a bank account - credential direct · pdf fileif someone other than the account holder will be...

Credential Direct 877.742.2900 Toll Fee 700 – 1111 West Georgia Street 877.742.2901 Fax Credential Direct is a division of Credential Securities Inc. and operates as a separate business unit. Vancouver, BC V6E 4T6 credentialdirect.com Credential Securities is a Member of the Canadian Investor Protection Fund (CIPF). V2.2 (2015 02)

Dear Investor

Thank you for applying for a Credential Direct account. To ensure your account is activated as soon as possible, please send us the following documentation. Account Application Checklist: (For both the primary and joint applicant (if any)

Date and sign all forms included with the New Account Application Form.

Note: Tax-Free Savings Accounts (TFSA) must also include a signed TFSA Application form. Margin and Option Accounts require additional signatures on the Account Agreement page

Banking verification to verify your identity and to validate your chequing account for electronic funds transfers (EFTs). Please send either:

A bank account confirmation letter – Bring to your financial institution for completion (included with your application) OR

A $10 personal cheque payable to Credential Direct – There will be a 5 business day hold on account activity while your cheque clears. For Margin accounts, the required minimum is $2,000

Provide a copy of valid-government issued photo ID (driver’s license, or passport) if not already provided. Please ensure the copy is fully legible.

Enclose a registered Plans Transfer Form or an Authorization to Transfer Account Form if you are transferring an account to Credential Direct. Include a copy of a recent account asset list statement

from the delivering institution. A transfer can take between 10 to 25 business days.

Other documentation may be required (see applicable account opening checklists online):

If someone other than the account holder will be doing the trading in the account

If you are opening a(n): Locked-In Registered Account Registered Education Savings Plan (RESP) Corporate, Investment Club, or Estate Account Legal Trust or an informal trust account

If you have a share certificate to deposit to your account

If you are a US Citizen or other foreign citizen Please forward your entire application package to: Credential Direct 700 – 1111 West Georgia Street

Vancouver, BC V6E 4T6

We appreciate your interest in Credential Direct and look forward to assisting you. If you have any questions or concerns, please contact us at 1.877.742.2900 or email [email protected]

Promotion Code: ________________________________

New Account Application Form (Order Execution Only)

All questions must be answered. Securities regulators require that we obtain your personal and financial information.

Are you requesting a: New Account Update to an Existing Account Language Preference English French

#700 - 1111 WEST GEORGIA STREET, VANCOUVER, B.C. V6E 4T6 TEL: 1.877.742.2900 FAX: 1.877.742.2901 CD V2.4 (2018 02)

PAGE 1 OF 6

Account Type and Ownership

Cash & Margin (Personal or Joint) Registered Accounts

Account Type Ownership (select one) Account Type (select one)

Cash Trading (cash settlement) Individual Corporate Tax Free Savings Account (TFSA) Retirement Income Fund (RIF) Margin Long (borrowing against equity) Joint (WROS) Partnership Retirement Savings Plan (RSP) Spousal RIF Margin Short (short selling) Formal Trust Sole Propietorship Spousal RSP Locked-in RIF (LRIF) Margin Long with Option Trading Estate Locked-in Retirement Account (LIRA) Life Income Fund (LIF) Long Calls & Puts (level 1) Association Restricted Locked-in Savings Plan (RLSP) Restricted LIF (RLIF)

Covered Call Writing (level 2) Investment Club Registered Education Savings Plan (RESP) Prescribed RIF (PRIF)

Spreads (level 3) Charitable Organization Individual Family

Uncovered Writing (level 4) Individual Informal Trust* Registered Account Features

Other: Joint (WROS) Informal Trust Option Trading

Other: Long Calls + Puts (level 1) Covered Call Writing (level 2)

Complete if applicable: If Locked-in, please indicate:

* In Trust For 1

In Trust For 2

Pension Plan Sponsor Province of Legislation

Pro Account You are a “PRO” if you or someone in your household is employed with an IIROC member firm. Please provide a letter from the firm’s compliance department to open the account.

NOTES: Both CDN and US Currency Accounts will be opened for non-registered account. Registered accounts are in CDN funds only. One registered account per application. For Locked-in plans, attach appropriate Addendum and applicable Spousal/Common-law Partner Consent form.

