active adult living

FREE

• L I V I N G •AdultActive

Inside this issue:

Protect Your Credit/Debit Cardswhile Traveling

Fall 2010

Seniors and Internet Banking

Also: Venturing Out

and our Senior Housing

MatrixFive Super Foods for Health

New Generation ofHigh Tech Hearing Aids

Cottonwood Health Equipment & Scooters

We’ve got your next set of wheelsScootersWalkers

Beds...And More!

CathetersChairs

Wound CareBack Support Cincher

OstomyCommodes Braces

Neck CollarsHot & Cold Therapy

Hernia BeltsCrutches

Lift Chairs...and Still More!

MediCare & MediCal Accepted • Free Local Delivery Directly to Your Home

MediCare Accredited

20635 Gas Point Road, Cottonwood (530) 347-3721 www.cottonwooddrugs.com

Call for FREE Evaluation (530) 347-3721

4 ActiveAdult LIVING

Publisher:

Carol Peterson

General Manager:

Jerry Urban

Production/Graphics Manager:

Jeri Luce

Production:

Glenn Harrington Christie Lefforge

Cassie McCampbell

Advertising:

Katherine CrosthwaiteJerry Urban

Advertising Assistant:

Linda Hood

For advertising information

call 879-7815

ontents

ActiveAdultLIVINGFall 2010

is published quarterly ©2010

5399 Clark Road, P.O. Drawer 70,

Paradise, CA 95967FAX: (530) 877-1326

ActiveAdultLIVING emphasizes that our directory resources are listings, not recommendations, and researched to the best of our ability.

Printed by Paradise Post Printingwww.paradisepost.com

NORTHERN CALIFORNIAPUBLICATIONS

ontents

Internet Banking ..................6Sports & Recreation ..........10Independent Living............18Housing Matrix ..................20Venturing Out ....................24Hearing Aid ........................29Credit/Debit Card ..............31

page 8fivesuperfoods

for healthfor health

Making Friends AFTER

Retirement

page 36PLUS

page 22

SENIORREWARDS!

ofTableTable

CC


Seniors UsingInternetBankingMore Often

One of the fastest-growing users ofonline banking is the senior demo-graphic. Why the increase? According

to seniors, it’s largely due to convenience.A 2006 Harris Poll discovered that about 14

million seniors are now actively online.Whether they’re using the Internet to e-mailfriends and family, or engage in additionalsocial interactions online, the numbers contin-ue to climb.

An increasingly popular online tool forseniors is online banking. Many are findingthat paying bills and managing funds via thecomputer is more convenient for this olderdemographic, especially for those with limitedmobility.

Online banking enables seniors to reviewtheir accounts, transfer money, pay bills, andgenerally stay on top of their finances withouthaving to leave the house. This is a big advan-tage to individuals who worry about travelingto and from bank branches. Combined withdirect deposit from social security and pensionchecks, online banking is ideal for computer-savvy seniors.

While online banking can be advantageous,seniors should be aware of some of the safetyprecautions that should be instituted whentransferring information via the Internet.

• Make sure you use a security-enhancedbanking site that works hard to prevent hack-ers from accessing your information. If a site issecured, it will generally show a “lock” icon atthe bottom of the Web page.

• Reputable financial institutions will notask you to provide personal information,

BE SAFE WHEN GOING ONLINE

Fall 2010 7

such as social security numbers via e-mail. If youreceive an unsolicited e-mail from a bank, call upyour branch to ensure it’s valid before responding.This is called “phishing.” Phishing scams frequentlytarget seniors with “bank notices” or official looking“government documents.”

• Many home computer setups feature a wire-less router. If you don’t have a passcode on yourrouter, other people in the vicinity can tap into yoursignal and use it free. They also may be able to hackinto your computer and see your private informa-tion. As a precaution, always lock your router.

• Do not store account numbers, login informa-tion or passwords next to the computer. This makesit easier for your information to be accessed shouldsomeone break into your home.

• Opt for e-mailed statements and bankingrecord-keeping.

This eliminatespaper state-ments that canbe stolen fromthe mailbox.

• Use cau-tion whenusing a debitcard or cred-it card onlineto make pur-

c h a s e s .O n l y

b u y

from reputableretailers. Ensure that

your card company does not holdyou responsible for fraudulent purchases.

• Only use trusted sources to troubleshoot com-puter problems. While many computer techs arehonest and reliable, there are others who aren’t. If atech asks for “remote access” to your computer, heor she can then access any information on yourmachine, so “remote access” might be a bad idea.

• Be wary of people you meet on social net-working sites or anyone communicating online. It’sbetter to be safe than sorry. Scam artists make theirliving by building trust. Seniors tend to be moretrusting than younger adults, especially seniors whomay have lost a spouse and are looking for compan-ionship.

Online banking enables

seniors to review their

accounts, transfer money,

pay bills, and generally

stay on top of their

finances without having

to leave the house.

When you're paying attentionto good nutrition, it's easy tospend a lot of time focusing

on what not to eat - all the stuffthat clogs your arteries andexpands your waistline. Now's agood time to look at the things thatyou should eat and the things youcan do to keep your arterieshealthy, and to fully understandwhy paying attention to arterialhealth is important.

Some foods pack more punch thanothers. Here are five foods thathave a lot of disease-fightingpower, and it's a good idea to regu-larly make room for them in yourmeals. If you would like more help-ful healthy living and nutritionarticles to keep you on track withproper arterial health, visit theLife Line Screening Blog.

The five superfoods:* SalmonAs far as seafood goes, this deli-cious fish is one of your best foodsources of heart-healthy omega-3fatty acids, which can help keepyour heart rate steady, lower yourtriglycerides - a type of blood fat --and slow the growth of atheroscle-rotic plaque. You can bake it, broilit, roast it, poach it, or enjoy itsmoked or in sushi. The FDA rec-ommends that people eat up to 12ounces of fish weekly.

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* BroccoliIt may not rank as the favorite food of kids, but as anadult you can probably appreciate the health benefitsthat broccoli offers. Its mildly bitter taste comes fromchemicals it contains that may provide cancer protec-tion. Experts think anti-cancer substances in thegreen veggies may act as antioxidants or encourageenzymes that detoxify harmful chemicals in yourbody, according to the American Cancer Society. Sincecooking may destroy some of the helpful compounds,cook it as lightly as possible.

* AlmondsThese tasty nuts are a good source of fiber and theantioxidant vitamin E, and the fat they contain ismostly monounsaturated, which is considered a"good" type of fat that can help lower your choles-terol. They may also help control blood sugar andinsulin levels. Research has shown that eating 2ounces of almonds daily for 10 weeks didn't causepeople to gain weight. A daily serving size is theamount that you can fit into two sections of an ice-cube tray, suggests the American DieteticAssociation.

* BlueberriesThese vivid little orbs are chock-full of antioxi-dants, which can help lower your risk of heart dis-ease and cancer by neutralizing free radicals, rogue

oxygen molecules that can contribute to atheroscle-rosis and damage your DNA.

* Green teaThis drink contains chemicals called polyphenols,which act as antioxidants. One of these, calledEGCG, may encourage cancer cells to die, thoughmore research is needed to show whether drinkinggreen tea can reduce your risk of cancer. However,it may also help control your blood sugar and loweryour cholesterol. All these add up to plenty of goodreasons to switch some of your daily servings ofsoda with green tea. Drink it iced or hot. It is deli-cious either way.

More healthy advice:Another key activity to cardiovascular health - con-sider getting screened. Vascular screenings canvisualize the inside of your arteries and see if dan-gerous fatty plaque is building up. Key healthscreenings include tests that look at the arteries ofyour neck and the arteries of your legs. Blockagesin the neck arteries, called the carotid arteries, area leading risk factor for stroke. A blockage in thelegs is called Peripheral Arterial Disease and islinked to a six-fold increase in stroke and heartattack. Finding these silent conditions early canhelp you and your doctor take preventive actionbefore a serious health event occurs.

