5495ibps-po cracker by ibt-94636-12090 (1)
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IBPS PO CRACKER-GENERAL & BANKING AWARENESS
General Awareness
1) Important Books:
A. Sivathanu Pillai : The path unexplored – success mantra of BrahMos.
Barack Obama : Dream, Big dreams. Chetan Bhagat :Half girlfriend. Former CAG Vinod Rai : The Dairy of the Nation’s Conscience Keeper — Not Just An Accountant’
Gaiutra Bahadur : Coolie Woman.
Kapil Dev (cricketer) and Vivek Atray (IAS) : “Dubey ji Bounces Back”
ManMohan’s daughter Daman Singh : Strictly Personal: Manmohan and Gursharan.
Robert Kiyosaki : Writer of “Rich Dad Poor Dad“. Saurav Mohapatra : Mumbai Confidential Simar Malhotra,17-year-old : There is a Tide.
Tendulkar : Playing It My Way — My Autobiography , co-authored by boria mazumdar
Wangari Maathai : Nobel winner Kenyan environmental activist. her autobiography- Unbowed: A Memoir
Vivek Kaul : Easy Money 2) Prime Minister Narendra Modi on 2nd Oct launched the nationwide Swachh Bharat Abhiyan that aims to clean up thecountry in the next five years. He has also nominated nine people to carry forward the campaign. The Prime Minister hastagged in his cleanliness challenge Goa governor Mridula Sinha, cricket legend Sachin Tendulkar, yoga teacher BabaRamdev, Congress lawmaker and former union minister Shashi Tharoor, actors Kamal Haasan, Priyanka Chopraand Salman Khan, industrialist Anil Ambani and the team of popular TV serial Tarak Mehta Ka Oolta Chashma.By2019, Gandhi's 150th birth anniversary, every city, town and village is to be 'clean', that is, they will have pucca toilets forall, safe drinking water, waste disposal systems and cleans roads & lanes.The estimated cost is humungous - in all, Rs 1.96lakh cr, of which Rs 1.34 lakh cr will be spent to build 11 cr pucca loos in villages and Rs 62,000 cr to build 5.1 lakhcommunity and public loos in urban areas.PM Narendra Modi appointed bollywood actor Aamir Khan as the BrandAmbassador of the Swachh Bharat Mission
3) Asian Games Medal Tally:
Pos Country Gold Silver Bronze Total
1 China 151 108 83 342
2 Korea 79 71 84 234
3 Japan 47 76 77 200
4 Kazakhstan 28 23 33 84
5 Iran 21 18 18 57
6 Thailand 12 7 28 47
7 North Korea 11 11 14 36
8 India 11 10 36 57
9 Chinese Taipei 10 18 23 51
10 Qatar 10 0 4 14
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IBPS PO CRACKER-GENERAL & BANKING AWARENESS
4) The National Day of the People's Republic of China is celebrated every year on October 1
5) The Hyderabad Metro Rail took yet another step in promoting the Metro Rail, hitting the tracks next May, by launching its
Mascot Niz.
6) Rajasthan started the country’s first olive refinery and expressed hope that it would be able to fulfill the country’s demand of
olive oil in coming years under the brand name of ‘Raj Olive Oil’.7) The 2014 SCO summit is the 13th annual summit of heads of state of the Shanghai Cooperation Organisation held between
11-12 September in Dushanbe, Tajikistan.8) Thomas Kailath, a Pune educated Indian-American engineering professor at Stanford University, is one of the recipients of
the US National Medal of Science announced by President Barack Obama9) Lal Bahadur Shastri : 2014 marks the 110th birth anniversary of Shastri. On 2 October 2014, India celebrated the birth
anniversaries of two of its greatest leaders and freedom fighters, Mahatma Gandhi and Lal Bahadur Shastri, on October.
10) The 65th International Astronautical Congress, is being held at the Metro Toronto Convention Centre.
11) Asian games India’s Medal Tally :
Sport Gold Silver Bronze TotalAthletics 2 4 7 13
Kabaddi 2 0 0 2
Squash 1 2 1 4
Shooting 1 1 7 3
Tennis 1 1 3 5Wrestling 1 1 3 5
Archery 1 1 2 4
Boxing 1 0 4 5
Hockey 1 0 1 2
Rowing 0 0 3 3
Wushu 0 0 2 2
Badminton 0 0 1 1
Sailing 0 0 1 1
Swimming 0 0 1 1
Total 11 10 36 57
12) 2014 Asian Games : 1ST Asian Games held in New Delhi in 1951. New Delhi also hosted in 1982. The 2014 Asian Games, officially known as the XVII Asiad commenced from September 19 - October 4 in the port city of
Incheon, South Korea.
The opportunity to host the 17th edition of Asian Games, the largest multi-sporting event in Asia governed by OlympicCouncil of Asia (OCA) was given to Incheon after defeating Delhi, India with 35 is to 13 votes in bidding.
Incheon with this notable achievement becomes the third city in South Korea to host the Asian Games after Seoul (1986)and Busan (2002).
It marked it beginning from India after being lit at Dhyan Chand National Stadium in New Delhi, India on August 9, 2014,marking the torch being lit outside the host country for the first time.
Motto is “Diversity Shines Here” The theme of the 2014 Asian Games is Meet Asia’s Future. The Mascot is the three seals, known as "Barame", "Chumuro" and "Vichuon", means wind, dance and light
in Korean language. The Indian athletes trooped in after Iran with hockey skipper Sardar Singh leading out the smartly-dressed contingent. 2010 Games were held in Guanzhou ,2018 will be held in Indonesia.
The number of events in the Asian Games 2014 is 439 in 36 sports and disciplines.
The Samsung MVP Award was given to Japanese swimmer Kosuke Hagino, who won seven medals in the pool Chinese diving team won all ten titles available. For the record, in four years, since diving was introduced in the Games in
1974, China have never lost an event. Taekwondo sensation Sorn Seavmey won gold medal in women's under 73-kg class to end Cambodia's 44-year medal
drought.
The formal closing was done at the Incheon Asiad Main Stadium by Olympic Council of Asia president Sheikh AhmadFahad Al-Sabah.
Hong Kong gymnast Shek Wai-Hung who made news for all the wrong reasons at London Olympics, won countries' first-ever Asian Games gymnastics gold medal, by topping men's vault routine.
17-year-old South Korean shooter Kim Cheong-yong won two gold medals in shooting and he became the youngest to doso.
Prime Minister of Korea, Jung Hong-won and President is Park Guen-Hye
India secured 11 gold medals, three fewer than what they collected in China four years ago, 10 silver (including the upgradedone of Manju Bala in women's hammer) and 36 bronze for a total haul of 57.
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M C Mary Kom became the first Indian woman boxer to clinch a gold medal at the Asian Games Khushbir Kaur (21-year-old) became the first Indian woman to win a medal in race walking in the Asian Games
The gold medal haul also placed India in the eighth position on the medals table, two rungs below where they had finishedin China. In terms of number of medals its at number 5.
A disconsolate Sarita Devi(Indian Boxer) had refused to accept her bronze medal during the medal ceremony to protest hercontroversial semifinal loss to South Korean Jina Park. Sarita (60kg) had lost the bout despite dominating the proceedings.
Saurav Ghosal became the first Indian to enter the Asian Games final in Squash Dipika Pallikal won bronze medal the first by an Indian woman squash player Qatar's delegation chief said the women's basketball team had withdrawn from the Asian Games after organizers refused to let
players wear hijabs in competition.
13) INDIA’S GOLD MEDAL WINNERS IN ASIAN:ARCHERY:-Men’s Team: Rajat Chauhan, Sandeep Kumar and Abhishek Verma in men’s compound team event handed India the historicgold. The trio defeated South Korean team comprising of Choi Yong-hee, Min Li-hong and Yang Young-ho (227-225) by two
points to become the first ever Indian archery team to bag gold medal at the Asiad.
ATHLETICSWomen’s 4x400m Relay: India bagged gold after the relay team comprising of Priyanka Pawar, Tintu Luka, Mandeep Kaur and
Poovamma Machettira finished with the Asian Games record timing of 3:28:68 and it was also for the fourth consecutive timesince 2002 India clinched gold in the event.Seema Punia: In Women’s Discus Throw Seema Punia brought India gold as she registered the best throw of 61.03m in thefinals. She finished better than her Chinese rivals Lu Xiaoxin and Tan Jian who recorded throw of 59.35 and 59.03 respectively.
BOXINGMary Kom: Five-time World Champion boxer Mary Kom clinched her maiden Asian Games gold by knocking downKazakhstan’s Zhaina Shekerbekova in the final of women’s flyweight (48-51 kg).
HOCKEYMen’s Team: Indian men’s hockey team clinched historic gold at the Asiad after 16 years and that to by defeating traditional-rivals Pakistan 4-2 on penalties in the final match to make it even better. By virtue of Asian Games gold India directly qualifyfor 2016 Olympics. South Korea won Bronze. This is India’s 3rd Hockey Gold.
KABADDIMen’s Team: Indian men’s team maintained their winning streak at the Asiad since the inception of Kabaddi in 1990 and wongold after defeating opponents from Iran by just two points.
Women’s Team: Indian Kabaddi team followed the footsteps of men’s team as they also defeated Iranian opponents in the finalto clinch gold.
SHOOTINGJitu Rai: It was Jitu Rai who opened India’s yellow metal account at the 17th Asian Games as the shooter clinched gold in 50m
pistol. This was Jitu Rai’s second gold medal this year after he had won gold at the Commonwealth Games earlier.
SQUASHMen’s Team: Saurav Ghosal led men’s squash team along with Harinder Pal Singh Sandhu, Mahesh Mangaonkar and KushKumar to victory in the gold medal match against Malaysian team. The contest lasted for two hours and 26 minutes which Indiaeventually won 2-0.
TENNISMixed Doubles: Sania Mirza paired with Saketh Myneni to win gold at the Asian Games. The duo conquered Chinese Taipei pair of Hao Ching Chan and Hsien Yin Peng 6-4, 6-3 in the finals.
WRESTLINGYogeshwar Dutt: In Men’s Freestyle 65kg Yogeshwar Dutt won India the first gold in wrestling since Kartar Singh’s effortway back in 1986. Yogeshwar overwhelmed his opponent Zalimkhan Yusupov of Tajikistan to win the historic gold.
14)
Famous Mandolin player in Carnatic music U.Srinivas recently died.15)
Adani Mining took a step closer to the development of Australian $2.2 billion ($1.94 billion) coal mining project inAustralia
16) Typhoon Kalmaegi hit Phillipines and Southern china ,Mount Lokon Volacanic eruption in Indoesia.17) Bezbaruah Committee : Safery of North Eastern people working in rest of India.18) President Obama meets Spelling Bee co-champions Sriram Hathway and Ansun Sujoe.19) Oscar Pistorius : Handicapped Athlete. Guilty of culpable homicide of his girlfriend in South Africa.
20) India will have Asia's first Ballistic Research Centre which will help it in achieving self-reliance in testing of armored
vehicles. The research centre will soon be functioning at Gujarat Forensic Science University, GFSU, in Gandhinagar.
21)
Former Chief Justice of India P Sathasivam has become the Governor of Kerala.
22) Indian Telugu Actor, Akkineni Nageswara Rao became the first Indian actor to be honoured with a postage stamp by the
US Post Service (USPS).
23) Anita Wlodarczyk of Poland on 31 August 2014 set world record in the womens hammer throw at the Internationales
Stadionfest (ISTAF) Berlin Athletics meet at Berlin's Olympic stadium in Germany.
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24) Jaipur Pink Panther (JPP) owned by Abhisek Bachchan on 31 August 2014 won the inaugural title of the Star Sports Pro
Kabaddi League. To win its first title of the tournament, Jaipur Pink Panther defeated U Mumba 35-24 at the NSCI Stadium
in Mumbai. Captain of Jaipur Pink Panther - Navneet Gautam.Captain of U Mumba - Anup Kumar
25) Approximately 800 years after the ancient education institution was ruined, on September 1, 2014, Nalanda University (also
known as University of Nalanda), inBihar’s Rajgir district, commenced its first academic session.Nalanda University Vice-Chancellor - Gopa Sabharwal
Chairman of the Governing Body of the university - Economist Amartya Sen
26) Manjulatha Kalanidhi created the ‘Rice Bucket Challenge’ as an alternative to the highly global and popular ALS Ice
Bucket Challenge. ‘Rice Bucket Challenge’ was conceived as an innovative way of feeding the poor by donating buckets of
rice. She would be honoured with the Karmaveer Chakra Award and the Rex Karmaveer Global Fellowship by iCONGO for
doing something small, yet significant, to make a difference in the world.
27) Tessy Thomas and V. Ravindranath on 1 September 2014 became first Women directors in IIT council. IIT Council is the
apex body of 16 IITs.
28) India has slipped to 71st position, in an annual global competitiveness list, where Switzerland remains on top. As per the list,
released by the Geneva-based World Economic Forum, India comes the lowest among BRICS countries. The Global
Competitiveness Report 2014-15, says Switzerland is the most competitive economy, followed by Singapore and United
States. China, which has improved its position by one place to 28th spot, leads the BRICS grouping, among which India has
the least ranking. Russia is ranked at 53rd position, followed by South Africa (56) and Brazil (57).
29)
Kala Azar Also known visceral leishmaniasis. caused by Parasite: Leishmania.
30) Vinod Mehta, eminent journalist and Editorial Chairman of Outlook group, was selected for G K Reddy Memorial Award
2014. He was selected for this award for his outstanding contribution in the field of Journalism.
31) Mr. Abbott launched the 'New Colombo Plan' at the Mumbai University. The New Colombo Plan is a signature initiative of
the Australian government which aims at enhancing the knowledge of the Indo-Pacific in Australia by supporting
undergraduates from that country to study and undertake internships in the region.
32) In an attempt to conserve several coral species at one place and to boost tourism in the state, the country's first 'Coral
Garden' will be set up at Mithapur coastal region of Devbhoomi-Dwarka district in Gujarat.
33) India and Australia sealed the long-awaited nuclear energy deal on Friday even as Australian Prime Minister Tony Abbott
said he wanted first-rank relations with India. Australia, the world's third biggest uranium producer after Kazakhstan and
Canada. They also welcomed the signing of an MoU on sports cooperation that would facilitate greater exchanges, including
on sports training. Underlining the importance of greater connectivity to support growing commercial and cultural ties,
including in the education and tourism sectors, both the leaders welcomed the commencement of direct Air India flights to
Australia. The Prime Ministers welcomed preparations for the inaugural bilateral maritime exercise to be held in 2015.100th year anniversary of Gallipoli in 2015.
