access to the exclusive rewards and privileges reserved...
TRANSCRIPT
ab
Access to the exclusive rewards and privileges reserved for UBS clients
Welcome to the UBS Visa Signature® credit card
Three reasons why you’ll want to start using your card today
1) The serviceStandingbehindyourUBSVisaSignature® credit card is a dedicated UBS team, committed to deliveringthehighlevelofserviceyouexpect.Whetheryouneedhelpbookingaflightormakingadinnerreservation,ourUBSConciergeisreadytomakeyourarrangements.
2) The privileges TakeadvantageoftheuniqueCashConnect feature that lets you accesscashatbanksandATMsworldwidewithoutthefees.1 Shop andtravelwithconfidencethankstothecard’srangeofsecurityprotectionfeatures.RelaxatsomeofthefinesthotelsthroughtheVisaSignatureLuxuryHotelCollection.
Tolearnmore,gotoubs.com/creditcard
3) The rewardsUse your My Choice Rewards points for giftcards,merchandiseandflightsonanyairline—withoutblackoutdates.Andfortheultimateinflexibility,youcanredeemyourpointstopayforanythingyoubuywiththecard.2
Start using your card today to enjoythese extraordinary benefits.
3
4
A credit card that you’ll want to use at the ATM GetcashatbanksandATMsworldwidewithouthavingtopayfinancechargesandcashadvancefees.That’sbecause,withtheCashConnect feature, your cash advances are automatically repaid each businessdayfromyourResourceManagementAccount®(RMA®).1Andaslongasyouhavesufficientfunds,youwon’tincurfinancechargesandcashadvancefees.
Unlimited ATM fee rebates in the U.S.WhenyouuseyourcardatbanksandATMs,you’llalsoreceiveanunlimitednumberofATMfeerebatesofupto$3pertransactionintheU.S.3
Accepted at more locations worldwideSince Visa® is accepted by more merchants, it’s easierforyoutouseyourcardathomeandabroad.
A more convenient way to payYou’llearnMy Choice Rewards points when you use yourcardtopayone-timeorrecurringbills(cable,cellphone,etc.).
Andforaddedconvenience,thePay Credit Card feature lets you automatically pay your monthly card statementfromyourRMA.
Access cash anywhere without the fees
Tolearnmore,gotoubs.com/creditcard 5
Worldwide protection with the personal touch
Coverage around the clock—and around the globe4 Nomatterwhereyouare,youcancounton thefollowingpurchaseprotectionfeatures:•Purchasesecurity•Returnprotection• Extended warranty •Youwillnotbeheldliableforfraudulentuse
of the card if reported promptly•Emergencycardreplacementandcash
disbursement
You’llalsobenefitfromtravelprotectionservices:•Autorentalloss/damagecoverage• Travel accident insurance •Roadsideassistance•Baggagedelay•Lostluggagereimbursement
6
A Concierge who redefines serviceAtthecenterofyourcardistheUBSConcierge,whoisstandingbytohelpyouwitheverythingfrommakingalast-seconddinnerreservationtoplanningyournexttrip.TheUBSConciergewillevenbookyourtravelwithoutanyconciergebookingfees. ToputtheUBSConciergetoworkfor you, simply call 877-375-1172 (choose option2).
Tolearnmore,gotoubs.com/creditcard 7
8
If it’s out there, you can buy it with your points
The My Choice Rewardsprogramwasdesignedtogiveyoumaximumflexibility.Youcanredeemyourpointsforeverythingfromflightsandjewelrytoelectronicsandgiftcardsatubs.com/onlineservices.
Andthat’sjustforstarters.WiththePersonal Choice redemptionfeature,youcanpayforanythingyoupurchasewithyourUBSVisaSignaturecreditcardusingyourpoints,aslongasyourpurchasesaddupto$100ormorebeforeredeeming.Itdoesn’tgetmoreflexiblethanthat.
•Earn1pointperdollarspentoneligiblepurchases•Pointsdonotexpireaslongasyourcardaccount
remains open5
• Transfer points between your UBS accounts
A bright idea—earn points on your monthly electric billWhen you use your card to pay your bills, whether foraone-timeorrecurringpayment,you’llearn My Choice Rewardspoints.
Tolearnmore,gotoubs.com/creditcard 9
Tolearnmore,gotoubs.com/creditcard
From gift cards to great merchandise,the choice is yours
OneofthemostpopularitemsUBSclientsredeemrewardspointsforaregiftcards.Whetheryou’relookingtotreatyourselforsomeoneelse,giftcards start for as little as 3,500 points and are available from many partners and in a variety of denominations.
Orredeemyourpointsformerchandiseavailable atouronlineshopfortopnameslikeiPod®, Black&Decker®, Bose®andmore.
10
11
Travel at the speed of yes
No blackout dates on flights and hotelsOneoftheadvantagesofusingtherewardspointsearnedonyourUBSVisaSignaturecreditcardfortravelisthatyoucanbookflightsandhotelswithoutbeinglimitedbyblackoutdates.Findaflightorhotel,bookitandredeempointstocoverthecost.