Courtesy of ARAcontent

Fall 2010 9

1600 Mangrove Avenue,Suite 160, Chico, CA 95926

530-342-8132 or 800-600-9787 www.ChicoHearingAidCenter.com

Chico Hearing Aid Center

Simplifying connections for you

Wireless hearing instruments rep -resent a bold new era in better hear -

ing. Latitude’s easy access to Bluetooth ®

wireless technologies helps you stay con -nected to the people, places and tecnologies that matter to you.

DeannaMcCoy

CatherineSkaggs

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Decisions, decisions, decisions. ButteCounty is full of them for the recreationenthusiast, offering hiking, large swimmingpools, racquet clubs, lakes, health clubs andgolf courses.

When the weather warms, power boatersand windsurfers can be seen on LakeOroville. Water skiing abounds, as does jet-skiing. The younger set seem to love a day of“tubing” along the Sacramento River.Camping is a local activity that is a favorite ofall age groups.

At Lake Oroville, with the proper lightingon your boat, night boating is allowed, a pop-ular activity on balmy summer nights.

When the weather turns cold, many ButteCounty residents head to the snow! Some ofthe best skiing in the country is just threeshort hours away in beautiful Lake Tahoewhere skiers will find world-class resorts inthe High Sierras. Cross-country skiers needhead no further than to nearby MountLassen. Kids of all ages have no problem find-ing hills to sled and inner tube down.

Butte County has a rich legacy of parks thatoffer everything from large expanses of greengrass to hiking, archery, baseball, footballand swimming. Bidwell Park is one of themost notable, with paved roads tailor-madefor roller skating or biking, as well as horse-back riding trails, and a creek with dammed-off pools for summer refreshment. In addi-tion, Bidwell Park can also claim to be used asthe setting for some scenes in the Red Badgeof Courage and Robin Hood. Whatever you’relooking for (short of boating or fishing), you’llfind in this 2,400 acre park.

Bidwell River Park is nearby where BigChico Creek and the Sacramento River meet.“Tubing” is a popular activity, but then so iswalking along the bank or propping a chair inthe cool water while the sun sets.

Up the hill, in Paradise, 54-acre Bille Parkshimmers under a clear blue sky. A large,green lawn allows numerous groups to havefull-fledged pickup soccer or football gameswithout bumping into each other. Numerouspicnic areas make Bille Park a favorite forlarger gatherings, including family reunions,birthday parties and weddings. The largechildren’s play area only adds to the appeal,as do the winding hiking trails.

Nearby, Terry Ashe Park offers a basketballcourt, cool green lawns and a children’s playarea.

In Oroville, Nelson Park is the area ofchoice for baseball diamonds and big lawns torun around on.

Back in Chico, the tennis ace will find numer-ous tennis courts, many of them lighted for nightplay. Racquetball courts are also abundant in theprivate clubs.

Aside from Bidwell Park, Chico also boasts acity park, newly renovated, right in the center ofdowntown.

All over the county, there are a number of com-petitive events, from walks to runs, theWildflower Century cycling race, golf tourna-ments, tennis tournaments and much more.

Bowling

AMF Orchard LanesPro shop, arcade and lounge

2397 Esplanade, Chico

(530) 895-3257

Orchard lanes offers many senior discounts, spe-cials, and leagues. To receive information onsenior leagues please call for details.

Tall Pines Entertainment Center5445 Clark Rd., Paradise (530) 872-2695

Tall Pines Entertainment Center offers manyopportunities for seniors with organized open playand league play Monday thru Friday mornings andafternoons.

Tyme to Bowl4010 Olive Hwy.,

Oroville • (530) 538-0111

Tyme to Bowl offers a pro shop, lounge,snack bar and video arcade. Located atGold Country Casino.

FishingPlease refer to California State

fishing regulations for detailedinformation on the areas listed.

Black Butte LakeAnglers searching for crappie,

bass, catfish and bluegill can hopeto find them in Black Butte Lake.

Diversion PoolBrown and rainbow trout fishing

are the rage at the ThermalitoDiversion Pool, just below Orovilledam. Many range in the eight poundarea.

Spo

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Feather River Middle Fork

Trout anglers can catch up to a five-trout limitall year long on the middle fork of the FeatherRiver.

Lake Oroville917 Kelly Ridge Rd.

Lake Oroville Visitor Center (530) 538-2219

Brown trout, salmon, crappie, bluegill, bass,sunfish and catfish are all for the catching atLake Oroville. Trolling the main body near theBidwell bar bridge for salmon and trout. Contactthe Visitors Center for more information.

Paradise Lake(530) 873-1040

Fishing’s year round in the winter fishing area.Seasonal fishing and boating is allowed in Aprilthrough November in all areas not posted off lim-its or no trespassing. Paradise Lake is a domesticwater supply, please help keep the lake clean.

Plumas National Forest

(530) 675-1146

East of Oroville is a cluster of high-elevationfishing opportunities, such as Little GrassValley Reservoir, Bucks Lake and Sly Creek.Numerous other creeks wind throughout thesurrounding forest. The Plumas NationalForest office can provide more information.

Sacramento RiverFrom a boat or from the banks, there’s shad,

striper salmon and steelhead to be caught allalong the Sacramento River. The biggest fishare typically caught in October or Novemberfor fall run, and from April to June for springrun. Sturgeon, trout and catfish are present allyear, and boat launches are conveniently locat-ed down the span of the river.

Thermalito Forebay and AfterbayIf you get an urge to go bow shooting for carp,

Thermalito Forebay and Afterbay are the placesto go. There’s also good bass fishing in spring andearly summer. Just southwest of Lake Oroville.

Golf

Bidwell Municipal Golf Course3199 Golf Course Rd., near East Avenue,

Chico

(530) 891-8417 • Public Course

Call ahead and make your reservations for thisbusy course, which borders Big Chico Creek. Awell-stocked pro shop, too. Located alongWildwood Ave., on the way to Upper Park. Course: 18 Holes, 6,157 yards; Par: 71;

Rating: 68.6 men/ 72.3 women

Butte Creek Country Club175 Estates Drive, Chico (530) 343-8292

• Private Course

Known as one of the nation’s premier courses,golfers are challenged by the seven holes allinvolving water.Course: 18 Holes, 6,700; Par: 72;

Rating: 71.6 men/68.2 women

Canyon Oaks Country Club999 Yosemite Drive, Chico

(530) 343-CLUB • Private Course

This spectacular golfcourse, nestled within aserene, unspoiled setting,allows players of all levels to

enjoy a relaxing, yet reward-ing game of golf. Our 18-holechampionship course, ownedby National Golf Properties and

managed by American Golf, pro-vides four tees to accommodate

every golfers ability. They invite youto call today to discuss their member-

ship program and take a tour oftheir beautiful clubhouse.

Course: 18 Holes, 7,100

yards; Par: 72

Dingerville USA5813 Pacific Heights,

Oroville

(530) 533-9343 • Public CourseThis executive course is open to the

public daily. 9 Holes

Lava Creek Golf Course5325 Clark Rd., Paradise, CA 530-872-4653

Course: 9 Holes, 2,200 yards, driving

range, Par: 34 Also offering frisbee golf -

$4.00 per person

Lake Oroville Golf & Event Center5131 Royal Oaks Drive and Kelly Ridge,

Oroville


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Sports & Recreation continues next page

Fall 2010 11

Course: 9 Holes, 4,207 yards; Par: 66; Rating: 61.8 men/64.7 women

Paradise Pines Golf Course13917 S. Park Drive, Magalia (530) 873-1111• Public CourseLocated above Paradise, just a short

drive from Chico up the Skyway. VisitParadisepinesgolfcourse.com for discounted teetimes. Join our Silver Rewards Club for evengreater savings.

