alice: a study of financial hardship in louisiana · alice lives in every town and every parish in...

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2018 REPORT IN LOUISIANA FINANCIAL HARDSHIP A STUDY OF ALICE: ALICE ® is an acronym for Asset Limited, Income Constrained, Employed. The United Way ALICE Project is a collaboration of United Ways in Connecticut, Florida, Hawai‘i, Idaho, Indiana, Iowa, Louisiana, Maryland, Michigan, New Jersey, New York, Ohio, Oregon, Texas, Virginia, Washington, and Wisconsin.

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Page 1: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2018REPORT

IN LOUISIANAFINANCIAL HARDSHIPA STUDY OFALICE:

ALICE® is an acronym for Asset Limited, Income Constrained, Employed.

The United Way ALICE Project is a collaboration of United Ways in Connecticut, Florida, Hawai‘i,Idaho, Indiana, Iowa, Louisiana, Maryland, Michigan, New Jersey, New York, Ohio, Oregon, Texas,Virginia, Washington, and Wisconsin.

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REGIONAL MAP OF LOUISIANAUnited Way ALICE Project Participants

Learn more here: www.launitedway.org/ALICE

United Way of Northwest Louisiana

www.unitedwaynwla.org820 Jordan Street, Suite 370

Shreveport, LA 71101

United Way of Southeast Louisiana

www.unitedwaysela.org2515 Canal Street

New Orleans, LA 70119

United Way of Southwest Louisiana

www.unitedwayswla.org815 Ryan Street

Lake Charles, LA 70601

United Way of St. Charles

www.uwaysc.org13207 River RoadLuling, LA 70070

St. John United Way

www.stjohnunitedway.org408 Belle Terre Boulevard

LaPlace, LA 70068

Capital Area United Waywww.cauw.org

700 Laurel StreetBaton Rouge, LA 70802

St. Landry – Evangeline United Waywww.uwsle.org

5367 I-49 S. Service Road Opelousas, LA 70570

United Way of Acadiana

www.unitedwayofacadiana.org215 E. Pinhook RoadLafayette, LA 70501

Represents parish location of regional United Way office.

United Way of Iberia, Inc.

www.unitedwayofiberia.org1101 East Admiral Doyle, Suite 207

New Iberia, LA 70560

United Way of Central Louisianawww.uwcl.org

1101 4th Street, Suite 202Alexandria, LA 71301

United Way of Northeast Louisianawww.unitedwaynela.org

1201 Hudson LaneMonroe, LA 71201

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LETTER TO THE COMMUNITYDear Louisianans,

From her home in Arnaudville, Amanda sometimes feels invisible. Even though she gets her kids ready for school every morning and she goes to work at least five days a week at a job she’s had for nearly a decade, she lives in a constant state of robbing Peter to pay Paul. She does her best to put food on the table for her children, keep the lights on, make sure there’s a non-leaky roof over her family’s heads — and she prays that her car doesn’t break down.

Amanda is not alone. She is ALICE. Like many throughout Louisiana, no matter how hard she works, she still cannot afford to make ends meet.

ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers, mechanics, and waiters and waitresses. They are our friends, family, and people we rely on every day. Until the arrival of the United Way ALICE Project in Louisiana, ALICE was an invisible group with serious struggles and with little public attention.

To provide a better understanding of ALICE, United Ways throughout Louisiana share this update, which advances the data on ALICE in Louisiana by one year, since our last report was released in 2017.

This United Way ALICE Report for Louisiana reveals that 29 percent, or nearly 500,000, of Louisiana households are ALICE and another 19 percent live in poverty. Together, 48 percent of all Louisiana households cannot afford basic expenses — housing, child care, food, transportation, health care, cell phone access, and taxes.

One of our goals in releasing this Report is to provide real data to help families like Amanda’s feel less invisible and to find better ways to improve their lives by informing policy makers, coalitions, organizations, employers, and the general public.

This United Way ALICE Report for Louisiana is made possible by generous corporate support from the Entergy Corporation. As our sponsor and as a National ALICE Advisory Council member, Entergy supports ALICE research in our state and around the nation. The Louisiana Association of United Ways is also grateful for the partnership of Louisiana United Ways and the countless governmental, nonprofit, and business partners who work to find ways to help ALICE.

The United Way ALICE Report with parish-level information is available online at www.launitedway.org. If you would like to contact us about ALICE, please email us at [email protected].

Join us in the fight for families like Amanda’s who feel invisible in their struggle to feed their children and hopeless when it comes to achieving financial stability. When Louisiana’s ALICE households can improve their financial status so they are not struggling to make ends meet, we are all stronger and more prosperous.

Sincerely,

Sarah H. Berthelot President and CEO, Louisiana Association of United [email protected] @sarahberthelot #ALICELA #meetALICE

Cover caption: Joycelyn Mackey, who works at Russell’s Grocery in Arnaudville, assists Amanda and her two youngest children, sons Jace and Jayden, as the family buys groceries.

ALICE Project Participants

Capital Area United Way George H. Bell President/CEO www.cauw.org

St. John United Way Artis Williams Executive Director www.stjohnunitedway.org

St. Landry – Evangeline United Way Ginger LeCompte Executive Director www.uwsle.org

United Way of Acadiana Margaret H. Trahan President/CEO www.unitedwayofacadiana.org

United Way of Central Louisiana David Britt President www.uwcl.org

United Way of Iberia Corleen Rouly Executive Director www.unitedwayofiberia.org

United Way of Northeast Louisiana Janet S. Durden President www.unitedwaynela.org

United Way of Northwest Louisiana Bruce Willson, Jr. President & CEO www.unitedwaynwla.org

United Way of Southeast Louisiana Michael Williamson President/CEO www.unitedwaysela.org

United Way of Southwest Louisiana Denise Durel President/CEO www.unitedwayswla.org

United Way of St. Charles John Dias Executive Director www.uwaysc.org

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NATIONAL ALICE ADVISORY COUNCILThe United Way ALICE Project is partially funded and supported by the National ALICE Advisory Council, a body of corporate and national organizations convened to elevate ALICE’s voice to a national level. The Council is a forum for sharing experiences, developing best practices, and building innovative impact strategies to stabilize ALICE households and our broader economy. Current members include:

Aetna Foundation � Alliant Energy � AT&T � Atlantic Health System � Deloitte � Entergy Johnson & Johnson � KeyBank � Novartis Pharmaceuticals Corporation � OneMain Financial RWJBarnabas Health � Thrivent Financial Foundation � Union Bank & Trust � UPS � U.S. Venture

Dear Louisianans:

At Entergy, our focus on ALICE is rooted in the economic reality of the communities we serve — we know ALICE well.

ALICE families matter deeply to our business, as they should for all businesses, because when ALICE suffers, we all suffer. Poverty has a destabilizing impact on the economy of our communities, from mom-and-pop businesses to Fortune 500 corporations.

Our team at Entergy is as concerned about keeping power flowing for customers who are struggling financially as we are for those who are without power because of a storm or other issue. What that means is a commitment to attack the root causes of poverty, which we took on as a corporate cause with the formation of the low-income customer service initiative.

Entergy has developed four practical ways companies can get involved and be a part of the solution:

1. Recognize that ALICE is in our workforce. Offering competitive wages and benefits is a givenfor companies like Entergy that seek to be an employer of choice. Even so, from time to time,employees may find themselves in a position where they need help.

2. Business can help through investments in workforce development to equip ALICE with skills to landa living-wage job. Entergy created a five-year, $5-million initiative to provide workforce training tohelp equip unemployed and underemployed adults for high-demand, high-wage jobs.

3. Businesses and corporations can partner with organizations and causes that have established trackrecords for success in lifting up ALICE. For Entergy, this has meant galvanizing efforts around theEarned Income Tax Credit, the nation’s most effective federal poverty alleviation program.

4. Businesses and corporations can help ALICE by supporting sound public policy at the local, state,and federal levels.

Equipping ALICE families with the tools to succeed is both practical and possible. ALICE represents our collective reality. What we do to help ALICE represents our collective future.

We are pleased to work with Louisiana United Ways and appreciate that partnership as we work together to build stronger financial stability for hardworking families throughout our state.

Sincerely,

D. Patricia Riddlebarger Vice President Corporate Social Responsibility, Entergy Corporation

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THE ALICE RESEARCH TEAMThe United Way ALICE Project provides high-quality, research-based information to foster a better understanding of who is struggling in our communities. To produce the United Way ALICE Report for Louisiana, a team of researchers collaborated with a Research Advisory Committee, composed of 24 representatives from across Louisiana, who advised and contributed to the report. This collaborative model, practiced in each state, ensures each report presents unbiased data that is replicable, easily updated on a regular basis, and sensitive to local context. Working closely with United Ways, the United Way ALICE Project seeks to equip communities with information to create innovative solutions.

Lead ResearcherStephanie Hoopes, Ph.D., is the lead researcher and director of the United Way ALICE Project. Dr. Hoopes began this effort with a pilot study of a more accurate way to measure financial hardship in Morris County, New Jersey in 2009. Since then, she has overseen its expansion into a broad-based, state-by-state research initiative now spanning 18 states across the country. Her research on the ALICE population has garnered both state and national media attention.

Before joining United Way full time in 2015, Dr. Hoopes taught at Rutgers University and Columbia University. Dr. Hoopes has a doctorate from the London School of Economics, a master’s degree from the University of North Carolina at Chapel Hill, and a bachelor’s degree from Wellesley College.

Dr. Hoopes is on the board of directors of the McGraw-Hill Federal Credit Union, and she received a resolution from the New Jersey General Assembly for her work on ALICE in 2016.

Research Support TeamAndrew Abrahamson Madeline Leonard Dan Treglia, Ph.D.

ALICE Research Advisory Committee for LouisianaMelanie Bronfin, J.D. Louisiana Policy Institute for Children

Lisanne F. Brown, Ph.D., M.P.H. Louisiana Public Health Institute

Tristi Charpentier Huey and Angelina Wilson Foundation

Pearson Cross, Ph.D. University of Louisiana at Lafayette

Jerome Cox, Ph.D. Milestones Counseling Services, LLC

Steven J. Dick, Ph.D. University of Louisiana at Lafayette, Communications Department

Robert Eisenstadt, Ph.D. University of Louisiana at Monroe

Barry Erwin Council for a Better Louisiana

Lamar M. Gardere The Data Center

Jerry W. Jones, Jr. St. John The Baptist Parish Economic Development

Sandra McQuain England Economic and Industrial Development District

Jan Moller Louisiana Budget Project

Susan East Nelson, J.D. Louisiana Partnership for Children and Families

Brigitte T. Nieland Louisiana Association for Business and Industry

Davy Norris, Ph.D. Louisiana Tech University

Patty Riddlebarger Entergy Corporation

Bill Rodier St. Landry Parish Economic Development

Randall E. Roach, J.D. Former Mayor of Lake Charles

Alex Posorske Ride New Orleans

Bently B. Senegal, C.P.A., C.G.M.A. Our Lady of Lourdes Regional Medical Center

Adrienne C. Slack Federal Reserve Bank of Atlanta

John Warner Smith Education’s Next Horizon

Monty Sullivan, Ed.D. Louisiana Community and Technical College System

Adren O. Wilson, Ph.D. Deputy Chief of Staff Louisiana Office of the Governor

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THE UNITED WAY ALICE PROJECTThe United Way ALICE Project provides a framework, language, and tools to measure and understand the struggles of a population called ALICE — an acronym for Asset Limited, Income Constrained, Employed. ALICE is the growing number of households in our communities that do not earn enough to afford basic necessities. This research initiative partners with state United Way organizations to present data that can stimulate meaningful discussion, attract new partners, and ultimately inform strategies for positive change.

Based on the overwhelming success of this research in identifying and articulating the needs of this vulnerable population, the United Way ALICE Project has grown from a pilot in Morris County, New Jersey in 2009, to the entire state of New Jersey in 2012, and now to the national level with 18 states participating. Louisiana United Ways are proud to join the more than 540 United Ways in these states that are working to better understand ALICE’s struggles. Organizations across the country are also using this data to address the challenges and needs of their employees, customers, and communities. The result is that ALICE is rapidly becoming part of the common vernacular, appearing in the media and in public forums discussing financial hardship in communities nationwide.

Together, United Ways, government agencies, nonprofits, and corporations have the opportunity to evaluate current initiatives and discover innovative approaches that give ALICE a voice, and create changes that improve life for ALICE and the wider community.

To access reports from all states, visit UnitedWayALICE.org

States With United Way ALICE Reports

MarylandDistrict ofColumbia

Oregon

Nevada

California

Washington Montana

Idaho

North Dakota

Wyoming

South Dakota

Nebraska

Kansas

Minnesota

Wisconsin

Illinois

Missouri

Iowa

Oklahoma

Texas

ColoradoUtah

Arizona New MexicoArkansas Tennessee

Kentucky Virginia

Pennsylvania

Delaware

ConnecticutRhode Island

Massachusetts

New HampshireVermont

Maine

New Jersey

New York

North Carolina

South Carolina

Indiana

Michigan

Ohio

Alabama

Georgia

Florida

MississippiLouisiana

Hawai‘i

Alaska

West Virginia

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ALICE

IN LO

UISIA

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TABLE OF CONTENTSEXECUTIVE SUMMARY ..................................................................................................................................... 1

ALICE BY THE NUMBERS .................................................................................................................................6

THE HOUSEHOLD SURVIVAL BUDGET ............................................................................................................. 15

ALICE IN THE WORKFORCE .............................................................................................................................17

EMERGING TRENDS ......................................................................................................................................22

NEXT STEPS ..................................................................................................................................................30

INDEX OF FIGURESFigure 1. Household Income, Louisiana, 2010 to 2016 ..............................................................................................6

Figure 2. Household Income by Age of Head of Household, Louisiana, 2010 to 2016 ............................................ 7

Figure 3. Households Below ALICE Threshold (BAT), by Age and Race/Ethnicity, Louisiana, 2010 to 2016 ........9

Figure 4. Single or Cohabiting (Under 65) Households, No Children, by Income, Louisiana, 2010 to 2016 ....... 10

Figure 5. Families With Children by Income, Louisiana, 2010 to 2016 ...................................................................11

Figure 6. Percent of Households Below the ALICE Threshold by Parish, Louisiana, 2010 and 2016 ................... 12

Figure 7. Percent of Households Below the ALICE Threshold by New Orleans Neighborhood, 2016 ................... 13

Figure 8. Household Survival Budget, Louisiana Average, 2016 ........................................................................... 15

Figure 9. Household Survival Budget, Family of Four, Louisiana Parishes, 2016 ................................................ 16

Figure 10. Number of Jobs by Hourly Wage, Louisiana, 2016 ................................................................................. 18

Figure 11. Top 20 Occupations by Employment and Wage, Louisiana, 2016 .......................................................... 19

Figure 12. Private-Sector Employment by Firm Size, With Average Annual Wages, Louisiana, 2016 ................ 20

Figure 13. Percent Employment by Firm Size, Louisiana, 2016 .............................................................................. 21

Figure 14. Population Projection, Louisiana, 2010 to 2040................................................................................... 22

Figure 15. Population Inflows and Outflows, Louisiana, 2016 ................................................................................23

Figure 16. Job Projections, Louisiana, 2016 to 2026 ..............................................................................................26

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EXECUTIVE SUMMARYIn Louisiana, 828,255 households — 48 percent — could not afford basic needs such as housing, child care, food, transportation, health care, and technology in 2016.

