Add joy to your life with delightful deals and rewards

AXA Cares for You More II Campaign

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Looking forward to brighter days ahead as we adjust to a new normal? Let us continue to care for you and make your days brighter with exciting offerings, perks, and rewards when you get protected with AXA.

Terms & Conditions1. Extra cash to pamper yourself1.1 This promotion is applicable for all new applications submitted and received by AXA Insurance Pte Ltd (“AXA”) between

1 October 2020 and 31 December 2020 (both dates inclusive). The relevant AXA policy (or policies) must be incepted by 31 January 2021 to be eligible for this promotion.

1.2 This promotion is applicable for annual premium payment mode of the standalone Eligible Plan(s) only. Plan(s) with semi-annual, quarterly or monthly premium mode will not be eligible. This campaign is applicable for cash plans only. Single Premiums, Top Ups and Recurrent Single Premiums are not eligible.

1.3 Eligible products for the promotion:

Eligible Products Cash Rebate as % of Annual Premium Minimum Annual PremiumAXA CRITICARE FOR HIM/HER 8% S$1,200AXA SUPER CRITICARE 8% S$1,200AXA CANCER RECOVER 8% S$1,200DECREASING TERM ASSURANCE 8% S$1,200AXA FLEXI PROTECTOR 5% S$3,600PULSAR 5% S$7,200AXA WEALTH ACCELERATE 5% S$7,200

1.4 Each Policyholder will be entitled to a maximum of S$1,000 Cash Rebate. Policies cannot be combined to fulfill the minimum Annual Premium.

1.5 For AXA Super CritiCare, only the basic plan is eligible. The rider version is not eligible. 1.6 This Cash Rebate is a one-time promotion and shall be rounded up to the nearest dollar. 1.7 Customers will receive the Cash Rebate via their PayNow account registered with their NRIC, except for overseas customers

who will be receiving the Cash Rebate via telegraphic transfers. We do not credit Cash Rebate to PayNow accounts registered with mobile numbers due to security concerns. PayNow will be the only crediting mode to receive the Cash Rebate for this promotion.

1.8 To be eligible for the Cash Rebate, Policyholders must not cancel their AXA plan(s) during the fourteen-day (14-day) free look period.

1.9 Policyholders who qualify for this promotion and still have their AXA policies inforce after the free look period will receive a notification from AXA by 31 March 2021.

1.10 AXA reserves the right to vary the terms and conditions, withdraw or addition of any AXA plans in this promotion at any time without prior notice. The decision of AXA on all matters relating to this promotion shall be final and binding on all customers.

1.11 The Cash Rebate is not exchangeable for any other promotional items or gifts.1.12 AXA reserves the right to replace or substitute the Cash Rebate with another item of equivalent value without giving

Policyholders prior notice.

2. Care for mothers and newborns2.1 This promotion is applicable for all new applications of Mum’s Advantage and Family Advantage submitted and received by

AXA between 1 October 2020 and 31 December 2020 (both dates inclusive). The relevant AXA policy (or policies) must be incepted by 31 January 2021 to be eligible for this promotion.

2.2 This promotion is applicable for all premium payment modes (monthly, quarterly, semi-annual, annual) of the Eligible Plan(s). This campaign is applicable for cash plans only.

2.3 Kindly refer to https://www.axa.com.sg/health-insurance/mums-advantage and https://www.axa.com.sg/health-insurance/family-advantage for the latest list of eligible products for AXA Mum’s Advantage and AXA Family Advantage bundled plans.

2.4 To be eligible for the Cash Rebate, the bundled basic plan of Mum’s Advantage and Family Advantage will need to meet minimum of S$1,200 annualised premiums.

2.5 The amount of Cash Rebate that the Policyholders receive will be the basic single premium of MumCare or MumCare Plus that they have purchased, excluding any premium loading. The cash rebate is capped at S$400 per Policyholder.

2.6 For example: Customer Mary, age 30, non-smoker has gone through IVF and is currently pregnant with a baby girl. She decided to purchase AXA Flexi Protector and MumCare under Mum’s Advantage.