34) India celebrates 'Teacher's Day' on September 5; world observes 'International Day of Charity'(It marks the death
anniversary of Mother Teresa
35)
Mary Kom is a 2014 Indian biographical sports drama film directed by Omung Kumar and produced by Sanjay Leela
Bhansali on a story Based on the life of the Indian boxer Mary Kom, the film stars Priyanka Chopra in the lead. Sunil Thapa,
Darshan Kumaar, Shishir Sharma and Zachary Coffin also star in the movie. Mangte Chungneijang Mary Kom (born 1
March 1983), also known as MC Mary Kom, Magnificent Mary or simply Mary Kom, is an Indian boxer. She is a five-
time World Amateur Boxing champion, and the only woman boxer to have won a medal in each one of the six world
championships.
36) Wales is hosting the largest gathering of international leaders ever to take place in Britain at the NATO summit on 4 to 5
September 2014.This will be the first NATO summit since Chicago in 2012, and the first NATO summit in the United
Kingdom since Margaret Thatcher welcomed NATO leaders to London in 1990. From the founding of NATO in 1949, there
have been a total of twenty-six NATO summits; the last of which was the 2014 Newport summit held in September 2014.The next NATO summit will take place in Warsaw, Poland in 2016. NATO's headquarters are in Brussels, Belgium
Secretary General : Anders Fogh Rasmusse.
37) The National Literacy Mission Authority (NLMA) organizes International Literacy Day (ILD) celebrations in the country
on 8th September every year. The theme of the annual day for this year (2014) is “Literacy and Sustainable Development”.
38) India’s Sania Mirza and her Brazilian teammate Bruno Soares on 5 September 2014 won the Mixed Doubles trophy of
the US Open Tennis. In the title clash, the top seeded, Indo-Brazilian pair defeated the American-Mexican team of Abigail
Spears and Santiago Gonzalez, 6-1, 2-6, 11-9. Previous two mixed titles for Sania were with Mahesh Bhupathi. The duo won
the Australian Open in 2009 and French Open in 2012.
39) India won the 5-match One-Day International (ODI) series played against England by 3-1.
Man of the match of fifth match – Joe Root
• Man-of-the-Series – Suresh Raina
40) The Indian Institute of Advanced Study (IIAS) is a prestigious research institute based in Shimla, India. Chandrakala Padia
was on 4 September 2014 appointed as first women chairperson of Indian Institute of Advanced Study (IIAS).
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41) Prime Minister Narendra Modi announced a special assistance of Rs 1,000 crore for the flood-hit Jammu & Kashmir
besides a Rs 2 lakh compensation from the Prime Minister's Relief Fund for the kin of the dead and Rs 50,000 for those
seriously injured.
42) Indian Army's Lt Colonel Sudhakar Jayant completed a hat trick of titles after clinching the gold medal for the third time at
the IWF World Masters Weightlifting Championships in Copenhagen, Denmark.43) Health Minister Harsh Vardhan today launched India's first National Anti-Tuberculosis Drug Resistance Survey in New
Delhi.
44) External Affairs Minister Sushma Swaraj inaugurated the first ever India Investment meet in Bahrain capital Manama
45) Centre to launch a National Water Conservation and Water Enrichment Scheme from 25thof September. September 25th is
the birth anniversary of Late Deen Dayal Upadhyaya.
46) India’s first Air Veteran Rally was held on 7 September 2014 at the Air Force Auditorium, Subroto Park in New
Delhi. The event was inaugurated by the Indian Air Force Chief Marshal Arup Raha.
47) India and Germany on Monday agreed to prepare a roadmap for cooperation in skill development, solid waste management
and cleaning of rivers as visiting Foreign Minister Frank Walter Steinmeier met PM Narendra Modi who described the
two nations as "made for each other".
48) China 2014 awarded China Book Award to JNU professor Priyadarsi Mukherji. China Book Award is a special award to
commend those who have made great and long lasting contributions to introducing Chinese books overseas.
49) Haider Abadi, a Shi'ite Islamist, is to be the new Prime Minister of Iraq after the national parliament approved his
appointment.
50) Saakshar Bharat Awards 2014 presented by the President on the International Literacy Day (September 8, 2014). He gave
away 11 Saakshar Bharat Awards 2014 to State, Districts, Blocks, Gram Panchayats, State Resource Centre (SRC) and Jan
Shikshan Sansthan (JSS) for their best performance in the field of adult education.
51) U.S Open :
Men's Singles .Croatia’s Marin Cilic conquers his first grand slam having dashed the hope of Kei Nishikori - the first manfrom Asia (and Japan) to reach a Slam final - with an emphatic scoreline of 6-3, 6-3 and 6-3.Women's SinglesSerena Williams crushes Caroline Wozniacki to bag her 3rd consecutive US Open crown. Its her sixth US Openand 18th Grand Slam title overall.Men's DoublesBob and Mike Bryan lifted their fifth US Open and 16th Grand Slam doubles title here showing why theyare feared in men's double circuit so much.It was also their 100th tournament title overall. They defeated SpaniardsMarcel Granollers and Marc Lopez 6-3, 6-4.Women's DoublesRussian pair of Ekaterina Makarova and Elena Vesnina won their second Grand Slam women's doublesTitle They disappointed the duo of Martina Hingis and Flavia Pennetta with a come-from-behind win.
52) Court, an Indian movie written and directed by Indian writer Chaitanya Tamhane, on 7 September 2014 won the Lion of the
Future – Luigi De Laurentiis award for a Debut Feature at the 71st Venice Film Festival.
53) Dr. Kamal Bawa, an Indian Scientist, on 8 September 2014 won the MIDORI Prize in Biodiversity 2014. Bawa was
honoured for his research that included climate change in the Himalayas
54) Madhya Pradesh outpaced all the major states to top the economic growth charts. Uttarakhand (9.9%) was second while
Bihar (8.82%), which had been topping the growth charts in the last few years, was relegated to the third spot.
55) Global business leaders and politicians have gathered in the northern Chinese city of Tianjin for a meeting of the World
Economic Forum.
56) The International Cricket Council, ICC, today suspended Saeed Ajmal, Pakistan's off spin bowler, for illegal action. The
Pakistani off spinner was found to be violating the 15-degree arm bending rule.57)
Bhartendu Harishchandra Awards for the years 2011 and 2012 conferred. Original writing in Hindi by Indian authors is
the eligibility criteria for the award. Initially the prizes were given only in Journalism and Mass Communication; three
categories namely National Integration, Women’s Issues and Children’s Literature were added later.
58) H Devaraj Committee on 8 September 2014 reported that most of the deemed universities are not fit for being a university.
It said that out of 41 C category deemed universities only 10 universities are found to be fit for being a university.
59) TN Suresh Kumar on 15 August 2014 became the first Indian to visit to the stratosphere, the second layer of the Earth’s
atmosphere.
60) Uttarakhand Government officially declared 9 September as Himalaya Diwas.
61) In his meeting with the Director General of the Food and Agriculture Organisation (FAO), Jose Graziano da Silva Modi
made it clear that India cannot sacrifice the interests and food security of the poor and farmers.
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62) The Second World Reconstruction Conference (WRC2) is being organized by the World Bank from 10-12
September, 2014 at the World Bank Headquarters in Washington DC.
63) Mahajan presented the Ramnath Goenka Awards for Excellence in Journalism to 59 journalists from broadcast and print
media under different categories. The Journalist of the Year for 2012 went to Sreenivasan Jain of NDTV 24X7.
64) Indian-origin author Neel Mukherjee’s novel “The Lives of Others” is one among 6 books shortlisted for the 2014 Man
Booker Prize in fiction category. .
65) Indian tennis star Rohan Bopanna will be awarded the Davis Cup Commitment Award in Besides Bopanna, former Grand
Slam tennis champions Lleyton Hewitt of Australia and Gustavo Kuerten of Brazil will also be presented the award after their
respective games.
66) Narendra Ambwani, Director, Agro Tech Foods Ltd, has been elected as Chairman of the Advertising Standards Council of
India (ASCI).
67) Chitresh Tatha, 12, is the youngest sailor to represent India at the 2014 Asian Games . He sails in the Optimist Dinghy
category.
68) The Asian Development Bank has agreed to give $150-million loan to the Government of India to help build transmission
lines for renewable energy in Rajasthan.
69) The Union Ministry of Science & Technology also announced KIRAN (Knowledge, Involvement, Research,
Advancement through Nurturing) for women scientists – A unique advertising scheme to bring about, as far as possible,
gender equality in the field of science and technology.
70)
Nandan Nilekani, the former Chairman of Unique Identification Authority of India (UDAI), has been conferred with V
Krishna Murthy Award for Excellence.
71) HMT Watches and HMT Chinar Watches - both subsidiaries of HMT Ltd - soon to go out of existence
72) Assembly elections in 288 seats in Maharashtra and 90 seats in Haryana will be held on 15 October and counting will take
place on 19 October 2014.
73)
Miss United Continent, also known in Spanish as Miss Continentes Unidos, is an international beauty contest held annually.
Miss Dominican Republic Geisha Montes de Oca won the title and Miss Venezuela Wi Nava was crowned as the Vice
Queen. The vivacious Gail Nicole Da Silva(India) won all the hearts in Ecuador while contesting for Miss United Continent
2014.
74) Indian economy will expand by 5.6 per cent during 2014-15 even as the Reserve Bank is not likely to cut interest rates this
year, according to Ficci's latest Economic Outlook Survey. Sidharth Birla is the President of FICCI. He is Chairman of Xpro
India Limited and Digjam Limited.
75) The Supreme Court ruled 3% quota for disabled persons in all government jobs including IAS.
76) State Bank of India (SBI) on 13 September 2014 celebrated 150 years of its operations in Sri Lanka.
77) List of winners (Lok Sabha bypolls)
State Constituency Winner Party
Uttar Pradesh Mainpuri Tej Pratap Singh Yadav SP
Telangana Medak Kotha Prabhakar Reddy TRS
Gujarat Vadodara Ranjanaben Dhananjay Bhatt BJP
78) As many as 12 teams are taking part in the 2014 edition of the Champions League T20, which starts on 13 September. The
tournament is hosted by India.
79)
World First Aid Day was observed on 13 September across the world. This day observed to raise awareness on how first aid
can save lives during crisis
80) After a gap of 18 years, BJP's student wing Akhil Bhartiya Vidyarthi Parishad on Saturday swept Delhi University
students' union elections, trouncing Congress' NSUI(National Student Union of India) to bag all four positions Mohit Nagar
was elected president of DUSU
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81) High Court of Himachal Pradesh state recently banned religious sacrifice of animals at all places of public worship across
the state.
82) Young Indian badminton player H.S. Prannoy clinched the maiden title of his career after winning the $125,000 Indonesian
Masters Grand Prix Gold, following his straight-game victory over local favourite Firman Abdul Kholik in the finals inPalembang, Indonesia.
83) The President of India, Shri Pranab Mukherjee presented Rajbhasa awards in various categories on the occasion of Hindi
Divas(14th September) at a function held at Rashtrapati Bhavan today (September 14, 2014).
84) India and Vietnam on Monday inked seven pacts, including one to enhance cooperation in the strategic oil sector, as they
called for freedom of navigation in the South China Sea. The four-day state visit of President Pranab Mukherjee who held
talks with his Vietnamese counterpart Truong Tan Sang in Hanoi. strategic partnership with focus on political, defence and
security cooperation, economic cooperation, science and technology, culture and people-to-people links, technical cooperation
and multilateral and regional cooperation. India extended a $100 million export credit to Vietnam for defence deals and
tightened energy ties Government of Kerala will host a Global Agro meet and an exhibition on hi-tech agriculture and food
processing at Kochi on 6th and 7th of November. The event will be held along with BIOFACH INDIA 2014 which offers the
organic food industry the world over to look for investments in Kerala.85) Scientist Raghunath Anant Mashelkar, former director general of the Council of Scientific and Industrial Research, has
been named the chair of an expert panel(19 member) to recommend best technologies for Prime Minister Narendra Modi's
"Swachh Bharat" national sanitation campaign.
86) Goa Chief Minister, Mr Manohar Parrikar today launched ‘clean Goa Beautiful Goa” campaign on Miramar Beach Panaji.87) Public service broadcaster Doordarshan is celebrating its 55 years today. Doordarshan made a modest beginning in India
on 15th September 1959.88) The Ecuadorean government has released more details of its plans to create what it calls the world's first digital currency
issued by a central bank.89) Hurricane Odile on 14 September 2014 hit the southern tip of the Baja California peninsula in western Mexico.90) The ninth meeting of the Internet Governance Forum was held at Istanbul .91) The International Day for the preservation of the Ozone Layer was observed on 16 September 2014. The day marks the
commemoration of the date of signing of the Montreal Protocol in 1987 on substances that deplete the Ozone layer. Thetheme for 2014 is Ozone Layer Protection: The Mission Goes On.
92)
The G-20 Labour and Employment Ministerial meet was held at Melbourne, Australia93) The President of India Pranab Mukherjee on 14 September 2014 presented Indira Gandhi Rajbhasa awards on the
occasion of National Hindi Divas at Rashtrapati Bhavan, New Delhi. Rashtriya Ispat Nigam Limited (RINL) CMDMadhusudan was one of the awardees
94) Meghalaya's Edward Mawthoh has bagged a bronze medal at the World Kickboxing Championships 2014 held in Italy.Mawthoh lost to Roman Synyaev of Russia who went on to bag gold at the championship.
95) USA on 14 September 2014 won FIBA Basketball World Cup 2014 by defeating Serbia. The World Cup was held atMadrid, Spain.
96) Centre approves launching of the National AYUSH Mission (NAM). AYUSH stands for 'Ayurveda', 'Yoga andnaturopathy', 'Unani', 'Siddha' and 'Homoeopathy'.
97) Massachusetts Institute of Technology is the best university in the world for the 3rd year running. The survey, known as QSWorld University Rankings for 2014-15, ranks over 800 institutions world over. Indian Institute of Technology Bombay (IITB) tops the Indian chart with a global ranking of 222nd.
