\3;d]tnfO{ hgfpF5 .

-7_ “;b:o” eGgfn] ;+:yfsf] ;b:o ;Demg'k5{ / ;f] zAbn] lgodfjnLsf] lgod @ sf] v08 -v_ adf]lhdsf] JolQm;d]tnfO{

hgfpF5 .

-8_ “;+:yf” eGgfn] ;xsf/L P]g, @)&$ cGtu{t btf{ ePsf] ;xsf/L ;+:yf ;Demg'k5{ / ;f] zAbn] ;ª\3 tyf ;xsf/L

a}ª\s;d]tnfO{ hgfpF5 .


-3-

kl/R5]b—@

;b:o klxrfg tyf ;Dk'li6 ;DaGwL Joj:yf

#= ;b:o klxrfg M -!_ ;+:yfn] ;b:o tyf ;b:o x'g OR5's JolQmsf] P]gsf] bkmf &s= / lgodfjnLsf] lgod $ tyf % adf]lhd klxrfg tyf

;f]sf] ;Dk'li6 ug'{'kg]{5 .

-@_ ;+:yfn] pkbkmf -!_ adf]lhd lng] sfuhft tyf ljj/0fsf] ;fdfGo ;"rL b]xfo adf]lhd x'g]5 M–

-s_ art tyf C0fsf] d'Vo sf/f]af/ gug]{ ;+:yf btf{ / ;+:yfdf ;b:otfsf] nflu cfj]bg lbg] JolQm / ;b:osf]

cg';"rL–! adf]lhd,

-v_ art tyf C0fsf] d'Vo sf/f]af/ ug]{ ;+:yf btf{ / ;+:yfdf ;b:otfsf] cfj]bg lbg] JolQm / ;b:osf] cg';"rL–@

adf]lhd,

-u_ ;xsf/L ;+:yf / ;xsf/L P]g, @)&$ sf] bkmf #) sf] pkbkmf -@_ adf]lhdsf] ;ª\3;+:yf jf lgsfo eP cg';"rL–#

adf]lhd .

-3_ lhNnf ljifout ;xsf/L ;+3, lhNnf ;xsf/L ;+3, k|b]z ljifout ;xsf/L ;+3, k|b]z ;xsf/L ;+3, s]lGb|o

ljifout ;xsf/L ;+3, ljlzli6s[t ;xsf/L ;+3, /fli6«o ;xsf/L dxf;+3 jf ;xsf/L a}+sn] ;b:otf k|bfg ubf{

cg';"rL–* adf]lhdsf] ljj/0f ;d]t e/fO{ k]z ug'{kg]{5 .

-#_ ;+:yfn] ;b:osf] klxrfg tyf ;Dk'li6 ubf{ jf:tljs wgL tyf lxtflwsf/L eP ;f]sf] ;d]t klxrfg ug'{kg]{5 .

bf];|f] ;+zf]wg4f/f yk . klxnf] ;+zf]wg4f/f yk .

-4-

-$_ ;+:yfn] ;b:osf] klxrfg ubf{ k|fs[lts JolQmsf] xsdf lghsf] NofKr] 5fk / ;xsf/L P]g, @)&$ sf] bkmf #) sf] pkbkmf

-@_ adf]lhdsf ;b:osf xsdf cflwsfl/s 5fk / vftf ;~rfnssf] NofKr] 5fk;d]t lng'kg]{5 .

-%_ cleefjs jf ;+/Ifssf] x}l;otn] s;}n] afn art vftfdf art hDdf u/]sf] /x]5 eg] To:tf] cleefjs jf ;+/Ifssf]

NofKr] 5fk lng''kg]{5 .

$= cgf}krfl/s ¿kdf a'‰g ;Sg] M bkmf # adf]lhd ;b:osf] klxrfg tyf ;f]sf] ;Dk'li6 ubf{ ;+:yfn] cfjZostfg';f/ hflgkmsf/ ;b:o,

l5d]sL jf cGo e/kbf]{ ;|f]taf6 cgf}krfl/s ¿kdf ;d]t a'em\g ;Sg]5 .

%= ;"rLs[t JolQm;DaGwL Joj:yf M ;+:yfn] ;b:o klxrfgnufot cGo sfd-sf/f]af/ ubf{ P]gsf] kl/R5]b ^v= tyf ;DklQ z'4Ls/0f -dlg

nfpG8l/ª_ lgjf/0f -;"rLs[t JolQm, ;d"x jf ;Ë7gsf] ;DklQ jf sf]if /f]Ssf_ lgodfjnL, @)&) adf]lhdsf Joj:yfsf] k|efjsf/L kfngf

;'lglZrt ug'{kg]{5 .

^= ;b:otf lbg gx'g] M ;+:yfn] P]gsf] bkmf &s= sf] pkbkmf -$_ df plNnlvt pkfo;d]taf6 gfd, 7]ufgf, k];f, kl/jf/ / /xg;xg nufotsf]

hfgsf/L geO{ s;}nfO{ klg ;b:otf lbg' x'Fb}g .

&= :jod\ pkl:yt x'g'kg]{ M bkmf # sf] pkbkmf -@_ adf]lhdsf] ljj/0f tyf sfuhft k]; ubf{ jf ;f]df ePsf] kl/jt{gsf] ;"rgf lbFbf ;DalGwt

JolQm :jod\ pkl:yt x'g'kg]{5 .

*= pRr kb:y JolQmsf] klxrfg;DaGwL ljz]if Joj:yf M -!_ ;+:yfn] P]gsf] bkmf &v= adf]lhd pRr kb:y JolQmsf] klxrfg tyf hf]lvd

Joj:yfkg ubf{ b]xfoadf]lhdsf pkfo;d]t cjnDag ug'{kg]{5 M –

-s_ ;b:osf] ljj/0f lgoldt ¿kn] cBfjlws ug]{,

-v_ pRr kb:y JolQm yk36 ePsf] cj:yfdf tTsfn klxrfg ug]{,

-u_ pRr kb:y JolQmsf] kl/jf/ tyf ;Da4 JolQm klxrfg ug]{,

-3_ pRr kb:y JolQmsf] kbLo x}l;ot / ;+nUgtf adf]lhdsf] hf]lvd klxrfg ug]{ .

-5-

-@_ pRr kb:y JolQmsf] klxrfg ubf{ b]xfo adf]lhdsf k|ls|ofx¿ cjnDag ug{ ;lsg]5 M–

-s_ ;b:oaf6 ;"rgf lng],

-v_ ;fj{hlgs ¿kdf pknAw ;"rgf u|x0f ug]{,

-u_ ;fdflhs ;~hfndf pknAw ;"rgfsf] ljZn]if0f ug]]{,

-3_ Jofj;flos ¿kdf pknAw tYofª\s lng] .

-#_ pRr kb:y JolQmsf] clen]v lgh kbaf6 cjsfz jf d'Qm ePsf] ldltn] kfFr jif{;Dd sfod /fVg'kg]{5 .

t/ ;+:yfn] hf]lvdnfO{ cfwf/ dfgL ;f] cjlwnfO{ a9fpg ;Sg]5 .

(= ljBdfg ;b:osf] klxrfg tyf ;Dk'li6;DaGwL Joj:yf M -!_ ;+:yfn] P]g, lgodfjnL / of] lgb]{zg adf]lhd ljBdfg ;b:osf] klxrfg tyf

;Dk'li6 lj=;+= @)&% r}q d;fGtleq b]xfoadf]lhd ug'{kg]{5 M– -s_ pRr hf]lvdsf] xsdf of] lgb]{zg hf/L ePsf] ldltn] ( dlxgfleq,

-v_ cGo hf]lvdsf] xsdf ;+:yfn] to u/]sf] k|fyldstfcg';f/ .

-@_ ;+:yfn] ;b:osf] klxrfg b]xfoadf]lhd lgoldt ¿kdf cBfjlws ug{'kg]{5 M– -s_ pRr hf]lvd ePsf ;b:osf] xsdf sDtLdf jif{df ! k6s,

-v_ dWod hf]lvd ePsf ;b:osf] xsdf sDtLdf @ jif{df ! k6s,

-u_ Go"g hf]lvd ePsf ;b:osf] xsdf sDtLdf # jif{df ! k6s,

-#_ ;+:yfnfO{ hf]lvddf tflTjs km/s k/]sf] nfu]df hf]lvd;fk]If x'g] u/L pkbkmf -@_ df plNnlvt cjlw cufj} klxrfg

cBfjlws ug{'kg]{5 .

!)= jf:tljs wgLsf] klxrfg M -!_ ;+:yfn] P]gsf] bkmf &u= / lgodfjnLsf] lgod ^ adf]lhd jf:tljs wgLsf] klxrfg ubf{ b]xfo adf]lhdsf

pkfo;d]t cjnDag ug'{k5{ M-


-6-

-s_ ;b:on] k]; u/]sf] ljj/0f, sf/f]af/ / lghsf] x}l;ot ldN5, ldNb}g <

-v_ ;b:osf] sfd sf/f]af/pk/ cGo s'g} JolStsf] s''g} lsl;dsf] k|efj jf :jfy{ x'g ;Sg] cj:yf 5, 5}g <

-u_ ;b:osf] k'Vof}{nL tyf jt{dfg cfly{s cj:yf :jfefljs b]lvG5, b]lvFb}g <

-3_ ;b:o / lgh;Fu ;Da4 JolQmsf] af/]df ;fj{hlgs ¿kdf pknAw ;"rgf;Fusf] tfbfTDo 5, 5}g <

-ª_ ;+:yfn] to u/]sf cGo pkfo .

-@_ ;+:yfn] jf:tljs wgL klxrfg ug]{, lghx¿sf] sf/f]af/ cg'udg ug]{ tyf To:tf] sfo{ ug]{ k|efjsf/L] Joj:yf ldnfpg'kg]{5 .