This update of the United Way ALICE Report for Louisiana provides the most comprehensive look at the population called ALICE — an acronym for Asset Limited, Income Constrained, Employed. ALICE households have incomes above the Federal Poverty Level (FPL), but struggle to afford basic household necessities.

The Report describes the cost of basic needs for each parish in Louisiana, as well as the number of households earning below this amount — the ALICE Threshold — and focuses on how households have fared since the Great Recession ended in 2010.

Despite overall improvement in employment and gains in median income, the economic recovery in Louisiana has been uneven. Many ALICE households continue to face challenges from low wages, reduced work hours, depleted savings, and increasing costs. For the many households that earned just above the ALICE Threshold in the past, the increases in the cost of living have pushed them below the Threshold and into financial hardship. The total number of Louisiana households that cannot afford basic needs increased 21 percent from 2010 to 2016.

This Report focuses on trends in Louisiana that led to more families becoming unable to make ends meet. Key findings include:

• Households continue to struggle: Of Louisiana’s 1,729,126 households, 19 percent lived in poverty in2016 and another 29 percent were ALICE. Combined, 48 percent (828,255 households) had income belowthe ALICE Threshold, up from 41 percent in 2010.

• Basic cost of living still on the rise: The cost of basic household expenses increased steadily inLouisiana to $53,988 for a family of four (two adults with one infant and one preschooler) and $19,548 fora single adult in 2016. These bare-minimum budgets are significantly higher than the 2016 FPL of $24,300for a family of four and $11,880 for a single adult. The cost of the family Household Survival Budgetincreased by 33 percent from 2010 to 2016.

• Changes in the workforce: Although unemployment rates are falling, ALICE workers are still struggling.Low-wage jobs dominate the employment landscape in Louisiana, with 66 percent of all jobs payingless than $20 per hour. At the same time, an increase in contract jobs and on-demand jobs is leading toless financial stability. Gaps in wages are growing wider and vary depending on the size and location ofemployers as well as the gender, education, and race/ethnicity of workers.

• Emerging trends: Several trends could impact the economic landscape for ALICE families:

• The Changing American Household — Baby boomers are aging, millennials are making differentlifestyle and work choices than previous generations, and patterns of domestic and foreign migrationare shifting. These trends are changing both household composition and demands for goods andservices.

• Market Instability — A globally connected economy means that economic disruptions and naturaldisasters in one part of the world will increasingly have an impact on ALICE workers in the U.S.,contributing to employment instability, shifting supply and demand, and a disruption in traditionalmodes of operation.

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• Health Inequality — As health costs rise, there will be increasing disparities in health according toincome. Expensive medical advances that are out of reach of lower-income households will onlyfurther this divide.

The United Way ALICE Report for Louisiana offers an enhanced set of tools for stakeholders to measure the real challenges ALICE households face in trying to make ends meet. This information is presented to enable communities to move beyond stereotypes of “the poor” and an outdated FPL, and instead use data to inform programmatic and policy solutions for ALICE and communities, now and for the future.

RESEARCH FRAMEWORKGLOSSARYALICE is an acronym that stands for Asset Limited, Income Constrained, Employed, comprising households with income above the Federal Poverty Level but below the basic cost of living. A household consists of all the people who occupy a housing unit but does not include those living in group quarters such as a dorm, nursing home, or prison.

The Household Survival Budget calculates the actual costs of basic necessities — housing, child care, food, transportation, health care, technology (a smartphone), and taxes — in Louisiana, adjusted for different parishes and household types.

The ALICE Threshold is the average income that a household needs to afford the basic necessities defined by the Household Survival Budget for each parish in Louisiana. Households earning below the ALICE Threshold include both ALICE and poverty-level households.

WHAT’S NEW Every two years, the United Way ALICE Project engages a national Research Advisory Committee of external experts to scrutinize the ALICE methodology and sources. This rigorous process results in enhancements that ensure the best local data is presented. While these changes impact specific calculations, the overall trends have remained the same.

For this Report, the following changes have been incorporated:

The inclusion of technology: Technology has become a regular part of life, and smartphones in particular are an expectation for employment. The Household Survival Budget now includes the cost of a smartphone plan for each adult.

The source for state taxes has been updated: To provide greater consistency across states and reduce the complexity of calculations while maintaining accuracy, the Report uses the Tax Foundation’s individual income tax rates and deductions for Louisiana instead of state-level tax sources. Louisiana’s Individual Income Tax Forms and Instructions are used to confirm state tax deductions and exemptions, such as the Personal Tax Credit. This change resulted in slight changes in tax amounts; budgets have been recalculated for 2010, 2012, and 2014. To ensure consistency in change-over-time comparisons, the data for previous years — 2010, 2012, and 2014 — has been recalculated and is presented in this Report. For example, the old Report stated that 723,077 households (42 percent) had income below the ALICE Threshold in 2014, the new Report presents that 732,634 households (43 percent) had income below the ALICE Threshold in 2014.

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Change over time: The 2015 United Way ALICE Report measured change before and after the Great Recession, in 2007 and 2010. This Report focuses on the recovery, measuring change from the baseline of 2010, followed by the even years since — 2012, 2014, and 2016.

Additional geographic data available: More ALICE data is available at the local level at UnitedWayALICE.org including by: subcounty, place, zip code, Public Use Microdata Area, and congressional district.

METHODOLOGY NOTESThis Report remains focused on the parish level because state averages can mask significant differences between parishes. For example, the percentage of households below the ALICE Threshold ranges from 27 percent in Cameron Parish to 75 percent in East Carroll Parish. The Report examines issues surrounding ALICE households from different angles to draw the clearest picture with the range of data available. Sources include the American Community Survey, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, the Bureau of Labor Statistics at the U.S. Department of Labor, the Internal Revenue Service, the Tax Foundation, and the Louisiana Department of Education. State, parish, and municipal data is used to provide different lenses on ALICE households. The data are estimates; some are geographic averages, others are one- or five-year averages depending on population size.

Due to different rounding conventions in different data sources, total percentages may vary by +/-1 percent from 100 percent for a group. Typically, we present rounded numbers to make the ALICE data as clear as possible to a general audience.

The United Way ALICE Reports follow the U.S. Census classifications for the largest non-White populations: Black, Asian, Hispanic, and American Indian/Alaska Native, as well as people identifying as two or more races. Because people of any race, including Whites, can also be of Hispanic ethnicity, the ALICE data looks at White, Black, Asian, and American Indian/Alaska Native categories “alone” (i.e., not also Hispanic), as well as at Hispanic populations.

In Louisiana, ALICE data is only available for White, Black, Hispanic, and Asian populations; the American Community Survey does not provide income data on other race/ethnicity categories because they have small samples, so ALICE statistics are not available. Less than 1 percent of households in Louisiana identify themselves as American Indian/Alaskan Native, another 2 percent identify as “Some Other Race,” and 2 percent also identify as being of “Two or More Races” (American Community Survey, 2016).

For a more detailed description of the methodology and sources, see the Methodology Overview on our website, UnitedWayALICE.org/methodology. For a breakdown of the data by parish and municipality, see the Parish Pages and Data File at UnitedWayALICE.org/Louisiana (under “Downloads”).

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AT-A-GLANCE: LOUISIANA2016 Point-in-Time Data

Population: 4,681,666 | Number of Parishes: 64 | Number of Households: 1,729,126

How many households are struggling?

How much does ALICE earn?

What does it cost to afford the basic necessities?Despite a low rate of inflation nationwide — 9 percent from 2010 to 2016 — the bare-minimum Household Survival Budget increased by 16 percent for a single adult and 33 percent for a family. Affording only a very modest living, this budget is still significantly more than the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four.

Household Survival Budget, Louisiana Average, 2016

SINGLE ADULT 2 ADULTS, 1 INFANT, 1 PRESCHOOLER Monthly Costs Housing $517 $715

Child Care $- $996

Food $164 $542

Transportation $322 $644

Health Care $196 $726

Technology $55 $75

Miscellaneous $148 $409

Taxes $227 $392

Monthly Total $1,629 $4,499

ANNUAL TOTAL $19,548 $53,988

Hourly Wage* $9.77 $26.99*Full-time wage required to support this budget

In Louisiana, 66 percent of jobs pay less than $20 per hour, with more than two-thirds of those jobs paying less than $15 per hour. Another 29 percent of jobs pay from $20 to $40 per hour. Only 4 percent of jobs pay from $40 to $60 per hour.

ALICE, an acronym for Asset Limited, Income Constrained, Employed, comprises households that earn more than the Federal Poverty Level but less than the basic cost of living for the state (the ALICE Threshold). Of Louisiana’s 1,729,126 households, 334,779 earn below the Federal Poverty Level (19 percent) and another 493,476 (29 percent) are ALICE.

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Sources: Point-in-Time Data: American Community Survey, 2016. ALICE Demographics: American Community Survey and the ALICE Threshold, 2016. Wages: Bureau of Labor Statistics, 2016b. Budget: Consumer Reports, 2017; U.S. Department of Housing and Urban Development, 2016; U.S. Department of Agriculture, 2016; Bureau of Labor Statistics, 2016a; Internal Revenue Service, 2016; Tax Foundation, 2016, 2017, and Louisiana Department of Education, 2017.

Louisiana Parishes, 2016

PARISHTOTAL

HOUSEHOLDS% ALICE & POVERTY

Acadia 22,655 47%

Allen 7,881 57%

Ascension 40,663 34%

Assumption 8,676 43%

Avoyelles 15,016 53%

Beauregard 13,106 43%

Bienville 5,738 48%

Bossier 47,458 46%

Caddo 96,532 53%

Calcasieu 77,029 46%

Caldwell 3,635 60%

Cameron 2,653 27%

Catahoula 3,731 54%

Claiborne 5,828 61%

Concordia 7,579 58%

De Soto 10,259 46%

East Baton Rouge 163,764 47%

East Carroll 2,557 75%

East Feliciana 6,822 48%

Evangeline 11,871 55%

Franklin 7,520 54%

Grant 7,286 52%

Iberia 26,240 50%

Iberville 11,162 47%

Jackson 6,052 48%

Jefferson 170,710 46%

Jefferson Davis 11,554 50%

Lafayette 89,130 44%

Lafourche 37,199 45%

LaSalle 5,320 52%

Lincoln 17,144 56%

Livingston 47,479 40%

Louisiana Parishes, 2016

PARISHTOTAL

HOUSEHOLDS% ALICE & POVERTY

Madison 4,080 66%

Morehouse 10,273 59%

Natchitoches 14,393 59%

Orleans 154,355 53%

Ouachita 54,349 58%

Plaquemines 8,644 48%

Pointe Coupee 8,802 46%

Rapides 47,745 47%

Red River 3,491 49%

Richland 7,581 51%

Sabine 8,984 50%

St. Bernard 14,732 52%

St. Charles 18,586 37%

St. Helena 4,033 57%

St. James 7,952 36%

St. John the Baptist 15,363 45%

St. Landry 30,302 57%

St. Martin 19,268 49%

St. Mary 20,164 50%

St. Tammany 92,205 36%

Tangipahoa 47,756 48%

Tensas 1,941 66%

Terrebonne 40,102 48%

Union 8,194 55%

Vermilion 21,743 44%

Vernon 17,789 51%

Washington 17,487 58%

Webster 15,806 56%

West Baton Rouge 9,253 41%

West Carroll 4,185 49%

West Feliciana 3,879 49%

Winn 5,440 57%

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ALICE BY THE NUMBERSIn Louisiana, ALICE households exist in all age groups, across all races and ethnicities, in single and two-parent families, and with or without children. They exist in all parts of the state, from urban New Orleans to the suburbs of Baton Rouge to rural communities in Lincoln and Beauregard parishes. This section drills down to reveal demographic differences of ALICE and poverty-level households by age, race and ethnicity, and household type over time. It also reports on important local variations that are often masked by state averages.

Overall population changes: In Louisiana, the total number of households increased by 3 percent between 2010 and 2016 to 1,729,126. But the number of ALICE and poverty-level households increased even more, from 683,897 in 2010 to 828,255 in 2016, a 21 percent increase (Figure 1).

• Poverty: The number of households in poverty — defined in 2016 as those earning at or below $11,880for a single adult and $24,300 for a family of four — grew from 295,562 in 2010 to 334,779 in 2016, a 13percent increase. The proportion of all households that were in poverty grew from 18 percent to 19 percentduring that period.

• ALICE: The number of ALICE households increased from 388,335 in 2010 to 493,476 in 2016, a 27 percent increase. The proportion of all ALICE households rose from 23 percent to 29 percent during that period.