Course: 9 Holes, 2,433 yards; 18 Holes, 4,988yards; Par 68; Driving Range

Skyway Golf Park1 Longest Drive, Chico

(530) 899-8108 • Public CourseA Par 3 course with night lights and a driving

range.

Sunset Hills Golf Course13301 Garner Ln., Corner of Esplanade,

Chico • (530) 342-4600

• Public CourseThis course is laid out to meet the needs of the

non-pro golf enthusiast. Each of its nine holes

are par three and the petite size of the coursemakes it ideal for beginners and senior citizens.This course also offers a driving range.

Table Mountain Golf Course2700 W. Oro Dam Blvd., Oroville


One of the area’s more enjoyable courses—wideopen, trouble-free and with fine greens. Afavorite among locals.Course: 18 Holes, 6,254; Par: 72;

Rating: 69.1 men/71.6 women

Tuscan Ridge Golf Club3100 Skyway, Chico (530) 624-7006

• Semi Private

Enjoy the beautiful 18 hole championshipcourse with breathtaking views of the valley andthe spectacular Sutter Buttes. The Tuscan RidgeClub offers innovative and cost effective mem-bership opportunities. There is something tomeet the needs of any avid golfer.

Course: 18 Holes, 6,362; Par: 71;

Rating: 71.2


Sports & Recreation from page 11

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Sycamoree Glen Sycamoree Glen Sycamoree Glenn

Activee Seniorr Community (530) 894-03841199 Diablo Ave. Chico, CA 95973 www.sycamoreglen.com

Resortt Stylee Ambiance Resort Style Ambiance

• All Day Restaurant Style Dining • One Year Membership to In Motion Fitness

• New Putting Green • Be st Rat es in the North State• Resid ent Rewards Prog ram • Resident Travel Program

Sycamore Glen Features:

“Serving all of Eagle Lakeand surrounding areas”

“Eagle Lake provides peaceful living in the heart of LassenCounty centralized to many activities and adventures. EagleLake Real Estate Company is fully subscribed to MLS and

can present you a variety of homes, land, and building sites.For your MLS agent Call Frank Beckett, your Eagle Lake

area Realtor for all your real estate needs.”

510-435 Eagle Lake Road, Susanville, CA 96130.

Call Toll Free asking for:

Frank 1-888-257-3268or his cell at 530-249-4526

Eagle Lake“Serving all of Eagle Lake

and surrounding areas”

The Original

Real Estate CompanyDRE #01345548

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Fall 2010 13

Tennis

Chico Racquet Club and Resort1629 Manzanita Ave., Chico

(530) 895-1881

Come take a tour of our 12lighted tennis courts, pro-shop, snack-bar, and restau-rant. Club amenities include atennis pro available for lessons,a ball machine to practice your serve with,and leagues and tournaments. This is a pri-vate club for members only.

Lucas Ranch Tennis21926 Lucas Ranch Rd., Butte Meadows

(530) 873-3104

Hiking & Camping

Black Butte Lake

19225 Newville Rd., Orland

(530) 865-4781 www.reserveusa.comA favorite for boaters, Black Butte Lake is also

ideal for fishing and camping. Well-maintainedby the U.S. Army Corps of Engineers, bothBuckhorn and Orland Buttes Campgrounds havesites for both RVs and tents, Dry hook-ups.

Eagle Lake477-050 Eagle Lake Rd., Susanville

(530) 257-4188

For reservations 877-444-6777

Eagle Camp Grounds 530-825-3443

Merrill Camp Grounds 530-825-3450

Campers who appreciate stunning views willwant to be in one of the campground units avail-able surrounding Eagle Lake. Spanning 22,000acres at 5,100 feet, Eagle Lake is cradled in a val-ley of the Sierra Nevada Mountains. It is located ashort distance beyond Butte County, in LassenNational Forest. Some paths are wheelchairaccessible.

Feather Falls Scenic AreaFeather River Ranger District

875 Mitchell Ave., Oroville • (530)534-6500

Begin at the trail head at Lumpkin Road, and forthe next four hours, you’ll be treated to some ofthe most beautiful and varied plant life in thearea. Your destination? Plunging Feather Falls—with a view from an octagonal deck. The totalhike is nearly seven miles, but immensely satisfy-

ing all the way along. Paved paths, wheelchairaccessible.

Feather River Ranger District875 Mitchell Ave., Oroville

(530) 534-6500

The Oroville Ranger District includes 95units and three group campsites with ahuge capacity of 25 people each. If backcountry camping is more your style,

there are ample trails that are perfectfor getting to just that type of destina-tion. Trail difficulty varies from thevery easy to the ones with hikes thatseemingly point upward forever.

Ishi Wilderness Area(530) 258-2141 Almanor Ranger

District

Twenty miles northeast of Chico are thelava formations, plateaus and deep

canyons of the Ishi Wilderness Area.Over 41,000 acres offers but one primi-

tive campsite, leaving the rest for avidbackpackers and hikers. This is the areawhere the Yahi-Yana Indians lived for near-ly 4,000 years, and where the last Yahi, Ishi,

emerged hungry and alone to meet 1911 society. Itwas Ishi who, through careful interpretation,recounted a culture that would never have beenunderstood as extensively otherwise.

Plumas National Forest

Challenge Ranger Station

(530) 675-1146 or (530) 534-6500

In less than two hours, campers and hikers canbe in the La Porte District, in the PlumasNational Forest. Boaters and fishermen will alsoappreciate the area for its Little Grass ValleyReservoir and the small lakes that are nearby.There are many trails that are wheelchair acces-sible. www.FS.Fed.US/R5/Plumas

Lake Almanor(530) 258-2141 Almanor

Also located within the same Almanor RangerDistrict is scenic Lake Almanor. The result of a1914 hydroelectric facility, Lake Almanor consistsof a total of 22 campgrounds, all first-come, first-served. The campgrounds are in various states ofimprovement, providing an environment pleas-ing to all. The lake branches off into picturesquestreams and it is the perfect place for camperswho want it all—wilderness and water.

Sports & Recreation on page 15

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980 Elliott Road (530) 877-4493•www.paradisedirect.com/cemetery

We are a specialdistrict cemetery. A portion of theproperty taxespaid by the resi-dents of Paradisego to partially sup-port us. Therefore,we can offer very lowcost burials for the people ofParadise and their families. There isanother special district cemetery for theresidents of the Upper Ridge.

The care given to its cemetery is oneof the portraits of a town. Here atParadise Cemetery, the reverence for theheritage of those who have proceeded usis evident inthe beauty ofthe cemetery.We havemajestic floweringJapaneseCherry Trees,toweringPines, ornateCedars, and

elegant Camellias.

The staff andtrustees take personal pride inthe appearanceof the cemetery,

and especially theservices we provide

with compassion anddignity.

We have niches, as well as in groundburial plots. Our gazebo is now availablefor services. It was built over the creek inorder to provide a soothing atmospherefor our families. We also offer memorialplaques to be placed on the pillars of thegazebo.

We hopethe residentsof Paradisewill shareour prideand enthusi-asm for thefurther beau-tification ofthe cemetery.

YYou are cordially invited to visit

Spo

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ecreation

Fall 2010 15

Lassen National Forest900 East Highway 36, Chester

(530) 258-2141 Fax 258-5194

Camp, fish or backpack in over a million acresof lush Lassen National Forest. Over 350 miles ofhiking trails and campsites that support over6,500 outdoor enthusiasts. Over 130 of the trailmiles are along the Pacific Crest National ScenicTrail. The Caribou Wilderness is a gentle,rolling, forested plateau with many forestfringed lakes. Reminders of volcanic and glacialorigin can be seen throughout these wildlands.Crater peaks, cinder cones and numerous largeand small depressions have become beautifullakes and are scattered throughout this plateauregion. For non-hikers, much of the forest isbeautiful to view from the comfort of a car.