!!= ;b:osf] a[xt\ klxrfg;DaGwL Joj:yf M -!_ ;+:yfn] P]gsf] bkmf &ª= / lgodfjnLsf] lgod * adf]lhd b]xfosf ;b:osf] ;d]t a[xt\

k4ltaf6 klxrfg ug'{kg]{5 M–

-s_ ljB'tLo dfWodaf6 sf/f]af/ ug]{ ;b:o,

-v_ e|i6frf/, s/ 5nLnufot cGo cfk/flws sfo{sf b[li6n] pRr hf]lvddf /x]sf] ;b:o,

-u_ pRr cfly{s sf/f]af/ ug]{ ;b:o,

:ki6Ls/0f M o; v08sf] k|of]hgsf nflu pRr cfly{s sf/f]af/ ug]{ ;b:o eGgfn] ?= #) nfveGbf a9L art

u/]sf] jf ;]o/ vl/b u/]sf] jf C0f lnPsf];b:o ;Demg'k5{ .

-3_ ;+:yfn] a[xt\ klxrfg ug{ cfjZos b]v]sf] cGo ;b:o .

-@_ pkbkmf -!_ df plNnlvt ;b:o tyf lgh;Fu ;Da4 JolSt;Fu sf/f]af/ ubf{ lgodfjnLsf] lgod * df plNnlvt pkfox¿sf]

cltl/Qm b]xfosf pkfox¿ cjnDag ug'{kg]{5 M–

-s_ ;DklQsf] ;|f]t klxrfg ug{ cf}krfl/s jf cgf}krfl/s ¿kdf ;"rgf ;Íng ug]{,

-v_ v08 -s_ adf]lhd k|fKt ;"rgfsf] hfFra'em ug]{ / lgisif{cg'¿k cfjZos sfo{ ug]{,

-u_ sf/f]af/sf] cg'udgsf nflu ;Ldf lgwf{/0f ug{] .

!@= ;/nLs[t ;b:o klxrfg;DaGwL Joj:yf M ;+:yfn] P]gsf] bkmf &r= / lgodfjnLsf] lgod ( adf]lhd ;/nLs[t ¿kdf klxrfg ul/Psf

;b:ox¿sf] ljj/0f 5'§} ;d]t /fVg'kg]{5 .

-7-

!#= hf]lvd Joj:yfkg ug'{kg]{ M -!_ ;+:yfn] P]gsf] bkmf &3= adf]lhd hf]lvd klxrfg, d"Nofª\sg tyf Joj:yfkg ubf{ pQm bkmfdf plNnlvt

cfwf/sf cltl/Qm b]xfosf cfwf/;d]t lng'kg]{5 M–

-s_ /fli6«o tyf If]qut hf]lvd d"Nofª\sg,

-v_ P]gdf plNnlvt ljifodf cGt/f{li6«o ¿kdf ePsf] cWoog tyf cg';Gwfg k|ltj]bg,

-u_ ;b:o tyf ;Da4 JolQmsf] cfly{s cj:yf tyf k[i7e"ld,

-3_ kbLo jf cGo k|efjfjl:ylt jf cgu| :jfldTjsf] cj:yf,

-ª_ k]; ePsf ljj/0f, k|of]u ug{ rfx]sf] jf u/]sf] pTkfbg jf ;]jf, ljt/0f dfWod tyf sf/f]af/x¿sf] :jfefljstf,

ljZj;gLotf / tfbfTDo,

-r_ ;b:osf] cfly{s jf cGo cj:yfdf cfPsf] kl/jt{g,

-5_ ;b:o /x]sf] jf ;b:osf] sfd sf/f]af/ ePsf] :yfgsf] ljz]iftf,

-h_ ;+:yfn] pko'Qm b]v]sf cGo cfwf/ .

-@_ ;+:yfn] hf]lvdsf] juL{s/0f ubf{ pRr, dWod / Go"g hf]lvd :t/df ug'{kg]{5 .

-#_ ;+:yfn] hf]lvd d"Nofª\sg b]xfoadf]lhd cBfjlws ug{'kg]{5 M–

-s_ pRr hf]lvd ePsf ;b:osf] xsdf sDtLdf jif{sf] ! k6s,

-v_ dWod hf]lvd ePsf ;b:osf] xsdf sDtLdf @ jif{sf] ! k6s,

-u_ Go"g hf]lvd ePsf ;b:osf] xsdf sDtLdf # jif{sf] ! k6s .

-$_ ;+:yfn] hf]lvd Joj:yfkgsf nflu cfjZos, gLltut, sfo{ljlwut tyf lgoGq0ffTds Joj:yf ldnfpg'kg]{5 .

!$= c;fdfGo sf/f]af/ dfGg'kg]{ M ;+:yfn] b]xfosf] sf/f]af/nfO{ c;fdfGo sf/f]af/ dfGg'kg]{5 M–

-s_ lrQa'‰bf] cfwf/ ePsf] afx]s Ps}kN6 jf k6s–k6s u/L jflif{s ?= #) nfveGbf a9Lsf] art hDdf jf shf{ e'QmfgL,

-v_ Ps}kN6 jf k6s–k6s u/L jflif{s ?= #) nfveGbf a9Lsf] ljk|]if0f -/]ld6\ofG;_ jf /sd :yfgfGt/0f -dgL 6«fG;km/_,

-u_ Ps}kN6 jf k6s–k6s u/L jflif{s ?= #) nfveGbf a9Lsf] ;]o/ vl/b,

-8-

-3_ ;Ldf sf/f]af/ k|ltj]bg 5Ng] dg;fon] x'g] sf/f]af/ ।

!%= ;Ldf sf/f]af/sf] ;|f]t v'nf;f lng'kg]{ M ;+:yfn]] ?= !) nfv jf ;f]eGbf a9Lsf] b]xfosf] sf/f]af/ ubf{ ;DalGwt ;b:o jf JolStaf6 ;|f]t

v'nf;f lng'kg]{5 M–

-s_ ;+:yfsf] ;]o/ vl/b ubf{,

-v_ ;+:yfdf art hDdf ubf{,

-u_ ;+:yfaf6 lnPsf] C0fsf] ;fFjf, Jofh e'StfgL ubf{,

-3_ ljk|]if0f -/]ld6\ofG;_ jf :yfgfGt/0f -6«fG:km/_ sf] /sd e'StfgL lnFbf, vftfdf hDdf jf vftf;f/ ubf{ .

!^= lg/Gt/ cg'udg ug{'kg]{ M ;+:yfn] P]gsf] bkmf &em= adf]lhd lg/Gt/ cg'udg ubf{ pRr hf]lvddf juL{s[t ePsf ;b:o tyf sf/f]af/nfO{

k|fyldstf lbg'kg]{5 .

!&= sf/f]af/ ug{ gx'g] M ;+:yfn] P]gsf] bkmf ^ / &0f= df plNnlvt JolStsf cltl/St ;b:otf klxrfgsf cfwf/ k"/f gePsf JolSt;Fu

sf/f]af/ ug'{ x'Fb}g .

!*= ;'/IffTds pkfo cjnDag ug{'kg]{{ M ;+:yfn] P]gsf] bkmf &6= adf]lhd gofF k|ljlwaf6 jf JolQm pkl:yt geO{ sf/f]af/ ;~rfng ubf{ /

;f]sf nflu sfo{ljlw lgdf{0f ubf{ hf]lvdsf] ;d'lrt Joj:yfkg x'g] u/L cfjZos pkfox¿ cjnDag ug{'kg]{5 .

!(= ;Ldf sf/f]af/sf] k|ltj]bg M -!_ ;+:yfn] P]gsf] bkmf !)s= adf]lhdsf] ;Ldf sf/f]af/ -y|]:xf]N8 6«fGh]S;g_ ;DaGwL k|ltj]bg To:tf] sf/f]af/

;DkGg ePsf] ldltn] !% lbgleq ljQLo hfgsf/L OsfO{n] tf]s] adf]lhdsf] 9fFrf -xfn tf]lsPsf] 9fFrf cg';"rL$ df lbOPsf]_ df ljQLo

hfgsf/L OsfO{df lbg'kg]{5 .

:ki6Ls/0f M– o; bkmfsf] k|of]hgsf nflu ;Ldf sf/f]af/ -y|]:xf]N8 6«fGh]S;g_ eGgfn] g]kfn /fi6« a}+ª\sn] tf]s]sf] b]xfosf] sf/f]af/nfO{

;Demg'k5{ M–

-s_ s'g} ;b:on] Ps} k6s jf k6s-k6s u/L Ps lbgdf u/]sf] ?= !) nfv jf ;f]eGbf a9L /sdsf] gub sf/f]af/ /

bf];|f] ;+zf]wg4f/f yk .

-9-

-v_ s'g} ;b:o jf JolQmnfO{ Ps} k6s jf k6s–k6s u/L Ps lbgdf u/]sf] ?= !) nfv jf ;f]eGbf a9L /sd a/fa/sf] ljB'tLo

jf cGo :yfgfGt/0f tyf e'QmfgL .

-@_ o; bkmfdf h'g;'s} s'/f n]lvPsf] eP tfklg ;+:yfn] ;xsf/L P]g, @)&$ adf]lhd ;+:yf;Fu sf/f]af/ ug{ kfpg] ;/sf/L

sfof{no, ljz]if P]gcGtu{t :yflkt lgsfo;Fusf] sf/f]af/ / ;+:yfn] cfˆgf] sd{rf/LnfO{ k|rlnt sfg"g adf]lhd shf{ ;fk6L jf ;'ljwf

k|bfg u/]sf] s/f]af/sf] ljj/0f ljQLo hfgsf/L OsfO{df k7fpg cfjZos x'g]5}g .

t/ 5"6 lbOPsf] pQm s/f]af/x¿sf] xsdf zª\sf:kb sf/f]af/sf] klxrfg ug{ / ;f] adf]lhdsf] ljj/0f tof/ u/L ljQLo hfgsf/L

OsfO{df k7fpg 5"'6 lbOPsf] dflgg]5}g .

@)= zª\sf:kb sf/f]af/ ;DaGwdf M -!_ ;+:yfn] P]gsf] bkmf &9= df plNnlvt vf; sf/f]af/sf ;DaGwdf ljz]if Wofg lbg] k|0ffnLsf] ljsf; u/L

nfu"" ug{'kg]{5 .