Tell Us about Yourself as the Applicant / Corporate or Annuitant’s Information

Title First Name Middle Name Last Name Marital Status

Business/Charity Number Entity Type Legal Entity Name

Social Insurance Number Social Security Number (if applicable) Citizenship Date of Birth (dd/mmm/yyyy)

Unit Street Address City Province Postal Code

Country Phone Number Alternate Phone Number Email Address

Street or PO Box Mailing Address (if different from above) City Province Postal Code Country

Applicant Employment Status Applicant Employer’s Name

Applicant Occupation Applicant Type of Business

Spouse/Common-law Partner Full Name Spouse/Common-law Partner Employment Status Spouse/Common-law Partner Employer’s Name

Spouse/Common-law Partner Occupation Spouse/Common-law Partner Type of Business

For Joint Accounts, Tell Us About the Joint Applicant (Not applicable to TFSA, RSP or RIF accounts)

Title First Name Middle Name Last Name Marital Status

Social Insurance Number Social Security Number (if applicable) Citizenship Date of Birth (dd/mmm/yyyy)

Unit Street Address City Province Postal Code

Country Phone Number Alternate Phone Number Email Address

Street or PO Box Mailing Address (if different from above) City Province Postal Code Country

Applicant Employment Status Applicant Employer’s Name

Applicant Occupation Applicant Type of Business

Spouse/Common-law Partner Full Name Spouse/Common-law Partner Employment Status Spouse/Common-law Partner Employer’s Name

Spouse/Common-law Partner Occupation Spouse/Common-law Partner Type of Business

ajung

3 FOLD PAPER

(Order Execution Only)


PAGE 2 OF 6

Financial Information Please include a cheque in the amount of $10.00 payable to Credential Direct drawn from this account. The information provided will be used to electronically transfer funds between your Credential Direct account and your financial institution account. A personalized cheque is required for all accounts in support of the information below. (Counter cheques are not accepted.) This information can be found on most cheques.

Financial Institution Name Address

Bank Transit Number Institution Number Account Number

Tell us the Nature of Your Investment Experience

1. Identify your past investment experience in the following 5. How did you hear about Credential Direct?

Applicant or Annuitant Joint Applicant Through Financial Institution Stocks How Bonds Please specify (ie: Financial Institution Branch / Website, Newspaper Ad, Online Ad, Mutual Funds Referral (name), Search Engine, Promo Code, Other)

Options Commodities/Futures None 6. Are you considered an Insider¹ and/or a Control Person² (CP) of

any public companies listed in Canada or the U.S.? Applicant or Annuitant Joint Applicant

2. How do you rate your investment knowledge?

No Yes

If “Yes”, provide the following information: Applicant or Annuitant Joint Applicant

Sophisticated Company Good / Average Symbol Limited Market Poor / Nil

Insider Reporting¹ Applicant or Annuitant Joint Applicant No

3. Please state the following: Yes Applicant or Annuitant Joint Applicant Control Person² Annual Income $ $ No Yes Spouse or Common Law Partner Annual Income:

Annual Income $ $ 7. Do you have any other accounts at Credential Direct or, other brokerage firms, or control the trading in any other accounts?

Applicant or Annuitant Joint Applicant 4. What is your approximate net worth? No

Yes Applicant or Annuitant Joint Applicant If “Yes”, provide the following information: Brokerage Firm(s) Total Net Worth $ $ Account Number(s)

8. After all deposits and transfers, what will the size of this account be?

Cash/Margin Account up to $50,000 $50,000 - $250,000 $250,000 - $1,000,000 $1,000,000

9. What is the Purpose of the Account you are opening? (select one or add your own)

Cash/Margin Account Short-term Investing Long-term Investing Market Speculation Retirement Education Other:

10. Is the applicant a registered Charity? No Yes Does the Charity solicit charitable funds from the public?

No Yes

11. Third Party Determination Statement Will any party be associated with the account in any of the following capacities:

A. Trading Authority No Yes D. Controlling Person3 (of a legal entity) No Yes

B. General Power of Attorney No Yes E. Financial Interest: Other party, not named, providing instructions for, or exerting control

No Yes

C. Guarantor No Yes If the Third Party is a United States citizen, complete an IRS Form W9

If “Yes” to any of (A) to (E), provide supporting documents/forms, as applicable.