Figure 1.Household Income, Louisiana, 2010 to 2016

Source: American Community Survey, 2010-2016, and the ALICE Threshold, 2010-2016; for additional data and ALICE Methodology, see UnitedWayALICE.org

HOUSEHOLDS BY AGETwo major population bubbles are changing communities across Louisiana: The baby boomers (born between 1946 and 1964) are the largest generation, and as they age, their needs and preferences change. The second largest group is the millennials (adults born between 1981 and 1996, according to the Pew Research Center), who are making different lifestyle and work choices than previous generations. Between the two population bubbles is the smaller Generation X, made up of adults born between 1964 and 1980. To analyze general trends,

18% 19% 19% 19%

23% 22% 24% 29%

59% 59% 57% 52%

1,685,3031,719,709 1,722,841 1,729,126

00

200,000

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2010 2012 2014 2016

Poverty ALICE Above ALICE Threshold

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the ALICE data is presented by household in more precise Census age breaks: under-25, 25–44, 45–64, and 65 and older. Millennials are covered by the youngest two brackets and baby boomers by the oldest two (Colby & Ortman, 2014; Dimock, 2018).

Aging PopulationThe increase in the number of ALICE households in Louisiana is driven by older households. The number of senior households (65 years and older) increased 18 percent, from 353,704 in 2010 to 417,182 in 2016 (Figure 2). Yet the number of senior households with income below the ALICE Threshold grew at an even faster rate of 21 percent, so that by 2016, 49 percent of senior households had income below the ALICE Threshold.

The next oldest age group, households headed by 45- to 64-year-olds, decreased slightly between 2010 and 2016 (by 1 percent), yet the number of these households with income below the ALICE Threshold grew by 21 percent, a surprising drop in wealth for those in their prime earning years (American Community Survey, 2010, 2016).

Younger HouseholdsEven though the total population of millennials is growing, the number of households headed by them is decreasing. The youngest segment of the millennials, households headed by those under 25 years old, fell by 20 percent, from 87,435 households in 2010 to 70,391 in 2016, and the number with income below the ALICE Threshold fell by 5 percent. The older and larger segment of millennials, households headed by 25- to 44-year-olds, increased by 1 percent overall, and the number with income below the ALICE Threshold increased by 27 percent.

Unlike previous generations of young Americans, many millennials cannot afford to live on their own. Instead, they are more likely to live with their parents or with roommates. And for the first time in more than a century, they are less likely to be living with a romantic partner. These patterns vary among some millennials from immigrant families. Overall, people under the age of 25 who are the head of their household (i.e., don’t live with parents, older relatives, or roommates/partners) are far less likely to be able to afford basic necessities, with 79 percent of them living below the ALICE Threshold (American Community Survey, 2010, 2016; Cilluffo & Cohn, 2017; Gurrentz, 2018; W. H. Frey, 2018).

Figure 2.Household Income by Age of Head of Household, Louisiana, 2010 to 2016

20%

3%

18%

Under 25 Years 70,391

25-44 Years575,993

45-64 Years665,560

Over 65 Years417,182

TOTAL1,729,126

INCREASEDHOUSEHOLDSDECREASED

HOUSEHOLDS

27%

21%

21%

21%

Under 25 Years 55,972

25-44 Years269,447

45-64 Years297,292

Over 65 Years205,544

TOTAL828,255

INCREASEDHOUSEHOLDSDECREASED

HOUSEHOLDS BELOW ALICE THRESHOLD

1%

1%

5%

Source: American Community Survey, 2010–2016 and the ALICE Threshold, 2010–2016

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HOUSEHOLDS BY RACE AND ETHNICITYChanges in statewide demographic and income numbers are driven by changes in White (non-Hispanic) households because they make up the largest racial group in Louisiana, but these trends often mask important changes in other racial/ethnic groups. For example, in Louisiana, the number of Hispanic and Asian households grew faster than the number of White and Black households from 2010 to 2016. Hispanic households increased by 25 percent to 65,019 households, and Asian households increased by 15 percent to 23,886 households. In comparison, the number of White households remained flat, at 1,087,569 households, and Black households increased by 4 percent to 519,827 households (see the note on race/ethnicity in the Data & Methodology Box on p. 3).

A breakdown by race/ethnicity and age shows other important trends:

Most racial/ethnic groups had a decrease in young households: The number of White under-25-year-old households fell by 25 percent from 2010 to 2016. Because White households make up the largest group of under-25-year-old households, this drop caused a decrease in the overall number of young households in Louisiana. Further adding to this decrease in young households, Black and Hispanic under-25-year-old households also saw a decrease during this time period (16 percent and 15 percent, respectively). Households headed by 25- to 44-year-olds also decreased for White and Black households (both a 1 percent decrease), but for this age group, both Hispanic and Asian households increased (by 25 percent and 6 percent, respectively).

Senior households of all race and ethnic groups are increasing: White senior households (65+) are driving the overall growth in the senior population, increasing by 16 percent from 2010 to 2016, but other senior groups are experiencing significant growth as well: Asian senior households increased by 69 percent, Hispanic senior households by 36 percent, and Black senior households by 26 percent. Households headed by 45- to 64-year-olds followed a similar trend for Hispanic, Asian, and Black households (up 29 percent, 16 percent, and 3 percent, respectively). White households in this age group, however, saw a slight decrease of 1 percent.

The number of households below the ALICE Threshold increased in most groups (Figure 3): The number of households below the ALICE Threshold increased in all age and racial/ethnic groups from 2010 to 2016, with the exception of young (under-25) White, Black, and Hispanic households. The largest increases in households below the ALICE Threshold for Asian and Black households were among seniors (65+), with Asian senior households increasing by 171 percent and Black senior households by 31 percent. The greatest growth in households below the ALICE Threshold for Hispanic and White households, on the other hand, were within the 25- to 44-year-old age group, with increases of 77 percent and 25 percent respectively. White, Black, and Hispanic under-25-year-old households — the only groups that saw a decrease in ALICE households — also experienced a decrease in total households.

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Figure 3.Households Below ALICE Threshold (BAT), by Age and Race/Ethnicity, Louisiana, 2010 to 2016

Source: American Community Survey, 2010–2016 and the ALICE Threshold, 2010–2016

Under 25 Years26,570

25-44 Years108,893

45-64 Years147,428

Over 65 Years 128,665

Total Below ALICE Threshold

411,556

19%

5%

INCREASEDHOUSEHOLDS BATDECREASED

WHITE HOUSEHOLDS BAT

25%

13%

17%

9% Under 25 Years22,847

25-44 Years127,418

45-64 Years133,271

Over 65 Years66,582

Total Below ALICE Threshold

350,118

20%

INCREASEDHOUSEHOLDS BATDECREASED

BLACK HOUSEHOLDS BAT

19%

31%

19%

Lorem ipsum

77%

Under 25 Years2,931

25-44 Years18,418

45-64 Years8,933

Over 65 Years4,240

Total Below ALICE Threshold

34,522

INCREASEDHOUSEHOLDS BATDECREASED

HISPANIC HOUSEHOLDS BAT

56%

32%

64%

5% Under 25 Years1,001

25-44 Years4,495

45-64 Years3,336

Over 65 Years1,513

Total Below ALICE Threshold

10,345

54%

171%

INCREASEDHOUSEHOLDS BATDECREASED

ASIAN HOUSEHOLDS BAT

38%

50%

12%

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HOUSEHOLDS BY FAMILY TYPEThere are longstanding preconceptions about what types of families tend to be low-income — for example, homes headed by single mothers. Yet ALICE and poverty-level families exist in all configurations. There have been such dramatic changes in the living arrangements of Americans that it is important to re-evaluate these old stereotypes.

After decades of declining marriage rates across the country, along with rising levels of divorce, remarriage, and cohabitation, the household made up of a married couple with two children is no longer typical. Since the 1970s, American households have become smaller for a number of reasons: Fewer households have children, there are fewer married-couple households, and more people are living alone, especially at older ages. People are living in a wider variety of arrangements, including singles living alone or with roommates, and grown children living with parents. The share of American adults who have never been married is at a historic high (Waggoner, 2016).

In Louisiana in 2016, there were 834,429 households composed of single or cohabiting adults under the age of 65 with no children under 18 years old. They make up the largest group in Louisiana, accounting for 48 percent of all households and they have the largest number and percentage of households below the ALICE Threshold. In 2016, 409,235 of these households, 49 percent, had income below the ALICE Threshold (Figure 4), increasing from 39 percent in 2010.

Figure 4.Single or Cohabiting (Under 65) Households, No Children, by Income, Louisiana, 2010 to 2016

Source: American Community Survey, 2010-2016, and the ALICE Threshold, 2010-2016

Families With ChildrenFamilies with children are also changing, with mothers doing more paid work outside the home as the cost of living continues to rise. Nationally in 2015, 42 percent of mothers were sole or primary breadwinners, bringing in 50 percent or more of family earnings, and another 22 percent were co-breadwinners, earning 25 percent to 49 percent of earnings in 2015. Gender roles are changing as well, with fathers doing more housework and child care. Over the last 30 years, the number of stay-at-home fathers has doubled to 2.2 million, and the amount of

14% 16% 17% 17%

25% 25% 26% 32%

61% 59% 57% 51%

836,477 853,498 852,711 834,429

0

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2010 2012 2014 2016

Poverty ALICE Above ALICE Threshold

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housework fathers report doing has also doubled, to an average of nine hours a week (Cohn & Caumont, 2016; Glynn, 2016; Livingston, 2014; Parker & Livingston, 2017).

The composition of families is changing as well. Nationally, there are increasing numbers of other types of families, including those with several cohabiting generations and those with lesbian, gay, bisexual, and transgender (LGBT) parents. More than a quarter of married LGBT couples are now raising children, and the number of same-sex marriages more than doubled nationally from 2012 to 2015. During that time, the Supreme Court ruled in 2013 that the federal government must recognize state-sanctioned same-sex marriages, and then in 2015, it ruled that all states must allow same-sex marriages. Households with combined children from parents’ prior relationships are also on the rise. Almost one in six children under the age of 18 now lives in a family with parents and their children from previous relationships (Cohn & Caumont, 2016; Gates & Brown, 2015; Pew Research Center, 2015).

Louisiana families saw the following changes to their composition and financial status from 2010 to 2016:

• Below ALICE Threshold: Of all Louisiana families with children, there were 212,980 or 45 percent with income below the ALICE Threshold in 2016. Of these families, 28 percent were in married-parent families, 61 percent in single-female-headed families, and 11 percent in single-male-headed families.

• Married-parent families: The number of married-parent families with children fell by 6 percent from 2010 to 2016, while the number below the ALICE Threshold increased greatly, by 38 percent (Figure 5).

• Single-female-headed families: The number of single-female-headed families with children decreased by 3 percent, while the number below the ALICE Threshold increased 7 percent.

• Single-male-headed families: This smallest group by family type increased by 10 percent; the number with income below the ALICE Threshold increased at an even greater rate of 21 percent.

Figure 5.Families With Children by Income, Louisiana, 2010 to 2016

Source: American Community Survey, 2010-2016, and the ALICE Threshold, 2010-2016

Married-Couple 281,853

Single Female-Headed 154,176

Single Male-Headed41,496

TOTAL 477,525

3%

4%

6%

INCREASEDHOUSEHOLDSDECREASED

FAMILIES

Married-Couple 59,370

Single Female-Headed 130,924

Single Male-Headed22,686

TOTAL 212,980

21%

16%

INCREASEDHOUSEHOLDSDECREASED

FAMILIES BELOW ALICE THRESHOLD

7%

10%

38%

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ALICE BY PARISHContrary to stereotypes that suggest financial hardship only exists in inner cities, ALICE households live in urban, suburban, and rural areas and in every parish in Louisiana. Though the cost of living and wages differ across the state, the number of households with income below the ALICE Threshold increased across most parishes from 2010 to 2016. But there is enormous variation among parishes: The percentage of households below the ALICE Threshold ranges from 27 percent in Cameron Parish to 75 percent in East Carroll Parish (Figure 6).

Figure 6.Percent of Households Below the ALICE Threshold by Parish, Louisiana, 2010 and 2016

Source: American Community Survey, 2010, 2016, and the ALICE Threshold, 2010, 2016. Details on each parishes’ household income and ALICE demographics, as well as further breakdown by municipality, are listed in the ALICE Parish Pages and Data File at UnitedWayALICE.org/Louisiana

ALICE IN NEW ORLEANSThere is financial hardship in all New Orleans neighborhoods, yet levels of hardship vary greatly across the city (Figure 7). Households with income below the ALICE Threshold range from 8 percent in Lakewood to 90 percent or more in Fischer Development, Iberville Development, and B.W. Cooper. With significant migration occurring in the wake of Hurricanes Katrina and Rita, many New Orleans neighborhoods have changed character and composition. New investment in the city is leading to improvements in many areas, but 44 out of 71 neighborhoods still have a majority of families with income below the ALICE households. There are many low-income neighborhoods that are predominantly Black, and residents face many of the same barriers to financial stability that they have for decades (LaBorde, 2016; Housing Authority of New Orleans, 2017).