Oroville Lake(530) 538-2200 Information, 800 444-7275

Reservations

Lake Oroville is one of the largest reservoirsin California, with 167 miles of shoreline, 24square miles of surface acres, and endlessfamily recreation. There are two Marinas,Bidwell Marina and the Lake OrovilleMarina that provide a multi-tude of services. The lake alsooffers 200 campsites located at Loafer Creek,Bidwell Canyon and Lime Saddle. There are sev-eral boat in campgrounds, and 10 floating camp-sites on the water to complete any family vaca-tion.

Philbrook ReservoirFish always seem to be biting at the beautiful

Philbrook Reservoir. Only an hour to an hourand a half drive from Chico, Paradise or Oroville,the reservoir is an ideal place to take in themajesty of nature while lazily dangling yourhook in the water.

Upper Bidwell Park

Upper park is definitely for hiking. Trailssnake through the canyon, cutting pathways inthe blowing grasses and up onto intriguing rockformations and hills. During the springtime, thearea is lush and green. Further up in elevation,views of the Sacramento Valley can be enjoyed.You can reach Upper Park, by taking Manzanitato Wildwood Ave. and beginning your hike nearwhere the ample parking ends.

The Upper Rim Trail offers views that canonly be seen from this path. It follows the north-ern edge of the park along Big Chico CreekCanyon. Finding the trail is easier with a trailmap, but begins on Wildwood Ave.

Big Chico Creek Trail is found by continuing

on Wildwood Ave. after it turns into a rough dirtroad approximately two miles into Upper Park.The hiking road follows along with the drivingroad, and is ideal for mountain biking and horse-back riding, as well as hiking. Lots are availablefor parking all along the route.

The Yahi Trail runs along the creek and is theroute hikers take to reach the park’s famousswimming holes. You can get to the Yahi Trailfrom most of the parking lots along the road.

HuntingPublic Wildlife areas are

owned by the governmentand allow specific numbers

of hunters into certain areaseach day. Hunting is on a first-come first-served basis and by

lottery. Please refer toCalifornia hunting regula-

tions for specific regulationsregarding the area you’re interest-ed in.

Lake Oroville StateRecreation Area, LakeOroville: Pheasant, wild turkeyhunting and other small game

hunting in designated areas.

Oroville Wildlife Area, Highway 70 south toOro Dam Blvd. exit, west to Larkin Road:Pheasant, waterfowl, dove, quail, pigeon anddeer.

Gray Lodge State Wildlife Area, takeGridley-Colusa Highway west to PenningtonRoad, south to check station: Limited to 400hunters per day. Waterfowl, pheasant andeither-sex archery deer hunting.

Colusa National Wildlife Area, Highway 99south to Highway 172 west to Highway 45:Pheasant and waterfowl with state permit only.

Delevan National Wildlife Refuge,Highway 99 south to Highway 162, west toHighway 45, south to Maxwell-Colusa Road:Waterfowl and pheasant with state permit only.

Plumas National Forest, Eastern ButteCounty: Deer, bear, feral hog and small game.

Sacramento Wildlife Refuge, Highway 99south to Larkin Road, south to GeorgeWashington Blvd., south to Oswald Road, thenwest to check station: Waterfowl and pheasanthunting area.

Tehama Wildlife Area, Highway 99 north toHogsback Road, then east 13 miles: Deer, feralhog, quail and turkey hunting.

Sports & Recreation from page 13


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When 72-year-old Army veter-an Ted Eickhoff was at hislocal VA hospital for an

appointment recently, he struck up aconversation with another patientabout selling his home and downsiz-ing. As luck would have it, Eickhoff’sfellow patient lived in a local indepen-dent retirement community owned byHoliday Retirement, and raved aboutthe benefits. Eickhoff was sold.

“I couldn’t believe how much youget for the money,” said Eickhoff. “Itis so nice to have everything takencare of with just one monthly pay-ment. It covers everything I need,including amazing meals. And if youneed another snack, the chefs justmake it for you!”

Eickhoff, a retired CommandSergeant Major, is part of a growingnumber of seniors who are planningfor an independent living future.

In fact, a recent AARP poll foundthat nearly 60 percent of Boomers saythey are concerned about living inde-pendently, and more than 50 percentsay they have begun to think abouthow they would pay for independentliving assistance as they get older.

CRUNCHING THE NUMBERSMereen Klein, 86, started looking at

the costs of keeping her own apart-ment versus independent living whenher eyesight declined. Klein needed

assistance with transportation anddidn’t want to keep bugging her son todrive her around, so she decided tomove to an independent retirementliving community that met her needs.

“It was right for me with my fixedincome, and the money covers every-thing,” said Klein. “I don’t pay for TV,or to have my room cleaned. I couldn’tbelieve what I got for the money — itwas really something.”

To determine what makes financialsense, seniors need to add up the truecosts of managing a home versusbeing part of a retirement communi-ty.

“Even if you no longer have a mort-gage payment, you still have fluctuat-ing monthly expenses including utili-ties, taxes, phone, cable and food thatcan add up significantly,” said StanBrown, COO of Holiday Retirement.“For many seniors, switching to acommunity that includes one man-ageable, monthly flat fee gives themthe ability to plan out the next 15 to 20years and know exactly what they canexpect to spend and what they canafford.”

For Klein, it not only made financialsense, it also gave her back some ofher freedom.

“I can take the community busdown to the bank or out to dinner. Ican even go to the doctor and myappointments without bugging any-M

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Fall 2010 19

one for a ride,” said Klein. “I have moreindependence now than when I lived alone.”

ASK THE RIGHT QUESTIONSTo calculate the true costs of making the

move to an independent retirement commu-nity, Brown cautions seniors to ask as manyquestions as possible prior to moving in, touncover any buy-in fees, to determine if along-term lease is required and to see if the“feel” of the community is right.

“It doesn’t make financial sense to makethe move if you aren’t comfortable in thenew community and will want to move outwithin a few months,” said Brown. “It needsto not only be affordable, but a great place tolive as well.”

Seventy three-year-old Julianne (Judy)Kayatt knows this all too well. She sold herhome and moved into a community that did-n’t offer much for her money and wasn’t ascaring as she’d hoped. After only a fewmonths, she started her search again andwas fortunate to find that a HolidayRetirement community was a perfect fit forher.

“My family likes that I am happy here,and I like that I can still be independent andlive here,” said Kayatt. “I am free to gowhere I want; I am enjoying activities andevents and I’m surrounded by friends. Iknow I can be happy here for a long time.”

THE GOLDEN YEARSMaking the move to an independent living

community can be an affordable way tomake the most of one’s retirement years.Kayatt, Klein and Eickhoff have all seen thebenefits to cutting ties to a house or anapartment in favor of community living.

Klein was able to take advantage of a pro-motion from Holiday Retirement, whichcovered up to $1,000 of her moving expenses,and Kayatt received her birthday monthfree when she moved in.

And as for Eickhoff, the payoff for him isbeing surrounded by people his own agewith shared experiences and a passion forliving the good life.

“This is everything I ever thought aboutdoing when I retired,” said Eickhoff.“Sometimes people reminisce about thepast being great, but I was fighting in themilitary for 22 years and working hard, andnow these are my golden years. I can actu-ally relax and people take care of me for achange.”

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Bidwell-Sacramento River State ParkWest Sacramento Avenue & River Road • Chico(530) 342-5185Hours: 7am-9pm (year round)Admission: $4.00 per vehicle all day$15.00 per night for overnight (only collected from April toOctober from the furthest points in the park: Irvine Finch and theentrance to Big Chico Creek)

This State Park offers visitors an opportunity to enjoybirdwatching, boating, rafting, kayaking and fishing.Away from the action lie acres of scenic hiking, includingseveral historic sites within the park that will eventuallyprovide visitors with interpretive displays and historicmarkers. There is access to the Irvine Finch, Pine Creekand Big Chico Creek day-use areas. The Indian Fishery isalso available for use.