NOTES: ¹An "Insider" is an officer, director, or promoter of a publicly traded Canadian or U.S. company and/or a person with direct or indirect beneficial ownership of, control or direction over (or combination

thereof) 10% or more of the voting rights attached to the securities of a publicly traded company listed in Canada (5% or more for a publicly listed company in the U.S.).

2

A "Control Person" holds or exercises control or direction over, or has any agreement, arrangement, commitment, or understanding (whether or not in writing) individually or with any other persons

with respect to 20% or more of the voting rights attached to the securities of a publicly traded company listed in Canada (10% or more for a publicly listed company in the U.S.)

3

“Controlling Person” means: (i) in the case of a corporation, each director and each person who owns or controls 10% or more of the corporation; (ii) in the case of a trust, each settlor, trustee,

beneficiary and any other natural person exercising ultimate control over the trust; (iii) in the case of an entity other than a corporation or a trust, each persons is an equivalent or similar position.



PAGE 3 OF 6

Verification of Identity

To comply with the Proceeds of Crime (Money Laundering) and Terrorist Financing Act in Canada and Internal Revenue Service requirements in the United States, Credential Securities must ascertain the identity of all Applicant(s). Credential Direct must verify your signature and identity, and that of any joint applicant, by clearing a personal cheque drawn upon your personal account at your Financial Institution, or provide a Bank Confirmation Letter. Please include with this application:

Applicant Joint Applicant

ID Type Expiry Date ID Type Expiry Date

Jurisdiction and Country ID Number Jurisdiction and Country ID Number

Account Fees

If applicable, please pay any account fees that may be due (e.g.quarterly account maintenance fee, paper subscription) from (select only one):

My Financial Institution bank account via EFT as indicated on page 1 of this Application. My non-registered Credential Direct Trading Account.

Politically Exposed Person(s) / Heads of International Organizations

Are you a Politically Exposed Person (PEP) or the Head of an International Organization (HIO), or a family member, or close associate of a PEP or HIO?

Applicant: No Yes If Yes, complete the PEP/HIO information below. Joint Applicant: No Yes If Yes, complete the PEP/HIO information below.

PEP (Domestic or Foreign): An individual who holds or previously held a national, provincial or municipal level political office or position (e.g. member of a government legislature, ambassador, judge, military officer etc.).

HIO: An individual who is the head (e.g. President or CEO) of an organization or institution that is established by the governments of more than one country (e.g. United Nations or NATO).

Family Member: Spouse or common-law partner, child, mother or father, spouse’s or common-law partner’s mother or father, and a child of their mother or father (sibling).

Close Associate: An individual who is closely connected to a PEP or HIO for personal or business reasons.

Full Name (if different from Investor) Relationship to Investor (if applicable) Organization or Institution Office or Position

Country Start Date (dd/mmm/yyyy) End Datte(dd/mmm/yyyy

From where did you obtain the funds you are investing?

Shareholder Communication (NI 54-101) (See Account Agreements and Disclosure Document booklet for details on shareholder rights.)

1. Disclosure of Beneficial Ownership Information

Please mark the corresponding box to show whether you DO NOT OBJECT or whether you do OBJECT to us disclosing your name, address, electronic mail address, securities holdings and preferred language of communication (English or French) to issuers of securities you hold with us and to other persons or companies in accordance with securities law.

If you indicate that you OBJECT, security holder materials that are required to be sent to you under securities law will be sent by us and a fee per delivery may be charged to your account with us.

I DO NOT OBJECT to your disclosing the information described above.

I OBJECT to you disclosing the information described above. I understand that required material will be delivered to me by a reporting issuer or other person or company that is entitled to send these materials to me at its expense.

3. Preferred Language of Communication I understand that the materials I receive will be in my preferred language of communication (as indicated on Page 1 of this application form) if available in that language.

