academic questions for be for bank interview

8/9/2019 Academic Questions for BE For Bank Interview

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Interview question for Computer Science Engineering Graduates:

Role of Technology in Ban ing Sector!ow Computer is useful in "an ing# $hat are "ene%ts of Computer#

Technology has been a boon to many industries and especially to the banking industry. With the helpof technology banks are able to reach out to more customers and provide better services to them.Also, it helps them function in an organized and in a secure way.As for us (the customers) we have AT s, !ash deposit machines, online banking, mobile banking etcwhich are all fruits of technological advances which have made our banking e"perience much easier.

The following points prove the importance of technology in banking industry#&' (o"ile "an ing: Telephone or obile banking is a service provided by a banks and $nancialinstitution where customer performs their transaction, over the telephone. This technology facilitatesto call the bank and give order to a bank computer for carrying out of operation under your account.)' *utomated Teller (achine: An automated teller machine is a computerized device thatprovides access for $nancial transaction in a public place. The customer can have access to his bankaccount to make cash withdrawals and check balances. Apart from these functions AT facilitates totransfer money from one account to another and can re%uest for a che%ue book.+' ,e"it cards: A &ebit card is a plastic card with a magnetic strip that can be used by a consumeras a means of payment. 'nlike a credit card, there is no line of credit the debit card is linked to theaccount.

unds charged to a debit card are directly deducted from the bank account it is associated with. *t iscard that provides an alternative payment method to cash for making purchases. *t can also becalled as electronic che%ue.-' Internet Ban ing: *nternet banking means conducting $nancial transaction through a website. *n*nternet banking consumers have an access to their account through a server. *t provides variousservices like online trading, online bill payment, shop online etc.Conclusion: +merging technologies have changed the banking industry from paper and branchbased banks to digitized and networked banking services. Therefore we can conclude that-Technology has played a big role in reducing fraud in banks which protects its clients-.

desktop The part of your computer monitor that displays information and where your work takes place. Thisis also referred to as your screen .

window A box around a set of related information on your desktop.menu A list that appears in a bar across the top of a window that consists of commands or actions you can

perform.click Quickly press and release a mouse button while the mouse pointer is on a particular item.double-click

Rapidly click a mouse button twice while the mouse pointer is on a particular item.

drag Move the mouse while holding down a mouse button.select Mark an item. xamples include highlighting text! or clicking on a value from a list.choose "elect an item and initiate the action associated with the item. xamples include choosing a menu

item or choosing a button.scroll bar A vertical or hori#ontal bar that appears on a window whose contents is not entirely visible. $lick

on the arrows! or drag on the box of a scroll bar to scroll through the hidden contents! or click in the bar itself to move to either the previous or next page.

$hat is ,iode#a semiconductor device with two terminals, typically allowing the ow of current in one directiononly.ora thermionic valve having two electrodes (an anode and a cathode).$hat is C.(/S#!omplementary metal/o"ide semiconductor, or ! 01, typically refers to a battery/powered memory

chip in your computer that stores start/up information. 2our computer3s basic input4output system(5*01) uses this information when starting your computer. 0ull from of 1aserA laser is a device that emits light through a process of optical ampli$cation based on the stimulatedemission of electromagnetic radiation. The term -laser- originated as an acronym for -lightampli$cation by stimulated emission of radiation-$hat is 0irewall#


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a part of a computer system or network which is designed to block unauthorized access whilepermitting outward communication.$hat is Bitcoin#a type of digital currency in which encryption techni%ues are used to regulate the generation of unitsof currency and verify the transfer of funds, operating independently of a central bank.$hat is R,B(S#A relational database management system (6&5 1) is a database management system (&5 1) thatis based on the relational model as invented by +. . !odd, of *5 3s 1an 7ose 6esearch 8aboratory.

any popular databases currently in use are based on the relational database model.6elational model

The relational model for database management is a database model based on $rst/order predicatelogic+dgar . !odd+nglish computer scientist who, while working for *5 , invented the relational model for databasemanagement.$ho is Steve 2o"s#1teven 7obs ( ebruary 9:, ; 0ctober =, 9?;;) was an American entrepreneur ,marketer, andinventor, who was the co/founder, chairman, and !+0 of Apple *nc.$hat is *rticle +34#Article @ ? of the *ndian constitution is a law that grants special autonomous status to 7ammu andBashmir. The article is drafted in Cart DD* of the !onstitution, which relates to Temporary, Transitionaland 1pecial Crovisions.$hat is ,ata (ining#

The practice of e"amining large pre/e"isting databases in order to generate new information.1atest version of /racle#