-@_ ;+:yfn] P]gsf] bkmf &w= adf]lhdsf cj:yfx¿ ljBdfg ePdf zª\sf:kb sf/f]af/ ;DaGwL k|ltj]bg ljQLo hfgsf/L OsfO{n]

tf]s]adf]lhdsf] 9fFrf -xfn tf]lsPsf] 9fFrf cg';"rL% df lbOPsf]_ df tof/ u/L # lbgleq ljQLo hfgsf/L OsfO{;dIf k]; ug{'kg]{5 tyf

To:tf] k|ltj]bg tof/ ubf{ ljQLo hfgsf/L OsfO{n] hf/L u/]sf] dfgb08x¿nfO{ cfwf/ dfGg'kg]{5 .

-#_ cg';Gwfg ug]{ lgsfox¿af6 cg';Gwfgsf l;nl;nfdf s'g} JolQm jf ;+:yfsf] ljj/0f jf ;""rgf dfu u/]sf] cj:yfdf

zª\sf:kb b]lvg] gofF tYo jf ljifo hfgsf/Ldf cfPsf] cj:yfdf afx]s ljQLo hfgsf/L OsfO{nfO{ ;"lrt ug{ cfjZos x'g] 5}g .

t/ To:tf] JolQm jf ;+:yf tyf sf/f]af/;DaGwL ljj/0f dfu ul/Psf] cj:yfdf pknAw u/fpg ;Sg] u/L tof/ u/L /fVg'kg]{5 .

@!= ljQLo hfgsf/L OsfO{sf] lgb]{zg kfngf ug{'kg]{ M ;+:yfn] ljQLo hfgsf/L OsfO{n] hf/L u/]sf] ;Ldf sf/f]af/ tyf zª\sf:kb

sf/f]af/;DaGwL lgb]{zg tyf dfu{bz{gsf] kfngf ug{'kg]{5 .

-10-

kl/R5]b–#

lhDd]jf/L

@@= ;+:yfsf] lhDd]jf/L M P]g, lgodfjnL / of] lgb]{zgadf]lhd ;+:yfn] k"/f ug'{kg]{ bfloTj k|efjsf/L ¿kdf k"/f ug{, u/fpg cfjZos gLlt,

sfo{ljlw, lgoGq0f k|0ffnL, hgzlQm, ;fwg, ;|f]t ;d]tsf] ;d'lrt Joj:yf ldnfpg] lhDd]jf/L ;~rfns ;ldltsf] x'g]5 .

@#= k|d'v sfo{sf/L clws[tsf] lhDd]jf/L x'g] M P]g, lgodfjnL / of] lgb]{zgadf]lhd ;+:yfn] k"/f ug'{kg]{ bfloTj k"/f ug{ cfjZos Joj:yfksLo

lhDd]jf/L k|d'v sfo{sf/L clws[tsf] x'g]5 .

@$= sfof{Gjog clwsf/L M -!_ ;+:yfsf] ;~rfns ;ldltn] P]gsf] bkmf &t= sf] pkbkmf -#_ adf]lhd P]g, lgodfjnL / ;f]cGtu{t hf/L

lgb]{lzsfadf]lhdsf] bfloTj k"/f ug{ Joj:yfkg:t/sf] sfof{Gjog clwsf/L -sDKnfoG; clkm;/_ lgo'Qm ug'{kg]{5 .

-@_ pkbkmf -!_ adf]lhd sfof{Gjog clwsf/Lsf] lgo'lQm geP;Ddsf nflu k|d'v sfo{sf/L clws[tn] g} sfof{Gjog clwsf/Lsf]

;d]t lhDd]jf/L axg ug'{kg]{5 .

-#_ ;+:yfn] sfof{Gjog clwsf/Lsf] gfd, 7]ufgf, of]Uotf, ;Dks{ gDa/, 'Od]n' nufotsf ljj/0f ljQLo hfgsf/L OsfO{ /

ljefu;dIf k]; ug'{sf ;fy} sfof{Gjog clwsf/L kl/jt{g ePdf jf lghsf] ljj/0fdf kl/jt{g ePdf ;f]sf] ;d]t hfgsf/L k7fpg'kg]{5 .

-$_ ;+:yfn] sfof{Gjog clwsf/Ln] P]gsf] bkmf &t= sf] pkbkmf -$_ df plNnlvt sfd, st{Jo / clwsf/sf cltl/Qm b]xfosf

sfo{x¿ ;d]t ;Dkfbg ug]{] u/L tf]Sg'kg]{5 M–

-s_ P]g, lgodfjnL / o; lgb]{zgadf]lhdsf] sfo{ k|efjsf/L agfpg ;Dks{ laGb' -kmf]sn KjfOG6_ sf] ¿kdf sfd ug]{,

-v_ P]g, lgodfjnL / o; lgb]{zgadf]lhdsf] sfo{ k|efjsf/L ¿kdf ug{ gLlt, sfo{ljlw / k|0ffnLsf] d:of}bf th'{df u/L

k]; ug]{,

-u_ sd{rf/L jf cGo ;|f]tjf6 P]g, lgodfjnL / o; lgb]{zg\adf]lhd k|fKt c:jfefljs jf zª\sf:kb sf/f]af/;DjGwL

;"rgf ljZn]if0f tyf hfFra'em ug]{,

-3_ cfkm\gf] sfo{ ;Dkfbg ug{ ;+:yfsf cGo ljefu jf kbflwsf/L;Fu ljz]if1 ;]jf lng jf cfjZos h'g;'s} sfuhft,

ljj/0f jf ;"rgf lgaf{w ¿kdf h'g;'s} avt k|fKt ug{ ;Sg],

-11-

-ª_ P]g, lgodfjnL tyf o; lgb]{zgadf]lhdsf] ljifo sfof{Gjog eP, gePsf] cg'udg u/L k|ltj]bg k]; ug]{ .

-%_ sfof{Gjog clwsf/LnfO{ ;xof]u ug{ ;+:yfn] cfjZos sd{rf/Lx¿sf] Joj:yf;d]t ug'{kg]{5 .

-^_ sfof{Gjog clwsf/Ln] P]g, lgodfjnL tyf o; lgb]{zgadf]lhdsf] ljifo sfof{Gjog ug]{ l;nl;nfdf dfu u/]sf] cfjZos

;"rgf, hfgsf/L, sfuhft, clen]v jf ljj/0f pknAw gu/fpg] ;DalGwt ;+:yfsf kbflwsf/L jf sd{rf/LnfO{ sf/afO{sf]

l;kmfl/; ug'{kg]{5 / ;f] l;kmfl/;adf]lhd ;DalGwt ;+:yfn] sf/afO{ u/L ;f]sf] hfgsf/L ljQLo hfgsf/L OsfO{ tyf

ljefunfO{ u/fpg'kg]{5 .

-&_ ;+:yfsf] ;~rfns ;ldltn] sDtLdf 5 dlxgfdf Ps k6s P]g, lgodfjnL / o; lgb]{zgadf]lhd eP, u/]sf sfd–sf/afO{sf]

;dLIff ug'{kg]{5 .

-*_ P]g, lgodfjnL / o; lgb]{zgsf] kfngf k|efjsf/L Pj+ kl/0ffdd'vL agfpgsf nflu ;+:yfn] cfkm\gf ;b:o, ;~rfns

;ldltsf ;b:ox¿ tyf pRr Joj:yfkg / sd{rf/Lx¿sf] Ifdtf ljsf;sf nflu cfjZos Joj:yf ldnfpg'kg]{5 .

@%= sfo{ljefhg u/L lhDd]jf/L tf]Sg ;Sg] M -!_ k|d'v sfo{sf/L clws[tn] P]g, lgodfjnL / of] lgb]{zgadf]lhd ;+:yfn] ;Dkfbg ug'{kg]{

sfo{x¿ dftxtsf sd{rf/Lx¿df ljefhg u/L ;Dkfbgsf] lhDd]jf/L;d]t tf]Sg ;Sg]5 .

-@_ pkbkmf -!_ df hg';'s} s'/f n]lvPsf] eP tfklg P]gsf] bkmf &t= sf] pkbkmf -$_, lgodfjnL tyf o; lgb]{zgadf]lhd

sfof{Gjog clwsf/Lsf] e"ldsfdf k|lts"n c;/ kg]{ u/L sfo{ljefhg jf lhDd]jf/L lgwf{/0f ug'{ x'Fb}g .

@^= uf]kgLotf sfod ug'{kg]{ M -!_ sfof{Gjog clwsf/Ln] P]g, lgodfjnL tyf o; lgb]{zgadf]lhd tof/ jf k]; u/]sf] ;Ldf jf zª\sf:kb

sf/f]af/sf] k|ltj]bgsf] ;"rgf jf hfgsf/L ljQLo hfgsf/L OsfO{afx]s cGo s;}nfO{ lbg' x'Fb}g .

t/ k|ltj]bg / k|ltj]bgdf plNnlvt gfd, gfd];Lafx]s cGo ljj/0f ljefu, sfof{no jf k|rlnt sfg''gadf]lhd clwsf/k|fKt

clwsf/Ln] dfu u/]sf avt pknAw u/fpg o; bkmfdf n]lvPsf] s'g} s'/fn] afwf k'¥ofPsf] dflgg]5}g .

-@_ ;+:yfsf] kbflwsf/L, sd{rf/L, ;Nnfxsf/ jf n]vfk/LIfsn] cfˆgf] sfo{;Dkfbgsf l;nl;nfdf k|fKt ;"rgf jf hfgsf/L

;DalGwt jf cGo s'g} JolStnfO{ s'g} ta/n] k|s6 gu/L uf]Kotf sfod /fVg'kg]{5 .

-12-

-#_ P]g, lgodfjnL tyf o; lgb]{zgadf]lhd uf]kgLotf sfod ug{'kg]{ ljifosf ;Gbe{df P]gsf] bkmf #& adf]lhd arfp x'g]

cj:yf afx]s sf]xL s;}n] uf]kgLotf ;DaGwL Joj:yf kfngf gu/]df P]gsf] bkmf $$s= tyf k|rlnt sfg"g adf]lhd ;hfo x'g]5 .