• 1st: Massachusetts Institute of Technology (US)
•
2nd: Cambridge University (UK)
• 3rd: Imperial College London (UK)98) India will soon launch “Project Mausam”, a PM Narendra Modi government’s utmost noteworthy foreign policy project for
answering China’s rising impact in the Indian Ocean region after the astonishing triumph of China’s “Maritime Silk Road”scheme
99) India and China have signed three MoUs including setting up Industrial Park in Gujarat in the presence of Prime Minister Narendra Modi and Chinese President Xi Jinping. Sister city pact between Guangzhou in China and Ahmedabad. setting upof an industrial park in Gujarat.. India and China Thursday inked 12 pacts in a range of areas including railways and outerspace as Beijing pledged investments of USD 20 billion over five years in a bid to boost economic ties Another MOU willfacilitate the annual Kailash Manasarovar Yatra by Indian pilgrims through Nathula Pass in Sikkim in addition to the existingLipulekh Pass in Uttarakhand. China has also agreed to strengthen India's Railways network. A separate pact on Audio-VisualCo-production between the Information and Broadcasting Ministry and China's State Administration of Press, Publication,Radio, Film and Television was also signed. A pact was inked between Indian Space Research Organisation and China National Space Administration on cooperation in the peaceful use of space. Another MOU was signed to foster long-term
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collaboration between various cultural institutions of the two countries. These institutions include museums, archaeologicalorganisations and performing art centres. Both sides also agreed to carry out cooperation in fields of drug standards, traditionalmedicine and drug testing. A pact was inked in this regard. Another agreement was signed to establish Sister City relationship between Mumbai and Shanghai.It will enhance people-to-people exchanges fostering greater mutual understanding. Chinahas also agreed to participate in the New Delhi World Book Fair 2016 as the Guest of Honour Country. Keeping a traditionalive, President Xi Jinping meets family of Dr. Dwarkanath Kotnis who saved many Chinese soldiers life in 1937.
100) India’s first First kisan mandi outside APMC(Agriculture Produce Market Committee) is to set up at Alipur in northDelhi where farmers can sell their produce directly to customers.
101) Lok Sabha Speaker Sumitra Mahajan appointed BJP veteran L.K. Advani as the chairman of the prestigious EthicsCommittee of Lok Sabha.
102) The Union Ministry of Women and Child Development has appointed BJP national executive member LalithaKumaramangalam as the new chief of the National Commission for Women (NCW).
103) Chinese President Xi Jinping today launched the construction of the 1.4 billion dollar Colombo Port City. 104) Ministry of Road Transport & Highways has decided to roll out Electronic Toll Collection (ETC) program in the country
under the brand name “FASTag”.The ministry has roped in ICICI bank and Axis bank for providing central clearing house(CCH) services and to distribute RFID based "FASTag" through their franchises at points of sales near the toll plazas.
105) Andhra Pradesh chief minister N Chandrababu Naidu and his council of ministers conducted a meeting of what is beingcalled "eCabinet", a first-of-its-kind initiative in the country.
106)
Sachin Tendulkar gets the Giants International award for lifetime achievement in sports. For the films, the lifetime
honour was bestowed on iconic Bollywood dancer Helen Salim Khan. Its the first India-based international serviceorganization which was founded in 1972.
107) Delhi Police on 16 September 2014 decided to launch its first e-police station to deal exclusively with vehicle thefts.108) The International Economic Association (IEA) on 16 September 2014 appointed Kaushik Basu as president-elect of the
association beginning September 2014. However, he will continue to serve as Senior Vice President and Chief Economist ofWorld Bank.
109) Tata Group company Croma and Snapdeal.com on 16 September 2014 tied up to sell electronic goods online.110) E-commerce major Flipkart has joined hands with PC Jeweller to create a platform for online jewellery shopping.111) Indian-origin Antara Haldar on 15 September 2014 became first non-European law lecturer at Cambridge University.112) Miss Kira Kazantsev on 14 September 2014 won the Miss America pageant..113) AlSA(All India Students’ Association (AISA) in the Jawaharlal Nehru University Students’ Union polls (JNUSU) is the
left-backed combine which won all the 4 positions at stake including the President’s post, for the second consecutive year.President’s post was won by AISA’s Ashutosh Kumar.
114) According to the announcement made by Films Division, there will be two permanent venues for the MIFF(umbai
International Film Festival).Aizawl will be one such permanent venue.115) 26-year old Tej Pratap Singh Yadav of SP(Youngest MP) won the Lok Sabha by-election from the prestigious seat ofMainpuri in Uttar Pradesh.
116) Chinese President Xi Jinping appointed Le Yucheng as China's new Ambassador to India.117) Prime Minister Narendra Modi appointed former McKinsey India Chairman Adil Zainulbhai as the Chairman of Quality
Council of India (QCI). He will serve Quality Council of India for a period of three years.118) The first Industrial Park under the Memorandum of Understanding signed between India and China will be set up in
Vadodara district.119) India slipped eights places to be ranked 158th in the latest FIFA rankings headed by World Champions Germany.120) Goa on 17 September 2014 became a permanent venue for the International Film Festival of India (IFFI).121)
Padmini Prakash, became the first transgender television news(Lotus News) anchor in the country.122) Larry Ellison, co-founder and leader of Oracle Corp for 37 years, stepped aside as chief executive officer on Thursday, to
be replaced by co-CEOs Safra Catz and Mark Hurd.123) The US Senate has unanimously passed a bipartisan resolution designating September 30 as 'US-India Partnership Day'.124) The Chinese foreign ministry indicated on Thursday that President Xi Jinping would try to persuade India to accept the
country's ambitious sea trade plan called the 21st century Maritime Silk Road.125)
Scotland chooses to stay with United Kingdom; secessionists concede defeat with 45 percent votes as against 55 percent.126) Chinese tennis icon 'Li na' bids adieu to her career. She, the first Grand Slam champion from Asia, is winner of women's
singles titles at French Open 2011 and 2014 Australian Open.127) American business tycoon and philanthropist Bill Gates, co-chair of the Bill and Melinda Gates Foundation announced an
emergency relief fund of $700,000 for the flood victims of Jammu & Kashmir.128) The world's population will soar by four billion to reach 11 billion by 2100. 129) In a landmark for India Inc, the number of female employees at Tata Consultancy Services (TCS) has crossed the one-lakh
mark, making it the country's biggest employer of women in the private sector. The top slot is held by IBM, which has anestimated 1.3 lakh women out of a workforce of 4.31 lakh.
130) Indian tennis ace Sania Mirza and her Zimbabwean partner Cara Black have bagged the women's doubles title at theWTA Tokyo Open)
131) Centre decides to establish ‘National Academy for Railway Security” at Maula-Ali, Secunderabad.132) November 7 to be observed all over the country as National Cancer Awareness Day.
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133) The $1.15 billion Upper Karnali Hydro power plant would be the biggest private foreign investment in Nepal. GMR to build
134) John Key was re-elected as the Prime Minister of New Zealand for a third term.135) Afghanistan's election commission on Sunday has named Ashraf Ghani Ahmadzai as the winner of the country's
presidential election.136)
Coup leader Voreqe Bainimarama was sworn in as Fiji's new Prime Minister on Monday137) Alibaba Group Holding Ltd's initial public offering now ranks as the world's biggest in history at $25 billion. The IPO
surpassed the previous global record set by Agricultural Bank of China Ltd in 2010 when the bank raised $22.1 billion. JackMa founder of Alibaba
138) The Narula brothers Achin and Sarthak Narula of Delhi on 20 September 2014 became the first ever contestants to win 7crore rupees in the television show, Kaun Banega Crorepati, hosted by Amitabh Bachchan. The tagline for the season 8 ofthe show is Yahan Sirf Paise Nahi, Dil Bhi Jeete Jate Hain.
139) Yemen government inks peace pact with Houthi rebels.140) Pension regulator PFRDA constitutes a committee to review the investment guidelines for national pension system (NPS)
schemes in private sector.GN Bajpai, former SEBI chief, will head the expert panel.141) The Ig(Ignoble) Nobel Prizes are a parody of the Nobel Prizes and are given each year in early October for ten unusual or
trivial achievements in scientific research. Dr Sonal Saraiya discovered that packing strips of cured pork in the nose of childsuffering from life-threatening nosebleeds can stop the haemorrhaging. Naren Ramakrishnan established correlations betweencat bites and depression
142)
The G20 finance ministers’ meeting was held in Cairns Committing to a global response to deal with cross border taxavoidance and evasion, the G20 on Sunday decided to put in place a mechanism for automatic exchange of tax information by2017. India is being represented by commerce minister Nirmala Sitharaman, RBI Governor Raghuram Rajan and FinanceSecretary Arvind Mayaram at the summit. The G20 ministerial meeting will be followed by a summit at Brisbane inNovember.
143)
With the month of September being observed as “World Alzheimer’s month”. September 21 is World Alzheimer’s Day.
144) Mercedes’ Lewis Hamilton won the Singapore GP .
145) BlackBerry launched an unconventional new Smartphone dubbed the Passport.146)
Prime Minister Narendra Modi on Thursday launched his pet “Make in India” campaign to put India prominently on theglobal manufacturing map and, in turn, facilitate the inflow of new technology and capital, while creating millions of jobs. ForIndians FDI is a responsibility, it means to First Develop India, for global investors FDI is an opportunity in the form ofForeign Direct Investment Seeking to retain its manufacturing prowess, Chinese government has launched a " Made in
China" campaign with a host of tax concessionsLeading NRI businessmen G P Hinduja and S P Hinduja have been honoured with a Lifetime Achievement Award inBusiness at a ceremony in the House of Lords. The award, constituted by the Indo-European Business Forum (IEBF
147) External Affairs Ministry Spokesperson Syed Akbaruddin said, 10 million dollars will be contributed to UNSecretary General's Fund and an additional 2 million dollars (total $12 million)will be given for purchase of protectivegear to tackle Ebola.
148) Renowned Hindi author Govind Mishra was conferred the 'Saraswati Samman' for his novel "Dhool Paudhon Par".149) Marvan Atapattu's appointment as Sri Lanka's first full-time local coach in 15 years150) India on Tuesday created space history by successfully placing its low-cost Mars spacecraft in orbit around the Red Planet in
its very first attempt, catapulting the country into an elite club of three nations. With the success of "Mangalyaan", India has become the first country to go to Mars in the very first try. European, American and Russian probes have managed to orbit orland on the planet, but after several attempts. So far, just three countries or groupings have launched unmanned missions toMars: the US, the former Soviet Union and the 18-member European Space Agency. India has thus joined an exclusive globalMartian club as the fourth member, in the first shot, and become the first Asian nation. Japan’s attempt to reach Mars with the Nozomi spacecraft in 1998 suffered a setback, and China's maiden effort with Yinghuo-1 in November 2011 didn't succeed because of a failure of the Russian rocket. UAE is planning an unmanned mission to Mars in 2021.The main reason whycountries are aiming for Mars is to hunt for the elusive Methane and determine if life ever existed on that planet since it ismost earth-like. Among five scientific equipment MOM carries is a Lyman alpha photometer(LAP) to look for deuteriumand hydrogen--indicators of water in the past , Mars Color camera(MCC), Mars Exospheric Neutral CompositionAnalyzer(MENCA), Methane Sensor for Mars (MSM). Thermal Infrared Imaging spectrometer (TIS).. Buzz Aldrin,the second man to step on the moon, in his book 'Mission To Mars' Isro Telemetry, Tracking and Command Network(ISTRAC) in Bangalore. There were several brilliant young scientists, but Isro chairman K Radhakrishnan didn't take long before picking S Arunan. Through its journey since November 5, 2013 when PSLV-C25 lifted off from Sriharikota with thespacecraft in its nosecone, MOM has had a perfect journey. NASA's Mariner 9 was the first spacecraft in the world to reachMars - way back in 1971. Indian Space Science Data Centre (ISSDC)– Bayalu (Karnataka).NASA (United States),Roscosmos (Russia) and the European Space Agency (ESA) of European Consortium. Indian Space Research Organisation(ISRO) on 22 September 2014 successfully conducted the crucial test fire of Liquid Apogee Motor (LAM) of Mars OrbiterMission (MOM) or Mangalyaan.
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151) Hardeep Singh Puri was appointed as Secretary General of Independent Commission on Multilateralism (ICM) on 23September 2014. Mr Kevin Rudd will co-chair the Independent Commission on Multilateralism (ICM) with Norwegianforeign minister Borge Brende and Canadian foreign minister John Baird.
152) Hindi film 'Liar's Dice'(Director-Geetu Mohandas), a road drama starring Geetanjali Thapa and Nawazuddin Siddiqui inlead roles, has been selected as India's official entry to the best foreign film category at the Oscar 2015 awards. The 104-minute feature film was selected by a 12-member jury headed by eminent filmmaker T Hariharan from 30 entries.
153) The next Pravasi Bharatiya Divas, the world's largest annual gathering of the Indian diaspora, will be held in Gujarat capitalGandhinagar in January next year to mark 100 years of Mahatma Gandhi's return to India from South Africa.
154) Amit Mathew on 22 September 2014 was unanimously elected as Chairman of Audit Bureau of Circulations (ABC) for theyear 2014-15.
155) Lieutenant General Rizwan Akhtar on 22 September 2014 was appointed as the new head of the Pakistan’s spy agencyInter-Services Intelligence (ISI). He will replace Lt-Gen Zaheerul Islam who is scheduled to retire in October 2014. He isconsidered as an ally of Army chief General Raheel Sharif.
156) Google India on 22 September 2014 announced to launch a nationwide contest to develop a mobile app for Prime Minister’soffice (PMO).
157) Supreme Court allows only 4 coal blocs to function; revokes all other 214 allocations allotted between 1993 to 2010. The fourcoal blocks, to be spared the gallows, belong to public sector companies SAIL, NTPC and two ultra-mega power projects ofSasan Power Ltd owned by Anil Ambani's Reliance Power.
158)
PM inaugurates India Food Park in Tumkur, Karnataka.
159)
Centre constitutes 'Bibek Debroy committee' to revamp Railway Board.160) Andhra Pradesh raises upper age-limit for direct recruitment in government service from 34 to 40 years.161) VG Mathew is appointed as the Managing Director (MD) and Chief Executive Officer (CEO) of South Indian Bank for a 3-
year term.162) 4th International Buddhist Conclave begins in Bodhgaya and Sarnath163)
Centre inaugurates National Academy for Athletics and National Golf Academyat Thiruvananthapuram, Kerala. Theone for the athletics is the first sports academy in the country under Public-Private Partnership with M/s JSW.
164) The 3rd meeting of SAARC Ministers of Culture was held in New Delhi from 24 September 2014 to 25 September 2014.The meeting was held under the chairmanship of Minister of State for Culture Shripad Naik. SAARC Home Minsitersmeeting was held in Nepal.
