abi trust ar 2012 (revised 14)abi.co.ug/wp-content/uploads/2014/07/abi-annual-report-2012.pdf ·...
TRANSCRIPT
a b i
t r u s t
A n n uA l r e p o r tA G r I b u s I n e s s I n I t I A t I V e t r u s t
20
12
aBi Trust AR 2012 (Revised 14).indd 1 21/06/13 09.59
0 15 30 60
Kilometres
N
Agribusiness Initiative trust
ueDCl tower 4th Floorplot 37 nakasero roadp.o. box 29851Kampala (u)
tel: +256 312 351600e-mail: [email protected]: www.abitrust.com
abi trust © 2013
Map of uganda
Map of uganda showing coverage of abi trust supported Interventions by District and sub-component
FsD sub-component
G4G sub-component
VCD sub-component
aBi Trust AR 2012 (Revised 14).indd 2 21/06/13 09.59
A n n uA l r e p o r tA G r I b u s I n e s s I n I t I A t I V e t r u s t
2012
aBi Trust AR 2012 (Revised 14).indd 3 21/06/13 09.59
4 aBi Trust Annual Report 2012
Acronyms and Abbreviations
Members of the board of trustees
Foreword from the Chairperson, board of trustees
Word from the Chief executive officer
executive summary
background
About abi trustDevelopment in the Agricultural sector
performance of abi trust supported Value Chains
progress to-Date
Value Chain Development • VCDFinancial services Development • FSDGender for Growth • G4Gprogress in Investments unitMonitoring and evaluationInstitutional DevelopmentFinancial performance versus budget summary Funding status
lessons learned
Highlights for 2013
Appendices
Contents
6
8
9
10
12
15
1617
19
27
2836394549505152
55
59
63
aBi Trust AR 2012 (Revised 14).indd 4 21/06/13 09.59
5aBi Trust Annual Report 2012
Figure 1 • Trend in Grants awarded under each sub-component since 2010Figure 2 • Annual Inflation Dec 2011 – Dec 2012Figure 3 • Comparison of Trends of Wholesale Maize Prices in Owino market – Kampala, 2010-2012Figure 4 • Comparison of Trends of Wholesale Bean Prices in Owino market – Kampala, 2011-2012Figure 5 • Coffee Exports Trends January – December 2012 (60Kg Bags)Figure 6 • Comparison of December 2012 and Targeted Investment Mix Figure 7 • Comparison of Current and Targeted Investment Mix
Table 1 • Highlights of Key Indicators under Coffee Value ChainTable 2 • Highlights of Key Indicators under Oilseeds Value ChainTable 3 • Highlights of Key Indicators under Pulses Value ChainTable 4 • Highlights of Key Indicators under Maize Value ChainTable 5 • Selected VCD Output Performance IndicatorsTable 6 • Highlights of Key Indicators on Farm InputsTable 7 • New Farm InputsTable 8 • Avarage Income of Adopting Farmer BeneficiaryTable 9 • Major OVIs and Targets, and Progress for FSDTable 10 • G4G Major OVIs, Targets and Achievements in 2012Table 11 • Investments Comparison December 2012 to December 2011Table 12 • CGF Investments and Yield as at 31st December 2012Table 13 • FIs Lending Showing the Breakdown of Disbursements by Volume, Gender and Location as at 31st December 2012Table 14 • Progress on Guarantee Scheme as at 31st December 2012Table 15 • Volume and Value of New Loans Disbursed over the Period 1st January - December 2012Table 16 • Progress on Guarantee Scheme as at 31st December 2012Table 17 • Volume and Value of New Loans Disbursed over the Period 1st March - December 2012Table 18 • aBi Trust Disbursement and Budgets (DKK)Table 19 • Grants Received versus Expenditure from Inception to 31st December 2012
list of Figures
list of tables
171718
18214646
202324252829293637394546
47474849495354
aBi Trust AR 2012 (Revised 14).indd 5 21/06/13 09.59
abi Agribusiness Initiative trustACe Area Cooperative enterprisesAlGC Agribusiness loan Guarantee CompanyAsp Agricultural support programmeAsps Agricultural sector programme supportbDs business Development servicesbot board of trusteesbou bank of ugandaCAC Codex Alimentarius CommissionCeDo Community enterprise Development organisation CICs Competitiveness and Investment Climate strategyCGF Construction Guarantee FundCoMesA Common Markets for eastern and southern AfricaCOREC Coffee Research CentreDAnIDA Danish Development AgencyDCeD Donor Committee on enterprise DevelopmentDFA District Farmers AssociationDFCu Development Finance Corporation of uganda bankDfID Department for International DevelopmentDKK Danish KronereAC east African CommunityeAGC eastern Africa Grain CouncileprC economic policy research CentreepA tApss economic partnership Agreement
related trade and private sector support eu european union€ euroFaaFb Farming as a Family businessF FemaleFI Financial InstitutionFIDA Federation of uganda Women lawyersFo Farmer organisationFsD Financial services DevelopmentFsM Financial services ManagerGAp Good Agricultural practiceGADC Gulu Agricultural Development CompanyGDp Gross Domestic productGIs Geographic Information systemGMM Grants Management ModuleGou Government of ugandaG4G Gender for Growth GIZ Deutsche Gesellschaft für Internationale ZusammenarbeitHACCP Hazard Analysis and Critical Control pointsHH HouseholdIeC Information, educational and CommunicationIp Implementing partnerISO International Organization for StandardizationKfW Kreditanstalt für Wiederaufbau (German
Acronyms and Abbreviations
aBi Trust AR 2012 (Revised 14).indd 6 21/06/13 09.59
Development bank)KYAPS Kyamuhunga People’s Cooperative savings and Credit society limitedlop life of programmelttA long term technical AssistanceM MaleMAAIF Ministry of Agriculture Animal Industry and FisheriesMD Managing DirectorMDI Microfinance Deposit taking InstitutionsMFI Micro-Finance InstitutionM&e Monitoring and evaluationMIs Management Information systemMoFpeD Ministry of Finance, planning and economic DevelopmentMou Memorandum of understandingMSME Micro, Small and Medium sized enterprisesnAADs national Agricultural Advisory servicesnAro national Agricultural research organisationnasArrI national semi Arid resources research InstitutenGo non-Governmental organisationnoGAMu national organic Agricultural Movement of ugandaNUCAFE National Union of Coffee Agribusinesses and Farm enterprisesotA ochratoxin A
OVI Objectively Verifiable IndicatorspsFu private sector Foundation ugandarne royal netherlands embassyQMs Quality Management systemsrDe royal Danish embassysIDA swedish International Development Cooperation AgencySME Small and Medium sized Enterprisessps sanitary and phytosanitary measuressttA short term technical AssistancetA technical AssistanceuCA uganda Cooperative AllianceUCDA Uganda Coffee Development AuthorityuGAFoDe uganda Agency for Development limiteduIA uganda Investment AuthorityUNADA Uganda National Agro-input Dealers’ Associationun/eCe united nations economic Commission for europeunbs uganda national bureau of standardsuospA uganda oilseeds producers AssociationusAID united states Agency for International DevelopmentusD us Dollarsush uganda shillingVC Value ChainVslA Village savings and loan AssociationWFp World Food programme
aBi Trust AR 2012 (Revised 14).indd 7 21/06/13 09.59
8 abi trust Annual report 2012
Members of the board of trustees
Gerald ssendula Member
Moses opio ogalMember
Ida WanendeyaMember
Warwick thomsonMember
Charles ociciMember
eva MukasaMember
Allison Dillion Kibirigeboard secretary
aBi Trust AR 2012 (Revised 14).indd 8 21/06/13 09.59
9abi trust Annual report 2012
Working with private sector partners, abi trust has proved that focusing on removing bottlenecks along the value chain can bring dividends if one identifi es the right partners to work with, engage them to zero-in on the challenges/priorities that need to be addressed, and use these as a basis for carefully selecting appropriate strategies to drive the interventions. Farmers that have adopted good farming practices have seen their yields increase and the price for their produce has gone up partly due to their enhanced ability to access markets but also partly due to the fact that their produce is of better quality.
In the past three years, abi trust has learned the art of partnering with Financial Institutions (FIs) to enhance lending to agriculture by developing agribusiness products together and extending lines of Credit and loan guarantees. secondly, through the Financial services Development component, abi trust has struck a code with the Tier 4 fi nancial service providers that serve the lower end customers like farmers. this has been done through improvements in infrastructure of rural branches hence increased levels of savings mobilisation making farmers more able to access credit, buy inputs, tools for agribusinesses and meet basic needs for the household.
aBi Trust identifi ed the need to work with the family as the basic farming unit and through the Gender for Growth
component, ways and means to improve the social - economic family relations have been galvanised for increased gains in selected agribusiness interventions. to that end, there has been a strong focus on increasing the ability of youth and women to play a pivotal role in changing the face of agriculture from subsistence to business as a means of wealth creation.
the abi trust has taken steps to put in place a robust monitoring and evaluation framework to assist in measuring impact of the interventions made in the value chains but also to show the incremental gains made because of these interventions.
the abi trust has adopted best corporate governance practices and will continuously refi ne its governance and management practices to achieve the set targets in its business plan. We are grateful to the Government of uganda, the Danish Government through the royal Danish embassy whose vision and foresight made this a reality and through whose eff orts we got the Swedish embassy, belgian embassy, American (usAID), european union(eu), netherlands embassy, uK aid and the German Embassy on board. In addition, we appreciate the eff orts of the Implementing Partners (IPs) benefi ciaries and staff .
This report gives a bird’s eye view of the achievements gained in the last three years, the lessons learned and our focus on the future. We believe that it will make good reading as a useful insight into the benefi ts of this noble initiative and as an endorsement of the trustees commitment to account for the resources that have been generously put at their disposal, to hold in trust for the people of uganda.
Foreword from the Chairperson, board of trustees The Agribusiness Initiative Trust (aBi Trust) has been in existence since 2010 and has
made strides in changing the face of agriculture in Uganda through innovative ways
of intervening in the value chains of Coff ee, Maize, Pulses, Oilseeds, Horticulture and
Dairy supported by targeted interventions in the fi nancial services sector, Standards
and Quality Management and Gender for Growth initiatives.
lydia ochieng-obbo Chairperson
lydia ochieng-obbo
Chairperson
Gerald ssendula Member
aBi Trust AR 2012 (Revised 14).indd 9 21/06/13 09.59
10 abi trust Annual report 2012
Word from the Chief executive offi cer
the combination of business Development services and the availability of adequate fi nancial instruments have given abi trust a competitive edge compared to the more traditional approaches where fi nance is separated from the delivery of subsidised support for agribusiness development.
The aBi Trust has managed to integrate BDS with fi nance to the benefi t of the rural communities and private sector actors in agribusiness. We also appreciate that further strengthening of this linkage will be needed in the future, and that the challenge is to fully engage the fi nancial sector in the development of the agribusiness sector.
the deepening of the regional markets for good quality commodities creates opportunities for a strong focus on the national and regional markets especially for value addition.
the attractiveness of the agribusiness sector has increased the demand in terms of both production and value addition leading to increase in commodity prices. This trend has already manifested itself in the coff ee sub-sector, but also the oilseeds and dairy sub-sectors that are beginning to attract attention for investors and other stakeholders. It is up to abi trust to act as a conduit in exploiting this potential.
It has become clear that direct support to tier 1 Financial Institutions and Micro Deposit-taking Institutions (MDIs) do not alone suffi ciently enhance improved access to fi nancial services for our target clients who are involved at the production level. therefore, we have expanded our focus to the lower tiers in the fi nancial sector to reach out to the farmer communities who bank mostly with FIs outside the regulated institutions. However, it should be recognized that the actors in the higher end of the value chains mostly bank with the regulated institutions, and as such, it remains important to walk on two legs in the provision of fi nancial services.
the loan guarantees continue to attract attention, and it is believed that provision of both portfolio and individual guarantees to FIs would continue to provide good vehicles for securitisation of primarily short-term loans. abi trust will continue and expand these programmes, although the direct risk exposure has to be managed carefully.
It is my pleasure to present the AgriBusiness Initiative Trust’s annual report for 2012.
The Annual Report shows signifi cant progress both in terms of delivering Business
Development Services (BDS) and Development Finance to the agribusiness sector. In
2012, the institutional structure of aBi Trust and Agribusiness Loan Guarantee Company
(ALGC) has shown to be an effi cient and much desired mechanism for development
partners and other investors to implement interventions in relation to agribusiness
development. The deviation from the project approach and the fact that aBi exists in
perpetuity has allowed for more fl exible implementation approaches and long-term
building of private sector frameworks for business development.
Svend Kaare JensenChief executive offi cer
aBi Trust AR 2012 (Revised 14).indd 10 21/06/13 09.59
11abi trust Annual report 2012
Svend Kaare Jensen
Chief executive offi cer
even though our main target on the Guarantee scheme is to improve lender attitude towards lending to agribusiness, we do appreciate that there is a need to provide empirical evidence that livelihoods can be improved through accessing fi nance collateralised by the ALGC.
lines of Credit to FIs for on-lending to agribusiness have shown to be an effi cient vehicle for increasing rural fi nance and deepening of fi nancial access for agribusiness, as many banks are expanding into the rural areas. In its fi rst two years of operation, abi trust has experienced a rapid growth of its loC portfolio, and based on the development in 2012 it is believed that there will be an even stronger need in the future.
the Annual report provides a comprehensive overview of the work undertaken in 2012 in collaboration with our implementing partners to promote private sector
agribusiness development to enhance wealth creation in the rural communities in uganda. the Annual report shows that aBi Trust has signifi cantly increased the number of implementing partners and that the programme support has grown substantially compared to the previous years. The Trust’s investments again showed good results, with a comprehensive income before tax of ush 8,271,854,533 (DKK 18,381,899) which assures the fi nancial sustainability of the institution. the institutional sustainability has also been reinforced, by introducing risk management procedures, strong corporate governance and all administrative functions are now in place.
the institutional structure and performance has placed abi trust as a preferred partner for Development partners and sponsors who want to participate in building ugandan agribusiness sector to a more competitive and productive sector.
sincerely
aBi Trust AR 2012 (Revised 14).indd 11 21/06/13 09.59
12 abi trust Annual report 2012
executive summaryIn its third year of operation, abi trust operations continued to grow steadily both in range and depth. the aBi Trust operated in an environment with fluctuated growth, domestic and external conditions which include tight monetary policies, high fuel prices and lower export values for some commodities. In spite of these, the agriculture sector expanded by 3.1% with the cash crops subsector growing at 16.2%.
Budget
the total utilisation of the budget was ush 36bn or DKK 80m against a budget of ush 49bn or DKK 111m representing 73% of financial performance of the aBi Trust’s operations and programme for the period 1st January to 31st December 2012.
Assets
total assets grew by 46%, achieved on the back of attracting new sponsors like Cross roads with a capital injection of USh 7.3bn for the Construction Guarantee Fund (CGF). this amount was invested to yield 19.5% over the year, which contributed to an impressive 134% growth in retained earnings.
Programming
In relation to the Value Chain strategy, abi trust registered good progress under Value Chain Development (VCD), Financial services Development (FsD) and Gender for Growth (G4G).
Value Chain Development
VCD achieved its objective of improved performance of value chain actors in specific value chains as follows; abi trust awarded grants to 65 Farmer organisations, sMes and seed companies under the matching grant arrangement to support key value chains. the arrangement directly benefited about 168,970 farmers. the performance of the value chain actors is depicted through the following indicators;
1. Average adoption rate of Good Agricultural Practices (GAp) of 24.9% for the supported value chains was registered with highest adoption rates among soybean armers at 79%, maize farmers at 75%, coffee farmers at 45%, sunflower 42% and others below the mark of 40%.
2. Average yield improved for farmers engaged in key value chains i.e. 250kg per acre (FAQ) to 504 kg per acre (FAQ) in coffee; 800 kg per acre to 1,300 kg per acre in maize; and 300 kg per acre to 500 kg per acre in soybean, beans, sunflower, sesame and groundnuts value chains with exception of horticulture, which has been slow in progress.
3. Average gross incomes per farmer for adopting farmers was USh 2m among coffee farmers and USh 1m among farmers in soybean, bean, sunflower, sesame and groundnuts value chains for two seasons. The gross income was affected by the prevailing market prices and the quality of the produce.
the overall performance of the value chain actors continue to improve amidst factors influencing economic growth and development.
the dairy value chain was approved for support by the royal netherlands embassy under the delegated corporation arrangement. this will be added to the existing value chains of; coffee, oilseeds, pulses, maize and horticulture. The implementation commences in 2013 and targets 18,000 dairy farmers in south Western uganda.
SPS &QMS
the sps & QMs within the VCD component supported interventions aimed at improving quality and standards of agricultural commodities produced by Fos and sMes. the sps/QMs section of the value chain supported 16 sMes/Fos to implement codes of practice, product specification, processing standards, technical regulations and management system standards. In addition, the operationalisation of the national enquiry point on sps is ongoing and this will manage the information flow between private sector exporters and importing countries.
aBi Trust AR 2012 (Revised 14).indd 12 21/06/13 09.59
13abi trust Annual report 2012
Implementing partners engaged in Green Growth initiatives through promoting yield enhancing inputs so there can be intensification versus extensification of farming practices; multiplication of shade trees in coffee nurseries for distribution with coffee seedlings; use of solar drying techniques for fruits, grains, and coffee; air aspirating equipment for a grain processing facility, eco-washing stations for coffee with waste water treatment; water harvesting basins for coffee and banana fields; intercropping and use of conservation tillage practices among others.
Financial Services Development
FSD made progress towards achieving its objective of increased availability of and use of financial services through wider and deeper delivery mechanisms as follows:
Access to financial services were boosted by supporting 57 Financial institutions with 13 new rural branches and 6 branchless mechanisms opened to provide services like savings, loans, banking, and insurance to the rural population. In response to the services, our banking partners registered 24,827 new clients compared to a target of 20,000 clients. these new clients have accumulated a savings volume of ush 6bn in a period of less than 9 months and an increased loan portfolio of ush 5.2bn.
FsD supported development of agriculture loan products such as crop insurance and livestock insurance, training of staff on agricultural lending and support to the insurance sector through lion Assurance who developed a crop insurance product that is expected to be launched by end of 1st quarter 2013.
FsD continued to steer the strategic thinking of FIs by developing strategic plans for two apex organisations (uCCFs and ForMA) which will be adopted as a roadmap for the consolidation of lower tier FIs to improve access to financial services and enable the small FIs benefit from the AlGC lines of credit.
Gender for Growth (G4G)
G4G through its implementing partners promoted gender equality in agribusiness as follows:
Farming as a Family business (FaaFb1) concept was promoted among participating farming households facilitated by change agents who visit, advise and coach households in joint planning, decision making, sharing of roles and responsibilities. As a result, families that plan and work together have improved their livelihoods compared to non-participating families. Activities under the component supported 61,580 women, with a 15% increase in women beneficiaries borrowing and saving for agribusinesses using the 2,877 Village savings and loan Association (VslA) formed.
Investment Unit
under the Investments unit, the total value of the endowment fund was ush 78bn (DKK 164m), up from ush 61bn (DKK 128m) in 2011. lines of credit more than doubled as the single largest investment item from 14% at the beginning of the year to 31% by the end of 2012. by December 2012, 8,431 agribusiness loans worth USh 20bn were disbursed to agribusiness beneficiaries under the lines of credit scheme with an average loan size of USh 2.4m and number of new loans disbursed under guarantees were 19.902. Funds invested earned an average return of 16.73% over the past 12 months against a target of 12.99%.
Monitoring and Evaluation
the Monitoring and evaluation unit engaged in preparing abi trust for Donor Committee for enterprise Development (DCeD) compliance. A mock audit was conducted in December 2012 to assess the status of the Measuring results Management (MrM) system and total compliance is expected by end of 2013.
the key lesson learned in 2012 was that the institutional structure of abi trust and AlGC is an efficient and much
1 Definition of FaaFB: This is where households engage in farming with a business objective.
aBi Trust AR 2012 (Revised 14).indd 13 21/06/13 09.59
14 aBi Trust Annual Report 2012
needed mechanism for development partners and other investors to implement agribusiness development interventions. the combination of business Development services and the availability of adequate financial instruments have given aBi Trust a competitive edge over the more traditional approaches that separate
finance from the delivery of subsidised technical support in agribusiness development.
In conclusion, the abi trust has made progress in achieving its life of programme targets as shown in the table below:
Performance key Objectively Verifiable Indicators (OVIs) is Illustrated
Value Chain Development Financial Service Development Gender for Growth
Key OVIs No. Key OVIs No. Key OVIs No.
No. of farmers beneficiaries 168,970 No. of new branches opened 13 No. of women beneficiaries 61,580
No. of SMEs/FOs beneficiaries 65 No. of branchless mechanisms 6 No. of Agricultural youth clubs
established 50
No. of SMEs/FOs supported to promote small scale post-harvest equipment
58 No. of new saving accounts opened 24,827 No. of women trained in
entrepreneurship 16,132
% of participating farmers adopting improved technologies 24.9% No. of loans disbursed
under lines credit 8,431 No. of youth trained in entrepreneurship 6,430
No. of SMEs/FOs implementing quality standards 16
No. of New loans disbursed under guarantees
19,902 No. of VSLAs formed and supported 2,877
% increase in targeted women borrowing and saving with VSLA 15%
% reduction in domestic violence of participating HHs 30%
aBi Trust AR 2012 (Revised 14).indd 14 21/06/13 09.59
15abi trust Annual report 2012
section 1
background
aBi Trust AR 2012 (Revised 14).indd 15 21/06/13 09.59
16 aBi Trust Annual Report 2012
About abi trustthe Agribusiness Initiative (abi) trust is one of the three components of DANIDA’s U-Growth 1 programme supporting agribusiness development in the private and agricultural sector to achieve the objective of the Government of Uganda’s Competitiveness and Investment Climate strategy (CICs). the abi trust through its implementing partners continues to support increase in land and labor productivity, market competitiveness hence contribution to poverty reduction, economic growth, employment and wealth creation.
Supported Value ChainsSix value chains were supported in 2012: Coffee; Oilseeds; Pulses; Maize; Horticulture and Dairy. aBi Trust is strengthening competitiveness of the value chains through the three interrelated sub-components:
1. VCD is contributing to performance efficiency of actors and value chains (with focus on value chain actors and non-financial service providers) as well as promoting trade-related sanitary and phytosanitary (sps) and Quality Management systems (QMs).
2. FSD is promoting expansion of financial services in support of agribusiness development (with focus on the relation between financial service providers and value chain actors).
3. G4G Fund integrates gender equality in all abi trust activities and manages a fund that pilots innovative gender equality approaches in agriculture.
the three sub-components above are designed to contribute to the Trust’s specific goals as follows:
1. Increase incomes for more than 250,000 farming fam-ilies and 300 firms or farmers organizations by 25%;
2. Financial services Development leading to 18 new Financial Institution branches and 30 branchless banking points;
3. provision of loans through Financial Institutions to 35,000 borrowers;
4. A 25% increase in the incomes of over 4,000 women farmers and entrepreneurs and a 30% increase in the incomes of 5,000 youth.
Vision A competitive private sector-led
agriculture in uganda
Missionto promote private sector
driven agribusiness development to enhance
wealth creation in uganda
Development Objectives The Trust’s overall development
objective is “building a self-sustaining export led economy
in which the benefits are shared by all ugandans”
Immediate Objectiveto strengthen the
competitiveness of Uganda’s agricultural and agro-
processing sector”
aBi Trust AR 2012 (Revised 14).indd 16 21/06/13 09.59
17aBi Trust Annual Report 2012
VCD grants grew by 57% between 2011 and 2012 to implement agricultural production, productivity and quality enhancement interventions. In addition to 39 old grants, 58 new grants were awarded in 2012 under the VCD. FsD awarded 50 new grants in 2012 in addition to five grants being implemented to support expansion of financial services. G4G awarded 23 new grants in addition to 10 existing grants under implementation for supported value chains.
Development in the Agricultural sector
Economic Conditions Uganda’s economic growth projections were affected by both domestic and external conditions relating to weak uganda shilling, tight monetary policies, lower export values for some commodities and high fuel prices.
Real GDP growth for Financial Year (FY) 2011/12 was expected to be at 5%; however, actual growth rate was only 3.2%2. It is important to note that while many sectors of the economy slowed down or even contracted3, the agriculture sector expanded by 3.1%.
According to the Ministry of Finance, planning, and economic Development (MoFpeD)4, the economy
showed signs of recovery with growth rates recorded for a third consecutive quarter with the latest growth numbers indicating its expansion by 1.8% during the 1st quarter of the FY 2012/13. Agricultural production, which had contracted by 0.3% in the last quarter of FY2011/12, rebounded at a 3.1% growth in the first quarter of FY2012/13, a recovery largely attributed to improved food crop production during the quarter.
InflationThe annual inflation rate of 25.6% started off 2012, a slight reduction from the peak of 30.5% in october 2011. the high inflation was ostensibly because of droughts in 2011 that led to high food price inflation. Despite edging slightly higher in December 2012, inflation remained within single digit levels. The annual headline inflation by December 2012 had come down to 5.5% (4.5% for october was the lowest). The increase was mainly influenced by seasonal factors, which saw higher prices in goods and energy, Fuel and utilities (eFu) baskets.
In line with the drop in inflation, the Central Bank Rate (CBR) reduced gradually from 23% in January to 12% in December 2012.
2010
2 0 2
8
5
37
23
50
58
Gender for Growth (G4G)
Financial service Development
Value Chain Development
num
ber o
f Gra
nts
60
50
40
30
20
10
0
2011 2012
Figure 1 • Trend in Grants Awarded Under Each Sub-component Since 2010
FoodHeadline Core eFu35%
30%
25%
20%
15%
10%
5%
Dec
‘11
Jan
‘12
Feb
‘12
Mar
‘12
Apr ‘
12
May
‘12
Jun
‘12
Jul ‘1
2
Aug
‘12
sep
‘12
oct
‘12
nov
‘12
Dec
‘12
Figure 2 • Annual Inflation Dec 2011 - Dec 2012
2 Source - www.finance.go.ug/images/2012-2013%20Budget%20Speech.pdf; FY- 2012/13 Budget speech3 Industrial sector contracted by -1.2%.4 performance of the economy report MoFpeD December 2012.
source: MoFpeD 2012
aBi Trust AR 2012 (Revised 14).indd 17 21/06/13 09.59
18 aBi Trust Annual Report 2012
Performance of the Agricultural SectorThe value of the agricultural sector grew by 3.1% in FY 2011/12 with the cash crops subsector growing at 16.2% due to a rebound of coffee prices which grew at 7.2%; cotton at 7.7%; tea at 18.5%; cocoa at 10.6% and flowers and horticulture at 4% after three years of negative growth5.
Market TrendsMarket trends in 2012 show trade flows from several local production areas to market hubs such as Kampala, Gulu and Mbale as well as to export markets. traders engaged in informal exports and imports of maize, beans, soybeans, groundnuts and simsim to and from Kenya, Tanzania, Rwanda, South Sudan and DRC. Trade in the region was mainly carried out by south sudanese, Kenyan and ugandan traders and mostly at the border points of busia, Malaba, Mutukula, Katuna and nimule in South Sudan. The inflow and outflow of produce affected the market trends of various commodities. For example, the regional Agricultural trade Intelligence network (rAtIn) reported cross-border trade of 239,637 MT of maize and 125,380 MT of beans from Uganda to Rwanda, Kenya and Tanzania.
Figure 3 • Comparison of Trends of Wholesale Maize Prices in Owino Market – Kampala, 2011-2012
Figure 3 shows the price trend of maize grain in Owino market, a major market hub for produce coming into Kampala. Maize prices peaked to USh 1,180 per kg in May 2012 compared to the peak of USh 1,280 per kg in June 2011 attributed to the high demand for maize from traders and schools. Imports from Tanzania as well as release of stocks by traders caused price decline just before the beginning of season 2012b harvest started. price decline in the second half of 2011 and 2012 was due to maize harvests from seasons 2011A and 2012A respectively.
Figure 4 • Comparison of Trends of Wholesale Bean Prices in Owino market – Kampala, 2011-2012
Figure 4 shows the wholesale price trend for beans in Owino market – Kampala. In 2012, prices of beans peaked at ush 2,592 per kg compared to ush 2,535 per kg in 2011. there was high demand for beans from traders and schools because of the delay of the harvest from seasons 2011A and 2012A. Imports of yellow beans from Tanzania and mixed beans from Rwanda helped sustain consumers during times of scarcity.
Seasonal TrendsGenerally in 2012, most parts of the country experienced normal rains conducive for agricultural production. As a result, several markets in Kampala, Jinja, Gulu, and Mbale reported increased supply of food crops due to increased yield.
5 Background to the Budget FY 2012/13
1350
1250
1150
1050
950
850
750
650
550
Who
lesa
le p
rice
(ush
/kg)
2012
2011
source: FIt uganda, 2012
270025002300210019001700150013001100
900
2012
2011
Dec
nov
oct
sep
Aug
Jul
Jun
May
Apr
Mar
Feb
Jan
source: FIt uganda, 2012
Dec
nov
oct
sep
Aug
Jul
Jun
May
Apr
Mar
Feb
Jan
Who
lesa
le p
rice
(ush
/kg)
aBi Trust AR 2012 (Revised 14).indd 18 21/06/13 09.59
19abi trust Annual report 2012
section 2
perForMAnCe oF supporteD VAlue CHAIns
aBi Trust supported five commodity value chains of Coffee,
Oilseeds, Maize, Pulses and Horticulture.
aBi Trust AR 2012 (Revised 14).indd 19 21/06/13 09.59
20 abi trust Annual report 2012
Under the coff ee value chain, 25 Small Medium enterprises (sMes) and Farmer organisations (Fos) were supported. A total of 68,332 coff ee farmers were supported and the main activities carried out addressed quality and productivity issues where the average yield
has improved from 250 to 504 Kgs of FAQ per acre , the out turn conversions from Kiboko to FAQ has improved from 48 to 58%. In addition, activities to address market access focused on value addition and post-harvest handling where farmers started selling FAQ instead of Kiboko.
performance of abi trust supported Value Chains
Coff ee Interventions
Coff ee
the Ministry of Agriculture Animal Industry and Fisheries (MAAIF) approved the use of Actara insecticide to control coff ee twig borer6. Keith Associates ltd, a regulated
promoter of Actara and our implementing partner, promoted the insecticide. reports showed that Actara was environmentally safe and eff ective in controlling the
6 Farmers still find its method of application unfamiliar and there is a need for continued sensitisation on the compound’s application.
Table 1 • Highlights of Key Indicators under Coff ee Value Chain
Indicators Unit of measure Result Comments
Total no. of farmer benefi ciaries No. 68,332 Data from 11 partners, some partners like Keith, CQI, UCDA and Café Africa do not deal with farmers direct
No. of farmers adopting recommended practices
No. 30,758 % of adopters (45%) is expected to rise further as more farmers realise benefi ts accruing from recommended practices
Average acreage acre 1,5 Farmers sampled
Average yield Kg/acre 504 (FAQ) Mainly for Robusta growers
Total volume of coff ee produced kg 37,618,284 (FAQ) Data sampled from 5 partners
Average coff ee income per farmer USh 2,119,817 Data sampled from 2 partners
Total volume of coff ee soldkg 15,624,481 FAQ
kg 522,866 Parchment
Average price soldUSh 4,600 FAQ price
USh 5,000 Parchment price
aBi Trust AR 2012 (Revised 14).indd 20 21/06/13 10.00
21abi trust Annual report 2012
coff ee twig borer . Preliminary results show that the Actara insecticide controls the pests if applied properly.
In its eff orts to address coff ee related challenges such as productivity, markets, pest & disease control, access to rural fi nance and advocacy for reforms and approval of the coff ee policy; agitating for the autonomy of the coff ee research centre (COREC) to become an institute, abi trust collaborated with key sector players through coff ee platforms. These included; the National Coff ee Steering Committee, Uganda Coff ee Federation (UCF), and Africa Fine Coff ee Association (AFCA) conferences. The Trust created linkages for coff ee farmers to business development service providers, which resulted into an agreement within the coff ee sector to review the extension materials to better suit the Ugandan coff ee farmer, as well as fi nalise the National Coff ee Policy that is in its advanced stages of development. Furthermore, the Coff ee Research Centre (COREC) received a semi-autonomous status, which will enable it to receive direct budget support from the government and any other development partner.
the abi trust also supported the development of a strategy for the Uganda Coff ee Federation (UCF), a code of practice for uganda national bureau of standards (unbs) to handle ochratoxin A (otA) challenges, the national enquiry point (nep) and Centre of excellence (Coe).
In collaboration with the Uganda Coff ee Development Authority (UCDA) and Coff ee Quality Institute (CQI), abi trust supported activities that included building capacities for coff ee diff erentiation to increase market access. The various initiatives strengthened the coff ee sector, making Uganda’s coff ee more competitive on regional and international markets.
A Case of Best Practices in Kasese District Farmers Association
Kasese District Farmers Association (KADFA) was engaged by Hima Cement to provide 14m coff ee seedlings over a fi ve year period under the Hima-Kasese coff ee development project. With support from aBi Trust and its predecessor ASPS II, KADFA has so far supplied 1,192,421 seedlings to 6,009 farmers and in-creased the coff ee area by at least 2,000 acres.