2. Receiving Securityholder Materials

Please mark the corresponding box to show what materials you want to receive. Securityholder materials sent to beneficial owners of securities consist of the following materials: (a) proxy-related materials for annual and special meetings; (b) annual reports and financial statements that are not part of proxy-related materials;

and (c) materials sent to securityholders that are not required by corporate or securities

law to be sent.

I WANT to receive ALL securityholder materials sent to beneficial owners of securities.

I DECLINE to receive ALL securityholder materials sent to beneficial owners of securities. (Even if I decline to receive these types of materials, I understand that a reporting issuer or other person or company is entitled to send these materials to me at its expense).

I WANT to receive ONLY proxy-related materials that are sent in connection with a special meeting.

4. Electronic Delivery Please mark the corresponding box below to indicate your preferred method of delivery of security holder materials.

I DO CONSENT to receive materials by email, when available. Please send materials to the email address indicated on the first page of this application.

I DO NOT CONSENT to receive materials by email and prefer to receive documents by regular mail.



PAGE 4 OF 6

Registered Account Information

A) Successor Annuitant /Designation of Beneficiary

In some provinces or territories, a designation of beneficiary can only be made by including a specific clause in your Will.

Caution: In some provinces, your designation of beneficiary by means of a designation form will not be revoked or changed automatically by any future marriage or divorce. If you wish to change your beneficiary, you will have to do so by means of a new designation.

1) RSP Accounts Only I hereby revoke any previous designation of beneficiary made by me for this Plan and I hereby designate the person named below, if then living, as beneficiary of the proceeds payable under the Plan in the event of my death. I am solely responsible for ensuring that this designation of beneficiary is legally valid.

2) Retirement Income Fund Payments

(a) Minimum Payments For the purpose of calculating the minimum amount payable each year from the Fund, I hereby elect to use: (select one) my age; or my spouse’s or common-law partner’s age, and I certify that his or her

birthdate as set out above is correct. Note: Once minimum has been established, the age base cannot be changed.

(b) Payment Amount I request a payment of: (select one)

the minimum amount payable (Note this will be $0 in 1st year); or elected Amount of Gross $____________ or Net $ ____________ per

payment. (The amount will be subject to the minimum required by Law. For LIF, LRIF & RLIF, amount must be between the minimum and maximum).

the maximum Payment (LIF, LRIF, RLIF only)

NOTE: The maximum payment option will result in withholding tax being applied to amounts greater than the minimum payment amount. Standard withholding tax rates apply unless specified

(c) Special Withholding Tax Instructions I elect the amount of $______________ or______________% (whole numbers only) withholding tax to be deducted per payment. Note: The Withholding Tax elected will be subject to the minimum withholding tax required by Law.

(d) Where to Send Payments Please send my payments to: my Credential Direct Trading Account ____________________ my Financial Institution account via EFT as indicated on page 1 of this

application. Please enclose a Cheque.

(e) Payment Frequency Please select a date from Column A, the frequency of payment from Column B, and the date you would like the payments to begin.

Payment Date and Payment Frequency

Column A Column B On the 15th Monthly On the 30th Quarterly

Semi-Annually

Annually

Payment Start Date: ________/__________ (mmm / yyyy)

Name of Beneficiary

Beneficiary SIN Relationship to Applicant

2) RIF Accounts Only

I hereby revoke any previous designations of beneficiary made by me for this Fund and I hereby (select one or none):

elect to have my spouse or common-law partner, if then living, become the successor annuitant of the Fund upon my death, and I certify that his or her personal information as set out in Section c)(i) below is correct; or

designate the person named below, if then living, as beneficiary.

Name of Beneficiary

Beneficiary SIN Relationship to Applicant

I understand that I am solely responsible for ensuring that the above designation of beneficiary is legally valid.

B) Spousal or Common-Law Partner Contributor (For Spousal or Common-Law Partner RSP Accounts only.)

Complete this section only if the Spouse or Common-Law Partner of the Annuitant will be contributing to this Registered Plan:

Title Contributor Name

Social Insurance Number Date of Birth (dd/mmm/yyyy)

C) Information for Retirement Income Funds (RIFs) Only

1) Spouse or Common Law Partner Complete this section for Spousal or Common-Law Partner RIF; or if Spouse or Common-Law Partner is being named as Successor Annuitant in Section (a)(ii) above or if his or her age is being elected for the calculation of the minimum amount payable each year from the Fund.