@&= cfGtl/s sfo{ljlwsf] :jLs[lt M -!_ P]g, lgodfjnL / of] lgb]{zgadf]lhd ;Dkfbg ug'{kg]{ sfo{x¿sf] k|efjsf/L ;Dkfbgsf nflu P]gsf]

bkmf &t= sf] pkbkmf -!_ nufot P]g, lgodfjnL / of] lgb]{zgdf /x]sf cGo Joj:yfx¿ k|efjsf/L ¿kdf sfof{Gjog ug{ ;+:yfn]

cfGtl/s gLlt tyf sfo{ljlw th'{df u/L ;fwf/0f ;efaf6 kfl/t u/fO{ nfu" ug{'kg{]5 .

-@_ pkbkmf -!_ adf]lhd ;+:yfn] gLlt th{'df ubf{ b]xfosf ljifo;d]t ;dfj]z ug{'kg]{5 M

-s_ ;xsf/L bz{g, l;4fGt, d"No, dfGotf / ljlwJojxf/sf] k|rng,

-v_ ;DklQ z'4Ls/0f, cftÍjfbL s[ofsnfkdf ljQLo nufgL tyf ;Da4 ck/fw lgjf/0f k|0ffnLsf] k|efjsf/L

sfof{Gjogsf nflu ;+:yfut ;+/rgf tyf k|efjsfl/tf;DaGwL Joj:yf / /0fgLlt,

-u_ ;b:o, k|ltlglw / sd{rf/Lx¿df pRrtd g}lts dof{bf:t/ -Olysn :6\ofG8;{_ sf] ck]Iff, e'm7\7f ljj/0fsf] 3f]if0ff

-kmN; 8]Sn]/];g_ / ljrngdf z"Go ;lxi0f'tf,

-3_ P]g, lgodfjnL tyf of] lgb]{zgsf Joj:yfsf] sfof{Gjogdf ;fwf/0f ;b:o, ljleGg kbdf lgjf{lrt kbflwsf/L Pj+

sd{rf/Lx¿nfO{ :jtGq, lgeL{s Pj+ cu|tfk"0f{ 9ª\un] ;"rgf lbg, k|ltj]bg ug{ / cGo ¿kdf st{Jo kfngf ug{

k|f]T;fxg Pj+ ;+/If0f,

-ª_ ;DklQ z'4Ls/0f tyf cftª\sjfbL lqmofsnfkdf ljQLo nufgL lgjf/0fdf ;+:yfsf] bfloTjsf ;DaGwdf ;b:o

;"rgf, lzIff, ;~rf/ ultljlwx¿sf ;fy} sd{rf/Lx¿sf] bIftf ljsf;df nufgL /

-r_ PsLs[t Joj:yfkg ;"rgf k|0ffnLdf cfa4tf, lgoldt k|ltj]bg Pj+ cu|tfk"0f{ kl/kfngf;d]taf6 ;+:yfsf] lg/Gt/

5lj k|If]k0f .

-#_ pkbkmf -!_ adf]lhd ;+:yfn] cfGtl/s sfo{ljlw th{'df ubf{ b]xfosf ljifo;d]t ;dfj]z ug'{kg]{5 M–

-s_ cfGtl/s lhDd]jf/L tyf sfo{ljefhg,

-v_ ;b:osf] klxrfg tyf cBfjwLs/0f,

-13-

-u_ hf]lvd d"Nofª\sg tyf Joj:yfkg,

-3_ cg'udg k4lt,

-ª_ c:jfefljs, c;fdfGo tyf zª\sf:kb sf/f]af/sf] klxrfg tyf k|ltj]bg k4lt,

-r_ ;+:yfsf] ;~rfns ;ldlt, n]vfk/LIfsnufot cGo kbflwsf/L tyf sd{rf/Ln] lgoldt ¿kdf ;Dkfbg ug{'kg]{ sfo{sf

nflu sfo{ljifo -kf]6{kmf]lnof]_ cg';f/sf] cfjZos hfFr;"rL -r]s lni6_,

-5_ sfutkqsf] lxkmfht, ;"rgf ;+/If0f, ;+/rgfdf kx'Fr lgoGq0f, k|rlnt sfg"gadf]lhd dfu ePsf ;"rgf lbg]

k|lqmofx¿sf] :yfkgf Pj+ clen]vsf nflu cfjZos ef}lts ;'ljwf tyf pks/0fsf] lgwf{/0f ug]{ Joj:yf,

-h_ st{Jo kfngfdf nfk/jfxL ug]{ sd{rf/Lpk/ cg'zf;gsf] sf/afO{,

-em_ cfGtl/s lgoGq0f, ;'kl/j]If0f, k|ltj]bg / ;dLIff,

-`_ clen]v;DaGwL Joj:yf /

-6_ cGo cfjZos ljifo .

@*= k|ltj]bg k7fpg'kg]{ M -!_ ;+:yfn] of] lgb]{zgadf]lhd ;Dkfbg u/]sf sfo{x¿sf] rf}dfl;s k|ltj]bg cg';"rL–^ sf] 9fFrfdf pQm cjlw

JotLt ePsf] & lbgleq sfof{nodf k7fpg'kg]{5 ;fy} ;f] cjlw leq ;b:otf Tofu ug]{ ;b:ox?sf] sf/f]jf/ ljj/0f v'nfpFbf ;Ldf jf

z+sf:kb sf/f]jf/sf] ;Ldf leq kg]{ /x]5 eg] ;f] ;d]t k|i6 b]lvg] u/L v'nfO{ k|ltj]bg k7fpg' kg]{5 .

t/ art tyf C0fsf] d'Vo sf/f]af/ gug]{ ;+:yfsf ;fy} ?= kfFr s/f]8eGbf sd hfoh]yf ePsf ;+:yfn] jflif{s ¿kdf cg';"rL–^

adf]lhdsf] k|ltj]bg pQm cjlw JotLt ePsf] & lbgleq k7fpg'kg]{5 .

-@_ pkbkmf -!_ df h'g;'s} s'/f n]lvPsf] eP tfklg /fli6«o ;xsf/L dxf;ª\3 jf s]Gb|Lo ;xsf/L ;ª\3 / ;xsf/L] a}ª\s lhNnf

laifout ;xsf/L ;+3, lhNnf ;xsf/L ;+3, k|b]z ljifout ;xsf/L ;+3, k|b]z ;xsf/L ;+3, s]Gb|Lo ljifout ;xsf/L ;+3, ljlzli6s[t

bf];|f] ;+zf]wg4f/f yk . klxnf] ;+zf]wg4f/f ;+zf]lwt .

-14-

;xsf/L ;+3 jf /fli6«o ;xsf/L dxf;+3n] cg';"rL–& adf]lhdsf] 9fFrfdf ljefudf rf}dfl;s cjlw JotLt ePsf] & lbgleq rf}dfl;s

k|ltj]bg k7fpg'kg]{5 .

-#_ sfof{non] pkbkmf -!_ adf]lhd k|b]z, lhNnf jf :yfgLo tx cg';f/ PsLs[t ul/Psf] k|ltj]bg k|ltj]bg cjlw JotLt ePsf]

!% lbgleq ljefudf k7fpg'kb{5 .

-$_ dxf;+3 / ;xsf/L a}+sn] ;xsf/L ljefu tyf lhNnf, k|b]z / s]Gb|Lo :t/sf ;xsf/L ;+3 / ;+:yfn] ;DalGwt lgodgsf/L

lgsfo ;lxt ;xsf/L ljefudf ;d]t k|ltj]bg lbg' kg]{5 .

@(= PsLs[t Joj:yfkg ;"rgf k|0ffnLdf cfa4tf M -!_ ?= % s/f]8 jf ;f]eGbf a9L /sdsf] hfoh]yf ePsf] ;+:yfn] Ps jif{leq / cGo ;+:yfn]

tLg jif{leq dGqfnon] :jLs[t u/]sf] PsLs[t Joj:yfkg ;"rgf k|0ffnLdf cfa4 eO;Sg'kg]{5 .

-@_ pkbkmf -!_ df h'g;'s} s'/f n]lvPsf] eP tfklg ljB't\, ;~rf/ jf cGt/;~hfn -OG6/g]6_ ;]jfdf kx'Fr gePsf] jf b'u{d e]udf

;~rflnt ;+:yfsf xsdf To:tf] cfjZosLo ;]jfdf kx'Fr ePsf] ldltb]lv dfq Ps jf tLg jif{sf] Dofb nfu" x'g]5 .

#)= clen]v Joj:yfkg M -!_ ;+:yfn] P]gsf] bkmf &b=, lgodfjnLsf] lgod !@ tyf o; lgb]{zgadf]lhd tof/ ePsf ljj/0f, ;"rL, hfgsf/L,

k|ltj]bg, clen]v, ;"rgf kfFr jif{;Dd ;'/lIft /fVg'sf ;fy} To;/L /flvPsf sfuhftx¿ cfjZos k/]sf avt tTsfn km]nf kfg{ ;lsg]

u/L eP;Dd ljB'tLo dfWoddf ;d]t ltgsf] ljj/0f /fVg'kg]{5 .

-@_ ;+:yfn] /fVg'kg]{ sfutkqsf] cGo s'/fsf cltl/Qm b]xfoadf]lhd lxkmfht ug'{kg]{5 M–

-s_ lhDd]jf/L tf]Sg],

-v_ cglws[t kx'Fr gx'g] Joj:yf ldnfpg],

-u_ ?= % s/f]8 jf ;f]eGbf a9Lsf] hfoh]yf x'g] ;+:yfn] clUg sjh -kmfo/ k|'km_ b/fh / cGo ;+:yfn] klg oyf;Dej

;'/lIft b/fhdf /fVg] /

klxnf] ;+zf]wg4f/f ;+zf]lwt . klxnf] ;+zf]wg4f/f yk .

-15-

-3_ cfGtl/s sfo{ljlwdf plNnlvt pkfox¿ ckgfpg] .

#!= cfjZos pkfox¿ cjnDag ug'{kg]{ M ;+:yfn] P]g tyf lgodfjnLdf Joj:yf ePadf]lhdsf] bfloTj k"/f ug]{ l;nl;nfdf lgb]{zgdf

ul/Psf Joj:yfafx]ssf cfjZos pkfox¿ ;d]t cjnDag ug'{kg]{5 .