Baton Rouge

27% 75%Percent Below ALICE Threshold

New Orleans New Orleans

Baton Rouge

2010 2016

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Figure 7.Percent of Households Below the ALICE Threshold by New Orleans Neighborhood, 2016

61

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31

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71

70

69

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8% 96%Percent Below ALICE Threshold

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Key to Map: New Orleans

Neighborhoods

Total Households

Percent Below ALICE

Threshold 1 Algiers Point 1,471 34%

2 Audubon 4,893 26%

3 B.W. Cooper 272 96%

4 Bayou St. John 1,943 56%

5 Behrman 2,886 66%

6 Black Pearl 844 45%

7 Broadmoor 2,659 50%

8 Bywater 1,869 51%

9 Central Business District 1,709 36%

10 Central City 6,401 76%

11 City Park 1,405 44%

12 Desire Dev & Neighborhood 922 83%

13 Dillard 2,103 64%

14 Dixon 663 83%

15 East Carrollton 1,815 44%

16 East Riverside 1,330 42%

17 Fairgrounds 2,672 52%

18 Filmore 2,004 36%

19 Fischer Development 382 90%

20 Florida Area 606 82%

21 Florida Development N/A N/A

22 French Quarter 2,159 32%

23 Freret 753 55%

24 Garden District 1,047 23%

25 Gentilly Terrace 3,865 51%

26 Gentilly Woods 973 59%

27 Gert Town 1,149 84%

28 Hollygrove 2,116 72%

29 Holy Cross 1,258 66%

30 Iberville Development 131 91%

31 Irish Channel 1,782 41%

32 Lake Catherine 331 31%

33 Lake Terrace & Oaks 823 26%

34 Lakeshore/Lake Vista 1,477 14%

35 Lakeview 3,075 24%

36 Lakewood 658 8%

Key to Map: New Orleans

Neighborhoods

Total Households

Percent Below ALICE

Threshold 37 Leonidas 3,032 58%

38 Little Woods 13,783 68%

39 Lower Garden District 3,781 36%

40 Lower Ninth Ward 1,455 77%

41 Marigny 1,914 44%

42 Marlyville/Fontainebleau 2,503 35%

43 McDonogh 1,058 69%

44 Mid-City 5,689 61%

45 Milan 2,444 53%

46 Milneburg 1,640 58%

47 Navarre 1,217 30%

48 New Aurora/English Turn 2,111 47%

49 Old Aurora 6,730 41%

50 Pines Village 1,251 79%

51 Plum Orchard 1,612 73%

52 Pontchartrain Park 602 59%

53 Read Blvd East 2,915 40%

54 Read Blvd West 1,803 65%

55 Seventh Ward 4,932 76%

56 St. Anthony 1,770 59%

57 St. Bernard Area 1,008 79%

58 St. Claude 3,000 72%

59 St. Roch 2,784 73%

60 St. Thomas Development 1,088 79%

61 Tall Timbers/Brechtel 5,660 60%

62 Touro 1,272 29%

63 Treme’/Lafitte 2,186 74%

64 Tulane/Gravier 1,357 80%

65 U.S. Naval Support Area 794 57%

66 Uptown 2,981 29%

67 Viavant/Venetian Isles 296 88%

68 Village de l’est 2,724 61%

69 West End 1,934 24%

70 West Lake Forest 1,708 70%

71 West Riverside 2,477 37%

72 Whitney 887 67%

Source: American Community Survey, 2010, 2016, and the ALICE Threshold, 2010, 2016

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THE HOUSEHOLD SURVIVAL BUDGETThe Household Survival Budget reflects the bare minimum cost to live and work in the modern economy. In Louisiana, the average Household Survival Budget was $53,988 for a four-person family and $19,548 for a single adult in 2016 (Figure 8). The hourly wage necessary to support a family budget is $26.99 for one parent working 40 hours per week for 50 weeks per year (or $13.50 per hour each, if two parents work), and $9.77 per hour full-time for a single adult. These costs continue to increase faster than the rate of inflation.

Figure 8.Household Survival Budget, Louisiana Average, 2016

Household Survival Budget, Louisiana Average, 2016 Percent Change 2010-2016

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERSINGLE ADULT

2 ADULTS, 1 INFANT, 1 PRESCHOOLER

Monthly Costs Housing $517 $715 0% 8%

Child Care $- $996 N/A 35%

Food $164 $542 1% 10%

Transportation $322 $644 7% 7%

Health Care $196 $726 94% 79%

Technology* $55 $75 N/A N/A

Miscellaneous $148 $409 16% 33%

Taxes $227 $392 19% 120%

Monthly Total $1,629 $4,499 16% 33%

ANNUAL TOTAL $19,548 $53,988 16% 33%

Hourly Wage** $9.77 $26.99 16% 33%

* Cost of a smartphone plan for each adult, new to budget in 2016** Wage working full-time required to support this budget

Source: U.S. Department of Housing and Urban Development, 2016; U.S. Department of Agriculture, 2016; Bureau of Labor Statistics, 2016a; Internal Revenue Service, 2016; Tax Foundation, 2016, 2017; and Louisiana Department of Education, 2017. For the Methodology Overview and additional data, see our website: UnitedWayALICE.org

The cost of household basics in the Household Survival Budget — housing, child care, food, transportation, health care, technology, and taxes — increased by 16 percent for a single adult and 33 percent for a family of four from 2010 to 2016. At the same time, median earnings only increased by 14 percent in Louisiana and 11 percent nationwide, putting greater strain on households. It is important to note that the national rate of inflation — which covers many budget items that change at varying rates — was 9 percent during this time period, significantly lower than the increase in Louisiana’s Household Survival Budget.

The rise in the Household Survival Budget in Louisiana between 2010 and 2016 for a family of four was driven primarily by a 33 percent increase in the cost of child care. Budgets for households of all ages were impacted by an 87 percent increase in health care costs. Increases in health care costs are due to the addition of the Affordable Care Act insurance requirements, as well as rising out-of-pocket health care costs. Louisiana expanded Medicaid coverage in July 2016, which greatly increased the percentage of low-income Louisiana

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residents with insurance and reduced costly out-of-pocket expenses for these households. However, because the Medicaid eligibility cutoff is 138 percent of the Federal Poverty Level ($33,534 for a family of four), many ALICE families do not qualify. Since the Household Survival Budget only includes the bare minimum for each item, the lowest-cost option in 2016 was not even the least expensive Bronze Marketplace plan, which carries premiums and deductibles, but rather the penalty families were required to pay for not having health insurance. While seniors have Medicare for health insurance, they have out-of-pocket expenses, which include services and items not covered by Medicare such as vision and dental care (for more details on health care costs, see the Methodology Overview at UnitedWayALICE.org).

In addition, the 2016 budget now includes the cost of a basic smartphone plan for each adult (technology), which is a necessity of modern-day life. The big increase in taxes can largely be explained by the increase in all other budget items. As the cost of these items increased, the earnings needed to cover the expenses increased, and higher earnings resulted in a larger tax bill. Changes in tax rates were minimal from 2010 to 2016; both federal and Louisiana tax rates were flat on avereage, though tax brackets shifted (American Community Survey, 2010, 2016; Bureau of Labor Statistics, 2018a).

The cost of the Household Survival Budget varies across the state, with the highest-cost parishes located around Baton Rouge and New Orleans (Figure 9).

Figure 9. Household Survival Budget, Family of Four, Louisiana Parishes, 2016

Source: American Community Survey, 2010-2016, and the ALICE Threshold, 2010-2016

$50,532 $60,732Annual Budget

New Orleans

Baton Rouge

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ALICE IN THE WORKFORCEOverall, Louisiana’s economy did not grow from 2010 to 2016. After a strong economy throughout the 2000s, state real Gross Domestic Product (GDP) varied between $221 billion and $202 billion since 2010 (adjusted for inflation in 2009 dollars), ending with a GDP of around $206 billion in 2016. The state’s economy has been bumpy due to ups and downs in the state’s oil and natural gas industries as well as periodic regional flooding, which hurts local businesses. In addition, some regions had very strong economic growth, while others saw their economy decline. Of Louisiana’s eight metropolitan areas, two — Lake Charles and Alexandra — were among the fastest-growing economies in the U.S. by 2016, and two — Lafayette and Houma-Thibodaux — were among the most rapidly shrinking economies (U.S. Department of Commerce, 2017; U.S. Energy Information Administration, 2016).

Natural disasters, particularly floods and hurricanes, have a significant impact on Louisiana workers and businesses. In 2016, the state experienced two devastating floods: In the spring of 2016, severe flooding in northern Louisiana caused $2.3 billion in damage, and in August, flooding in the southern parts of the state caused $10.3 billion in damage. The August floods were so extensive that an estimated 20 percent of all Louisiana businesses were impacted, translating to a disruption of 14 percent of the workforce and just over $300 million in lost labor productivity (Terrell, 2016; Upton, 2017; U.S. Geological Survey, 2016).

In terms of industry, manufacturing and natural gas production increased in both output and employment, while the oil industry suffered. Low prices for oil also negatively impacted related businesses, for example, those that build oil rig components and those that transport oil and supplies to and from offshore rigs. At the same time, new investments in industry demonstrated a trend toward a diversifying state economy. Major initiatives included a $3 billion chemical plant investment in Lake Charles, a $20 million investment in general informatics in Baton Rouge, and statewide support of small firms through programs like STEP from the U.S. Small Business Administration. The Medicaid expansion in 2016 — representing a 97.5 percent federal contribution for state fiscal year 2017 — expanded and sustained the health care sector, which in turn positively impacted other sectors of the Louisiana economy (Evans, 2018; Louisiana Economic Development, 2016; Richardson, Llorens, & Heidelberg, 2018).

Despite challenges with the state’s GDP and the impacts from natural disasters, unemployment rates have shown improvement. In 2016, the unemployment rate was 7 percent, down from 10 percent in 2010. However, even with improvements in employment and productivity in some sectors, many workers in the state still don’t earn enough to cover a basic household budget. For a range of reasons — including low wages, lack of full-time work, and a reduced share of profits going to workers — ALICE households are still struggling (Bureau of Labor Statistics, 2018b).

LOW-WAGE JOBS Low-wage jobs continue to dominate the Louisiana economy, making it more challenging for workers to find jobs with wages that can support even a basic household budget. With a total of 1.9 million full- and part-time jobs in Louisiana recorded by the Bureau of Labor Statistics (BLS) in 2016, the job market has shown improvement since 2010. But 66 percent of all jobs pay less than $20 per hour, with more than two-thirds of those jobs paying less than $15 per hour (Figure 10), and with job gains the greatest in occupations that paid around $8.70 per hour (Figure 11). A full-time job that pays $15 per hour grosses $30,000 per year, which is just over half of the Household Survival Budget for a family of four in Louisiana (Bureau of Labor Statistics, 2010, 2016).

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Figure 10.Number of Jobs by Hourly Wage, Louisiana, 2016

Source: Bureau of Labor Statistics, Occupational Employment Statistics Wage Survey – All Industries Combined, 2016

Many ALICE workers are employed in the service sector, but they also work in occupations that build and repair our infrastructure and in jobs that educate and care for the workforce. Together, these workers were aptly described as “maintainers” by technology scholars Lee Vinsel and Andrew Russel in 2016. With much credit for economic growth given to “innovators” — disruptors and inventors — it is important to recognize that the majority of jobs are focused on ensuring a strong and functioning infrastructure and a healthy and educated workforce. These maintainer jobs are not only vital to a smoothly running economy but are the foundation for successful innovation. Yet despite how essential these workers are to the economy, improvements in employment and productivity still have not enabled many of them to earn enough to afford a basic household budget (Frey & Osborne, 2013; Vinsel & Russell, 2016).

The top 20 occupations employing the most people in Louisiana are predominantly maintainer jobs, which are more likely to pay low wages and be part-time, seasonal or on-demand jobs that do not provide a steady full-time salary. In 2016, only two of the top 20 occupations in the state — registered nurses and general and operations managers — paid enough to support the Household Survival Budget for a family, a minimum of $26.99 per hour (Figure 11).

The most common occupation in Louisiana, cashiers, pays a wage that is well below what is needed to make ends meet. The more than 71,000 retail salespeople make an average of $8.87 per hour, or $17,740 if working full time year-round. These jobs fall short of meeting the family Household Survival Budget by more than $35,000 per year. Even if both parents worked full time at this wage, they would fall short of the Household Survival Budget by $18,508 per year.

0.3%4%

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Figure 11.Top 20 Occupations by Employment and Wage, Louisiana, 2016

2016 Percent Change 2010-2016

OCCUPATIONNUMBER OF

JOBS MEDIAN

HOURLY WAGE NUMBER OF

JOBSMEDIAN HOURLY

WAGECashiers 71,140 $8.87 11% 6%

Retail Salespersons 61,120 $10.35 3% 11%

Laborers and Movers, Hand 45,230 $11.85 17% 12%

Registered Nurses 44,780 $29.24 10% 4%

Office Clerks 39,220 $11.39 18% 15%

Waiters and Waitresses 38,810 $8.62 20% 3%

Personal Care Aides 33,410 $8.79 101% 5%

Secretaries and Administrative Assistants 33,340 $14.12 -11% 11%

Food Preparation Workers 33,090 $8.71 9% 6%

General and Operations Managers 29,920 $42.06 -5% 7%

Food Preparation, Including Fast Food 29,030 $8.72 59% 6%

Janitors and Cleaners 28,240 $9.52 1% 4%

Maintenance and Repair Workers 26,770 $16.01 -2% 3%

Stock Clerks and Order Fillers 23,680 $10.29 10% 11%

Elementary School Teachers 23,510 $24.05 -4% 4%

Sales Representatives 22,980 $24.26 9% 0%

Heavy and Tractor-Trailer Truck Drivers 22,610 $18.71 0% 13%

First-Line Supervisor of Retail Sales Worker 21,600 $16.43 4% 6%

Customer Service Representatives 21,510 $13.65 -2% 6%

Nursing Assistants 21,450 $9.98 -10% 8%

Source: Bureau of Labor Statistics, Occupational Employment Statistics Wage Survey — All Industries Combined, 2010 and 2016

SMALL BUSINESSESOne of the key determinants of ALICE workers’ wages, benefits, and job stability is the size of their employer. Generally, large companies have greater resources to offer career-growth opportunities, continuous employment, and better benefits. Small businesses, defined by the BLS as firms with fewer than 500 employees, have been an important engine for growth in the U.S. and Louisiana economies, driving job creation, innovation, and wealth, and have traditionally grown to become medium or large employers. However, small businesses are more vulnerable to changes in demand, price of materials, and transportation costs, as well as to cyberattacks and natural disasters. As a result, their employees face more instability, reduced wages, and a greater risk of job loss. These past two decades have been particularly tough for small businesses, with entrepreneurial growth in the U.S. and Louisiana largely down from the levels experienced in the 1980s and 1990s (Ewing Marion Kauffman Foundation, 2017; Haltiwanger, Jarmin, Kulick, & Miranda, 2017).

Despite these struggles, in Louisiana, small businesses employed just over half of the private sector workforce in 2016 (Figure 12). The very smallest firms — those with fewer than 20 people — accounted for the largest share of small-business employment. Yet because small firms experience the greatest employee turnover of any size firm, workers in small firms move in and out of employment more often, which can lead to periods of no wages (U.S. Census Bureau, 2016).

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Figure 12.Private-Sector Employment by Firm Size, With Average Annual Wages, Louisiana, 2016

Source: U.S. Census Bureau; Quarterly Workforce Indicators, 2016

The wages of employees in the smallest firms are lower than wages in larger firms (Figure 12). While average wages have been increasing at the same rate or faster than the 9 percent national rate of inflation regardless of firm size, wages have not kept pace with the 33 percent increase in the cost of the family Household Survival Budget. From 2010 to 2016, workers in firms with fewer than 20 employees saw their wages rise by 11 percent to an average of $33,336 (if full time year-round). Wages of workers in companies with 20 to 49 employees grew by 9 percent to $35,496 and wages of those in companies with 50 to 250 employees also increased by 9 percent to $40,128.