The project is credited with creating a system to ensure that the seedlings are planted and that every farmer willing to participate in the project receives the seedlings upon verifi ca-tion. As a result, farmers’ business organisa-tion has grown, and the nurseries have creat-ed employment in addition to increasing the availability of clean planting material.
250.000
200.000
150.000
100.000
50.000
0
Coff e
e Ex
port
s (6
0-ki
lo b
ags)
robustaArabica
January February March April May June July August octoberseptember november December
Figure 5 • Coff ee Export Trends Jan-Dec 2012 60 kgs bags
Source: UCDA reports Jan-Dec 2012
aBi Trust AR 2012 (Revised 14).indd 21 21/06/13 10.00
22 abi trust Annual report 2012
7 It will be the second tissue culture laboratory in uganda.8 Kyagalanyi is an exporter of the two specialty grades of coffee.
nineteen partners were supported to help 40,551 improve their growing of sunfl ower, sesame, soybean and groundnuts. table 2 highlights key achievements.
Sesame GADC organic was supported to help 10,739 sesame farmers to increase production/productivity, control
pHH loses and market their produce. As a result, 11,859 acres of land was cultivated, post-harvest losses reduced among 1,923 farmers through adoption of recommended post-harvest handling techniques and 407 Mt of sesame were bulked and sold at an average price of ush 2,400 per kg compared to ush 1,800 per kg prior to project intervention.
to address the challenge of disease free planting materials, the trust collaborated with uCDA to multiply clean CWDr planting material using tissue culture for supply to farmers. the trust also supported 31 coff ee nurseries through a cost share grant to produce clean planting materials. In addition, one partner was supported to establish a tissue culture laboratory7 and to establish structures to harden over 1m seedlings.
Establishment of coff ee demonstration gardens helped farmers appreciate good agricultural practices such as pruning, fertiliser application, planting clean seedlings, mulching, shading, digging trenches. Coff ee production increased to an average yield of 504 kg per acre of FAQ compared to 250 kg per acre before abi trust intervention. The benefi t of these practices is evident with demonstra-tion host farmers and other participating farmers.
on-site advice was received by 30,758 farmers from 1,181 demonstration plots set up by IPs through fi eld
days and on training days. It is envisaged that 40,000 farmers who attained sustainable coff ee standards of 4C, utZ and rain Forest Alliance through Kyagalanyi Coff ee Ltd and Good African Foundation IPs, will further enhance competitiveness of Uganda’s coff ee.
Uganda exported 2.65m bags of coff ee in 2012 and a value of $379m, this remained the country’s largest export earner. 70% of the volumes was robusta with washed grades fetching a 21% price premium. In the same period, bugisu specialty grades (sustainable Mt. elgon and supremo) fetched $3.23 per kg and $3.18 respectively compared to $2.77 per kg for regular grades of Arabica. Partners engaged in specialty coff ee production and promotion. six washing stations and several sustainable certifi cates (UTZ, RFA, and 4C) were up-graded under a cost share grant with Kyagalanyi8 in Mt. elgon region.
oilseeds
Sunfl ower
soybeans
Groundnuts
sesame
oilseeds Interventions
aBi Trust AR 2012 (Revised 14).indd 22 21/06/13 10.00
23abi trust Annual report 2012
Table 2 • Highlights of Key Indicators under Oilseeds Value Chain
Indicators of success Unit of Measure Result Comments
Sunfl ower
Total no. of sunfl ower farmer benefi ciaries No. 10,742
No. of farmers adopting recommended practices
No. 4,545 42% of farmer benefi ciaries
Average yield Kg/acre 650 Average acreage among participating farmers was 1.6 acres
Average gross sunfl ower income per farmer
USh 1,976,000 Income from 2 seasons except Kitgum with 1 season
Sesame
Total no. of sesame farmer benefi ciaries No. 10,739 Working with one partner
No. of farmers adopting recommended practices
No. 1,923 17.9% of farmer benefi ciaries
Average yield Kg/acre 300 Average acreage among participating farmers was 0.8 acre
Average price sold USh/kg 2,400 Gulu Agricultural Development Company (GADC) was the major buyer
Average gross sesame incomes per farmer USh 720,000 Income from 1 season
Soybeans
Total no. of soybean farmer benefi ciaries No 15,107
No. of farmers adopting recommended practices
No 12,086 79% of farmer benefi ciaries
Average yield Kg/acre 600 Average acreage among participants was 1 acre
Average price sold USh/kg 800 Price declined from 1,400/= due to lack of demand from major processors
Average gross soybean income per farmer USh 960,000 Income from 2 seasons
Groundnuts
Total No. of Groundnut farmer benefi ciaries No 4,261
No. of farmers adopting recommended practices
No 1,321 31% of farmer benefi ciaries
Average yield Kg/acre 750 Average acreage among participating farmers was 0.6 acre
Average price sold USh 2,600 Buyers were NAADS and urban traders in towns
Average gross groundnut income per farmer
USh 3,900,000 Income per year
Sunfl ower Sunfl ower production registered a range in yield of 500 Kg per acre to 800 Kg per acre in fi ve9 districts compared to 300 Kg per acre to 500kg per acre for non-participating farmers. this boosted incomes of 10,742 farmers
who benefi ted from sunfl ower traded as grain, processed edible oil and seed cake sold for animal feeds.
Kyempara cooperative in Kasese district supported 1,369 sunfl ower farmers who produced 61,885 kg and
9 Apac, lira, Kitgum, lamwo, and Kasese.
Women sorting sesame Farmers in Kitgum weeding their sunfl ower demo garden
aBi Trust AR 2012 (Revised 14).indd 23 21/06/13 10.00
24 abi trust Annual report 2012
ten partner Fos and seed companies trained 12,521
farmers in GAp, post-harvest handling and marketing
techniques. Approximately, 47% of bean farmers increased
bean production from average of 400 kg to an average
of 700 kg per acre. Collective marketing contributed to
a 50% increase in average prices from ush 1,000 to ush
1,500 per kg farm gate price and market linkages with
seed companies, schools and trade agents encouraged
farmers to expand production.
Indicators (USh/Kg/Acre)/ No. Comments
Total no. of farmer benefi ciaries 12,521 Directly reached through various project activities by 10 implementing partners
No. of farmers adopting recommended practices 5,859 46.8% of total farmers reached, adopted practices like GAP, post-harvest handling
techniques and collective marketing
Average yield 550 Promoted varieties included; NABE 1, 4, 11, 13 & 15 and ROBA 1
Average acreage per farmer 1.1
Average market price per Kg 1,200 Increase in price from average 1,000 to 1,500 per kg of beans sold through collective marketing
Gross income per farmer (USh) 1,452,000 For two seasons (Some of it is used for home consumption)
Market linkages established 12 Linkages were made with seed companies FICA, NASECO, Pearl Seeds and hence farmers received good quality seeds
Table 3 • Highlights of Key Indicators Under Pulses Value Chain
sold at ush 1,000 per kg10 compared to ush 600 per kg in 2011. 8,027 litres of edible oil was extracted and 26,038 kg of sunfl ower cake was bulked respectively. Kyempara’s success attracted a loan facility of USh 80m from Federation of Rwenzori Microfi nance Associations (FORMA) fi nancial services that was invested in the sunfl ower business.
Soybean Approximately 80% of 15,107 supported soybean farmers reported an increase in yield attributed to training in GAp and use of quality enhancement equipment to dry the
soybean. productivity ranged between 500 kg and 800 kg per acre in 2012 compared to an average of 300 kg per acre for non-participating farmers.
Groundnuts A total 4,261 farmers benefi tted from training in new technologies and practices of groundnuts production. In pallisa district, 1,306 farmers were trained to detect the rosette disease in groundnuts varieties and they were introduced to serenut 3, a high-yielding and fast-matur-ing variety that enabled them to cultivate two seasons of groundnuts in the year.
pulses
10 the price for 1kg of sunflower before intervention ranged from ush 700 to ush 800.
pulses Interventions
aBi Trust AR 2012 (Revised 14).indd 24 21/06/13 10.00
25abi trust Annual report 2012
Maize productivity continued to increase at an average of 1,300 kg per acre for adopting farmers compared to 600 kg per acre for non-adopters. seed companies and agro input dealers collaborated with implementing partners in seed multiplication and distribution and
other activities that targeted 34,239 farmers. the enterprise performance was also augmented by crop management trainings, pHH, value addition and market access as highlighted in table 4.
Maize
Indicators (USh/Kg/Acre)/No Remarks
No. of seed companies supported 2 Pearl Seeds Ltd and FICA were supported in a drive to enhance seed multiplication, distribution and access to genuine farm inputs
No. of farmers reached through various projects’ activities 34,239 Directly reached through various project activities by implementing partners
Estimated number of farmers adopted recommend-ed agricultural technologies and practices in maize 25,679 Commonly adopted practices mainly included GAP and to some extent PHH
techniques
Average yield attributed to project activities 1,300 Average acreage per farmer was 0.9 acre
Average price sold (USh) 800
Average gross income per farmer (USh) 2,080,000
Market access to markets Enhancement Improved maize quality among participating farmers due to gradual adoption of recommended GAP and PHH practices, coupled with access to market information resulting into more sales and price improvement.Functional maize collection points created 183
Market linkages created 203
Volume marketed 25,679 MT
Value of marketed maize USh 20.5bn
Table 4 • Highlights of Key Indicators Under Maize Value Chain
Mukono DFA reported an average increase of 47% to 1,100 kg per acre that was sold at ush 800 per kg compared to the previous harvest of 750 kg of maize grain per acre sold at ush 300 per kg. Although the cost of production was 50% higher, farmers realised an additional profi t of USh 90,500 per acre. Generally,
farmers improved quality of maize due to adoption of PHH techniques and collective marketing; consequently, they realised more sales during the year. Despite an increase in sales, collective marketing is still a challenge for most of the Ips due to mistrust, delayed payments and storage costs.
Maize Interventions
aBi Trust AR 2012 (Revised 14).indd 25 21/06/13 10.00
26 abi trust Annual report 2012
under horticulture, 13,029 farmers were supported to improve production, pHH and value addition of pineapples and chilli. For example, 224 pineapple farmers of Kangulumira Area Cooperative enterprise and patience pays Initiative supplied 8,420 kg of good quality dried pineapples to Fruits of the nile an exporting company in the region. the quality was attributed to the improved solar driers and training supported by abi trust. Chilli farmers attached to Gulu Agricultural Development Company (GADC) in Gulu district, accessed and planted
chilli seedlings from the 32 chilli nurseries established as a pilot project and as a result, 3MT have been purchased from the fi rst harvest.
sps and QMs interventions supported the horticulture value chain with national organic Agricultural Movement of uganda (noGAMu) linking farmers to markets and facilitating improvement in organic standards.
participation in international organic trade fairs in Germany and USA opened up fi ve new markets for farmers in Denmark, usA and Germany, which resulted in increase of export volumes worth us$0.88m of mainly organic fruits and vegetables. sulma Foods and its out-grower scheme developed quality management systems including documentation of procedures and practical guides, a prerequisite for meeting Iso 9001:2008 standards.
A farmer demonstrating pineapple solar drying in Kayunga district
Horticulture
Horticulture Interventions
aBi Trust AR 2012 (Revised 14).indd 26 21/06/13 10.00
27abi trust Annual report 2012
section 3
progress to-Date
aBi Trust AR 2012 (Revised 14).indd 27 21/06/13 10.00
28 aBi Trust Annual Report 2012
11 aBi Trust directly supported 103 partners through which other 178 legal entities affiliated to these IPs were beneficiaries.12 Source: Assessment report of Income and Technology Adoption by Beneficiaries of the aBi-Trust Support through Partners, September 2012.
Introduction
this section discusses the progress by component for each of the abi trust outputs. It further discusses progress made by the investment unit, monitoring and evaluation unit, institutional development, financial performance versus budget and funding status.
Value Chain Development
the Value Chain Development (VCD) sub-component is one of the three interrelated sub-components
under aBi Trust. Its immediate objective is to improve performance of value chains and actors, including trade-related sanitary and phytosanitary (sps) and Quality Management systems (QMs) with focus on value chain and specific service providers with the following outputs:
1. Increased demand and matching availability of appropriate agribusiness services leading to increased farmer and enterprise performance in selected value chains
2. Value chain actors access and develop new markets based on thorough market information
3. trade-related sanitary and phyto-sanitary standards & Quality Management systems (sps & QMs)
Increasing agricultural productivity implies a transformation from traditional to modern agriculture, which largely involves the use of improved farm inputs and GAp. the abi trust focused on two areas of intervention namely; improving farmers’ access to improved and genuine farm inputs; adoption of improved farm inputs
and new varieties. these interventions have increased the number of participating farmers using improved inputs by at least 15% during the reporting year, which has resulted into increased productivity of supported value chains.
progress-to-Date
output 1.1: Increased Demand and Availability of Inputs
Table 5 • Selected VCD Output Performance Indicators
KEY OVIs LOP target (2010/13)
Achieved in 2010 to 2011
Target
2012
Achieved December
2012
Aggregated achievements
2010-Dec 2012
Achievements 2010-Dec 2012
(index)
Comments
No. of farmer beneficiaries 250,000 57,829 127,829 168,672 168,672 67.5No. of farmer benefi-ciaries is cumulative from 2010
No. of SMEs/FOs beneficiaries 300 38 57 65 103 34.3 103 direct & 178 indirect partners11
No. of SMEs/FOs who promot-ed small scale PHH equipment 25 1 7 58 58
232No. are cumulative from 2010
% of participating farmers adopting improved technologies
40% NA 24.9% 24.9%12 62 Attributable to aBi interventions
No. of SMEs/FOs implementing quality standards 20 20 16 16 80
Total revenues for supported value chains
Start tracking indica-tor in 2013 through Partner reports
New FTE jobs createdStart tracking indica-tors in 2013 through partner reports
aBi Trust AR 2012 (Revised 14).indd 28 21/06/13 10.00
29aBi Trust Annual Report 2012
Improving Farmers’ Access to Genuine Farm Inputssupport has been extended to uganda national Agro Input Dealers Association (unADA), which has progressively improved distribution channels between agro-input dealers and farmers. A total of 427 stockists, agro-dealers and farmer agents (spread across farming communities) were recruited and trained on product knowledge and seed stock management by seed companies with a purpose of guiding farmers on utilisation of improved farm inputs. Awareness campaigns were also executed in four regions of northern uganda in partnership with Croplife to reduce usage rate of adulterated and counterfeit agro-input products, a move that strengthened relationship between farmers, stockists and agro-input dealers.
Adoption of Improved Farm Inputs According to pearl seeds ltd, there has been noticeable growth in productivity with a 50% increase in yield attributed to adoption of improved seed. For instance,
Lwotlatica Women’s Group in Nwoya, Northern Uganda improved their soybean yield from 200 to 800kg per acre after adopting improved seeds promoted by pearl Seed Ltd. This has encouraged the women’s group to open up more land for soybean production and seed multiplication. Copying practices by the non-supported farmers will result in increase in demand for improved seeds, higher adoption levels of improved seeds in the subsequent seasons.
partnership with seed companies has not only increased seed availability and the incomes of participating farmers; it has also created employment opportunities especially for the youth and women. In Masindi district, one contracted out-grower employed at least 100 casual workers (70% are women and youth) to plough, harvest, clean and pack clean planting materials in a maize multiplication garden. table 7 shows seed varieties and new farm inputs.
Table 6 • Highlights of Key Indicators on Farm Inputs
Table 7 • New Farm Inputs
Indicators No/type Comments
No. of Organisations (majorly focusing on farm inputs) supported 6
2 seed companies (Pearl Seeds & FICA), 1 umbrella oilseed association (UOSPA), 1 Community based NGO (CEDO), 1 SME (FACE) and 1 awareness organisation (CropLife)
No. of out growers and farmers trained/engaged in seed production 6,971 Nationwide
No. of stockists /Agro input dealers recruited and trained 427 Nationwide
New seed varieties promoted 9 3 – Maize, 5 – Beans and 1 - Sunflower
Acreage under seed production (acres) 5,905 Under Maize, Beans, Soybean and Groundnuts
Certified seed production (MT) 5,340 Maize, Beans, Soybeans and Groundnuts
Value chains New varieties/farm inputs Comments
Maize FH 1560, FH6150, MM3 Promoted by FICA and are of superior quality
Pulses (Beans) NABE4, NABE11, NABE15, ROBA1, NARL53/1 Tolerant to heavy rains and are early maturing
Oilseeds Sesun 1H Hybrid sunflower being promoted by UOSPA
Coffee Actara (Coffee insecticide) and Coffee Wilt Disease resistant varieties
Actara insecticide is able to reduce coffee pests from at least 50% to 15%
New Varieties/Farm Inputs FICA introduced two new maize varieties that are high yielding and with short maturity period in uganda that is; FH 5160 and FH 6150. This partnership also increased production of certified seed where 2,000 acres of land
was opened for certified seed production in season 2012A and 1,500 acres in season 2012b. FICA seed sales especially for maize (MM3) in areas where it was demonstrated increased which necessitated abi trust to support the preservation of all its parent seed material
aBi Trust AR 2012 (Revised 14).indd 29 21/06/13 10.00
30 abi trust Annual report 2012
One example of the successful adoption of this scheme is Gemakumwino VSLA in Makuutu sub-county Iganga district which saved USh 2.9m within six months enabling members to borrow from their own group at a 10% interest rate for three months to fi nance household needs as well as buying of improved seeds for planting. Other success stories include; Ndimugezi farmer group under Iganga DFA whose combined savings and interest on loans amounted to USh 27m within a period of 12 months. The average savings for groups supported by Iganga DFA was estimated at USh 18m for 12 months.
In order to increase performance of enterprises, abi Trust focused on the following key areas; identifi cation, assessment of income and technology, support to projects and to farmer groups, business incubators and new value chains.
SME Identifi cationOut of the 343 SMEs shortlisted for profi ling, 30 were recommended for further review and possible support by the commissioned study.
Assessment of Income and Technology AdoptionAn Income and technology Adoption study on benefi ciary farmers supported by partners under the VCD subcomponent assessed the rate and level of adoption of agricultural technologies and skills. the
study fi ndings revealed that the overall rate of adoption of agricultural technologies and skills was estimated at 24.9%, although it was noted that the rate of adoption varied from crop to crop and from farmer to farmer. It was highest in pulses (beans) estimated at 46.8% and lowest in oilseeds (sesame) at 10.6%. Adoption rates were generally higher among female farmers at 27.2% as compared to 23.6% for male farmers.
using expenditure approach to determine changes in income levels among the smallholders, the study established that income levels among the smallholders have generally increased by about 48%. this was refl ected by the increase of about 48% in incomes spent by the benefi ciaries on basic goods (education, clothing and medical care) and over 20% on other
output 1.2: Increased enterprise performance
by rehabilitating FICA’s cold room in Masindi district. In rakai district, Community enterprise Development organisation (CeDo) multiplied improved bean seed varieties namely; NABE 4, 11, 15; ROBA 1 (rich in iron) and nArbl 53/1. CeDo worked with 90 farmer groups in the central and western regions. As a result, improved bean seed availability increased among stockists making it accessible and aff ordable to farmers.
the uganda oilseed producers and processors Association (uospA) acquired a 150 kg parental line (100 kg female and 50 kg male line) of sesun 1H hybrid seed for multiplication from a sunfl ower breeder, National semi Arid resources research Institute (nasArrI) and contracted 16 farmer groups13 to multiply certifi ed seeds. this is expected to produce 24 Mt of sesun 1H sunfl ower-planting seeds enough to plant 12,000 acres and supply 9,600 Mt of crushable raw material.
13 200 women, 300 men and 60 youth.
aBi Trust AR 2012 (Revised 14).indd 30 21/06/13 10.00
31abi trust Annual report 2012
goods such as transport, with the majority reporting an increase. the percentage increase in incomes was higher among males.
Support to Business Plans Five partners were supported to develop business plans to identify good markets (both domestic and foreign); develop targeting strategies to increase their market share in those markets. For instance, the nuCAFe 2012-2021 business plan helped to identify investment opportunities in a modern state of the art Centre of Excellence for Coff ee Agribusiness and Farmer entrepreneurship enhancement (CAFe) that will manage and monitor all the stages of the Coff ee value chain.
Support to Farmer Groups to Increase Savings for Agriculture Investmentusing the Village savings and loans Association (VslA) approach, farmers were supported to access funds in their own communities to address fi nancial needs for agricultural production. by using their own savings, farmers are able to access sustainable and profi table savings and credit services. In 2012, 721 VslAs, 20,188 farmers saved together and managed their lending processes. This helped them manage their cash fl ows and to access the credit they needed for their farming.
New Value Chain aBi Trust identifi ed and added the dairy value chain to the existing value chains of coff ee, maize, oilseeds, pulses and horticulture. A concept document in support of dairy value chain was developed by abi trust and approved for support by the netherlands embassy under the delegated corporation arrangement. targeting 18,000 dairy farmers in south Western uganda, the programme will focus on the procurement of cooling and transport equipment for the primary societies and cooperatives. the support given will improve milk transportation, quality management through training, strengthening the cooperatives, development of fi nancial services, strengthening the role of gender and youth in the dairy value chain.
Green Growth Activities best practices in Iganga district VslAs During the reporting year, initiatives on Green Growth undertaken by abi trust Implementing partners were: promoting yield enhancing inputs so there can be intensifi cation versus extensifi cation of farming practices; multiplication of shade trees in coff ee nurseries for distribution with coff ee seedlings; use of solar drying techniques for fruits, grains, and coff ee; air aspirating equipment for a grain processing facility, eco-washing stations for coff ee with waste water treatment; water harvesting basins for coff ee and banana fi elds; intercropping; use of conservation tillage practices among others.
output 1.3: Increased Access to new Markets
VCD promoted market development for producers, agro input dealers, agro traders, processors and exporters. to enable Ips make informed marketing decisions, two Market Information service (MIs) providers were contracted to provide market information, which helped farmers and traders to make informed decisions on prices of produce.
Analyse and Study MarketsIps promoted bulk marketing and market linkages through marketing committees elected by farmers to identify buyers, supervise bulking activities and manage quality. Farmers improved their bargaining power by engaging 563 established marketing committees in
marketing activities. Farmer organisations were linked to 103 produce buyers including traidlinks the supplier to tullow oil camps.
A NOGAMU Exporter at Biofach Organic Tradefair
aBi Trust AR 2012 (Revised 14).indd 31 21/06/13 10.00
32 abi trust Annual report 2012
Best Practices by Iganga District VSLAs
aBi Trust supported 153 VSLA groups with a total of 4,590 farmers under the Iganga DFA to access funds in their own communities to enable them meet fi nancial needs for investment in maize farming. VSLA members were trained in; maize GAP and PHH technologies, collective marketing, savings mobilization and were given savings kits. The 4,590 farmers pooled their money, an agreed amount each week into a fund from which members could borrow at a 10% interest on approval from other members. By the end of 2012, the VSLA had accumulated a fund of USh 2.8bn from average savings of USh 18m per group, proceeds which at the end of the year, farmers used to fi nance investment in maize production as well as improving their livelihoods. Farmers save an agreed amount of money on a weekly basis. The other group members approve loans and fraud or defaulting is unlikely because they stay in the same village. Similarly Ndimugezi VSLA in Namungalwe Sub-County, which, as a group, saved USh 28.9m in 2012, part of which they used to rent safe storage space for their maize in anticipation of better prices. According to their secretary, Mr. Tagedhe, the group bulked 12.9 MT of maize grain which they later sold at USh 850 per kg, a 70% increase above the farm-gate price of USh 500 per kg.
aBi Trust AR 2012 (Revised 14).indd 32 21/06/13 10.00
33abi trust Annual report 2012
For instance, farmers under Mayuge DFA engaged in collective marketing sold 572.5 Mt of soybeans worth ush 1.0bn to buyers like redcon, sesACo, Africa Do business and West nile seed Company.Market linkages were created opportunities for exporters through trade fairs for instance noGAMu members exported 8.8 Mt of dried fruits worth us$880,000 because of trade linkages made with 12 international buyers at the biofach organic trade Fair in Germany.
Develop Market Information System (MIS)FIt uganda and noGAMu provided market information to partners with the aim of increasing market access to farmers and exporters. FIt uganda disseminated information on 46 commodities (organic and conventional) from 28 districts and 4 border towns (Mutukula, Mpondwe, Katuna and Koboko). MIs users accessed 18,604 short message services (sms) for price information while 843 users accessed the information through email service. noGAMu disseminated its quarterly newsletter to 340 subscribers by use of email, sms, radio and its website to its members (farmers, processors, traders and exporters) involved in
production and export of organic products. regional market opportunities were created by disseminating organic products price information through Infotrade on a weekly basis.
Technological Innovations in Market Information Farmers, sellers, buyers, marketing committees used information boards at collection points, printed forms and by word of mouth to obtain and disseminate market information. FIt uganda is in the process rolling out a new voicemail application for mobile phones; an innovation that will be piloted among abi trust Farmer organisations.
output 1.5: trade-related sanitary and phytosanitary standards & Quality Management systems (sps & QMs14)
trading partners in target markets set stringent compliance requirements. Partners’ attempts to expand export of agricultural commodities were constrained by inability to comply with technical barriers to trade (tbt), sanitary and phytosanitary (sps) measures that included codes of practices, product specifi cations, processing standards, technical regulations and management systems standards. the sps & QMs sub-component supported interventions aimed at improving and strengthening Fos and sMes capacities to guarantee quality and safety of their products.
safety and quality standards were promoted among partners through several initiatives and collaborations at national, regionally and international level. such initiatives included development of standards and codes of conduct for priority value chains; strengthening the capacity of service providers; the development of national standards
and quality policy; improved technologies usage training and the development of Centres of excellence by value chains. The sub component’s outputs and results are shown in Appendix VI.
Create Broad Awareness in Priority Value Chainsnational awareness and training workshops were conducted in fi ve value chains targeting 144 Trainers of trainers (tots) in product standards and codes of practice, implementation of compliance guidelines on food safety, sps and QMs standards. tots (75) also actively rolled out information on sps and QMs standards to 58 respective Ips.
Stakeholder Meetings on SPS Issues in Priority Value Chainsabi trust organised a stakeholder meeting to explore sps challenges and promote linkages between private
14 Emergent impact is not evident in the SPS&QMS output because majority of activities started off in the second half of 2012.
Market Information Board at bulking Center in Buhimba - Kibaale
aBi Trust AR 2012 (Revised 14).indd 33 21/06/13 10.00
34 abi trust Annual report 2012
sector and agricultural and trade ministries, national planning Authority and regulatory bodies. As a result, Memorandum of understating (Mou) was signed with the Ministry of Agriculture, Animal Industry and Fisheries (MAAIF) and uganda national bureau of standards (unbs). Within this framework, the development of the national enquiry point on sps under MAAIF, and Development of codes of practice and product standards for priority value chains by unbs were supported.
National SPS Enquiry and Notifi cation Point (SPS & NEP)the operationalisation of the national enquiry point on sps is ongoing and a consultancy team was engaged to collect data necessary to develop the national enquiry point. the collaboration and participation of the private sector Foundation uganda (psFu) and public institutions involved in the notifi cation process have also been facilitated. to support this activity abi trust is providing the needed technical capacity to upgrade, strengthen and boost the performance of the nep to manage the information fl ow between private sector exporters and importing countries.
Development of Standards and Codes of Practice for Priority Value Chains abi trust entered into agreement with unbs to facilitate the development of standards and Codes of practice, including Code of practice to control ochratoxin A (otA) in Coff ee; a Code of Practice for the Horticulture Industry, and a Product Specifi cation for Chillies.
Strengthening of Service Providers Capacitybureau Veritas International was contracted to train 44 selected service providers in seven core food safety management and quality control standards15 to strengthen their capacities on sps and QMs. Out of the trainees 23 qualifi ed for registration as consulting trainers, inspectors and auditors in standard specifi cations and 18 of these, qualifi ed for registration
in the International Register for Certifi ed Auditors and trainers (IrCA). this has created a pool of local service providers that are providing technical assistance for Fos and sMes to implement standards in pilot enterprises and support certifi cation and accreditation of these services16.
Development of the National Standards and Quality Policy abi trust was a member of the national standards and Quality policy taskforce that developed the national standards and Quality policy which was launched towards the end of 2012. the policy will promote quality, safety and competitiveness of goods and services.
Harmonisation of EAC Standards on Grain and Pulsesabi trust participated in the technical Working Group (tWG) under unbs to review and adopt standards on grains and pulses. the tWG agreed to adopt harmonised standards specifi cally focusing on moisture content for nine grains and pulses. the standards were rolled out to 30 warehouse operators in collaboration with the eAGC. the implementation of these standards is expected to boost compliance to east African Community (eAC) and other market requirements.
Facilitate the Development of Quality Management Courses and Trainingtraining materials on food safety and quality management standards for the fi ve value chains were developed in line with laws of uganda governing food quality and safety. The World Trade Organization (WTO) agreements on SPS and Technical Barriers to Trade (TBT); the International Code of practice General principles of food hygiene; jointly developed and issued by the Food and Agriculture Organization (FAO) and the World Health Organization (WHO)17.
Eight IPs are in their fi nal stages of obtaining product certifi cation; Kayunga District Farmers Association, NUMA feeds, Kayebe Sauce Packers, SESACO and P’KWI
15 Hazard Analysis and Critical Control Points (HACCP), Food Safety Systems Certifi cation (FSSC), Publicly Available Standard Specifi cation of Food Safety (PASS 220); ISO 22000:2005 Food Safety Management Systems; ISO 9001:2008 Quality Management Systems, Global Good Agricultural Practices Global GAP, British retail Consortium (brC-Global Food safety standard).16 The intervention increased access to credible and internationally acceptable audit, inspection and certifi cation services in Uganda. For example two of the trained personnel have enabled the development of a food safety management system at a pilot plant in Lira which is specialising in fruit juice processing from mangoes.17 Other sources used included; Food standards programme known as Codex Alimentarius Commission; Quality and Food Safety Management Programme conducted by the International trade Centre (ItC). british standards Institution (bsI), unbs, MAAIF.
aBi Trust AR 2012 (Revised 14).indd 34 21/06/13 10.00
35abi trust Annual report 2012
and Management Systems Certifi cation (Kyagalanyi Coff ee, GURU Nanak and Sulma Foods).
Training of Horticulture Exporters in SPS Measures the Horticultural promotion organisation of uganda (Hpou) reported enhanced operational effi ciency, an increase in supply volumes to european markets that resulted from a comprehensive training on sps measures assessment, procedures for verifi cation, compliance and implementation in which ten horticulture exporters participated.
A survey of 21 analytical laboratories in three districts and one municipal council was conducted to assess their capacity for agri-food and pesticide residue testing in line with european and other international standards. Survey fi ndings revealed signifi cant capacity gaps of the laboratories. Based on the study fi ndings, training modules were developed centred on eu requirements for agricultural foods and pesticide residues, which were used by an international accredited trainer to train two technicians from the laboratories assessed.
the three laboratories under unbs, uIrI and nCrI resumed testing of pesticide residues in August and September 2012, which increased the country’s capacity to meet buyer requirements on Minimum residue limits (Mrl).
Development of Centres of Excellence (CoEs) by Value ChainsA study to identify commodity organisations able to host Coes within the priority value chains was completed and potential organisations to host a Coe were contacted to submit proposals.
these organisations will act as focal points for raising awareness, knowledge development, networking and dissemination of best practices, research products and innovations as well as promotion of quality standards, technical regulations and sps/QMs measures. the Coes will also provide leadership in demonstrating new PHH technologies and capacity building of staff in pre-certifi cation to support the sustainable development of sps and QMs related standards18 of which three will be operation by end of 2013.
Post-harvest handling and storage equipment (collapsible drying sheets and cocoons for storage of dried grain) were distributed to 47 IPs, a move that was aimed at improving PHH and storage techniques for coff ee, maize, beans and oilseeds. The IPs were also trained on usage of the equipment. To further support PHH and storage initiatives, aBi Trust introduced pre-calibrated moisture meters to ten IPs to promote quality control in coff ee and grains. The introduction of reliable moisture testers to farmers and traders will be used to accurately measure moisture content in the fi eld and bulking centers that will ultimately reduce post-harvest losses.
Introduction of SPS & QMS Principles by ‘Pilot’ Procurement and Training in Use of Improved PHH and Storage Technology
Key Impact Areas in 201219
IncomesIn 2012, there was observed increment in farmers’ income from various value chains being supported by
aBi Trust as refl ected in Table 8;
18 The organisations identifi ed as potential CoE hosts have been formally provided with guideline for developing detailed proposal for consideration by aBi Trust.19 More concrete data on employment created and attributable to abi trust interventions will come through during the planned impact assessment in 2013.
aBi Trust AR 2012 (Revised 14).indd 35 21/06/13 10.00
36 aBi Trust Annual Report 2012
Employment CreationFOs and SMEs that benefited from aBi Trust support created both casual and skilled employment opportunities. As a result, Ips expanded the scale of their enterprises, while others have created new ones. According to the employment Assessment report 201220 it was observed that on average each Ip created two employment opportunities for skilled personnel. About 67% of the sMes reported that they had created new jobs. Over 80% of the jobs created do not require specialised skills. These include; garden attendants, load lifting, grading and sorting of produce at bulking centres. results showed that the average number of workers employed by each sMe has increased by three casual workers, and the number of employing sMes has also increased. However, most of the jobs created are casual as reported by 78.6% of the sMes meaning that they are seasonal and unstable.