#@= sf/afO{ tyf ;hfo M -!_ P]g, lgodfjnL tyf of] lgb]{zgsf] Joj:yfsf] k|efjsf/L sfof{Gjog gug]{ ;+:yf / To:tf] ;+:yfsf sd{rf/L

tyf kbflwsf/LnfO{ P]gadf]lhdsf] sf/afO{ x'g]5 .

-@_ pkbkmf -!_ adf]lhd sf/afO{ ubf{ ljefun] sDtLdf !% lbgsf] ;do lbO{ P]gsf] bkmf &km= sf] pkbkmf -%_ adf]lhd

:ki6Ls/0f ;f]Wg]5 .

-#_ pkbkmf -@_ adf]lhd ;f]lwPsf] :ki6Ls/0f lrQa'‰bf] gkfOPdf P]g, lgodfjnL tyf lgb]{zgsf] kfngf gePsf] cj:yf,

pNnª\3gsf] dfqf / ;f]af6 kg{ ;Sg] k|0ffnLut k|efjnufotsf ljifosf] ufDeLo{sf cfwf/df P]gsf] bkmf &km= adf]lhd ljefun] b]xfo

adf]lhdsf] s'g} jf ;a} sf/afO{ jf ;hfo ug{ ;Sg]5 .

qm=;+= kfngf gePsf] Joj:yf sf/afO{

! gLlt tyf sfo{ljlw gePdf lnlvt ¿kdf ;r]t u/fpg] .

art ;ª\sngdf ;Ldf tf]Sg] .

shf{ k|jfxdf ;Ldf tf]Sg] .

?= !) nfv jf ufDeLo{sf] cfwf/df ?= #)

nfv;Dd hl/afgf ug]{ .

;+:yfsf] btf{ vf/]h;Ddsf] sf/afO{ ug]{ .

klxnf] ;+zf]wg4f/f ;+zf]lwt . klxnf] ;+zf]wg4f/f x6fOPsf] .

-16-


@ klxrfg;DaGwL Joj:yf

sfof{Gjog gePdf

lnlvt ¿kdf ;r]t u/fpg] .



?= !) nfv hl/afgf ug]{ .

dfly pNn]lvt ;hfo jf hl/afgf ubf{ ;d]t

c6]/ u/L a;]df jf af/Daf/ ;f]xL s;'/

bf]xf]KofPdf

?= !) nfveGbf a9L hl/afgf jf

ufDeLo{sf] cfwf/df ;+:yfsf] btf{ vf/]h;Ddsf]

sf/afO{ ug]{ .

# a]gfdL jf sfNklgs gfddf

sf/f]af/ u/]sf] kfOPdf

?= #) nfvb]lv ufDeLo{sf cfwf/df ?= %

s/f]8;Dd hl/afgf jf yk ;hfo ug]{ .

$ P]gsf] kl/R5]b ^v= sf] Joj:yf

kfngf ePsf] gkfOPdf

klxnf] k6s

?= @) nfv hl/afgf ug]{ .

bf];|f] k6s

?= %) nfv hl/afgf ug]{ .

t];|f] k6s b]lv

?= @ s/f]8 jf

ufDeLo{cg';f/ ?= % s/f]8;Dd hl/afgf ug]{ .

klxnf] ;+zf]wg4f/f x6fOPsf] . bf];|f] ;+zf]wg4f/f yk .

-17-


k6s–k6s k|0ffnLut ;d:of ePdf sf/f]af/ jf

Joj;fodf cf+lzs jf k"0f{ /f]s nufpg] jf

;+:yfsf] btf{ vf/]h ug]{;Ddsf] sf/afO{ ug]{ .

% pRr kb:y JolStsf] klxrfg

x'g] k|0ffnLsf] Joj:yf gePdf







^ jf:tljs wgLsf] klxrfg ug]{,

a[xt\ klxrfg ug]{ tyf klxrfg

cBfjlws ug]{ Joj:yf gePdf







klxnf] ;+zf]wg4f/f x6fOPsf] . bf];|f] ;+zf]wg4f/f yk .

-18-


bf]xf]KofPdf

?= !) nfveGbf a9L hl/afgf jf


sf/afO{ ug]{ .

& hf]lvd Joj:yfkg ePsf]

gkfOPdf







* lg/Gt/ cg'udg;DaGwL

Joj:yf gePdf





bf]xf]KofPdf

?= !% nfv jf ufDeLo{cg';f/ yk

hl/afgf jf ;hfo ug]{ .

klxnf] ;+zf]wg4f/f x6fOPsf] .


-19-


( ;Ldf sf/f]af/sf] klxrfg ug]{

k|0ffnL gePdf







!) zª\sf:kb sf/f]af/sf] klxrfg

ug]{ k|0ffnL gePdf




?= @) nfv hl/afgf ug]{ .



bf]xf]KofPdf

?= @) nfveGbf a9L hl/afgf jf


sf/afO{ ug]{ .



-20-


!! sfof{Gjog clwsf/L jf bkmf

@$ sf] pkbkmf -@_ adf]lhdsf]

Joj:yf ePsf] gkfOPdf






!@ ;~rfns ;ldltn] ug'{kg]{

;dLIff gu/]df




!# ;+:yfut tyf sd{rf/Lsf]

Ifdtf ljsf;sf sfo{ gu/]df






-21-


!$ tf]lsPsf ljj/0fx¿sf] clen]v

g/fv]df jf tf]lsPsf]

;do;Dd ;'/lIft g/fv]df







!$s= rf}dfl;s k|ltj]bg gk7fPdf lnlvt ?kdf ;r]t u/fpg] .

art ;+sngdf ;Ldftf]Sg] .

shf{k|jfxdf ;Ldftf]Sg] .

?=!) nfv jf ufDeL{osf] cfwf/df yk hl/jfgf

ug]{ .

;+:yfsf] btf{ vf/]hL;Ddsf] sf/afO{ ug]{ .

!% ;Ldf jf zª\sf:kb sf/f]af/

k|ltj]bg ;dodf gk7fPdf

P]gsf] bkmf !) sf] pkbkmf -&_ adf]lhd ljQLo

hfgsf/L OsfO{n] ?= !) nfv;Dd hl/afgf ug{

;Sg] .

-#_ pkbkmf -@_ df h'g;'s} s'/f n]lvPsf] eP tfklg ljefun] sf/afO{ ubf{ ;+:yfsf] cfly{s tyf ;fª\u7lgs cj:yf, kfngfsf

nflu ePsf k|of; / pNnª\3gsf] ufDeLo{;d]tsf] ljrf/ u/L k|efjsf/L, cfg'kflts / lg/f]wfTds x'g] u/L ug]{5 .

t/ pNnª\3gsf] ufDeLo{sf] ljrf/ u/L P]gsf] bkmf &km= adf]lhdsf] s'g} jf ;a} sf/afO{ ug{ o; bkmfn] afwf k¥ofPsf]

dflgg]5}g .


klxnf] ;+zf]wg4f/f yk .

-22-

-$_ ;+:yfnfO{ o; bkmfadf]lhd sf/afO{ jf ;hfo ePdf / To:tf] ;hfo pQm ;+:yfsf] s'g} kbflwsf/L jf sd{rf/Lsf] sfd–

sf/afO{sf] sf/0fn] ePsf] b]lvPdf To:tf] kbflwsf/L jf sd{rf/LnfO{ ;DjlGWft ;+:yfn] k|rlnt sfg"g jf ;+:yfsf]

ljlgodadf]lhd sf/afO{ ug'{kg]{5 .

##= o;} lgb]{zgadf]lhd ug'{, u/fpg'kg]{ M -!_ g]kfn ;/sf/ -dlGqkl/ifb\_ af6 ldlt @)&#÷!)÷!* df :jLs[t g]kfnsf] ;+ljwfgsf] cg';"rL %,

^, &, * / ( df plNnlvt ;ª\3, k|b]z / :yfgLo txsf clwsf/sf] sfo{lj:t[tLs/0fdf Joj:yf ePadf]lhd k|b]z jf :yfgLo txsf]

lgodg clwsf/ If]qleq kg]{ ;+:yfsf] xsdf k|b]z ;xsf/L lgofds lgsfo jf :yfgLo txn] o;} lgb]{zgadf]lhd ug'{, u/fpg' kg]{5 .

-@_ k|b]z jf :yfgLo txaf6 pkbkmf -!_ adf]lhd ug]{, u/fpg] Joj:yf ldnfpFbf o; lgb]{zgdf sfof{no jf ljefun] ug]{ u/L

pNn]v ePsf ;Dk"0f{ sfo{x¿sf] ;Dkfbg, st{Josf] kfngf / clwsf/sf] k|of]u k|b]z ;xsf/L lgofds lgsfo jf :yfgLo txsf]

sfo{kflnsfn] tf]s]sf] clwsf/Ln] ug{'kg]{5 .

#$= JofVof ug]{ clwsf/ M of] lgb]{zgsf] JofVof ug]{ clwsf/ /lhi6«f/df /xg]5 .