Title Contributor Name

D) Internal Transfer Request/Authorization

I hereby request the transfer of securities and cash from my Registered Account.:

_________________________________________________________________

All securities & cash; or

Partial (please specify) ______________________________________________

Social Insurance Number Date of Birth (dd/mmm/yyyy)

To: Computershare Trust Company of Canada (the “Trustee”)

I hereby apply for a CREDENTIAL SECURITIES INC. SELF-DIRECTED RETIREMENT SAVINGS PLAN (the "Plan") or a CREDENTIAL SECURITIES INC. SELF-DIRECTED RETIREMENT INCOME FUND (the "Fund") in accordance with the terms and conditions of this Application and the Declarations of Trust included in the Credential Securities Inc. Account Agreements & Disclosure Documents booklet.. By signing below, I have agreed that:

1. I have read, understood and agree to the terms of the Declaration of Trust. 2. I declare that the information given in this Application is true, correct and complete. 3. I request that the Trustee apply for registration of the Plan as a registered retirement savings plan or the Fund as a registered retirement income fund under the Income Tax Act

(Canada). 4. I am solely responsible for determining my contribution limits, my investment decisions and whether an investment is permitted under the tax laws, and I am aware of the

consequences of acquiring and holding investments which are prohibited or not qualified. (Contribution limits applicable to RRSP accounts only.) 5. The Trustee may delegate certain of its duties relating to the Plan or the Fund to Credential Securities Inc. as its Agent. 6. The Trustee and the Agent have no obligation to give me investment advice in connection with the purchase, retention or sale of any investment. 7. Any benefit received under the Plan or Fund is taxable under the Income Tax Act (Canada). 8. In the event of my death, the proceeds of the Plan or the Fund will be paid to the beneficiary, if any, whom I have designated, if permitted by law. Otherwise, such proceeds will

be paid to my estate.

For RRSP and RRIF, please sign here: X Annuitant’s Signature Date (dd/mmm/yyyy)



PAGE 5 OF 6

Tax Status Self-Certification Applicant Joint Applicant 1. Are you a tax resident of Canada? If “yes”, please provide your Social Insurance Number

on page 1. No Yes No Yes

2. Are you a U.S. resident for U.S. tax purposes or a U.S. citizen? If “yes”, please provide your U.S. Tax Identification Number (TIN), and if applicable

complete a W9 to determine whether the account will be subject to U.S. withholding taxes.

No Yes TIN: __________________________ No Yes TIN: __________________________

3. Are you a tax resident of a jurisdiction other than Canada or the U.S.? If “yes”, please indicate which jurisdiction, and provide your foreign Tax Identification

Number (TIN)*.

No Yes Jurisdiction ____________________ TIN*: _________________________

No Yes Jurisdiction ____________________ TIN*: _________________________

*If you do not have a TIN, please indicate reason why not.

Jurisdiction does not issue TINs. You have applied for but not yet received it. Other:_____________________________________

Jurisdiction does not issue TINs. You have applied for but not yet received it. Other:_____________________________________

NOTE: ALL non-individual account holders, regardless of residency for tax purposes, must also provide a completed Declaration of Tax Residence for Entities (CRA Form RC521).

By signing below you certify that the information given in this Tax Status Self-Certification section is correct and complete, and you agree that you will provide a new certification within 30 days of any change in circumstances that causes the information to become incomplete or inaccurate.

Account Agreement

In this application, “I” and “my” refer to me, the applicant (or joint applicant as the case may be). “You” refers to Credential Direct

Disclosure Statement

Credential Securities Inc. is a wholly-owned subsidiary of Aviso Wealth Inc. (“Aviso”). Aviso is a wholly-owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by five Provincial Credit Union Centrals and The CUMIS Group Limited and makes its services available in association with participating financial organizations and their aliases and subsidiaries (collectively the “Financial Organization”). Credential Direct is a trade name and operates as a division of Credential Securities Inc., and is a separate business unit. Unless Credential Direct tells you otherwise regarding a specific security account balances with and securities purchased through Credential Direct are not insured by Canada Deposit Insurance Corporation or any other government deposit insurer. Credential Securities Inc. is a member of the Canadian Investor Protection Fund (CIPF). Customer’s accounts are protected by CIPF within specified limits. A brochure describing the nature and limits of coverage is available upon request. The value of many securities may fluctuate.

