a jobs recovery: congressman chuck fleischmann's jobs plan for america

8/22/2019 A Jobs Recovery: Congressman Chuck Fleischmann's Jobs Plan For America

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A Jobs Recovery

- Congressman Chuck Fleischmanns Jobs Plan for America -


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- Introduction -

Our Current Recovery

In 2008, the United States experienced a significant economic crisis, which locked up

credit markets, caused the stock market to plunge, and drove up unemployment. This

downturn was not without precedent: The United States has experienced many economic

recessions since World War II. Unlike previous downturns, however, our current recovery has

been especially weak. According to data compiled by the Joint Economic Committee, the

current recovery has produced roughly 4 million fewer private sector jobs than the post World

War II average recovery. In fact, nearly 5 years after the 2008 crisis, there are still 1.9 million

fewer private sector jobs today than in January 2008. Even more concerning, the labor force

participation rate has declined from 66.2% in January 2008 to 63.5% in June of 2013. So

although the unemployment rate has declined to 7.6% (as of July 2013) from its October 2009

high of 10.1%, the fact that fewer Americans are looking for work has been the primary factor

in the drop in unemployment.

We can do better

In his first term, President Reagan faced a major recession, with unemployment peaking

at 10.8% in December of 1982. Exercising bold leadership, President Reagan slashed taxes,

reduced regulations, and returned power to the states. By contrast, President Obama has

embarked on an unprecedented path of government expansion. We have seen the US auto

industry effectively nationalized, a massive government takeover of healthcare, complex new

regulations, and dozens of new taxes. The contrasts are stark, as are the results. By 1986,

unemployment was at 6.7% and falling (it would be at 5.7% by 1988), the end result of a long

trend toward growth that included a month where employers created 1.1 million new jobs.

President Reagan understood a fundamental truth: The strength of our nation doesnt come

from government regulations, taxes or social programs. Our strength comes from the spirit and

ingenuity of the American people. When Americans are free to create, to build, and to work,

we can achieve incredible things.


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A Jobs Recovery: Chuck Fleischmanns Jobs Plan for America

A recovery that works for all Americans

My jobs plan is about a real recovery that can work for all Americans. We must learn from the

lessons of the Reagan recovery and the Obama recovery. My jobs plan follows the Reagan

model: Create the conditions for the American people to succeed and the American people will

succeed. My focus is on regulatory reform, tax reform, free trade, energy exploration, and

making work easier for American families. By embracing the timeless principles of freemarkets, free trade, and low taxation, we can create new jobs for millions of Americans.

Economic growth benefits Americans in every age group, income bracket, and region of the

country. For example, while many critics of the oil industry love to attack CEO pay, they forget

that oil industry pay averaged $99,175 in 2011. These are good jobs that pay livable wages to

thousands of hardworking Americans. I encourage you to read my jobs recovery plan, and I

welcome your thoughts.

Thank You.

Chuck Fleischmann

Member of Congress (TN-03)


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- Summary -

My jobs plan has a fairly basic focus on 5 key areas; however, the overall focus is

on getting the government out of the way so that American workers, families, andentrepreneurs can thrive. After all, the American people want to live their lives,

not deal with a government regulating and taxing everything they do. The

following 5 areas are my basic focus:

1. Regulatory ReformRepeal Obamacare, Dodd-Frank, and reign in out of

control federal agencies.

2. Tax Reform Reform our tax code so that we have a flatter and simpler

tax code, and pass a capital gains moratorium.

3. Free TradeBuild on our successes in the 112th Congress by developing a

strong Trans-Pacific Partnership, Transatlantic Trade and Investment

Partnership, and reforming protectionist policies.

4. Energy Exploration Robust development of onshore and offshore oil

and natural gas reserves. Complete the Keystone XL pipeline.

5. Conservative Solutions For American Families Give families more

flexibility in their working schedule, allow more local control of

education, and make college more affordable.


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- Regulatory Reform -For the first time in my career, business growth and creating jobshas become a secondary task. You ask yourself, why grow? Whycreate jobs? Why invest capital.

- Hugh Morrow, President Ruby Falls

A January Gallup poll of small businesses identified 61% of business owners as

concerned about the cost of healthcare and 56% concerned about new

government regulations. Unfortunately, under the Obama Administration,

regulations and red tape have become an increasing burden for businesses large

and small. According to the National Federation of Independent Business (NFIB),

federal agencies have issued some 1600 rules in 2013 alone, with another 4000rules in the regulatory pipeline. Regulations affect all businesses, but small

businesses bear far higher costs in complying with regulations than large

corporations, as they lack the full-time attorneys, lobbyists, and experts that

corporations can utilize to comply with regulations. For example, the NFIB

estimates that regulations cost small businesses 4 times more than larger firms.