165) Government of Madhya Pradesh (MP) will host Global Investors Summit (GIS) 2014 in October at Indore to attract majorinvestment in Madhya Pradesh. The theme of the Global Investors Summit 2014 is Invest Madhya Pradesh
166) Alliance Air on 24 September 2014 signed a Memorandum of Understanding (MoU) with the North East Council for flightoperations in the North East.
167)
India TV chairman and editor-in-chief Rajat Sharma on 24 September 2014 was appointed as the new president of the NewsBroadcasting Association (NBA) for the year 2014-2015.Rajat Sharma will replace KVL Narayan Rao168) Internet major Yahoo! Inc. on 21 September 2014 acquired Bangalore-based start-up firm BookPad Inc for over 8 million
US dollars. This is Yahoo's first technology deal for an Indian start-up company.169) The Supreme Court Wednesday constituted a five-member committee that will make a comprehensive assessment of the
situation of the flood-ravaged areas of Jammu and Kashmir and report to the court.170) Edward Snowden with Alan Rusbridger, Asma Jahangir, Basil Fernando and Bill McKibben are the winners of the Right
Livelihood Award for 2014, an award also known as the “alternative Nobel”171) A five judge bench of the SC declared the National Tax Tribunal Act of 2005 as unconstitutional. The impugned
legislation envisages creation of tribunals to deal with tax related cases only.172)
Dr. Ketan Desai’s appointment as WMA(World Medical Association) President .173) A day after a special court in Bangalore unseated AIADMK supremo J Jayalalithaa as Tamil Nadu chief minister by
sentencing her to four years imprisonment in a disproportionate assets case, party MLAs on Sunday elected OPanneerselvam as her successor, as she wished. Panneerselvam will meet Governor K Rosaiah at the Raj Bhavan. SpecialJudge John Michael D'Cunha convicted the 66-year-old AIADMK Chief in a case of owning assets to the tune Rs 66,65crores disproportionate to her known sources of income during 1991-96 when she was chief minister for the first time.
174)
A "new era" of civil disobedience to pressure Beijing into granting full democracy to Hong Kong. Hong Kong leader LeungChun-ying pledged "resolute" action against a movement known as Occupy Central with Love and Peace(OCLP). HongKong returned to Chinese rule in 1997. China wants to limit elections to a handful of candidates loyal to Beijing.
175) Hundreds of people, including children, were stranded on Mount Ontake in Japan after it erupted without warning onSaturday, sending ash pouring down the slope for more than 3km.
176) Capital market watchdog SEBI has appointed Gyan Bhushan as its chief vigilance
177) G-4 countries have underscored their continuous commitment to a Security Council reform which should be reflective of thegeopolitical realities of the 21st century. The G-4 Foreign Ministers of India, Brazil, Germany and Japan met in NewYork on the margins of the 69th Session of the United Nations General Assembly to exchange views on Security Councilreform.
178) As negotiations with states on GST enter a critical stage, the Centre is looking forward to implementation of the new indirecttax regime from 1st April 2016.
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179) Union Government Deen Dayal Upadhyaya Antyodaya Yojana for urban and rural poor . The Yojana aims at alleviatingurban and rural poverty through enhancement of livelihood opportunities through skill development and other means.Main Highlights of the Urban Scheme
The scheme will focus on
i. Imparting skills with an expenditure of 15000 rupees to 18000 rupees on each urban poorii. Promotion of self-employment through setting up individual micro-enterprises and group enterprises with interest subsidy
for individual projects costing 2lakhs rupees and 10 lakhs rupees for group enterprises. Subsidized interest rate will be 7
percent.
Main Poins of the Rural Scheme
i. The Yojana aims at training 10 lakh (1 million) rural youths for jobs in three years, that is, by 2017.
ii. The minimum age for entry under the Yojana is 15 years compared to 18 years under the Aajeevika Skills Programme.
The Urban component will be implemented by the Union Ministry of Housing & Urban Poverty Alleviation Rural
component named as Deen Dayal Upadhyaya Grameen Kaushalya Yojana will be implemented by the Union Ministry of
Rural Development.180) Noted writer and filmmaker Madathil Thekkepaattu (MT) Vasudevan Nair was selected for the JC Daniel Award for
lifetime achievement for the year 2013. The award given by the Kerala government recognises the overall contribution ofMT to the Malayalam film industry.
181) Emami biotech acquired Vanaspati brand Rasoi for Rs 20 crores.
182)
Former British Prime Minister Tony Blair was named one of the top "gay icons" of the last thirty years on Friday inrecognition of his work for gay rights.
183) Pakistan on 26 September 2014 test fired the Hatf IX -short range surface-to-surface missile.184)
Ten scientists were on Friday felicitated with prestigious Shanti Swarup Bhatnagar Prize for their outstanding contributionsto field of science and technology. This award is given in the memory of Sir Shanti Swaroop Bhatnagar, who was Founder -Director of CSIR and first Chairman of the University Grants Commission (UGC). He is known as Father of IndianResearch Laboratories, remembered for having established various chemical labs in the country. The award is conferred onindividuals for their pathbreaking contributions to the world of science and technology. The award consists of a cash prize ofRs. 5 lakh, a citation and a plaque.The list of awardees of this year’s prize are as follows:-
Biological SciencesRoop Mallik Tata Institute of Fundamental Research Mumbai
Chemical SciencesKavirayani Ramakrishna Prasad Indian Institute of Science Bengaluru.
Souvik Maiti Institute of Genomics and Integrative Biology (CSIR-IGIB) New Delhi. Earth, Atmosphere, Ocean and Planetary Sciences
Sachchida Nand Tripathi Indian Institute of Technology Kanpur.
Engineering SciencesS Venkata Mohan Indian Institute of Chemical Technology (CSIR-IICT)Hyderabad.
Soumen Chakrabarti Indian Institute of Technology Mumbai.
Mathematical SciencesKaushal Kumar Verma Indian Institute of Science Bengaluru.
Medical Sciences
Anurag Agrawal Institute of Genomics and Integrative Biology (CSIR-IGIB) New Delhi.
Physical Sciences
Pratap Raychaudhuri Tata Institute of Fundamental Research Mumbai.
Sadiqali Abbas Rangwala Raman Research Institute Bengaluru.
185)
Good news for Indian economy: Global credit rating agency Standards & Poor’s has revised India's credit outlook up to'Stable' from 'Negative'.186)
Bamiyan declared as the SAARC cultural capital for the 2015-16; the honour goes to Dhaka for 2016-17. The year 2016-17will be the SAARC Year of Cultural Heritage. The SAARC Culture Ministers agreed to meet in Bangladesh for the fourthCulture Ministers meeting.
187) Former Home Secretary G.K.Pillai has been named the Chairman of Tata International Ltd., which is the global trading anddistribution arm of the Tata group of enterprises..
188) The Minister of Railways has launched a trial run of its e-catering service on six trains without pantries that run in the Delhi-Amritsar section. The trial run will be carried out by IRCTC which will serve food at five nominated stations.
189) Indian cricket legend Kapil Dev has been honoured with a Lifetime Achievement award at a ceremony in the House of Lordsin London.
190) The Prime Minister of India Narendra Modi on 27 September 2014 addressed the 69th session of United Nations GeneralAssembly (UNGA) in New York. He addressed the 193-member UN General Assembly in Hindi becoming the secondPrime Minister after Atal Behari Vajpayee who was a Prime Minister from 1998 to 2004. Apart from this, Modi is the third
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person to address the UNGA session in Hindi after Vajpayee and PV Narasimha Rao. Hindi is not among the officiallanguages of the UN, which are Arabic, Chinese, English, French, Russian and Spanish
191) The free Wi-Fi Internet facility was inaugurated by the Union Railway Minister D.V. Sadananda Gowda. The facility wasstarted as a pilot project at Chennai Central by RailTel, a public sector telecom infrastructure provider.
192) Khurshed Beknazarov , the football player of Tajikistan was tested positive with methylhexanamine after a match againstSingapore on 14 September 2014, five days before the opening ceremony.
193) The BJP Maharashtra unit called off its 25-year-old alliance with the Shiv Sena for the October 15 Assembly elections.194) Justice Handyala Lakshminarayanaswamy Dattu was today sworn-in as the new Chief Justice of India. He is the 42nd
Chief Justice of India and will have a tenure of 14 months as Chief Justice of Supreme Court.195) Thankful nation is remembering Shaeed-e-Azam Bhagat Singh today on his 107th birth anniversary on 28th Sept.196) Indian Army observes 'Gunners Day' on September 28. Its celebrated by Regiment of Artillery - the first artillery unit and
the 2nd largest arm of the Indian Army.197) 'World Heart Day 2014' observed across the globe on September 29. 2014 theme for World Heart Day’s is Heart Choices
NOT Hard Choices.198) Prime Minister Narendra Modi met Israeli Prime Minister Benjamin Netanyahu 199) Government of Turkey on 27 September 2014 imposed ban on students from wearing tattoos or body piercings in schools.200) The Bangladesh government on 28 September 2014 appointed Syed Muazzem Ali as the new Bangladesh High
Commissioner to India.201)
Leander Paes and Marcin Matkowski on 28 September 2014 won the ATP Malaysian Open men’s doubles title.
202)
"Together we will reach new heights of development and growth," Modi said at the event organised by the US-IndiaBusiness Council (USIBC). USIBC chairman, Ajay Banga, who is also MasterCard CEO, said India under Modi isexperiencing a new chapter of growth.
203) President Pranab Mukherjee on 30 September 2014 authorised Vigilance Commissioner Rajiv to act as chief of CentralVigilance Commission (CVC) until the appointment of the Central Vigilance Commissioner.
204)
Afghanistan signed Bilateral Security Agreement (BSA) with the US with an aim to allow some US troops to remain in thecountry till 2015.
205) Largest selling book of Mahatma Gandhi “My Experiments with Truth” will now be available in Kashmiri and Punjabi language. The book will now be available in 17 Indian languages apart from English and Hindi.
206) United Nation Economic and Social Commission for Asia and the Pacific,ESCAP has estimated that the Indian economy willgrow at 5.5 percent in the current fiscal.
207)
Mr. Zuckerberg, who will also meet Prime Minister Narendra Modi, will be in India to address thefirst Internet.org summit taking place on October 9-10 in New Delhi. Mr. Zuckerberg is the third high profile CEO of a US-based corporation, after Amazon’s Jeff Bezos and Micrsoft’s Satya Nadella, to visit India in last few days.
208)
Microsoft Corp. on Tuesday announced its 'Windows 10' Operating System209) Anant Khasbardar (Maharashtra) wins Rs.50,000 prize for designing the Logo of Swachh Bharat Mission; BhagyasriSheth (Gujarat) bags Rs.25,000 for giving the tagline. The Logo with spectacles of Mahatma Gandhi with ‘SwachhBharat’ written on the two glasses with the bridge of the spectacles in National Tricolour signifies the entire nationuniting to achieve the vision of Mahatma for a ‘Clean India.’ The Tagline “Ek Kadam Swachhata Ki Aur” exhorts allcitizens to contribute in their own way towards the goal of Swachh Bharat.
210) Centre issues commemorative coins of 100 and 5 rupees denominations to mark the 100-year of 'Komagata MaruIncident'.
211) Andhra Pradesh inks Memorandum of Understanding (MOU) with Google for Digital AP project.212) First 'Renewable Energy Global Investors Meet & Expo' (RE - INVEST) will take place in New Delhi from 15-17
February, 2015. Renewable Energy, currently contributing about 6.5% in the electricity generation, will be enhanced toabout 12% in the next three year.
213) The Indian missions in the US would grant long-term visas to US citizens and US tourists would get visa on arrival inIndia in 2015. Online visas would be introduced and Visa outsourcing services expanded to reduce current problems.Currently PIO cards, given to those who themselves, their parents or grandparents or their spouse, were one-time Indiancitizens, allow for visa-free travel to and from India. However, a PIO card is only valid for 15 years. Also, if one’s stay inIndia is going to exceed 180 days on any single visit, one needs to register within 30 days of the expiry of 180 days with theconcerned Foreigners Regional Registration Officer/Foreigners Registration Officer or local police authorities. On the otherhand, the Overseas Citizenship of India (OCI) card given to only those who themselves or their parents were one timecitizens, has lifelong visa-free travel and does not require the holder to register with any office regardless of the length of theirstay. Eventually the PIO and OCI schemes will be combined in a new scheme and also cover spouses. Prime Minister Narendra Modi invited New Jersey Governor Chris Christie to visit India with a trade mission. In his address to the 69thUNGA (United Nations General Assembly) Prime Minister Modi called for celebration of International Yoga Day on 21June every year. US-India business council to invest $41 billion in india.
214) Healthcare major Apollo Hospitals on 30 September 2014 tied up with the global pharma firm Sanofi. Kotak Mahindra Bankon 29 September 2014 acquired 15 percent stake of Financial Technologies (India) Ltd (FTIL) in Multi CommodityExchange (MCX) for 459 crore rupees. Kotak Bank acquired MCX shares at about 664 rupees a piece.
215) World Tourism Day (WTD) was observed across the world on 27 September 2014. The theme of the World Tourism Day2014 is Tourism and Community Development.
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216) India’s IRNSS (Indian Regional Navigational Satellite System) series, is set to be launched on October 9 by ISRO.IRNSS 1C will be launched on a PSLV C26 from Sriharikota. The satellite is similar to, and follows the IRNSS 1A and1B which were launched in April 2013 and July 2014 respectively.
217) World Badminton Championship:. Spain’s Carolina Marin beat Chinese world number one Li Xuerui to win the women’s singles title
Badminton Denmark have hosted the prestigious event thrice in 1983, 1991 and 1999 in Copenhagen.
9th seeded Carolina Marin defeated P.V. Sindhu by 21-17, 21-15 to reach women’s singles final. P.V Sindhu won Bronze. She
become the first Indian to notch two medals at the badminton’s most prestigious event, having also clinched the bronze last year
in Guangzhou.
218) Superstar Shahrukh Khan has been roped in as the brand ambassador of Interpol’s Turn Back Crime campaign. Shahrukh
will be lending his voice to help spread the message that all of society benefits when citizens respect law and fight crime and
how everyone can take part in abolishing and fighting against crime.
219) Prime Minister Narendra Modi on 27 August 2014 set up a Ramanujam committee to identify obsolete laws.
220) Queen Elizabeth II officially opened the 20th Commonwealth Games at Celtic Park on Wednesday after a moving and
colourful ceremony in front of a 40,000 capacity crowd .
