a new paradigm for check truncation

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A New Paradigm for Check Truncation 55 cpm

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A New Paradigm for Check Truncation. 55 cpm. Contents. Please select a link to learn more about the features and benefits of the CR-55. Product Overview Compact Countertop Design Fast, Double-sided Scanning Ultra-reliable Feeding Superior Image Quality Precise MICR Reading - PowerPoint PPT Presentation

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Page 1: A New Paradigm for Check Truncation

A New Paradigm for Check

Truncation

55 cpm

Page 2: A New Paradigm for Check Truncation

Product Overview

Compact Countertop Design

Fast, Double-sided Scanning

Ultra-reliable Feeding

Superior Image Quality

Precise MICR Reading

User-friendly Features

Bundled Software

Easy Maintenance

Contents

Please select a link to learn more about the features and benefits of the CR-55.

Click on one of the links above to jump to that section.

Page 3: A New Paradigm for Check Truncation

CONTENTS

Fast, efficient transaction processingSpace-saving unit ideal for teller-counter environmentsScans up to 55 checks per minute in black & white or grayscale, up to 23.8 cpm in color (US Checks/200dpi)50-item automatic document feeder for efficient batch processing

High-quality, ultra-reliable check captureUp to 300dpi resolution, plus 24-bit color scanningMICR read reliability of over 99.9% (E13B characters)Simultaneous optical character recognition (OCR) Infrared double feed detection for protection against piggyback checksAdvanced paper handling mechanism for jam-free feeding

Flexible and easy to useBuilt-in imprinter for pre-scan endorsementsHi-speed USB 2.0 for fast plug-and-play connectivityEasy maintenance—users can perform maintenance tasks themselves

Product Overview

Page 4: A New Paradigm for Check Truncation

CONTENTS

Power to digitize and truncate (remove from circulation) original paper checks

Process check information electronically

Deliver substitute checks to banks that wish to continue receiving paper checks

Faster, more efficient check processing system

Benefits of check truncation include:Reduced handling, processing, and transport costsExpedited check clearing and fraud detectionNew value-added services to customers (online check viewing, remote

deposit, etc.)

What is Check 21?

Page 5: A New Paradigm for Check Truncation

CONTENTS

Check 21 created a new negotiable instrument – IRD or substitute checkFinancial institutions are not mandated to process checks electronically A substitute check is a legal copy that can be used the same way as the original check

Includes the legend, “This is a legal copy of your check. You can use it the same way you would use the original check.”

MICR codeline re-printed in magnetic ink

Front side Back side

Reduced images of both sides of the original check.

Substitute check sample (size of a standard business check)

Substitute check images on this page are simulated.

The Substitute Check

Page 6: A New Paradigm for Check Truncation

CONTENTS

Features to consider when evaluating check imaging systems Canon CR-55 provides the solution

Image quality:

Because original checks are removed from circulation, it is crucial that scanned check images are as detailed and accurate as possible.

CR-55 delivers top resolution of 300dpi (vs. 200dpi of competitors) and includes 24-bit Color. Adv. Text Enhancement and Adaptive Threshold ensure high legibility.

Reliability: Paper handling reliability and high-accuracy MICR recognition are important to ensure that checks are properly scanned the first time, every time.

CR-55's feeding system with Infrared Double Feed Detection assure continuous, jam-free scanning. Magnetic head for MICR recognition has a rated accuracy of over 99.9%.

Speed: Not only is check imaging speed important, a system should have a reliable automatic document feeder.

CR-55 is fast at 55cpm, and 50-item ADF allows for efficient scanning of batches.

Compact Size:

Important for check capture at the teller level, where space is often limited.

CR-55 packs its high-performance features in a space-saving footprint.

Easy Integration:

Must easily integrate into existing systems and used with a range of software applications.

The plug-and-play CR-55 comes with industry-standard Ranger™ driver, as well as its own standalone scanning application.