Bidwell Park8th Street to 4th Street entrance • ChicoPark office: (530) 896-7800Hours: Upper Park gates open at 7am and close 1 hour after sun-set (closed Sun. and. Mon. to vehicular traffic) 8th Street entranceopens at 11am and closes 1 hour after sunset. Admission: Free

As one of the largest municipal parks in the UnitedStates, the park has something for everyone. Whether it bethe oak forest of Lower Bidwell Park, the pool at One Mile,Caper Acres Playground for tiny visitors or the ample soft-ball and picnic areas, Lower and Middle Bidwell Park isalways bursting with activity. Paved bike paths allow forcycling, jogging and in-line skating.

At Five Mile there is a natural swimming hole. Upper Park offers superb hiking, riding, as well as an 18-

hole golf course. Bear Hole is among one of the manyfavorite swimming holes found when venturing deeper into Upper Park.

Bidwell Mansion525 The Esplanade, Chico • (530) 895-6144Hours: Tues-Sun call for hours (guided tours available and begin on the hour) Admission: $6.00 adults, ages 5-17 $3.00, 4 and under is free

The Civil War had just ended, and the nationally-famousGeneral John Bidwell constructed a grand Italian-stylemansion for his wife, Annie. For years, the couplepresided over the expansive villa, practicing philan-thropy, politics and agriculture. After years of other uses,including a girls dormitory, the mansion has beenrestored to its original Victorian beauty, and is now thecenterpiece of the Bidwell Mansion State Historic Park.The new Visitors Center features an entire room ofexhibits as well as a 25 minute video on the life of JohnBidwell. This area is free of charge and has a gift shop.

California State University West Second & Hazel St. • Chico(530) 898-INFO 1-800-54CHICO

Over 100 years old, CSU, Chico still reflects the brick-and-arch architecture of the days when it was ChicoNormal School. Currently, the busy campus of over 14,000students is known as one of the most active campuses inthe CSU system, as well as one of the oldest. CSU, Chicohas a Graduate School, Center for International Studies,Institute for Liberal and Interdisciplinary Studies, andseven Colleges: A College of Agriculture, Behavioral andSocial Sciences, Business, Communication and Education,Engineering, Computer Science and Technology,Humanities and Fine Arts, and Natural Sciences.

The 119 acre campus is a center for local culture, withregular dramatic productions, symphonic concerts, recitaland art exhibits. Sporting events by the various Wildcatteams are also popular. Information on these events isavailable by calling the University Box Office at(530) 898-6333.

Monday through Saturday guided walking tours areheld at 11:30 am. They depart from the Office ofAdmissions, Sutter Hall at the corner of West Second andHazel Streets. Saturday tours are available by appoint-ment, seven days in advance. Please call (530) 898-4428 forreservations. Guided tours are not available on legal holi-days or over holiday weekends. Self-guided campus tourbooklets, campus maps, and other materials are availablein the lobby of the Office of Admissions. Visitors shouldobtain parking permits from the Admissions office.

Persons aged 60 and older may take regularly offeredsemester courses on the campus on a space-availableno-credit basis. A simplified registration procedure and

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only a $55 fee is levied each semester for any number ofcourses taken. For information call Patti Chaplin, Elder-college coordinator at (530) 898-4428.

The Osher Lifelong Learning Institute (OLLI) at CSU,Chico is a peer-led, learning in retirement organizationthat offers a wide variety of special classes on topicsranging from poetry and literature to politics and histo-ry. OLLI provides opportunities for intellectual stimula-tion and a meeting ground to explore new topics, discusscurrent events, and network with other talented andinteresting people from the community. OLLI is open topeople who are 60 and older. Spouses of current mem-bers may be any age. The registration fee is $65 for theacademic year (fall and spring). For more information,contact the OLLI office at 530-898-6679 or visit us online atrce.csuchico.edu/osher

Chico Art Center450 Orange St., Chico • (530) 895-8726Show time hours: 12pm-4pm Weds.-Sun.Admission: Free (fees for classes vary)

For a place with such a small-town feel, Chico has awealth of artists and related activities. The Chico ArtCenter has been teaching people how to express them-selves artistically since 1955. Classes are available for allages, and offered four times a year in 6-8 week sessions. Classes might include oil painting, watercolor,paper making, ceramics and mixed media, just to name afew. This information is supplemented with lectures and workshops.

When completed, local artists can display their works at

the center, where exhibits are held every six weeks. Also,once a year in November, Studio tours are held and fea-ture anywhere from 60-100 artists and their works.

Gateway Science Museum625 The Esplanade • Chico(Near Bidwell Mansion) (530) 898-4121Hours: Wed-Fri, 12 - 5 p.m. Sat/Sun, 10 a.m. - 5 p.m.Admission: $5.00 adults, $3.00 children, members are freeChildren: $3 Members: FREE

With what started as just an idea more than ten yearsago, has finally become a reality. The Gateway ScienceMuseum had its grand opening on February. 27, 2010 and

is currently featuring theBackyard Monsters: TheWorld of Insects exhibit aswell as the Witness:Endangered Species of NorthAmerica exhibit, a collectionof photographs by SusanMiddleton and DavidLittschwager, organized bythe California Academy ofSciences. The exhibits willrun through May 1, 2010. TheGateway Science Museumoffers hands-on learning inthe Discovery Room andEducation Station. Exhibitsand activities allow children

Venturing Out continues on page 26

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and adults alike to interact and work with specimensavailable throughout the museum. Materials and activi-ties are updated regularly in order to reflect the currenteducational programs of the museum.

The design and architecture of the Gateway ScienceMuseum is an educational exhibit that highlights north-ern California’s ecoregions and natural history. The muse-um’s signature peaked column rises from the roofline, asan architectural representation of northern California vol-canoes, often used as way-finding devices by the region’sinhabitants. Before departing the Gateway ScienceMuseum, be sure to take a walk through the GatewayScience Museum’s outdoor ecoregions and amphitheaterwhere three levels of seating represent local geologic for-mations of the Chico area.

The Gateway Science Museum is open Wednesdaythrough Fri from 12 p.m. to 5 p.m. and weekends from 10a.m. to 5 p.m. For information about the Gateway ScienceMuseum, please visit www.gatewayscience.org or call 530-898-4121

Sierra Nevada Brewing Co. Inc.

1075 E. 20th St. • ChicoRestaurant (530) 345-2739 • Office (530) 893-3520Restaurant Hours: Tuesday Thursday & Sunday 11am-9pmFriday & Saturday 11am-10pmTours are given Sun.-Fri. at 2:30pm and on Sat. from 12pm-3pm.Any age is welcome. Admission: tours are free of charge

What began in 1981 as a return to traditional brewing hasgrown into today’s Sierra Nevada Brewing Co., a producerof some of the areas favorite ales and beers. Sierra NevadaPale Ale is available in bars far beyond the Chico area, andit is this quality brew that draws visitors for public tours.The restaurant serves a variety of fine dishes, and the tap-room allows connoisseurs to sample a variety of SierraNevada’s award-winning beers and ales.

Orient & Flume Art GlassStudio2161 Park Ave., Chico • (530) 893-0373Hours: 10am-5pm Mon.-Sat. (best time to see glass blowing 10am-1pm, sub-ject to weather) Admission: Free

Visiting Orient and Flume is likevisiting a museum where theexhibits are for sale. Master glassblowers create works of art on thepremises that will become keepsakes

in any home. Choose from fruit, animals, and thematicscenes represented in case and iridescent glass. Watchartisans creating complex scenes within the space of asmall, egg-shaped glass world. Orient and Flume is worldrenowned for its art glass, and is a must see.