As small businesses have created 64% of new jobs over the past 15 years

(according to the Small Business Administration), these compliance costs are

especially troublesome.

Many of the burdensome regulations are well known. The employer mandate

within Obamacare is estimated to cost small businesses roughly 1 million jobs

(NFIB), and incentivizes firms to employ fewer than 50 people. The Dodd-Frank

financial reform is expected to seriously impact the ability of small community

banks and credit unions to extend credit. Dodd-Frank encourages one standard

for financial products, which disadvantages small banks that depend on

relationships with their clients in order to extend credit. Although Dodd-Frankwas intended to prevent banks from being too big to fail, the law actually

penalizes the small institutions that had no role in the 2008 financial crisis and

present no systemic risk to the financial system.


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While Obamacare and Dodd-Frank may have gotten the headlines, there are

hundreds of regulations that are virtually unknown but devastating to job

creation in their own right. EPA rules such as Boiler MACT will impose some $5

billion in costs to industry, while the agency has also proposed to regulate smallstreams and is constantly flirting with the idea of regulating carbon emissions. Its

not just the costs of these regulations that hurt, the uncertainty of what may

come makes it challenging for businesses to plan and to hire employees.

Its time to take a more commonsense approach to regulations, so that

businesses have the freedom and the certainty to plan, hire, and prosper. To start

with, we need to repeal the most damaging regulatory laws like Obamacare,

Dodd-Frank, and many of the worst EPA regulations. We also need to reform wellintentioned but problematic laws such as the recent issue in which two agencies

were attempting to separately regulate swap transactions. Lastly, Congress must

re-exercise its oversight role in the regulatory process. Too often we have

unaccountable federal agencies making rules over the heads of the elected

Representatives of the people. All of these steps will lead to an environment of

regulatory certainty, where job creators and employees will know what to expect

and will have a level playing field, providing opportunity to all Americans.


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- Tax Reform -

Its no secret that America has an overly complex and convoluted tax code.

According to a 2010 report by the IRS Taxpayer Advocate Office, the tax code was

roughly 3.8 million words long and had changed 4,428 times since 2001. By 2012,

the length had grown to 4 million words, and with the implementation of

Obamacare the tax code will only get more complex, more difficult to understand,

and even further riddled with loopholes. With this kind of complexity, is it any

wonder that only a tax lawyer can understand it? A tax code this difficult and

convoluted is not a recipe for successful job creation.

This complexity has a real cost for the American taxpayer. It is estimated that the

average American spends 13 hours complying with the tax code, with a total cost

for the American people of $168 billion. For small businesses who often file

under the individual tax code the problems are particularly challenging. The NFIB

estimates that four out of the top ten small business regulatory issues are tax

related, and the Small Business Administration estimates that tax compliance

costs small firms 67% more than larger firms. Additionally, the tax codedisincentivizes investing and saving, with high capital gains taxes levied on

investors.


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Our nations corporate tax code has similar structural problems. At 39.2%

(average of combined state/federal rate), the United States has the highest

corporate tax rate in the world. Like the individual tax code, the corporate tax

code is a maze of loopholes, deductions, and benefits which mainly serve specialinterests. Its complexity encourages corporations to come up with arcane

methods to reduce their tax burden. This favors large corporations at the expense

of small ones, as the larger corporations can afford armies of attorneys, lobbyists,

and accountants. The tax code also levies taxes on the repatriation of profits

earned overseas, thereby encouraging corporations to keep money abroad,

instead of bringing it back to the United States to invest and create jobs.

Its time for revenue neutral, pro-growth tax reform that simplifies our taxstructure while lowering rates and broadening the tax base. Tax reform should

lower rates overall, while removing the complications and loopholes that lead to

such disparate tax rates. Also important is removing the bias against investing,

which is why I have introduced legislation to repeal the capital gains tax for two

years. Reforming the tax code in a revenue neutral, pro-growth manner will

create a tax system that is simpler, fairer, and more transparent. We should do

the same thing with our corporate tax code as well, which would make it easier

for startups to raise capital, and lead to a level playing field for those wanting todo business in America. Just like with his jobs recovery, Reagans presidency

provides a perfect example for tax reform: In 1981, there were 16 tax brackets

with a top rate of 70%. When he left office, there were three brackets with a top

rate of 28%. It is my goal to follow Reagans strategy, so that we can have a tax

code that works for all of the American people and the businesses that employ

them.


