A RESEARCH REPORT PRESENTATION ON

“PORTFOLIO MANAGEMENT OF KOTAK LIFE INSURENCE”

AMIT KUMAR PANDEYContact:+91-9560337610

Email: amitpandey900@gmail.com

UNITED INSTITUTE OF MANAGEMENT, GREATER NOIDA

By:

INTRODUCTION Portfolio management is all about strengths,

weaknesses, opportunities and threats in the choice of debt vs. equity, domestic vs. international, growth vs. safety, and many other tradeoffs encountered in the attempt to maximize return at a given appetite for risk.

Portfolio Management is the management of selected groupings of investments using integrated strategic planning, integrated architectures, and measures of performance, risk management techniques, transition plans, and portfolio investment strategies. In an ideal world the portfolio should be inclusive of all investments:  people, processes and technology.

INTRODUCTION Creation of a portfolio helps to reduce risk,

without sacrificing returns.

Portfolio management deals with the analysis of individual securities as well as with the theory and practice of optimally combining securities into portfolios.

An investor who understands the fundamental principles and analytical aspects of portfolio management has a better chance of success.

OBJECTIVES & SCOPE OF STUDY The study was conducted to understand each and every aspect of portfolio and

to analyze the equity performance. The main objective of the present study is to accomplish the following objective.

  Risk minimization. Safeguarding capital. Capital Appreciation. To analyze the profitability Choosing optimal mix of securities. Keeping track on performance. To analyze the risk-return trade-off of the various

investment plan. Understanding the theories and concepts related to

portfolio management.

RESEARCH METHODOLOGY Research methodology may be treated as the heart of the project without a

proper and well organized research plan it is impossible to complete the project and draw conclusions and get results.

RESEARCH OBJECTIVE: To compare performance of different mutual funds in last one year.

To compare the return of a portfolio using different investment ways.

To develop a new investment way in mutual funds.

To compare the different portfolios being maintained by selected mutual funds.

To understand the concept and importance of Portfolio Management in today‘s scenario.

RESEARCH METHODOLOGYRESEARCH DESIGN:

A research design is the arrangement of conditions for collection and analysis of data in a manner that aims to combine relevance to the research purpose with economy in procedure. The research design used in my study is basically exploratory in nature.

METHOD OF DATA COLLECTION: The study made in use secondary sources. SECONDARY DATA COLLECTION: Secondary data have been collected from various

Books and websites.

ANALYSIS & INTERPRETATION

1.Kotak Aggressive Funds

ANALYSIS & INTERPRETATION

2.Kotak Dynamic Growth Fund

ANALYSIS & INTERPRETATION

3.Kotak Guaranteed Growth Fund

ANALYSIS & INTERPRETATION

4. Kotak Dynamic Balanced Fund

FINDINGS & CONCLUSION

Portfolios are basically equity based portfolios which show a negative utility for most of the fund baskets.

The Dynamic Floor fund (DFF) freezes the NAV or the value of the Equity at 90% of the Highest Value it has reached in a particular period for the customer.

Kotak Dynamic Floor Fund has given a return of 11.32% in the past year, despite dismal returns in other portfolio plans.

Growth fund option gives investors good returns as well as capital appreciation.

The one year equity related funds is higher than other funds.

It proves the principal of high risk, high return.

RECOMMENDATIONS & SUGGESTIONS

Portfolio management is a difficult task. So fund managers must choose optimal number of securities which meets the objectives of fund.

Diversification of portfolio is must as it will reduce the unsystematic risk and give the return an edge.

To invest in equity, fund manager can go for equity analysis first like fundamental or technical analyses.

To get good returns investor must invest considering the time horizon of at least two to three years. This will help him in getting good returns.

BIBLIOGRAPHYWebsites :

http://www.kotaklife.com http:// www.kotaksecurities.com http:// www.moneycontrol.com http:// www.wikipedia.com http:// www.iciciprudential.com http:// www.birlasunlife.com http:// www.bajajallianz.com http:// www.dspmlmutualfund.com http:// www.kotakmutual.com http:// www.licmutual.com http:// www.valueresearchindia.com http:// www.mutualfundindia.com

Books :

Verma, Dr J.C., ―Mutual Funds & Investment Portfolio‖, Bharat Publications, 2nd Edition.

Pandian, Punithavathy, ―Security Analysis and Portfolio Management‖, Vikas Publications, 2nd Reprint.

Kothari, C.R., ―Research Methodology‖, New Age International Publishers, 2005.

Thank You!