Satava Art Glass Studio819 Wall St., Chico • (530) 345-7985Hours: 9am-4pm Tuesday-Saturday.Call for tours. Viewing is free but subject to weather.

Satava Glass Art Studio has been opensince 1977 and crafting original works ofhand-blown glass, but with RichardSatava’s unique flair. This studio concen-trates on the use of vivid colors and anindividualistic portrayal of nature. A tourof Chico’s glass artisans is not completewithout a visit to Satava Art Glass Studio.

Silver Dollar Speedway2357 Fair St., Chico • (530) 891-6535 or 916-969-7484Hours: 5pm-11pm March -October Admission: varies upon event

Part of the sounds of spring and summer are the soundsof racing engines, eating up a quarter-mile stretch of dirtin front of a crowd of roaring fans. September will find thegrandstands filled with spectators watching the Gold CupRace of Champions, and in March the Mini-Gold Cup.Each year, the World of Outlaws sprint car circuit visitsthe track, as well as many other drivers during the manyexciting matches held throughout the season.

Black Butte LakeHwy 32 West through Orland; about 10 miles pastOrland, watch for signs. (530) 865-4781

A favorite recreational spot, Black Butte Lake is alsohome to a dam, control tower as well as an informationcenter, all of which are open for tours, upon specialrequest. Exploring nature trails is also a common activitynear the lake. Buckhorn and Orland Butte Campgrounds,call to reserve.

Lassen National Volcanic ParkLassen National Volcanic Park is a must see for those

who appreciate geology and even those who just like nat-ural beauty. Towering mountains and scenic forests, com-bined with the natural thermal phenomena of the parkmake this a truly unique experience. Getting there is easy:take Highway 32 east, make a left onto Highway 36 andthen a right onto Highway 89.

Gold Nugget Museum502 Pearson Road, Paradise • (530) 872-8722Hours: 12pm-4pm Wed.-Sun. Admission: Free

The Gold Nugget Museum features historical artifactsfrom the California West, focusing particularly on theParadise Ridge area and is a must-see for visitors andlocals desiring a greater understanding of the rich historyof Paradise. Exhibits include antique dolls, mining tools

Venturing Out from page 25

and other artifacts commemorating the momentous dis-covery of the famous 54-pound gold nugget. The discoveryis celebrated each April, during Gold Nugget Days, with aparade, craft fair, BBQ, ball and numerous events. Youmay also visit Nuggetville, an outdoor exhibit whichrecreates an Old Western town. The Days of LivingHistory, an annual event in September, recreates craftsand chores of 100 years ago. With more than 40 hands-onactivities led by costumed volunteers, you can participatein a variety of events such as quilting, butter churning andpanning for gold.

Paradise Depot MuseumCorner of Pearson and Black Olive • Paradise• (530) 872-8722Hours: 12pm-4pm Sat.-Sun. during the month of AugustFall/Winter schedule to be announced. Admission: Free

The museum includes a 30 ft. diorama of the ButteCounty Railroad’s original 33 mile route as well as otherlocal train & logging displays. Many souvenirs and memo-rabilia from the original depot, such as bricks from theoriginal building, are for sale.

Honey RunCoveredBridgeSkyway to HoneyRun/Humbug Road,

Five miles east ofChicoThis historical site islovingly maintained bya committee of localvolunteers, and visitorscan’t help but appreci-ate their efforts whenthey see the large

expanse of the wooden covered bridge, one of the last inCalifornia. Surrounded by picnic grounds, bridging thescenic river below, the 1894 bridge is the perfect place forskipping stones, dangling a fishing line lazily into thewater, or just plain wading.

Paradise Art Center5564 Almond Street, Paradise• (530) 877-7402

Education and dis-plays of local artworkare the emphasis of this in-town gallery. Classesin a variety of medi-ums are offered.Please call for infor-mation.

Theatre on the Ridge3735 Neal Road, Paradise • (530) 877-5760Since 1975, the group has been bringing quality playsto audience members from all over the county. Ticketsare available at various locations throughout ButteCounty. Call the Theatre for information on upcom-ing productions and ticket prices and/or visit theirWebsite at www.totr.org

Gray Lodge Wildlife Area3207 Rutherford Rd. • (530) 846-7505Hours: sunrise to sunset daily Admission: $2.50 per person

Deer, muskrats, raccoons and opossums share this10,000-acre preserve with year-round visitors. Less than 10miles southwest of Gridley, the habitat is one of the mostprized marshlands in the country. Fishing and hunting ispermitted during their seasons. The best time to visit isbetween mid-October and January, where an abundanceof snow geese and winter water fowl will be found.Weekend walks are also offered and continue throughMarch.

Lake Oroville Visitor’s CenterThere’s no better way to view Lake Oroville or the

Oroville Dam than from atop the 47-foot viewing tower atthe Lake Oroville Visitor’s Center. Sweeping vistas ofCalifornia’s second-largest reservoir and the nation’stallest dam are available from this convenient spot. Insidethe center, exhibits and videos tell the story of construc-tion of the dam and State Water Project, as well as the his-tory of the Native Americans in this area. For more infor-mation, please call 538-2219.

ChineseTemple &Garden

The Chineseculture was avery importantpart ofOroville’s histo-ry, and nowhereare the artifacts of this contribution more evident than atthe Chinese Temple & Garden. Built in 1863, the Chinesetemple served followers of Taoism, Buddhism andConfucianism—a rare union of philosophies. Silk cloth-ing, gold and jade sculptures, woodcarvings, art and vari-ous artifacts make the Chinese Temple a must-see inOroville. For more information, call 538-2426.

Historic HomesOroville’s history is filled with the pioneer spirit, and

nowhere is this spirit more evident that in Oroville’s col-lection of historic homes. The neighborhood just west of Historic Downtown Oroville is filled with grand manors

Fall 2010 27

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and stately mansions,each one giving a glimpseinto Oroville’s historicpast. In 1856, when 49’erCharles Fayette Lottdecided to put down rootsin Oroville, his homeinstantly became the cen-terpiece for Oroville’scollection of exquisitehouses. Now called theLott Home in Sank Park,Lott’s Victorian mansionexemplifies the pioneerera in Oroville. Complete

with authentic furnish-ings, fully dressed man-

nequins, a manicured garden and a stately gazebo, theLott Home in Sank Park is available for tours and events.Presently the headquarters for the Butte CountyHistorical Society, the Ehmann Home was the home sitefor Oroville’s premier olive-producing family. Built in1911, the Ehmann home is filled with authentic artifactsand pioneer history, and now serves to educate the publicof Butte County’s colorful history. For more information,please call 533-5316.

F e a t h e rRiver FishHatchery

C a l i f o r n i a ’ smost productivefish hatchery isalso one of itsmost unique.The FeatherRiver Fish Hatchery spawns almost 20 million fish fromits Feather River facility. For the curious, the hatchery’swindows provide underwater views of massive KingSalmon and Steelhead making their way up the fish lad-der. 538-2222.

Butte County Pioneer MemorialMuseum

Learn about Butte County’s rich pioneer and NativeAmerican history by viewing the fantastic displays at theButte County Pioneer Memorial Museum. View pioneerartifacts and equipment, look at hundreds of historicalphotos or explore one of the largest Native American bas-ket collections from that period. 538-2529.

Bolts Antique Tool Museum1650 Broderick Street • (530) 538-2497

The museum displays approximately 5,000 differenttools, consisting of wrenches, blacksmith tools, tune-uprelated items, antique jacks, service station items, anassortment of plumbing tools, soldering irons, electrictools, hand grinders and other miscellaneous items.

Venturing Out from page 26

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If you think hearingaids are synonymouswith getting old or

becoming less capable,think again,” says Dr.Kathy Landau Goodman,chairperson of theAudiology AwarenessCampaign. Most individ-uals experiencing hear-ing loss are younger than65, and hearing loss is sig-nificantly affecting theirlives at work and home.Fortunately, with today’s

wealth of discreet andstylish hearing aidoptions it has become eas-ier than ever to address ahearing loss.