The Games will feature 17 sports across 12 days of competition with more than 4,500 athletes from 71 nations competing,
making the event the biggest Scotland has ever hosted.
The event was first held in 1930 @ Hamilton , Canada.
The games are overseen by the Commonwealth Games Federation (CGF), HQ’s @ London. Its Motto is Humanity— Equality—Destiny
Only six teams have attended every Commonwealth Games: Australia, Canada, England, New Zealand, Scotland, and
Wales
Australia has been the highest achieving team for twelve games, England for six, and Canada for one.
2018 @ Goldcoast, Australia.
President of the Commonwealth Games Federation Prince Tunku Imran
Scotland Capital is Edinburg
The motto of Commonwealth Games 2014 is People, Place, Passion
Hampden Park will held the closing ceremony.
Clyde, a cheeky wee thistle is the mascot of Commonwealth Games 2014. Inspired by story from past of a real ship called the
SS Cameronia built on the River Clyde.
For the first time in Games history, the Opening Ceremony will feature a fundraiser. The CWG organisers have partnered with
UNICEF for a program called "Put Children First". Scotland previously hosted in 1970 and 1986 at Edinburg
The official song titled 'Let the Games Begin' is also the Glasgow Children's 2014 Anthem for UNICEF.
Sir Chris Hoy was given the honour of presenting the Queens Baton to Her Majesty
Women's boxing, Triathlon mixed relay event and Para Cycling will be held for 1st time
Commonwealth day observed on 2nd Monday of March
53 Member Nations of Commonwealth
221) Human Development Index (HDI)-2013
India's HDI value for 2013 is 0.586
Human Development Report (HDR) released on 24 July in Tokyo , published annually by the United Nations Development
Programme (UNDP)
The top five countries ranked in terms of the HDI are Norway, Australia, Switzerland, Netherlands and the US
The bottom five in this ranking are Niger, Democratic Republic of Congo, Central African Republic, Chad and Sierra Leone.
India’s Rank 135 out of 187 countries.
222) UNICEF's Global Goodwill Ambassador : Sachin Tendulkar
223) This is the third time that Japan is taking part in the Malabar naval manoeuvers, which India and the US have been holding
regularly every year since 1992. India had taken part in the 'Indra' exercise with Russia off Vladivostok earlier this month. For
the 1st time India and Russia would be conducting Airforce exercises Avia Indra-2014 at Astrakhan region, near the Caspian
Sea in Russia
224) The classical music reality show of Doordarshan Naad Bhed-The Mystery of Sound will be featured in Limca Book of
Records..
225) Indian tennis star Sania Mirza was appointment as Brand Ambassador of Telangana on 22 July 2014.
226) http://mygov.nic.in. MyGov where a range of people would share their thoughts and ideas.
227) Vincenzo Nibali of Italy on 27 July 2014 won the 101st edition of the Tour de France in cycling.
228) Amitabh Bachchan, the Indian Megastar was appointed as the horticulture ambassador of Maharashtra.
229) The Vijay Mallya Story written by K Giriprakash was published by Penguin Books Limited in 2014. K. Giriprakash is the
Chief of Bureau, The Hindu Business Line.
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230) The World on 29 July 2014 observed the International Tiger Day.
231) 100th Anniversary of the First World War (WW1) was observed in numerous countries all over the World on 4th August
2014.
232) Flipkart announced it has raised $1 billion (Rs 6,000 crore), the largest ever fund-raising by an Indian internet company.
233) The Brihadeeshwar temple at Thanjavur in Tamil Nadu, is the world's first complete granite temple.
234) US Defence Secretary Chuck Hagel will visited New Delhi.
235) Bachendri Pal, the first Indian woman mountaineer to scale Mount Everest was conferred with Bharat Gaurav, the highest
honour of merit of East Bengal Club.
236) Dipa Karmakar became the first Indian woman gymnast and second person of the country to win a medal at the
Commonwealth Games. She bagged a bronze in the vault event and scripted history for and in India.
237) 20 August, the birth anniversary of former Prime Minister late Rajiv Gandhi, which is also celebrated as the Sadbhavna
Diwas (Harmony Day). The award carries a citation and cash award of 5 lakh rupees. Muzaffar Ali, a noted filmmaker of India
was selected for Rajiv Gandhi National Sadbhavana Award.
238) Vikas Gowda gave India its first athletics gold medal of the 20th Commonwealth Games by winning the men's discuss throw
event.
239) New Delhi will host the Third India-Africa Forum Summit, IAFS-III, on the 4th of December this year. This follows the
decision taken at its Second Summit in the Ethiopian capital Addis Ababa in 2011.
240) The government of Ghana would provide fertile farmland on a long-term lease to Punjab farmers for farm activities. Ghana
has made this proposal to promote agriculture as a tool of progress in Ghana and if possible then by Punjab’s expertise in
farming.
241) General Dalbir Singh Suhag (59) took charge as the 26th Chief of the Army Staff. He succeeded out going General Bikram
Singh whose tenure ended. Gen. Suhag’s tenure as Chief of Army Staff will be of 30 months.
242) The Mapp drug, ZMapp, is a cocktail of antibodies designed to bind to and inactivate the Ebola virus.
243) The world’s first malaria vaccine – RTS,S created by pharma company GSK, is expected to hit the markets by 2015.
244) Xiaomi(China) is now the world's fifth largest smartphone maker by market share.
245) Prime Minister Narendra Modi on Saturday announced $1 billion (Nepalese rupees 10,000 crore). and proposed a "HIT"
formula for the development of the land-locked country endowed with rich hydropower potential." Modi said HIT in his
lexicon implies H: Highways, I: I-ways and T: Transways .This is the second time a foreign leader was addressing the
Nepalese constituent assembly. Earlier in 1990, the-then German Chancellor Helmut Kohl had delivered a keynote speech
to the constituent assembly. Referring to the last vist by an Indian prime minister -- Inder Kumar Gujral came to Nepal in
1997."Pancheswar Power Project on river “Mahakali”.
246) Parupalli Kashyap won a historic gold in the men's singles badminton on and thus joined badminton legend Prakash
Padukone and the late Syed Modi, who had won the title in the past in commonwealth games.
247) Commonwealth games Results :
Rank Nation Gold Silver Bronze Total
1 England 58 59 57 174
2 Australia 49 42 46 137
3 Canada 32 16 34 82
4 Scotland 19 15 19 53
5 India 15 30 19 64
List of Winners Commonwealth Games 2014 “Gold Medal Winners”
Sanjita Khumukchan: Women’s 48 kg weightlifting
Sukhen Dey: Men’s 56 kg weightlifting
Abhinav Bindra: Men’s 10 metre air rifle shooting
Apurvi Chandela: Women’s 10 metre air rifle shooting
Rahi Sarnobat: Women’s 25 metre pistol shooting
Satish Sivalingam: Men’s 77 kg weightlifting
Jitu Rai: Men’s 50 metre pistol shooting
Amit Kumar: Men’s freestyle 57 kg wrestling
Vinesh Phogat: Women’s freestyle 48 kg wrestling
Sushil Kumar: Men’s freestyle 74 kg wrestling
Babita Kumari: Women’s freestyle 55 kg wrestling
Yogeshwar Dutt: Men’s freestyle 65 kg wrestling
Vikas Gowda: Men’s discus throw athletics
Dipika Pallikal and Joshana Chinappa: Women’s
doubles squash
Parupalli Kashyap: Men’s singles badminton
248) China has excluded US-based Symantec Corp and Russia's Kaspersky Lab from a list of approved anti-virus software
vendors
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249) Indian states of Uttarakhand, Uttar Pradesh, Bihar, West Bengal, and Sikkim border Nepal. Nepal’s PM : Sushil Koirala and
President is Ram Baran Yadav. Nepal’s Parliament is called Rashtriya Panchayat.
250) Country’s first multi-sensor moored observatory IndARC was successfully deployed in Kongsfjorden Fjord of the Arctic
roughly halfway between North Pole and Norway on July 23.
251) Japan is planning to launch a military space force by 2019 that would initially be tasked with protecting satellites from
dangerous debris orbiting the Earth, a report said.
252) The two –day 18th BASIC countries (Brazil, South Africa, India and China) Ministerial Meeting was held in New Delhi to
discuss important issues relating to the current UNFCCC Climate Change negotiations
253) Eminent cartoonist Pran Kumar Sharma, popularly known as Pran, who gave life to lovable comic characters Chacha
Chaudhury and his friend Sabu, is no more.
Pran began his career in 1960 as a cartoonist for the Delhi-based newspaper 'Milap' with comic strip 'Daabu'.
In 1969, Pran sketched Chacha Chaudhary for the Hindi magazine 'Lotpot', which made him famous. With a career
spanning over five decades, Pran employed a simple style of art and sense of humour to create a family of characters like
Shrimatiji, Pinki, Billoo, Raman and Channi Chachi, which are regularly published in Indian magazines
He later created a separate series of comics on Saboo, Chacha Chaudhary's assistant.
The World Encyclopedia of Comics describes him as the “Walt Disney of India”
254) The government has appointed Indian Foreign Service officer Dr. Arvind Gupta as Deputy National Security Advisor andSecretary, National Security Council Secretariat for a period of three years.
255) Lt Gen Philip Campose- has taken over as the new Vice Chief of Army Staff succeeding Gen Dalbir Singh Suhag, who is now
heading the 1.3 million strong force.
256) Justice Dr. Manjula Chellur will be the first Lady Chief Justice of the Calcutta High Court.
257) The Juvenile Justice (Care and Protection of Children) Act, 2000:Women and Child Development Minister Maneka
Gandhi .Age of a Juvenile in the JJ Bill, 2014: The bill will treat minors above the age of 16 as adults, who are accused of
heinous crimes.
258) India has emerged as the world's largest consumer of antibiotics followed by China and the US
259) Mustafa Kamal: appointed New President of International Cricket Council (ICC).
260) N Srinivasan: appointed first chairman of International Cricket Council (ICC).261) Sudarsan Pattnaik won prize at World Cup of Sand Sculpting-2014. He won prize for his work Save Tree, Save the Future.262) Minority Affairs Minister Najma Heptullah has said the government has launched a scheme titled, Padho Pardesh, for
providing interest subsidy on educational loans for overseas studies for students belonging to the notified minority
263) The Prime Minister has given his consent for commissioning the warship on August 16 to induct the largest indigenously-built
warship “INS Kolkatta” which is constructed by the Mazagon Dockyards Limited and has been designed by the Navy's design
bureau, defence officials said. Prime Minister Narendra Modi on Saturday commissioned INS Kolkata, India's largest
indigenously built warship, at the Naval Dockyard in Mumbai.
264) Turkish Prime Minister Recep Tayyip Erdogan won the Presidential election held in the country on 10 August 2014. This was
the first-ever direct presidential elections in the country
265) India’s capital market regulator SEBI cleared final guidelines for creation and listing of business trusts establishment of Real
Estate Investment Trusts (REITs) and Infrastructure Investment Trusts (InvITs) for key sectors of real estate and
infrastructure on 10 August 2014.
266) The World Health Organization (WHO) is a specialized agency of the United Nations (UN) that is concerned with
international public health. It was established on 7 April 1948, headquartered in Geneva, Switzerland. WHO is a member of
the United Nations Development Group.World Health Day (7 April of every year).Its head is Margaret Chan. As of 2013,
the WHO has 194 member states.
267) Jo-Wilfried Tsonga(French) won the Rogers Cup, beating second-seeded Roger Federer 7-5 7-6 (3) for his fourth straightvictory over a higher-seeded opponent. Agnieszka radwanska(Poland) won in Women’s Category.
268) Prime Minister Narendra Modi on 10 August 2014 laid the foundation of 44 MW Chutak hydro-electric project and Nimoo
Bazgo project in Jammu and Kashmir.
269) ‘Vistara’is the name of the proposed airline of Tata-SIA Airlines Limited (TSAL), a joint-venture between Tata Group and
Singapore International Airlines (SIA). Vistara is an inspiration from Sanskrit word, Vistaar that means limitless expanse. It
has drawn inspiration from the brand’s domain – the limitless sky.
270) The New Development Bank (NDB), formerly referred to as the BRICS Development Bank, is a proposed multilateraldevelopment bank with $ 100b capital operated by the BRICS states (Brazil, Russia, India, China and South Africa) as analternative to the existing World Bank and International Monetary Fund. The Bank is setup to foster greater financial anddevelopment cooperation among the five emerging markets. It would be headquartered in Shanghai, China and the first chiefexecutive will come from India.
271) President Pranab Mukherjee presented Gandhi Peace Prize for 2013 to noted environmentalist and pioneer of the Chipkomovement Chandi Prasad Bhatt for his contribution towards the environment and society through Gandhian philosophy.
272) India will be hosting the 7th IBSA (India-Brazil-South Africa) Summit in 2015273) Tata Consultancy Services (TCS) created history on 23 July 2014 by becoming the first Indian corporate company to cross the
Rs. 5,00,000 crore market capitalization mark.274) Justice R. Banumathi, who hails from Tamil Nadu will be first woman judge from Tamil Nadu to occupy the highest judicial
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office. Justice Banumathi is only the sixth woman judge of the SC since Independence275) The Fields Medal, officially known as International Medal for Outstanding Discoveries in Mathematics, is a prize awarded to
two, three, or four mathematicians not over 40 years of age at each International Congress of theInternational Mathematical
Union (IMU), a meeting that takes place every four years.
In 2014 Maryam Mirzakhani(IRAN) became the first woman as well as the first Iranian, and Artur Avila(Brazil) became thefirst mathematician from Latin America to be awarded a Fields Medal. Rest 2 went to Manjul Bhargava and Martin Hairer.
The Rolf Nevanlinna Prize for outstanding contributions in Mathematical Aspects of Information Sciences for 2014 went toSubhash Khot.
The Carl Friedrich Gauss Prize for Applications of Mathematics for 2014 went to Stanley Osher, of University ofCalifornia, Los Angeles
The Chern Medal is an international award recognizing outstanding lifelong achievement of the highest level in the fieldofmathematics. 2014 went to Philips Griffith
9-day International Congress of Mathematicians (ICM) which began today at Seoul, Republic of Korea. The President ofKorea, Park Geun-hye, gave away the awards. At the last ICM held at Hyderabad, India, two new awards, the Chern Medaland the Leelavati Prize, were added to the existing three awards.
The ICM2014 Leelavati Prize has been given to the Argentine Adrián Paenza (65) 276) Paragliding World Cup Association selected Himachal Pradesh as a venue to host the 2015 para-gliding World Cup.