Employees in the largest firms started with higher wages and also saw an increase in their wages: Those working in firms with 250 to 499 employees saw their wages increase by 10 percent to $46,248, and wages of those working in firms with 500 or more employees increased by 16 percent to $48,180.

Another measure reveals that new-hire wages are lower than wages of workers in stable employment (working more than one quarter). Since job instability is often a threat to an ALICE household’s stability, it’s important to note the difference between new wages and stable wages. For all firm sizes, new-hire wages were at least 31 percent lower than stable wages, and as much as 41 percent less for those in firms with 20 to 49 employees.

Wages vary widely by location, with areas dominated by small companies having lower wages and less job stability. Figure 13 shows the percentage of firms in each parish that are the smallest (fewer than 20) and the largest (500 or more), with lighter areas representing a lower percentage of firms and the darker areas representing a higher percentage. Rural parishes, such as Tensas and Sabine, have a higher concentration of employment in small firms, while companies with 500 or more employees are more concentrated in urban areas around New Orleans and Baton Rouge. Despite a small population, Cameron Parish has a notable concentration of large firms, mostly due to the relatively high percentage of companies in the oil, gas, and mining sector. Cameron Parish has experienced dramatic shifts in population because of natural disasters like

$33,336

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Hurricane Rita — another fact that should be considered when making change-over-time comparisons. Large companies in rural areas are often retail chains, which tend to have lower wages, explaining the lower median wage for firms with more than 500 employees in rural areas compared to firms with 250 to 499 employees in those areas (U.S. Census Bureau, 2016).

Figure 13.Percent Employment by Firm Size, Louisiana, 2016

Source: U.S. Census; Quarterly Workforce Indicators, 2016

GIG ECONOMYAs the economy approached full employment (defined as less than 5 percent unemployment) in many areas of Louisiana and across the country in 2016, ALICE workers were less likely to be unemployed. But their income still lagged behind the cost of living in most areas. In some cases, the problem is just low wages. But workers are also having difficulty finding full-time, continuous employment. During the past decade there has been a shift away from traditional full-time, full-benefit jobs. In 2016, 15 to 33 percent of the national workforce worked as a consultant or contingent worker, temp, freelancer, or contractor (often referred to as the gig economy). According to a National Bureau of Economic Research report, as much as 94 percent of U.S. net employment growth in the last decade has come from alternative or contingent labor.

As a result, more workers are experiencing gaps in employment and less regular schedules and they are forgoing retirement plans, health insurance, and worker safety protections. Many gig-economy workers struggle to afford ongoing monthly expenses and often do not qualify for loans or other financial products that require regular income. The growth of “nonemployer” businesses (typically self-employed individuals with very small businesses) was especially pronounced in New Orleans, which ranked as one of five metropolitan areas in the U.S. that saw a 37 percent or higher two-year growth of nonemployer businesses from 2012 to 2014 (Abraham, Haltiwanger, Sandusky, & Spletzer, 2016; Fehr, 2017; Eden & Gaggl, 2015; Freelancers Union & Elance-oDesk, 2016; Hathaway & Muro, 2016; Katz & Krueger, 2016; U.S. Government Accountability Office, 2015; Wald, 2014; West, 2015).

6% 86%Percent Employment

Fewer Than 20 Employees 500 or More Employees

Baton Rouge

New Orleans

Baton Rouge

New Orleans

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EMERGING TRENDSWhile ALICE households differ in their composition, challenges, and level of need, three broad trends will impact the conditions they face and their opportunities to change their financial status in the next decade: the changing American household, increasing market instability, and growing inequality of health. These trends will also have significant implications for local communities and the state as a whole.

THE CHANGING AMERICAN HOUSEHOLDDecades of shifting demographic trends have created changes in demand for housing, health care, transportation, and community services. These changes have implications for which households become ALICE households and where they live and work.

Growing Populations: Millennials, Baby Boomers, and ImmigrantsGenerational shifts: Both millennials and baby boomers are powerful demographic forces in the U.S. and in Louisiana. Millennials have different lifestyle preferences than past generations, including choosing to live in urban areas, and delaying both marriage and having children. The large boomer cohort encompasses a group that is working longer, involved in a wide array of activities, and is generally healthier than previous generations. Louisiana’s elderly population is projected to grow from 557,857 (12 percent of the total population) in 2010 to 886,983 (17 percent) by 2040, a 59 percent increase (Figure 14). In contrast, demographers predict that the rest of the population will increase in numbers, but their percentage of the overall population will actually decline. For example, the number of 0- to 19-year-olds will grow from 1,254,237 (28 percent) in 2010 to 1,375,641 (26 percent) by 2040, and 20- to 64-year-olds will grow from 2,721,278 (60 percent) in 2010 to 2,988,836 (57 percent) by 2040 (Weldon Cooper Center for Public Service, 2016).

Figure 14.Population Projection, Louisiana, 2010 to 2040

Source: Weldon Cooper Center for Public Service, 2016

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Migration and immigration: Louisiana has seen an influx of people migrating from other states, largely Mississippi, Texas, and other Southern states (though some are returning Louisiana residents who left after Hurricane Katrina), as well as immigrating from abroad. Though people moved both in and out of the state, more people across almost all age groups moved into Louisiana than left in 2016: Net migration was positive in all age groups except for households headed by people in their 40s and people over 65. The largest inflows and outflows were among children under 18. There was also a strong positive inflow of young working-age people in their 20s and 30s but there was also a notable outflow of people in their 40s along with a smaller net outflow of seniors (Figure 15). For all groups there was a significant number of foreign-born immigrants moving into the state. Foreign-born immigrants contributed greatly to population growth in Louisiana. Without immigration, Louisiana population change would be negative overall in 2016 (Aisch, Gebeloff, & Quealy, 2014; American Community Survey, 2016).

Figure 15.Population Inflows and Outflows, Louisiana, 2016

Source: American Community Survey, 2016

An ethnically diverse workforce: International migration plays an increasing role in Louisiana’s racial and ethnic composition as well as its changing workforce. The immigration inflow has increased over time, with the total number of immigrants increasing from 11,959 in 2010 to 15,970 in 2016, a 34 percent increase. The largest number of immigrants are people in their 30s, followed by those under age 18 and those in their mid-20s. Seniors (65+) make up the smallest group of immigrants by age (American Community Survey, 2010, 2016).

Because of this steady flow of immigrants, the foreign-born population made up 4 percent of Louisiana’s total population in 2016, up from 3 percent in 2000. By 2016, 42 percent had become citizens, 23 percent were legal permanent residents, and 35 percent were undocumented. Current immigrants in Louisiana come from Latin America (55 percent) followed by Asia (31 percent), but they also hail from Africa, Europe, and the Middle East (American Community Survey, 2016; Migration Policy Institute, 2014, 2016).

1,974 1,878 2,379 2,140

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• Impact on the labor force: In 2015, Louisiana’s immigrant workers comprised 5 percent of the labor force, with a total of 117,672 workers. Nationally, the portion of the labor force that is foreign-born has risen over the last 20 years from about 11 percent to just over 16 percent. Because the number of immigrants and their children are increasing faster than the domestic population, they will make up a significant portion of the future workforce (American Immigration Council, 2017; National Academies of Sciences, Engineering, and Medicine, 2017).

• Immigrants work in all sectors: In Louisiana, immigrants work primarily in the sectors of agriculture, forestry, fishing, and hunting (13 percent immigrant share); construction (10 percent); other services — except public administration (9 percent); accommodation and food services (7 percent); and wholesale trade (6 percent) (American Immigration Council, 2017).

• Immigrants vary widely in education: Among adults age 25 and older, 28 percent of Louisiana’s foreign-born population has less than a high school education, compared with 16 percent of the state’s native population. However, a much higher percentage of the foreign-born population has a graduate or professional degree (13 percent) compared to the native-born population (7 percent) (American Community Survey, 2016).

Implications of Demographic TrendsChanging infrastructure needs: There will be greater pressure on the state’s infrastructure, especially the housing market with demand for smaller, affordable rental units. Different groups prioritize different amenities for these units: Many young millennials prefer housing near compact, mixed-use, walkable centers with shopping, restaurants, and public transportation; seniors generally want housing that is accessible to family, health care, and other services; and many immigrants want locations close to schools, jobs, and public transportation. These trends are increasing the demand for smaller, low-cost housing units and public transportation in Louisiana. Rental vacancy has decreased in the state, from 13 percent in 2010 to 11 percent in 2016, although rates regularly fluctuate year-to-year. Median gross rent in Louisiana has steadily increased from $712 in 2010 to $800 in 2016, a 12 percent increase (U.S. Census Bureau, 2016, 2017).

Increased need for caregiving: The aging population will increase the demand for geriatric health services, including caregiving, assisted living facilities, nursing homes, and home health care. The challenges of ensuring seniors getting the care they need include a shortage of paid and unpaid caregivers, lack of training among caregivers, and the financial and emotional burden of caregiving on family members.

• The caregiver-support ratio: With the number of seniors increasing and the number of potential caregivers (aged 45 to 64) decreasing, there will be fewer people available to care for each senior. The ratio of working-age people to older seniors (80+) was 7 to 1 in 2010 nationally, and is projected to fall to 4 to 1 by 2030, and then to 3 to 1 in 2050 (AARP Public Policy Institute, 2015; Redfoot, Feinberg, & Houser, 2013).

• Health aides are ALICE: With the increased demand for caregivers, there is a growing need for more paid direct care workers (home health aides, personal care aides, and nursing assistants), who are themselves likely to be ALICE. Personal care aides, one of the fastest-growing jobs in Louisiana, are paid an average of $8.79 per hour and require reliable transportation, which can consume a significant portion of the worker’s wage. These jobs do not require extensive training and are not well regulated, yet they involve substantial responsibility for the health of vulnerable clients. Together, these factors may lead to poor-quality caregiving and the risk of physical, mental, and financial abuse and neglect — an issue that is on the rise in Louisiana and across the country (MetLife Mature Market Institute, 2011; U.S. Bureau of Justice Statistics, 2015).

• Caregiving takes a toll: In Louisiana, there are currently more than 660,000 family caregivers, whose unpaid care is valued at an estimated $6.47 billion. While families of all income levels may choose to care for family members themselves, many ALICE caregivers are forced into the role because they cannot afford to hire outside care. Nationwide, half of caregivers reported household income of less than $50,000

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per year and said they had no choice in taking on caregiving responsibilities. Caregiving also adds direct costs to a household budget and can reduce income due to hours away from work or the loss of a job. And the responsibility of making medical decisions in addition to the amount of care required can mean further mental and physical strain for caregivers. Louisiana ranked 35th in the nation for support of family caregivers (AARP, 2017; AARP Public Policy Institute, 2015; Dixon, 2017; MetLife Mature Market Institute, 2011; Rainville, Skufca, & Mehegan, 2016; Ramchand, et al., 2014).

MARKET INSTABILITYIn a complex, integrated global economy, ALICE workers will experience even greater fluctuations in employment and changes in job requirements. Economic disruptions and natural disasters in one part of the world will increasingly have an impact on ALICE workers in the U.S., contributing to employment instability, shifting supply and demand, and disruption in traditional modes of operation. ALICE households, with few resources to weather these fluctuations, will suffer the most.

Shifting Risk to WorkersAs businesses seek new ways to improve productivity and reduce costs, they have increasingly shifted to a contingent workforce that enables them to scale up or down as needed. Yet, workers bear the brunt of this strategy by experiencing unexpected gains or losses in work hours, which makes it difficult for ALICE households to pay bills regularly, make short-term family plans (e.g., child care), or make long-term financial plans such as qualifying for a mortgage. In addition, shorter working hours make it uneconomic for those who have to travel long distances to jobs.

These arrangements also reduce the responsibility of employers to provide benefits, such as health insurance and retirement plans. This increases costs to ALICE households and makes them more vulnerable if they have a health crisis or have to retire early. In some cases, employer or government benefits (including paid and unpaid time off, health insurance, unemployment insurance, public assistance, and work supports) are tied to number of hours worked, and unpredictable scheduling means workers could at times fall short of eligibility. For example, low-wage workers are two and a half times more likely to be out of work than other workers, but they are only half as likely to receive unemployment insurance (Garfield, Damico, Stephens, & Rouhani, 2015; U.S. Government Accountability Office, 2007; Watson, Frohlich, & Johnston, 2014).

Changing Job MarketLouisiana’s economic landscape is changing. Despite media attention on innovation, the workforce in Louisiana is projected to be largely low-paying jobs requiring few educational credentials. From 2018 to 2025, 82 percent of the fastest-growing jobs in Louisiana will pay less than $20 per hour, and 76 percent will not require more than a high school diploma (Figure 16) (Bureau of Labor Statistics, 2016b; Projections Management Partnership, 2016).

Many of these jobs are also at the greatest risk of being replaced by technology. In Louisiana, almost three-fourths (73 percent) of jobs in the top-20 fastest-growing occupations could be replaced by technology in the next two decades. In addition to automating existing jobs, technology is creating new on-demand jobs and services, with the most attention going to gig economy jobs such as TaskRabbit work, Uber and Lyft driving, and Airbnb rentals (Frey & Osborne, 2013).

It is easy to identify jobs that are likely to disappear due to automation, but it is more difficult to predict the many new jobs that will be created to build and repair the newly mechanized parts of this infrastructure. Workers filling these maintainer roles will be required to develop new sets of skills. In the face of rapidly increasing computing power, an ability to work with data and alongside machines will be necessary. The pace of change may be faster than anticipated. By one estimate, 50 percent of subject knowledge acquired during the first year of a four-year technical degree will be outdated by the time students graduate.

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Types of jobs that are predicted to emerge in the next 20 to 30 years include augmented reality architects, alternative currency bankers, waste-data managers, 3-D printing engineers, privacy managers, wind-turbine repair techs, nano-medics, drone dispatchers, robotic-earthworm drivers, body-part and limb makers, memory augmentation therapists, mass-energy-storage developers, and self-driving car mechanics. Louisiana has also made key investments to building a competitive software and IT sector, including, for example, the creation of the Digital Transformation Center (created by DXC technology), located in New Orleans. This project, which began in 2016, will bring 2,000 jobs to the area over the next five years (T. Frey, 2011; Kaiser Family Foundation, 2016; Louisiana Economic Development, 2017; Mejia, 2017; OECD, 2016; World Economic Forum, 2016).