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- Free Trade-

Free trade is a key tool for building prosperity in the United States. New marketsfor US exports create millions of manufacturing, agricultural, and service jobs that

provide employment to millions of Americans. Imports reduce prices for

consumer goods and services, as well as lower the cost of many critical inputs that

are used in domestic industries. According to the US Chamber of Commerce, in

Tennessees 3rd Congressional District alone exports directly support 10,227 jobs.

Statewide, exports directly support over 80,000 jobs, many of which are in the

high-paying manufacturing sector.

There are few better examples of how protectionist policies hurt jobs than the

current US sugar policy. Due to a system of price supports, tariffs, and import

restrictions, sugar production is more or less immune from any foreign

competition. As a result, domestic sugar prices are significantly higher than world

prices. Although proponents of our sugar program claim that the protectionist

measures are important to preserve American jobs, the facts tell a different story.

Over 600,000 food manufacturing jobs depend on sugar; with one Department of

Commerce study estimating that for every job in sugar farming saved byprotectionist measure roughly 3 jobs in food manufacturing are lost. The sugar

policy also hurts consumers. The American Enterprise Institute estimates that

Americans pay $3.5 billion more per year for sugar and sugar based products.

In the 112th Congress, we got off to a good start on trade issues. I was proud to

join my colleagues in support of Free Trade Agreements with Panama, Colombia,

and South Korea, as well as establishing Permanent Normalized Trade Relations

with Russia. It is important that we build on this foundation as the United States

negotiates the Trans-Pacific Partnership and the Transatlantic Trade and

Investment Partnership agreements, and as we work to build trade agreements

with many of our allies around the globe. President Reagan again provides a

great example of a statesman who championed free trade. His administration


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launched the Uruguay round of trade talks in 1986, which significantly lowered

trade barriers. He also helped successfully negotiate and shepherd the US-

Canada Free Trade Agreement in 1988 and vetoed protectionist measures in 1985

and 1988. During his time in office, our exports increased from $270 billion to$430 billion.


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- Exploration-Based Energy Policy

Whether its nuclear energy powering Chattanooga, jet fuel letting an airplane

take flight, or gasoline getting a family home from a football game, energy quite

literally powers the American economy. In recent years weve experienced anenergy revolution as new techniques for oil and gas drilling allow us to reach

previously inaccessible resources, while new technologies make nuclear energy

safer and more affordable. Unfortunately, the Obama Administration seems

determined to do everything possible to stifle our incredible energy resources by

preventing exploration, delaying permit applications in endless red tape, and

proposing to regulate emissions. This forces us to import oil, often from countries

that are hostile to our interests and increases the price that Americans pay for

energy. High energy prices hit poor Americans the hardest, since they spend a

disproportionate share of their income on electricity, heat, and gasoline.

Its time for a real, all-of-the-above energy policy that capitalizes on the

revolutions in energy technology to bring affordable energy to the American


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people. First, its long past time to build the Keystone XL pipeline, which will

create 20,000 construction jobs at no cost to the taxpayer. Keystone XL will allow

us to import oil from Canada, our closest ally and biggest trading partner, and will

go a long way toward making us North American energy independent.

Its also time to take advantage of the fracking revolution. In the last decade, the

process of hydraulic fracturing, or fracking, has opened vast untapped reserves of

oil and natural gas. In North Dakota, the Bakken Shale has become a major

source for oil and natural gas, with the state producing roughly 240 million barrels

of oil in 2012. At the same time, North Dakota enjoys an enviable unemployment

rate of 3.1% (April 2013). North Dakotas energy and jobs boom has occurred by

drilling on state and private land-federal land is a different story. According to theCongressional Research Service, oil and gas drilling on federal land and in offshore

areas have declined since 2007, despite an upsurge in overall production. This is

not by accident. The Obama Administration has made it increasingly difficult to

obtain permits to drill for oil and gas, and to mine for coal. Even the renewable

energy that President Obama constantly talks about faces regulatory issues-it can

easily take 4 years to get a permit for a solar facility on federal land and solar

projects have faced lawsuits from environmentalists. Additionally, the

administration has placed more and more federal land off limits to energydevelopment.

