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For more information, please contact your 

Pre-Paid Legal Independent Associate

EXCLUSIONS: Legal Remedy - Any Stolen Identity Event where the vic-tim is unwilling to prosecute the person who caused the victim to suer theraud or its consequences. Dishonest Acts - Any dishonest, criminal, mali-cious or raudulent acts, i the Member(s) that suered the raud personally participated in, directed or had knowledge o such acts. Financial Loss - Membership Services do not cover any nancial losses attributed to the Sto-len Identity Event, including but not limited to, money stolen rom a wallet,unauthorized purchases o retail goods or services online, by phone, mailor direct. Pre-existing Stolen Identity Event Limitations - I either the

 victim had knowledge o, or reasonably should have had knowledge o, thepre-existing stolen identity event based on inormation provided to themprior to enrollment in the Identity Tef Shield program, such an event or

the consequences caused by it are not covered. Business - A covered stolenidentity event does not include the thef or unauthorized or illegal use o their business name, DBA or any other method o identiying their busi-ness activity.

Marketed by: Pre-Paid Legal Services, Inc.Services provided by: Kroll Inc.

Criminals want to rip-off your identity, your nan-

cial history, and everything else that you’ve worked

hard to earn. They are determined to make a name

for themselves by taking advantage of your credit

record.

• You should know: 37 percent of victims experienced

problems beyond the time they spend recovering and their 

out of pocket expenses. The problems included being

harassed by debt collectors, unable to use existing credit

cards, subjected to criminal investigations or civil suits, being

arrested, or having difculty accessing bank accounts. 

It can take minutes to steal your identity, but years

 to repair the nancial damage and emotional toll on

 you and maybe your loved ones.

•    You should know:  Almost one-quarter of victims of 

new account and other frauds did not discover the misuse

of information for at least six months after it started.

They take more than money

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      o      u      s      e

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BRO.IDTGOLD • 53691 • 4.09 ©2009 Pre-Paid Legal Services, Inc., Ada, OK

THE FIVE MAJOR TYPES OFIDENTITY THEFT INVOLVE: 

• Driver’s licenses

•  Social Security Numbers

•

Medical information

• Character/Criminal actions

• Financial transactions

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No one expects Identity theft to happen to them, but it affects

millions of people in North America each year. •  Identity restora

investigators will w

caused by identity th

with affected public

 Security Administrat

and law enforcemen

fraud alerts will be  three credit repositor

and agencies. Final

applicable local and

be made on your beh

 you may not be awar

 You should know: If som

action is taken you can ha

to get a loan, apply for a

of nancial transactions. C

agencies to harass you to

your debt. This crime can d

NOTE: Your IDT membershi

 • An up-to-date Experian credit report, including

 your personal credit score calculated and analyzed

by an independent service. 

 You should know: A credit report and your credit score (a

statistical analysis of your credit history) is reviewed by many

types of companies, from mobile phone service providers

and home loan lenders to potential employers.

• Continuous monitoring of your credit le at all

  three credit repositories means you will be alerted

about new activity.

 You should know:  Credit monitoring is essential to discover -

ing if your credit le has been accessed to open new ac-

counts, if late payment notations are added, or collection

notices have been led. In many cases, changes of address

and other public records are reected in your credit le as

well. If not initiated by you, any of these actions can indicate

a potential identity theft.

CREDIT REPORT

CONTINUOUS MONITORING

IDENTITY REST

After you enroll in the Pre-Paid Legal Identity Theft Shield plan, you’ll receive your membership packet co

Monitoring Authorization Form” to start the process. Just ll out this simple form and return it, or call

1-800

processed by Pre-Paid Legal.

 You will have a toll-free number to report any potential discrepancies in your credit report. If the dis

Restoration package will be rushed to you and our expert investigators will assist you in steps to corre

When an identity thief strikes, the emotions can feel similar to those expe-

rienced during a house re. All of a sudden, everything you’ve worked for 

is threatened. If your home were on re, would you want the re depart-

ment to send you brochures about how to put out the re, then follow up

with brochures about how to rebuild? Of course not. You’d want them to

 jump in the truck, turn on the sirens, and bring the water! Identity Theft

Shield puts the experts in the eld of identity restoration on your side.

 

 You’ll get so much more than

“do it yourself” information!