MUM’S ADVANTAGE Annualised Premium Loading Cash RebateAXA FLEXI PROTECTOR S$1,200.00 NIL NILMUMCARE S$333.90 S$333.90 S$334.00

2.7 This Cash Rebate is a one-time promotion and shall be rounded up to the nearest dollar. 2.8 Customers will receive the Cash Rebate via their PayNow account registered with their NRIC, except for overseas customers

who will be receiving the Cash Rebate via telegraphic transfers. We do not credit Cash Rebate to PayNow accounts registered with mobile numbers due to security concerns. PayNow will be the only crediting mode to receive the Cash Rebate for this promotion.

2.9 To be eligible for the Cashback, Policyholders must not cancel their AXA plan(s) during the fourteen-day (14-day) free look period.

2.10 Policyholders who qualify for this promotion and still have their eligible AXA policies inforce after the free look period will receive a notification from AXA by 31 March 2021.

2.11 The Cash Rebate is not exchangeable for any other promotional items or gifts.2.12 AXA reserves the right to replace or substitute the Cash Rebate with another item of equivalent value without giving

Policyholders prior notice.

3. Enhanced protection while you savour the good life3.1 This promotion is applicable for all new applications submitted and received by AXA between 26 June 2020 to 31 December

2020 (both dates inclusive). The relevant AXA policy (or policies) must be incepted by 31 January 2021 to be eligible for this promotion. This promotion is applicable to policy term 10 years and above and policy in SGD currency only. All Singapore Residents aged between 0 to 60 (age nearest birthday), standard lives, are eligible to apply. For purchase of multiple Eligible Policies with the same life assured, only the first issued Eligible Policy will be entitled to extra life coverage (“Extra Cover”). Only applicable to policies that go through full underwriting.

3.2 The Extra Cover applies to AXA Term Protector, AXA Term Protector Prime, Advance Total and Permanent Disability (TPD) rider, Advance Critical Illness (CI) rider and Early Critical Illness (Early CI) rider (respectively defined in the terms of the Eligible Policy), provided that these eligible riders are attached to the Eligible Policy. The Extra Cover is at no additional cost and will cease after the 3rd policy year.

3.3 The original Sum Assured and Extra Cover of the Eligible Policy and its eligible riders are subject to a maximum limit of S$2.5 million per life insured under this campaign. Normal aggregation rules still apply.

3.4 The Extra Cover on TPD and the total Extra Cover on CI and/or Early CI shall not exceed the amount of Extra Cover on death at any point of time.

3.5 The Riders will enjoy up to 50% additional Sum Assured on its Extra Cover, subject to the maximum percentage of Extra Cover on Death offered in the Eligible Policy.

Sum Assured Extra Cover % of Extra Cover TotalDeath S$2.00M S$0.50M

(subject to S$2.50M)25% S$2.50M

Advanced CI S$0.60M S$0.15M 25% S$0.75MEarly CI S$0.40M S$0.10M 25% S$0.50M

3.6 The Extra Cover will immediately cease when the Eligible Policy is at any time free-look, terminated, surrendered or allowed to lapse.

3.7 The Extra Cover will be reinstated together when the Eligible Policy and eligible riders are reinstated, subject to the reinstatement terms and conditions in the General and Supplementary Provisions.

3.8 Both Convertibility & Indexation options are not applicable to the Extra Cover. 3.9 There will be no change in the Extra Cover in the event Life Insured choose to increase base cover after policy is issued.

Year Base Cover Extra Cover Total CoverUpon issued S$1.00M S$0.50M S$1.50MWithin 12 months Increase to S$1.50M Still remains at S$0.50M S$2.00M

3.10 In the event Policyholders choose to reduce Sum Assured after policy is issued, the Extra Cover will be revised down proportionally.