-23-

cg';"rL–!

art tyf C0fsf] d'Vo sf/f]af/ gug]{ ;+:yf btf{sf] cfj]bg lbg] JolQm / ;b:osf] klxrfg;DaGwL sfuhft tyf ljj/0fsf] ;fdfGo 9fFrf

-bkmf # pkbkmf -@_ sf] v08 -s_ ;Fu ;DalGwt_

s= JolQmut ljj/0f

!= gfd, y/ M

@= hGd ldlt M

#= gful/stf k|df0f–kq g+= M

$= gful/stf k|df0f–kq hf/L ug]{ sfof{no M

%= lnË M dlxnf k'?if t];|f]

v= kfl/jfl/s ljj/0f

^= cfdfsf] gfd M

&= afa'sf] gfd M

*= afh]sf] gfd M

(= j}jflxs l:ylt M ljjflxt cljjflxt Psn

!)= klt jf kTgLsf] gfd, y/ M

-24-

u= k];fsf] ljj/0f

!!= cfˆgf] d'Vo k];f

v]tLkftL

Joj;fo -v'nfpg]=== === ===_

gf]s/L -v'nfpg] === === ===_

j}b]lzs /f]huf/L -v'nfpg] === === ===_

cGo -v'nfpg] === ===_

!@= :yfoL n]vf gDa/ eP M

!#= klt jf kTgLsf] d'Vo k];f

v]tLkftL

Joj;fo -v'nfpg] === === ===_

gf]s/L -v'nfpg] === === ===_


cGo -v'nfpg] === === ===_

!$= cfkm}F jf kl/jf/sf] s'g} ;b:o pRr kbLo /fhgLlts, k|zf;lgs jf ;fª\u7lgs e"ldsfdf /x], g/x]sf] /x]sf] g/x]sf]

-25-

!%= cfkm}F jf kl/jf/sf] s'g} ;b:o pRr kbLo /fhgLlts, k|zf;lgs jf ;fª\u7lgs e"ldsfdf eP ljj/0f

-!_ gfd M

-@_ gftf M

-#_ kb jf ;fj{hlgs e"ldsf M

3= /xg ;xgsf] ljj/0f

!^= :yfoL 7]ufgf

-!_ k|b]z M

-@_ dxf÷pkdxf÷gu/kflnsf÷ufpFkflnsf M

-#_ j8f M

-$_ ufpF÷6f]n M

-%_ 3/ g+= M

-^_ ;Dks{ g+=M

!&= c:yfoL 7]ufgf

-!_ k|b]z M


-#_ j8f M

-26-

-$_ ufpF÷6f]n M

-%_ 3/ g+= M

!*= ;+:yfsf] sfo{If]qsf] a;f]af; M :yfoL c:yfoL

!(= dtbftf kl/ro–kq g+= M

@)= dtbfg:yn M === === ===

ª= ;xsf/L ;b:otf

@!= ;+:yfsf] ;b:o aGg'sf] p2]Zo M

@@= cfkm}F csf]{ ;xsf/L ;+:yfsf] klg ;b:o eP, gePsf]

ePsf] gePsf]

@#= cfkm}F csf]{ ;xsf/L ;+:yfsf] klg ;b:o ePsf] eP ljj/0f

l;= g+= ;+:yfsf] gfd, 7]ufgf ;b:otf g+=

-!_

-@_

-#_

-$_

-%_

-27-

r= cfo;|f]tsf] ljj/0f

@$= jflif{s kfl/jfl/s -cfˆgf], klt jf kTgLsf] / Pp6} eftefG5fsf ;b:ox¿sf]_ cfDbfgL -hUufsf] v'b cfo:tf, gf]s/Lsf] kfl/>lds,

Joj:ffosf] d'gfkmf, OToflb_

?= $ nfv;Dd

?= $ nfveGbf a9L ?= !) nfv;Dd

?= !) nfveGbf a9L ?= @% nfv;Dd

?= @% nfveGbf a9L ?= %) nfv;Dd

?= %) nfv a9L

@%=clen]vdf /fVgof]Uo yk ljj/0f jf b|i6Jo

=== === === === ===

=== === === === ===

5= :j–3f]if0ff

-!_ d}n] k]; u/]sf] of] ljj/0fdf eljiodf s'g} kl/jt{g cfPdf To:tf] kl/jt{g ePsf ldltn] #% lbgleq ;+:yfdf k]; ug]{5' .

-@_ d}n] dfly k]; u/]sf] d]/f] ;Dk"0f{ ljj/0f 7Ls, b'?:t 5 . em'7\7f 7x/] sfg"gadf]lhd ;x'Fnf, a'emfpFnf .

-28-

b:tvt M

gfd M

bfofF afofF

cf}F7f5fk

ldlt M

h= ;+nUg sfuhftx¿

g]kfnL gful/stfsf] k|df0f–kqsf] k|ltlnlk

em= l;kmfl/; -btf{ ePkZrft\ x'g] ;b:osf] xsdf_

o;df pNn]v ePsf >L === === === === nfO{ d /fd|/L lrGb5' . lghn] d]/f] /f]xa/df ;xL5fk u/]sf x'g\ . d}n] hfg]a'em];Dd lghn] k]; u/]sf]

ljj/0f 7Ls ePsfn] lghsf] lgj]bgcg';f/ ;xsf/L ;+:yfsf] ;b:otf k|bfg ug{ l;kmfl/; ub{5' .

l;kmfl/;stf{ ;b:osf] l;kmfl/;stf{ ;b:osf]

b:tvt M b:tvt M

gfd M gfd M

;b:otf g+= M ;b:otf g+= M

-29-

cg';"rL–@

art tyf C0fsf] d'Vo sf/f]af/ ug]{ ;+:yf btf{sf] cfj]bg lbg] JolQm / ;b:osf] klxrfg;DaGwL sfuhft tyf ljj/0fsf] ;fdfGo 9fFrf

-bkmf # pkbkmf -@_ sf] v08 -v_ ;Fu ;DalGwt_

s= JolQmut ljj/0f

!= gfd, y/ M

@= hGd ldlt M

#= gful/stf k|df0f–kq g+= M

$= gful/stf k|df0f–kq hf/L ug]{ sfof{no M

%= lnË M dlxnf k'?if t];|f]

v= kfl/jfl/s ljj/0f

^= cfdfsf] gfd M

&= afa'sf] gfd M

*= j}jflxs l:ylt M ljjflxt cljjflxt Psn

(= klt jf kTgLsf] gfd, y/ M

!)= kl/jf/sf] lsld;

;+o'St / Ps} eftefG5f

-30-

;+o'St t/ cnu eftefG5f

5'l§leGg jf Ps;?jf -Go'lSno/_

u= k];fsf] ljj/0f

!!= cfˆgf] d'Vo k];f

v]tLkftL

Joj;fo -v'nfpg]=== === ===_

gf]s/L -v'nfpg] === === ===_


cGo -v'nfpg] === ===_

!@= :yfoL n]vf gDa/ M

!#= klt jf kTgLsf] d'Vo k];f

v]tLkftL

Joj;fo -v'nfpg] === === ===_

gf]s/L -v'nfpg] === === ===_

j}b]lzs /f]huf/L -v'nfpg] == = === ===_

-31-

cGo -v'nfpg] === === ===_

!$= cfkm", klt jf kTgLafx]s kl/jf/df csf]{ d'Vo sdfpg] ;b:o

!$=! gftf M

!$=@ k];f M

v]tLkftL

Joj;fo -v'nfpg] === === ===_

gf]s/L -v'nfpg] === === ===_


cGo -v'nfpg] === === ===_

!%= cfkm}F jf kl/jf/sf] s'g} ;b:o pRr kbLo /fhgLlts, k|zf;lgs jf ;fª\u7lgs e"ldsfdf /x], g/x]sf] /x]sf]

g/x]sf]

!^= cfkm}F jf kl/jf/sf] s'g} ;b:o pRr kbLo /fhgLlts, k|zf;lgs jf ;fª\u7lgs e"ldsfdf eP ljj/0f

-!_ gfd M

-@_ gftf M

-#_ kb jf ;fj{hlgs e"ldsf M

3= /xg;xgsf] ljj/0f

-32-

!&= :yfoL 7]ufgf

-!_ k|b]z M


-#_ j8f M

-$_ ufpF÷6f]n M

-%_ 3/ g+= M

-^_ ;Dks{ g+ M

-&_ Od]n cfO{=8L M

!*= c:yfoL 7]ufgf

-!_ k|b]z M


-#_ j8f M

-$_ ufpF÷6f]n M

-%_ 3/ g+= M

!(= ;+:yfsf] sfo{If]qsf] a;f]af; M :yfoL c:yfoL

@)= dtbftf kl/ro–kq g+= M

-33-

@!= dtbfg:yn M ==== ==== ===

@@= ;+:yfsf] sfo{If]qdf jif{df latfpg] cjlw M

@#= /fxbfgL g+= ePdf M

ª= ;xsf/L ;b:otf

@$= ;+:yfsf] ;b:o aGg'sf] p2]Zo M

@%= cfkm}F csf]{ ;xsf/L ;+:yfsf] klg ;b:o eP, gePsf]

ePsf] gePsf]

@^= cfkm}F csf]{ ;xsf/L ;+:yfsf] klg ;b:o ePsf] eP ljj/0f

l;= g+= ;+:yfsf] gfd, 7]ufgf ;b:otf g+=

-!_

-@_

-#_

-$_

-%_

-34-

@&= cfkm"afx]s kl/jf/sf] ;b:o csf]{ ;xsf/L ;+:yfsf] ;b:o eP, gePsf]

ePsf] gePsf]

@*= cfkm"afx]s kl/jf/sf] ;b:o csf]{ ;xsf/L ;+:yfsf] ;b:o ePsf] eP ljj/0f

l;= g+= gfd, y/, gftf ;+:yfsf] gfd, 7]ufgf ;b:otf g+=

-!_

-@_

-#_

-$_

-%_

@(= cfkm}F cGo ;xsf/L ;+:yfsf] klg ;b:o ePsf] eP bf]xf]/f] jf ax';+:yfdf ;b:otfsf] k|of]hg

=== === === === === === ===

=== === === === === === ===

#)= cfkm"afx]s kl/jf/sf] ;b:o cGo ;xsf/L ;+:yfsf] ;b:o ePsf] eP bf]xf]/f] jf ax';+:yfdf ;b:otfsf] k|of]hg

=== === === === === === ===

=== === === === === === ===

#!= kl/jf/sf] csf]{ ;b:o klg o;} ;+:yfsf] ;b:o eP, gePsf] M

-35-

ePsf] gePsf]