Today’s advanced tech-nology digital hearingaids offer features andsound processing systemsthat offer wearers majoradvantages over olderanalog instruments.These features includesuperior sound quality,

the new generation is small,sleek and super high-tech

NOT YOUR

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Hearing Aid continues on page 30


improved clarity of speech innoisy conditions, and reduction inhearing aid feedback or whistle.Some hearing aids now connectwirelessly and seamlessly to cellphones, TVs, computers, mp3players, radios, landline phonesand other electronic devices.Audio sounds arestreamed directlyinto the hearingdevice using blue-tooth technology.

“The first step isto have your hearing evaluated byan audiologist to determine thetype and degree of your hearingloss and its impact on your abilityto communicate,” says Dr.Landau Goodman. If you are ableto benefit from hearing aids, theaudiologist will then discuss thevarious types of hearing aidstyles, latest technologies, andwhat to expect from wearing hear-ing instruments.

Together, you and the audiolo-gist will select the most appropri-ate hearing aids to improve com-

munication with others and to fityour lifestyle needs. To receivemaximum benefit from your hear-ing aids, the audiologist willadjust the aids to maximize soundquality, comfort and clarity.Follow-up evaluations are neces-sary to get the maximum benefitfrom hearing instruments.

“A hearing loss does not need torestrict recreational, family orwork related activities,” says Dr.Landau Goodman. Properly fittedand programmed hearing aids, aswell as instruction on effectivecommunication strategies by anaudiologist, can help improvecommunication in most listeningsituations and help you stay con-nected to friends and family.

The AAC has partnered withGlaxoSmithKline ConsumerHealthcare to bring free hearingscreenings to communities

around the country so that peoplecan have their hearing checked byaudiologists who specialize inevaluating and treating hearingloss.

“By offering free hearing screen-ings throughout the United States,we have the ability to reach manyAmericans who might otherwise

not have access tolicensed audiolo-gists. Now theseindividuals willhave access toaudiologists who

can evaluate their hearing, deter-mine whether they have hearingloss, and then make appropriaterecommendations for treatingtheir hearing problems,” says Dr.Landau Goodman.

To find an audiologist in your areaconducting free hearing screen-ings, visit the AAC website,www.audiologyawareness.com orcall the AAC hotline at (888) 833-EARS. All family members,regardless of age, are encouragedto have a free hearing screening.


“If you think hearing aids are synonymous with

getting old or becoming less capable, think again”

Hearing Aid from page 29

Fall 2010 31

If you thought that your credit card and debit cardwere simply convenient ways to pay for things,you might be underestimating all the features

they offer. Chances are both your credit and debitcard come with a range of protections and servicesthat could save you time, hassle and money.

“Security features are especially important as peo-ple head into the travel season and use their creditand debit cards more frequently,” says JennEhresman, senior vice president, Bank of America.“It’s essential that your banking institution offersmeaningful security and fraud protection features tohelp you out in a worst-case scenario.”

Depending on your card, services include fraud andidentity theft protection, purchase protection, travelassistance, rental car insurance and credit protec-tion. Some come free with your card, while othersrequire additional fees. Check with your card issuerto find out what type of protection you can receive.

Here are some useful protections that may be avail-able to you:

Security against unauthorized usesIf someone makes unauthorized charges to yourcredit or debit card, the law limits your liability for

unauthorized charges to just $50, and many creditcard companies waive even that amount. For exam-ple, all Bank of America consumer cards are coveredby the Total Security Protection package, which pro-vides reimbursement for unauthorized card transac-tions up to the amount of the loss. (For debit cardtransactions, claims must be reported within 60 daysof the statement.)

You can also opt for the Photo Security feature onmany credit and debit cards, which allows you to putyour picture on the front of your card, providing anadditional layer of fraud protection if your cards arestolen.

Purchase protectionUnder the federal Fair Credit Billing Act, you canwithhold payment on damaged or poor-quality goodsor services purchased with a credit card, as long asyou have attempted to solve the problem with themerchant. This type of credit card protection is sub-ject to certain limitations, but many issuers havegone far beyond the legal requirements. Many cardsoffer extended protection against theft or damage, ormay even reimburse the difference if you find thesame item for a lower price. Check with your cardissuer for the deals offered by your card.

credit card

debit cardcan protect you during the

upcoming travel season

Howyour

or

Credit Card continues on page 32


Travel assistance and rental car insuranceMany credit cards offer a variety of services for trav-elers including flight insurance, baggage protection,rental car loss and damage insurance and roadsideassistance. The major credit card companies alsooffer emergency assistance to travelers, typicallythrough a hotline open 24 hours a day, seven days aweek. The same might be true of your debit card - besure to talk to your provider.

E-alerts and online bankingIn an increasingly connected world, many banksprovide automatic alerts on credit and debit cardactivity that you can receive via e-mail or throughalerts on your mobile phone while on the go.

Anytime there are changes to your online bankingprofile or if suspicious activity occurs on your cred-it or debit card, you can be instantly notified viaalerts. To ensure security, you can view and confirmchanges or activity such as irregular credit anddebit card usage or any attempts to change youraddress, phone number or e-mail address. Ask your

provider which types of alerts are available for youraccount and how to sign up to receive them.“People often find it easier to swipe their debit orcredit card while traveling, and they want peace ofmind especially when on the go,” says Ehresman.“The security features that come with your cardaccounts may save you money if you run into trou-ble when you’re away from home.”


Credit Card from page 31

Independent Living • Assisted Living • Memory Care

(530) 872-33441007 Buschmann Road, Paradise,CA 95969www.oakknollseniorliving.comLic# 045001879

ART SHOW & WINE TASTINGat Oak Knoll Senior Living

Come see what’s new at Oak Knoll & learn about our exciting newprograms and services designed with you in mind, including:

2ND SATURDAY OF EVERY MONTH3:00pm to 7:00pm

A PORTION OF PROCEEDS TO GO TO THE ALZHEIMER’S ASSOCIATION

BUY LOCAL:A variety of local artists, including painters, jewelers, potters and

more will be displaying and selling their work.

• Wellness Activities• Expanded Menus & New Decor• Physical Therapist, Yoga

Instructor, DementiaSpecialist Consultants

• Independent Living Cottageswith garage

• Assisted Living Apartments withpersonal service

• State of the Art Memory Care

Can’t make the show? Call us to schedule a visit.

Our Management Staff will guaranteeyour satisfaction.

Fall 2010 33

Come see why a passion for volunteering or

“Paying it Forward”, a strong sense of

community and positive clinical outcomes set Chico Creek apart!

587 Rio Lindo Avenue530-345-1306 • CHICO

www.WindsorCares.com

With the most improvedfive star rating and survey

results in the county;Only four deficiencies and

zero medication errors, call orstop by to see what we can do for you and your loved ones!

"Our rehabilitation rooms include personal swing arm televisions with cable and individual phone lines."

(530) 896-1990 2180 Humboldt Road,

Chico, CA 95928

4810 Songbird Lane,Chico, CA 95973

RCFE Lic. 045001900RCFE Lic. 045001254

“Let us care for you...”“Let us care for you...”

