agent’s guide to vacant home insurance...agent’s guide to vacant home insurance coverage is...

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UNDER RENOVATION LANDLORD BETWEEN TENANTS Agent’s Guide to VACANT HOME INSURANCE Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA American Modern Insurance Company (Lic. No 2222-8). © 2018, American Modern Insurance Group, Inc. CS_N_18049_Vacant ESTATE UNDERGOING SETTLEMENT UNSOLD HOME ON THE MARKET “My customer, Linda, had an empty home for sale. I advised her to opt for a vacant dwelling policy. When her neighbor’s kid was hurt on the vacant property, she was relieved she had the right coverage in place.” – Elaine, Agent “When Mike’s mom passed away and the estate was being settled, the last thing he needed to worry about was having a vacant home on his hands. A vacant dwelling policy was just the peace of mind he needed.” – Steven, Agent “Bobby and Kat moved in with a relative for three months while their contractor renovated their home – a perfect opportunity for thieves looking for appliances, copper pipes, and building materials. Fortunately nothing happened, but with a vacant dwelling policy from American Modern, they felt more secure not being there.” – Carol, Agent “Kelly is a landlord and when she’s between tenants, I add a vacancy permission endorsement to her rental policy so her property is covered even when it’s unoccupied. Without it, a claim could be denied and she doesn’t want that! It’s fast and easy. No need to cancel one policy and write another!” – Marcus, Agent Quote American Modern ® AND SAY “YES” TO VACANT HOMES AND THEIR OWNERS. When your customer describes one of these scenarios, say “YES” with a vacant dwelling policy from American Modern.

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Page 1: Agent’s Guide to VACANT HOME INSURANCE...Agent’s Guide to VACANT HOME INSURANCE Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and

UNDER RENOVATION

LANDLORD BETWEEN TENANTS

Agent’s Guide to VACANT HOME INSURANCE

Coverage is subject to policy terms, conditions, limitations, exclusions, underwriting review and approval, and may not be available for all risks or in all states. Rates and discounts vary, are determined by many factors and are subject to change. Policies are written by one of the licensed insurers of American Modern Insurance Group, Inc., including American Modern Home Insurance Company d/b/a in CA American Modern Insurance Company (Lic. No 2222-8).

© 2018, American Modern Insurance Group, Inc.CS_N_18049_Vacant

ESTATE UNDERGOING SETTLEMENT

UNSOLD HOME ON THE MARKET“My customer, Linda, had an empty home for sale. I advised her to opt for a vacant dwelling policy. When her neighbor’s kid was hurt on the vacant property, she was relieved she had the right coverage in place.” – Elaine, Agent

“When Mike’s mom passed away and the estate was being settled, the last thing he needed to worry about was having a vacant home on his hands. A vacant dwelling policy was just the peace of mind he needed.” – Steven, Agent

“Bobby and Kat moved in with a relative for three months while their contractor renovated their home – a perfect opportunity for thieves looking for appliances, copper pipes, and building materials. Fortunately nothing happened, but with a vacant dwelling policy from American Modern, they felt more secure not being there.” – Carol, Agent

“Kelly is a landlord and when she’s between tenants, I add a vacancy permission endorsement to her rental policy so her property is covered even when it’s unoccupied. Without it, a claim could be denied and she doesn’t want that! It’s fast and easy. No need to cancel one policy and write another!” – Marcus, Agent

Quote American Modern®

AND SAY “YES” TO VACANT HOMES AND THEIR OWNERS.

When your customer describes one of these scenarios, say “YES” with a vacant dwelling policy from American Modern.