Fly for fewer pointsThecardletsyouflyforfewerpointsandwithoutanyblackoutdatestorestrictyou.Whilemanyprogramschargeyou90,000pointsfora$900
airlineticket,asaUBSclient,thatsameticketonanyairlinewillonlycostyou50,000points.6Orredeemjust25,000pointsforaticketworthupto$350.6
Take off with NetJets® Accesstoflyvirtually
whereverandwheneveryouwanttogowithNetJets,theworldwideleaderinprivateaviation.NetJetshasasolutionforalmosteveryneed—shares,leasesandtheMarquisJetCard®.
Tolearnmore,gotoubs.com/creditcard12
Luxury hotels at the best rates—guaranteed Fromboutiquetreasurestotheopulenceofworld-famoushotels, you have access to the full breadth of the Visa SignatureLuxuryHotelCollection.Receivewitheveryreservation:•Bestavailablerateguarantee•Automaticroomupgradeuponarrival,whenavailable•Freein-roomInternet•Complimentarycontinentalbreakfast•3p.m.check-out,whenavailable•VIPgueststatus•$25foodorbeveragevoucher
Explorethecollectionbyvisiting ubs.com/visasignaturehotels.
Le Meridien Bora BoraFrench Polynesia
13
14
We’re always here for you,where and when you need us
UBS Client Services: 800-762-1000Callanytimetoaccessaccountinformation,reviewtransactionsorlearnaboutyourcardbenefits.
UBS Concierge: 877-375-1172 (choose option 2)TalktoyourUBSConciergeaboutbookingyournextflight,giftrecommendations,dinnerreservationsandmore.
Benefits and rewards: ubs.com/creditcardFordetailedinformationabouttheMy Choice Rewardsprogramandyouraccountbenefits,includingTermsandConditions,pleasevisitusonlineatanytime.
UBS Online Services (OLS): ubs.com/onlineservicesEverythingyouneedtomanageyouraccount and redeem your rewards points is conveniently located in one place:• View recent account activity and monthly statements• Enroll in Pay Credit Card•Checkyourrewardspointsbalance• See rewards options and redeem points
Start using your card today to enjoythese extraordinary benefits.
Tolearnmore,gotoubs.com/creditcard 15
1TheautomatictransfersusedtopayoffyourCashConnect advances will reduce the available funds in your UBS account, and, as a result, couldaffectothertransactionsdependentoncash,suchasfeepayment,investmentpurchases,onlinebillpay,debitcardusageandoutstandingchecks.PleasemakesurethatyouhavesufficientavailablefundsinyourUBSaccounttocovertheseitems,aswellastheCashConnectcashadvance.FeatureavailableonlyforcardholderswithaUBSRMAorBusinessServicesAccountBSA®.
2 Theitemoritemsyoupurchasemustaddupto$100ormorebeforeredeeming.3WeareabletorebateATMfeesonlyincaseswherethetransactionfeesurchargeissubmittedtoUBSbytheATMoperatorand/ornetworkused.Intheeventyoudonotreceivearebateforafeeyoubelieveiseligible,pleasecall800-762-1000forassistance.
4Allbenefitsaresubjecttolimitations.PleaseseetheTermsandConditionsavailableatubs.com/creditcardformoredetail.5PointswillbeforfeitedifallUBScardsassociatedwiththesamecardaccountareclosedbyyouorus.Youwillhave60daystoredeemyourpointsbeforetheyareforfeited.
6Thereisa$25bookingfeeassociatedwiththesetworedemptionoptions.TicketsmustbebookedthroughUBSandchargedtoyourUBSVisaSignaturecreditcard.Onceyourpurchaseiscomplete,applicablerewardpointswillbedeductedfromyouraccountandacreditpostedtoyourcreditcardaccountfortheticketprice.
Pleasenote:AllreferencestotheResourceManagementAccountalsoapplytotheBusinessServicesAccountBSA.TheRMAandBusinessServicesAccountBSAarebrokerageaccounts.ResourceManagementAccount,RMAandBusinessServicesAccountBSAareregisteredservicemarksofUBSFinancialServicesInc.
VisaSignatureisaregisteredservicemarkofVisaInternational.TheUBSVisaSignaturecreditcardisissuedbyUBSBankUSApursuanttoalicensefromVisaU.S.A.Incorporated.Allothertrademarks,registeredtrademarks,servicemarksandregisteredservicemarksareoftheirrespectivecompanies.TheStarbuckslogoandtheStarbucksCarddesignaretrademarksorregisteredtrademarksofStarbucksU.S.BrandsCorporation.Starbucksisnotaparticipatingpartnerinorsponsorofthisoffer.UBSisnotaffiliatedwithTheHomeDepot®.TheHomeDepot®isaregisteredtrademarkofHomerTLC,Inc.TheHomeDepot®isnotasponsorofthispromotion.
©UBS2014.ThekeysymbolandUBSareamongtheregisteredandunregisteredtrademarksofUBS.Allrightsreserved.UBSFinancialServicesInc.isasubsidiaryofUBSAG.MemberFINRA/SIPC.
UBSBankUSA140214-0240ab