8 Ways to Save Money With

Florida Home Insurance

MULTI POLICY DISCOUNTS

Most home insurers that also sell auto insurance will give a discount on your policy dependent upon placing

your auto insurance with them.

BE CAREFUL: Don’t assume the multi-policy discount offers you the best

possible deal. If you’re only interested in saving money, you may still pay less by insuring your home and auto with different companies.

GET A BURGLAR ALARM

Sounds like a no-brainer, right?

Just check with your insurance company to find out what

requirements they need to provide the discount.

You may also ask if there is a different discount depending on if the alarm is connected to any outside monitoring

service like ADT, or the local police department.

QUIT SMOKING

Although saving money on insurance isn’t going to convince most smokers to quit, it would be a great benefit to doing something that will add years

to your life!

If you quit smoking since the time your insurance policy went into

effect, you may want to notify your carrier and make sure they are aware

of it.

LIVE IN A SAFER NEIGHBORHOOD

Home insurance prices tend to be cheaper in neighborhoods with less

crime for a variety of reasons.

This might be a double-edged sword since you’re likely to pay much more for the home. If you have a family,

it’ll certainly be worth it.

ADD STORM SHUTTERS

In wind and hurricane-prone areas, some insurance companies will give

discounts for storm mitigating actions as simple as adding storm shutters.

It’s a good idea to check with your insurance company to be sure your

policy will offer such a discount before you invest in them just to save

money.

BUY A CONDO POLICY

Only if you own a condo of course.

Many condo owners pay way too much insurance because they buy the

wrong policy. Sadly, on some occasions their insurance agent

messed up.

If you own a condo, you can purchase a special kind of insurance specifically for condos that removes most of the

coverage for the structure. Condo insurance typically costs a fraction of

Homeowner’s insurance.

PAY AUTOMATICALLY

Check with your insurance carrier to find out if the policy will be cheaper

by setting it up on automatic payments.

Quite often the cheapest option is to have the money drawn directly from a bank account, but each carrier is

different so ask your agent.

INSTALL A SPRINKLER SYSTEM

Although it would probably be a bit abnormal in most homes, you could install a sprinkler system and would probably get some type of discount

for doing so.

For your insurance carrier and your own sake, make sure it’s done by a

licensed contractor.

Robert Nichols Insurance Group - Jupiter, FL

RobertNicholsInsuranceGroup.com

Robert Nichols Insurance Group, Inc1557 Park Ln S Ste 102

Jupiter, FL 33458(561) 406-6153