Find out more information about how we’re helping Britain prosper on our website www.lloydsbankinggroup.com, where you can also find a digital version of this factsheet.

In addition, out of all parliamentary constituencies, in the last year your constituency came:

446thfor the amount spent on food and drink per person

380thfor the amount spent on fuel per person

216thfor the amount spent on commuting per person

214thfor the amount spent on housing per person

Of these, mean total spending per person in the last year was

£20,71734,891of your constituents bank with Lloyds Banking Group

UK average £22,123

Number of our customers receiving Universal Credit

1,142UK average 792

Median gross weekly earnings full time 2018

£552UK average £569

Owner occupation rate

59%England average 63%

Benefit claimant rate (March 2019)

5.3%UK average 3.7%

Median annual full time earnings 2018

£27,670UK average £29,574

Mortgage affordability (avg. payment as % of avg. take home pay)

31%UK average 29%

Average primary class size

26England average 28

Pupils who achieved A-C in GCSE Maths and English

58%England average 59%

As the country’s largest retail and commercial bank, our support goes beyond just products and services. Our scale means we have a relationship with three out of four households in your constituency, and plenty of data to help you better understand your constituents. To support your work we’ve pulled together some key facts about Bedford we hope you might find useful.

BEDFORD

LBG0000034

Average house price for all buyers (12 months to August 2018)

£292,009UK average £231,899

Average house price for first time buyers (12 months to August 2018)

£231,374UK average £226,754

HELPING BRITAIN PROSPER

The public affairs team at Lloyds Banking Group is here to help you and your team help your constituents. We are on hand to:

hear your concerns and make sure they are understood by our management team.

deal with any issues facing your constituents.

provide you with up-to-date economic insight into the trends affecting your area.

introduce you to Lloyds Banking Group leaders in your area who can tell you more about what’s going on in your constituency.

arrange for you to meet some of the small and medium sized business employers in your area who bank with us, to help you learn more about their needs and ambitions.

update you on developments in our industry.

We would be glad to hear from you. Your local public affairs manager is David Thomas, you can reach him at David.Thomas3@lloydsbanking.com.

We’ve lent an average of We’ve helped

We’ve createdWe’ve helped

We’ve helped

to 119 first time buyers to secure their first home

start-ups get off the ground

apprenticeship positions in the East of England

people access financial services by providing basic bank accounts

households to move home£194,443 194

1294,432

87

Here’s a few of the ways we are helping families, businesses and communities in your constituency this year:

of your constituents are Lloyds Banking Group employees

44

In Bedford the Lloyds Bank Foundation awarded

£40,000to Autism Bedfordshire

Since 2014 our charitable foundations around the UK have invested more than £72 million in small community projects focused on tackling social disadvantage.