OutreachBy 2012, farmer beneficiaries were 168,970 through various interventions. this is 67% of the lop target of 250,000 farmers. (note it is revised from the original target of 100,000 farmers). abi trust supported 103 (103 direct and 178 indirect) Ips under VCD sub-component which
is 34.3% of lop target of 300 sMes/Fos. Indirect partners include Depot Committees, Area Cooperative enterprises, small oil millers and one-stop centres Association.
Financial services Development (FsD)
the Financial services Development subcomponent addresses the constraints associated with limited access to financial services, the limited availability of suitable financial products for agribusiness development, and the inability of many MsMes to develop bankable proposals. The FSD’s intermediate objective is to achieve “Increased availability and use of financial services through wider and deeper delivery mechanisms”. This objective underpins the development of the value chains supported by abi trust with financial services, which are not only limited to credit but include savings and insurance, to promote increased rural financial intermediation and development of the financial services sector as a whole.
FsD worked with the VCD subcomponent to support implementation of activities that would ultimately address constraints related to access to financial services for value chain actors. the key results chain interventions for the sub-component are broadly categorised as follows:
Value chain Baseline 2011 (USh) Achieved 2012 (USh) % Change Comments
Coffee 1,545,020 2,119,817 37.2%Supported IPs to enable farmers rehabilitate old coffee gardens that led to increased productivity and quality hence attracting better prices
Maize 515,767 1,872,000 263%Supported IPs to develop market linkages such as schools, millers, big buyers involved in cross border trade that led to improved sector performance
Sunflower 1,730,560 1,976,000 14.2%Support to IPs led to increased adoption of best practices that led to increased productivity and quality as well as demand from processors
Sesame 385,302 576,000 49.5% Supported GADC to go into contract farming hence provid-ing farmers an assured market at good prices
Soybeans 761,439 960,000 26% Supported farmers to increase production that attracted demand from processors
Beans 277,758 1,452,000 422% Support to IPs led to farmers adopting new varieties and use of rhizobia inoculum hence higher productivity
One of the factors that limit value chain actors’ access to finance is financial literacy21. to address this chal-
lenge, FsD collaborated with both licensed Financial In-stitutions (FIs) and member-owned savings and Credit
Output 2.1: Identification of Rural Loan Opportunities, the Expansion of Branches and Branchless Delivery Mechanisms for Financial services
Table 8 • Average Income of Adopting Farmer Beneficiary
20 Assessment of employment Creation among enterprises supported by abi trust, May 2012.21 The ability to process financial information and make informed decisions about personal finance.
aBi Trust AR 2012 (Revised 14).indd 36 21/06/13 10.00
37aBi Trust Annual Report 2012
Cooperatives (SACCOs) to train 27,718 clients in financial literacy22. This generated a demand for financial servic-es leading to 5,475 new savings accounts opened in the supported FIs.
to bridge the gap between the demand and supply for financial services, FSD provided matching grants to 13 partner FIs to establish physical branches and six branchless delivery mechanisms (one Mobile Van and five ATM).
abi trust funded nine FIs to develop skills needed to competently identify available lending opportunities in agriculture, assess risks as well as develop innovative financial mechanisms. Besides skills development, FSD
supported four FIs to develop demand-driven credit and insurance products like crop and livestock for agribusiness to address the gaps between unsuitable products and risks for clients involved in agriculture.
output 2.2: Improvement of Financier skills and products for Financing Agribusiness
FSD supported 13 partner financial institutions to address the challenge of limited liquidity through developing new appropriate savings products, savings mobilisation campaigns, financial literature, office repositioning (mainly for the rural-based sACCos) to make them look competitive and appealing with the aim of building confidence to encourage low income earners
to save with them. this resulted into an average increase of about 20% savings volumes by the supported FIs. In collaboration with the investment unit, promotion to three partner FIs for the use of the AlGC loan guarantee23 was done with the hope of addressing risks associated with the agricultural finance. All loans and guarantee figures are reported by the investment section.
output 2.3: Increase in Volumes of Agribusiness Finance through Facilitating Greater liquidity, Guarantees and risk Management Innovations
OVIs LOP Target
(a)
Target
2010/11(b)
Achieved
2010/11(c)
Planned
2012 (d)
Achieved
2012
Cumulative achievement
2010/12
Remarks
% increase in rural financial outreach
5% NA NA 2% To be measured using Bank of Uganda Annual Report 2012
No. of new loans disbursed by FIs Credit lines
35,000 8,400 5,481 13,300 8,431 13,912 Shortfall on the target to be achieved in 2013
No. of new loans disbursed by FIs Guarantees
30,000 5,500 22,612 12,250 19,902 42,514 LOP target was reviewed to 64,000
No. of new Branches opened by FIs
18 3 3 8 13 16 Achieved
No. of branchless mechanism established by FIs
30 2 4 16 6 10 Poor MIS by most partner FIs who cannot support branchless deliv-ery channels as outreach methods
% increase in savings by FIs20% 5% 0 5% - - To be measured after FIs have
completed their 2012 financial statements
No. of new savings accounts in FIs
5,000 1,530 7,789 20,000 24,827 Achieved
% increase in use of insur-ance by rural clients of FIs
7% 0 0 3% N/A Crop insurance has been planned to be launched in 2013
Table 9 • Major OVIs and Targets, and Progress for FSD
22 FSD supported Centenary Bank, Bank of Africa, FINCA, Mushanga Sacco and EbirungiBurugO’mutuutu Savings and Credit Society Limited (EBO SACCO).23 All loans and guarantee figures are reported by the investment section.
aBi Trust AR 2012 (Revised 14).indd 37 21/06/13 10.00
38 abi trust Annual report 2012
Number of New Branches Opened by Partner Financial InstitutionsPartner FIs opened 13 new branches to extend fi nancial services to rural areas and at least 24,827 new clients were recruited representing 121% achievement against the annual set target of 20,000 accounts. there was a signifi cant increase in the savings volume of USh 6bn and an increase in loan portfolio of ush 5.2bn. these results are for a period of seven months following an investment of ush 1.4bn for rural branch expansion. In addition, 91 permanent jobs were created through branch establishment.
Number of New Branchless Mechanisms Established by Partner Financial Institutions six out of the 16 FIs were supported to establish branchless delivery mechanisms to serve areas where establishment of brick and mortar branches were not economically viable because of overhead costs. bank of Africa (boA) was supported to procure and commission one mobile van to be deployed in northern uganda
and fi ve other partners supported to install fi ve ATMs in eastern and northern uganda. establishment of the targeted 16 branchless delivery mechanisms was hampered by poor management information systems in most partner FIs that could not support branchless delivery channels for outreach services.
Use of Insurance by Rural Clients of Partner Financial Institutionslion Assurance was facilitated to develop and integrate a crop insurance product in FIs with a rural presence; the product will be completed in the fi rst quarter of 2013. This will be the fi rst time such a product is available on the ugandan market with all previously agriculture insurance initiatives focused on the weather index. lion Assurance expects to cover crops estimated at ush 5.2bn by the end of 2013. Insured and supervised agriculture input credits will dramatically improve smallholder farmers’ access to loans at reasonable terms in addition to the expected impact on yield.
When Bank of Africa (BoA) received a grant of USh 218m from aBi Trust to expand its operations to Kalongo town centre Agago district, like any other commercial bank, BoA was afraid for its return on investment. The bank could not shy away from the remoteness of the area and the community’s perception of banking. One fact remained that the area was still underserved and using this opportunity, BoA defi ned a new type of business model and braced itself for the offi cial opening of Kalongo branch for business on 8th May 2012.
In a period of 8 months, over 1,800 accounts had been opened with a total deposit mobilisation of USh 3.2bn, 95% of the target. Savings accounted for 145% achievement of the set target. “We have embarked on an intensive fi nancial literacy and deposit mobilisation campaign and a sharp increase is expected in 2013” said Wilfred Kulanyi, Supervisor, Kalongo branch. In Kalongo town, there are ample business opportunities that can be tapped into given the growing number of SMEs and a 92% population that depends entirely on agriculture. The thirst for micro lending to support agricultural
value chains grows stronger by the day. An agricultural tailored fi nance product is much desired in this town, an area BoA has not yet embarked on. Risks associated with money movement and travel costs have reduced compared to when people of Kalongo used to travel long distances to Pader and Kitgum to access fi nancial services. There is change in personal fi nance management, record keeping, and business ideas activated by fi nancial literacy campaigns.
Mistrust in banking is still evident in this area; given that, BOA is still the only commercial bank in Kalongo. The community still engages in Cash box savings a common way of stashing money that usually comprises of a 30 member group. The numbers could have been more than 1,800 accounts opened but people’s willingness to access fi nancial services with BoA is hindered by the poor road network especially during the rainy season. A mobile banking unit would support the existing client base and attract more clients by taking services closer to them.
Deepening fi nancial services, a Branch Manager’s Tale
aBi Trust AR 2012 (Revised 14).indd 38 21/06/13 10.00
39abi trust Annual report 2012
Gender for Growth (G4G)
G4G’s goal is to increase incomes for women, youth farmers and entrepreneurs within value chains entirely supported by G4G. Mainstreaming gender in VCD organisations is through the following areas:
• promote fairer gender relations in value chains to increase their production and productivity
• Increased competitiveness of women and youth farmers and entrepreneurs
• Promote economic and legal justice for women • enhance quality, documentation, learning,
communication and dissemination
G4G achieved remarkable results in 2012 by promoting Farming as a Family business (FaaFb) which has brought household members together.
In 2012, 32 partners were supported under diff erent value chains. Approximately, 90% of these partners used the household approach to promote gender equality24.
table 10 illustrates the achievements realised.
Table 10 • G4G Major OVIs, Targets and Achievements in 2012
OVIs LOP Target 2010-13 (a)
Target 2010-11(b)
Achieved 2010-11 (c)
Planned 2012 (d)
Achieved 2012
Remarks
No. of women benefi ciaries in all agribusiness interventions 125,000 1,900 2,127 6,800 61,580 LOP reviewed and more partners came
on board
No. of HH trained in decision making as a family unit for improved productivity
46,000 36,000 New OVI
% increase in women benefi ciaries borrowing and saving for agribusiness 35% NA NA 5% 15%
More women enrolled in VSLA savings but borrowing is still low. 1,877 VSLAs formed, 70% being women
No. of Agricultural youth clubs established and functioning 30 NA 4 15 50 No. of schools increased with more TA
No. of women benefi ting from services off ered by partners’ legal aid clinics
12,000 700 2,073 1,100 5,894 Achieved through dialogues, outreach, paralegal work and legal clinics
% reduction in domestic violence of participating HHs 60% NA NA 20% 30%
Reduced incidences due to quick responses to joint planning and sharing at HHs 2010/11 G4G had not focused on this OVI, but came up as a result of improved relations.
No. of women trained in entrepreneurship NA 0 NA 16,132 New OVI; Women trained by partners
No. of women trained and mentored in entrepreneurship 2,000 25 0 35 1000 LOP target reviewed and includes those
mentored by G4G and Partners
No. of youth trained in entrepreneurship 12,000 6,430 New OVI; Youth trained by partners
No. of Youth trained and mentored in entrepreneurship 15 0 15 650 LOP target reviewed and includes those
mentored by Partners
No. of VSLAs formed, supported and saving 5,000 NA NA NA 2,877 Only those VSLAs registered
VSLAs linked to FIs e.g. SACCOs and banks 600 NA NA NA 107 New OVI; To enhance borrowing of large
loans for group benefi t
HHs that opened new businesses 10,000 NA NA NA 2,011 Business/income generating activities for HHs
Women have started businesses 2,000 NA NA NA 602 Business/income generating activities for HHs
New FTE jobs created 15,000 6,600 New OVI
24 HH members trained to develop a vision, plan, work and share benefi ts from value chain interventions together for purposes of improving their welfare.
aBi Trust AR 2012 (Revised 14).indd 39 21/06/13 10.00
40 abi trust Annual report 2012
Coff ee Value Chain to promote fairer gender relations to increase productivity in the coff ee value chain, aBi Trust supported eight partners who reached 17,310 HHs through trainings in gender relations, VslA, entrepreneurship, household visits and drama. It was reported that men are helping women with HHs chores and women are increasing their participation in the value chain activities as testifi ed below;
“I had abandoned my wife due to age, but after the gender trainings, I came back and started helping her with house work, our marriage has become more interesting than it was previously. Although society mocks me for helping her with household chores and they say that she bewitched me, I feel happier,” Mr. Muheki of butiti sub county Kyenjojo district.
Due to abi trust supported trainings in gender relations, there has been increased pooling of labour in families, which has led to timely harvesting of coff ee and reducing losses of coff ee at harvest time. This has led to improvement in coff ee quality and income in the homes as narrated by Mr. Kakuba Eriya of Kinguramazi Parish from Sembabule district;
“I used to work on the coff ee alone and it was a challenge especially harvesting and drying all coff ee. Some of the coff ee would remain in the fi eld wasted. After attending training on sharing roles in households, I decided to give my older wife her own coff ee shamba. She and the children then started helping me in coff ee. These days we are all involved and this has helped us to pick all the ripe coff ee berries and dry them properly which brings in more quantities and has attracted a better price. As a result, our home realised the highest amount of money from coff ee ever, and we have started constructing a permanent house and set up a shop for daily income.”
Maize six partners reached and trained in entrepreneurship and VSLA methodology; and three partners (Masindi DFA, Busia DFA and Maganjo Farmers Associations) reached 8,270 HH in GAp (line spacing, fertiliser application, timely weeding, use of hybrid seeds, among others), entrepreneurship and VslA methodology. Yields increased from 12 bags per acre to 23 bags per acre attributed to the use of improved maize varieties and increased acreage of land tilled through pooling labour as a household.
output 3.1: promotion of Fairer Gender relations to Increase productivity in Value Chains
25 A youth is a young female or male person ranging in the ages of 18-30 years according to the National Youth Policy.
Value chains No. of women No. of menNo. of Youth25
TotalMale Female
Coff ee 19,953 18,821 3,742 3,517 46,033
Maize 12,450 10,652 2,640 3,164 28,906
“It is ‘fair’ to make value chain development benefi t men and women equally and to make it contribute to greater gender equality. But it is also smart economics: women often play important (but invisible) roles in value chains, therefore they are an important factor in upgrading a value chain, they are also crucial for poverty alleviation as they are more likely to use increased income for the well-being of their family.” ApF Agri-Hub ethiopia 2012
aBi Trust AR 2012 (Revised 14).indd 40 21/06/13 10.01
41aBi Trust Annual Report 2012
Output 3.2: Increasing Competitiveness of Women and Youth Farmers and Entrepreneurs
G4G through 16 partners focused on women and youth empowerment for increased competitiveness and participation in agriculture and agribusiness. As a result of these interventions, 602 women have started businesses; women and youth are now fully engaged in planning and decision making at HH level; youth out of school have increasingly engaged in different
value chains; and those in schools have established 50 agricultural school clubs. A total of 10,420 HHs were trained in gender and rights, entrepreneurship, VslA and GAP. However, the sharing of benefits is still very slow with a need for regular follow-ups by change agents and continuous sensitisation through the media.
In Kayunga, eight groups26 were strengthened to improve the quality and production to meet unbs requirements in collaboration with sps & QMs. abi trust purchased processing equipment, hand operated machines, like juice extractors, maturation tanks, siphoning pipes and tubes, refractometer, stabiliser and probe thermometers, micron filter hand operated or gravity operated and bottle filling machine, among others, calibration of the equipment; solar driers and provided technical support in food safety and quality management to Kangulumira Area Cooperative enterprise.
P’KWI, a woman founded organisation has reached 2,510 HH27 engaged in sunflower production and have registered an increase in output from 150Mt to 380Mt. P’KWI received Kilimo HI Organic Mark certification for its processed oil and is waiting for product certification from unbs.
progress was made to increase the number of women groups involved in certified seed production under Victoria seeds. the women groups in northern uganda produced certified seed of sunflower, simsim, groundnuts, soybean and cowpeas. Contract seed production contributed to production skills improvement.
“Previously, I used to grow soybean from my 2 acres of land and would obtain little but after the trainings with Victoria Seeds in GAP, entrepreneurship skills and acquiring improved soybean Namsoy 4m seeds to plant on 2 acres, I have increased yields from 200 kgs to 1,400 kg. I sold at USh 1,300 per kg as compared to USh 700 per kg to Victoria Seeds, an equivalent of USh 1,820,000. I have managed to pay my children’s school fees, and started on building a permanent house. I intend to buy faster means of transport as well as saving for future farming.”
Training No. of Women No. of MenNo. of Youth
TotalMale Female
Gender and Rights; Entrepreneurship; VSLA and GAP 26,463 16,441 3,978 4,275 51,157
Seed production No. of Women No. of MenNo. of Youth
TotalMale Female
Contract seed production 293 215 121 86 715
aBi Trust’s partnership with Straight Talk Foundation has increased youth participation and interest in agriculture especially in 50 schools covering seven districts in northern uganda.
the schools established demonstration gardens for maize, beans and vegetables and 10 schools opened
more land to produce food for pupil consumption. According to Action for Community Development (ACoD) uganda, positive attitude change among participating youth that are out of school towards agriculture has been reported, with more youth groups requesting to join the Agricultural Initiative Project in Apac and Dokolo districts. ACoD received applications from 20 new youth groups.
26 6 women and 2 youth27 1,500 female headed, 1000 male headed, 8 girl-child and 2 male-child headed HHs.
Pupil Training No. of Girls No. of Boys Total
Agribusiness 8,400 8,600 17,000
aBi Trust AR 2012 (Revised 14).indd 41 21/06/13 10.01
42 abi trust Annual report 2012
A research titled “Land titling as a driver to women’s economic empowerment” by uganda land Alliance (ULA) established that the major driver for economic empowerment of women farmers depends on agricultural enterprise they are engaged in. It is recognised that while women participate in agricultural production, they lack control of the proceeds of the enterprise. Women’s lack of access to land translates into a lack of access to fi nancing through banks when possession of collateral is a requirement. therefore, secure land tenure increases engagement in agribusiness and has translated into accumulation of other assets by women; especially for widows and single women. patriarchy entrenched in culture and fused with religion are a force to reckon with if tenure security for women is to be realised. the household approach therefore is a cause in the right direction.
Community dialogues and media have been instrumental in raising awareness of women’s rights to land. In addition, awareness on sexual Gender based Violence (sGbV) was raised. It is evident that the number of cases of women seeking to assert their rights over marital property in Northern Uganda (project area) is growing. FIDA Uganda was able to register 59% of the cases involved in land disputes although they were resolved amicably. Women are increasingly gaining access to and control of marital
property under this arrangement. based on the numbers of legal clients in northern uganda in cases that were mediated and successfully concluded, it is clear that women are asserting their rights28 as a result of legal literacy education received from FIDA. Clients 9,333 (4,488 women, 1,584 men, 1,855 male youth and 1,406 female youth) were registered out of which 851 cases were mediated and concluded by FIDA u and 68 paralegals.
FIDA Staff mediating a land dispute in
Pajule sub-county, Pader district
Output 3.3: Promotion of Economic and Legal Justice for Women and Youth
output 3.4: enhancing Quality, Documentation, learning, Communication and Dissemination
The objective of this output is to document and disseminate lessons learned. below are some of the
activities that were undertaken in 2012.
1. aBi Trust newsletter titled “Women in Agribusiness” was published and disseminated to partners.
2. enterprise uganda conducted a trainers of trainees in entrepreneurship and 71 partner representatives (46 Male, 25 female) participated. The trainees received a certifi cate and an entrepreneurship training manual/materials to guide trainings in their respective organisations.
3. Mid-term reviews for both Masindi DFA and straight talk Foundation revealed an improvement in gender relations at household level by 35% and increased adoption of good agricultural technologies in households by 40%. there was also increased use of improved varieties, fertilisers, and pesticides29 in 50 schools.
4. G4G used diff erent means such as churches
28 9,333 clients (4,488 women, 1,584 men, 1,855 male youth and 1,406 female youth) were registered out of which 851 cases were mediated and concluded by FIDA and 68 paralegals.29 Going forward, the emphasis will be on ways to scale up the project, post-harvest handling and the establishment of VSLA.
aBi Trust AR 2012 (Revised 14).indd 42 21/06/13 10.01
43abi trust Annual report 2012
Above: Woman expressing herself at a community dialogue in Kitgum district
Above: Women attending a training organised by Mayuge DFA
Women participation in trainings and meetings has increased and they have become more empowered and their self-esteem and confi dence has increased and thus able to present in meetings within their communities.
“Since I got married, my husband was not supportive. I would labour alone with everything together with my children, but after listening to the infor-mation on Safari FM about gender issues, he has since become supportive. I now own some gardens and tools which had not happened before.”
and rural development programs like nAADs to tap into widespread awareness of the family approach to agribusiness.
5. the Gender policy was approved by the board of Trustees (BoT) to guide staff and partners on gender equality in implementation of all aBi Trust’s activities. policy dissemination to stakeholders attracted organisations for collaboration with G4G for networking and information sharing especially on its HHs approach.
6. abi trust acknowledges the impact of HIV/AIDs on the agriculture sector and only if the key HIV/AIDs
risks and impacts are analysed and addressed internally and externally, competitiveness of the private sector in agricultural development will be achieved. abi trust developed the HIV/AIDs policy to address the above challenge and will be approved in 2013.
7. thematic Illustrative materials have been used by partners to share knowledge and information among farmers.
8. Community dialogues spearheaded by change agents and media have been instrumental in rais-ing awareness of women’s rights to land and SGBV.
All G4G partners held 160 radio talk shows/programmes in their respective areas of implementation; these radio programmes were utilised to create awareness on joint planning, property ownership, land laws, FaaFB for increased HH incomes among others. the radio programmes were aimed at empowering women and youth to engage in commercial agricultural activities to improve production, productivity and prevent domestic violence.
Collaboration with Agro pro Focus on Gender and value chains training, mentoring and coaching was done and 50% of the coached partners were able to develop gender responsive monitoring and evaluation
tools under the guidance of Ms. Jacqueline Terrillon, snV/ApF international coach for the Gender in VCD coaching track. nine partners facilitated capacity in monitoring and evaluation tools development to collect sex-disaggregated data and monitor change at household, group and organizational levels; document success stories, case studies and other documentaries.
Participation in National, Regional and International ForaIn April 2012, abi trust participated in a round table conference in Arusha that was organised by new Faces new Voices, GIZ, bMZ, and the east African Community. the purpose of the conference was to develop a
aBi Trust AR 2012 (Revised 14).indd 43 21/06/13 10.01
44 abi trust Annual report 2012
Achievements in 2012
there was 30% increase in yields in the supported value chains due to better agricultural technologies and improved gender relations. Joint Planning, visioning and working together in households has led to increased incomes and development in homes as narrated below by Mrs. Katwere from buikwe sub county, Mukono district: “We had a shared vision of roofi ng our house with new iron sheets. The house needed 15 sheets then we agreed to use the sales from our maize in the fi rst season and we have acquired seven sheets. We hope in the next harvest to keep buying the iron sheets until we get enough.”
Women’s access to and control over resources and household incomes has improved as a result of joint planning; men have acquired trust in their wives and given them authority of control; as narrated by Mr. Katwere Fred, sugu parish, buikwe sub county Mukono district:
“Whenever I got the money I would spend it on non-productive ventures things like, drinking beer, going for other women among other things, but after learning that my wife had strength I started trusting her with my money and all the other assets. She keeps all the money and whenever we have an expenditure, she does it well according to plan. I see my family better than it used to be.”
sharing of workloads in households has strengthened relationships between spouses as narrated by Asiimwe Hanifa, of Hoima district Kitoba sub County, birungu parish in Kitesukura village said;
“Before attending gender training sessions, me and my husband would work in separate gardens. My husband would take all the produce for marketing but would not come back with the money after sale. I am happy that after the gender trainings we have now realised the
importance of working together, through joint planning, and management of our farming activities, we now share all the benefi ts of our work as a family and our children are studying well.”
Domestic violence has reduced due to joint planning and decision-making in participating households as narrated by Alice Ngasirwe – Bugamba Tukundane Group in Mbarara District.
position paper on solving problems of women access to fi nancial services. A draft was developed and shared for participants’ input. A fi nal position paper will be published in February 2013.
1,877 VSLAs have been formed and farmers borrow from them to pay school fees, boost their production and build houses. There is more group discipline and cohesion created by VSLAs. The VSLA approach has increased access to credit, and enabled HHs to meet their immediate fi nancial needs. In Mbarara DFA, average saving portfolio for VSLAs has grown from USh 3 million to 9.8 million as a result of farming households depositing more on VSLA savings accounts.
Village Savings and Loan Associations
aBi Trust AR 2012 (Revised 14).indd 44 21/06/13 10.01
45abi trust Annual report 2012
“My husband used to sell family property without our consent and we used to quarrel and fight, but after attending a gender training facilitated by MBADIFA, the situation in our family has changed. Today, we sit and plan together and before selling, he seeks consent from family members first. This has cultivated a culture of good cooperation in our family and we have been able to meet school needs for our children. We encourage our children to work hard and they are happy with us.”
Women change agents have become more empowered taking on more leadership positions as narrated by Kisoma Sarah from Kangulumira in Kayunga District;
“Being a change agent led people to trust me and I was elected as secretary for women aff airs on the Local Council.”
support was extended to 1,748 change agents who act as intermediaries between partners and benefi ciaries, com-munity guides, back stoppers. they facilitated 36,000 HHs (72%) to develop joint plans that are being implemented.
progress in Investments unit
Investments In 2012, the Investments strategy was guided by the Investment Manual and by 31st December 2012, the total value of the fund was ush 78bn or DKK 164m, up from ush 61bn or DKK 128m as of 31st December 2011. The increase was due to money received in January 2012 as the fi nal portion of the 2nd tranche of the endowment fund amounting to ush 5.9bn or DKK 12m plus investment income amounting to ush 11.1bn or DKK 23m. the fund portfolio mix is indicated in table 11 contrasting its position as of 31st December 2011.
Table 11 • Investments Comparison December 2012 to December 2011
Dec-11 Dec-12
Value % of fund Value % of fund
Treasury Bills 10,201,576,717 17% 14,582,971,104 19%
Treasury Bonds 3,149,147,495 5% 7,111,340,715 9%
Fixed Deposits USh 12,108,589,041 20% 22,960,187,536 29%
Fixed Deposits USD 25,739,498,520 42% 8,555,544,288 11%
Lines of Credit 9,359,515,566 15% 24,093,216,686 31%
Cash 681,345,494 1% 1,173,394,075 1%
Total (USh) 61,239,672,834 100% 78,476,654,380 100%
Total (DKK) 128,657,072 100% 164,863,457 100%
these funds were invested to earn an average return of 16.73%30 over the past 12 months against a target of 12.99%. the year started with a heavy bias towards the higher earning Treasury Bills and Shilling fi xed deposits (58% of fund) that were giving an average return of 19%. However, to align more to the aBi Trust objectives, a strategic decision was made to increase the portion of the fund in lines of credit, which attract a lower yield, but widen the scope to reach the underserved. this meant that some of the higher earning instruments were substituted in a bid to balance between the development
and sustainability objectives. As a result, Lines of Credit more than doubled in their proportion from 15% at the beginning of the year to 31% and were the single biggest investment item by 31st December 2012.
While attempts are always being made to align the investment mix to the one prescribed by the investment policy, it is not always achieved. At year-end, misalignment was deliberately in favour of lines of Credit at the expense of t-bills and shilling Fixed Deposits as illustrated in Figure 6.
30 Average yield is calculated by dividing the total monthly weighted average yields by 12.
source: AlGC records - Figures include interest earned but not collected. 1DKK=476.01.
aBi Trust AR 2012 (Revised 14).indd 45 21/06/13 10.01
46 aBi Trust Annual Report 2012
Figure 7 • Comparison of Current and Targeted Investment Mix
Cross Roads InvestmentIn relation to aBi Trust’s contract to manage the Construction Guarantee Fund (CGF) on behalf of the DFID – CrossRoads programme, a fund of USh 7.2bn (£2m)
was received in February 2012. the same has since been invested to earn an average yield of 19.3% for 2012 as illustrated in table 12.
The Fund comfortably surpassed the unit’s target yield of 12.99%, and this was mainly attributed to the locking in of higher interest rates available in the earlier part of the year when the Central bank was still mopping up excess liquidity to fight inflation. Most of these investments are due to expire early in 2013 when the reinvestment rates are likely to be substantially lower as
inflation has since dropped from the mid 20’s to single digits. As shown in Figure 7, the Fund is almost perfectly aligned to what is targeted and the slight difference of 5% is skewed to the higher yielding USh fixed deposits. the cash was also kept at a bare minimum, given that it was not likely to require the liquidity in the short life of the guarantee scheme.
Cash0%
Fixed Deposits ush45%
t/bonds15%
t/bills40%
As at December 2012 target Mix
Figure 6 • Comparison of December 2012 and Targeted Investment Mix
InstrumentMar-12 Dec-12
Value % of Fund Value % of Fund
Treasury Bills 2,965,303,871 40% 3,355,044,910 40%
Treasury Bonds 1,111,031,544 15% 1,240,782,317 15%
Fixed Deposits USh 3,074,315,069 41% 3,891,556,164 44.6%
Cash 266,566,193 4% 29,075,551 0.4%
Total (USh) 7,417,216,677 100% 8,516,458,942 100%
Total DKK 15,582,061 17,891,345
Table 12 • CGF Investments and Yield as at 31st December 2012
December 2012 target Investment Mix
Fixed Deposits ush30%
Cash1%
t/bonds10%
Fixed Deposits usD10%
lines of Credit24%
t/bills25%
source AlGC records
source: abi trust Investment unit records-Figures include interest earned, but not collected.
Cash1%
Fixed Deposits ush29%
lines of Credit31%
t/bills19%
Fixed Deposits usD11%
t/bonds9%
Cash3%
Government securities57%
Fixed Deposits ush40%
source AlGC records
aBi Trust AR 2012 (Revised 14).indd 46 21/06/13 10.01
47aBi Trust Annual Report 2012
Lines of CreditBy the end of 2012, USh 23bn was outstanding with five Financial Institutions as lines of Credit for on-lending to agribusiness enterprises. by December 2012, 8,431 agribusiness loans worth ush 20bn were disbursed to agribusiness beneficiaries with an average loan size of ush 2.4m, falling short by 37% of the annual target of 13,300. the shortfall is largely attributed to some disbursements that were made late in the year and had not yet been fully drawn down. the shortfall should be covered in 2013 when these facilities are fully drawn down. At the same time, it is expected that at least ush 2bn will be disbursed to the sACCo consolidation
project, where about 15,000 beneficiaries are targeted.In the same period, a line of credit to improve the ratio of female beneficiaries was made available to a financial institution, the impact of which should be felt in 2013 when the facility is fully drawn down. the facility for primarily lending to agribusiness in northern uganda was approved, but not disbursed in the work plan period due to delays in the documentation, but it should be disbursed in the first quarter of 2013 to improve the dismal ratio of lending to northern uganda, which stands at 8%.
FI Outstanding Number Under Cover Gender Location
USh (Millions) Current Male Female C E N W
Volume Value USh (Millions)
1 1,636 115 307 74 41 73 5 0 37
2 0 58 47 24 34 30 18 0 10
3 3,624 2,446 5,218 1,291 996 959 304 146 1,037
4 1,214 1,276 2,693 1,107 169 189 0 0 1,087
5 2,000 730 586 0 730 339 263 61 67
6 15,000 3,806 11,554 2,961 845 1,068 647 465 1,626
TOTAL 23,474 8,431 20,405 5,457 2,815 2,658 1,237 672 3,864
Table 13 • FIs Lending Showing the Breakdown of Disbursements by Volume, Gender and Location as at
Guarantees
The Agribusiness Loan Guarantee Schemetable 14 details the progress on the scheme to-date:
Key OVIs As at 31/12/2010 As at 31/12/2011 As at 31/12/2012
No. of active FIs 5 7 9
No. of beneficiaries as at year end 3,985 11,270 12,028
Amount outstanding as at year end 8,307,094,719 13,116,512,366 28,873,011,723
ALGC exposure 3,964,991,043 6,471,495,426 13,626,988,277
Limits 14,000,000,000 28,500,000,000 42,500,000,000
Volume of new loans in the year 5,451 22,612 19,902
Value of new loans in the year 11,468,121,019 34,306,503,466 44,646,742,870
Leverage (Total Limits/Fund) 53% 85% 62%
Leverage (Total new loans/Fund) 43% 102% 123%
Claims Settled per year 19,333,550 64,773,983 177,027,093
Table 14 • Progress on Guarantee Scheme as at 31st December 2012
source: AlGC records - FIs full names withheld.
31st December 2012
aBi Trust AR 2012 (Revised 14).indd 47 21/06/13 10.01
48 aBi Trust Annual Report 2012
The figures indicate a positive trend with an exception of the total number of new loans disbursed over the period being 19,902 (32% of whom were female) down from 22,612 in 2011. In spite of decline, two financial institutions were introduced in the last quarter of 2012, increasing the number of participating FIs from seven to nine. Given the substantial growth in value of new loans, the decline is explained by the increase in the average loan size from USh 1.4m to USh 2.1m for the two most active users on the scheme.