Account Agreements and Disclosure Documents

I acknowledge that I have read and understood the appropriate sections relating to my Cash and/or Registered Account and have read and understood the Electronic Brokerage Services Agreement in the Account Agreements and Disclosure Document booklet (www.credentialdirect.com/pdf/disclosure.pdf) and agree to the terms therein.

Electronic Funds Transfer (EFT)

I acknowledge that I have read and understood the Electronic Funds Transfer (EFT) section in the Account Agreements and Disclosure Documents booklet (www.credentialdirect.com/documents/AA&DD.pdf), and agree to the terms therein, and I authorize Credential Direct to transfer funds (upon request) between my banking account at my financial institution and my Credential Direct account.

Credit Information

I acknowledge and consent to and authorize Credential Direct to obtain credit information about you to the extent permitted by law, and to give other credit grantors and credit bureaus information about the application and any credit experience with us.

Sharing of Information

Credential Securities works in partnership with your Financial Organization to provide you with an array of wealth management products and services. As your Financial Organization and Credential Securities are separate legal entities we require your permission to share information with your Financial Organization. This information is used by your Financial Organization to ensure that they are able to provide you with the best possible service for all your financial needs. Respecting the confidential nature of your personal information is very important to us and your Financial Organization. Credential Securities and your Financial Organization safeguard your information against disclosure to unauthorized companies, and will not sell or rent your information to outside companies. I have read Section 17 - "Protection of Your Privacy" in the Account Agreements and Disclosure Document booklet. I agree that Credential Securities may share my personal information with the Financial Organization with whom I have a relationship and that referred me to Credential Securities ( my Referring Organization) for the purposes of promoting to me products and services ordered by my Referring Organization and products and services ordered by other Aviso companies which may be of interest to me or for the purposes of collecting information which will allow my Referring Organization to better manage its total relationship with me.You may revoke your consent by writing to us at the address on the bottom of this form.

I/We consent I/We do not consent

Suitability

I acknowledge that Credential Direct and its Registered Representatives will not give me investment advice or recommendations and will not be responsible for the determination of my general investment needs and objectives regarding the purchase or sale of any security. I acknowledge that Credential Direct and its Registered Representatives do not accept any responsibility to advise me on the suitability of any of my investment decisions or transactions. I acknowledge that I alone am responsible for the financial impact of my investment decisions. I understand that orders entered by me may be sent directly to the exchange or market without prior review by Credential Direct. I acknowledge my obligation to comply with the requirements regarding entry and trading of orders of the exchanges and markets where my orders are executed. However, Credential Direct reserves the right to review any of my transactions prior to their entry to the exchange or market. I acknowledge that Credential Direct has the right to reject, change or remove any order entered by me or to cancel any trade resulting from an order entered by me.

Without this consent Credential Direct will not be able to open this account.

Applicant’s Acknowledgement Joint Applicant’s Acknowledgement

FOR ALL ACCOUNT TYPES, PLEASE SIGN HERE:

BY SIGNING BELOW, I CONFIRM I HAVE CAREFULLY READ THE APPLICATION AND UNDERSTAND THE INFORMATION IN IT. I CONFIRM MY AGREEMENT TO THOSE TERMS AND CONDITIONS AS INDICATED ABOVE AND THAT CREDENTIAL DIRECT MAY SEND ME ADDITIONAL AGREEMENTS AND/OR DISCLOSURES, DEPENDING ON THE TYPE OF ACCOUNT I HAVE SELECTED. I HEREBY DECLARE THAT THE INFORMATION PROVIDED IS FULL, TRUE AND COMPLETE. CREDENTIAL DIRECT MAY RELY ON THE INFORMATION I HAVE PROVIDED UNTIL I SEND YOU WRITTEN NOTICE OF ANY CHANGES.