Figure 16.Job Projections, Louisiana, 2016 to 2026

Occupation 2016 Employment

Annual New

Growth

Hourly Wage

Education or Training

Likelihood of Being Replaced by Tech

Cashiers 70,710 13,610 $8.87 None 97%Retail Salespersons 62,050 9,780 $10.35 None 92%Laborers and Movers, Hand 45,620 6,900 $11.85 None 85%Registered Nurses 44,620 3,010 $29.24 Bachelor’s degree 1%

Office Clerks 39,220 4,530 $11.39 High school diploma or equivalent 96%

Waiters and Waitresses 38,310 7,990 $8.62 None 94%

Personal Care Aides 35,010 6,640 $8.79 High school diploma or equivalent 39%

Secretaries and Administrative Assistants 33,370 3,240 $14.12 High school diploma

or equivalent 96%

Food Preparation Workers 32,940 6,200 $8.71 None 87%General and Operations Managers 29,690 2,840 $42.06 Bachelor’s degree 16%Janitors and Cleaners 28,760 4,240 $9.52 None 66%Food Prep, Including Fast Food 28,730 6,370 $8.72 None 92%First-Line Supervisors of Retail Sales Workers 27,570 3,230 $16.43 High school diploma

or equivalent 28%

Maintenance and Repair Workers 26,980 3,010 $16.01 High school diploma or equivalent 64%

Heavy and Tractor-Trailer Truck Drivers 25,000 2,970 $18.71 Postsecondary

nondegree award 79%

Sales Representatives 23,580 2,670 $24.26 High school diploma or equivalent 85%

Nursing Assistants 23,510 2,990 $9.98 Postsecondary nondegree award 6%

Stock Clerks and Order Fillers 23,430 3,350 $10.29 High school diploma or equivalent 64%

Elementary School Teachers 22,540 1,800 $24.05 Bachelor’s degree 0%

Bookkeeping and Auditing Clerks 21,710 2,400 $16.90 Some college, no degree 98%

Source: Bureau of Labor Statistics, 2017; Projections Management Partnership, 2016

Increasing Exposure to Environmental HazardsThe impact of natural and man-made disasters is often felt more by ALICE workers and low-income communities. More affordable homes are often located in vulnerable areas and are more likely to be older and less suited to withstand severe weather compared to more expensive homes. People with lower incomes are also less financially resilient and are less likely to be able to be able to re-locate to safer areas (Fothergill & Peek, 2004).

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In Louisiana, floods and hurricanes — the most common natural disasters in the state — threaten the homes and jobs of ALICE families. In addition to the damage done to businesses by the August 2016 floods, an estimated 109,000 housing units were flooded. East Baton Rouge and Livingston parishes were hardest hit, with 41,000 and 38,000 units flooded, respectively (Terrell, 2016).

Households with their own resources (like flood insurance) to put toward disaster recovery can often bounce back quicker than households that rely on government assistance following a natural disaster. There is evidence that people with lower incomes face substantial barriers in obtaining aid following disasters. Barriers include difficulty getting to disaster assistance centers (because of transportation and child care issues) and a lack of knowledge and comfort with governmental procedures. Even with assistance, many families are still not able to recover fully, especially in terms of lost and lower wages. In the area impacted by Hurricane Katrina, for example, research by the Bureau of Labor Statistics found that government assistance did not fully compensate evacuees for lower earnings following the disaster (Fothergill & Peek, 2004; Groen & Polivka, 2008).

Maintainer jobs commonly held by ALICE workers — those that build and repair infrastructure and support the workforce — are also key to recovery following natural disasters. Communities rely on ALICE workers to rebuild and recover. When ALICE can’t work during these periods of recovery because of relocation, injury, or caregiving responsibilities (due to closed schools or senior centers), community resilience is negatively impacted overall, and ALICE households suffer lost wages.

Low-income families are also more likely to suffer from stress related to lack of housing and other resources, and experience a greater prevalence of mental and physical health issues, such as depression and post-traumatic stress disorder (SAMHSA, 2017).

Lacking Assets What makes market instability especially difficult for ALICE households is their lack of financial resilience. Without adequate assets, families have little to no savings and few opportunities to improve their situation. When families can invest in education, new technology, a small business, or their own home, they can improve their circumstances socially and economically. They can also finance a secure retirement. These are opportunities for creating financial security that are often unavailable to ALICE, increasing the vulnerability of hard-working people.

More than three-quarters of U.S. workers live paycheck to paycheck at least some of the time, and nearly as many are in debt. They do not have savings or access to credit that might sustain them through a low period of income or an unexpected disaster. In 2015, 54 percent of Louisiana residents did not have money set aside to cover expenses for three months to protect them against an emergency such as illness or the loss of a job. The wealth divide disproportionately affects households of color, which have fewer assets than White households. Nationally (state data is not available), the median wealth of White households was eight times the median wealth of Black households in 2010 and grew to 13 times in 2013 (the most recent data available) (CareerBuilder, 2017; FINRA Investor Education Foundation, 2016; Kochhar & Cilluffo, 2017; McKernan, Ratcliffe, & Shanks, 2011; Prosperity Now, 2018).

While data on wealth is minimal, there is data on three of the most common assets in Louisiana — vehicles, homes, and investments — which can provide insight into resources families have for emergencies and to accumulate wealth. Most Louisiana households (92 percent) have at least one vehicle. Although cars are a necessity for work in Louisiana and offer other benefits beyond their cash value, they are not an effective means of accumulating wealth. The second most common asset is a home, which has traditionally provided financial stability and the primary means for low-income families to accumulate wealth. In 2016, 65 percent of Louisiana households owned a home and about half of those had a mortgage. Renting a home has become less affordable in Louisiana as the cost of rentals has continued to rise, while demand for low-cost and multi-family housing has outpaced the supply. Louisiana renters devote a high percentage of their household income to rent — the seventh highest percentage in the nation — with 167,000 households, or 27 percent of renters, paying more than half of their income on rent (American Community Survey, 2016; Make Room, 2016).

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The most effective resource to weather an emergency is an income-producing investment, which can range from a savings account to a 401(k) retirement plan to a rental property. In 2016, 16 percent of households in Louisiana had interest and dividends or rental income, below the national average of 21 percent, but up by 2 percent since 2010. Only 17 percent of Louisiana households had retirement income (American Community Survey, 2014, 2016; CareerBuilder, 2017; McKernan, et al., 2011).

When families do not have savings or access to traditional financial services, they are often forced to use alternative lending products with high interest rates and face greater risks of predatory lending practices and default. In some cases, the consequence of not taking out these loans are worse than the financial risk of taking them. However, when caught in a cycle of lending and borrowing, they can spiral into a debt trap with long-term financial consequences (Mayer & Jencks, 1989; McKernan, Ratcliffe, & Vinopal, 2011; McKernan, et al., 2009; Mills & Amick, 2011).

THE WEALTH-HEALTH GAPThere has long been a real and significant divide in health outcomes by socioeconomic status, largely because of differences in living conditions, but also because of disparities in access to quality health care. Nationally, it is well documented that people in lower-income groups do not live as long as those in higher-income groups. The National Academies of Sciences, Engineering, and Medicine projects that, of people born in 1960, those in the lowest-income quintile have a shorter life expectancy than those in the highest-income quintile: 13 years shorter for men (76 years compared to 89 years) and 14 years shorter for women (78 years compared to 92 years) (Chetty, Stepner, Abraham, et al., 2016; Komlos & Kelly, 2016; National Academies of Sciences, Engineering, and Medicine, 2015).

Data at the state level is more limited, but the Louisiana Department of Health’s Annual Health Report Card shows a strong correlation between low income and poor health, especially for having diabetes, obesity, stroke, asthma, COPD, arthritis, and depressive disorders. The July 2016 Medicaid expansion extended health insurance to more than 430,000 low-income Louisianans, which has the potential to close the wealth-health gap. Yet many families still have difficulty accessing health care because of a shortage of providers in rural areas and a shortage of providers who accept Medicaid throughout the state (Louisiana Department of Health, 2017; Louisiana Department of Health, 2018).

The wealth-health divide will also be exacerbated by advances in technology and medical care, such as personalized medicine, biotechnology, and genetic engineering. These expensive technologies will be more available to those who can afford them (Harari, 2014; Komlos & Kelly, 2016; Regalado, 2015).

Where people live can also widen the wealth-health gap. Those with the fewest resources live in areas with unhealthy living conditions, such as contaminated water and polluted air, because these homes are less expensive. The impact of pollution, toxic exposure, and disease compounds over time (Chetty, Stepner, Abraham, et al., 2016; DataHaven, 2015).

Institutionalized racism and ongoing discrimination also factor into disproportionate exposure to adverse health conditions, as people of color have typically had less mobility and choice around where they live and in job opportunities. A 30-year analysis of 319 commercial hazardous waste treatment and storage sites in the U.S. found a consistent pattern of placing hazardous waste facilities in low-income neighborhoods, which are often disproportionately populated by Black and Hispanic families. A variety of large studies have also revealed an association between low socioeconomic status and greater harm from air pollution. A comprehensive review from Harvard University researchers revealed that Black, Asian, Hispanic, and Medicaid-eligible individuals of any race/ethnicity had a higher likelihood of death from any pollution-related cause compared to the rest of the population, with Black people almost three times as likely to die from exposure to air pollutants than other groups (Di, Wang, Zanobetti, & Wang, 2017; Mohai & Saha, 2015).

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THE DENTAL HEALTH DIVIDENowhere are wealth-health disparities starker than in the divide in dental care. Higher-income Americans have dental insurance (most often separate from health insurance) and access to care that provides resistance to tooth decay and breakage, and promotes jaw comfort, clear speech, and easier maintenance — all of which lead to better overall health. The wealthiest families spend thousands of dollars on supplemental dental care to achieve whiter, straighter, and stronger smiles, which lead to more social and job opportunities.

Those with the lowest incomes rarely have dental insurance and Medicaid’s dental coverage varies from state to state, so these families often forgo preventative care. They are far more likely to suffer from tooth decay and gum infection, which can increase the risk of cancer and cardiovascular diseases and can affect speech, nutrition, sleeping, learning, and overall quality of life. In addition, crooked or yellow teeth can stigmatize people in social settings and reduce job prospects, as they are associated with low educational achievement and social mobility. According to a 2015 American Dental Association survey, 31 percent of low-income Louisiana respondents reported that the appearance of their mouth and teeth affected their ability to interview for a job.

Following Medicaid expansion in 2016, Healthy Louisiana added dental coverage through five health plans. Each plan provides some limited dental benefits for adults over 21 (such as dentures and partials), as well as more comprehensive care for Medicaid recipients 0 to 21 years of age. Although the plans differ, they all include two oral exams a year, periodic x-rays, fillings and crowns, and extractions. In addition, the Louisiana Seals Smiles Program provides dental screenings, education on oral hygiene, and sealants for elementary school students in certain districts with high numbers of students that qualify for free and reduced lunch or districts in rural areas or those without fluoridated water.

Interventions like these have improved oral health outcomes for low-income children significantly over the last decade. A 2015 report by the American Dental Association’s Health Policy Institute found that from 2005 to 2013, the dental utilization gap between privately insured children and those enrolled in Medicaid narrowed by nearly 100 percent in Louisiana. This decrease in the gap is much larger than the national average decrease of 53 percent and represents the fifth largest decrease reported for all U.S. states. Louisiana’s gap was approximately 4 percent in 2013, which was smaller than the 16 percent average gap nationally and is the sixth smallest gap in coverage among all U.S. states.

Dental care for adults is limited because many dental services require a co-pay, which may make them unaffordable for many ALICE families. If the services are not covered by Medicaid, there are even more charges. Louisiana Medicaid only covers three dental services for seniors (oral exams, routine cleaning, and dentures). Just 55 percent of Louisiana seniors report visiting the dentist in the past year, and 45 percent have severe tooth loss. Unable to afford expensive root canals and crowns, many adults simply have their teeth pulled. As a result, nearly 1 in 5 Americans older than 65 do not have a single real tooth.

Dental coverage does not guarantee access to treatment. There are 117 Dental Care Health Professional Shortage Areas (HPSAs), in both rural areas and urban areas, meaning that only 54 percent of the need for care is met. An estimated 232 practitioners are needed in the state to remove this HPSA designation. Louisiana’s number of practicing dentists per 100,000 individuals (48.2) ranks just 42nd nationally. This statistic is worse in some regions. While metropolitan parishes in Louisiana average 60 dentists per 100,000 individuals, non-metropolitan parishes have just 30 dentists per 100,000 individuals. In order to further improve dental outcomes in Louisiana, the impact of resource inequities must be addressed in both rural and urban areas.

Sources: Barnett & Berchick, 2017; Center for Health Care Strategies, 2018; Frakt, 2018; Health Policy Institute, 2015; Hinton & Paradise, 2016; Jordan & Sullivan, 2017; Kaiser Family Foundation, 2016, 2017; Louisiana Dental Association, 2016; Louisiana Department of Health, 2018; Oral Health America, 2018; Otto, 2017; Paradise, 2017; United Health Foundation, 2017; Vujicic & Nasseh, 2015

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NEXT STEPSThere is a basic belief in America that if you work hard, you can support yourself and your family. Yet the data presented in this Report shows that for nearly 830,000 households in Louisiana, this is not the case. Working households are still struggling due to the mismatch between the basic cost of living and the wages of many jobs across the state, which are exacerbated by systemic inequalities in opportunity and wealth. By making these inequalities clear, the ALICE data challenges persistent assumptions and stereotypes about people who can’t afford to pay their bills or are forced to visit a food bank — that they are primarily people of color, live only in cities, are unemployed, or are struggling as the result of some moral failing. The data on ALICE households shows that hardship in Louisiana exists across boundaries of race/ethnicity, age, and geography.

With projected demographic changes and persistent barriers to stability, many ALICE and poverty-level families will continue to face hardship. In particular:

• At least 54 percent of Louisiana residents do not have money set aside to cover expenses for three months in case of an emergency such as illness or the loss of a job (FINRA Investor Education Foundation, 2016).