The first leverage ratio designed to determine the risk on the fund, indicates that there is still significant room for expansion in the guarantee limits or number of participating FIs. the second leverage ratio shows how the scheme has acted as a catalyst to lending 1.23 times the fund size and indicates that the 2013 target of 183.35% is attainable.
In the process of reviewing the Investment Manual late in 2012, it was agreed to separate the fund, which
indemnifies the Guarantee Scheme from the Lines of Credit. this should reduce the indemnifying fund to about ush 43bn, which according to the volumes generated today, would increase the leverage to 200%, hence surpassing the 2013 target and enabling the AlGC to realistically aim for leverage of 300% instead.
the claims settled in the reporting period were the highest since 2010, largely fuelled by the defaults in production sub-sector resulting from weather vagaries. nonetheless, at this point, the situation is not alarming given that claims to date were only 0.3% of the fund size as at 31st December 2012.
table 15 indicates that two Financial Institutions, A and D continue to dominate guarantee scheme activity. In a bid to improve overall utilisation of the scheme, two more institutions with similar approaches to Agribusiness lending were recruited in the last quarter of the work plan period, from whom more volumes are anticipated in 2013.
Table 15 • Volume and Value of New Loans Disbursed over the Period 1st January - December 2012
Financial InstitutionNo. of Loans by Gender
Total No. of New Loans Value (USh)Male Female
A 6,221 419 6,640 27,068,405,000
B 5 2 7 263,570,930
C 31 4 35 672,500,000
D 7,108 5,891 12,999 14,458,761,320
E 1 0 1 10,000,000
F 1 0 1 150,000,000
G 2 0 2 905,496,620
H 150 41 191 590,009,000
I 24 2 26 528,000,000
TOTAL 13,543 6,359 19,902 44,646,742,870
DKK 93,793,708
1DKK = 476.01/= FI names withheld.
aBi Trust AR 2012 (Revised 14).indd 48 21/06/13 10.01
49aBi Trust Annual Report 2012
CrossRoads Construction Guarantee Schemeabi trust was contracted by the Crossroads programme to manage the £2m guarantee fund that supports the
road construction sector. table 16 details progress on the programme as at the end of 2012.
the Construction Guarantee scheme was launched in 2012 at the time when the main contractor (Government of uganda) was not issuing new contracts and was not paying contractors, which culminated in very low activity on the scheme. out of the six banks signed onto this programme, only two were active during the reporting period.
towards the close of the year, Crossroads and abi trust agreed that the marketing function be managed by abi trust to fully align it with other activities. It is believed that with increased training, this arrangement should help boost the figures in 2013. At the same time, CrossRoads finally agreed to include performance bid bonds as eligible for cover and is exploring possibilities of including Insurance companies in the programme as eligible financial institutions.
Monitoring and evaluation
Progress Towards Achieving DCED ComplianceDCeD is a Monitoring and evaluation standard of assessing progress of the interventions with emphasis on the use of the result chain. this standard enables the implementers to think though the expected results of the intervention through the five layers of the result chain such as intervention level, market trigger, market uptake, enterprise performance, sector growth and impact. abi trust expects to attain compliance to the DCeD standard by end of 2013.
abi trust embarked on a compliance drive with the introduction workshop on Donor Committee for enterprise Development (DCeD) standard for abi trust staff. By May 2012 all key staff positions had been filled
Table 16 • Progress on Guarantee Scheme as at 31st December 2012
Key OVIs As at 28/02/2012 As at 31/12/2012
No. of active FIs 0 2
No. of beneficiaries as at year end 0 21
Amount outstanding as at year end 0 914,589,229
CGF exposure 0 457,294,615
Limits 0 14,500,000,000
Volume of new loans in the year 0 23
Value of new loans in the year 0 1,030,160,504
Leverage (Total Limits /Fund) 0 199%
Leverage (Total new loans/Fund) 0 14%
Table 17 • Volume and Value of New Loans Disbursed over the Period 1st March - December 2012
No. of Guarantees under ver Amount of Guarantees under cover
Indiv. Port. Total Indiv Portfolio Total Exposure
EC 0 22 22 0 13,485,270 13,485,270 6,742,635
EQ 0 1 1 0 1,016,675,234 1,016,675,234 508,337,617
0 23 3 0 1,030,160,504 1,030,160,504 515,080,252
UK£ 0 237,396 237,396 118,698
1 UK£ = 4,339.41 USh31 - FI full names withheld
31 Source: Bank of Uganda website UK£/USh mid-rate at 31 Dec 2012.
aBi Trust AR 2012 (Revised 14).indd 49 21/06/13 10.01
50 aBi Trust Annual Report 2012
and staff trained in Measuring Results Management (MrM) based on the DCeD standard. From the onset, it was made clear to all staff that DCED is ‘part of the job’ and a useful instrument for MrM. result Chains (rC), one of the tools used in MrM, are now compulsory and part of project proposal submissions for approval by the Contracts committee. Staff use these RCs in its monitoring work when visiting partners and explaining them to partners as they sign their contracts with abi trust.
In 2012, much of the efforts were on developing RCs and Measurement Plans (MPs) for both new and old projects in all the sub-components. MrM was integrated into aBi Trust’s day-to-day activities and systems such as; developing the M&e Manual, developing appropriate data collection templates, aggregation of indicator data, monitoring visits and the logical framework matrix. over 60% of the rCs and Mps have been completed.
A mock audit on DCeD compliance was also conducted in December 2012. The objective was to assess the status of the MrM system at abi trust and recommend to management ways to improve it (where appropriate) and prepare for a full audit in october 2013. recommendations from the mock audit included conducting an impact assessment, emphasis to completion of result chains and measurement plans as well as development of aggregations sheets.
Linking M&E Database to Navision Systemabi trust contracted DataCare to support the management and maintenance of the M&e database. this support enabled the creation of a synchronised database with navision on a daily basis. to-date, the M&e system is able to read and display both the budget lines and expenses in the M&e database as requested by the user.
Grants Management Module FsD is currently using the Grants Management Module (GMM) to register grants that have been awarded. the plan is to roll it out to other sub-components, a process that will require staff orientation as well as refresher training.
GIS Modulethe M&e unit continued to collect data using the Global positioning system (Gps). this data included
locations of the demonstration plots, farmers’ groups, partner headquarters, and locations of existing Financial Institutions among others. It is recommended that the current GIs module should be upgraded to a higher version to enable better usage.
Third Party VerificationThird party verification team was brought on board to provide support to the M&e unit in verifying the performance data provided by partners and generate relevant and timely information for management decisions making, planning and tracking progress in order to improve service delivery. Monitoring and verification field visits for selected supported projects were conducted to validate implementation status, promote use of existing data collection tools, and mentor project implementers in results measurement.
A major outcome of these interventions has been the progressive improvement in the quality of performance reports from partners, which provide data for management decision making and learning. Verification reports on each project visited have also informed management decisions concerning capacity-building needs of partners, as well as need for sustained but focused monitoring and coaching on project implementation, and accountability. the M&e/MrM Manual was developed and it waits approval by the bot in April 2013.
Institutional Development
Corporate Governancethe nature of abi trust business, with management of trusted Capital and disbursement of substantial funds to implementing partners means that corporate governance arrangements and risk management procedures are critical.
the abi trust board of trustees (bot) held five meetings in 2012 with prior meetings of the committees (Audit and risk, Finance and Investment and Human resource). the terms of reference of the former Audit Committee was expanded to include more responsibility for risk and its name changed to
aBi Trust AR 2012 (Revised 14).indd 50 21/06/13 10.01
51aBi Trust Annual Report 2012
the Audit and Risk Committee to reflect the broader responsibility. the terms of reference for the Finance and Investment Committee were expanded to strengthen responsibility for Finance.
the bot welcomed a new trustee in the 4th Quarter of 2012, Mr. Warwick thomson who will represent the royal Danish embassy, Kampala on the bot. the bot carried out its first board evaluation in 2012, which was carried out by the Company secretary resulted in recommendations and commitments which were shared with the Founders and which have since been implemented by the BOT to make it more effective in its decision-making. the bot also participated in three in-house training sessions on corporate governance by the Centre for Corporate Governance in Africa, on risk management and on board dynamics, which were delivered by the Company secretary.
Other Activities in 2012 Included:• Revising the Trust Deed to reflect and strengthen
the governance best practices being carried out by aBi Trust, revisions that will be reflected in Governance manual.
• The Royal Danish Embassy’s (RDE) representative on the Founders Committee, Mrs. Mette bech pilgaard was added to the board of AlGC in the 4th Quarter of 2012.
• the collaborations with Crossroads, KfW and the rDe, Kampala were formalised in 2012 for the Crossroads Guarantee Fund, the rural Challenge Fund, and a Dairy Value Chain respectively.
• Corporate functions were strengthened by the addition of a corporate services function, including Human resource and a risk Management function.
Risk Management and Internal Control SystemHaving an effective internal control system is an integral part in the risk management process. In 2012, abi trust management continued to strengthen its risk management process with the development of a risk management framework that was approved by the bot. A risk assessment workshop took place and various risks identified and assessed. A Risk Register was developed and a risk Manager was appointed as an outcome of this workshop. risk management training was also
conducted for the bot. Management reviewed the key procedural manuals and revised the Human resource Manual and Investment policy Manual.
Internal Audit Functionthe Internal Audit function continued to play its role of giving assurance on the effectiveness of risk management, internal control system and governance processes. several internal audits were conducted during the year among which were human resource management, procurement, use of consultants, credit lines, loan guarantees scheme, information technology, fraud risk management and several implementing partners. Internal audit function also played a key role in resolving issues in the 2011 external audit, developing the risk management framework, risk assessment and developing of a risk register.
Corporate Services Functionthe Corporate services Department at abi trust emphasises the need to create an effective performance management culture and improving the Human resource, Administration and operational processes as well as the efficiency of the Institution. In August 2012, the Human resource Manual was updated in line with the labour laws of uganda and Human resource policies in line with best practices were approved by the HR Committee and circulated to all staff. A Corporate services Manager was recruited.
Financial performance versus budget
summary
Appendices I - III depict financial performance for abi trust and AlGC over the period 1st January to 31st December 2012.
total Assets grew by 46%, achieved on the back of attracting new sponsors like Crossroads with a capital injection of USh 7.3bn for the Construction Guarantee Fund and receipt of the rest of the endowment funding from the rDe. this amount was prudently invested to yield 19.5% over the year, which contributed to the impressive 134% growth in retained earnings.
aBi Trust AR 2012 (Revised 14).indd 51 21/06/13 10.01
52 aBi Trust Annual Report 2012
In the statement of comprehensive income (Appendix III), total operating income was 15% above budget mainly on account of investments in fixed deposits which were above budget by 86%. These fixed deposit investments were made in a high interest regime and locked in for most of the reporting period. on the other hand, interest rates on lines of credit were more sensitive to market volatility, since they were reviewed mid-year to align to the market conditions. the fees on lines of credit were above budget due to attainment of a volume higher than budgeted. there were three new lines of credit in the year 2012 given to Centenary, uganda Finance trust, and uGAFoDe totaling ush 18bn.
Guarantee fees however, were below budget by 22% due to lower than budgeted volume against which the fees are charged. overall, the total comprehensive income was below budget by 8% because of the following:
1. revaluation loss of ush 0.4bn arising from book entries of foreign exchange received from rDe being made at a higher rate than actual rate prevailing at the point of exchanging into ush. Actual bad debt provisions exceeding budgeted position by 150%, because a prudent decision to book specific provisions as opposed to general provisions was made in recognition of the increased exposure to abi trust.
2. unplanned tax payment of ush 618m that was made after it was clearly communicated from the uganda revenue Authority that the tax exemption previously enjoyed would not be renewed.
Grant income comprised of proceeds from the rDe for implementation of program activities amounting to ush 34bn and other income of ush 48m relating to the assets handed over to the trust by DAnIDA.
the program budget utilisation was at 73% mainly because of sps&QMs and G4G underutilisation by 58% and 37% respectively. However, these funds have already been committed for expenditure in the year 2013.
Activities under the FsD and VCD sub components were generally on schedule. the unutilised funds under these sections have been committed and should be spent in the year 2013.
the trust operations Capital costs were generally within budget with overspend on budget lines like rent, where there was a rental increment of $3 per square meter and utility costs due to increase in staff numbers and recruitment costs.
Funding status
abi trust continued to develop towards sustainability by making an effort to continuously attract funds from other sponsors like social and institutional investors, development finance institutions, etc. who view aBi Trust as an appropriate vehicle for management of funds and programmes in support of the agribusiness development.
In 2012, two new sponsors, DfID and the royal netherlands Government signed agreements to collaborate with the aBi Trust. DFID’s CrossRoads programme contracted aBi trust to manage a Construction Guarantee Fund (CGF) facility of £2m to run up to end of 2014. The facility is aimed at providing guarantees to sMes in the road construction sectors through financial institutions. A fund of USh 7.2bn (£2m) was received in February 2012 and invested to earn an average yield of 19.5% 2012.
An agreement was signed under the Delegated Cooperation between royal Danish embassy and embassy of the Kingdom of netherlands to support the Dairy sector in uganda. the dairy value chain has been added as the sixth value chain having been approved by the bot to run for a period of three years. this assures the trust of receiving € 6.5m over the life of the programme of which € 1m was received in 2012.
the uganda rural Challenge Fund which is an initiative of the German Federal Ministry for economic Cooperation and Development (BMZ), financed by KfW on behalf of the Ger-man Federal Government and established under abi trust, started with a kick-off meeting in November 2012 in Kam-pala. In attendance was KfW, abi trust, the Fund Manage-ment team of Frankfurt school of Finance & Management and Incofin. This assures funding of € 8m over three years.
the trust continued to earn management fees for its services from the Crossroads programme, and in 2013 from
aBi Trust AR 2012 (Revised 14).indd 52 21/06/13 10.01
53aBi Trust Annual Report 2012
DIRECT FUNDING
Sponsor Amount Sponsor Amount
KFW € 8,000,000 DANIDA,SWEDEN,BELGIUM and EU (U-Growth I) DKK 260,000,000
DFID£ 2,000,000 USAID $ 22,500,000
NETHERLANDS € 6,000,000
table 18 shows actual disbursements from DAnIDA to the trust compared to the appropriation. It also indicates
percentage disbursement of programme funds to the various business units.
Table 18 • aBi Trust Disbursement and Budgets (DKK)
Item Total Appropriation*
Total Disbursements
31 Dec 2010
Total Disbursements
31 Dec 2011
Total Disbursements
31 Dec 2012
Total Disbursements as at 31 Dec 2012
Total Disbursements
in %
Balance on grants
3.1 VCD 110.8 1.3 5.8 35.3 42.4 38% 68.5
3.2 FSD 38.1 1.3 3.6 17.4 22.3 58% 15.8
3.3 SPS/QMS 26.1 0.6 19.5 20.1 77% 6.0
3.4 G4G 36 1.9 6.2 19.6 27.7 77% 8.3
Correction, EC funds** -22.3 0 -22.3
Subtotal Sub-Components 188.7 5.2 15.5 91.8 112.5 60% 76.2
3.5.1 Trust Capital (Endowment) 60.4 50 10.4 60.4 100% 0
3.5.2 Trust Capital (2nd Tranche) 74 62.2 11.8 74.0 100% 0
3.6 Trust Operations 29.2 3.9 3.2 7.4 14.6 50% 14.6
3.7 Technical Assistance 24 6.7 6.8 3.8 17.3 72% 6.749
Contingencies 6.3 0 0% 6.3
Exchange rate differences 0 -1.7 -0.7 -2.3 0
Grand total, DKK million 382.6 65.8 96.5 114.1 276.4 72% 103.9
*Appropriation Includes DKK 65.9 for USAID grant and DKK 25.7 for Netherlands grant until 2013; 1DKK = USh 450/=, 1GBP = USh 3,300= , 1USD= USh 2,800
** Anticipated grant of € millions from EC did not materialise
the u-Growth I programme commenced in 2010 and is to run until 2013. this means that by the end of the year 2012, 75% of the total appropriation should have been disbursed to abi trust, and on average, funds to that tune were sent for all the components.
the total appropriation of VCD and FsD components includes usAID funds until 2013 of $8.9m and the netherlands Funds of €2.8m (net of management fees). the total appropriation for trust operations includes management fees. the overall percentage of funds disbursed to abi trust is 72%, mainly because the
Source: RAM table provided by RDE (Annex 4), 1DKK = USh 450/=, 1GBP = 3,300/=, 1USD= USh 2,800;
uganda rural Challenge Fund. DAnIDA is in the process of formulating the phase II of its support to the u-Growth
Agribusiness Initiative Component against the aBi Trust’s Business Plan which is in the final stages of development.
aBi Trust AR 2012 (Revised 14).indd 53 21/06/13 10.01
54 aBi Trust Annual Report 2012
In 2012, abi trust received ush 43bn (DKK 94m) from the royal Danish embassy, including funding from the delegated corporation, for programme activities. However, by the end of the year 2012, ush 10bn (DKK23m) was not yet disbursed to the implementing partners.
under VCD section, the undisbursed funds relate mainly to funds received in December 2012 for the diary value chain. the undisbursed funds under sps&QMs relate to Coes, an activity that was postponed to 2013.
Table 19 • Grants Received versus Expenditure from Inception to 31st December 2012
Balance b/f Grant Received Utilised Balance as at 31st December
USh USh USh USh
1-Dec-11 31-Dec-12
Value Chain development 323,070,589 14,315,360,985 11,931,958,645 2,706,472,929
Access to Agricultural finance 1,237,875,847 7,083,179,467 6,940,442,468 1,380,612,846
Trade related SPS and QMS 383,154,180 7,903,307,195 4,316,237,011 3,970,224,364
Gender for Growth Fund 1,845,919,477 7,975,317,158 7,178,131,081 2,643,105,554
Trust Operations 74,423,320 5,433,196,008 6,024,247,219 (516,627,891)
Total (USh) 3,864,443,413 42,710,360,813 36,391,016,424 10,183,787,802
Total (DKK) 8,587,652 94,911,913 80,868,925 22,630,640
1DKK = USh 450
activities funded by the netherlands will commence in the year 2013. table 19 shows funds utilisation by
business units over the course of the year and the balance carried to 2013.
aBi Trust AR 2012 (Revised 14).indd 54 21/06/13 10.01
55abi trust Annual report 2012
section 4
lessons learned
aBi Trust AR 2012 (Revised 14).indd 55 21/06/13 10.01
56 aBi Trust Annual Report 2012
Institutional Learningthe institutional structure of abi trust and AlGC has shown that it is an efficient and much needed mechanism for development partners and other investors to implement agribusiness development interventions. the combination of business Develop-ment Services and the availability of adequate financial instruments have given abi trust a competitive edge over the more traditional approaches that separate finance from the delivery of subsidised technical support in agribusiness development.
Value Chain Development there is a need to identify larger and stronger partners/sMes for implementation of the value chain activities. However, most of the partners in some of the abi trust value chain, in particular maize, horticulture, and beans are small in nature, which limits reinforcement of these sub-sectors. therefore, there may be a need to provide capacity building for partners in order to strengthen the value chain activities.
the original idea of making the DFA/Fos sustainable may not be achievable. It is therefore important to revisit previous views and strategies on Fos as potentially self-sustaining organisations to approaching them as service providers. A review of the existing DFAs will be carried out in order to assess their institutional strength and to reduce the number of appropriate implementation partners.
Financial Services DevelopmentSustained direct support to Tier 1 and MDIs financial institutions is not sufficient to improve access to financial services for the abi trust target clients who are involved at the production level. However, these financial institutions have a niche market in the sMe sector that provides a market link to the production end.
Inappropriate and in most cases the lack of technology within mainly rural-based FIs has hampered efforts to leverage the benefits of the fast technologically changing environment to improve rural access to finances32.
Placing expert personnel in partner financial institutions to train and mentor agriculture credit staff on understanding the business of smallholder farmers and loan appraisal is effective and more productive than general staff trainings, hence reduction in FIs reluctance to finance smallholder farmers.
The success of effective branchless delivery mechanisms greatly depends on a strong reliable management information system and economically viable platform. More effort is needed to advance ICTs/MIS with an emphasis on greater decentralisation of administrative services to improve the supply of financial services to smallholder farmers and rural enterprises.
An independent agriculture credit department in partner financial institutions with well-developed human resource is critical for the development and championing of new agriculture products, FsD will continue to support FIs to adopt setting up agricultural credit departments.
Supporting lower tier financial institutions with interventions aimed at increasing their savings base is key to reducing the cost of borrowing which is vital to lowering interest rates to the rural based and mainly smallholder value chain actors.
Value chain development is impossible without having adequately responsive financial institutions to provide funding for investment and business operations across different segments of the agricultural value chain. Effective access to finance by actors at each segment of the value chain requires improved synergy between finance providers and non-finance capacity builders. FsD will continue to facilitate strategic partners between value chain actors and FIs.
InvestmentsDue diligence conducted on several potential FI partnerships has revealed that there is an enthusiasm for equity or quasi equity arrangements that the trust could participate in as a mechanism for strengthening institutions to provide access to agribusiness financing
summary of lessons learned
32 FsD will work with strategic partners to rollout branchless delivery mechanisms such as mobile vans, Mcash, mobile phone banking.
aBi Trust AR 2012 (Revised 14).indd 56 21/06/13 10.01
57abi trust Annual report 2012
to target benefi ciaries. Loan guarantees continue to attract attention, and we are optimistic that provision of both portfolio and individual guarantees would continue to provide good vehicles for securitisation of primarily short-term loans. abi trust will continue and expand these programmes, although the direct risk exposure has to be managed carefully.
With many banks expanding into the rural areas, lines of credit to FIs for on lending to agribusiness have shown to be an effi cient vehicle for increasing rural fi nance and the deepening of fi nancial access for agribusiness. In its fi rst two years of operation, aBi Trust has experienced a rapid growth of its lines of credit portfolio, and it is anticipated that there will be an even stronger need during the business plan period.
Kakooza Geoff rey Coordinator Kayunga District Farmers Association(KDFA) advising a couple in their pineapple garden in Kayunga district
aBi Trust AR 2012 (Revised 14).indd 57 21/06/13 10.01
58 abi trust Annual report 2012
Highlight: A new Value Chain
Dairy Value Chain has been added to the other fi ve agricultural value chains and it will be implemented with eff ect from January 2013 in South Western Uganda targeting 18,000 dairy farmers.
aBi Trust AR 2012 (Revised 14).indd 58 21/06/13 10.01
59abi trust Annual report 2012
section 5
Highlights for 2013
aBi Trust AR 2012 (Revised 14).indd 59 21/06/13 10.01
60 aBi Trust Annual Report 2012
abi trust in 2013the coming year will be important for the future of abi trust and AlGC. the new business plan that will be presented to the bot and the board of Directors of AlGC will outline the revised structure for the two companies.
the u-Growth II, which constitutes the second phase of the u-Growth programme will be appraised in 2013 and this will determine programme formulation and sponsors.
the trust will begin to implement a three-year dairy value chain intervention that starts in 2013 initially targeting South Western Uganda. The major implementing partner is the uganda Crane Creameries Cooperative union (UCCCU), an umbrella dairy farmers’ Cooperative Union.
In 2013 aBi Trust will begin new financial initiatives, including the tier 4 Consolidation (SACCOs) project, which aims to establish a strong apex organisation of selected sACCos. In addition, the trust will undertake to develop products to address the current market failure to provide medium and long term financing in agribusiness, both in relation to production and value addition activities.
As part of its programme support, abi trust will begin to introduce new cross-cutting issues, such as Human Rights Based Approaches (HRBA) and Green Growth; recruiting the needed expertise to address these issues at the level of operational practice.
Value Chain DevelopmentInterventions on climate change will be introduced and strengthened across the supported value chains.
VCD will also continue to work with its existing 103 sMes and Fos/nGos to promote productivity, use of improved seed, use of pHH, use of GAp among the target of 108,635 farmers.
sps&QMs activities for 2013 will focus on three strategic areas:• the establishment and capacitation of two Coes to pro-
mote implementation and compliance to sps&QMs for market access in the priority value chains;
• promote implementation of standards in quality and food safety among 19 sMes and Fos and Industry Associations using trained certified service providers;
• support to the dissemination and the scaling up of productivity and quality, food safety enhancing technology among the 103 supported sMes and Fos.
Financial Services DevelopmentIn 2013, FsD will continue to support new and existing partners to implement the following activities:• roll out of consolidation of two Apex organisations
in support of lower tier FIs (uCCFs and ForMA)• Collaboration with lion Assurance for promotion of
crop and livestock insurance• linking 100 primary dairy societies to the mainstream
financial player for possible funding to cover their costs share of the dairy equipment being funded by abi trust
• Knowledge Management through training, mentoring and the Agriculture year book 2013
• technical support to the 20 sACCos under the consolidation project
Gender For Growth In 2013, G4G sub-component will continue to promote gender equality mainstreaming using the household approach;• Mentoring and monitoring of all the 32 partners in
entrepreneurship, advocacy, FaaFb• Conduct Exposure visits, Partners’ Forum and
stakeholder workshops• Documentation and dissemination of good practices,
success stories and innovations for publicity, learning and replication
• Development, publication and dissemination of gender messages
• publishing abi HIV policy, dissemination and sensitisation
Investmentabi trust will continue to manage its investment portfolio to attain the planned target yield of 12% in 2013. the investment strategy has been reviewed to take into
aBi Trust AR 2012 (Revised 14).indd 60 21/06/13 10.01
61aBi Trust Annual Report 2012
consideration the market changes, the new risks they create and possible approaches to circumvent them. All this is to contribute to the projected 37% growth in Net Comprehensive Income by the end of 2013.
Monitoring and EvaluationIn 2013, abi trust will transition to the DCeD standard of measuring management results. It will prepare for the accreditation of the DCeD standard of results measurement in private sector development by abiding by the eight control points and compliance criteria in the Version VI DCeD manual.
preparations for the DCeD Audit will be prioritised targeting start off activities in October 2013. aBi Trust will undertake five Impact assessments in the five supported value chains immediately after the main harvest season in 2013.
through the M&e unit, abi trust will continue to monitor and coach supported interventions using field visits as well as validation checks with implementing partners to verify data and the performance of projects. For the purposes of shared learning, the M&e unit will also conduct an end of grant evaluation for all completed projects to assess their impact.
the M&e system will also be improved by adopting GIs reporting digital photos and Gps points for each of the partners.
Risk Management and Internal Control System In 2013, the risk management framework will be rolled out and operationalised. the risk register will be reviewed and updated, risk champions identified and appointed in the various departments and /or areas and key risk indicators will be developed and monitored. risk training of the various stakeholders in the risk management process will be top on the agenda to ensure clear understanding of their respective roles in risk management.
Internal Audit In 2013, internal audit work will be guided by International standards for the professional practice of Internal Auditing and the internal audit plan that was
developed, discussed with management and approved by the bot. the internal audit plan for 2013 is based on the risk assessment and risk register that was developed in the first half of 2012. The focus of the internal audit will be Grants management process, the audit of implementing partners and giving assurance on the enterprise Wide risk Management among others. the internal audit function will continue to coordinate with other assurance providers like the external auditors, value for money experts and the third party programme activities verification consultant.
Human Resource aBi Trust’s performance management framework has been developed and will be presented to the Human resource Committee in February 2013 with the aim of creating a performance oriented culture by defining, measuring, managing and improving individual employee performance by recognising and rewarding results. the performance management process will be directly linked to the overall abi trust business success with individual employee objectives being set in alignment with the aBi Trust corporate objectives, creating a shared understanding of the achievements required by each employee and to strengthen the sense of collective responsibility to aBi Trust’s overall success.
the performance framework has been developed to focus on:• Individual, team and organisation• Identify with performance-Drivers• Design of systems, training on performance, as well
as coaching and mentoring• ensuring that performance is measurable
benchmarking best practice especially in the areas of:• Guiding the Goal setting process• Supporting staff to develop individual development
plans• Counseling• Continuous Feedback• Assessments and Appraisals
In January 2013, the unit will embark on setting up strategic initiatives at abi trust in the areas of Human resource strategy, Change Management, Attraction,
aBi Trust AR 2012 (Revised 14).indd 61 21/06/13 10.01
62 abi trust Annual report 2012
recruitment and retention, Industrial relations and employee relations, organisation review and Development, learning and Development, remuneration and Incentive schemes, Organization Structuring and Communication to support the Trust’s strategic achievement and business outcomes.
Communication Strategythe abi trust Communication strategy is designed to manage and optimise information fl ows among agribusiness actors in uganda. the strategy provides approaches of informing and demonstrating the abi Trust’s relevance in the Agricultural and Financial sectors. Communications will be reinforced in 2013 building on initiatives that commenced in the second half of 2012. the trust will embark on various approaches to enhance its visibility and provide relevant agribusiness information through mainstream media, an important vehicle as we conclude u-Growth I.
In 2013, eff orts will be made to demonstrate results, through knowledge sharing of best practices and lessons learned from u-Growth I. tools for sharing knowledge will be widened in consideration of area coverage, dialect and local preference as recommendations
to implementing partners. the trust will continue to disseminate information through its Website, bi-annual Magazine, Annual reports, quarterly reports, newspaper articles, radio and television programmes to stakeholders and the general public.
abi trust will continue to collaborate and partner with sector agencies to create buy-in especially using the existing structures to intensify farmers’ knowledge about abi trust. Implementing partners will be introduced to communication activities that will enhance the Trust’s visibility at the grassroots.
the marketing activities of the Investments arm will be prioritised especially after the restructuring in to abi Finance. Infomercials will be produced to clearly separate the roles and target publics of each entity.
the M&e unit will guide on a diversity of knowledge that will ultimately incentivise new pathways to knowledge and learning. this will enable communication of emergent impact. abi trust will continue to maintain its brand identity aligning and associating itself with repute as transparent and accountable to its stakeholders and the general public.