Year Base Cover Extra Cover Total Cover1 S$1.00M S$0.50M S$1.50M2 Decrease to S$0.50M Revise to S$0.25M S$0.75M

3.11 In the event Policyholders choose to add riders after the policy has been issued, no Extra Cover will be given for the newly added riders.

3.12 Within 2 months from expiry of the Extra Cover, Policyholders may apply without medical underwriting to increase the Sum Assured (subject to General and Supplementary Provisions wordings) of the Eligible Policy and its eligible riders, up to the maximum of the prevailing Sum Assured and Extra Cover before the Extra Cover expires. The premium will be increased accordingly to the increase in Sum Assured.

3.13 The usual exclusions, waiting period and survival period will apply the same to the Extra Cover.3.14 The Extra Cover is not transferrable or exchangeable for cash, credit or any other goods and services.

4. Long-term peace of mind and financial securityEligible riders attached to AXA Term Protector or AXA Term protector Prime are TPD rider and CI Accelerator rider. Visit https://www.axa.com.sg/promotions/axa-life-treasure-multiplier-benefit-rider-premium and https://www.axa.com.sg/promotions/axa-term-protector-premium for more information.

5. Healthcare services at your fingertips5.1 Video consultation service is applicable to registrations submitted via https://www.axa.com.sg/inquiry/video-consultation

between 23 July to 31 December 2020 (both dates inclusive).5.2 All video consultations and delivery of medicine will be waived off till 30 June 2021 (exclude medication charges). 5.3 You do not need to sign up for any insurance policy to be eligible for the video consultation services.

All decisions made by AXA in connection with this promotion (including the interpretation of these Terms and Conditions) shall be final and binding on all participants of the promotion. Appeals will not be entertained.AXA shall not be liable for any liabilities, losses, damages, costs and expenses in connection with or resulting from this promotion. In any dispute, the AXA’s decision will be absolute and final.

Important InformationThe applicable plans are underwritten by AXA Insurance Pte Ltd (“AXA”). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract.

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial consultant before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you.

Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs and the surrender value payable may be less than the total premiums paid.

Buying an Investment-Linked Policy (“ILP”) comes with investment risks, as the value of units in the ILP Subfund(s) and income accruing to the units, if any, may rise or fall, which may lead to possible loss of the principal amount invested. Past performance figures shown are not indicative of future performance.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. The benefits of the policy will only be payable upon an accident occurring. It is usually detrimental to replace an existing personal accident policy with a new one.

A Product Summary with details on product features and charges and a Product Highlights Sheet in relation to the ILP Sub-fund(s) are available and may be obtained from a financial consultant representing AXA. You should read them before deciding whether to subscribe for units in the ILP Sub-fund(s).

Protected up to specified limits by SDIC.

This advertisement has not been reviewed by Monetary Authority of Singapore. All information is correct as of 1 October 2020.

AXA Insurance Pte Ltd (Company Reg No. 199903512M)8 Shenton Way #24-01 AXA Tower Singapore 068811

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BACK BY POPULAR DEMAND

Access to Telemedicine with waiver of consultation costs and delivery fee for medication5 – Waived until 30 June 2021 – No purchase of insurance policy required

Healthcare services at your fingertips

Extra cash to pamper yourself

Cash rebate of up to S$1,000

NEW

Eligible Products Selected AXA Regular Premium Plan(s)1.3

Enhanced protection with no additional cost

Up to additional 50% sum assuredfor 3 years at no additional cost3.2

BACK BY POPULAR DEMAND

Eligible Products AXA Term Protector, AXA Term Protector Prime and selected riders3.2

Long-term peace of mind and financial security

Up to 20% perpetual discount on the premiums

BACK BY POPULAR DEMAND

Eligible Products (a) Multiplier Benefit rider attached to AXA Life Treasure (b) AXA Term Protector, AXA Term Protector Prime and selected riders4

Care for mothers and newborns

Cash rebate of up to S$400 for MumCare plan in selected bundles

NEW

Eligible Products AXA Family Advantage bundle or AXA Mum’s Advantage bundle with minimum annualised premium of S$1,2002.3