#@= kl/jf/sf] csf]{ ;b:o klg o;} ;+:yfsf] ;b:o ePsf] eP ljj/0f

l;= g+= gfd, y/ ;b:otf g+=

-!_

-@_

-#_

r= cfo;|f]tsf] ljj/0f

##= jflif{s kfl/jfl/s -cfˆgf], klt jf kTgLsf] / Pp6} eftefG5fsf ;b:ox¿sf]_ cfDbfgL -hUufsf] v'b cfo:tf, gf]s/Lsf]

kfl/>lds, Joj:ffosf] d'gfkmf, OToflb_

?= $ nfv;Dd

?= $ nfveGbf a9L ?= !) nfv;Dd

?= !) nfveGbf a9L ?= @% nfv;Dd

?= @% nfveGbf a9L ?= %) nfv;Dd

?= %) nfv a9L

#$= ?= $ nfveGbf a9L jflif{s kfl/jfl/s cfDbfgL eP kl5Nnf] cfly{s jif{sf] cfo / ;|f]tsf] ljj/0f

l;= g+= ;|f]t /sd -?=_

-36-

-!_ v]tLkftL

-@_ Joj;fo

-#_ :jb]zL /f]huf/L

-$_ j}b]lzs /f]huf/L

-%_ cGo -v'nfpg]=== === ===_

5= ljQLo sf/f]af/sf] ljj/0f

#%= k|f/Dedf ;+:yfdf hDdf ug]{ jf xfn;Dd ;+:yfdf hDdf ul/;s]sf] /sdsf] ljj/0f

l;=g+= afkt /sd -?=_

-!_ ;]o/

-@_ Afrt

-#_ cGo -v'nfpg]=========_

#^= ;+:yfsf] vftfdf cg'dflgt /fvgw/gsf] /sdsnd

s= jif{df sf/f]af/ ug]{ k6s M ===

v= jlif{s ¿kdf hDdf ug]{ cg'dflgt /sd M ?=

-37-

#&= ;+:yf;Fu cg'dflgt C0fwgsf] /sdsnd M ?=

#*= clen]vdf /fVgof]Uo yk ljj/0f jf b|i6Jo

=== === === === ===

=== === === === ===

h= :j–3f]if0ff

-!_ d}n] k]; u/]sf] of] ljj/0fdf eljiodf s'g} kl/jt{g cfPdf To:tf] kl/jt{g ePsf] ldltn] #% lbgleq ;+:yfdf k]; ug]{5' .

-@_ d}n] dfly k]; u/]sf] d]/f] ;Dk"0f{ ljj/0f 7Ls, b'?:t 5 . em'7\7f 7x/] sfg"gadf]lhd ;x'Fnf, a'emfpFnf .

b:tvt M

gfd M

bfofF afofF

cf}F7f5fk

ldlt M

-38-

em=;+nUg sfuhftx¿

g]kfnL gful/stfsf] k|df0fsf] k|ltlnlk

dtbftf kl/ro kqsf] k|ltlnlk

`= l;kmfl/;-btf{ ePkZrft\ x'g] ;b:osf] xsdf_

o;df pNn]v ePsf >L === === === === nfO{ d /fd|/L lrGb5' . lghn] d]/f] /f]xa/df ;xL5fk u/]sf x'g\ . d}n] hfg]a'em];Dd lghn] k]; u/]sf]

ljj/0f 7Ls ePsfn] lghsf] lgj]bgcg';f/ ;xsf/L ;+:yfsf] ;b:otf k|bfg ug{ l;kmfl/; ub{5' .

l;kmfl/;stf{ ;b:osf] l;kmfl/;stf{ ;b:osf]

b:tvt M b:tvt M

gfd M gfd M

;b:otf g+= M ;b:otf g+= M

-39-

cg';"rL–#

;xsf/L ;+:yf / ;xsf/L P]g, @)&$ sf] bkmf #) sf] pkbkmf -@_ adf]lhdsf] ;ª\3;+:yf jf lgsfosf] klxrfg;DaGwL sfuhft tyf

ljj/0fsf] ;fdfGo 9fFrf

-bkmf # pkbkmf -@_ sf] v08 -u_ ;Fu ;DalGwt_

!= ;+:yfsf] ljj/0f M

@= gfd M

#= btf{ g+= M

$= btf{ ldlt M

%= btf{ ug]{ sfof{no M

^= gjLs/0fsf] ldlt M

&= d'Vo sfof{nosf] 7]ufgf M

*= ;+:yfsf] d'Vo p2]Zo M

(= Joj;fo jf sf/f]af/sf] lsl;d M

!)= sfo{If]q M

!!= zfvf ;ª\Vof / :yfg M

-40-

!@= ;+:yf jf lgsfo :yfkgf tyf ;~rfng ug{ k|rlnt sfg"gadf]lhd s'g} ljlgod, ljwfg cfjZos x'g]df :jLs[t ljlgod, ljwfg jf ;f]xL

k|s[ltsf] cGo sfuhftsf] k|ltlnlk / To:tf] ljlgod, ljwfg jf sfuhft gx'g]sf] xsdf cflwsfl/s kq M

!#= jflif{s cg'dflgt sf/f]af/ M

!$= kl5Nnf] cfly{s sf/f]af/sf] ljQLo ljj/0f M

!%= kl5Nnf] cfly{s jif{sf] s/ r'Qmfsf] k|df0f–kq jf s/ bflvnf ljj/0f M

!^= ;~rfns ;ldltsf ;b:o, sfo{sf/L k|d'v / vftf ;~rfnssf] ;+:yfsf] ;b:o x'gsf] nflu k]; u/]sf] cg';"rL–! / cg';"rL–# adf]lhd

klxrfg ljj/0f M

!&= ;+:yfn] cfjZos 7fg]sf cGo ljj/0fx¿ M

-41-

cg';"rL–$

Threshold Transaction Report (TTR)

Name:

Signature :

(Compliance

Officer or

Authorized Officer)

Name :

Designation :

Phone :

Email :

Fax :

Date :

S.

N.

Name and address of

the person holding

account (including

legal)

Branch Date of

Transaction

Nature of

Transaction

Account

Type and

No.

Amount

Involved

Source

of Fund Remarks

-42-

cg';"rL–%

Suspicious Transaction Report (STR)

A. Reporting Institution:

1. Name of the Institution/Branch:

B. Details of Customer :

1. a. Name of the Main account holder/s/customer:

b. Related Party/ies:

a.

b.

2 a. Permanent Address:

b. Present Address:

a.

b.

3. Profession (As per KYC):

4. Nationality:

-43-

5. Other account(s) number (if any):

6. Other business (if nay):

7. a. Citizen No./PP No./ other ID

No./Regd.No.

b. Issue Date and Place c. Issuing Agency/Authority

a.

b.

c.

8. a. Father' Name

b. Mother’s Name

c. Spouse Name

d. Grand Father

e. Chairman/MD/Proprietor

a.

b.

c.

d.

9. Date of birth (Natural Person)/

Date of establishment(Legal Person):

-44-

C. Details of Customer :

1. Account Number

2 Nature of the account

(Current/savings/loan/other, pls. specify)

3. Nature of Ownership: (Individual/proprietorship

/Partnership/company/other, pls. specify)

4. Names of Prop./Directors/ Partners, etc.

5. Date of A/C opening

6 Other account(s) number (Related Parties): 1.

-45-

2.

3.

D. Transaction

a. Transaction Details (Accountwise)

Account No. Year Total

Trans. No.

Total Dr.

Amount

Total Trans.

No.

Total Cr.

Amount

Closing Balance

Total upto now

Please fill the transaction from opening to present date, Total of Dr. & Cr. (No. & Amount) exclude returned cheques/reverse

entries/any other correcting items.

b. Details of Top 10 deposits (Last One Year)

S.No. Date Cheque/Voucher No. Depositor Amount Remarks

c. Details of Top 10 withdrawals (Last One Year)

-46-

S.No. Date Cheque/Voucher No. Payee Amount Remarks

d. Details of Loan and any other business and tranasactions with BFI

e. Person and Transaction Tree or Map

D. Reasons for considering the transaction(s) as unusual/suspicious?

Summary of suspicious activities

Analysis or Examination

Possible Linkage

E. Suspicious Activity Information/Typology:

Summarize characterization of suspicious activity/please specify the typologies (As per Act and

FATF Guideline):

-47-

a. Corruption/Gratuity e. False statement i. Structuring

b. Cheque fraud f. debit/credit or other

card fraud

j. Mysterious

Disappearance/behavior

c. Tax evasion g. Identity Theft k. Counterfeit instrument

d. Loan fraud h. Terrorist Financing L Misuse of Position or Self

Others (Please Specify): ……………………………………………………..

F. Has the Bank/FI taken any action in this context? Give details.

Signature (Compliance Officer or Authorized Officer) :

Name :

Designation: Date:

Phone : Email: Fax:

-48-

cg';"rL–^

lgofds lgsfodf k7fpg] k|ltj]bgsf] 9fFrf

-bkmf @* sf] pkbkmf -!_ ;Fu ;DalGwt_

s= ;fdfGo ljj/0f

!= ;+:yfsf] gfd, 7]ufgf M === === ===,

=== === ===

@= k|ltj]bg dlxgf M === === ;fn ===

#= btf{ ldlt M

$= btf{ g+= M

%= ;+:yfsf] ljifo k|s[lt M

art tyf C0f

ax'p2]ZoLo

cGo -v'nfpg] === === ===_

^= ;+:yfsf] sfo{If]q M

&= kl5Nnf] cfjsf] n]vfk/LlIft jf;nftsf] hDdf ;DklQ jf bfloTj -?=_ M


-49-

*= gLlt tyf sfo{ljlw hf/L u/]sf] ldlt M

(= gLlt tyf sfo{ljlw cBfjlws u/]sf] ldlt M

!)= hf]lvd d"NofÍg ;DkGg u/]sf] ldlt M

!!= hf]lvd d"NofÍg cBfjlws u/]sf] ldlt M

!@= lhNnf jf s]Gb|Lo jf cGo ;+3 jf dxf;+3df ;b:otf /x]sf] eP ;f]sf] ljj/0f M

!#= sfof{Gjog clwsf/Lsf] gfd M–

kb M–

7]ufgf M–

lgo"lQm ldltM–

of]Uotf M–

;Dks{ g+= M–

O{d]n M–

!$= ;~rfns ;ldltdf of] k|ltj]bgpk/ ePsf] 5nkmn ldltM–


-50-

v= ljj/0f

l;=g+= ljj/0f ut

cf=j=

;Ddsf]

rfn' cf=j= rfn' cf=j= sf]

hDdf

s}lkmot

;f= e= c= sf= d+= k'= Dff= kmf= r}= j}= h]= c=

-!_ hDdf ;b:o

;ª\Vof

s_ ;b:o -

?=!) nfv;Dd

;]o/ lnPsf_

v_ ;b:o -

?=!) nfveGbf

dfly ;]o/ lnPsf_

u_ artstf{

;b:o -

?= !) nfv;Dd_

3_ jrtstf{

;b:o -?= !)