Prepared by aBi TrustNovember 2011
a B i
T r u s T
GENDEr POLICYA G r I B u s I N E s s I N I T I A T I V E T r u s T
AgriBusiness Initiative Trust 1st January - 31st December 2011
a B i
T R U S T
ANNUAL REPORTA G R I B U S I N E S S I N I T I A T I V E T R U S T
2011
MARKETING AND SPS ASPECTS
A TRAINER’S GUIDE
AGRIBUSINESS INITIATIVE TRUSTNAKASERO TOWERS, 4th FLOORP.O. Box 29851, Kampala-UgandaTel: +256-312 351600Fax: +256-312 351620www.abitrust.com
Developed by:
Tel: +256 772 895404 / 779 840 480Email: [email protected]
a b i
t r u s t
Agribusinessi n i t i A t i V e t r u s t
a B i
T R U S T
AGRIBUSINESSI N I T I A T I V E T R U S T
AgriBusiness Initiative TrustNakasero Towers 4th FloorPlot 37 Nakasero RoadP.O. Box 29851, Kampala (U)
Tel: +256 312 351600E-mail: [email protected]: www.abitrust.com
Women in agribusiness
aBi Trust Magazinea B i
T r u s T
No 1 September 2012
Communication materials produced in 2012
aBi Trust AR 2012 (Revised 14).indd 62 21/06/13 10.01
63aBi Trust Annual Report 2012
AppenDIX I: stAteMent oF FInAnCIAl posItIon As At 31st DeCeMber 2012
Actual Actual Actual %Variance
Dec-11 Dec-12 Dec-12
USh USh DKK
ASSETS
Cash and bank balances 4,906,495,486 7,110,761,411 15,801,692 45%
Government Securities - Held for trading 13,074,152,253 25,138,552,585 55,863,450 92%
Fixed Deposits with Commercial banks 38,494,995,172 38,416,842,236 85,370,761 0%
Loan guarantee fees receivable 30,055,965 34,233,874 76,075 14%
Lines of Credit 9,302,761,333 23,831,597,732 52,959,106 156%
Equipment 290,049,738 555,540,179 1,234,534 92%
Other receivables 66,211,380 2,018,931,929 4,486,515 2,949%
Total assets 66,164,721,327 97,106,459,946 215,792,133 47%
LIABILITIES AND EQUITY
Liabilities
Deferred grants 2,677,745,276 10,183,787,802 22,630,640 280%
Other grants 133,146,044 84,660,998 188,136 -36%
Other payables 1,693,555,204 955,491,145 2,123,314 -44%
Provision for bad debts 1,994,058,454 4,431,241 100%
Total Liabilities 4,504,446,524 13,217,998,399 29,373,330 193%
Equity
Capital Grants 55,707,613,437 61,564,867,581 136,810,817 11%
Capital injection 7,260,000,000 16,133,333 100%
Fund balance at the end of period 72,728,333 763,529,355 1,696,732 950%
Retained Earnings 5,879,933,033 14,300,064,611 31,777,921 143%
Total Equity 61,660,274,803 83,888,461,547 186,418,803 36%
Total liabilities and net funds 66,164,721,327 97,106,459,946 215,792,133 47%
AppenDICes
aBi Trust AR 2012 (Revised 14).indd 63 21/06/13 10.01
64 aBi Trust Annual Report 2012
AppenDIX II: stAteMent oF CoMpreHensIVe InCoMe 1st JANUARY TO 31st DeCeMber 2012
Budget Actual Actual
%Var
Dec-12 Dec-12Dec -12
USh USh DKK
INCOME
Interest Income 9,234,531,376 11,978,483,856 26,618,853 30%
Line of Credit Fees 60,000,000 180,000,000 400,000 200%
Loan guarantee fees 270,000,000 209,895,518 466,434 -22%
Total Operating income 9,564,531,376 12,368,379,374 27,485,287 29%
Grant income 47,681,186,000 36,939,501,470 82,087,781 -23%
Revaluation Loss - (374,830,387) (832,956) 0%
Provisions for Bad debts (796,817,184) (1,994,058,454) (4,431,241) 150%
Total Net Income 56,448,900,192 46,938,992,003 104,308,871 -17%
EXPENDITURE
Value chain development 14,187,000,000 11,931,958,645 26,515,464 -16%
Access to Agricultural finance 8,902,482,000 6,940,442,468 15,423,205 -22%
Trade related SPS and QM management 9,965,662,000 4,316,237,011 9,591,638 -57%
Gender for Growth Fund 10,981,220,000 7,178,131,081 15,951,402 -35%
Total Programme Expenditure 44,036,364,000 30,366,769,205 67,481,709 -31%
Trust Operations
Operating and administrative expenses 3,644,822,000 6,976,091,402 15,502,425 91%
Claims Expenses 398,408,592 177,079,873 393,511 -56%
Total Expenditure 48,079,594,592 37,519,940,480 83,377,646 -22%
Profit Before Tax 8,369,305,600 9,419,051,523 20,931,226 13%
Income Tax - 618,891,797 1,375,315 0%
Net Profit for the period 8,369,305,600 8,800,159,726 19,555,911 5%
Other comprehensive income - - 0%
Total comprehensive income for the period 8,369,305,600 8,800,159,726 19,555,911 5%
aBi Trust AR 2012 (Revised 14).indd 64 21/06/13 10.01
65aBi Trust Annual Report 2012
Actual 2012 (USh) Budget 2012 (USh) % Var
PROGRAMME ACTIVITIES
VALUE CHAIN DEVELOPMENT
Input Supply 939,966,414 1,359,000,000 -31%
Enterprise Development 9,405,583,900 11,007,000,000 -15%
Market Development 674,178,620 1,131,000,000 -40%
Human Recourses (excl. LTA) 912,229,711 1,067,000,000 -15%
Total 11,931,958,645 14,564,000,000 -18%
ACCESS TO AGRICULTURAL FINANCE
Qualification of Borrowers & expansion of outreach 4,857,849,471 5,585,500,000 -13%
Financier skills enhancement for agribusiness 501,445,000 930,000,000 -46%
Increasing volumes of agribusiness finance 938,195,626 1,731,550,000 -46%
Human Resources (excl. LTTA) 642,952,371 1,278,932,000 -50%
Total 6,940,442,468 9,525,982,000 -27%
TRADE RELATED SPS AND QM SYSTEMS
Creating broad awareness in priority value chains 166,885,752 889,000,000 -81%
Introduce SPS and QM principles by pilot 2,171,071,603 5,620,850,000 -61%
Develop centres of excellence by value chain 1,443,306,762 2,935,812,000 -51%
Human Resources (excl. LTTA) 534,972,894 720,000,000 -26%
Total 4,316,237,011 10,165,662,000 -58%
GENDER FOR GROWTH (G4G) FUND
Fairer gender relations in select value chain 2,375,238,862 3,494,000,000 -32%
increased comp of women farmers and entrepreneurs 3,172,242,891 3,586,000,000 -12%
Economic and legal justice for women 964,737,989 1,664,000,000 -42%
Quality enhancements. Learning, communication 211,814,841 1,463,000,000 -86%
Fund Inception, management (excl. LTTA) 454,096,498 1,260,220,000 -64%
Total 7,178,131,081 11,467,220,000 -37%
TRUST OPERATIONS
Trust Core Staff 1,208,607,267 1,098,280,000 10%
Operational costs 2,190,331,316 1,769,442,000 24%
Capital Costs 5,800,000 437,250,000 -99%
Monitoring and Evaluation 230,935,470 339,850,000 -32%
Short term & Long term Technical Assistance 2,388,573,166 594,000,000 302%
TOTAL 6,024,247,219 4,238,822,000 42%
TOTAL PROGRAMME ACTIVITIES (USh) 36,391,016,424 49,961,686,000 -27%
TOTAL PROGRAMME ACTIVITIES (DKK) 80,868,925 111,025,969 -27%
APPENDIX III: PERFORMANCE VERSUS BUDGET BY ACTIVITY FOR THE YEAR ENDED DECEMBER 2012
aBi Trust AR 2012 (Revised 14).indd 65 21/06/13 10.01
66 aBi Trust Annual Report 2012
AppenDIX IV: HuMAn resourCe InItIAtIVes 2013
AppenDIX V: lIst oF 2012 publICAtIons
HR strategy • Involvement in the process of defining business strategies• Develop and Implement an HR strategy aligned to business strategy• Integration of Human Resources Strategy within Business Strategy• Support Top Management to implement the Human Resources Strategy and provide added Value to the
leadership
Change Management • Manage Change (process & structure)• Efficient Change means Change of behaviours• Support business change through people• Change working culture for renewal and transformation
Attraction, Recruitment and Retention
• Identify competencies/sets of behaviours (skills, knowledge, abilities and personal attributes) which are critical to achieving aBi Trust’s strategy
• Develop internal candidates versus external hiring • Recruit in line with strategic plans: determine recruitment criteria and selection interviews • Establish fair and equitable Terms and Conditions of employment• Carry out succession planning
Industrial Relations and Employee Relations
• Have programmes to improve employee relations and to build trust between management and employees• Encourage employee participation and team work• Deal with all staff issues in line with the existing Uganda Labour Laws• Becoming Employee Champion• Offer guidance and counselling to staff as need arises• Tender advice to Management on all personnel related issues• Plan, programme coordinate staff development and training
Organisation Review and Development
• Clear definition of people management responsibilities and provision of appropriate support mechanism to reduce inefficiencies
Learning and Development • Develop training and development programmes to:• Attract and retain the best talent• Create confidence in staff• Create quality in staff• Develop the skills of our employees• Enhance opportunities for employees
Remuneration and Incentive schemes
• Have in place Bonus schemes, Merit pay plans, Commendation letters, Promotion Strategies • Communicate with staff in order to try and manage pay expectations• Focus on affordability issues and retaining skilled staff • Linking pay structures to grades
Organisation Structuring • Involvement in the design of an effective and efficient structure which will ensure;• Employees are empowered • A reduced hierarchical structure • Clearly communicated reporting lines
Communication • Put in place communication that is clear and understood
Subcomponent Publication Title
VCD Marketing and SPS Aspects – A Trainer’s guide
Agricultural Market Information: A Guide on How to Add Value to Agri-business Radio Programmes
Agricultural Market Information Service: Data collectors Handbook & User Guide
Assessment of Income and Technology Adoption by Beneficiaries of the aBi Trust Support Through Partners
Identification and Assessment of Potential Agribusiness Enterprises for aBi Trust Support
Assessment of designs of greenhouses (study)
Manual on maize growing
Manual on Sunflower growing
Market Analysis 2012
FSD Agricultural Finance Year Book
G4G Youth & Entrepreneurship in the Agribusiness Sector in Uganda
Women Empowerment
Women in Agribusiness
Gender Policy
aBi Trust AR 2012 (Revised 14).indd 66 21/06/13 10.01
67aBi Trust Annual Report 2012
Part
ner s
uppo
rted
Valu
e ch
ain
Spec
ific
Inte
rven
tion
Out
com
e/Re
sult
NO
GAM
U
Org
anic
Pro
duce
ac
ross
all
5 va
lue
chai
ns
Stim
ulat
ing
Trad
ing
Opp
ortu
nitie
s fo
r inc
reas
ed e
xpor
t of O
rgan
ic
Prod
ucts
from
Uga
nda
•10
exp
orte
rs w
ere
faci
litat
ed to
par
ticip
ate
in In
tern
atio
nal t
rade
fairs
; – B
iofa
ch 2
012,
Ger
man
y an
d Fa
ncy
Food
Sho
w, U
SA•
New
mar
kets
in D
enm
ark,
USA
and
Ger
man
y gu
aran
teed
for a
ssor
ted
orga
nic
prod
uce
from
Uga
nda,
spec
ifica
lly d
ried
and
fresh
fru
it, se
sam
e, c
offee
, bea
ns a
nd m
aize
A to
tal o
f abo
ut 5
.8 m
illio
n U
SD w
orth
of p
rodu
ce w
as e
xpor
ted
into
thes
e m
arke
ts•
3 bu
lkin
g ce
nter
s cer
tified
org
anic
(IM
O) u
sing
mar
ket i
nfor
mat
ion
for i
mpr
ovin
g qu
ality
man
agem
ent
•To
tal o
f 162
87 s
mal
l hol
der f
arm
ers
mob
ilize
d in
to 4
ass
ocia
tions
and
tra
ined
in S
PS/Q
MS
stan
dard
s a
nd m
arke
ting
and
linke
d to
exp
ort m
arke
ts
•Ex
tern
al c
ertifi
catio
n in
spec
tions
and
aud
its h
ave
been
com
plet
ed in
all
the
4 as
soci
atio
ns a
nd o
ne is
due
for c
ertifi
catio
n by
In
stitu
te fo
r Mar
ket E
colo
gy (I
MO
)•
30 o
rgan
ic in
tern
al i
nspe
ctor
s w
ere
trai
ned
acro
ss th
e co
untr
y an
d 2
att
ende
d in
tern
atio
nal t
rain
ing
on o
rgan
ic c
ertifi
catio
n,
food
safe
ty st
anda
rds a
nd e
nviro
nmen
tal a
spec
ts•
Info
rmat
ion
shar
ing
thro
ugh
data
base
and
web
site
upda
te w
as c
ompl
eted
and
func
tiona
l and
is a
ctin
g as
a fo
cal p
oint
(Org
anic
Tr
ade
Poin
t) fo
r mar
ket l
inka
ges
Rura
l Com
mun
ity In
D
evel
opm
ent (
RUCI
D)
Hor
ticul
ture
Supp
ort i
n lin
king
farm
ers t
o th
e m
arke
t thr
ough
frui
t gro
win
g an
d va
lue
addi
tion
•Tr
aine
d 2
15 fa
rmer
s sta
rted
pur
chas
ing
plan
ting
mat
eria
ls fo
r exp
ansio
n of
thei
r acr
eage
•
Trai
ning
of 2
10 fa
rmer
s and
14
fact
ory
staff
on
qual
ity, s
afet
y an
d G
ood
Agric
ultu
ral a
nd h
andl
ing
prac
tices
and
HAC
CP•
Impl
emen
tatio
n of
Foo
d Sa
fety
Man
agem
ent b
ased
on
HAC
CP w
as d
one
succ
essf
ully
and
UN
BS a
udits
don
e as
wel
l
Uga
nda
Coffe
e D
evel
opm
ent
Auth
ority
(UCD
A) -
Coffe
e Q
ualit
y In
stitu
te (C
QI)
Coffe
eRa
ising
mar
ketp
lace
aw
aren
ess
of F
ine
Robu
sta
coff
ees a
nd Q
Ar
abic
as
•10
Q (A
rabi
ca C
offee
) Gra
ders
wer
e tr
aine
d an
d ce
rtifi
ed a
nd•
22 R
(Rob
usta
Coff
ee) G
rade
r ins
truc
tors
wer
e tr
aine
d an
d ce
rtifi
ed a
nd w
ill a
ct a
s a n
ew g
ener
atio
n of
coff
ee sp
ecia
lists
in U
gand
a•
Dev
elop
ed a
nd v
alid
ated
the
cupp
ing
prot
ocol
s and
des
igne
d fo
rms
•To
T w
as h
eld
and
10 p
artic
ipan
ts w
ere
accr
edite
d as
ass
istan
t tra
iner
s•
24 p
artic
ipan
ts fr
om 1
4 fir
ms i
nclu
ding
UCD
A w
ere
trai
ned
on re
cert
ifica
tion
•Pr
ofilin
g of
coff
ee a
nd c
ertifi
catio
ns o
f Q a
nd R
gra
ders
is o
n go
ing
Twez
imbe
Are
a Co
oper
ativ
e En
terp
rise
Mai
ze a
nd B
eans
Impr
ovem
ent o
f qua
lity
of m
aize
an
d be
ans f
or b
ette
r mar
ket
acce
ssib
ility
•In
trod
uctio
n of
app
ropr
iate
tech
nolo
gy fo
r pro
cess
ing
and
hand
ling
incl
udin
g sh
elle
rs, m
oist
ure
met
ers,
tarp
aulin
s w
hich
are
in
use
by v
ario
us g
roup
s ena
blin
g qu
ality
impr
ovem
ent s
igni
fican
tly•
Impr
oved
qua
lity
of th
ese
com
mod
ities
has
led
to b
ette
r pric
es, s
peci
fical
ly th
e av
erag
e pr
ice
of m
aize
and
bea
ns h
as g
one
up
by 2
0% a
lread
y
Afric
a Co
ffee
Acad
emy
Coffe
eSu
stai
ning
Coff
ee m
arke
ts a
cces
s th
roug
h ca
paci
ty b
uild
ing
in S
PS
and
QM
S fo
r val
ue c
hain
pra
cti-
tione
rs in
Uga
nda
•Bu
ilt te
chni
cal c
apac
ity o
f 20
Coffe
e Pr
oduc
er O
rgan
izat
ions
and
Pro
cess
ors t
o im
prov
e SP
S an
d Q
MS
issue
s alo
ng th
e va
lue
chai
n•
Trai
ned
18 la
bora
tory
tech
nici
ans a
nd in
spec
tors
in S
PS m
easu
res i
n or
der t
o ac
t as S
ervi
ce P
rovi
ders
•32
coff
ee q
ualit
y an
d SP
S te
stin
g ki
ts fo
r far
mer
org
anisa
tions
and
pro
cess
ors a
ll ov
er th
e co
untr
y w
ere
dist
ribut
ed a
nd th
ese
are
bein
g us
ed to
che
ck c
offee
qua
lity.
•Se
ttin
g up
of a
com
plet
e la
bora
tory
for c
offee
qua
lity
anal
ysis
has s
tart
ed a
nd w
ill b
e co
mpl
eted
by
Febr
uary
201
3
SULM
A FO
OD
S LT
D (L
uwer
o)
Pine
appl
eQ
MS
deve
lopm
ent a
nd im
plem
en-
tatio
n ac
cord
ingl
y to
ISO
900
1:20
08
requ
irem
ents
•Co
mpl
ete
Qua
lity
Man
agem
ent S
yste
m a
long
the
valu
e ch
ain
base
d on
ISO
900
1 re
quire
men
ts le
adin
g to
impr
oved
pra
ctic
es
and
new
mar
ket i
n Fr
ance
for h
ot p
eppe
r and
gar
den
egg
•D
oubl
ing
of p
rodu
ctiv
ity fr
om 7
200k
g/m
onth
in M
arch
201
1 to
145
00kg
/mon
th in
Dec
embe
r 201
2•
Ove
r 900
farm
ers r
ecei
ved
trai
ning
and
of t
hese
540
ado
pted
QM
S fu
lly h
ence
incr
easin
g pr
oduc
tivity
and
qua
lity
Kayu
nga
Dist
rict F
arm
ers
Asso
ciat
ion
Tech
nica
l sup
port
to
G4G
-Pin
neap
les
Thro
ugh
Kang
ulum
ira A
CE, p
roce
ss-
ing
of w
ine
and
juic
es•
Impl
emen
tatio
n of
safe
ty a
nd p
rodu
ct st
anda
rds i
n pr
oduc
tion
of w
ine
and
juic
es le
adin
g to
cer
tifica
tion
*Bus
ia P
rodu
ce D
eale
rs
Mul
tipur
pose
Co-
oper
ativ
e So
ciet
y Lt
d (B
PDM
CS)
Mai
ze‘E
nhan
cing
Tra
de C
ompe
titiv
enes
s of
Sta
ple
food
s tro
ugh
Trad
e-Re
-la
ted
SPS
mea
sure
s and
Qua
lity
of
Mai
ze
•18
farm
ers o
wne
d co
mpa
nies
set u
p se
rvin
g 12
,000
farm
ers
•Se
vera
l qua
lity
cont
rol e
quip
men
t in
use,
impr
ovin
g qu
ality
of m
aize
gra
in to
abo
ut 8
0% c
ompl
ianc
e to
EAC
stan
dard
s•
Proj
ect w
as a
ffect
ed b
y po
or m
anag
emen
t with
in th
e ye
ar a
nd ir
regu
larit
ies i
n pr
ocur
emen
ts
STAR
CAF
É LI
MIT
EDCo
ffee
Impl
emen
tatio
n of
ISO
Foo
d Sa
fety
M
anag
emen
t Sys
tem
s; FS
MS
and
FSSC
•G
ap A
sses
smen
t re
port
bas
ed o
n IS
O 2
2000
was
con
clud
ed to
gui
de d
evel
opm
ent
of a
fully
doc
umen
ted,
impl
emen
ted
and
audi
tabl
e m
anag
emen
t sys
tem
APPENDIX VI: PARTNERS SUPPORTED DIRECTLY UNDER SPS AND QMS
aBi Trust AR 2012 (Revised 14).indd 67 21/06/13 10.01
68 aBi Trust Annual Report 2012
App
enD
IX V
II: p
rIVA
te s
eCto
r Fu
nD
s le
VerA
Ge
Dep
ICtI
nG
DIs
burs
eMen
ts A
nD
ou
tstA
nD
InG
Co
MM
ItM
ents
As
At 3
1st D
eCeM
ber
2012
No.
Part
ner I
nstit
utio
nIn
terv
entio
nO
rgan
isat
ion
Type
Proj
ect T
itle
Gra
nt A
mou
nt
App
rove
dCo
ntri
butio
n by
Pa
rtne
r D
isbu
rsem
ent
2010
D
isbu
rsem
ent
2011
Dis
burs
emen
t20
12O
utst
andi
ng
Com
mitm
ent
GEN
DER
FO
R G
RO
WTH
1Bu
shen
yi D
istric
t Far
mer
s As
soci
atio
nCo
ffee
FOM
ains
trea
min
g ge
nder
issu
es in
co
ffee
prod
uctio
n an
d m
arke
ting
valu
e ch
ain
246,
978,
600
77,4
42,0
00
-
52,0
64,1
00
111
,743
,500
83
,171
,000
2Ac
tion
for C
omm
unity
D
evel
opm
ent
(ACO
D-U
G)
Soyb
ean
NG
OIn
crea
sing
com
petit
iven
ess o
f you
th
in S
oybe
an p
rodu
ctio
n34
5,72
3,40
019
4,82
0,00
0
-
-
1
44,3
82,4
25
201,
340,
975
3Bu
sia D
FAM
aize
FO
Incr
ease
d co
mpe
titiv
enes
s for
w
omen
and
you
th in
mai
ze
prod
uctio
n fo
r sus
tain
able
de
velo
pmen
t and
impr
oved
liv
elih
oods
in B
usia
dist
rict
269,
867,
400
167,
825,
000
-
-
141
,362
,401
12
8,50
4,99
9
4CP
ARSu
nflow
er
NG
O
Brea
king
Bar
riers
- Em
pow
erin
g m
en, w
omen
and
You
th F
arm
ers
and
Entr
epre
neur
s in
Agag
o an
d Pa
der D
istric
ts to
par
ticip
ate
in
Sunfl
ower
Pro
duct
ive
Valu
e Ch
ains
fo
r im
prov
ed li
velih
oods
567,
753,
450
154,
525,
000
-
-
309
,379
,950
25
8,37
3,50
0
5Fe
dera
tion
for W
omen
La
wye
rs -
Uga
nda
(FID
A-U
)
Econ
omic
and
Le
gal J
ustic
eD
evel
opm
ent
Org
anisa
tion
Mai
nstr
eam
ing
right
s in
econ
omic
gr
owth
842,
230,
714
120,
749,
725
101
,605
,025
2
78,8
27,5
62
427
,229
,343
34
,568
,784
6H
anns
R. N
uem
ann
Stift
ung
Afric
a Lt
d.Co
ffee
Dev
elop
men
t O
rgan
isatio
n
Impr
ovin
g ge
nder
rela
tions
in
targ
eted
coff
ee fa
rmin
g ho
useh
olds
fo
r equ
itabl
e an
d su
stai
nabl
e de
velo
pmen
t49
2,83
3,00
065
1,55
3,00
0
-
29,7
00,0
00
225
,582
,500
23
7,55
0,50
0
7H
esaw
a Fo
unda
tion
Sunfl
ower
FO
To st
reng
then
cap
acity
of w
omen
fa
rmer
s thr
ough
gen
der e
qual
ity,
mai
nstr
eam
ing
for i
ncre
ased
pr
oduc
tivity
in su
nflow
er
209,
456,
500
132,
599,
000
-
-
76
,765
,700
13
2,69
0,80
0
8H
oim
a D
istric
t Far
mer
s O
rgan
isatio
nM
aize
FOM
ains
trea
min
g ge
nder
in
prod
uctio
n an
d m
arke
ting
of M
aize
in
Mas
indi
249,
257,
250
131,
495,
000
-
-
169
,933
,500
79
,323
,750
9Jin
ja D
FAM
aize
FOSt
reng
then
ing
and
mai
nstr
eam
ing
gend
er ro
les i
n th
e m
aize
val
ue
chai
n ac
tiviti
es o
f Jin
ja D
istric
t23
5,06
5,60
083
,104
,000
-
-
129
,426
,000
10
5,63
9,60
0
10Ka
baro
le D
istric
t Far
mer
s O
rgan
isatio
nCo
ffee
FOTo
stre
ngth
en a
nd m
ains
trea
m
gend
er ro
les i
n th
e Co
ffee
Valu
e Ch
ain
activ
ities
235,
081,
000
108,
745,
000
-
-
166
,848
,000
68
,233
,000
11Ka
sese
Dist
rict F
arm
ers
Asso
ciat
ion
Coffe
eFO
Mai
nstr
eam
ing
gend
er is
sues
in
coffe
e pr
oduc
tion
295,
794,
600
131,
220,
000
-
87
,260
,800
1
31,9
61,1
34
76,5
72,6
66
12Ka
yung
a D
istric
t Far
mer
s’ As
soci
atio
nPi
neap
ples
FO
Prom
otin
g im
prov
ed g
ende
r re
latio
ns a
mon
g pi
neap
ple
farm
ers
and
proc
esso
rs h
ouse
hold
s in
kayu
nga
dist
rict f
or b
ette
r inc
omes
an
d im
prov
ed li
velih
oods
394,
889,
000
90,9
81,0
00
-
-
2
55,2
94,0
50
139,
594,
950
aBi Trust AR 2012 (Revised 14).indd 68 21/06/13 10.01
69aBi Trust Annual Report 2012
No.
Part
ner I
nstit
utio
nIn
terv
entio
nO
rgan
isat
ion
Type
Proj
ect T
itle
Gra
nt A
mou
nt
App
rove
dCo
ntri
butio
n by
Pa
rtne
r D
isbu
rsem
ent
2010
D
isbu
rsem
ent
2011
Dis
burs
emen
t20
12O
utst
andi
ng
Com
mitm
ent
13Ki
boga
Dist
rict F
arm
ers
Asso
ciat
ion
Bean
s
FO
To im
prov
e ge
nder
rela
tions
in
the
bean
val
ue c
hain
gro
win
g ho
useh
olds
for i
mpr
oved
live
lihoo
ds
and
sust
aina
ble
econ
omic
em
pow
erm
ent
219,
978,
550
69,0
96,0
00
-
-
1
59,9
31,1
50
60,0
47,4
00
14Ki
tgum
Dist
rict F
arm
ers
Asso
ciat
ion
Sunfl
ower
FOM
ains
trea
min
g ge
nder
in th
e su
nflow
er v
alue
cha
in in
Kitg
um
dist
rict
280,
633,
100
49,6
80,0
00
-
-
86,0
21,6
50
194,
611,
450
15Ky
enjo
jo D
istric
t Far
mer
s As
soci
atio
nCo
ffee
FO
To im
prov
e an
d st
reng
then
gen
der
role
s and
con
cern
s in
orde
r to
incr
ease
hou
seho
ld in
com
es a
nd
henc
e liv
elih
oods
am
ongs
t the
co
ffee
farm
ing
com
mun
ities
259,
849,
700
122,
938,
000
-
-
139
,709
,075
12
0,14
0,62
5
16M
agan
jo F
arm
ers A
sso-
ciat
ion
Mai
ze
FO
To im
prov
e liv
elih
ood
thro
ugh
incr
ease
d in
com
es o
f the
rura
l fa
rmin
g ho
useh
olds
eng
aged
in
Mai
ze p
rodu
ctio
n in
Luw
ero
dist
rict
272,
600,
900
109,
506,
500
-
-
152
,277
,400
12
0,32
3,50
0
17M
asin
di D
istric
t Far
mer
s As
soci
atio
nM
aize
FOM
ains
trea
min
g ge
nder
in
prod
uctio
n an
d m
arke
ting
of M
aize
in
Mas
indi
423,
485,
150
305,
300,
000
-
144
,484
,382
1
88,2
44,0
60
90,7
56,7
08
18M
ayug
e D
istric
t Far
mer
s As
soci
atio
nSo
ybea
nFO
Mai
nstr
eam
gen
der i
n So
ybea
n Va
lue
Chai
n27
4,05
4,00
065
,340
,000
-
-
196
,894
,500
77
,159
,500
19M
bara
ra D
istric
t Far
mer
s O
rgan
isatio
nBe
ans
FOG
ende
r Mai
nstr
eam
ing
into
Bea
n Va
lue
Chai
n in
Mba
rara
Dist
rict
263,
131,
000
94,0
00,0
00
-
87,4
72,0
00
108
,081
,600
67
,577
,400
20M
ukon
o D
istric
t Far
mer
s O
rgan
isatio
nM
aize
FOEn
hanc
ing
faire
r gen
der r
elat
ions
at
hous
ehol
d le
vel i
n M
aize
Val
ue C
hain
387,
590,
500
72,6
50,0
00
-
-
2
87,2
29,2
50
100,
361,
250
21N
atio
nal U
nion
of C
offee
Fa
rmer
s Agr
ibus
ines
s An
d Fa
rmer
s Ent
erpr
ise
Coffe
e FO
Mai
nstr
eam
ing
gend
er e
qual
ity
issue
s in
coff
ee v
alue
cha
in
257,
954,
000
214
,800
,000
88,7
06,0
00
166
,970
,100
- 2,
277,
900
22N
UCA
FE -
2Co
ffee
FOEn
hanc
ing
Equi
ty in
dec
ision
mak
ing
in c
offee
farm
ing
hous
ehol
ds fo
r im
prov
ed li
velih
oods
in U
gand
a
465,
415,
500
392
,620
,000
2
43,6
06,9
16
221,
808,
584
23Pe
ople
’s In
itiat
ive
Wor
ld-
wid
e (P
IW)
Gro
undn
uts
Dev
elop
men
t O
rgan
isatio
n
Gro
undn
ut e
nter
prise
for
rura
l inc
omes
and
live
lihoo
d tr
ansf
orm
atio
n in
Kum
i and
Ngo
ra
dist
ricts
- Te
so re
gion
339,
006,
250
118,
640,
000
-
-
202
,792
,157
13
6,21
4,09
3
24Po
pula
r Kno
wle
dge
Wom
en In
itiat
ive
(P’K
WI)
Sunfl
ower
NG
O
To im
prov
e pr
oduc
tion
and
prod
uctiv
ity o
f Sun
flow
er
ente
rpris
es fo
r loc
al c
omm
unity
se
lf-tr
ansf
orm
atio
n an
d liv
elih
ood
impr
ovem
ent
248,
919,
000
143,
552,
000
-
-
154
,594
,000
94
,325
,000
25Ru
kung
iri D
istric
t Far
m-
ers A
ssoc
iatio
nCo
ffee
FOM
ains
trea
min
g G
ende
r in
the
Coffe
e Va
lue
Chai
n23
5,22
1,25
052
,650
,000
-
-
126
,956
,500
10
8,26
4,75
0
26Se
mba
bule
Dist
rict
Farm
ers A
ssoc
iatio
nCo
ffee
FOM
ains
trea
min
g ge
nder
equ
ality
iss
ues i
n c
offee
val
ue c
hain
29
0,22
2,35
0
76,4
02,5
00
-
82
,629
,617
1
23,5
31,1
00
84,0
61,6
33
27St
raig
ht Ta
lk F
ound
atio
nAg
ricul
ture
in
scho
ols
othe
rEn
hanc
ing
Agric
ultu
re in
pos
t war
N
orth
ern
Uga
nda
scho
ols
403,
105,
451
42,9
60,0
00
-
97,5
72,9
47
166
,748
,977
13
8,78
3,52
7
28U
CAW
omen
En
trep
rene
ursh
ipN
GO
Mai
nstr
eam
ing
Gen
der a
nd
Empo
wer
ing
Wom
en in
SAC
COs
295,
564,
500
350,
825,
000
-
-
107
,074
,000
18
8,49
0,50
0
aBi Trust AR 2012 (Revised 14).indd 69 21/06/13 10.01
70 aBi Trust Annual Report 2012
No.
Part
ner I
nstit
utio
nIn
terv
entio
nO
rgan
isat
ion
Type
Proj
ect T
itle
Gra
nt A
mou
nt
App
rove
dCo
ntri
butio
n by
Pa
rtne
r D
isbu
rsem
ent
2010
D
isbu
rsem
ent
2011
Dis
burs
emen
t20
12O
utst
andi
ng
Com
mitm
ent
29U
gand
a La
nd A
llian
ceLa
nd ti
tling
Actio
n re
sear
ch o
n la
nd ti
tling
to
pro
mot
e w
omen
’s ec
onom
ic
empo
wer
men
t65
8,27
9,22
112
1,05
9,36
8
-
37,6
47,8
25
537
,508
,646
83
,122
,750
30U
WEA
LW
omen
En
trep
rene
ursh
ipN
GO
UW
EAL
Mar
ketin
g Ba
sics f
or W
omen
En
trep
rene
urs
237,
407,
500
51,9
25,0
00
-
-
1
30,3
22,5
00
107,
085,
000
31Vi
ctor
ia S
eeds
Ltd
Seed
sSM
EIn
tens
ifyin
g pr
oduc
tion
of
cert
ified
seed
for l
egum
e an
d oi
l cr
ops t
o im
prov
e th
e liv
elih
oods
of
farm
ers
527,
690,
007
858,
440,
000
-
-
322
,127
,507
20
5,56
2,50
0
32Yo
uth
Soci
al W
ork
Asso
ciat
ion
Gen
der
NG
OEn
hanc
ing
busin
ess c
ompe
titiv
enes
s an
d in
com
e fo
r you
th a
nd w
omen
fa
rmer
s in
Sunfl
ower
Val
ue C
hain
496,
855,
700
171,
264,
000
-
-
316
,355
,050
18
0,50
0,65
0
33YS
AG
roun
dnut
sD
evel
opm
ent
Org
anisa
tion
Enha
ncin
g Bu
sines
s Com
petit
iven
ess
and
Inco
me
for W
omen
Ex-
Com
bata
nts i
n G
roun
d N
ut V
alue
Ch
ain
in G
ulu
Dist
rict,
Nor
ther
n U
gand
a
352,
119,
900
82,0
17,0
00
-
-
2
05,6
96,1
50
146,
423,
750
TO
TAL
11,5
74,0
14,0
435,
610,
724,
093
190
,311
,025
1
,064
,629
,333
6,2
45,6
10,6
91
4,07
3,46
2,99
4
VALU
E C
HA
IN D
EVEL
OPM
ENT
1Af
rican
Coff
ee A
cade
my
Coffe
eSM
EPr
oduc
tion
and
mar
ketin
g1,
222,
576,
346
952
,428
,075
-
-
5
79,0
51,7
16
64
3,52
4,63
0
2Af
rican
Fin
e Co
ffees
Co
nfer
ence
Conf
eren
ceN
GO
Conf
eren
ce &
Exh
ibiti
on12
6,25
0,00
0
-
-
-
1
26,2
50,0
00
-
3Ag
rinet
Mai
ze a
nd S
oya
SME
Prod
uctio
n an
d m
arke
ting
308,
185,
500
326
,060
,000
-
-
63,9
60,7
50
24
4,22
4,75
0
4AM
URU
- 2
Soyb
ean
FO
Up
scal
ing
of c
omm
erci
al
prod
uctio
n an
d m
arke
ting
of
soyb
eans
to in
crea
se fa
rm in
com
e of
smal
lhol
der f
arm
ers i
n Am
uru
and
Nw
oya
dist
ricts
238,
062,
000
60,6
00,0
00
-
-
36,3
71,5
00
20
1,69
0,50
0
5Am
uru
Dist
rict F
arm
ers
Asso
ciat
ion
Soyb
ean
FOSo
ybea
n D
evel
opm
ent P
roje
ct
(SO
DEP
)27
,020
,000
2,50
0,00
0
-
25,7
56,0
00
-
1,2
64,0
00
6Ap
ac D
istric
t Far
mer
s As
soci
atio
nSu
nflow
er
FOCo
mm
erci
alisa
tion
of S
unflo
wer
pr
oduc
tion
141,
460,
000
26,0
00,0
00
-
70,7
30,0
00
70
,730
,000
-
7Bu
ild A
frica
Uga
nda
Mai
ze
FO
To im
prov
e in
com
e an
d liv
elih
ood
oppo
rtun
ities
of m
aize
farm
ers i
n 30
0 VS
LA g
roup
s in
Kiry
ando
ngo
dist
rict
383,
597,
500
216
,329
,900
-
-
99,0
77,6
62
28
4,51
9,83
8
8Bu
shen
yi D
istric
t Far
mer
s As
soci
atio
nCo
ffee
FOEn
hanc
ing
coffe
e pr
oduc
tivity
and
pr
ofita
bilit
y 15
2,46
0,00
036
,580
,000
-
37
,510
,000
77,2
94,2
50
3
7,65
5,75
0
9Bu
sia P
rodu
ce D
eale
rs
Mul
tipur
pose
Co-
oper
a-tiv
e So
ciet
y Lt
d
Mai
ze
SME
To e
nhan
ce tr
ade
com
petit
iven
ess
of st
aple
food
s thr
ough
trad
e re
late
d sa
nita
ry a
nd p
hyto
sani
tary
mea
sure
s an
d qu
ality
man
agem
ent
894,
662,
000
1
,610
,005
,000
-
-
8
01,7
37,0
00
9
2,92
5,00
0
10Bu
sines
s Pla
n (M
arke
t le
d H
ortic
ultu
re D
ev’t:
VI
K Tr
adin
g Lt
d)
Hor
ticul
ture
Dev
elop
a b
usin
ess p
lan
- m
arke
t le
d h
ortic
ultu
re p
rodu
ctio
n90
,787
,500
91,5
30,0
00
-
44,1
31,5
00
42
,335
,134
4
,320
,866
11Bu
soga
Shi
ning
Lig
ht
Asso
ciat
ion
Mai
zeFO
Mai
ze p
rodu
ctio
n an
d m
arke
ting
for i
ncre
ased
food
secu
rity
and
hous
ehol
d in
com
e17
6,22
0,00
0
71,8
00,0
00
-
-
119
,577
,900
56,
642,
100
aBi Trust AR 2012 (Revised 14).indd 70 21/06/13 10.01
71aBi Trust Annual Report 2012
No.