• The majority of residents under age 25 are unable to afford to live on their own, and for both economic and cultural reasons are delaying getting married, having children, or moving for new job opportunities.

• More seniors are aging without saving for retirement.

• There are fewer workers to meet the growing demand for senior caregiving.

• Income and wealth disparities persist by race/ethnicity, sex, gender identity, and sexual orientation.

OVERCOMING THE OBSTACLES: IDEAS BEING DEBATED, CONSIDERED, AND PILOTEDEconomic change will continue, and these changes will both provide opportunity and inflict costs. Yet the distribution of opportunity and cost is not usually even or equitable. To have a positive impact on ALICE families, communities need to consider a range of system changes that would help ALICE weather downturns in the short term and become more financially secure in the long term. Policymakers, academics, and advocates have proposed a range of broad ideas that could be adapted on a local, statewide, or national front. The following are four of the biggest obstacles to financial stability for ALICE families, and a sample of ideas and pilot programs being debated and considered across the country.

Widening Skills GapGoing forward, most jobs, and especially higher-paying jobs, will require digital skills. Nationally, since 2004, the share of occupations that require high levels of digital skills has more than doubled, from 10 to 22 percent (Liu, 2017). For ALICE to maintain employment over time, workers will need accessible, high-quality technology training throughout their lifetime. Public K–12 schools can incorporate digital skills into all aspects of the curriculum for students, higher education can offer more focused programs, and companies can invest in training for their employees.

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Lack of Stable and Viable EmploymentFor ALICE, finding well-paying jobs with security and financial stability is becoming harder as low-wage and gig-economy jobs continue to dominate the landscape. Earning a wage that is high enough to support a family has been a challenge. In addition, fluctuating income — through unpredictable schedules and on-demand work — has become one of the biggest problems ALICE workers face. At the same time, employers are also trying to navigate a changing business environment, remain competitive, and offer comprehensive benefit packages. The following are several possible solutions that address these challenges that ALICE workers and businesses face:

• Fewer barriers to employment: ALICE’s barriers can include lack of job skills, family care responsibilities, physical and mental health problems (including substance abuse), limited English proficiency, and lack of reliable transportation. There are several evidence-based solutions, such as work programs that provide direct connections to employment, including apprenticeships; an individualized approach to address a wide range of challenges, from soft skills to housing to access to affordable child care; and the development of career pathways over time through work and education. Successful outcomes require employers, government agencies, and nonprofits to weave together larger webs of connected programs and resources (Tessler, 2013; U.S. Department of Health & Human Services, 2012; Van Horn, Edwards, & Greene, n.d.; Yellen, 2017).

• Portable benefits: Benefits such as health insurance, retirement plans like a 401(k), or paid leave, could move with the worker from job to job, and across multiple jobs at once. These can be delivered in multiple forms — through programs that are not connected to work or the employer at all, or through programs that involve employers but establish benefits that can be provided across employers. Some examples of this approach already exist in the construction industry and business associations. Legislators in New York and Washington are considering benefit management systems that would allow employers to pay into workers’ benefit funds (Foster, Nelson, & Reder, 2016; Guillot, 2017; Maxim & Muro, 2018; Quinton, 2017; Small Business Majority, 2017a; Strom & Schmitt, 2016).

• Small business support: Because of the less stable nature of many small businesses, their employees would benefit from measures that helped them weather fluctuations in their schedule and long-term employment, which include establishing portable benefits as mentioned above. In addition, small business entrepreneurs and their employees need more support to help them overcome common barriers, such as limited resources to invest in skill development; student debt, which limits an owner’s ability to invest in their businesses; and lack of access to affordable child care, which increases absenteeism and decreases their productivity (Beelsley, 2016; Small Business Majority, 2016, 2017b).

• Lifetime employment: Considering examples from other countries can expand thinking on this topic. For example, guaranteed employment is an innovative policy that has been utilized in Germany and Japan. Companies guarantee employment for large numbers of workers. To avoid layoffs, the practice allows for transfers and defined reductions in hours and wages in lean times (Noorderhaven, Koen, &Sorge, 2015).

Lack of Savings and AssetsWithout enough money for even current expenses, ALICE families find it nearly impossible to save for emergencies or invest in future goals like education or retirement. A lack of savings is one of the biggest problems facing low-income families. Programs and infrastructure are needed to help them weather emergencies and periods of low income. Here are two approaches for policy makers to consider:

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• Access to credit: For those with low incomes, saving for emergencies is nearly impossible. Access to credit at low rates has proven to be effective to help ALICE workers and employers — especially small businesses — weather an emergency. However, ALICE families still need to have enough income to repay the loan, or they risk greater long-term financial crises (Collins & Gjertson, 2013; Mayer & Jencks, 1989).

• Private and public financial instruments: These range from new types of financial products to a guaranteed income or allowance. Employers could make wages more immediately available (rather than wait two weeks until payday), and banks could do the same for deposited funds. Financial institutions and the government could offer insurance or credit, as well as tax credits and savings incentives, to protect workers against dips in income. Going even further, for centuries economists, theologians, and policy makers have proposed a minimum guaranteed income for all families, though proposals run the gamut of approaches. The idea has received more bipartisan attention recently as more workers face periods of low-wages or unemployment (Murray, 2016; Schiller, 2017; Shaefer & Edin, 2013; Van Parijs & Vanderborght, 2017).

Systemic BiasBias against marginalized groups persists in the workplace, the housing market, education, health care, and the law, despite positive shifts in public opinion and attitudes regarding differences in race and ethnicity, age, sex, gender identity, sexual orientation, and disability.

Racial bias is among the most persistent, despite research confirming that the gaps in education, income, and wealth that now exist along racial lines in the U.S. have little to do with individual behaviors. Instead, these gaps reflect systemic policies and institutional practices that create different opportunities for people of different races and ethnicities. Discriminatory practices have been embedded in our social structures and legal system, especially in terms of housing policies, immigration practices, voting rights, school funding, and health care programs. To make a difference for ALICE households, changes need to be made within institutions that impede equity in the legal system, health care, housing, education, and jobs (Agency for Healthcare Research and Quality, 2015; Cramer, 2012; Goldrick-Rab, Kelchen, & Houle, 2014; Shapiro, Meschede, & Osoro, 2013; The Sentencing Project, 2018).

For solutions to be effective, they must be as comprehensive and as interconnected as the problems are. Siloed solutions do not work. Because conditions vary across communities and states, the solutions to the challenges that ALICE and poverty-level households face will vary as well. Stakeholders — family, friends, nonprofits, businesses, policy makers, academics, and the government — will need to work together with innovation and vision, and be willing to change the structure of the local and national economy and even the fabric of their communities.

Ultimately, if ALICE households can become financially stable, Louisiana’s economy will be stronger and its communities more vibrant — improving life not just for ALICE, but for everyone. The data detailed in this Report can be a jumping-off point to create new and better ideas that can help working families move toward this goal. There is no one solution: A range of strategies will be needed to ensure that working people and their families aren’t left behind.

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2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

UNITE

D WAY

ALIC

E REP

ORT –

LOUI

SIAN

A

Population: 62,372 • Number of Households: 22,655Median Household Income: $39,837 (state average: $45,146)Unemployment Rate: 9.1% (state average: 7.0%)ALICE Households: 25% (state average: 29%) • Households in Poverty: 22% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ACADIA PARISH

20% 21% 21% 22%

23% 25% 24% 25%

57% 54% 55% 53%

21,911 22,508 22,788 22,655

0

5,000

10,000

15,000

20,000

25,000

2010 2012 2014 2016

Hou

seho

lds

220011

Poverty ALICE Above ALICE Threshold

18% 25% 26%

30%

15% 33%

52%

60%

41%

10,181

7,369

5,105

0

2,000

4,000

6,000

8,000

10,000

12,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220012

Poverty ALICE Above ALICE Threshold

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…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

UNITE

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ALIC

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A

Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Acadia Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $415 $582Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $135 $383Taxes $198 $325

Monthly Total $1,485 $4,215ANNUAL TOTAL $17,820 $50,580Hourly Wage $8.91 $25.29

$27,468

$30,336

$30,876

$33,132

$39,492

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

Small Firms Large Firms

Num

ber o

f Job

s

220013

500+250-49950-24920-490-19

Firm Size by Number of Employees

Acadia Parish, 2016

Town Total HH% ALICE & Poverty

Church Point 1,785 62%

Crowley 4,978 60%

Egan 281 75%

Estherwood 313 45%

Iota 687 46%

Mermentau 268 59%

Morse 325 42%

Rayne 2,926 52%

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2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

UNITE

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ALIC

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Population: 25,619 • Number of Households: 7,881Median Household Income: $41,801 (state average: $45,146)Unemployment Rate: 9.3% (state average: 7.0%)ALICE Households: 40% (state average: 29%) • Households in Poverty: 17% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ALLEN PARISH

19% 17% 17% 17%

29% 32% 34% 40%

52% 51% 49% 43%

8,216 8,205 8,108 7,881

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

2010 2012 2014 2016

Hou

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220031

Poverty ALICE Above ALICE Threshold

16% 21% 16%

43%

26% 50%

41%

53% 34%

3,674

2,267

1,940

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220032

Poverty ALICE Above ALICE Threshold

Page 51: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Allen Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $477 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $143 $383Taxes $215 $324

Monthly Total $1,572 $4,211ANNUAL TOTAL $18,864 $50,532Hourly Wage $9.43 $25.27

$26,640

$24,372

$24,516

$19,476

$38,052

0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

Small Firms Large Firms

Num

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220033

500+250-49950-24920-490-19

Firm Size by Number of Employees

Allen Parish, 2016

Town Total HH% ALICE & Poverty

Elizabeth 169 67%

Kinder 934 67%

Oakdale 2,050 64%

Oberlin 574 63%

Reeves 103 52%

Page 52: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 121,587 • Number of Households: 40,663Median Household Income: $76,581 (state average: $45,146)Unemployment Rate: 5.8% (state average: 7.0%)ALICE Households: 22% (state average: 29%) • Households in Poverty: 12% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ASCENSION PARISH

13% 12% 11% 12%

18% 18% 19% 22%

69% 70% 70% 66%

36,927 39,794

41,433 40,663

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

2010 2012 2014 2016

Hou

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220051

Poverty ALICE Above ALICE Threshold

10% 14% 11%

17% 15% 40%

73%

71%

49%

18,306

15,517

7,127

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220052

Poverty ALICE Above ALICE Threshold

Page 53: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Ascension Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $594 $842Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $158 $444Taxes $249 $483

Monthly Total $1,738 $4,881ANNUAL TOTAL $20,856 $58,572Hourly Wage $10.43 $29.29

$32,748

$36,492

$45,720

$61,416

$62,208

0

5,000

10,000

15,000

20,000

25,000

Small Firms Large Firms

Num

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220053

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Firm Size by Number of Employees

Ascension Parish, 2016

Town Total HH% ALICE & Poverty

Donaldsonville 2,532 62%

Gonzales 3,966 44%

Lemannville 135 86%

Prairieville 9,823 24%

Sorrento 653 51%

Page 54: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 22,973 • Number of Households: 8,676Median Household Income: $47,822 (state average: $45,146)Unemployment Rate: 8.2% (state average: 7.0%)ALICE Households: 24% (state average: 29%) • Households in Poverty: 19% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ASSUMPTION PARISH

15% 18% 16% 19%

21% 22% 23%

24%

64% 60% 61% 57%

8,454 8,857 8,726 8,676

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

2010 2012 2014 2016

Hou

seho

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220071

Poverty ALICE Above ALICE Threshold

15% 27% 19%

19% 17% 39%

66%

56% 42%

4,142

2,244 2,290

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

220072

Poverty ALICE Above ALICE Threshold

Page 55: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Assumption Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $447 $596Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $139 $385Taxes $207 $330

Monthly Total $1,530 $4,236ANNUAL TOTAL $18,360 $50,832Hourly Wage $9.18 $25.42

$31,524

$46,836

$39,120

$38,232

$56,604

0

500

1,000

1,500

2,000

2,500

Small Firms Large Firms

Num

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220073

500+250-49950-24920-490-19

Firm Size by Number of Employees

Assumption Parish, 2016

Town Total HH% ALICE & Poverty

Bayou L’Ourse 593 50%

Belle Rose 710 61%

Labadieville 763 34%

Napoleonville 246 60%

Paincourtville 300 24%

Pierre Part 1,096 27%

Supreme 235 51%

Page 56: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 41,252 • Number of Households: 15,016Median Household Income: $34,985 (state average: $45,146)Unemployment Rate: 8.5% (state average: 7.0%)ALICE Households: 30% (state average: 29%) • Households in Poverty: 23% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN AVOYELLES PARISH

21% 22% 23% 23%

20% 27% 29% 30%

59% 51% 48% 47%

15,712 15,277 15,107 15,016

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

2010 2012 2014 2016

Hou

seho

lds

220091

Poverty ALICE Above ALICE Threshold

18% 32% 25%

36%

18% 32%

46%

50% 43%

6,933

3,936 4,147

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220092

Poverty ALICE Above ALICE Threshold

Page 57: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Avoyelles Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $363 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $128 $383Taxes $184 $324

Monthly Total $1,412 $4,211ANNUAL TOTAL $16,944 $50,532Hourly Wage $8.47 $25.27

$27,852

$27,300

$28,872

$17,484

$30,912

0

1,000

2,000

3,000

4,000

5,000

6,000

Small Firms Large Firms

Num

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220093

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Firm Size by Number of Employees

Avoyelles Parish, 2016

Town Total HH% ALICE & Poverty

Bordelonville 302 49%

Bunkie 1,502 61%

Center Point 104 70%

Cottonport 654 70%

Evergreen 144 75%

Fifth Ward 312 49%

Hessmer 377 63%

Mansura 697 68%

Marksville 2,080 66%

Moreauville 412 66%

Simmesport 607 74%

Page 58: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 36,435 • Number of Households: 13,106Median Household Income: $46,599 (state average: $45,146)Unemployment Rate: 7.0% (state average: 7.0%)ALICE Households: 25% (state average: 29%) • Households in Poverty: 18% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN BEAUREGARD PARISH

14% 17% 17% 18%

23% 20% 24% 25%

63% 63% 59% 57%

12,877 13,040 13,095 13,106

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

2010 2012 2014 2016

Hou

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lds

220111

Poverty ALICE Above ALICE Threshold

15% 24% 16%

32%

16% 25%

53%

60% 59%

5,915

3,968

3,223

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

220112

Poverty ALICE Above ALICE Threshold

Page 59: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Beauregard Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $477 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $143 $383Taxes $215 $324