nfveGbf dfly_

-ª_ ;b:otf

Tofu ug]{ -?=!)

nfv ;Dd_

-r_ ;b:otf

Tofu ug]{ -?=!)

nfv eGbf dfly_

-@_ ª_ C0fL ;b:o -?=

!) nfv;Dd_

-#_ r_ C0fL ;b:o -?=


-51-

!) nfveGbf

dfly_ -$_ klxrfg cBfjlws

ePsf ;b:o

;ª\Vof

-%_ klxrfg cBfjlws

gePsf ;b:o

;ª\Vof

-^_ klxrfg k"/f

gePsf sf/0f

;b:otf c:jLsf/

jf ;DaGw cGTo

ul/Psf JolStsf]

;ª\Vof

-&_ pRr hf]lvddf

k/]sf ;b:osf]

;ª\Vof

-*_ dWod hf]lvddf

k/]sf ;b:osf]

;ª\Vof

-(_ Go"g hf]lvddf

k/]sf ;b:osf]

;ª\Vof

-!)_ hf]lvd :t/

kl/jt{g ePsf

;b:osf] ;ª\Vof

-!!_ a[xt\ klxrfg

ul/Psf ;b:o

;ª\Vof

-!@_ pRr kb:y

kbflwsf/L ;b:o

;ª\Vof

-!#_ jf:tljs wgL

klxrfgsf] ;ª\Vof

-!$_ ;Ldf sf/f]af/

k|ltj]bgsf] ;ª\Vof

-52-

-!%_ cg'udg ul/Psf]

;b:osf] ;ª\Vof

-!^_ c;fdfGo

sf/f]af/sf] ;ª\Vof

-!&_ Zfª\sf:kb sf/f]af/

k|ltj]bgsf] ;ª\Vof

-!*_ Ifdtf ljsf;

s_ ;b:o

v_ kbflwsf/L

u_ sd{rf/L

3_ ;+:yfut

k|0ffnL

u= cflwsfl/s x:tfIf/

tof/ ug]{ :jLs[t ug]{

x:tfIf/ M x:tfIf/ M

gfd M gfd M

kb M kb M

ldlt M ldlt M

;+:yfsf] 5fk

-53-

cg';"rL–&

rf}dfl;s÷jflif{s k|ltj]bgsf] 9fFrf

-bkmf @* sf] pkbkmf -@_ ;Fu ;DalGwt_

-ljifo jf k|s[ltsf sf/0fn] cfkm";Fu ;DalGwt gePsf] ljj/0f eg{ kg]{ 5}g ._

s= ;fdfGoljj/0f

!= ;+:yfsf] gfd, 7]ufgf M === === ===,

=== === ===

@= k|ltj]bgdlxgf M === === ;fn ===

#= btf{ldlt M

$=btf{ g+= M

%= ;+:yfsf] ljifok|s[lt M

/fli6«o ;xsf/L dxf;+3

s]Gb|Lo ;xsf/L ;+3

;xsf/L a}+s

lhNnf ;xsf/L ;+3


-54-

lhNnflaifout ;xsf/L ;+3

cGo -v'nfpg] === === ===_

^= ;+:yfsf] sfo{If]q M

&= kl5Nnf] cfjsf] n]vfk/LlIftjf;nftsf] hDdf ;DklQjfbfloTj

-?=_ M

*= gLlttyfsfo{ljlwhf/L u/]sf] ldlt M

(= gLlttyfsfo{ljlwcBfjlws u/]sf] ldlt M

!)= hf]lvd d"Nofª\sg ;DkGg u/]sf] ldlt M

!!= hf]lvd d"Nofª\g cBfjlws u/]sf] ldlt M

!@= lhNnf jf s]Gb|Lo jf cGo ;+3 jf dxf;+3df ;b:otf /x]sf] eP ;f]sf] ljj/0f M

!#= sfof{Gjog clwsf/Lsf] gfd M–

kb M–

7]ufgf M–

lgo"lQmldlt M–

of]Uotf M–

;Dks{ g+= M–

O{d]n M–

-55-

v= ljj/0f

l;=g+= ljj/0f utcf=j=

;Ddsf]

rfn' cf=j= rfn'

cf=j=

sf]

hDdf

s}lkmot ;f= e= c= sf= d+= k'= Dff= kmf= r}= j}= h]= c=

-!_ hDdf ;b:o

;ª\Vof

-@_

klxrfg

cBfjlws

ePsf;b:o

;ª\Vof

-#_ klxrfg

cBfjlws

gePsf;b:o

;ª\Vof

-$_ klxrfg k"/f

gePsf sf/0f

;b:otf

c:jLsf/ jf

;DaGw

cGToul/Ps

f;b:osf]

;ª\Vof

-%_ pRr hf]lvddf

k/]sf ;b:osf]

;ª\Vof

-^_ dWod hf]lvddf

k/]sf ;b:osf]

;ª\Vof

-&_ Go"ghf]lvddf

k/]sf ;b:osf]

;ª\Vof

-56-

-*_ hf]lvd :t/

kl/jt{g ePsf

;b:osf] ;ª\Vof

-(_ a[xt\ klxrfg

ul/Psf ;b:o

;ª\Vof

-!)_ cg'udg

ul/Psf]

;b:osf] ;ª\Vof

-!!_ ;Ldfsf/f]af/

k|ltj]bg;ª\Vof

-!@_ Zfª\sf:kb

sf/f]af/

k|ltj]bgsf]

;ª\Vof

-!#_ jf:tljs wgL

klxrfg ;+Vof

-!$_ pTkfbg /

;]jfcg';f/

;b:o ;+VofM

-s_ z]o/

-v_ art

-u_ shf{

-3_ cGo

-!%_ Ifdtfljsf;

s_ ;b:o

v_ kbflwsf/L

u_ sd{rf/L

3_ ;+:yfut

k|0ffnL


-57-

x:tfIf/ M

gfd M

kb M

ldlt M

;+:yfsf] 5fk

-58-

cg';"rL–*

lhNnf ljifout ;xsf/L ;+3, lhNnf ;xsf/L ;+3, k|b]z ljifout ;xsf/L ;+3, k|b]z ;xsf/L ;+3, s]lGb|o ljifout ;xsf/L ;+3, ljlzli6s[t

;xsf/L ;+3, /fli6«o ;xsf/L dxf;+3 jf ;xsf/L a}+sn] ;b:otf k|bfg ubf{ e/fpg] ljj/0fsf] 9fFrf

-bkmf # sf] pkbkmf -@_ sf] v08 -3_ ;Fu ;DalGwt_

-ljifo jf k|s[ltsf sf/0fn] cfkm";Fu ;DalGwt gePsf] ljj/0f eg{ kg]{ 5}g ._

s= ;fdfGoljj/0f

!= ;+:yfsf] gfd, 7]ufgf M === === ===,

=== === ===

@= btf{ldlt M

#=btf{ g+= M

$= ;+:yfsf] ljifok|s[lt M

lhNnf laifout ;xsf/L ;+3

lhNnf ;xsf/L ;+3

k|b]z laifout ;xsf/L ;+3

k|b]z ;xsf/L ;+3

ljlzli6ut ;xsf/L ;+3


-59-

cGo -v'nfpg] === === ===_

%= ;+:yfsf] sfo{If]q M

^= gLlt tyf sfo{ ljlw hf/L u/]sf] ldlt M

&= gLlt tyf sfo{ ljlw cBfjlws u/]sf] ldlt M

*= hf]lvd d"Nofª\sg ;DkGg u/]sf] ldlt M

(= hf]lvd d"Nofª\g cBfjlws u/]sf] ldlt M

!)= sfof{Gjog clwsf/Lsf] gfd M–

kb M–

7]ufgf M–

lgo"lQmldlt M–

of]Uotf M–

;Dks{ g+= M–

O{d]n M–

v= ljj/0f

l;=g+= ljj/0f utcf=j=

;Ddsf]

rfn' cf=j= rfn'

cf=j=

sf]

hDdf

s}lkmot ;f= e= c= sf= d+= k'= Dff= kmf= r}= j}= h]= c=

-!_ hDdf ;b:o ;ª\Vof

-60-

-@_

klxrfg cBfjlws

ePsf ;b:o

;ª\Vof

-#_ klxrfg cBfjlws

gePsf ;b:o

;ª\Vof

-$_ klxrfg k"/f

gePsfsf/0f

;b:otf c:jLsf/

jf ;DaGw cGTo

ul/Psf ;b:osf]

;ª\Vof

-%_ pRr hf]lvddf

k/]sf ;b:osf]

;ª\Vof

-^_ dWodhf]lvddf

k/]sf ;b:osf]

;ª\Vof

-&_ Go"g hf]lvddf

k/]sf ;b:osf]

;ª\Vof

-*_ hf]lvd :t/

kl/jt{g ePsf

;b:osf] ;ª\Vof

-(_ a[xt\ klxrfg

ul/Psf ;b:o

;ª\Vof

-!)_ pTkfbg /

;]jfcg';f/ ;b:o

;+VofM

-s_ z]o/

-v_ art

-u_ shf{

-61-

-3_ cGo

-!!_ cg'udg ul/Psf]

;b:osf] ;ª\Vof

-!@_ ;Ldfsf/f]af/

k|ltj]bg ;ª\Vof

-!#_ Zfª\sf:kb sf/f]af/

k|ltj]bgsf] ;ª\Vof

-!$_ jf:tljswgLklxrfg

;+Vof

-!%_ Ifdtf ljsf;

s_ ;b:o

v_ kbflwsf/L

u_ sd{rf/L

3_ ;+:yfut k|0ffnL


x:tfIf/ M

gfd M

kb M

ldlt M

;+:yfsf] 5fk

3;+:yfnfo{ hf/l ul/psf] -bf];|f] ;+zf]wg lgb]{zg, @)&& @)&&.)$.@# sudddhikaran...-s_...

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