Part
ner I
nstit
utio
nIn
terv
entio
nO
rgan
isat
ion
Type
Proj
ect T
itle
Gra
nt A
mou
nt
App
rove
dCo
ntri
butio
n by
Pa
rtne
r D
isbu
rsem
ent
2010
D
isbu
rsem
ent
2011
Dis
burs
emen
t20
12O
utst
andi
ng
Com
mitm
ent
12Ca
fé A
frica
Coffe
eSM
EPr
oduc
tion
and
mar
ketin
g29
5,41
5,09
2
3
88,9
59,0
92
-
-
122
,707
,546
172,
707,
546
13Co
ffee
Qua
lity
Inst
itute
/U
CDA
Coffe
eO
ther
Raisi
ng m
arke
t pla
ce a
war
enes
s of
qual
ity R
obus
ta C
offee
1,03
0,01
0,91
0
6
24,6
36,5
90
-
-
302
,191
,066
727,
819,
844
14Co
mm
unity
Ent
erpr
ises
Dev
elop
men
t O
rgan
isatio
n
Bean
sFO
Impr
oved
pro
duct
ion
and
mar
ket
acce
ss o
f Bea
n se
ed th
roug
h Co
llect
ive
Farm
ing
activ
ities
92,0
04,0
0048
,520
,000
-
-
38
,368
,000
53,
636,
000
15Cr
op li
fe U
gand
a
SME
Coun
terfe
it aw
aren
ess o
utre
ach
initi
ativ
e fo
r far
mer
s and
co
mm
uniti
es th
roug
h fil
m sh
ows
291,
533,
000
95
,060
,000
-
-
1
58,3
15,0
33
13
3,21
7,96
7
16En
viro
nmen
tal
Cons
erva
tion
and
Agric
ultu
ral
Enha
ncem
ent
Bean
NG
O
Econ
omic
em
pow
erm
ent o
f be
an fa
rmer
s thr
ough
impr
oved
pr
oduc
tion,
qua
lity
prod
uce
and
mar
ket a
cces
s
244,
244,
000
147
,160
,000
-
-
1
22,6
28,0
00
12
1,61
6,00
0
17Fa
rm In
puts
Car
e Ce
ntre
(F
ICA)
Ltd
.M
aize
SM
EEs
tabl
ishm
ent o
f dem
onst
ratio
n sit
es fo
r Mai
ze
7
9,47
5,00
0
40,3
75,0
00
39
,737
,500
39,7
37,5
00
-
-
18Fa
rmer
Cen
tre
(U) L
tdM
aize
SME
Enha
ncem
ent o
f Mai
ze V
alue
Cha
in
in C
omm
unity
Em
pow
erm
ent
251,
075,
000
192
,100
,000
-
-
1
29,6
35,0
00
12
1,44
0,00
0
19Fa
rmG
ain
Afric
a Li
mite
dM
arke
t In
form
atio
nO
ther
Loca
lised
Rad
io-b
ased
Mar
ket
Info
rmat
ion
Serv
ice
(LoR
aMIS
)
52,
000,
000
-
-
52
,000
,000
-
-
20FI
CA -
2M
aize
, Bea
ns,
Gro
undn
uts
SME
To in
crea
se p
rodu
ctio
n an
d di
strib
utio
n of
Mai
ze, B
eans
and
G
roun
dnut
seed
s to
smal
l hol
der
farm
ers i
n U
gand
a to
impr
ove
food
se
curit
y an
d ho
useh
old
inco
me
772,
640,
000
637
,200
,000
-
-
2
74,0
85,0
00
49
8,55
5,00
0
21FI
TM
arke
t In
form
atio
nSM
EAg
ricul
tura
l Mar
ketin
g61
1,53
0,50
0
2
95,9
28,6
16
-
-
48
,437
,125
563,
093,
375
22G
ADC
orga
nic
Sesa
me
& ch
ile p
rodu
ctio
nSe
sam
e &
chill
ieFO
Prod
uctio
n an
d m
arke
ting
923,
689,
900
635
,268
,000
-
-
2
50,0
00,0
00
67
3,68
9,90
0
23G
ood
Afric
an
Foun
datio
nCo
ffee
SME
Incr
easin
g Fa
rmer
s’ in
com
e th
roug
h in
crea
sed
coffe
e pr
oduc
tion,
qua
lity
impr
ovem
ent a
nd m
arke
ting
1,75
8,57
3,60
0
1,2
77,6
00,0
00
-
-
559
,098
,540
1,
199,
475,
060
24G
rain
Pro
Post
Har
vest
Eq
uipm
ent &
mat
eria
ls
Purc
hase
of P
ost-
harv
est e
quip
men
t54
5,80
8,00
0
-
-
-
5
45,8
08,0
00
-
25G
ulu
Agric
ultu
ral
Dev
elop
men
t Com
pany
Li
mite
d
Sesa
me
SME
Sesa
me
prod
uctio
n fo
r liv
elih
ood
impr
ovem
ent i
n N
orth
ern
Uga
nda
375,
000,
000
310
,746
,442
-
1
54,0
00,0
00
-
221
,000
,000
26H
anns
R. N
uem
ann
Stift
ung
Afric
a Lt
d.Co
ffee
SME
Build
ing
Coffe
e Fa
rmer
s Alli
ance
s in
Uga
nda-
CFAU
Pro
ject
675,
000,
000
2,11
7,31
6,24
0
-
3
71,1
05,2
00
118
,322
,800
185,
572,
000
27
Han
ns R
. Nue
man
n St
iftun
g Af
rica
Ltd.
- 2
Coffe
eFO
Build
ing
Coffe
e Fa
rmer
s Alli
ance
s in
Uga
nda-
CFAU
Pro
ject
5,65
7,24
7,33
6
4,6
69,6
58,9
16
-
-
326
,558
,520
5,
330,
688,
816
28
Hoi
ma
Dist
rict F
arm
ers
Org
anisa
tion
Mai
ze
FO
Incr
easin
g fa
rmer
s’ in
com
es to
im
prov
e th
eir l
ivel
ihoo
d th
roug
h m
aize
val
ue c
hain
176,
088,
000
39,9
50,0
00
-
40,3
82,1
26
90
,768
,546
44,
937,
328
29Ig
anga
Dist
rict F
arm
ers
Org
anisa
tion
Mai
zeFO
Impr
ovin
g ho
useh
old
inco
mes
th
roug
h co
mm
erci
al m
aize
sub-
sect
or d
evel
opm
ent
149,
413,
000
9,70
0,00
0
-
46,5
90,0
00
87
,903
,000
14,
920,
000
aBi Trust AR 2012 (Revised 14).indd 71 21/06/13 10.01
72 aBi Trust Annual Report 2012
No.
Part
ner I
nstit
utio
nIn
terv
entio
nO
rgan
isat
ion
Type
Proj
ect T
itle
Gra
nt A
mou
nt
App
rove
dCo
ntri
butio
n by
Pa
rtne
r D
isbu
rsem
ent
2010
D
isbu
rsem
ent
2011
Dis
burs
emen
t20
12O
utst
andi
ng
Com
mitm
ent
30In
itiat
ives
for C
omm
unity
Em
pow
erm
ent &
Su
ppor
t
Bean
sFO
Supp
ort t
he u
p-sc
alin
g of
bea
ns
prod
uctio
n an
d m
arke
ting
amon
g sm
allh
olde
r gro
wer
s in
Lira
, Oya
m
and
Apac
109,
758,
000
27,8
80,0
00
-
-
55,4
73,0
00
5
4,28
5,00
0
31In
tern
atio
nal I
nstit
ute
of
Trop
ical
Agr
icul
ture
Coffe
eO
ther
Map
ping
Uga
nda’s
coff
ee q
ualit
y
acro
ss U
gand
a88
,435
,800
102,
600,
000
-
-
88
,435
,800
-
32Isi
ngiro
DFA
Mai
zeFO
Valu
e ch
ain
296,
312,
500
116
,520
,000
-
-
1
07,7
26,5
00
18
8,58
6,00
0
33Ja
li O
rgan
icH
ortic
ultu
reSM
ERe
-bra
ndin
g an
d pr
omot
ing
Jali
prod
ucts
in th
e m
arke
ts20
,700
,000
9,78
0,00
0
-
20,7
00,0
00
-
-
34Jin
ja D
istric
t Far
mer
s As
soci
atio
nsM
aize
FOIm
prov
ing
prod
uctiv
ity a
nd
mar
ketin
g of
Mai
ze V
alue
Cha
in fo
r th
e sm
allh
olde
r far
mer
s22
0,13
2,00
097
,800
,000
-
-
155
,001
,000
65,
131,
000
35KA
ARO
Agr
icul
tura
l Pr
oduc
ers L
tdCo
ffee
SME
Empo
wer
ing
farm
ers t
hrou
gh
qual
ity C
offee
pro
duct
ion
141,
658,
000
130
,960
,000
-
-
70,7
08,0
00
7
0,95
0,00
0
36Ka
baro
le D
istric
t Far
mer
s As
soci
atio
nCo
ffee
FOEn
hanc
ing
coffe
e pr
oduc
tion,
qu
ality
and
mar
ketin
g th
roug
h a
stre
ngth
ened
and
sust
aina
ble
coffe
e va
lue
chai
n
116,
154,
500
47,5
20,0
00
-
59,9
12,0
00
49
,325
,825
6
,916
,675
37Ka
buye
Coo
pera
tive
Soci
ety
Ltd
Mai
zeSM
EEn
hanc
ing
prod
uctio
n, p
rodu
ctiv
ity,
qual
ity a
nd a
cces
s to
mar
ket M
aize
150,
953,
000
82
,010
,000
-
-
84,3
97,5
00
6
6,55
5,50
0
38Ka
saal
i Coff
ee F
arm
ers
Asso
ciat
ion
Coffe
eFO
Coffe
e Va
lue
addi
tion
for S
usta
inab
le
livel
ihoo
ds21
9,67
0,00
0
1
03,6
60,0
00
-
-
146
,114
,375
73,
555,
625
39Ka
sese
Dist
rict F
arm
ers
Asso
ciat
ion
Coffe
eFO
Profi
tabl
e pr
oduc
tion
and
mar
ketin
g of
coff
ee19
0,38
9,10
029
,000
,000
-
111
,548
,360
66,5
08,2
00
1
2,33
2,54
0
40Ka
tere
ra C
OO
PM
aize
SME
Prod
uctio
n an
d m
arke
ting
333,
905,
000
73
,500
,000
-
-
94,9
57,5
00
23
8,94
7,50
0
41Ka
tuka
Dev
elop
men
t Tr
ust L
td (C
aritu
s)Co
ffee
SME
Coffe
e Va
lue
addi
tion
and
mar
ketin
g th
roug
h es
tabl
ishm
ent o
f wet
pr
oces
sed
Robu
sta
Coffe
e Va
lue
Chai
n
240,
570,
000
223
,600
,000
-
-
89,7
95,5
00
15
0,77
4,50
0
42Ka
yung
a D
istric
t Far
mer
s’ As
soci
atio
nH
ortic
ultu
re
(Pin
eapp
les)
FOTo
incr
ease
ben
efits
for p
inea
pple
pr
oduc
ers (
farm
ers a
nd p
roce
ssor
s)
by p
rom
otin
g va
lue
addi
tion
and
qual
ity a
ssur
ance
for b
ette
r mar
kets
an
d in
crea
sed
inco
mes
262,
240,
000
72
,100
,000
-
-
1
68,9
02,5
00
9
3,33
7,50
0
43Ke
ith A
ssoc
iatio
n Li
mite
dCo
ffee
SME
IPM
79,3
00,0
00
21,4
25,0
00
-
-
39
,650
,000
39,
650,
000
44Ki
boga
Dist
rict F
arm
ers
Asso
ciat
ion
Bean
sFO
Bean
s inc
ome
enha
ncem
ent
150,
286,
400
19,9
00,0
00
-
32,0
16,6
00
67
,547
,150
50,
722,
650
45Ki
tgum
DFA
2Su
nflow
erFO
Prod
uctio
n an
d m
arke
ting
191,
584,
800
62
,150
,000
-
-
1
50,4
47,9
71
4
1,13
6,82
9
46Ki
tgum
Dist
rict F
arm
ers
Asso
ciat
ion
Sunfl
ower
FOIm
prov
ing
sunfl
ower
pro
duct
ion
an
d m
arke
ting
in K
itgum
and
La
mw
o di
stric
ts73
,040
,000
9,35
0,00
0
-
59,6
20,0
00
13
,420
,000
-
47Ki
yuni
Uni
ted
Farm
ers
Asso
ciat
ion
Mai
zeFO
Mai
ze p
rodu
ctio
n im
prov
emen
t pr
ojec
t11
5,20
0,00
024
,480
,000
-
93
,700
,000
21,3
65,6
00
1
34,4
00
48Ky
agal
anyi
Coff
eeCo
ffee
SME
Up
and
out s
calin
g Ky
agan
lany
i’s
sust
aina
ble
coffe
e sc
hem
es in
U
gand
a1,
946,
005,
100
1
,662
,047
,200
-
-
7
68,2
87,2
42
1,17
7,71
7,85
8
aBi Trust AR 2012 (Revised 14).indd 72 21/06/13 10.01
73aBi Trust Annual Report 2012
No.
Part
ner I
nstit
utio
nIn
terv
entio
nO
rgan
isat
ion
Type
Proj
ect T
itle
Gra
nt A
mou
nt
App
rove
dCo
ntri
butio
n by
Pa
rtne
r D
isbu
rsem
ent
2010
D
isbu
rsem
ent
2011
Dis
burs
emen
t20
12O
utst
andi
ng
Com
mitm
ent
49Ky
empa
ra F
arm
ers’
Coop
erat
ive
Soci
ety
Ltd
Sunfl
ower
SME
Enha
ncin
g pr
oduc
tion
of S
unflo
wer
171,
138,
000
124
,427
,000
-
-
1
11,4
52,0
00
5
9,68
6,00
0
50Ky
enjo
jo D
istric
t Far
mer
s As
soci
atio
nCo
ffee
FOEn
hanc
ing
qual
ity c
offee
pro
duct
ion,
pr
oces
sing
and
mar
ketin
g
135,
912,
150
52
,320
,000
-
-
69,3
38,5
00
6
6,57
3,65
0
51Lu
wer
o D
istric
t Far
mer
s As
soci
atio
nM
aize
FOIm
prov
ing
qual
ity a
nd q
uant
ity o
f m
aize
pro
duce
d an
d m
arke
ted
in
Luw
ero
dist
rict
50,5
51,6
0020
,676
,000
-
24
,615
,800
25,8
54,5
47
81,
253
52M
anya
kabi
CO
OP
Bean
sSM
EPr
oduc
tion
and
mar
ketin
g25
2,46
1,00
0
98,1
80,0
00
-
-
122
,756
,370
129,
704,
630
53M
arke
t Inf
orm
atio
n Sy
mpo
sium
5,0
00,0
00
-
-
5,00
0,00
0
-
-
54M
asin
di D
FA 2
Soyb
ean
FOPr
oduc
tion
and
mar
ketin
g23
9,01
0,20
0
55,8
38,5
00
-
-
89
,678
,721
149,
331,
479
55M
asin
di D
istric
t Far
mer
s As
soci
atio
nSo
ybea
nFO
Incr
easin
g fa
rmer
s’ in
com
e to
im
prov
e th
eir s
tand
ard
of li
ving
th
roug
h So
ybea
n va
lue
chai
n14
5,87
5,40
041
,253
,050
-
134
,417
,560
11,4
57,8
95
(55
)
56M
ayug
e 2
Soyb
eans
FOVa
lue
chai
n27
9,12
2,80
0
1
32,4
20,0
00
-
-
125
,321
,780
153,
801,
020
57M
ayug
e D
istric
t Far
mer
s As
soci
atio
nSo
ybea
n
FO
Impr
ovin
g pr
oduc
tion
and
mar
ket
oppo
rtun
ities
for s
mal
l hol
der
farm
ers e
ngag
ed in
Soy
bean
val
ue
chai
n
105,
644,
000
27,3
20,0
00
-
48,7
46,5
00
31
,971
,500
24,
926,
000
58M
bale
DFA
Mai
zeFO
Prod
uctio
n an
d m
arke
ting
of M
aize
409,
200,
000
124
,850
,000
-
-
54,7
25,0
00
35
4,47
5,00
0
59M
bale
Far
mer
s Dist
rict
Asso
ciat
ion
Coffe
eFO
Impr
ovin
g pr
oduc
tivity
and
m
arke
ting
of c
offee
for
incr
ease
d
hous
ehol
d in
com
es10
6,41
5,98
047
,727
,500
-
75
,210
,740
31,2
38,2
40
(33,
000)
60M
bara
ra D
istric
t Far
mer
s O
rgan
isatio
nBe
ans
FOIn
crea
sing
farm
ers’
inco
me
to
impr
ove
thei
r sta
ndar
d of
livi
ng
thro
ugh
the
bean
s val
ue c
hain
204,
305,
200
39,7
95,0
00
-
85,2
08,2
00
100
,558
,950
18,
538,
050
61M
bara
ra D
istric
t Far
mer
s O
rgan
isatio
nCo
ffee
FOTo
impr
ove
prod
uctio
n an
d m
arke
ting
of c
offee
farm
ers i
n M
bara
ra d
istric
t48
5,03
4,00
0
1
96,9
00,0
00
-
-
190
,792
,250
294,
241,
750
62M
OYO
- 2
Soyb
ean
FO
Up
scal
ing
of c
omm
erci
al
prod
uctio
n an
d m
arke
ting
of
soyb
eans
to in
crea
se fa
rm in
com
e of
sm
allh
olde
r far
mer
s in
Moy
o di
stric
ts
240,
421,
000
140
,038
,000
-
-
98,7
34,4
00
14
1,68
6,60
0
63M
oyo
Dist
rict F
arm
ers
Asso
ciat
ion
Soyb
eans
FO
Com
mer
cial
pro
duct
ion
and
mar
ketin
g of
Soy
bean
s to
incr
ease
fa
rm in
com
e of
smal
l hol
der f
arm
ers
in M
oyo
45,7
84,2
5024
,752
,000
-
24
,752
,000
20,6
82,2
50
3
50,0
00
64M
uben
de M
ityan
a D
istric
t Far
mer
s As
soci
atio
n
Mai
ze
FOCo
mm
erci
alisa
tion
of m
aize
val
ue
chai
n in
Mub
ende
and
Mity
ana
46,0
90,0
007,
500,
000
-
34
,210
,000
11,8
80,0
00
-
65M
UKO
NO
DFA
- 2
Mai
zeFO
To sc
ale
up a
nd c
onso
lidat
e th
e M
aize
Val
ue C
hain
225,
280,
000
122
,000
,000
-
-
1
10,8
25,0
00
11
4,45
5,00
0
66M
ukon
o D
istric
t Far
mer
s As
soci
atio
nM
aize
FOIn
crea
sing
farm
ers’
inco
me
thro
ugh
com
plet
ion
of th
e m
aize
val
ue c
hain
to
impr
ove
thei
r liv
elih
ood
158,
941,
750
39,9
50,0
00
-
1
57,5
18,3
41
-
1,4
23,4
09
67N
AMU
SITA
Gro
wer
s Co
oper
ativ
e So
ciet
yM
aize
SME
Econ
omic
em
pow
erm
ent t
hrou
gh
mar
ket e
nhan
cem
ent
93,0
82,0
00
80,2
40,0
00
-
-
52
,734
,000
40,
348,
000
aBi Trust AR 2012 (Revised 14).indd 73 21/06/13 10.01
74 aBi Trust Annual Report 2012
No.
Part
ner I
nstit
utio
nIn
terv
entio
nO
rgan
isat
ion
Type
Proj
ect T
itle
Gra
nt A
mou
nt
App
rove
dCo
ntri
butio
n by
Pa
rtne
r D
isbu
rsem
ent
2010
D
isbu
rsem
ent
2011
Dis
burs
emen
t20
12O
utst
andi
ng
Com
mitm
ent
68N
amut
umba
DFA
Gnu
tsFO
Prod
uctio
n an
d m
arke
ting
181,
214,
000
48
,080
,000
-
-
77,6
49,0
00
10
3,56
5,00
0
69N
atio
nal O
rgan
ic
Agric
ultu
ral M
ovem
ent
Of U
gand
a
Org
anic
FOEx
port
and
stim
ulat
e tr
adin
g op
port
uniti
es fo
r inc
reas
ed e
xpor
t of
org
anic
pro
duct
s fro
m U
gand
a82
2,69
0,00
078
7,05
0,00
0
-
1
57,5
48,1
25
-
66
5,14
1,87
5
70N
OG
AMU
Co
ffee-
man
uals
FOPr
oduc
tion
of C
rop-
spec
ific
trai
ning
m
ater
ials
for O
rgan
ic F
arm
er
30,0
00,0
00
-
-
30,0
00,0
00
-
-
71N
sang
i Coff
ee F
arm
ers
Asso
ciat
ion
Coffe
eFO
Post
-har
vest
qua
lity
enha
ncem
ent
in c
offee
33,2
50,0
0016
,400
,000
-
19
,000
,000
14,2
50,0
00
-
72N
uma
Feed
s Lim
ited
SPS
SME
Pack
agin
g31
2,90
0,00
0
1
32,0
80,0
00
-
-
94
,501
,050
218,
398,
950
73Pa
llisa
Dist
rict F
arm
ers
Asso
ciat
ion
Gro
undn
uts
FOIm
prov
ing
prod
uctio
n an
d m
arke
t op
port
uniti
es fo
r sm
all h
olde
r far
m-
ers e
ngag
ed in
Soy
bean
val
ue c
hain
151,
470,
000
56
,480
,000
-
-
1
17,5
53,7
00
3
3,91
6,30
0
74Pe
arl S
eeds
Lim
ited
Seed
s (M
aize
+
Bean
s + S
oybe
an)
SME
To in
crea
se u
se o
f im
prov
ed se
eds i
n U
gand
a to
add
ress
hou
seho
ld fo
od
secu
rity
and
inco
mes
488,
114,
000
263
,400
,000
-
-
2
50,4
03,5
00
23
7,71
0,50
0
75Re
gist
ratio
n fe
es, A
frica
n G
rain
Cou
ncil
Sum
mit
2
9,48
1,75
0
-
-
29,4
81,7
50
-
-
76Ru
bang
a CO
OP
Coffe
eSM
EPr
oduc
tion
and
mar
ketin
g50
1,34
1,40
0
2
07,3
54,0
00
-
-
150
,798
,900
350,
542,
500
77Ru
kung
iri D
istric
t Fa
rmer
s Ass
ocia
tion
Coffe
e
FO
Enha
ncin
g co
ffee
prod
uctio
n,
proc
essin
g a
nd m
arke
ting
in N
yak-
ishen
yi,
Nya
rush
anje
and
Bug
anga
ri su
b-co
untie
s in
Ruku
ngiri
Dist
rict
113,
795,
000
19,3
00,0
00
-
36,4
10,0
00
52
,997
,500
24,
387,
500
78Ru
ral C
omm
unity
in
Dev
elop
men
tH
ortic
ultu
re (F
ruit
grow
ing)
SME
To su
ppor
t lin
kage
of f
arm
ers t
o th
e m
arke
t thr
ough
frui
t gro
win
g an
d va
lue
addi
tion
106,
720,
900
62,9
60,0
00-
-10
0,17
7,00
06,
543,
900
79Sa
saka
wa
Glo
bal 2
000
Soyb
ean
and
Mai
zeN
GO
Prod
uctio
n an
d m
arke
ting
629,
719,
200
259,
708,
000
--
98,8
58,6
5053
0,86
0,55
0
80Sa
vann
ah C
omm
oditi
es
Ltd
Mai
ze &
Bea
nsSM
EPo
st-h
arve
st h
andl
ing,
pro
cess
ing
and
mar
ketin
g of
mai
ze &
bea
ns in
U
gand
a1,
962,
898,
080.
00-
--
1,96
2,89
8,08
0-
81Se
mba
bule
Dist
rict
Farm
ers A
ssoc
iatio
nCo
ffee
FOIm
prov
ing
Coffe
e pr
oduc
tivity
an
d m
arke
ting
as k
ey to
incr
ease
d ho
useh
old
inco
mes
in S
emba
bule
158,
906,
000
35,5
50,0
00-
74,6
07,5
0074
,151
,000
10,1
47,5
00
82Se
mba
bule
Dist
rict
Farm
ers A
ssoc
iatio
n - 2
Coffe
eFO
Prod
uctio
n an
d m
arke
ting
420,
528,
900
104,
140,
000
--
177,
233,
650
243,
295,
250
83So
roti
Dist
rict F
arm
ers
Asso
ciat
ions
Gro
undn
uts
FOEn
hanc
ing
use
of a
nim
al tr
actio
n in
co
mm
erci
aliz
atio
n of
gro
undn
uts i
n So
roti
and
Sere
re d
istric
ts13
3,84
8,00
047
,490
,000
--
117,
437,
100
16,4
10,9
00
84Su
lma
Food
sH
ortic
ultu
re-
Org
anic
food
sSM
ED
evel
opin
g a
qual
ity m
anag
emen
t sy
stem
for S
ulm
a Fo
ods
82,2
19,9
7534
,950
,000
-26
,100
,000
5,24
2,50
050
,877
,475
85Su
lma
Food
sH
ortic
ultu
re-
Org
anic
food
sSM
ESu
ppor
t to
capa
city
dev
elop
men
t37
,750
,000
17,8
70,0
00-
30,1
97,1
75-
7,55
2,82
5
86To
roro
DFA
Gnu
tsFO
Prod
uctio
n an
d M
arke
ting
356,
719,
000
129,
520,
000
--
191,
673,
000
165,
046,
000
87Tw
ezim
be A
rea
Coop
er-
ativ
e En
terp
rise
Mai
ze &
Bea
nsFO
Impr
ovem
ent o
f qua
lity
of m
aize
an
d be
ans f
or b
ette
r mar
ket
acce
ssib
ility
159,
368,
000
70,8
50,0
00-
-11
6,92
5,50
042
,442
,500
aBi Trust AR 2012 (Revised 14).indd 74 21/06/13 10.01
75aBi Trust Annual Report 2012
No.
Part
ner I
nstit
utio
nIn
terv
entio
nO
rgan
isat
ion
Type
Proj
ect T
itle
Gra
nt A
mou
nt
App
rove
dCo
ntri
butio
n by
Pa
rtne
r D
isbu
rsem
ent
2010
D
isbu
rsem
ent
2011
Dis
burs
emen
t20
12O
utst
andi
ng
Com
mitm
ent
88U
CTF
, 3rd
Uga
nda
coffe
e da
yco
ffee
FOCo
nfer
ence
20,0
00,0
00-
--
20,0
00,0
00-
89U
gand
a Co
ffee
Trad
e Fe
dera
tion
Coffe
eO
ther
Dev
elop
men
t of U
CTF
Str
ateg
ic
plan
201
1 / 2
014
21,7
77,5
45-
-21
,777
,545
--
90U
gand
a Co
oper
ativ
e Al
lianc
e Lt
d/AP
ACSo
y be
anSM
EPr
omot
ing
Soyb
ean
valu
e ch
ain
thro
ugh
inte
grat
ed C
oope
rativ
e Se
rvic
es79
,760
,000
10,3
80,0
00-
26,3
88,8
0033
,621
,800
19,7
49,4
00
91U
gand
a N
atio
nal
Agro
-inpu
t Dea
ler’s
As
soci
atio
n (U
NAD
A)
47,2
45,0
00-
-47
,245
,000
--
92U
gand
a N
atio
nal F
arm
-er
s’ Fe
dera
tion
(UN
FFE)
Coffe
e FO
Dev
elop
Str
ateg
ic p
lan
2013
-201
7 an
d de
velo
p Jin
ja S
how
grou
nd10
8,28
0,00
0-
--
108,
280,
000
-
93U
gand
a Ru
ral
Dev
elop
men
t and
Tr
aini
ng P
rogr
am
Mai
zeN
GO
To im
prov
e fa
rmer
s’ in
com
e th
roug
h en
hanc
ing
Mai
ze p
rodu
ctio
n,
Mar
ketin
g an
d Pr
oces
sing
252,
670,
000
113,
720,
000
--
183,
689,
000
68,9
81,0
00
94U
gand
a Se
ed T
rade
As
soci
atio
nSe
ed C
ertifi
catio
n La
bels
Dev
elop
men
t O
rgan
isatio
n
3,25
1,28
0-
3,25
1,28
0-
--
95U
OSP
AO
ilsee
dN
GO
Prod
uctio
n51
3,92
0,00
029
1,86
0,00
0-
-19
0,61
9,00
032
3,30
1,00
0
96W
akiso
/Mpi
gi D
istric
t Fa
rmer
s Ass
ocia
tion
Coffe
e
FO
Sust
aina
ble
impr
ovem
ent o
f in
com
es o
f far
mer
s in
both
Wak
iso
and
Mpi
gi d
istric
ts th
roug
h co
ffee
valu
e ch
ain
deve
lopm
ent
211,
200,
000
39,2
00,0
00-
100,
325,
000
84,2
75,0
0026
,600
,000
TOTA
L
34
,058
,629
,744
21,9
64,8
23,1
21
42,9
88,7
80
2,4
48,1
99,3
22
13,
203,
535,
234
18
,363
,906
,408
FIN
AN
CIA
L SE
RV
ICES
DEV
ELO
PMEN
T
1Ag
ricul
tura
l Fin
ance
Co
nfer
ence
Sup
port
Conf
eren
ceO
ther
Conf
eren
ce34
,872
,000
-
-
34
,872
,000
-
-
2Ba
nk o
f Afri
caBr
anch
FIM
ini b
ranc
h in
Kal
ongo
- N
orth
ern
Uga
nda
218,
426,
000
219
,884
,600
-
-
2
09,9
44,4
00
8,4
81,6
00
3Ce
nten
ary
Rura
l D
evel
opm
ent B
ank
Fina
ncie
r ski
lls
enha
ncem
ent
FIFi
nanc
ial l
itera
cy a
nd M
anag
emen
t tr
aini
ng19
5,94
6,00
0
1
42,7
54,0
00
-
-
97
,973
,000
97,
973,
000
4FI
NCA
Uga
nda
Ltd
(MD
I)Fi
nanc
ier s
kills
en
hanc
emen
tFI
Hiri
ng a
n Ag
ricul
tura
l Spe
cial
ist,
Prod
uct d
evel
opm
ent a
nd S
taff
trai
ning
167,
000,
000
194
,033
,800
-
-
68,9
16,8
00
9
8,08
3,20
0
5Po
st B
ank
Bran
chle
ss
mec
hani
smFI
Out
reac
h th
roug
h es
tabl
ishm
ent o
f m
ini b
ranc
hes i
n Am
olat
or &
Nw
oya,
N
orth
ern
Uga
nda
227,
400,
000
209
,400
,000
-
-
1
00,0
00,0
00
12
7,40
0,00
0
6U
gand
a M
icro
cred
it Fo
unda
tion
(UM
F)Pr
oduc
t de
velo
pmen
tFI
Out
reac
h, P
rodu
ct e
stab
lishm
ent,
Cred
it St
aff tr
aini
ng a
nd B
usin
ess
Plan
revi
ew68
,750
,000
39
,600
,000
-
-
68,7
50,0
00
-
7Fi
nanc
e Tr
ust (
MD
I)Fi
nanc
ial s
ervi
ces
FIH
iring
an
Agric
ultu
ral S
peci
alist
, Pr
oduc
t dev
elop
men
t and
Sta
ff tr
aini
ng17
5,00
0,00
0
2
62,3
40,0
00
-
-
77
,500
,000
97,
500,
000
8M
usha
nga
SACC
OFi
nanc
ier s
kills
en
hanc
emen
tFI
Capa
city
bui
ldin
g - s
taff
trai
ning
, ou
trea
ch e
xpan
sion
and
savi
ngs
mob
ilisa
tion
67,6
00,0
00
24,3
00,0
00
-
-
67
,600
,000
-
9O
ppor
tuni
ty U
gand
aBr
anch
FIBr
anch
set u
p in
Kye
njoj
o26
6,03
2,00
035
5,17
5,00
0
-
-
1
95,4
72,2
70
7
0,55
9,73
0
aBi Trust AR 2012 (Revised 14).indd 75 21/06/13 10.01
76 aBi Trust Annual Report 2012
No.