We should take a two pronged approach to this energy exploration. First, federal

land should be returned to states and localities, where control is local and

decisions will be made by folks who know the land-not by bureaucrats in

Washington. Additionally, the permitting process needs to be streamlined for

both offshore drilling and for drilling on federal lands. Not only can additional

exploration reduce the prices we pay for energy and create thousands of jobs, butdrilling on federal land provides billions of dollars of royalty payments to the

federal government. According to the US Chamber of Commerce, opening

[federal areas] up for exploration could create more than 500,000 new jobs and

$150 billion in government revenue by 2025. With an average salary of $99,175,


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oil industry jobs support millions of middle class families throughout the United

States.

Our energy policy should be all-of-the-above. While reversing the Presidents

policies toward fossil fuels should be the first priority, we should also be taking

advantage of recent developments in nuclear energy. Already, nations such as

France and China are developing new nuclear facilities at a rapid pace. Nuclear

power generates clean, cost-effective energy and modern nuclear power plants

are exceedingly safe. Here in Tennessee, we have a unique ability to develop and

manufacture nuclear technology for the entire world. East Tennessees industrial

base, top-notch universities and world-class research facilities have positioned us

well to be a leader in nuclear development. Finally, where cost effective,renewable energy such as solar and wind power can be a key part of our energy

portfolio. By developing our natural resources, new technologies, and utilizing

our manufacturing base we can create jobs, lower energy prices, and make our

nation wealthier.


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- Conservative Solutions For American

Families -

Its no secret that many American families are struggling. The cost of everything

from gas to food to a college education have increased greatly in recent years,

while many Americans have seen their incomes stagnate. Understanding and

addressing these concerns is critical, and Democrats have often spoken to the

concerns of financially struggling families in recent years. Unfortunately

Democrats tend to propose more government as the solution to everything:

Government control of student loans, government mandated wages, increasing

federal control of education, and a massive increase in federal spending on a

whole host of programs that have the intention of helping working families.

Unfortunately, many of these programs are ineffective, often increasing the cost

of education and labor, and raising our national debt while delivering very little

real benefit. I think that we need to instead make things easier for working

families by creating more flexibility in government programs, relaxing mandates,

reducing our national debt, and returning federal control back to states and

localities.

Student loans for college provide an example of where we can do better. In 2007,

Democrats cut the rate of student loans to 3.4%, and set it to double on July 1,

2012. Congress extended the 3.4% rate for one more year; however, there are

two major problems with the student loans. First, the fixed rate does not take

any market conditions into account. Additionally, the resetting of rates

periodically has led to student loans becoming part of a political battle. This year,

Congress acted to stop this by passing legislation indexing rates to the 10-year

Treasury Note plus 2.5%. Loan rates are also capped in order to keep costs downfor students. This sets permanent rates, keeps loans affordable, and provides

flexibility for borrowers while keeping loan rates away from political battles.


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Another example is overtime pay: Federal law requires mandatory time and a half

for overtime; however, some families might benefit from extra time off instead of

the extra pay. Families should have that flexibility. States should also have

flexibility: The federal government has asserted increasing control over education,with few results to show for it. Instead, we should move toward giving states and

localities more control over their standards and testing. After all, who knows

more about the needs of your children, your local school board member who you

can speak with, or a bureaucrat in Washington who has never met you? Finally,

many of the social services provided by government would work better if states

were provided more flexibility, and allowed to try innovative new approaches to

get better results at a lower cost for the taxpayer. Its time to have a little more

flexibility and a little less government when it comes to helping American families

succeed.


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- Action Already Taken -

Regulatory Reform

- Cosponsored H.R. 935, Reducing Regulatory Burdens Act. This legislation

prevents the EPA from regulating water quality in small streams, ponds,

and drainage ditches. The EPAs proposal to regulate such streams would

put a huge burden on farmers, rural communities, and small businesses.

- Cosponsored H.R. 746, Protect Small Business Jobs Act. Small businesses

have a much more challenging time complying with regulations than large

companies, as they cant afford lawyers and lobbyists to help them navigatethe complex maze of regulations. H.R. 762 is a commonsense bill that gives

small business a grace period for violations and encourages the waiver of

financial penalties.