277) Former Reserve Bank Governor Bimal Jalan will head the Expenditure Management Commission278) A scheme for villages. Sansad Adarsh Gram Yojana. By 2016, MPs should have at least made one village an ideal village. If
we want to develop India, we need to develop villages.By the end of five years, each MP should have converted at least fivevillages into ideal villages. The blue print of Sansad Aadarsh Gram Yojana will be declared before the nation on October 11,the birth anniversary of Jaiprakash Narain, he said.
279) The President of India, Shri Pranab Mukherjee presented Outstanding Parliamentarian Awards to Shri Arun Jaitley, Dr.Karan Singh and Shri Sharad Yadav for the years 2010, 2011 and 2012 respectively at a function organized by the IndianParliamentary Group.
280) Kush Kumar on 13 August 2014 became the first Indian player to reach the semi-final of World Junior Squash Championship.The championship is being held in Windhoek, Namibia.
281) World Elephant Day was observed across the world on 12 August 2014.282) Powerful Typhoon Halong smashed large parts of south-west Japan on 9 August 2014.283) Vijayawada was chosen as the ad hoc capital of Andhra Pradesh284) M. Thambidurai was elected as the Deputy Speaker of the Lok Sabha.
285) ‘Go-India’ :Indian Railways recently launched a contact-less smart card enabling passengers to pay for reserved as well asunreserved travelling train tickets as part of a pilot project.
286) World Organ Donation Day is celebrated each year on August 6.287) 41st edition of Chess Olympiad was held from 1 to 14 August 2014 at Tromsø, a northern city in Norway. China won the
gold medal in the open category for the first time by defeating Poland .Hungary clinched the silver in open category while Indiawon bronze medal Top three spots in women category were claimed by Russia, China and Ukraine respectively. ChessOlympiad is a biennial chess tournament in which teams from all over the world compete against each other. The event isorganised by FIDE, which selects the host nation.
288) The government has re-launched the Varishtha Pension Bima Yojana, for the benefit of citizens aged 60 years and above.289) In the series of ongoing military co-operation with Nepal, Indo-Nepal Combined Training Exercise, Surya Kiran-VII, will be
conducted from 18 to 31 Aug 2014. The combined training will be carried out in the mountain terrain of Pithoragarh290) The first ever smartphone — a $900 clunky IBM Simon mobile phone —turned 20 on on 16th August.The phone with a
battery life of one hour was developed by IBM and the American cellular company BelSelf and went on sale in 1994.291) The first-ever Summer Youth Olympic Game was held in 2010 at Vancouver (Canada). 2nd Summer Youth Olympic Games
started on 16 August 2014 in Chinese city of Nanjing
292) Serena Williams won her first Cincinnati title. It is an annual outdoor hardcourt tennis event held in Mason,Ohio near Cincinnati, Ohio, USA.
293) India has join hands with Singapore to get its expertise in building ‘Smart Cities’ 294) Dr. Murli Manohar Joshi was selected as the Chairman of the Estimates Committee of Parliament .295) Senior Congress leader K V Thomas on Wednesday took over as the new Chairman of Parliament's Public Accounts
Committee.296) V. Shanta Kumar was selected as the Chairman of the Committee on Public Undertakings (CoPU) of Parliament. 297) James Anderson of England and Bhubneshwar Kumar were named man of the series. India lost the 5th and final test of the
Pataudi Test series against England at the Oval on 17 August 2014 to lose the series 1-3.
298) Athletics Federation of India President Adille Sumariwala has been appointed the Chef-de-Mission of the Indian contingent forAsian Games .
299) Pakistan envoy Abdul Basit in New Delhi 300) With a humiliating defeat in the test series against England, India has been relegated to fifth position behind South Africa,
Australia, England and Sri Lanka in the latest ICC Test team rankings.
301) 2015-16 to be observed as Water Conservation Year: Uma Bharti302) B.K.S Iyengar (full name Bellur Krishnamachar Sundararaja Iyengar) is credited with integrating the eight aspects of astangayoga, now known as ‘Iyengar’s Yoga’. His iconic book “ Light on Yoga” has been translated into 19 languages and has soldmore than 3 million copies worldwide. He was awarded the Padma Vibhushan
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303) Shanta Kumar is the former Chief Minister of Himachal Pradesh and is presently a Lok Sabha MP of the BJP. The committeewill mainly study various models of restructuring or unbundling of FCI
304) Bangladesh has decided to join the newly formed BRICS Bank, an initiative of the world's five emerging economies - Brazil,
Russia, India, China and South Africa305) Australian Cyril Baldock has set the world record for the oldest person to swim the English Channel.306) The annual ‘World’s Most Innovative Companies’ list, released on Wednesday, has been topped by California-based global
cloud computing company Salesforce for the fourth year in a row. The five Indian companies on the list are consumer goodscompany Hindustan Unilever, which is ranked 14th, followed by IT major Tata Consultancy Services (57), constructionservices firm Larsen & Toubro (58), pharma major Sun Pharma Industries (65) and Bajaj Auto (96).
307) Afghanistan celebrated its 95th Independence Day on 19 August 2014. It is celebrated to mark the signing of the 1919 Anglo-Afghan treaty, which gave the country complete independence from British Empire.
308) INS Kamorta was commissioned into the Indian Navy by Defence Minister Arun Jaitley at Vishakhapatnam on 23 August. Thefirst indigenously-built stealth was handed over to Indian Navy by Garden Reach Shipbuilders & Engineers Ltd. (GRSE) earlieron 12 July 2014.
309) The President of India, Shri Pranab Mukherjee inaugurated the first Indian Institute of Engineering Science and Technology(IIEST) of the country at Shibpur, Howrah, West Bengal
310) India's first ethanol-run bus in the city on a pilot basis @ Nagpur.
311) Chennai city is decked up in celebration of its 375th anniversary312) Oscar-winning British filmmaker Richard Attenborough, renowned for his critically-acclaimed biopic on Mahatma Gandhi,
has died at the age of 90.313) Japan will offer anti-viral drug favipiravir as a possible treatment of Ebola. The drug is known under the brand name of
Avignan.314) FIFA – 2014 :Germany became the first European country to win a world title in the Americas, and only the second country
after Brazil (1958, 2002) to win a World Cup outside their respective continent. Mascot : Fuleco, the ArmadilloFIFA President : Sepp BlatterWinner – Germany(4th Time) at the Maracana Stadium – Brazil.( Mario Goetze scored the only goal for Germany in finals)
Runners-up – Argentina
Best player (Golden Ball award) - Lionel Messi of Argentina
Best young player - Paul Pogba of France Top scorer - Colombia James Rodríguez with 6 goals
FIFA Fair Play Trophy – Colombia Best goalkeeper (Golden Glove award) - Manuel Neuer of Germany
Golden Boot Award - James Rodríguez of Colombia
3rd
Spot : Netherlands.315) London will host Regional Pravasi Bharatiya Divas,in November, 2014(last time held in Australia)
316) Gujarat will host Annual Pravasi Bhartiya Divas(NRI Day) in 2015.(due to celebrations of 100 years of Ganhiji’s return from
South Africa to India in 1915).
317) British Government announced to build Gandhiji’s Statue in British Parliament Square.
318) 2018 men’s Hockey World Cup will be held in India.
319) U-17 Football World Cup will be held in India.
320) 2016 T-20 Cricket World Cup will be held in India.
321) 2016 Olympics : Rio de Janeiro (Brazil)
322) 2018 Winter Olympics : South Korea.
323) 2018 Commonwealth Games : Gold Coast(Australia)
324) 2018 FIFA World Cup : Russia
325) U-19 Cricket World Cup : Won by South Africa against Pakistan. Next will in Bangladesh(2016)
326) 1st Test Cricket World Cup : 2017(England)
327) Mahindra Group Chairman Anand G Mahindra became the first Indian to receive the prestigious Harvard Medal.
328) The Accidental Prime Minister: The Making and Unmaking of Manmohan Singh authored by Dr. Sanjaya Baru
329) Crusader or Conspirator?Coalgate and other Truths authored by PC Parakh
330) Delhi has become the world's second most populous city in 2014 after Tokyo, more than doubling its population since 1990 to
25 million, according to a UN report. Tokyo topped UN's ranking of the most populous cities in 2014 with 38 million
inhabitants.
331) Australia retained the men’s hockey World Cup title by outplaying Olympic silver medallist The Netherlands 6-1. Bronze for
Argentina. Australia has now won Three hockey World Cup titles.
Women’s titleOlympic gold medallists and hosts The Netherlands defeated Australia 2-0
Mascot :Stockey the Stock
332) Shooting World Cup was held in Maribor, Slovenia
333) India-born plant scientist Sanjaya Rajaram has been named the winner of the 250,000 US dollars World Food Prize
334) Indian-born Booker Prize winning author Salman Rushdie was on Friday named the winner of this year's prestigious PenPinter prize for his outstanding literary output and support for freedom of expression
335) Noted Hindi poet Kedarnath Singh on 20 June 2014 was chosen for the prestigious Jnanpith award for 2013.
336) Poland’s Wroclaw city will be the World Book Capital (WBC) for 2016 . Nigeria’s Port Harcourt is the WBC for 2014 while
South Korea’s Incheon city named for 2015
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337) France announced to honour Shahrukh Khan with Officer of the Legion of Honour for his contribution to Cinema.
338) Chess greats Viswanathan Anand (India) and Boris Gelfand (Israel) have been selected for the Russian Federation’s ‘Order
of Friendship’ award.
339) Petra Kvitova stormed to her second Wimbledon title in the shortest women's final at the All England Club since 1983 as the
Czech sixth seed crushed Canada's Eugenie Bouchard 6-3, 6-0 on 05 July 2014( Saturday).
340) Rail Budget Highlights 2014
Railway Minister Sadananda Gowda presented the Rail Budget in the Parliament.
Railways also proposes to set up Food Courts at major stations. Feedback services through IVRS on quality of food Food can
be ordered through SMS, phone.
Spend 94 paisa of every rupee earned, leaving a surplus of only 6 paisa
4,000 women constables to be recruited to ensure safety of women. 17,000 RPF constables to provide safety to passengers.
Setting up of Railway University.
Ultrasonic Broken Rail Detection System (UBRD) to detect problem in track
Diamond Quadrilateral project of high speed trains to connect all major metros
Proposal to start Bullet trains in Mumbai—Ahmedabad route. A provision of Rs 100 crore (Rs 1 billion) has been made in the Budget for high Speed project. Efforts will be made to increase speed of trains to 160-200km/h on select 9 sectors. The
identified sectors are: Delhi-Agra; Delhi-Chandigarh; Delhi-Kanpur; Nagpur-Bilaspur; Mysore-Bengaluru-Chennai; Mumbai-
Goa; Mumbai-Ahmedabad; Chennai-Hyderabad and Nagpur-Secunderabad
Paperless office of Indian railways in 5 years.
A special train featuring life and works of Swami Vivekananda
The Indian Railways proposes to introduce 58 new trains which includes five Jansadharan Trains, five Premium Trains, six
AC Express Trains, 27 Express Trains, eight Passenger Trains, two MEMU services and five DEMU services this year.
Next generation e-Ticketing system, capable of supporting 7200 tickets per minute as against 2000 tickets per minute and allow
1,20,000 simultaneous users at any point in time.
Railway Ministry will develop 10 major stations in the country to global standards. It will provide Wi-Fi in A-1 and A category
stations and in select trains.
The budget allocation for cleanliness at railway stations has been increased by – 40%
1. Indian economy is likely to grow in the range of 5.4 to 5.9 per cent in 2014-15 overcoming the sub-5 per cent GDP growth of
past two years, says the Economic Survey. Fiscal deficit for 2013-14 contained at 4.5% of the GDP. Agriculture sector growth rate 4.7% in the year 2013-14. : India ranked 12th in terms of services GDP among the world’s top 15 countries. Services
constitute a 57 percent share in GDP at factor cost in 2013-14. India ranks first in the world in productivity of grapes, banana, cassava, peas, and papaya
2. Here are the highlights of Union Budget 2014 tabled by finance minister Arun Jaitley
Clean energy cess increased from Rs 50/ tonne to Rs 100/tonne
Additional 5% excise tax to be levied on aerated drinks with added sugar (cold drinks). Tobacco products also to get costlyas excise duty hiked to 72%Government announces reduction in excise duty for specified food package industry from 10% to 6%.Excise duty on footwear reduced from 12% to 6%Fiscal deficit target retained at 4.1% of GDP for current fiscal and 3.6 for 2015-16 and 3% for 2016-17.
Revenue Deficit seen at 2.9% for FY15
Minimum pension increased to Rs 1,000 per month
Rs. 7,060 crore for the project of developing 100 Smart Cities.
Rs 150 crore allocated for increasing safety of women in large cities Housing loan rebate to raised from Rs 1.5 lakh to Rs 2 lakh. Pandit Madan Mohan Malviya New Teachers Training Programme to infuse new training tools and motivate teachers with an
outlay of 500 crore rupees Communication Linked Interface for Cultivating Knowledge (CLICK ) and online courses to be established as virtual
classrooms with an outlay of 100 crore rupees
Jai Prakash Narayan National Centre for Excellence in Humanities to be set up in Madhya Pradesh
Government proposes to increase investment limit under Section 80C from Rs 1 lakh to Rs 1.5 lakh. Tax exemption limit for Individual tax payers changed from Rs 2.0 to Rs 2.5 lakh. For senior citizens, no tax for income up toRs 3 lakh per annum.No changes in tax rate.
PPF limit to be raised to Rs 1.5 lakh. Rs 100 crore for training of sportspersons for upcoming Asian Games.(Incheon City , South Korea)
Government announces Arun Prabha channel for northeastern region.
Rs 1000 crore provided for rail connectivity in northeastern region. Rs 100 crore set aside for project to link rivers
Government announces Rs 100 crore for development of Archaeological sites. Gaya to be developed as world class tourism
spot. National Rural Internet and Technology Mission; Rs 500 crore set aside.
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Govt proposes to set up Center of Excellence in MP named after Lok Nayak Jai Prakash Narayan.
5 more IITs and 5 IIMs to be set up. Five new IITs in Jammu, Chhattisgarh, Goa, Andhra Prdaesh and Kerala. The five new
IIMs will be set up in Himachal Pradesh, Bihar, Punjab, Maharashtra and Odisha.