Canon’s Answer to Check 21

Page 7: A New Paradigm for Check Truncation

CONTENTS

CanonCR-55

CTSLS100

Digital CheckTS210E/TS220E

Panini/UnisysMyVision30

Seac BancheSB1500/1600

Speed (B&W or grayscale, 200dpi)

55cpm 19.7"/ sec 19.7"/Sec 40cpm 30cpm 22"/ sec

Top resolution 300dpi 200dpi 200dpi 200dpi 200dpi

Double-sided scanning Yes Yes Yes Yes Yes on SB1600

Automatic feedingYes

(50-item ADF)No (ADF option sold

separately)No/Yes (25-40-item

ADF)Yes (100-item ADF) No

MICR reading Yes Yes Yes Yes Yes

Color scanning Yes Yes Yes No No/Yes

Built-in imprinter (endorser)

Yes No (sold separately) Yes/Yes Yes No (sold separately)

Competitive Comparison

Page 8: A New Paradigm for Check Truncation

Designed for use in front-counter environments, it’s a perfect fit for use at teller counters and cashier windows of: ■ Financial institutions ■ Public utilities and post offices ■ Doctors offices and drugstores ■ Retail stores and supermarkets

5.5 in. (140 mm)

7.4 in.(188 mm)

8.8 in (223 mm)

CONTENTS

Compact Countertop Design

Page 9: A New Paradigm for Check Truncation

Capture MICR data and check image simultaneously at speeds up to 55 cpm / 110 ipm

CONTENTS

Personal checks, 200 dpi

55 cpm

23.8 cpm

Fast, Double-sided Scanning

Page 10: A New Paradigm for Check Truncation

Continuous, jam-free feeding of checks—even batches containing mixed sizes

CONTENTS

LED

Direction of document

Photo Transistor

Ultra-reliable Feeding

Page 11: A New Paradigm for Check Truncation

Up to 300 dpi resolution, plus color capabilities Fine print and small details can be scanned with exceptional clarity. Valuable check information can be reproduced with utmost precision.

Binary, 200 dpi (magnified image)Other scanners are capable of top resolutions up to 200 dpi.

Binary, 300 dpi (magnified image) The CR-55 offers higher image quality with up to 300 dpi resolution.

CONTENTS

Image of original check

Superior Image Quality

Page 12: A New Paradigm for Check Truncation

Built-in magnetic head for MICR recognition

CONTENTS

MICR codeline dataMagnetic head (inside maintenance cover)

Precise MICR Reading

Page 13: A New Paradigm for Check Truncation

CMC7

E13B

Supported fonts for MICR recognition

CONTENTS

Supported fonts for optical character recognition (OCR)

OCR-A

OCR-B

MICR and OCR Recognition

Page 14: A New Paradigm for Check Truncation

User Friendly Features

Adaptive Threshold Advanced Text Enhancement Automatic Page Size Detection Deskew Border Removal Adjustable Gamma Settings Built-in Imprinter

Please select a link to learn more about the user friendly features of the CR-55.

Page 15: A New Paradigm for Check Truncation

Automatic threshold adjustment for clear, highly legible images from checks with illustrated or colored backgrounds

CONTENTS

Binary output

Grayscale input

Threshold

Num

ber o

f pixe

ls0 255

Adaptive Threshold

Page 16: A New Paradigm for Check Truncation

CONTENTS

Produce clear, highly legible images from documents with text written on noisy backgrounds or light-colored writing

ABlack Brightness level White

Slice levelFrequency of appearance

Advanced Text Enhancement

Page 17: A New Paradigm for Check Truncation

CONTENTS

Personal check

Business check

Bill

Personal check

Business check

Bill

Auto Page Size Detection

Saves time and trouble of sorting batches by

check size/type

Page 18: A New Paradigm for Check Truncation

Scanned with margin Image rotated Image cropped

CONTENTS

Deskew

Automatically straightens out the final image of slightly skewed scanned checks

Page 19: A New Paradigm for Check Truncation

Black border added Border changed to white

CONTENTS

Border Removal

Replaces black borders surrounding scanned images with white space

Page 20: A New Paradigm for Check Truncation

CONTENTS

Adjustable Gamma Settings

Easily adjust overall brightness of check images

Page 21: A New Paradigm for Check Truncation

CONTENTS

Print pre-scan endorsements including characters, date, incremental numbers, time, or arrow symbols

Imprinter Settings dialogSample of imprinted data on the back of a check

Built-in Imprinter

Page 22: A New Paradigm for Check Truncation

CONTENTSCONTENTS

Industry-standard Ranger™ driver for easy system integrationImage Quality Assurance (IQA) moduleScanning Utility for CR-55

CR-55 Ranger driver dialog

Bundled Software

Page 23: A New Paradigm for Check Truncation

CONTENTS

Easily clear paper jams or perform maintenance tasks such as cleaning the scanning glass and feed rollers

Easy Maintenance