- Cosponsored H.R. 763, a bill to repeal the annual fee on health insurance

providers enacted by Obamacare. The Health Insurance Tax (HIT) adds an

unnecessary burden on insurance providers, who in turn will be forced to

pass the cost on to consumers in the form of higher premiums.

- Cosponsored H.R. 367, Regulations From the Executive in Need of Scrutiny

(REINS) Act of 2013. Reins in unaccountable federal agencies by requiring

all major rules to get Congressional approval. Puts the rulemaking power

back where it belongs- with Congress.

- Led a letter to the EPA with 81 other Congressmen regarding enforcement

action against foundries. The EPA began enforcing air quality rules against

foundries, despite previous assurances that they would not do so. Mostfoundries are small businesses with 100 or fewer employees and this

regulation would force them to spend $80,000 on compliance.


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- Voted for H.R. 3606 (112th Congress),Jumpstart Our Business Startups

(JOBS) Act. TheJOBS Actmakes it easier for startups to raise capital from

investors. This has been signed into law.

- Cosponsored H. Con. Res. 24, a Congressional Resolution in opposition to a

carbon tax.

- Cosponsored H.R. 795, Protecting American Jobs Act. Prevents NLRB

overreach against companies such as Boeing, who was targeted for building

a factory in South Carolina.

- Voted for H.R. 1582, Energy Consumers Relief Act. Requires EPA to report

the specific costs and job impacts of any energy related rule above $1billion.

- Cosponsored H.R. 523, Protect Medical Innovation Act. Repeals the 2.3%

excise tax on medical devices. The device tax affects sales, not profits, and

is particularly harmful to the small businesses who manufacture most of

the medical devices.

- Cosponsored and voted for H.R. 45, legislation that repeals Obamacare.

With 21 new taxes, thousands of pages of regulations, and mandates tobusinesses and individuals, Obamacare is expected to destroy over 1 million

jobs. Repealing Obamacare and getting real healthcare reform is critical for

Americas small businesses.

- Voted for H.R. 1256, Swap Jurisdiction Certainty Act. Recently, the SEC

issued a rule for swap transactions while the CFTC issued contradictory

guidance. H.R. 1256, directs the agencies to have 1 set of rules so that

there is no uncertainty for these important financial transactions.

- Cosponsored H.R. 1553, Financial Institutions Examination Fairness and

Reform Act. Simplifies the examination process for banks and credit

unions. This provides important regulatory relief for small banks.


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- Cosponsored H.R. 360, Regulatory Sunset and Review Act. Requires federal

agencies to review and periodically terminate regulations.

Tax Reform

- Introduced the Growing Jobs Through Capital Act. While Democrats

constantly attempt to increase capital gains taxes, we should instead be

focused on reducing and removing barriers to investment. When

considering capital gains taxes it is important to keep two things in mind.

First, capital gains have already been taxed, either under the individual or

corporate income tax code. Second, while Democrats regularly portraycapital gains taxes as taxes only paid by wealthy plutocrats in private jets,

the reality is that more than half of all capital gains tax filers had income

under $50,000 (National Center for Policy Analysis, 2005). This is tax relief

that encourages investment and benefits all Americans.

- Cosponsored H.R. 483, Farmers Against Crippling Taxes Act. Another tax

that Democrats frequently love to tout as sticking it to the rich is the estate

tax or death tax. Unfortunately, the death tax often affects middle class

Americans, especially those who own farms or small businesses. The tax

can often lead to breaking up farms or small businesses, and affects those

who hold large, illiquid assets (such as farms) but are not necessarily cash

rich. H.R. 483, will repeal the death tax.

- Voted for H. Con. Res. 25, The Path to Prosperity. Its no secret that

America faces a serious debt problem. Our debt robs us of our future, and

will force us to either increase taxes, face high interest rates, or deal with

the economic consequences of a devalued currency. Additionally, the

interest that we pay on debts is money that could better be used to build

infrastructure, maintain our defense, or returned to taxpayers. The Path to

Prosperitybalances our budget in 10 years without tax increases, and in


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fact calls for a simplification of our tax code, something that is desperately

needed.

- Voted for H.R. 9 (112th Congress), Small Business Tax Cut Act. Provides a

20% cut to small businesses. Since small businesses create most new jobs,

it doesnt make sense that we want to subject them to some of the highest

tax rates in the nation. The 20% less that a small business would pay in

taxes under H.R. 9 is money that a business can use to buy a new piece of

equipment or hire more workers.