Let us accompany you on yourlife’s transitions

We Offer:Information and Assistance

Care Management

Caregiver Support

Ombudsman Services

Volunteer Opportunities

Medicare Counseling

2491 Carmichael Drive, Suite 400Chico, CA 95928

898-5923 1-800-822-0109


Home is the place to be, and Homecare is our business.Call today for a free consultationCall Faye, Joey, or Amy at 1-877-349-1539

or visit us online at www.addus.com

with the assisted care programs of

Independence at Home

At-Home Assisted Care• Companionship • 24/7 Care• Escort to: • Dressing Assistance

Physician Appointments • Light HousekeepingErrands and Shopping • Meal Preparation

• Activities/Hobbies • Medication Reminders • Bathing Assistance • Transferring• Laundry Needs • Transportation• Incontinent Care

For information about

VETERANSHOME CARE ,

call 888-233-8746

[email protected]

Anne Johnson*Financial Consultant

What you do today has an impact on your future. It maynot sound glamorous to budget and plan but it is the necessary commitment to yourself that will enable you tosave and invest in your future. Set both short-term andlong-term goals that are realistic, and then work towardyour goals.

Life is full of transitions: the bir th of a child, the loss of a loved one, divorce and even changes in vocation orcareer are everyday occurrences. In all of these situations,it is important to be prepared financially and emotionally,and to navigate the transition minimizing financial pitfalls;allowing you to move forward with confidence.

Anne, a Financial Consultant is an Investment AdviserRepresentative with Financial Network and a licensed life,disability, and long term care insurance agent. She hasworked with Investments and Retirement Plans for individuals and business owners for over 25 years. She places an emphasis on wealth accumulation and distribution strategies and works closely with each client todevelop a program suitable to their needs.

Knowledge and experience play key roles in helping clients more effectively work toward their financial goals.She offers Life, Disability and Long Term Care Insuranceto both individuals and business owners as risk management tools for asset preservation, income replacement, custodial care and/or Estate Planning.

22445522 LLaakkeewweess tt DDrr ii vvee •• CChh ii ccoo ,, CCAA 9955992288((553300)) 334422--22990000 •• FFaaxx ((553300)) 334422--33992255 •• ((880000)) 333333--22990011

wwwwww..aammggcchh ii ccoo ..ccoomm •• [email protected] Investment Adviser Representative/CA Insurance License 0C50414

*Securities and Investment Advisory Services are offered through Financial Network Investment Corporation,Member SIPC. Financial Network and Asset Management Group are not affiliated

Fall 2010 35

Through the generosity of corporations flyingbusiness aircraft,Corporate Angel Networkarranges free travel for cancer patients using theempty seats on corporate jets.

This service is vitally important to cancer patients.Some simply can’t afford the cost to flycommercially.Others can’t handle the stress ofnavigating airports. Still others can’t risk theexposure of crowded airports because of immunesystemdeficiencies.

Since 1981,Corporate Angel Network,a not-for-profitorganization,hasworkedwithU.S. corporations toschedulemore than 31,000 cancer-patient flightsand currently transports nearly 250 patients amonth to and from treatment.The process issimple.Corporate Angel Network’s staff does all thework.After all, patients and their families haveenough toworry about.

Cancer patients fly free inthe empty seats on corporate jets.

Corporate Angel Network, Inc.(866) 328-1313www.corpangelnetwork.org

“Afterher cancer treatment,she couldnot fly commercially.What a relief she could flywithCorporateAngelNetwork.”

Corporate Angel Network

Thanks to business aviation,we’re bringing cancer patients closer to their cure.P

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Making FriendsAFTERRetirement

After all, who wants to deal with goingto work every day and coping withcoworkers and a boss?

However, many people overlook theopportunities for socialization thatworking provides. You get out of thehouse and see people — apart from yourfamily — with whom you can converse.Many retirees find that life can be a bitboring after the job ends, primarily


WW

Making FriendsAFTERRetirement

hen you’reyounger, it seemsyou can’t waituntil retirement.

Fall 2010 37

because they don’thave access to thesame level of social-ization as they oncedid.

Making friendscan keep you activeand healthy. Ifyou’re a bit rusty inthe friend-makingdepartment, it’s pret-ty much how it waswhen you wereyounger. You simplymust find individu-als who have similarinterests and goals.

• Volunteer in your community and you’re boundto find potential friends who are like-minded.

• Take classes at a college or university. Manyoffer free or discounted rates for seniors. This is agreat way to meet people of all ages and walks of life.

• Attend clubs at senior centers or houses of wor-ship. It’s likely that there are plenty of other peoplelooking for relationships.

• Think about your interests. If you like fishing,sewing or boating, join a club that caters to thoseinterests. Others who share your hobbies will bethere.

• If you’re new to an area, host an open-houseparty and invite neighbors in for introductions andsome socialization.

• Join a social networking site online. You canconnect with people, potentially individuals wholive close by.

• Ask existing friends if they have other friendsto whom they can introduce you.

Making friends

could involve

tapping into

hobbies that you

enjoy.

The ParadiseAnimal Shelter has

many differentwalking partnersto choose from.

And if you’re moreof the indoor type,

we have lots ofcozy cats to warm

your lap.Dogs can beadopted for

$25.76 and catsfor $19.04. The

pets will bespayed or

neutered beforegoing to theirnew home.

P.A.S.H. (ParadiseAnimal Shelter

Helpers) will payfor the

spay/neuter. Call 872-6275 for

information.

Take Clark Road, toward 70

left on American Way.

Open Tues-Sat,

11am-3:30pm

Paradise Animal Shelter

Looking for the outdoorsy

type?

Looking for the outdoorsy

type?

Chico Eye Center is the largest and most trusted ophthalmology practice in the North State, offering the most technologically

advanced care for 31 years.

• Laser Vision Correction• Cataract Surgery• Near Vision CK

• General Eye Care• Optical Designer Boutique with an in-house lab

Paradise6585 Clark Road, Suite #340

(530) 872-3519 chicoeye.com

Paradise

It’s Time To See What You’ve Been Missing!

Chico605 W. East Ave (530) 895-1727

Full Service Ophthalmology Practice Offering

And Cosmetic Services Including Eyelid Surgery, Botox®, Juvederm® and Latisse®

Chico Eye Center is the largest and most trusted ophthalmologypractice in the North State, offering the most technologically

advanced care for 31 years.

Full Service Ophthalmology Practice Offering

Chico Eye Center

Pablo Arregui, M.D.

Benjamin Gilbert, M.D.

Heidi Houlihan, M.D.

Sean Liston, M.D.

Fall 2010 xx

WE ACCEPT FOOD STAMPS /EBT

Visit our website at www.groceryoutlets.comToll free and direct connect to a store near you.

1-877-GR8-BUYS 1-877-478-2897

Paradise Grocery Outlet6026 Clark Road, Paradise, CA 95969 • (530) 876-9687

Open 8am-10pm Everyday

Locally Operated by Pat & Mike Ward

Visit Our Expanded Organic Section!

We reserve the right to limit quantities. No sales to dealers. Sizes and varieties may vary.

•Fresh Meat Department•Frozen Foods Department

•Deli/Dairy Department•Grocery Department

•Carl’s Produce Department•Beer & Wine Department

•G.M./Health & Beauty Department

AAtt PPaarraaddiissee HHeeaarriinngg && BBaallaannccee CCeenntteerr,,wwee pprroovviiddee pprrooffeessssiioonnaall,, ffrriieennddllyy aannddaaffffoorrddaabbllee hheeaarriinngg hheeaalltthh ccaarree tthhrroouugghheedduuccaattiioonn,, ssoolluuttiioonnss aanndd ssuuppppoorrtt ttoo hheellppoouurr ppaattiieennttss iimmpprroovvee ccoommmmuunniiccaattiioonnwwiitthh tthhee ppeeooppllee iinn tthheeiirr lliivveess.. NNoo ootthheerr hheeaarriinngg aaiidd cceenntteerr iinn tthheeeennttiirree NNoorrtthh VVaalllleeyy ccaann mmaattcchh oouurreedduuccaattiioonn,, ccrreeddeennttiiaallss,, eexxppeerrttiisseeaanndd ssttaattee--ooff--tthhee--aarrtt ddiiaaggnnoossttiicceeqquuiippmmeenntt..

Deborah Touchette, Au.D., CCC-ADoctor of Audiology

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