Propose to set up 4 more AIIMS; Rs. 500 crore set aside for this. Six new AIIMS started recently have become functional.Four new AIIMS will be set up in Andhra Pradesh, West Bengal, Vidarbha and Purvanchal.Govt proposes National Housing Banking programme; sets aside Rs 8000 crore for this program.Crisis Management Center for women at Delhi; money to be provided from Nirbhaya fund.
Govt announces Beti Padhao, Beti Badhao Yojana; sets aside Rs 100 crore for this.
Govt committed to providing 24/7 power supply to all homes. Deen Dayal Upadhyay Gram Jyoti Yojna for electricity supply
to rural areas.
Rs 200 crore for 'Statue of Unity' of Sardar Vallabh Patel .E-visas to be introduced at nine airports in India in phased manner.Swachh Bharat Abhiyan to cover every household with sanitation facility by the year 2019
6 new Debt Recovery Tribunals. Rs.100 cr set aside for metro scheme in Ahmedabad and Lucknow. Assam and Jharkhand to get Centre of Excellence on farming.
Construction of long pending Renuka Dam(Delhi) to be taken up on priority
“Protein Revolution” to be started Shyama Prasad Mukherji Rurban Mission for rural infrastructure.
Deen Dayal Upadhyaya Gram Jyoti Yojana for rural power supply. Ajeevika, the provision of bank loan for women SHGs at 4 percent for another 100 districts. Pradhan Mantri Krishi Sinchayee Yojna assured irrigation 1000 crore rupeesPrice Stabilization Fund to be set up with an outlay of 500 crore rupees to mitigate the risk of Price volatility in the agriculture produce.“One Rank One Pension” to get 1000 crore rupees
FDI in insurance to be increased to 49%FM announces FDI in defence up from 26 to 49 % with Indian management and control
Aim to achieve 7-8 per cent economic growth rate in next 3-4 years
New Governors Appointed
S. NO State and U.T. Chief Minister Governor
1 Chhattisgarh Dr. Raman Singh Balramji Dass Tandon
2 Goa Shri Manohar Parrikar Mridula Sinha
3 Gujarat Anandiben Patel Om Prakash Kohli
4 Haryana Shri Bhupinder Singh Hooda Kaptan Singh Solanki
5 Karnataka Shri K. Siddaramaiah Vajubhai Rudabhai Vala
6 Maharashtra Shri Prithviraj Chavan Chennamaneni Vidyasagar Rao
7 Nagaland T R Zeliang Padmanabha Balakrishna Acharya
8 Rajasthan Vasundhara Raje Kalyan Singh
9 Uttar Pradesh Akhilesh Yadav Ram Naik
10 West Bengal Mamata Banerjee Keshari Nath Tripathi
11 Kerala Oommen Chandy P.Sathasivam(Former Chief Justice of India)
341)
Heads of Important Indian Organizations
• ASSOCHAM - Rana Kapoor
• Attorney General of India - Mukul Rohatgi
• CAG - Shashi Kant Sharma
• CBDT – KV Chaudhary
• CBI - Ranjeet Sinha
• CCI - Ashok Chawla
• Chief Election Commissionor - V.S.Sampath
• DRDO - Avinash Chander
• FICCI - Sidharth Birla
• IB - Saiyad Ashif Ibrahim
• IRDA - T. S.Vijayan
• ISRO - Dr. K. Radhakrishnan
•
NABARD - Dr. Harsh Kumar Bhanwala• National Security Advisor - Ajit Kumar Doval
• Press Council of India - Marandey Katju
• TRAI - Rahul Khullar
• UGC - Ved Prakash
• UPSC – Rajni Razdan
• Solicitor General of India : Ranjit Kumar • Attorney General of India : Mukul Rohatgi
• Chief Justice of India : Rajendra Mal Lodha • SSC - Amitava Bhattacharyya•
TRAI - Rahul Khullar• UGC - Ved Prakash• UPSC - D.P. Agarwal• Chief of Border Security Force : Subhash Joshi
• Chief of the Air Staff : Air Chief Marshal Arup Raha• Chief of the Naval Staff : Admiral Robin K Dhowan•
Chief of the Army Staff : Gen. Dalbir Singh Suhag• Commander-in-Chief : Pranab Mukherjee (President)
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Banking Awareness1) The Reserve Bank of India (RBI) on Friday set up a first of its kind permanent digital gallery here aimed at spreading
awareness on financial literacy in Chennai. 2) United Bank of India on 1 September 2014 declared debt-ridden Kingfisher Airlines and its owner Vijay Mallya as wilful
defaulters. Country's largest bank SBI today said it has also sent a notice to tag them as "wilful defaulters".A wilful defaultoccurs when either a borrower has not repaid when he can do so, or when sanctioned funds have been used for other purposesor when the borrower disposes off the assets assured for availing of the loan without the bank’s knowledge. According to theguidelines of Reserve Bank of India (RBI), once a wilful defaulter notice is issued, the borrower has 15 days to defendhimself in front of the bank. The wilful defaulter tag gives surety that the borrower and any firm on the board of which he is adirector will not get a loan from any financial institution in future.
3) The Reserve Bank of India (RBI) cancelled licences of five non-banking financial companies (NBFCs) on 2 September2014. These NBFCs include Unichem Finance & Enterprises Pvt., Shimansu Vyaparik Kendra Ltd., Shree BhagwatiMarketing Private Ltd. and Sureka Teknik Private Limited. All these NBFCs are based in Kolkatta.
4) The government has set-up a Committee to examine the un-claimed amount in PPF, Post Office and Savings Schemes. Thecommittee will examine and recommend how this amount can be used to protect and further financial interest of the senior
citizens. The seven member committee is being headed by the Deputy Governor H R Khan of Reserve Bank of India and willsubmit its reports by 31st December this year.
5) The Reserve Bank of India on 9 September 2014 decided to fix the upper age limit at 70 years for Managing Directors (M.D)and Chief Executive Officers (CEO) in private sector banks.As per the provisions of the Companies Act, 2013 under Section196(3), it prescribed that no company shall appoint or continue the employment of any person as managing director, whole-timedirector or manager who is below the age of 21 years or has attained the age of 70 years.
6) RBI closed six UCBs suspected of money laundering: (14 Sep.2014) -Cracking down on money laundering, the Reserve Bankof India (RBI) has closed down six Urban Cooperative Banks (UCBs) which were suspected of being used to route illegalmoney. The central bank has also asked state governments to take stern action against any other erring UCBs after reportsemerged that such entities were being used as conduits for money laundering.
7) India Signed agreement with World Bank for MSRPII project: India on 29 August 2014 signed loan agreement with WorldBank for Mizoram State Roads Project (MSRP II). As per the agreement, soft loan window of World Bank, InternationalDevelopment Agency (IDA) will provide assistance of 107 million US dollars for the Project.The agreement was signed by Nilaya Mitash, Joint Secretary (MI), Department of Economic Affairs and Onno Ruhl, Country Director, World Bank, India.The objective of the project is to enhance transport connectivity along regional trade corridors in Mizoram.The project willfocus on improvement of priority cross-border roads connecting Myanmar and Bangladesh , as also on trade relatedinfrastructure.
8) State Bank of India (SBI) on Friday introduced personalized savings accounts for anyone below 18-year age SBI introducedthis products three months after the Reserve Bank issued guidelines allowing minors over 10 years to operate bank savingsaccounts independently and use facilities such as ATMs and cheque books. 'Pehla Kadam and Pehli Udaan', two newsavings bank products for children, was launched by Arundhati Bhattacharya, Chairman, State Bank of India (SBI) and ViceAdmiral AR Karve, Chief of Staff at the Navy Children School, Mumbai . The features include internet banking with limitedtransaction facilities like bill payment, opening of fixed deposit, recurring deposits, etc. with per day transaction limit of Rs5,000, it said. Besides, such account holders can facility of mobile banking with limited transaction facilities like bill payment,top-ups with per day transaction limit of Rs 2,000.
9) MINOR ACCOUNTS OPENED BY VARIOUS BANKS:
ICICI Bank has launched Smart Stars account Federal Bank Limited has Young Champ Account for minorsAxis Bank :Future Star Saving Account ING Vysya Bank : Zing Saving Account
Yes Bank :My First yes Account HDFC Bank : Kids Advantage Account Kotak Mahindra :My Junior Account IDBI : Power Kidz Account
10) State Bank of India (SBI) in tie-up with MasterCard on Monday launched its first multi-currency international debit card to allow consumers to use a single card to pay in multiple currencies. To begin with, the prepaid debit card will enablecustomers to load four currencies – US dollar, euro, Great Britain pound and Singapore dollar. At present, the card can beissued at an annual fee of Rs. 100 without any interchange fee to customers.
11) ICICI Bank, India’s largest private sector bank, announced its ‘Cardless Cash Withdrawal’ service that allows its customers totransfer money from their account to anyone in India with a mobile number, the bank said in a statement
12) Axis Bank, India’s third largest private sector bank, announced the launch of e-surveillance facility, a service that allows a24x7, 365 days centrally monitored automated security of ATMs.
13) On September 1, the Reserve Bank of India (RBI) revised some of its rules governing instruments that qualify as bank capitalunder Basel-III. The key change is the removal of certain limits on the amount of AT-1(additional Tier-1) that a bank can usefor calculating its Tier-1 capital, which effectively limited AT-1 issuance to 1.5 per cent of risk-weighted assets. The Reserve
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IBPS PO CRACKER-GENERAL & BANKING AWARENESS
Bank of India has extended the timeline for full implementation of the Basel III capital regulations by a year to March 31,2019.
14) SBI’s total number of mobile banking users stood at 1.15 crore. ICICI Bank stood second with 19.5 lakh users and was
followed by Axis Bank (13.6 lakh), Yes Bank (4.3 lakh) and HDFC Bank (3.5 lakh).15) Moody’s, said the downside risks to the Indian economy had receded and prospects had brightened with growth rate
expected to accelerate to 5.2 per cent in 2014 and 6.5 per cent by the end of 2015.16) List of FDI Limits in Various Sectors (In %)
Defence Raised to 49% from 26% Power Exchanges 49%Telecom 100% Pension 49%Insurance Raised to 49% from 26% Print Media 26%Civil Aviation 49% Public Sec. Banks 20%Private Sec. Banks 74% Multi Brand Retail 51%Single Brand Retail 100% Tourism 100%
17) The Reserve Bank of India on 24 September 2014 released Gopalakrishna Committee report on Capacity Building inbanks and non-banks. The committee has recommended a 360-degree feedback for a transparent and comprehensive
performance assessment exercise, one that ensures adequate performance differentiation between employees. The keyrecommendations of the Report include and pertain to:
• Approach to capacity building in banks and non-banks• Enhancing Human Resources Management practices• Creation of position of Chief Learning Officer in banks and concept of return on learning• Strategies for addressing issues of replacement or replenishment of talent in banks• Process and steps for skill development
18) State Bank of India (SBI), the country’s largest lender announced that it has signed a Line of Credit (LoC) of 500 milliondollar with Export-Import Bank of Korea (Korea Eximbank).
19) The negative outlook for Indian Overseas Bank (IOB) and Syndicate Bank means a possible weakening in these banks’ assetquality and capitalisation. The 11 banks whose rating outlooks were revised from negative to stable are – ICICI Bank, HDFCBank, Axis Bank, Kotak Mahindra Bank, State Bank of India, Bank of India, IDBI Bank Ltd, Indian Bank, Union Bank ofIndia, IDFC and Kotak Mahindra Prime.
20) Foreign Investment in Banking Sector : Upto 49% via Automatic Route and 74% with Government Approval.21) T M Bhasin was elected as Chairman of Indian Banks Association (IBA) on 20 August 2014. He will be the Chairman of IBA
for 2014-15.T M Bhasin is the chairman and managing director of Indian Bank. K R Kamath, who is the chairman andmanaging director of Punjab National Bank, was the previous chairman of this Association
22) The CBI arrested six persons including chairman-cum-managing director of Syndicate Bank SK Jain for allegedly taking bribe of Rs. 50 lakh for increasing credit limit of some companies in violation of banking rules.
23) The Reserve Bank of India (RBI) cancelled the licence of The Vasai Co-operative Urban Bank Ltd., Hyderabad(Telangana)
24) Federal Bank has launched a woman-only car loan scheme called ‘she car’. The she-car scheme comes as a combo offer withFederal Bank’s Mahila Mitra savings account, which offers an accident cover of 5 lakh. Federal Bank Limited is a major Indiancommercial bank in the private sector, headquartered at Aluva, Kochi, Kerala. It is the fourth largest bank in India in terms ofcapital base
25) Corporation Bank will open 200 ‘Corp Excel’ branches by the end of December 2015, according to S R Bansal, Chairmanand Managing Director of the bank. Corporation Bank is a public sector banking company headquartered in Mangalore, India.
26) The RBI, the central bank of India, is presently headed by a Governor and assisted by four deputy governors looking afterdifferent functions of the bank. It now wants to create a post of COO(Chief Operating Officer) and re-allocate work among thefive. These 5 divisions would be Monetary Policy , Regulatory , Supervision , Financial Markets and Services(under COO).
27) SM Swathi was appointed as the Executive Director of the Bharatiya Mahila Bank.28) Reserve Bank of India has cut the number of free transactions that savings bank customers can avail from other bank's
Automated Teller Machines (ATMs) from the present five to three a month. It has also allowed banks to charge customersif they use their own bank ATM more than five times a month. New charges will apply for transactions done at ATMslocated in six metro centres, namely, Mumbai, New Delhi, Chennai, Kolkata, Bengaluru and Hyderabad.The new norms willcome into effect from November 1, 2014
29) Prime Minister Narendra Modi today launched 'Pradhan Mantri Jan Dhan Yojana' to help the poor open bank accountswhich will come with the facility of a debit card and an insurance cover of Rs 1 lakh.The Union Cabinet has already cleared thetwo-phase financial inclusion scheme under which bank accounts will be opened for 15 crore poor persons with an overdraftfacility of Rs 5,000 , minimum monthly renumeration of Rs 5,000 to business correspondents and accident insurance of Rs 1lakh.