Free Trade

- Voted for H.R. 3078, H.R. 3079, and H.R. 3080 (112th Congress). These bills

established Free Trade Agreements with Colombia, Panama, and South

Korea respectively. All three nations are close US allies, and these

agreements provide new markets for American goods and services.

- Signed a letter to President Obama urging his support for Permanent

Normalized Trade Relations (PNTR) with Russia. PNTR is vital for US

companies to get Russian market access.

- Voted for H.R. 6156 (112th Congress), Russia and Moldova Jackson-Vanik

Repeal and Sergei Magnitsky Rule of Law Accountability Act. Establishes

Permanent Normalized Trade Relations with Russia while ensuring

accountability for human rights and corruption.

- Cosponsored H.R. 693, Sugar Reform Act. Spoke on the floor and voted for

H. Amdt. 227 to H.R. 1947, which would repeal the current sugar program

to 2008 levels. The sugar program is one of the worst protectionist

measures in our current agriculture policy and is a perfect example of how

anti-trade policies harm consumers.


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Exploration-Based Energy Policy

- Cosponsored and voted for H.R. 3, Northern Route Approval Act. This

legislation authorizes immediate construction of the Keystone XL pipeline,which will create 20,000 jobs at no cost to the taxpayer and allow the US to

import oil from our close ally Canada. Not only does Keystone XL create

jobs, but it is a key step towards North American energy independence.

- Voted for H.R. 1613, Outer Continental Shelf Transboundary Hydrocarbon

Agreements Authorization Act. This bill permits offshore energy

exploration in international waters, pursuant to our agreement with

Mexico.

- Voted for H.R. 2231, Offshore Energy and Jobs Act. The Offshore Energy

and Jobs Actauthorizes energy development on the outer continental shelf.

- Cosponsored H.R. 2511, Federal Land Freedom Act. Allows states to control

domestic energy production on federal land. Its time to let the locals

determine how they want to develop their resources, not some bureaucrat

in Washington.

- Will support H.R. 761, National Strategic and Critical Minerals Production

Actwhen it comes to the floor. Rare earth elements are vital for many of

our high tech applications, from smart phones to batteries. Under the

Obama Administration, weve been importing most of these minerals from

China despite our abundant natural resources. H.R. 761 facilitates the

opening up of federal lands for strategic minerals development.

- Voted for H.R. 2218, Coal Residuals Reuse and Management Act. Prevents

the EPA from classifying coal ash as a hazardous waste. This will allow coal

ash to be recycled into a variety of applications, which the EPAs

designation would have forbidden.


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- Voted for H.R. 3409 (112th Congress) Stop the War on Coal Act. Coal is one

of our most abundant natural resources, provides jobs to millions, and

meets much of Americas energy needs. Unfortunately, the Obama

Administration is determined to limit coal by whatever means necessary.The Stop the War on Coal Actlimits the administrations ability to restrict

mining, prevents a carbon tax, and contains many regulatory reforms to

streamline coal mining and coal use.

Conservative Solutions For American Families

- Cosponsored and voted for H.R. 1406, Working Families Flexibility Act.

Under current law, employers are required to pay time and a half for

employees working overtime. Employees have to accept this, and cannot

make any type of separate overtime agreement with their employer.

Under this bill, employers will be able to offer time and a half off instead of

the extra pay. Employees can accept either arrangement, it is completely

up to them.

- Voted for H.R. 803, Supporting Knowledge and Investing in Lifelong Skills

(SKILLS) Act. Currently, unemployed Americans are poorly served by a

confusing mess of overlapping job training programs administered by many

different agencies. The SKILLS Actconsolidates these programs into a single

fund that provides flexibility at the state and local level so that workers can

be retrained with the most relevant skills possible to find one of the 3.6

million jobs that are currently vacant.

- Voted for H.R. 1911, Smarter Solutions for Students Act. Uses market based

solutions to set student loan interest rates at the Treasury Note plus 2.5%

amount. Includes a cap to protect students from high interest rates while

allowing students to take advantage of lower rates every year. Most

importantly, this bill protects student loans from being subject to political

gamesmanship.


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- Cosponsored H.R. 762, Health Care Choice Act. Gives consumers the ability

to purchase health insurance with a range of options across state lines. The

Health Care Choice Actwill replace Washington mandates with interstate

competition, allowing insurance companies to be more competitive acrossstate lines and offer better options for lower prices.

a jobs recovery: congressman chuck fleischmann's jobs plan for america

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