Part
ner I
nstit
utio
nIn
terv
entio
nO
rgan
isat
ion
Type
Proj
ect T
itle
Gra
nt A
mou
nt
App
rove
dCo
ntri
butio
n by
Pa
rtne
r D
isbu
rsem
ent
2010
D
isbu
rsem
ent
2011
Dis
burs
emen
t20
12O
utst
andi
ng
Com
mitm
ent
10O
ppor
tuni
ty U
gand
aPr
oduc
t de
velo
pmen
tFI
Agric
ultu
ral a
nd v
alue
cha
in fi
nanc
e an
d pr
oduc
t dev
elop
men
t42
,429
,000
34,7
20,0
00
-
-
32,4
15,6
00
1
0,01
3,40
0
11U
gand
a Ag
ency
For
D
evel
opm
ent L
imite
dBr
anch
less
m
echa
nism
FICa
paci
ty b
uild
ing
- pro
duct
de
velo
pmen
t , st
aff tr
aini
ng ,
outr
each
exp
ansio
n10
4,72
0,00
067
,090
,000
-
104
,720
,000
-
-
12Pr
ide
Mic
rofin
ance
Li
mite
dBr
anch
FIIn
crea
sing
finan
cial
serv
ices
ou
trea
ch th
roug
h op
enin
g br
anch
an
d re
gion
al o
ffice
223,
566,
470
393,
036,
090
-
-
120
,846
,810
102,
719,
660
13Pr
ide
Mic
rofin
ance
Li
mite
dBr
anch
less
m
echa
nism
FIBr
anch
less
Ban
king
mec
hani
sm35
2,80
0,00
0
2
63,8
02,5
60
-
133
,920
,000
1
30,9
17,8
81
8
7,96
2,11
9
14G
loba
l Tru
st B
ank
Bran
chle
ss
mec
hani
smFI
Bran
chle
ss d
eliv
ery
mec
hani
sms
thro
ugh
purc
hase
of A
TMs a
nd
Gen
erat
or24
6,06
2,70
0
2
46,0
62,7
00
-
-
220
,350
,000
25,
712,
700
15Ky
amuh
unga
Peo
ple’s
Co
oper
ativ
e S
avin
gs &
Cr
edit
Soc
iety
Ltd
Fina
ncia
l ser
vice
s
FI
Incr
easin
g ac
cess
to fi
nanc
ial
serv
ices
thro
ugh
bett
er a
grib
usin
ess
finan
cing
skill
s, en
hanc
ed o
utre
ach
effici
ency
132,
200,
000
95,0
50,0
00
-
96,9
50,0
00
31
,452
,700
3
,797
,300
16AP
F Rw
enzo
ri Fi
nanc
e Fa
ir Ev
ent
Even
tO
ther
Even
t4,
750,
000
-
-
4,75
0,00
0
-
-
17Eb
irung
ibiru
g’om
utut
u Sa
ving
s and
Cre
dit
Coop
erat
ive
Soci
ety
Fina
ncie
r ski
lls
enha
ncem
ent
FI
To in
crea
se a
cces
s to
finan
cial
se
rvic
es th
roug
h ag
ribus
ines
s fin
anci
ng sk
ills d
evel
opm
ent,
outr
each
, sav
ings
mob
ilisa
tion
and
impr
oved
fina
ncia
l pro
duct
s
136,
930,
000
80,5
00,0
00
-
-
1
36,9
30,0
00
-
18H
OFO
KAM
Br
anch
exp
ansio
nFI
Bran
ch e
xpan
sion
in B
undi
bugy
o14
2,20
0,00
014
4,00
0,00
0
-
-
95,4
09,0
00
4
6,79
1,00
0
19M
asak
a M
icro
Fin
ance
an
d D
evel
opm
ent
Coop
erat
ive
Trus
t
Fina
ncie
r ski
lls
enha
ncem
ent
FI
To in
crea
se fa
rmer
s’ ac
cess
to
finan
cial
serv
ices
thro
ugh
bran
ch
expa
nsio
n, B
UKU
ND
A, im
prov
ed
outr
each
, enh
ance
d sa
ving
s m
obili
satio
n, im
prov
ed fi
nanc
ial
prod
ucts
and
trai
ning
149,
128,
000
62,3
90,0
00
-
-
1
49,1
28,0
00
-
20Ru
sher
e SA
CCO
Fina
ncie
r ski
lls
enha
ncem
ent
FI
To st
reng
then
and
dee
pen
the
prov
ision
of s
usta
inab
le fi
nanc
ial
serv
ices
to a
grib
usin
ess v
alue
cha
in
mem
bers
thro
ugh
agrib
usin
ess
finan
cing
, ski
lls d
evel
opm
ent,
outr
each
, sav
ings
, mob
ilisa
tion
and
impr
oved
fina
ncia
l pro
duct
s
142,
300,
000
56,7
00,0
00
-
-
61,8
00,0
00
8
0,50
0,00
0
21U
GAF
OD
E - 2
Bran
ch e
xpan
sion
FIBr
anch
exp
ansio
n in
Kag
adi,
Kiba
ale
dist
rict
275,
839,
180
286,
076,
064
-
-
275
,839
,180
-
22Ka
libai
muk
ya S
ACCO
Fina
ncia
l ser
vice
sFI
To e
nhan
ce a
gric
ultu
ral p
rodu
ctio
n in
Kib
aale
thro
ugh
prov
ision
of R
ural
fin
anci
al se
rvic
es13
1,92
1,00
098
,200
,500
-
-
80
,100
,000
51,
821,
000
23U
gand
a In
stitu
te o
f Ba
nkin
g an
d Fi
nanc
ial
Serv
ices
Fina
ncie
r ski
lls
enha
ncem
ent
FITo
pro
vide
ban
king
serv
ices
for
Fina
nce
Inst
itutio
ns in
Uga
nda
165,
000,
000
106,
900,
000
-
-
119
,548
,000
45,
452,
000
24As
soci
atio
n fo
r M
icro
finan
ce In
stitu
tions
in
Uga
nda
Fina
ncie
r ski
lls
enha
ncem
ent
NG
OTo
pro
mot
e fin
anci
al li
tera
cy25
2,45
0,00
013
,590
,000
-
-
252
,450
,000
-
aBi Trust AR 2012 (Revised 14).indd 76 21/06/13 10.01
77aBi Trust Annual Report 2012
No.
Part
ner I
nstit
utio
nIn
terv
entio
nO
rgan
isat
ion
Type
Proj
ect T
itle
Gra
nt A
mou
nt
App
rove
dCo
ntri
butio
n by
Pa
rtne
r D
isbu
rsem
ent
2010
D
isbu
rsem
ent
2011
Dis
burs
emen
t20
12O
utst
andi
ng
Com
mitm
ent
25D
evel
opm
ent
Mic
rofin
ance
Br
anch
exp
ansio
n
FI
Impr
ovin
g ac
cess
to ru
ral fi
nanc
ial
serv
ices
thro
ugh
esta
blish
men
t of
a b
ranc
h in
Buy
ende
dist
rict,
prod
uct d
evel
opm
ent a
nd st
aff sk
ills
deve
lopm
ent
170,
600,
000
69,8
00,0
00
-
-
1
12,8
39,5
50
5
7,76
0,45
0
26M
oyo
SACC
OO
utre
ach
FISa
ving
s mob
ilisa
tion
and
capa
city
bu
ildin
g fo
r man
agem
ent a
nd st
aff99
,350
,000
209,
277,
744
-
-
76
,908
,925
22,
441,
075
27Ka
jara
Peo
ple’s
SAC
COO
utre
ach
FI
Incr
easin
g ac
cess
to fi
nanc
ial
serv
ices
thro
ugh
bett
er a
grib
usin
ess
finan
cing
skill
s dev
elop
men
t, sa
ving
s m
obili
satio
n an
d ou
trea
ch68
,000
,000
19,4
00,0
00
-
-
50,7
00,0
00
1
7,30
0,00
0
28M
asin
di D
istric
t Far
mer
s As
soci
atio
nO
utre
ach
FI
To in
crea
se e
ffici
ency
in th
e pr
ovisi
on o
f fina
ncia
l ser
vice
s, st
aff
skill
s dev
elop
men
t and
fina
ncia
l lit
erac
y of
SAC
CO m
embe
rs a
bout
cr
edit
and
savi
ngs
356,
433,
000
81,4
33,0
00
-
-
1
70,0
00,0
00
18
6,43
3,00
0
29Ka
mbu
ga S
ACCO
Fina
ncia
l ser
vice
sFI
Prod
uct d
evel
opm
ent,
staff
trai
ning
an
d sa
ving
s mob
ilisa
tion
103,
000,
000
31,5
00,0
00
61,0
00,0
00
4
2,00
0,00
0
30Ka
shon
gi S
ACCO
Bran
ch e
xpan
sion
FIEm
pow
erin
g fa
rmer
s thr
ough
in
tegr
ated
acc
ess t
o fin
anci
al
serv
ices
thro
ugh
bran
ch e
xpan
sion
108,
000,
000
43,7
00,0
00
-
-
1
08,0
00,0
00
-
31Ru
bare
Mod
ern
Rura
l Sav
ings
and
Cr
edit
Dev
elop
men
t As
soci
atio
n (R
USC
A)
Fina
ncia
l ser
vice
s
FI
Capa
city
dev
elop
men
t for
pro
duct
re
view
and
ena
bled
mar
ket a
cces
s an
d im
prov
ed o
utre
ach
123,
000,
000
42,0
00,0
00
-
-
1
23,0
00,0
00
-
32M
uham
e Fi
nanc
ial
Serv
ices
Coo
pera
tive
Fina
ncia
l ser
vice
s
FI
Stre
ngth
enin
g an
d de
epen
ing
the
prov
ision
of s
usta
inab
le fi
nanc
ial
serv
ices
to a
grib
usin
ess v
alue
cha
in
mem
bers
thro
ugh
agrib
usin
ess
finan
cing
skill
s dev
elop
men
t, ou
trea
ch a
nd sa
ving
s mob
ilisa
tion
98,5
13,6
0030
,095
,000
-
-
68
,469
,600
30,
044,
000
33SN
V, A
PF, M
bale
Fin
ance
m
arke
t pla
ce e
vent
Even
tO
ther
Even
t4,
849,
000
-
-
-
4,84
9,00
0
-
34U
GAF
OD
E - 3
Trai
ning
FITr
aini
ng20
,000
,000
-
-
-
20
,000
,000
-
35M
atee
te S
ACCO
Bran
ch e
xpan
sion
FIBr
anch
exp
ansio
n10
4,60
0,00
0
78,1
10,0
00
-
-
104
,600
,000
-
36Ru
kiga
SAC
COBr
anch
exp
ansio
n
FI
Incr
easin
g ac
cess
to fi
nanc
ial
serv
ices
thro
ugh
outr
each
, bra
nch
expa
nsio
n, sa
ving
s mob
ilisa
tion
and
agrib
usin
ess s
kills
dev
elop
men
t12
9,36
0,00
0
45,9
00,0
00
-
-
129
,360
,000
-
37G
ood
Afric
a Co
ffee
SM
E
136,
000,
000
-
-
-
48
,000
,000
88,
000,
000
38Ly
amuj
ungu
SAC
COBr
anch
exp
ansio
nFI
Agrib
usin
ess e
mpo
wer
men
t pro
ject
124,
900,
000
49
,400
,000
-
-
1
22,0
66,8
00
2,8
33,2
00
39AM
FIU
- 2
Even
tFI
Conf
eren
ce10
,000
,000
-
-
10,0
00,0
00
-
40Ki
gara
ma
SACC
OBr
anch
exp
ansio
nFI
Impr
oved
acc
ess t
o Fi
nanc
ial
serv
ices
102,
000,
000
36
,900
,000
-
-
45,0
00,0
00
5
7,00
0,00
0
41Pr
ide
Mic
rofin
ance
Li
mite
d - 3
Skill
s tra
inin
gFI
Capa
city
bui
ldin
g fo
r sta
ff an
d fin
anci
al e
duca
tion
for c
lient
s11
9,74
0,00
0
1
06,2
30,0
00
-
-
119
,740
,000
-
42Re
gist
ratio
n fe
es, S
ACCO
Co
nfer
ence
Conf
eren
ceFI
Conf
eren
ce2,
008,
000
-
-
-
2,00
8,00
0
-
aBi Trust AR 2012 (Revised 14).indd 77 21/06/13 10.01
78 aBi Trust Annual Report 2012
No.
Part
ner I
nstit
utio
nIn
terv
entio
nO
rgan
isat
ion
Type
Proj
ect T
itle
Gra
nt A
mou
nt
App
rove
dCo
ntri
butio
n by
Pa
rtne
r D
isbu
rsem
ent
2010
D
isbu
rsem
ent
2011
Dis
burs
emen
t20
12O
utst
andi
ng
Com
mitm
ent
43Ba
nk o
f Afri
ca -
2Br
anch
less
mec
h-an
ismFI
Mob
ile b
anki
ng u
nit f
or a
gric
ultu
re
depe
nden
t com
mun
ities
in
Nor
ther
n U
gand
a 1,
026,
875,
000
513
,437
,500
-
-
3
31,2
50,0
00
69
5,62
5,00
0
44Ag
aru
SACC
OCa
paci
ty b
uild
ing
FIAd
dres
sing
agric
ultu
ral s
kills
gap
in
the
SACC
O10
8,00
0,00
0
72,0
00,0
00
-
-
54
,000
,000
54,
000,
000
45Ag
ricul
tura
l Fin
ance
Yea
r bo
ok 2
011
Conf
eren
ceO
ther
Conf
eren
ce24
,098
,600
-
-
-
24
,098
,600
-
46U
CCFS
- St
akeh
olde
rs
wor
ksho
pCo
nfer
ence
Oth
erCo
nsol
idat
ion
of S
ACCO
s26
,027
,000
-
-
-
26
,027
,000
-
47CR
S Fi
nanc
ial L
itera
cySu
rvey
Oth
erIn
cuba
tor
48,9
86,5
00
-
-
-
48,9
86,5
00
-
48KY
APS
- 2Fi
nanc
ial s
ervi
ces
FIIm
prov
e ac
cess
to fi
nanc
ial s
ervi
ces
thro
ugh
enha
nced
serv
ice
deliv
ery
156,
000,
000
123,
100,
000
-
-
128
,000
,000
28,
000,
000
49G
loba
l Tru
st B
ank
Fina
ncia
l ser
vice
sFI
Fina
ncia
l ser
vice
s del
iver
y to
the
finan
cial
ly u
nder
serv
ed in
the
dist
rict
of A
mur
ia15
9,99
8,80
041
3,88
1,00
0
-
-
1
58,4
50,0
00
1,5
48,8
00
50M
icro
Uga
nda
Lim
ited
Out
reac
hFI
Supp
ort o
utre
ach,
fina
ncia
l lite
racy
an
d st
aff tr
aini
ng10
6,50
5,50
042
,100
,000
-
-
100
,505
,500
6
,000
,000
51Ka
kuut
o Sm
all B
usin
ess
Dev
elop
men
t Sav
ings
an
d Cr
edit
Coop
erat
ive
Soci
ety
Fina
ncia
l ser
vice
s
FI
To in
crea
se fa
rmer
s’ ac
cess
to fi
nan-
cial
serv
ices
thro
ugh
bran
ch e
xpan
-sio
n, im
prov
ed o
utre
ach,
enh
ance
d sa
ving
s mob
ilisa
tion
and
impr
oved
fin
anci
al p
rodu
cts a
nd tr
aini
ng
100,
000,
000
51,4
00,0
00
-
-
93,2
68,7
75
6,7
31,2
25
52IS
SIA
Fina
ncia
l ser
vice
sFI
Savi
ngs m
obili
satio
n, c
apac
ity
build
ing
and
enha
ncem
ent f
or IS
SIA
SACC
O79
,000
,000
24,4
00,0
00
-
-
59,0
00,0
00
2
0,00
0,00
0
53Ik
ongo
Rur
al S
avin
gs
and
Cred
it So
ciet
y Fi
nanc
ial s
ervi
ces
FIFi
nanc
ial s
ervi
ces t
o th
e ru
ral p
eopl
e of
Ikon
go, K
ases
e di
stric
t10
4,00
0,00
045
,000
,000
-
-
69
,000
,000
35,
000,
000
54Li
on A
ssur
ance
Com
pa-
ny L
tdAg
ricul
tura
l In
sura
nce
FIU
gand
a Ag
ricul
tura
l Ins
uran
ce
sche
me
212,
755,
000
141,
870,
000
-
-
75
,376
,660
137,
378,
340
55U
gand
a M
icro
cred
it Fo
unda
tion
Lim
ited
(UM
F)
Fina
ncia
l ser
vice
sFI
Impr
ove
acce
ss th
e fin
anci
ally
un
ders
erve
d in
the
dist
rict o
f Ki
ryan
dong
o14
6,45
0,00
018
3,90
0,00
0
-
-
1
08,4
50,0
00
3
8,00
0,00
0
TO
TAL
(USh
)
8,1
02,3
72,3
50
5
,850
,439
,558
-
375
,212
,000
5,2
46,2
98,5
51
2,48
0,86
1,79
9
G
RAN
D T
OTA
L (U
Sh)
53,
735,
016,
137
33,
425,
986,
772
233
,299
,805
3
,888
,040
,655
2
4,69
5,44
4,47
6
24,9
18,2
31,2
01
LE
VERA
GE
(%)
62
%
aBi Trust AR 2012 (Revised 14).indd 78 21/06/13 10.01
79aBi Trust Annual Report 2012
COD
ESu
b-A
ctiv
ity
Indi
cato
rA
nnua
l Ta
rget
sA
nnua
l Act
uals
% A
chie
ved
Act
ion
to b
e ta
ken
/ Com
men
t
1VA
LUE
CH
AIN
DEV
ELO
PMEN
T
1.1
INP
UT
SUP
PLY
1.1.
1A
naly
ses
and
awar
enes
s
1.1.
1.1
Agro
-inpu
t sec
tor a
naly
sis st
udy
No.
of S
tudi
es o
n se
ed in
puts
2-
0%U
SAID
inpu
t sec
tor p
roje
ct w
ill c
ondu
ct th
e st
udy
1.1.
1.2
Tech
nolo
gy d
emon
stra
tions
and
fiel
d da
ysN
o. o
f Dem
onst
ratio
ns60
01,
007
168%
Achi
eved
No.
of f
arm
ers (
Adul
t Fem
ale)
7,20
011
,453
159%
Ach
ieve
d
No.
of f
arm
ers (
Adul
t Mal
e)10
,800
14,3
6713
3%Ac
hiev
ed
No.
of fi
eld
days
1214
117%
Achi
eved
1.1.
1.3
Prom
otio
n/ M
edia
cam
paig
nN
o. o
f mes
sage
s2
420
0%Ac
hiev
ed t
hrou
gh s
uppo
rtin
g Ec
o U
gand
a, C
ropL
ife, P
earl
Seed
s &
Kase
se D
FA
No.
of p
oste
rs1,
000
3,75
037
5%Ac
hiev
ed
No.
of p
amph
lets
2000
022
100
111%
Achi
eved
1.1.
1.4
Supp
ort F
Os i
n in
put h
andl
ing
and
safe
us
eN
o. o
f FO
s sup
port
ed40
3998
%Ac
hiev
ed
1.1.
2Sy
stem
dev
elop
men
t
1.1.
2.1
Supp
ort p
rodu
ct p
latfo
rms
No.
of p
rodu
ct p
latfo
rms
55
100%
Achi
eved
thro
ugh
NO
GAM
U, E
AGC,
AFC
A, U
CF a
nd U
CDA
1.1.
2.2
Dev
elop
ing
stoc
kies
t net
wor
kN
o. o
f sto
ckie
st80
427
534%
Achi
eved
thro
ugh
supp
ortin
g FI
CA &
FAC
E an
d Cr
opLi
fe U
gand
a
1.1.
2.3
FOs l
inke
d to
inpu
t dea
lers
No.
of F
Os l
inke
d to
inpu
t dea
lers
3436
120%
Achi
eved
SMEs
link
ed to
inpu
t dea
lers
No.
of S
MEs
link
ed to
inpu
t dea
lers
108
80%
1.1.
2.4
Lobb
y an
d Ad
voca
cyN
o. o
f pos
ition
pap
ers
1-
0%
1.1.
3Pr
oduc
t Dev
elop
men
t
1.1.
3.1
Prom
otio
n of
new
var
ietie
sN
o. o
f inp
ut tr
ials
2012
60%
No.
of v
arie
ty tr
ials
4022
55%
Don
e at
NAR
O re
sear
ch st
atio
ns a
nd su
perv
ised
by M
AAIF
1.1.
4In
dust
ry D
evel
opm
ent
1.1.
4.1
Inpu
t dea
ler t
rain
ing
in c
ode
of c
ondu
ct
and
Prod
uct k
now
ledg
eN
o. o
f dea
lers
trai
ned
(Adu
lt M
ale)
6061
101%
Don
e by
FAC
E
No.
of i
nput
dea
lers
trai
ned
(Adu
lt Fe
mal
e)20
1785
%W
omen
are
con
tinuo
usly
join
ing
the
farm
inpu
t bus
ines
s
1.2.
1Su
b-se
ctor
and
val
ue c
hain
ana
lysi
s
1.2.
1.1
Und
erta
ke v
alue
cha
in a
naly
sisN
o. o
f val
ue c
hain
stud
ies
42
50%
1.2.
2BD
S su
pply
sid
e D
evel
opm
ent
1.2.
2.1
Tech
nica
l ass
istan
ce to
val
ue c
hain
act
ors
No.
of T
A pa
ckag
es18
528
%
1.2.
2.2
Stre
ngth
en c
apac
ity o
f sub
con
trac
ted
BDS
prov
ider
No.
of B
DS
prov
ider
s tra
ined
10-
0%
1.2.
2.3
Dev
elop
val
ue c
hain
impr
ovem
ent
man
uals
and
dem
o pr
otoc
ols
No.
of d
emo
prot
ocol
s4
250
%
No.
of V
alue
Cha
in m
anua
ls3
310
0%Ac
hiev
ed
APP
END
IX V
III:
SU
B-CO
MPO
NEN
T A
NN
UA
L PE
RFO
RMA
NCE
BA
SED
ON
IND
ICAT
OR
TARG
ETS
AN
D A
CTU
ALS
FO
R JA
NU
ARY
– D
ECEM
BER
2012
aBi Trust AR 2012 (Revised 14).indd 79 21/06/13 10.01
80 aBi Trust Annual Report 2012
COD
ESu
b-A
ctiv
ity
Indi
cato
rA
nnua
l Ta
rget
sA
nnua
l Act
uals
% A
chie
ved
Act
ion
to b
e ta
ken
/ Com
men
t
1.2.
3BD
S pr
ovis
ion
(dem
and
side
) for
Ent
erpr
ises
1.2.
3.1
Cond
uct D
iagn
ostic
Stu
dies
No.
of d
iagn
ostic
stud
ies
13-
0%Pl
anne
d to
be
done
afte
r rev
iew
ing
cons
ulta
nt’s
repo
rt o
n SM
Es
iden
tifica
tion
& pr
ofilin
g
1.2.
3.2
Busin
ess p
lan
No
of b
usin
ess p
lans
154
27%
Mor
e ar
e pl
anne
d be
don
e af
ter r
evie
win
g co
nsul
tant
’s re
port
on
SMEs
iden
tifica
tion
& pr
ofilin
g
1.2.
3.3
Men
torin
g/co
achi
ngN
o. o
f SM
Es m
ento
red
69
150%
Achi
eved
1.2.
3.4
Cond
uct f
ollo
w u
p vi
sits
No.
of fi
eld
visit
s60
5185
%
1.2.
3.5
VC p
rodu
ctiv
ity e
nhan
cem
ent
(com
mer
cial
isatio
n)N
o. o
f dem
os o
n ag
rono
mic
pra
ctic
es85
03,
150
370%
Achi
eved
No.
of f
arm
ers t
rain
ed (A
dult
Fem
ale)
9,40
016
,333
174%
Achi
eved
No.
of f
arm
ers t
rain
ed (A
dult
Mal
e)14
,100
22,1
8815
7%Ac
hiev
ed
No.
of f
arm
ers t
rain
ed (F
emal
e Yo
uth)
800
2,67
133
4%Ac
hiev
ed
No.
of f
arm
ers t
rain
ed (M
ale
Yout
h)1,
200
3000
250%
Achi
eved
No.
of P
ropo
sals
supp
orte
d10
2424
0%Ac
hiev
ed
1.2.
4.1
BDS
prov
isio
n (d
eman
d si
de) f
or F
arm
ers
Org
anis
atio
ns
VC p
rodu
ctiv
ity e
nhan
cem
ent
(com
mer
cial
isatio
n)N
o. o
f dem
os o
n ag
rono
mic
pra
ctic
es1,
590
1393
88%
No.
of E
xpos
ure
visit
s con
duct
ed12
650
%Co
nduc
ted
by fa
rmer
s und
er U
OSP
A, W
akiso
DFA
, Kitg
um D
FA,
Kasa
ali C
FA to
rese
arch
stat
ion
and
to p
roce
ssin
g fa
ctor
ies.
No.
of f
arm
ers t
rain
ed (A
dult
Fem
ale)
18,8
0039
,236
209%
Achi
eved
No.
of f
arm
ers t
rain
ed (A
dult
Mal
e)27
,920
49,0
1016
5%Ac
hiev
ed
No.
of f
arm
ers t
rain
ed (F
emal
e Yo
uth)
1,00
05,
134
513%
Achi
eved
No.
of f
arm
ers t
rain
ed (M
ale
Yout
h)14
005,
280
377%
Achi
eved
No.
of F
ield
day
s42
3686
%
No.
of F
Os s
uppo
rted
2737
137%
Achi
eved
No.
of p
ropo
sals
supp
orte
d30
4314
3%Ac
hiev
ed
1.2.
5En
terp
rise
cre
atio
n
1.2.
5.1
Supp
ort p
rimar
y va
lue
addi
tion
No.
of F
Os s
uppo
rted
135
38%
No.
of S
MEs
supp
orte
d6
467
%
1.3.
1A
naly
sing
and
Ass
essi
ng m
arke
ts
1.3.
1.1
Mar
ket s
tudy
/sur
vey
No.
of s
tudi
es1
-0%
1.3.
1.2
Supp
ort
FOs/
SMEs
to
esta
blish
tra
de li
nk-
ages
No.
of F
Os l
inke
d to
buy
ers
3929
74%
No.
of S
MEs
link
ed to
buy
ers
68
133%
Achi
eved
aBi Trust AR 2012 (Revised 14).indd 80 21/06/13 10.01
81aBi Trust Annual Report 2012
COD
ESu
b-A
ctiv
ity
Indi
cato
rA
nnua
l Ta
rget
sA
nnua
l Act
uals
% A
chie
ved
Act
ion
to b
e ta
ken
/ Com
men
t
1.3.
1.3
Tech
nica
l ass
istan
ce (e
nd m
arke
t re
quire
men
t)N
o. o
f FO
s sup
port
ed20
2814
0%Tr
aine
d m
arke
ting
staff
of p
artn
ers i
n SP
S an
d m
arke
ting
No.
of m
arke
ting
grou
ps st
reng
then
ed18
9351
6%Ac
hiev
ed
No.
of S
MEs
ow
ned
(Adu
lt Fe
mal
e)3
310
0%Ac
hiev
ed
No.
of S
MEs
ow
ned
(Adu
lt M
ale)
56
120%
Achi
eved
1.3.
1.4
Prom
ote
Prod
ucts
in M
arke
tsN
o. o
f pro
duct
s pro
mot
ed8
788
%Ac
hiev
ed
No.
of S
MEs
supp
orte
d5
480
%RU
CID
, URD
T, N
OG
AMU
1.3.
2M
arke
t Inf
orm
atio
n sy
stem
s
1.3.
2.1
Mar
ket i
nfor
mat
ion
colle
ctio
n an
d di
ssem
inat
ion
No
of M
IS se
rvic
e pr
ovid
ers c
ontr
acte
d2
210
0%Fi
tUga
nda
and
NO
GAM
U p
rovi
de M
IS
No.
of F
Os r
ecei
ving
the
MIS
5141
80%
No.
of S
MEs
rece
ivin
g th
e M
IS
1716
94%
Achi
eved
No.
of o
ther
MIS
use
rs18
033
118
4%In
clud
es o
ther
pro
ject
s, N
GO
s, st
uden
ts &
dev
elop
men
t par
tner
s
1.3.
3Te
chni
cal I
nnov
atio
n A
pplic
atio
ns
1.3.
3.1
Supp
ort i
nnov
atio
ns in
the
valu
e ch
ain
No.
of F
Os s
uppo
rted
213
650%
Hav
e us
ed to
ols l
ike
radi
o an
d in
form
atio
n bo
ards
at c
olle
ctio
n ce
ntre
s
No.
of S
MEs
supp
orte
d3
310
0%Ac
hiev
ed
No.
of p
ropo
sals
supp
orte
d5
1632
0%Pa
rtne
rs d
evel
oped
mor
e in
nova
tive
prop
osal
s
1.3.
3.2
Supp
ort t
echn
olog
ical
inno
vatio
ns fo
r MIS
pr
ovid
ers
No.
of p
ropo
sals
supp
orte
d2
150
%N
ew in
nova
tion
by F
itUga
nda
1.5.
1In
crea
sed
awar
enes
s in
food
saf
ety
and
SPS
issu
es, a
nd a
cces
s to
info
rmat
ion
on s
tand
ards
, com
plia
nce
and
deve
lopm
ent t
ools
1.5.
1.1
Raise
aw
aren
ess a
nd c
apac
ity o
n fo
od
safe
ty a
nd S
PS is
sues
invo
lvin
g FO
s/SM
EsN
o. o
f aw
aren
ess r
aisin
g w
orks
hops
99
100%
Achi
eved
1.5.
1.4
Crea
tion
of a
n aB
i Tru
st p
orta
l for
Foo
d Sa
fety
, Qua
lity
Stan
dard
s and
SPS
m
anag
emen
t sys
tem
s lin
ks
One
por
tal r
elat
ed t
o SP
S cr
eate
d an
d fu
nc-
tiona
l on
aBi w
ebsit
e1
-0%
Proc
ess o
n-go
ing
1.5.
1.5
Faci
litat
e th
e st
reng
then
ing
/ upd
atin
g of
SP
S N
atio
nal E
nqui
ry P
oint
(NEP
)N
EP u
pdat
ed1
-0%
Asse
ssm
ent o
f cap
acity
of N
EP &
NN
A ca
rrie
d ou
t an
enga
gem
ent
in c
olla
bora
tive
effor
ts w
ith th
e m
anda
ted
min
istry
(MAA
IF) i
s on-
goin
g
1.5.
2.2
Prom
ote
smal
l-sca
le P
ost-
harv
est
equi
pmen
t/m
ater
ial f
or sp
ecifi
c va
lue
chai
ns
Num
ber o
f SM
Es su
ppor
ted
718
260%
8 ne
w S
MEs
wer
e su
ppor
ted
in th
is qu
arte
r with
pos
thar
vest
eq
uipm
ent.
Thes
e in
clud
e; N
uma
Feed
s (m
aize
, soy
a); M
anya
kabi
AC
E (b
eans
); Ka
tere
ra A
CE (M
aize
); Ru
bang
a Co
oper
ativ
e (C
offee
); Isi
ngiro
DFA
(Mai
ze);
Agrin
et (M
aize
); Sa
vann
ah c
omm
oditi
es
(Coff
ee);
Cons
erva
tion
and
Dev
elop
men
t Uga
nda
Lim
ited
(CO
DE)
-(M
aize
). Se
cond
ly, m
ore
PHH
equ
ipm
ent p
urch
ased
for d
istrib
utio
n to
47
FOs i
n 4th
Qua
rter
1.5.
3Ca
paci
ty b
uild
ing
and
pre-
cert
ifica
tion
1.5.