$hat is Glo"al $arming#

An increase in the average temperature of the earth3s atmosphere (especially a sustained increasethat causes climatic changes)

$hat is 5etwor Security#Eetwork security consists of the provisions and policies adopted by a network administrator to

prevent and monitor unauthorized access, misuse, modi$cation, or denial of a computer network andnetwork/accessible resources.$hat is ,ate $arehousing#*n computing, a data warehouse (&W or &WF), also known as an enterprise data warehouse (+&W),is a system used for reporting and data analysis. &Ws are central repositories of integrated datafrom one or more disparate sources.$hat is ,igital Signature#a digital code (generated and authenticated by public key encryption) which is attached to anelectronically transmitted document to verify its contents and the sender3s identity.$hat is Brea Even 6oint#

The breakeven point is the sales volume at which a business earns e"actly no money. The breakevenpoint is useful for the following reasons# To determine the amount of remaining capacity after thebreakeven point is reached, which tells you the ma"imum amount of pro$t that can be generated.$hat is 5ano Technology#the branch of technology that deals with dimensions and tolerances of less than ;?? nanometres,especially the manipulation of individual atoms and molecules.$hat is the Speed of Sound#@:?.9< m 4 s1atest 7ersion of $indows#

$hat is Semi Conductor#a solid substance that has a conductivity between that of an insulator and that of most metals, eitherdue to the addition of an impurity or because of temperature eGects. &evices made of

semiconductors, notably silicon, are essential components of most electronic circuits.$hat is S,1C8 Testing8 SRS#

$hat is meant "y Car"on Credit#


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a permit which allows a country or organization to produce a certain amount of carbon emissions andwhich can be traded if the full allowance is not used.$hat is 5on Conventional Energy#

$hat is Radar# 0ull form of Radar6adio &etection and 6anginga system for detecting the presence, direction, distance, and speed of aircraft, ships, and otherobHects, by sending out pulses of radio waves which are re ected oG the obHect back to the source.

5ame of India9s Super Computer#1upercomputer CA6A 2uva/** was rated ;st in *ndia,


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+' $hat is a 6rocess and how it di;ers from a 6rogram#

-' $hat is (utual E clusion# Can you give me some e ample of (utual E clusion#

5etwor ing =uestions:

&' $hat is the di;erence "etween Router and Switch#

)' $hat is a 5etwor #!onnect two or more computers or other devices

+' Tell me a"out di;erent topologies used in Computer 5etwor s#

-' $hich Topology is most suita"le for Ban s#

?' $hich type of 5etwor is used in CBS#

@' $hat are 6orts and why we use it#

3' $hat is /ptical 0i"er#

' $hat is Cy"er Crime and how one can deal with it#

' ,e%ne protocol DThey can also as di;erent type of protocols

&4' $hat is the di;erence "etween !u"8 Router8 Repeater8 Bridge and Switch and inwhich layer these all wor #

(iscellaneous:$hat is Cloud Computing#

&' $hat is Cloud Computing#the practice of using a network of remote servers hosted on the *nternet to store, manage, andprocess data, rather than a local server or a personal computer.

)' $hat is *rti%cial Intelligence# *nd how it is used in todayFs technological era#Arti$cial intelligence (A*) is the intelligence e"hibited by machines or software. *t is an academic $eldof study which studies the goal of creating intelligence.

+' $hat is the di;erence "etween C,(* and G6RS# $hich of them is "etter# $hy#

The &iGerences#

!& A is one of the types of mobile connections for making calls where as KC61 is atechnology for internet connections through a mobile phone.KC61 enables to surf the internet from a mobile phone. KC61 technology is used in othergadgets apart from mobile phones.W/!& A technology is faster than KC61, since the user cares about the technology that isapplied for air interface.Average latency on KC61 is around ;.@ seconds, whereas on !& A is around :?? milli secondKC61 supports only 'ser &atagram Crotocol, where as !& A supports both '&C and T!C

KC61 relies on Eetwork Address Translation and a private *C address is assigned to it. 0n theother hand !& A assigns a public *C address !& A is better because#+/mail is pretty light, until you enter 1/0Ice.Cocket C!Ms support for oIce documents with similar functionality which can be had on Calm01 and 1ymbian


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'pon availability of AC*s, a software developer could write various applications, like voicetransfer, data transfer to clientMs account, integrating billing amount etc.Web services could be utilized.

-' $hat are arithmetic operators# Can you name few#?' ,i;erence "etween Simple 8 ,uple 8 !alf ,uple Communication#@' $hat is the most preferred language these days#3' !ow Social networ ing Sites can "e used to promote Ban ing#

' $hat is !ardware8 Can you tell me a"out parts of C6

academic questions for be for bank interview

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