X X Applicant or Annuitant Signature Joint Applicant Signature (not for TFSA, RSP or RIF accounts) Date (dd/mmm/yyyy)



PAGE 6 OF 6

FOR MARGIN ACCOUNTS ONLY, PLEASE SIGN HERE: (IN ADDITION TO YOUR SIGNATURE “FOR ALL ACCOUNTS TYPES”):

IF I AM APPLYING TO HAVE A MARGIN ACCOUNT, MY SIGNATURE(S) BELOW CERTIFIES THAT I ACKNOWLEDGE RECEIPT AND HAVE READ THE CREDENTIAL DIRECT “MARGIN AGREEMENT” SECTION IN THE BOOKLET CALLED ACCOUNT AGREEMENTS AND DISCLOSURE DOCUMENTS AND AGREE TO THE TERMS THEREIN. (www.credentialdirect.com/documents/AA&DD.pdf).


FOR MARGIN AND/OR REGISTERED ACCOUNTS WITH OPTIONS ONLY, PLEASE SIGN HERE: (IN ADDITION TO YOUR SIGNATURE “FOR ALL ACCOUNTS TYPES”):

IF I AM APPLYING TO HAVE A MARGIN ACCOUNT AND/OR REGISTERED ACCOUNT WITH OPTIONS, MY SIGNATURE(S) BELOW CERTIFIES THAT I ACKNOWLEDGE RECEIPT AND HAVE READ THE CREDENTIAL DIRECT “MARGIN AGREEMENT” AND “OPITONS TRADING AGREEMENT” SECTION IN THE BOOKLET CALLED ACCOUNT AGREEMENTS AND DISCLOSURE DOCUMENTS AND AGREE TO THE TERMS THEREIN (www.credentialdirect.com/documents/AA&DD.pdf).


For Internal Use Only

X X

Branch Manager Signature Date (dd/mmm/yyyy) FA Code DROP/AROP Signature Level Permitted Date (dd/mmm/yyyy)

Comments:

Accepted on behalf of the Trustee by its Agent

X

Authorized Officer Signature Date (dd/mmm/yyyy)


PAGE 1 OF 1

Electronic Funds Transfer (EFT) Account Confirmation Letter

Use this form to link a chequing/savings account with accounts at Credential Direct1

Account Information

To Credential Direct:

1. Please accept this as confirmation that the following Chequing or Savings Account Number information belongs to the specified individual(s), or Corporation (or non-personal entity) as indicated:

Transit Number Institution Number Account Number (Refer to micro encoding on the cheque)

Note: This account number cannot be a TFSA or RRSP account5

Account Holder Name (Print Name) Joint Account Holder Name (Print Name)

Residential / Corporate Address

2. Account requirements and status (Complete information as indicated)

a) Account is enabled for Electronic Funds Transfer (EFT)1 (chequing privileges)

Yes

No

b) Account Denomination Cdn Dollars US Dollar

c) Account Type Personal Corporate Other _________________

d) Account Signature Requirements 1 Signature 2 Signatures

e) Account Standing:

The client(s) is known to the branch and is in good standing.

Yes No If “No”, please specify reason: ___________________

Branch Authorization

I confirm the information is correct and the account listed is not a TFSA or a Registered Account5.

Branch Representative Name (Print Name) Title Contact Phone

X Branch Stamp: Branch Representative Signature Date (dd/mmm/yyyy)

Branch Representative Email Address

Completing this Form

1. The account being confirmed must be enabled for EFT purposes and cannot be a credit card, line of credit account, TFSA, or RRSP.

2. Complete the information on this Account Confirmation Letter, and

3. Provide a Branch Stamp to satisfy Anti-Money Laundering Legislation and/or to establish an Electronic Funds Transfer (EFT) link.

4. Submit the completed Account Confirmation Letter form to Credential Direct by either:

Faxing a copy to: 604.742.2901 or 1.877.742.2901 or Including the form with the Credential Direct New Account Application form.

5. If transferring a TFSA, or RRSP account, please use the Credential Direct Registered Plans Transfer form.