affordable housing as easy as 123

Goodwin Memorial Chapel

Affordable Housing As Easy As

Copyright © 2008 Century 21 Real Estate LLC. All rights reserved. Lisa A. Thompson – 312-569-0359

• Grace and peace to you. Thank

you for giving us this opportunity to

share this valuable information with

you. We hope that you will be

blessed by the information that we

share today. Please feel free to call

us at anytime for more information.

Copyright © 2008 Century 21 Real Estate LLC. All rights reserved.

TODAY’S PRESENTERS

Lisa Thompson – Century 21 S.G.R., Inc.

Alex Eiland – BMO Harris


Are people really buying homes?....


Existing Home Sales

12,474 Homes

Sell Every Day

and 8,346 Buyers

Receive a Mortgage

Chicago – April 2012 1,612 homes sold 6.6%

increase in sales from YTD

2011

NAR 3/2012 5


Is this really the right

time to buy real estate?

6


Price Rate* P&I**

2003 250,000 5.83 1,471.66

TODAY 250,000 4.00 1,193.54

Monthly Savings 278.12

Same Price, Major Difference in Cost

* Freddie Mac 30 Year Rate **Principal and Interest 7


3.75

4

4.25

4.5

4.75

5

5.25

Mortgage Rates – 30 Year Fixed

Federal Reserve

1/01/2011 Today

8

STILL NOT CONVINCED…

Let’s see what the experts say

9


Paul Diggle, property economist, Capital Economics

“The increase in households’ confidence in the outlook for

the housing market, coupled with a gradual improvement

in the pace of the economic recovery, should drive a rise in

home sales later this year.”

Doug Duncan, chief economist, Fannie Mae

“Conditions are coming together to encourage people to

want to buy homes. Americans’ rental price expectations

for the next year continue to rise, reaching their record

high level for our survey this month. With an increasing

share of consumers expecting higher mortgage rates and

home prices over the next 12 months, some may feel that

renting is becoming more costly and that homeownership

is a more compelling housing choice.”

10


Bears Turn Bull

Industry Analyst 2006-2007 Today

Christopher

Thornberg

Declares:“Housing is by no means

done. The worst is in front of us,

not behind us.”

“Now is a great time to buy

a home.”

John

Talbott

Authors the best-seller

“Sell Now: the End of

the Housing Bubble”

“It is now time to buy a

home.”

Ivy

Zelman

Nicknamed ‘Poison Ivy’ for her

harsh positions on housing.

“We very much believe

we’ve hit bottom.”

Mark

Kiesel

Declares: “Housing is the

next Nasdaq bubble.”

Sold his home.

Suggests others do what

he just did: buy a home

11


Return on Investment

MSN Money.com, Case Shiller

20.8

1

-22.7

34.2

-50

-30

-10

10

30

50

Dow S&P NASDAQ Real Estate

January 2000 – May 2012

12

Step 1:

Understand the buying process


Home Buying Process

14

Step 2:

Understanding the Lending Process


WHAT YOU NEED TO KNOW

ABOUT THE LENDING PROCESS

Alex Eiland

Step 3:

Cook County NSP Homes In Chicago

Heights


Mecca Companies Developments

1541 Wallace – Chicago Heights 15210 Dante- Dolton

192 East 16th St – Chicago Heights 169 East 16th St. – Chicago Heights


Cook County NSP Program

Thank you

Questions ?

Welcome Home Package

Especially for you from Century 21 SGR, Inc.


Welcome Home Package – Totally Free • Reward:

• The Welcome Home Package is available to all NHS– Neighborhood Housing Services Each registered program participant will receive a FREE - Welcome Home Package. This FREE package valued at about $4,000 will include:

• WELCOME TO THE HOME BUYING JOURNEY KIT – Kit includes buyer’s manual, organizing tools, and much more.

• PERSONAL HOME BUYING CONSULTANT and BUYER’S PLEDGE– Professionally trained and caring sales consultants will be assigned to help you through the buying process and beyond, thereby ensuring your overall success. You will receive a signed Buyer’s Pledge.

• RESOURCE GUIDE – Guide will include information regarding other resources that may be required to successfully purchase your home.

• WELCOME HOME KIT – Kit includes crucial information and tools that all homeowners must have.

• HOME PROTECTION PLAN – For purchase of $200,000 and more, each buyer will receive a free one-year home warranty plan.

• PREFERRED CLIENT CLUB® - All Welcome Home participants will be registered in the Century 21 Preferred Client Club and they will receive a free subscription to our home improvement magazine, discount coupons to local home improvement stores, and much more.

• ULTIMATE EDUCATIONAL SAVINGS PLAN - Each participate that selects Century 21 SGR, Inc. as their preferred real estate company and register for our “FREE - educational gift program” will receive up to $3,000 deposited in a 529 educational plan for each closed transaction. Fund contributions can be used to offset educational cost.

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