3.1
Supp
ort t
o st
reng
then
ing
Serv
ice
Prov
ider
s (SP
s) c
apac
ityN
o. o
f Ser
vice
Pro
vide
rs su
ppor
ted
2541
164%
Achi
eved
1.5.
3.2
Faci
litat
e de
velo
pmen
t of Q
ualit
y M
anag
emen
t cou
rses
and
trai
ning
No.
of F
ood
Proc
esso
rs30
7575
0%Ac
hiev
ed
No.
of t
rain
ing
wor
ksho
ps h
eld
24
200%
Achi
eved
and
mor
e tr
aini
ng se
ssio
ns to
be
cond
ucte
d du
ring
the
4th q
uart
er
aBi Trust AR 2012 (Revised 14).indd 81 21/06/13 10.01
82 aBi Trust Annual Report 2012
COD
ESu
b-A
ctiv
ity
Indi
cato
rA
nnua
l Ta
rget
sA
nnua
l Act
uals
% A
chie
ved
Act
ion
to b
e ta
ken
/ Com
men
t
1.5.
3.3
Supp
ort t
o In
dust
ry a
ssoc
iatio
ns,
com
pani
es fo
r the
impl
emen
tatio
n of
qua
lity
man
agem
ent s
yste
m a
nd
cert
ifica
tion
No.
of I
ndus
try
Asso
ciat
ion
com
pani
es
supp
orte
d5
480
%2
New
com
pani
es w
ere
supp
orte
d du
ring
this
quar
ter;
1.5.
3.4
Supp
ort c
olle
ctio
n &
diss
emin
atio
n of
the
expo
rt m
arke
ts’ re
quire
men
ts o
n SP
S/Q
MS
with
in th
e se
lect
ed v
alue
cha
ins
No.
of F
Os a
nd S
MEs
giv
en in
form
atio
n5
62
Activ
ity w
as v
ery
succ
essf
ul w
ith 2
7 st
anda
rds d
issem
inat
ed a
nd
at le
ast 1
1 FO
s usin
g th
ese
stan
dard
s, 3
of th
ese
SMEs
seek
ing
cert
ifica
tion
No.
of F
Os a
nd S
MEs
usin
g in
form
atio
n5
1121
0%
1.5.
4A
udits
GA
P, G
HP,
mon
itori
ng C
CP
1.5.
4.1
Supp
ort F
arm
ers,
FOs,
SMEs
to c
ompl
y w
ith th
e re
quire
men
ts o
f sta
ndar
ds
syst
ems a
nd o
f aud
it pr
oced
ures
in G
AP,
GH
P, G
MP
No.
of f
arm
ers &
FO
s com
plyi
ng w
ith (G
AP
leve
l)15
427
%Se
vera
l FO
s are
und
ergo
ing
asse
ssm
ent,
whi
ch w
ill b
e co
mpl
eted
in
the
4th q
uart
er.
1.5.
7In
stitu
tiona
l inf
rast
ruct
ure
and
anch
orin
g in
Com
mod
ity
Org
anis
atio
ns
1.5.
7.1
Supp
ort t
o id
entif
y Ce
ntre
s of E
xcel
lenc
e an
d cr
eatio
n of
Foc
al P
oint
to p
rovi
de
info
rmat
ion
on S
PS/Q
MS
in re
spec
tive
valu
e ch
ains
No.
of s
tudi
es c
ondu
cted
11
100%
Achi
eved
how
ever
, ide
ntifi
catio
n of
CoE
s is o
ngoi
ng.
2FI
NA
NC
IAL
SER
VIC
ES D
EVEL
OPM
ENT
2.1
QU
ALI
FIC
ATI
ON
OF
BO
RR
OW
ERS
AN
D R
UR
AL
OU
TREA
CH
2.1.
1Id
entif
y (q
ualif
y) a
grib
usin
ess
borr
ower
s
2.1.
1.1
Assis
t ide
ntifi
ed b
orro
wer
s to
prep
are
docu
men
ts fo
r len
ders
app
raisa
l N
o. o
f loa
n VC
act
ors s
cree
ned
for l
ende
r ap
prai
sal
500
25,0
0050
00%
8 pa
rtne
rs w
ere
supp
orte
d fo
r thi
s act
ivity
and
the
activ
ity a
ttra
cted
la
rge
num
bers
.
2.1.
1.2
Link
bor
row
ers t
o FI
sN
o. o
f bor
row
ers l
inke
d40
5,47
513
688%
From
the
trai
ning
s car
ried
out b
y th
e pa
rtne
rs, a
num
ber o
f peo
ple
open
ed a
ccou
nts a
nd a
re in
the
proc
ess o
f app
lyin
g fo
r loa
ns.
2.1.
1.3
Mai
ntai
n &
deve
lop
new
par
tner
ship
ar
rang
emen
ts w
ith F
Is w
ith w
hom
to li
nk
to b
orro
wer
s
Part
ners
hip
arra
ngem
ents
dev
elop
ed
425
625%
2013
will
be
to m
onito
r the
pro
gres
s in
thes
e pa
rtne
rshi
ps
2.1.
1.4
Stre
ngth
en c
apac
ity o
f sub
cont
ract
ed
BDS
prov
ider
sN
o. o
f BD
S pr
ovid
ers t
rain
ed4
250
%M
ost o
f the
BD
S fo
r the
yea
r had
goo
d kn
owle
dge
of a
Bi T
rust
ac
tiviti
es
2.1.
1.5
Trai
n FI
s cre
dit d
ivisi
ons i
n cr
itica
l VC
anal
ysis
No.
of c
redi
t div
ision
s tra
ined
1013
130%
This
was
succ
essf
ully
don
e w
ith 1
3 pa
rtne
rs
2.1.
1.6
Supp
ort F
Is id
entif
y lin
ks w
here
fina
ncin
g is
viab
leN
o. o
f FIs
supp
orte
d4
820
0%Ac
hiev
ed
2.1.
1.7
Colla
bora
te in
act
iviti
es th
at p
rom
ote
acce
ss to
fina
ncia
l ser
vice
s (Ag
ric fi
nanc
e ye
ar b
ook,
Fin
Sco
pe II
I & o
ther
s)
No.
of b
ooks
dist
ribut
ed2,
500
1300
52%
The
year
book
was
rele
ased
in th
e 3rd
qua
rter
of t
he y
ear
Stee
ring
com
mitt
ee in
puts
36
200%
Mee
tings
wer
e he
ld m
ainl
y fo
r diss
emin
atio
n of
agr
icul
ture
fin
ance
yea
r boo
k, su
ppor
ting
colla
bora
tions
such
as m
icro
finan
ce
conf
eren
ce a
nd a
gri-P
ro-F
ocus
No.
of p
artn
ers w
ith fi
nanc
ial l
itera
cy
embe
dded
in a
ctiv
ities
48
200%
Achi
eved
2.1.
1.8
Trav
el, l
ogist
ics,
M&E
No.
of T
rips
120
7563
%M
ost t
rips w
ill b
e m
ade
in 2
013
beca
use
mos
t of t
he p
artn
ers
have
impl
emen
ted
the
supp
orte
d ac
tiviti
es so
ther
e w
ill b
e cl
ose
mon
itorin
g fo
r ach
ieve
men
t of e
xpec
ted
resu
lts.
2.1.
2Ch
alle
nge
gran
ts fo
r ext
endi
ng o
utre
ach
2.1.
2.1
Mar
ket &
adv
ertis
e fo
r FIs
to c
ompe
te fo
r fu
ndin
g fo
r inn
ovat
ive
solu
tions
Adve
rts p
lace
d w
ith m
edia
hou
se(s
)4
250
%2
adve
rts w
ere
plac
ed in
the
new
spap
ers f
or c
halle
nge
gran
ts
aBi Trust AR 2012 (Revised 14).indd 82 21/06/13 10.01
83aBi Trust Annual Report 2012
COD
ESu
b-A
ctiv
ity
Indi
cato
rA
nnua
l Ta
rget
sA
nnua
l Act
uals
% A
chie
ved
Act
ion
to b
e ta
ken
/ Com
men
t
2.1.
2.2
Awar
d FI
bas
ed o
n se
t crit
eria
No.
of p
ropo
sals
rece
ived
150
7651
%M
ore
aven
ues s
houl
d be
use
d fo
r adv
ertis
ing
the
call
for c
once
pts
No.
of B
ranc
h de
liver
y m
echa
nism
s8
1316
3%Ac
hiev
ed
No.
of B
ranc
hles
s del
iver
y m
echa
nism
s16
638
%Id
entifi
ed in
the
less
ons l
earn
t
Mal
e Be
nefic
iarie
s rea
ched
8,00
09,
235
115%
Fem
ale
bene
ficia
ries r
each
ed6,
000
2.1.
2.3
Cond
uct a
stud
y ab
out c
onso
lidat
ion
& su
stai
nabi
lity
of lo
wer
Tie
r MFI
s & S
ACCO
sSt
udy
cond
ucte
d &
roun
dtab
le d
iscus
sions
he
ld2
315
0%D
iscus
sions
wer
e he
ld a
bout
3 A
pex
orga
nisa
tions
: UCC
FS, F
ORM
A an
d G
ood
Afric
an
2.1.
2.4
Shar
e fin
ding
s of g
ende
r con
stra
ints
of
acce
ss to
fina
nce
stud
yN
o. o
f wor
ksho
ps4
512
5%Ac
hiev
ed
2.1.
2.5
Supp
ort F
Is to
add
ress
gen
der c
onst
rain
ts
of a
cces
s to
finan
ceN
o. o
f FIs
supp
orte
d8
113
%A
line
of c
redi
t of 5
00m
was
giv
en to
Fin
ance
Tru
st to
star
t a
wom
en’s
loan
pro
duct
2.1.
2.6
Gra
nts t
o su
ppor
t con
solid
ated
low
er
Tier
FIs
No.
of F
Is su
ppor
ted
40-
-Th
e pr
ojec
t is i
n ad
vanc
ed st
age
of ro
ll ou
t
2.2
IMP
RO
VEM
ENT
OF
FIN
AN
CIE
R S
KIL
LS A
ND
PR
OD
UC
TS F
OR
FIN
AN
CIN
G A
GR
IBU
SIN
ESS
2.2.
1Le
ndin
g &
loan
man
agem
ent s
kills
dev
elop
men
t
2.2.
1.1
Prov
ide
targ
eted
TA to
enh
ance
pro
duct
de
velo
pmen
tN
o. o
f STT
A se
ssio
ns p
rovi
ded
for
part
icip
atin
g FI
s15
1510
0%Ac
hiev
ed
No.
of P
rodu
cts d
evel
oped
89
113%
2.2.
1.2
Supp
ort i
nteg
ratio
n of
pro
duct
s int
o FI
s op
erat
ions
No.
of F
Is su
ppor
ted
83
38%
This
will
be
push
ed to
201
3 w
ork
plan
2.2.
1.3
Prov
ide
tech
nica
l exp
ertis
e to
FIs
and
supp
ort t
o kn
owle
dge
deve
lopm
ent
No.
of F
Is as
siste
d15
1510
0%Ac
hiev
ed
Mal
e be
nefic
iarie
s1,
000
--
Fem
ale
bene
ficia
ries
850
--
2.2.
1.4
Sens
itizi
ng a
nd m
ento
ring
of st
affN
o of
FIs
supp
orte
d9
1516
7%Ac
hiev
ed
Mal
e be
nefic
iarie
s10
8-
Fem
ale
bene
ficia
ries
162
-
2.3
INC
REA
SE I
N V
OLU
ME
OF
AG
RIB
USI
NES
S FI
NA
NC
E TH
RO
UG
H F
AC
ILIT
ATI
NG
GR
EATE
R L
IQU
IDIT
Y, G
UA
RA
NTE
ES A
ND
RIS
K M
AN
AG
EMEN
T IN
NO
VA
TIO
NS
2.3.
1In
crea
sing
fund
s th
roug
h LO
C &
sav
ings
mob
ilisa
tion
2.3.
1.1
Qua
lifyi
ng in
stitu
tions
and
reco
mm
end
for a
ppro
val
No.
of F
Is as
sess
ed17
529
%Th
is w
as p
lann
ed to
be
achi
eved
thro
ugh
inve
stm
ent u
nit b
ut n
ow
mak
es it
s ind
epen
dent
repo
rtin
g
2.3.
1.2
Disb
urse
app
rove
d cr
edit
faci
litie
s to
qual
ifyin
g bo
rrow
ers
Tota
l ben
efici
arie
s1,
650
Mal
e be
nefic
iarie
s82
554
5766
2%
Fem
ale
bene
ficia
ries
825
2815
341%
2.3.
1.3
Mon
itor f
acili
ties &
take
rem
edia
l act
ion
whe
re re
quire
dN
o. o
f mon
itorin
g re
port
s11
This
was
pla
nned
to b
e ac
hiev
ed th
roug
h in
vest
men
t uni
t but
now
m
akes
its i
ndep
ende
nt re
port
ing
2.3.
1.4
Savi
ngs m
obili
satio
nPe
rcen
tage
incr
ease
in sa
ving
s vol
ume
5%
No.
of n
ew fe
mal
e sa
vers
8,50
024
,827
124%
Achi
eved
No.
of n
ew m
ale
save
rs11
,500
aBi Trust AR 2012 (Revised 14).indd 83 21/06/13 10.01
84 aBi Trust Annual Report 2012
COD
ESu
b-A
ctiv
ity
Indi
cato
rA
nnua
l Ta
rget
sA
nnua
l Act
uals
% A
chie
ved
Act
ion
to b
e ta
ken
/ Com
men
t
2.3.
1.5
Supp
ort F
Is to
dev
elop
savi
ngs p
rodu
cts
No
of p
rodu
cts d
evel
oped
3-
M
ost s
uppo
rted
inst
itutio
ns re
quire
d su
ppor
t in
mar
ketin
g th
e al
read
y ex
istin
g pr
oduc
ts
2.3.
2Eq
uity
/Bon
d gu
aran
tees
for a
grib
usin
ess
& b
anks
2.3.
2.1
Esta
blish
cur
rent
inte
rest
in b
ond/
equi
ty
guar
ante
es
aB
i Tru
st w
ill w
ork
with
the
EU o
n th
is ac
tivity
2.3.
2.2
Roun
d ta
ble
with
rele
vant
stak
ehol
ders
aBi T
rust
will
wor
k w
ith th
e EU
on
this
activ
ity
2.3.
2.3
Offe
r Gua
rant
ees f
or b
onds
/ eq
uity
for
larg
e ag
ribus
ines
s
aB
i Tru
st w
ill w
ork
with
the
EU o
n th
is ac
tivity
2.3.
3O
n-go
ing
oper
atio
ns o
f loa
n gu
aran
tees
& L
OC
2.3.
3.1
Prov
ision
of o
pera
ting
cost
s inc
ludi
ng
ALG
C an
d LO
CN
o. o
f FIs
with
sign
ed M
OU
s
This
was
pla
nned
to b
e ac
hiev
ed th
roug
h th
e In
vest
men
t Uni
t but
no
w m
akes
its i
ndep
ende
nt re
port
ing
Gua
rant
ee –
Mal
e be
nefic
iarie
s
Gua
rant
ee –
Fem
ale
bene
ficia
ries
LOC
– M
ale
bene
ficia
ries
LOC
– fe
mal
e be
nefic
iarie
s
2.3.
4D
evel
opm
ent o
f Ris
k M
anag
emen
t Ins
trum
ents
2.3.
4.1
Base
line
Rolle
d ou
t the
supp
ort o
f ins
uran
ce p
rodu
ct th
roug
h Li
on
Insu
ranc
e
4G
END
ER F
OR
GR
OW
TH
4.1
FAIR
ER G
END
ER R
ELA
TIO
NS
IN S
ELEC
T V
ALU
E C
HA
INS
4.1.
1Pr
omot
ing
faire
r gen
der r
elat
ions
in C
offee
- N
UCA
FE ,
HRN
S, K
ases
e D
FA, K
abar
ole
DFA
, Sem
babu
le D
FA, R
ukun
giri
DFA
, Kye
njoj
o D
FA a
nd B
ushe
nyi D
FA
4.1.
1.1
Prom
otin
g fa
irer g
ende
r rel
atio
ns in
coff
eeN
o. o
f hou
seho
lds t
rain
ed a
nd se
nsiti
sed
2,70
017
,310
641%
Atta
ined
with
mor
e pa
rtne
rs d
urin
g th
e ye
ar th
an p
lann
ed
No.
of P
ropo
sals
supp
orte
d7
810
0%At
tain
ed
No.
of A
dult
Fem
ale
reac
hed
2,70
019
,953
739%
Achi
eved
with
mor
e pa
rtne
rs d
urin
g th
e ye
ar
No.
of A
dult
Mal
e re
ache
d 1,
900
18,8
2199
0%Ac
hiev
ed; m
ore
part
ners
dur
ing
the
year
No.
of F
emal
e Yo
uth
reac
hed
803,
517
4396
%Ac
hiev
ed w
ith m
ore
part
ners
dur
ing
the
year
No.
of M
ale
Yout
h re
ache
d 40
3,74
293
55%
Achi
eved
with
mor
e pa
rtne
rs d
urin
g th
e ye
ar w
ith m
assiv
e m
obili
satio
n of
you
th d
urin
g ho
liday
s
4.1.
1.2
Revi
ew p
ropo
sals
No.
of p
ropo
sals
revi
ewed
44
100%
Atta
ined
4.1.
1.3
Fiel
d vi
sits f
or m
onito
ring,
men
torin
g an
d m
eetin
g po
tent
ial p
artn
ers
No.
of v
isits
88
100%
Mon
itorin
g an
d m
ento
ring
visit
s are
con
tinuo
us
4.1.
1.4
Trai
ning
and
men
torin
g G
rant
ees i
n en
trep
rene
ursh
ip
No.
of f
emal
es tr
aine
d an
d m
ento
red
101
10%
Onl
y tr
aine
rs w
ere
sele
ctio
n as
par
ticip
ants
No.
of m
ales
trai
ned
and
men
tore
d-
60%
Onl
y tr
aine
rs w
ere
sele
ctio
n as
par
ticip
ants
No.
of f
emal
e yo
uth
trai
ned
and
men
tore
d 3
516
7%O
nly
trai
ners
wer
e se
lect
ion
as p
artic
ipan
ts
No.
of
mal
e yo
uth
tra
ined
and
men
tore
d2
735
0%O
nly
trai
ners
wer
e se
lect
ion
as p
artic
ipan
ts
4.1.
2O
ther
gra
nt(s
) sec
ond
valu
e ch
ain
– M
aize
(Muk
ono,
Hoi
ma,
Jinj
a, B
usia
, Mas
indi
and
Mag
anjo
Far
mer
s A
ssoc
iatio
ns)
4.1.
2.1
Eval
uate
pro
posa
lsN
o. o
f pro
posa
ls ev
alua
ted
55
100%
Achi
eved
aBi Trust AR 2012 (Revised 14).indd 84 21/06/13 10.01
85aBi Trust Annual Report 2012
COD
ESu
b-A
ctiv
ity
Indi
cato
rA
nnua
l Ta
rget
sA
nnua
l Act
uals
% A
chie
ved
Act
ion
to b
e ta
ken
/ Com
men
t
4.1.
2.2
Prom
ote
faire
r gen
der r
elat
ions
in v
alue
ch
ains
No.
of h
ouse
hold
s tra
ined
and
sens
itise
d1,
550
8,27
053
3%M
ore
part
ners
wer
e pu
t on
boar
d in
201
2
No.
pro
posa
ls su
ppor
ted
35
167%
Atta
ined
No.
of A
dult
Mal
e re
ache
d1,
200
10,6
5288
7%M
ore
part
ners
wer
e pu
t on
boa
rd in
201
2
No.
of a
dult
fem
ale
reac
hed
1,60
012
,450
778%
Mor
e pa
rtne
rs w
ere
put o
n bo
ard
in 2
012
No.
of m
ale
yout
h re
ache
d20
026
4013
20%
Mor
e pa
rtne
rs w
ere
put o
n bo
ard
in 2
012
No.
of f
emal
e yo
uth
reac
hed
250
3,16
412
65%
Mor
e pa
rtne
rs w
ere
put o
n bo
ard
in 2
012
4.1.
2.3
Cond
uct fi
eld
visit
s for
mon
itorin
g,
Men
torin
g an
d m
eetin
g po
tent
ial
part
ners
No.
of fi
eld
visit
s8
810
0%M
onito
ring
and
men
torin
g vi
sits a
re c
ontin
uous
4.1.
2.5
Trai
ning
and
men
torin
g G
rant
ees i
n en
trep
rene
ursh
ipN
o. o
f fem
ales
trai
ned
and
men
tore
d5
612
0%At
tain
ed
No.
of m
ales
trai
ned
and
men
tore
d-
40%
Atta
ined
No.
of f
emal
e yo
uth
trai
ned
and
men
tore
d 1
440
0%At
tain
ed
No.
of
mal
e yo
uth
trai
ned
and
men
tore
d 2
210
0%At
tain
ed
4.2.
1In
crea
sed
Com
petit
iven
ess
of W
omen
, You
th F
arm
ers
and
Entr
epre
neur
s (P
IW, P
’KW
I, H
esaw
a Fo
unda
tion,
Kay
unga
DFA
, Kitg
um D
FA, M
ayug
e D
FA, A
COD
, YSA
- G
ulu
wom
en E
x co
mba
tant
s, Y
SA D
okol
o w
omen
and
you
th, V
icto
ria
Seed
s, U
WEA
L, U
CA, S
trai
ght T
alk
Foun
datio
n, K
ibog
a D
FA, M
bara
ra D
FA a
nd C
PAR
Uga
nda.
4.2.
1.1
Eval
uate
pro
posa
ls Pr
opos
als e
valu
ated
15
1493
%At
tain
ed
4.2.
1.2
Prom
ote
wom
en’s
com
petit
iven
ess i
n ag
ribus
ines
sN
o. o
f w
omen
reac
hed
3,60
026
,463
735%
Mor
e pa
rtne
rs w
ere
put o
n bo
ard
and
thor
ough
mob
ilisa
tion
durin
g 20
12
No.
of m
en re
ache
d2,
800
16,4
4158
7%M
ore
part
ners
wer
e pu
t on
boar
d du
ring
2012
No.
of
fem
ale
yout
h re
ache
d3,
200
4,43
013
8%M
ore
part
ners
wer
e pu
t on
boar
d du
ring
2012
No.
of m
ale
yout
h re
ache
d3,
900
4,04
410
4%At
tain
ed
No.
of n
ew p
ropo
sals
supp
orte
d14
1410
0%At
tain
ed
No.
of A
gric
ultu
ral Y
outh
Clu
bs15
5033
3%M
ore
scho
ols e
stab
lishe
d cl
ubs.
4.2.
1.4
Fiel
d vi
sits f
or m
onito
ring,
Men
torin
g an
d m
eetin
g po
tent
ial p
artn
ers
No.
of fi
eld
visit
s8
810
0%M
onito
ring
and
men
torin
g vi
sits a
re c
ontin
uous
4.2.
1.6
Trai
ning
and
men
torin
g G
rant
ees i
n en
trep
rene
ursh
ip
No.
of f
emal
es tr
aine
d an
d m
ento
red
15-
0%O
nly
trai
ners
wer
e se
lect
ed a
s par
ticip
ants
No.
of m
ales
trai
ned
and
men
tore
d-
140%
Onl
y tr
aine
rs w
ere
sele
cted
as p
artic
ipan
ts
No.
of f
emal
e yo
uth
trai
ned
and
men
tore
d 6
813
3%O
nly
trai
ners
wer
e se
lect
ed a
s par
ticip
ants
No.
of m
ale
yout
h t
rain
ed a
nd m
ento
red
610
167%
Onl
y tr
aine
rs w
ere
sele
cted
as p
artic
ipan
ts
4.3
PR
OM
OTE
EC
ON
OM
IC A
ND
LEG
AL
JUST
ICE
FOR
WO
MEN
IN
NO
RTH
ERN
UG
AN
DA
4.3.
1FI
DA
– U
GA
ND
A
4.3.
1.1
Prom
ote
Econ
omic
and
lega
l jus
tice
for
wom
en in
Nor
ther
n U
gand
a N
o. o
f Wom
en b
enefi
ting
1100
4,48
840
8%In
tera
ctiv
e an
d in
nova
tive
mob
ilisa
tion
No.
of
men
ben
efitin
g 55
01,
584
288%
Inte
ract
ive
and
inno
vativ
e m
obili
satio
n
No.
of
yout
h be
nefit
ing
200
3,26
116
31%
Inte
ract
ive
and
inno
vativ
e m
obili
satio
n
No.
of p
ropo
sals
supp
orte
d1
110
0%At
tain
ed
4.3.
1.2
Fiel
d vi
sits f
or m
onito
ring,
Men
torin
g an
d m
eetin
g po
tent
ial p
artn
ers
No.
of fi
eld
visit
s 8
125
%M
onito
ring
and
men
torin
g vi
sits a
re c
ontin
uous
aBi Trust AR 2012 (Revised 14).indd 85 21/06/13 10.01
86 aBi Trust Annual Report 2012
COD
ESu
b-A
ctiv
ity
Indi
cato
rA
nnua
l Ta
rget
sA
nnua
l Act
uals
% A
chie
ved
Act
ion
to b
e ta
ken
/ Com
men
t
4.3.
1.3
Trai
ning
and
men
torin
g G
rant
ees i
n en
trep
rene
ursh
ipN
o. o
f fem
ales
trai
ned
-1
0%W
ith th
e ne
w st
rate
gy o
f tra
inin
g fa
rmer
s, FI
DA
was
bro
ught
on
boar
d
4.3.
2O
ther
Gra
nts
- Uga
nda
Land
Alli
ance
4.3.
2.1
Eval
uate
pro
posa
ls N
o. o
f Pro
posa
ls ev
alua
ted
1
- 0%
Post
pone
d to
201
3
4.3.
2.2
Rese
arch
to p
rom
ote
econ
omic
and
lega
l ju
stic
e fo
r wom
en in
Uga
nda
(Uga
nda
Land
Alli
ance
)
No.
of d
esk
stud
ies c
ondu
cted
1
110
0%At
tain
ed
No.
of c
ase
stud
ies d
one
44
100%
Atta
ined
No.
of s
ynth
eses
don
e 1
110
0%At
tain
ed
No.
of w
orks
hops
11
100%
Atta
ined
Actio
n st
rate
gy m
ade
11
0%Sc
hedu
led
for 2
013
4.3.
2.3
Fiel
d vi
sits f
or m
onito
ring,
and
pro
vidi
ng
TA
No.
of fi
eld
visit
s3
- 0%
Mon
itorin
g an
d m
ento
ring
visit
s are
con
tinuo
us
4.4.
1Q
ualit
y en
hanc
emen
t, le
arni
ng, c
omm
unic
atio
n
4.4.
1.1
Gen
der a
naly
sis tr
aini
ng fo
r BD
S an
d Se
rvic
e pr
ovid
ers
No.
of t
rain
ings
hel
d1
- 0%
Activ
ity re
-pla
nned
; to
havi
ng p
artn
er re
pres
enta
tives
trai
ned
durin
g pr
etes
ting
of g
ende
r tra
inin
g m
anua
l as B
DS
wer
e no
t re
adily
com
ing
on b
oard
4.4.
1.2
Iden
tify
wom
en, m
en a
nd y
outh
ag
ribus
ines
s ent
repr
eneu
rs to
be
trai
ned
and
men
tore
d
No.
iden
tified
for t
rain
ing
and
men
torin
g50
- 0%
Sche
dule
d fo
r 201
3
4.4.
1.3
Entr
epre
neur
ship
skill
s tra
inin
g fo
r Par
tner
re
pres
enta
tive
and
men
torin
gN
o. o
f tra
inin
gs1
110
0%Ac
tivity
dem
ande
d by
par
tner
s
No.
of W
omen
par
ticip
ants
trai
ned
and
men
-to
red
-7
0%To
be
men
tore
d in
201
3
No.
of M
en p
artic
ipan
ts tr
aine
d an
d m
ento
red
-26
0%To
be
men
tore
d in
201
3
No.
of
Yout
h pa
rtic
ipan
ts t
rain
ed a
nd m
en-
tore
d-
380%
To b
e m
ento
red
in 2
013
4.4.
1.4
Expo
sure
visi
ts a
nd st
udy
tour
sN
o. o
f exp
osur
e vi
sits
31
33%
Mor
e Sc
hedu
led
for 2
013
No.
of s
tudy
tour
s1
- 0%
Post
pone
d to
201
3
4.4.
1.5
Gen
der m
essa
ges d
evel
opm
ent a
nd
publ
icat
ions
No.
of m
essa
ges
21
50%
Mor
e sc
hedu
led
for 2
013
No.
of p
ublis
hed
copi
es o
f mes
sage
s10
0060
060
%At
tain
ed
4.4.
1.6
Part
ners
For
umN
o. o
f wor
ksho
ps1
110
0%At
tain
ed
No.
of p
artic
ipan
ts50
6813
6%At
tain
ed
4.4.
1.7
Net
wor
king
Lob
by a
nd a
dvoc
acy
No.
of p
olic
y ev
ents
, net
wor
ks s
uppo
rted
84
50%
Mor
e sc
hedu
led
for 2
013
No.
of
natio
nal,
regi
onal
and
int
erna
tiona
l fo
ras p
artic
ipat
ed in
42
50%
Mor
e sc
hedu
led
for 2
013
4.4.
1.8
Profi
ling
gend
er in
nova
tions
and
succ
ess
stor
ies
No.
of d
ocum
enta
ries
1-
0%Sc
hedu
led
for 2
013
No.
of s
torie
s1
-0%
Sche
dule
d fo
r 201
3
No.
of c
opie
s pu
blish
ed
500
-0%
Sche
dule
d fo
r 201
3
4.4.
1.9
Dev
elop
men
t of g
ende
r mai
nstr
eam
ing
guid
elin
es fo
r aBi
com
pone
nts a
nd p
re-
test
ing
them
No.
of g
uide
lines
dev
elop
ed1
-0%
Dro
pped
the
activ
ity a
nd to
dev
elop
men
t of g
ende
r tra
inin
g m
anua
l
4.4.
1.10
Gen
der a
naly
sis o
f val
ue c
hain
sN
o. o
f ana
lyse
s don
e1
10%
Achi
eved
aBi Trust AR 2012 (Revised 14).indd 86 21/06/13 10.01
87aBi Trust Annual Report 2012
COD
ESu
b-A
ctiv
ity
Indi
cato
rA
nnua
l Ta
rget
sA
nnua
l Act
uals
% A
chie
ved
Act
ion
to b
e ta
ken
/ Com
men
t
4.4.
1.11
Dev
elop
men
t of g
ende
r sen
sitisa
tion
man
ual a
nd p
rete
stin
gN
o. o
f man
uals
deve
lope
d1
110
0%A
draf
t was
dev
elop
ed a
nd y
et to
be
pret
este
d
No.
of p
ublis
hed
copi
es50
0-
0%Sc
hedu
led
for 2
013
No.
of t
rain
ings
con
duct
ed1
-0%
Sche
dule
d fo
r 201
3
No.
of p
artic
ipan
ts30
-0%
Sche
dule
d fo
r 201
3
No.
of a
dult
fem
ale
part
icip
atin
g15
-0%
Sche
dule
d fo
r 201
3
No.
of a
dult
mal
e pa
rtic
ipat
ing
15-
0%Sc
hedu
led
for 2
013
4.4.
1.12
Publ
ish g
ende
r pol
icy
and
cond
uct
e-le
arni
ng c
ours
e to
orie
nt n
ew st
aff o
n ge
nder
equ
ality
No.
of c
opie
s pub
lishe
d 30
050
016
6%At
tain
ed
No.
of s
taff
orie
nted
6-
0%Sc
hedu
led
for 2
013
4.4.
1.13
Anal
ysis
of y
outh
issu
es in
agr
icul
ture
and
en
trep
rene
ursh
ip. T
he w
ork
will
ben
efit
from
the
ULA
rese
arch
and
the
revi
ew o
f St
raig
ht Ta
lk. F
ocus
on
part
icul
ar v
alue
ch
ains
.
No.
of a
naly
ses d
one
10%
0%Ac
tivity
dro
pped
; Gen
der a
sses
smen
t rep
ort p
rovi
ded
info
rmat
ion
and
poss
ible
stra
tegi
es o
n yo
uth;
Lim
ited
time
for t
he a
ctiv
ity.
4.4.
1.14
Dev
elop
men
t of H
IV st
rate
gy a
nd W
ork
plac
e po
licy
for a
BiH
IV S
trat
egy
deve
lope
d1
110
0%At
tain
ed
Wor
k pl
ace
polic
y de
velo
ped
11
100%
Atta
ined
No.
of p
ublis
hed
copi
es30
0-
0%Sc
hedu
led
for 2
013
No.
of c
ase
stud
ies d
ocum
ente
d2
20%
Sche
dule
d fo
r 201
3
aBi Trust AR 2012 (Revised 14).indd 87 21/06/13 10.01
aBi Trust AR 2012 (Revised 14).indd 88 21/06/13 10.01
aBiUMOJA House, 2nd FloorPlot 20, Nakasero Road. P.O Box 29851, Kampala, UgandaTel: +256 (0) 312 351600 | Fax: +256 (0) 312 351620 Email: [email protected] www.abi.co.ug