30) HDFC Bank has launched its ‘secure banking’ in Kerala aimed at creating customer awareness about safe banking practices.31) Reserve Bank of India's new deputy governor S S Mundra has been given charge of banking supervision, currency
management, financial stability and rural credit. The government on Thursday notified his appointment for a period of three
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IBPS PO CRACKER-GENERAL & BANKING AWARENESS
years. Mundra was chairman of Bank of Baroda, the country's second large bank.Now, RBI has four deputy governors– H RKhan, Urijit Patel, R Gandhi and S S Mundra. Normally, an RBI deputy governor can be appointed for 5 years or tillthe age of 62, whichever is earlier. To be eligible for the post, a candidate needs to be less than 60 years of age while
assuming charge. 32) ICICI Bank, the country’s largest private sector bank, has announced the launch of the ‘ICICI Bank Student Travel Card’,
which enables students going abroad for higher studies to take care of their expenses. The unique feature of the card is that it is bundled with membership of the International Student Identity Card (ISIC). ISIC is the only internationally accepted proof offull-time student status and offers 40,000 benefits and discounts at 120,000 merchant outlets across 130 countries.
33) The Reserve Bank of India on Wednesday said banks should make all new ATMs installed from July 1, 2014 as “talkingATMs” with Braille keypads. In addition to the above, magnifying glasses should also be provided in all bank branches for theuse of persons with low vision, wherever they require for carrying out banking transactions with ease.
34) With the inclusion of BMB(Bhartiya Mahilla Bank), total number of scheduled commercial banks in India now stands at 90.The inclusion of BMB in the second schedule of the RBI Act, 1934 means that now it will be eligible for loans from RBI on bank rate and also acquired membership of clearing houses.
35) Bharatiya Mahila Bank has joined the National Financial Switch (NFS) ATM network as the 83rd member by issuingRuPay’s chip-based debit cards. National Financial Switch (NFS) is the largest network of shared automated tellermachines (ATMs) in India.
a) It was designed, developed and deployed by the Institute for Development and Research in Banking Technology (IDRBT) in2004, with the goal of inter-connecting the ATMs in the country and facilitating convenience banking for the average Indian. Itis run by the National Payments Corporation of India (NPCI). The first ATM in India was set up in 1987 by the The Hongkongand Shanghai Banking Corporation in Mumbai.
36) Private sector IndusInd Bank has launched video-branch, claiming to be a first-of-its-kind service, enabling customers interactwith the staff of the bank through video conference facility
37) Reserve Bank of India (RBI) recently issued draft guidelines for two new categories of banks-Payment Banks and SmallBanks.
A Payment Bank will be able to take deposits, but cannot lend. It has to invest all the funds in government securities
A Small Bank on the other hand will be allowed to lend, but with restrictions on where they can operate. Further the lendingshould be directed at farmers and small enterprises and half of the loans must have a ticket size of less than Rs 25 lakh
The apex bank has set the minimum capital requirement for both the banks at Rs 100 crore.38) RBI projects 5.5 % GDP growth during current fiscal. Indian GDP growth for 1st Quarter , 2014 was 5.7%39) The Reserve Bank of India (RBI) proposed to separate the post of Chairman and Managing Director (CMD) ofPublic Sector
Undertaking (PSU) banks.40) A strong rupee has emboldened Reserve Bank of India to relax some of the foreign exchange related restrictions including the
individual overseas remittance limit of $75000 per year which has been hiked to $125000.41) RBI Governor(23rd) : Raghuram Govind Rajan. He replaced D. Subarao. Term 3 years(till 2016). Has served as Chief
Economist of IMF and Chief Economic Advisor to Finance Minister.42) RBI Monetary Policy Rates : RBI announced fourth Bi-Monthly Monetary Policy Statement 2014-15: Based on the assessment
of the current and evolving macroeconomic situation,the following changes has been taken:
Key Rates 5th July , 2014 30th Sept , 2014
Bank Rate 9% 9%
Repo Rate(Policy Rate) 8% 8%
Reverse Repo Rate 7% 7%
SLR 22% 22%
CRR 4% 4%
43) State Bank of India is organising ‘The Banking and Economics Conclave 2014′ in Mumbai. 44) New Banking licenses given this year :Bandhan Microfinance(West Bengal , CEO : Chandra Shekhar Ghosh)and
IDFC(Mumbai , CEO : Rajiv Lall).45) Bharatiya Mahila Bank Ltd (BMB) and trade body Gujarat Chamber of Commerce and Industry (GCCI) will jointly
facilitate women entrepreneurs by addressing their finance requirements for technological up-gradation, marketing,diversification in their businesses.
46) The Reserve Bank’s accounting year begins on July 1 and ends on June 30. 47) ICICI Bank has launched co- branded card with Delhi Metro Railway Corporation.48) State Bank of India has launched seven digital branches across the nation, as part of its programme to offer next generation
banking solutions to the mobile and internet-savvy customer base. These branches are located in Mumbai, Bangalore,Chennai,Kolkata and Ahmedabad, besides Delhi. Named as sbiINTOUCH, these branches will have digital banking capabilities.
49) Bank of Maharashtra was conferred “Best Bank – Public Sector” award in BFSI Awards-2014.
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IBPS PO CRACKER-GENERAL & BANKING AWARENESS
50) RuPay is India’s own card payment network just like Visa and Master Card and provides an alternative system for banks to provide debit card service. ‘RuPay’ is developed by National Payments Corporation of India (NPCI) — a ‘not-for-profit’company envisioned by the Reserve Bank and created by the banking industry. Within 18 months
51) The Reserve Bank of India (RBI) granted an additional nine months for the public to exchange currency notes printed before2005, including Rs. 500 and Rs. 1,000 denominations, and set a deadline of January 1, 2015. As per the RBI, pre-2005 notescan be identified easily as these notes do not have the year of printing mentioned on them.
52) Indian gold loan company, Muthoot Finance Ltd became the first and only Non-Banking Finance Company (NBFC) tohave obtained license for setting-up WLAs in India.
The other entities that are offering White label ATMs: Prizm Payment Services, a unit of Hitachi of Japan set up its first White Label ATM “Money Spot ATM” in Maharashtra inJanuary, 2014;Tata Communications Payment Solutions launched the India’s first ever network of white label ATMs called “Indicash” inJune 2013 in Maharashtra.As per the Payment and Settlement Systems Act 2007, the non bank entities should have a minimum net worth ofRs 100 crore & have to apply to RBI for seeking approval.
53) The Reserve Bank of India (RBI) has decided to utilize unclaimed bank deposits that are estimated at Rs. 3,650 crorefor education and awareness of depositors. The apex bank has announced the ‘ Depositor Education and Awareness Fund
Scheme, 2014’ for this purpose.54) The RBI has asked banks not to impose penalties on customers who don’t maintain a minimum balance in any dormant
account as part of a consumer protection initiative55) The RBI gave relief to borrowers as it directed banks not to levy any penalty on individual borrowers for pre-payment of
floating loans.56) As per Reserve Bank of India (RBI) , Plastic currency notes will be launched in 2015 after field trial which is likely to be
conducted in the latter half of 2014. The pilot testing would be conducted in five cities- Kochi, Mysore, Jaipur,Bhubaneswar and Shimla.One billion plastic notes of Rs.10 denomination will be released in the field trial in these cities chosen fortheir geographical and climatic diversity. Plastic currency notes have an average life span of about 5 years and are difficultto counterfeit. Also, these notes are cleaner than paper notes.
57) The Government of India has accepted the report of Mayaram Committeethereby accepting the definitions of FII and FDI.
Some key points from Mayaram Committee Report:a. Foreign investment of 10% or more in a listed company will now be treated as FDI.
b. An investor may be allowed to invest below 10% and this can be treated as FDI subject to the condition that the FDI stake israised toc. 10% or beyond within one year from the date of the first purchase.d. If the stake is not raised to 10% or above, then the investment can be treated as portfolio investment.
BANKING IMPORTANT TERMS
1. SDR (Special Drawing Rights): SDR are new form of International reserve assets, created by the International Monetary Fundin 1967. The value of SDR is based on the portfolio of widely used countries and they are maintained as accounting entries andnot as
2. NEFT (National Electronic Fund Transfer): NEFT enables funds transfer from one bank to another but works a bit differentlythan RTGS. NEFT is slower than RTGS. The transfer is not direct and RBI acts as the service provider to transfer the moneyfrom one account to another. You can transfer any amount through NEFT, even a rupee.
Minimum limit: No Minimum limit Maximum Limit: No maximum limit
3. RTGS (Real time gross settlement): RTGS system is funds transfer systems where transfer of money or securities takes place
from one bank to another on a "real time" and on "gross" basis. Settlement in "real time" means payment transaction is notsubjected to any waiting period. The transactions are settled as soon as they are processed.
Minimum & Maximum Limit of RTGS: 2 lakh and no upper limit.4. CRAR(Capital to Risk Weighted Assets Ratio) or CAR(Capital Adequacy Ratio): Capital to risk weighted assets ratio is
arrived at by dividing the capital of the bank with aggregated risk weighted assets for credit risk, market risk and operational risk.
5. Non Performing Assets (NPA): An asset, including a leased asset, becomes non performing when it ceases to generate incomefor the bank.The Duration of NPA declaration is of 90 days.
6. Participatory Notes or P-notes: are derivative instruments, used by Foreign Institutional Investors (FIIs) who are NOT
registered with SEBI. P- Notes, mostly used by overseas HNIs (High Net worth Individuals), hedge funds and other foreign
institutions, allow them to invest in Indian markets through registered Foreign Institutional Investors (FIIs), while saving on timeand costs associated with direct registrations. foreign institutions, allow them to invest in Indian markets through registeredForeign Institutional Investors (FIIs), while saving on time and costs associated with direct registrations.
7. IFSC: IFSC code means Indian Financial System Code. RTGS and NEFT payment system of Reserve Bank of India (RBI) usethese codes. IFSC code consists of 11 Characters identified as under (Lets take an example of SBI, Madhapur Hyderabad):- First
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4 digits show the Identity of the bank. i.e. SBIN 5th digits in default as ZERO (for future use) i.e. 0 Last 6 Characters display theBranch Identity. i.e. 004187 So IFSC Code is SBIN004187
8. MICR:MICR code means Magnetic Ink Character Recognition code which contains 9 digits, like 380002006 appearing at the
bottom of the cheque, following the cheque number. Each Bank Branch has a unique MICR code.First 3 digits:-City PIN Code + Next 3 digits :Bank Code +Last 3 Digits-Branch Code
9. CTS (CHEQUE TRUNCATION SYSTEM) is basically an online image-based cheque clearing system where cheque images andMagnetic Ink Character Recognition (MICR) data are captured at the collecting bank branch and transmitted electronically.Truncation means, stopping the flow of the physical cheques issued by a drawer to the drawee branch.
10. Core Banking Solution (CBS) :-Core Banking Solution (CBS) is networking of branches, which enables Customers to operatetheir accounts, and avail banking services from any branch of the Bank on CBS network, regardless of where he maintains hisaccount
11. Commercial Paper: Commercial Paper (CP) is an unsecured money market instrument issued in the form of a promissory note.
Corporate, primary dealers (PDs) and the All-India Financial Institutions (FIs) are eligible to issue CP. Maturity period: between
a minimum of 7 days and a maximum of up to one year from the date of issue. CP can be issued in denominations of Rs.5 lakh ormultiples thereof. Only a scheduled bank can act as an IPA (Issuing and Paying Agent) for issuance of CP.
12. Treasury Bills: Treasury bills (T- bills) offer short-term investment opportunities. They are thus useful in managing short-term
liquidity. At present, the Government of India issues three types of treasury bills through auctions, namely, 91 -day, 182-day and
364-day. There are no treasury bills issued by State Governments. Treasury bills are available for a minimum amount ofRs.25,000 and in multiples of Rs. 25,000. Treasury bills are issued at a discount and are redeemed at par.
13. Certificates of Deposit (CD): Certificate of Deposit (CD) is a negotiable money market instrument and issued in dematerialisedform or as a Usance Promissory Note against funds deposited at a bank or other eligible financial institution for a specified time period.Note: CDs can be issued by (i) scheduled commercial banks{excluding Regional Rural Banks and Local Area Banks}; and (ii)
select All-India Financial Institutions (FIs) that have been permitted by RBI Minimum amount of a CD should be Rs.1 lakh, and
in multiples of Rs. 1 lakh thereafter. The maturity period of CDs issued by banks should not be less than 7 days and not morethan one year, from the date of issue.
14. Participatory Notes or P-notes: are derivative instruments, used by Foreign Institutional Investors (FIIs) who are NOT
registered with SEBI. P- Notes, mostly used by overseas HNIs (High Net worth Individuals), hedge funds and other foreign
institutions, allow them to invest in Indian markets through registered Foreign Institutional Investors (FIIs), while saving on timeand costs associated with direct registrations.
15. Bank Rate: The interest rate at which at central bank lends money to commercial banks. Often these loans are very short in
duration. Managing the bank rate is a preferred method by which central banks can regulate the level of economic activity. Lower bank rates can help to expand the economy, when unemployment is high, by lowering the cost of funds for borrowers.Conversely, higher bank rates help to reign in the economy, when inflation is higher than desired.
16. Repo Rate: Whenever the banks have any shortage of funds they can borrow it form RBI. Repo rate is the rate at whichcommercial banks borrows rupees from RBI. A reduction in the repo rate will help banks to get money at cheaper rate. When therepo rate increases borrowing form RBI becomes more expensive.
17. Reverse Repo Rate: Reverse Repo rate is the rate at which RBI borrows money from commercial banks. Banks are alwayshappy to lend money to RBI since their money is in the safe hands with a good interest. An increase in reverse repo rate cancause the banks to transfer more funds to RBI due to this attractive interest rates. One factor which encourages an organisation to
enter into reverse repo is that it earns some extra income on its otherwise idle cash.
18. CRR (Cash Reverse Ratio): CRR is the amount of funds that the banks have to keep with RBI. If RBI increases CRR, theavailable amount with the banks comes down. RBI is using this method (increase of CRR), to drain out the excessive moneyfrom the banks.
19. SLR (Statutory Liquidity Ratio): SLR is the amount a commercial banks needs to maintain in the form of cash, or gold, or
govt. approved securities (Bonds) before providing credit to its customers. SLR rate is determined and maintained by RBI inorder to control the expansion of the bank credit.
20. Marginal Standing Facility (MSF): MSF rate is the rate at which banks borrow funds overnight from the Reserve Bank of India
against approved government securities
21. NOSTRO Account: A Nostro account is maintained by an Indian Bank in the foreign countries.
22. VOSTRO Account: A Vostro account is maintained by a foreign bank in India with their corresponding bank.
23. Call Money: Call Money’ is the borrowing or lending of funds for 1day.
24. Notice Money: Money borrowed or lend for period between 2 days and 14 days it is known as ‘Notice Money’
25. Term Money: Term Money refers to borrowing/lending of funds for period exceeding 14 days
The Institute of Banking Training
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