Monthly Total $1,572 $4,211ANNUAL TOTAL $18,864 $50,532Hourly Wage $9.43 $25.27

$27,648

$33,516

$30,060

$43,584

$53,784

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

Small Firms Large Firms

Num

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220113

500+250-49950-24920-490-19

Firm Size by Number of Employees

Beauregard Parish, 2016

Town Total HH% ALICE & Poverty

DeRidder 3,756 48%

Longville 163 54%

Merryville 440 71%

Oretta 156 20%

Singer 179 26%

Page 60: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 13,924 • Number of Households: 5,738Median Household Income: $35,722 (state average: $45,146)Unemployment Rate: 10.0% (state average: 7.0%)ALICE Households: 22% (state average: 29%) • Households in Poverty: 26% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN BIENVILLE PARISH

25% 28% 27% 26%

26% 19% 22% 22%

49% 53% 51% 52%

5,689 5,672 5,888 5,738

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

2010 2012 2014 2016

Hou

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220131

Poverty ALICE Above ALICE Threshold

18% 45%

23%

26% 4% 32%

56%

51%

45%

2,557

1,444

1,737

0

500

1,000

1,500

2,000

2,500

3,000

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

220132

Poverty ALICE Above ALICE Threshold

Page 61: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Bienville Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $477 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $143 $383Taxes $215 $324

Monthly Total $1,572 $4,211ANNUAL TOTAL $18,864 $50,532Hourly Wage $9.43 $25.27

$33,120

$31,656

$37,740

$62,028

$31,008

0

500

1,000

1,500

2,000

2,500

Small Firms Large Firms

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Firm Size by Number of Employees

Bienville Parish, 2016

Town Total HH% ALICE & Poverty

Arcadia 1,105 65%

Gibsland 413 67%

Lucky 113 63%

Ringgold 539 73%

Saline 133 47%

Page 62: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 126,057 • Number of Households: 47,458Median Household Income: $48,163 (state average: $45,146)Unemployment Rate: 5.5% (state average: 7.0%)ALICE Households: 28% (state average: 29%) • Households in Poverty: 18% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN BOSSIER PARISH

14% 11% 14% 18%

23% 19%

20% 28%

63% 70% 66% 54%

45,087 46,685 47,072 47,458

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

50,000

2010 2012 2014 2016

Hou

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220151

Poverty ALICE Above ALICE Threshold

20% 21%

7%

31%

14% 41%

49%

65%

52%

24,465

14,171

8,822

0

5,000

10,000

15,000

20,000

25,000

30,000

Single or Cohabiting Families With Children 65 and Over

Hou

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220152

Poverty ALICE Above ALICE Threshold

Page 63: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Bossier Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $580 $819Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $156 $441Taxes $244 $475

Monthly Total $1,717 $4,847ANNUAL TOTAL $20,604 $58,164Hourly Wage $10.30 $29.08

$28,992

$29,376

$36,612

$26,628

$34,620

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

Small Firms Large Firms

Num

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Firm Size by Number of Employees

Bossier Parish, 2016

Town Total HH% ALICE & Poverty

Benton 691 56%

Bossier City 24,904 46%

Eastwood 1,684 36%

Haughton 1,379 43%

Plain Dealing 351 63%

Red Chute 2,588 39%

Page 64: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 248,851 • Number of Households: 96,532Median Household Income: $37,104 (state average: $45,146)Unemployment Rate: 6.9% (state average: 7.0%)ALICE Households: 29% (state average: 29%) • Households in Poverty: 24% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN CADDO PARISH

17% 18% 23% 24%

28% 23% 25%

29%

55% 59% 52%

47%

98,886 96,648 94,854 96,532

0

20,000

40,000

60,000

80,000

100,000

120,000

2010 2012 2014 2016

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Poverty ALICE Above ALICE Threshold

21% 40% 15%

36%

15% 27%

43%

45% 58%

47,672

23,215 25,645

0

10,000

20,000

30,000

40,000

50,000

60,000

Single or Cohabiting Families With Children 65 and Over

Hou

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220172

Poverty ALICE Above ALICE Threshold

Page 65: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Caddo Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $580 $819Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $156 $441Taxes $244 $475

Monthly Total $1,717 $4,847ANNUAL TOTAL $20,604 $58,164Hourly Wage $10.30 $29.08

$35,148

$37,500

$40,380

$30,816

$40,860

0

10,000

20,000

30,000

40,000

50,000

60,000

Small Firms Large Firms

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Firm Size by Number of Employees

Caddo Parish, 2016

Town Total HH% ALICE & Poverty

Belcher 118 53%

Blanchard 1,173 28%

Greenwood 1,407 42%

Hosston 124 44%

Ida 100 39%

Lakeview 517 60%

Mooringsport 325 56%

Oil City 400 79%

Shreveport 75,509 56%

Vivian 1,418 64%

Page 66: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 200,601 • Number of Households: 77,029Median Household Income: $45,962 (state average: $45,146)Unemployment Rate: 7.1% (state average: 7.0%)ALICE Households: 26% (state average: 29%) • Households in Poverty: 20% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN CALCASIEU PARISH

18% 17% 18% 20%

23% 21% 25% 26%

59% 62% 57% 54%

73,459 74,708 73,873 77,029

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

2010 2012 2014 2016

Hou

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220191

Poverty ALICE Above ALICE Threshold

17% 28% 16%

30%

14% 35%

53%

58%

49%

37,046

22,602

17,381

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

Single or Cohabiting Families With Children 65 and Over

Hou

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220192

Poverty ALICE Above ALICE Threshold

Page 67: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Calcasieu Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $470 $762Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $142 $433Taxes $213 $454

Monthly Total $1,562 $4,761ANNUAL TOTAL $18,744 $57,132Hourly Wage $9.37 $28.57

$31,116

$36,456

$41,184

$48,408

$47,028

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

Small Firms Large Firms

Num

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Firm Size by Number of Employees

Calcasieu Parish, 2016

Town Total HH% ALICE & Poverty

Carlyss 1,854 40%

DeQuincy 1,146 48%

Gillis 218 65%

Hayes 303 32%

Iowa 1,238 52%

Lake Charles 30,546 51%

Moss Bluff 4,398 32%

Starks 271 67%

Sulphur 7,975 40%

Vinton 1,331 54%

Westlake 1,906 48%

Page 68: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 9,997 • Number of Households: 3,635Median Household Income: $29,832 (state average: $45,146)Unemployment Rate: 10.9% (state average: 7.0%)ALICE Households: 31% (state average: 29%) • Households in Poverty: 29% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN CALDWELL PARISH

22% 22% 23% 29%

20% 16% 22% 31%

58% 62% 55% 40%

3,651 3,961 3,851

3,635

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

2010 2012 2014 2016

Hou

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220211

Poverty ALICE Above ALICE Threshold

22% 47% 25%

36%

1% 45%

42%

52%

30%

1,731

829

1,075

0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

2,000

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

220212

Poverty ALICE Above ALICE Threshold

Page 69: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Caldwell Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $477 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $143 $383Taxes $215 $324

Monthly Total $1,572 $4,211ANNUAL TOTAL $18,864 $50,532Hourly Wage $9.43 $25.27

$25,860

$16,788

$27,060

$33,996

$48,912 0

200

400

600

800

1,000

1,200

1,400

1,600

Small Firms Large Firms

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Firm Size by Number of Employees

Caldwell Parish, 2016

Town Total HH% ALICE & Poverty

Banks Springs 533 73%

Clarks 193 74%

Columbia 199 59%

Grayson 183 65%

Page 70: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 6,739 • Number of Households: 2,653Median Household Income: $65,679 (state average: $45,146)Unemployment Rate: 3.5% (state average: 7.0%)ALICE Households: 17% (state average: 29%) • Households in Poverty: 10% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN CAMERON PARISH

11% 10% 9% 10%

18% 17% 17% 17%

71% 73% 74% 73%

2,663 2,482

2,577 2,653

0

500

1,000

1,500

2,000

2,500

3,000

2010 2012 2014 2016

Hou

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220231

Poverty ALICE Above ALICE Threshold

9% 12% 8%

16% 12% 23%

75%

76% 69%

1,153

822

678

0

200

400

600

800

1,000

1,200

1,400

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

220232

Poverty ALICE Above ALICE Threshold

Page 71: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Cameron Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $470 $762Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $142 $407Taxes $213 $388

Monthly Total $1,562 $4,482ANNUAL TOTAL $18,744 $53,784Hourly Wage $9.37 $26.89

$37,776 $33,204

$52,368

$62,076

$70,740

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

Small Firms Large Firms

Num

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220233

500+250-49950-24920-490-19

Firm Size by Number of Employees

Cameron Parish, 2016

Town Total HH% ALICE & Poverty

Cameron 102 50%

Hackberry 481 33%

Page 72: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 10,145 • Number of Households: 3,731Median Household Income: $34,736 (state average: $45,146)Unemployment Rate: 7.3% (state average: 7.0%)ALICE Households: 32% (state average: 29%) • Households in Poverty: 22% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN CATAHOULA PARISH

23% 22% 23% 22%

19% 20% 28% 32%

58% 58% 49% 46%

3,794 3,753 3,786 3,731

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

2010 2012 2014 2016

Hou

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220251

Poverty ALICE Above ALICE Threshold

18% 31% 22%

36%

12% 42%

46%

57%

36%

1,809

916 1,006

0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

2,000

Single or Cohabiting Families With Children 65 and Over

Hou

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220252

Poverty ALICE Above ALICE Threshold

Page 73: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Catahoula Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $477 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $143 $383Taxes $215 $324

Monthly Total $1,572 $4,211ANNUAL TOTAL $18,864 $50,532Hourly Wage $9.43 $25.27

$24,312

$40,092

$31,788

$30,456 0

200

400

600

800

1,000

1,200

1,400

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500+250-49950-24920-490-19

Firm Size by Number of Employees

Catahoula Parish, 2016

Town Total HH% ALICE & Poverty

Harrisonburg 120 63%

Jonesville 783 69%

Sicily Island 194 70%

Wallace Ridge 166 46%

Page 74: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 16,452 • Number of Households: 5,828Median Household Income: $28,927 (state average: $45,146)Unemployment Rate: 14.4% (state average: 7.0%)ALICE Households: 31% (state average: 29%) • Households in Poverty: 30% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN CLAIBORNE PARISH

26% 25% 25% 30%

30% 24% 30%

31%

44% 51% 45%

39%

5,890 5,635 5,677 5,828

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

2010 2012 2014 2016

Hou

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220271

Poverty ALICE Above ALICE Threshold

27% 51% 19%

36%

15% 36%

37%

34%

45%

2,656

1,374

1,798

0

500

1,000

1,500

2,000

2,500

3,000

Single or Cohabiting Families With Children 65 and Over

Hou

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220272

Poverty ALICE Above ALICE Threshold

Page 75: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Claiborne Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $456 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $140 $383Taxes $209 $324

Monthly Total $1,542 $4,211ANNUAL TOTAL $18,504 $50,532Hourly Wage $9.25 $25.27

$33,348

$38,748

$35,568

$33,576

$46,308

0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

2,000

Small Firms Large Firms

Num

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500+250-49950-24920-490-19

Firm Size by Number of Employees

Claiborne Parish, 2016

Town Total HH% ALICE & Poverty

Athens 124 55%

Haynesville 1,076 66%

Homer 1,234 74%

Page 76: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 20,288 • Number of Households: 7,579Median Household Income: $28,405 (state average: $45,146)Unemployment Rate: 9.7% (state average: 7.0%)ALICE Households: 26% (state average: 29%) • Households in Poverty: 32% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN CONCORDIA PARISH

32% 26% 30% 32%

18% 22% 22% 26%

50% 52% 48% 42%

7,803 7,940 7,767 7,579

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

2010 2012 2014 2016

Hou

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220291

Poverty ALICE Above ALICE Threshold

24% 50% 26%

35%

8%

30%

41%

42% 44%

3,500

2,117 1,962

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220292

Poverty ALICE Above ALICE Threshold

Page 77: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Concordia Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $430 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $137 $383Taxes $202 $324

Monthly Total $1,506 $4,211ANNUAL TOTAL $18,072 $50,532Hourly Wage $9.04 $25.27

$25,704

$43,728

$38,448

$19,164

$28,572

0

500

1,000

1,500

2,000

2,500

3,000

3,500

Small Firms Large Firms

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220293

500+250-49950-24920-490-19

Firm Size by Number of Employees

Concordia Parish, 2016

Town Total HH% ALICE & Poverty

Clayton 229 80%

Ferriday 1,256 67%

Minorca 735 53%

Monterey 175 53%

Ridgecrest 283 66%

Spokane 150 20%

Vidalia 1,655 52%

Page 78: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 27,047 • Number of Households: 10,259Median Household Income: $42,368 (state average: $45,146)Unemployment Rate: 9.8% (state average: 7.0%)ALICE Households: 23% (state average: 29%) • Households in Poverty: 23% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN DE SOTO PARISH

20% 23% 23% 23%

25% 22% 20% 23%

55% 55% 57% 54%

10,120 10,254 10,172 10,259

0

2,000

4,000

6,000

8,000

10,000

12,000

2010 2012 2014 2016

Hou

seho

lds

220311

Poverty ALICE Above ALICE Threshold

18% 34% 20%

29% 13%

25%

53%

53% 55%

4,474

2,935 2,850

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

5,000

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

220312

Poverty ALICE Above ALICE Threshold

Page 79: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, De Soto Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $580 $819Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $156 $415Taxes $244 $408

Monthly Total $1,717 $4,567ANNUAL TOTAL $20,604 $54,804Hourly Wage $10.30 $27.40

$27,192

$29,424

$45,900

$64,812

$57,816

0

500

1,000

1,500

2,000

2,500

3,000

Small Firms Large Firms

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220313

500+250-49950-24920-490-19

Firm Size by Number of Employees

De Soto Parish, 2016

Town Total HH% ALICE & Poverty

Keachi 123 35%

Logansport 633 53%

Mansfield 1,878 62%

South Mansfield 142 85%

Stonewall 786 34%

Page 80: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 447,037 • Number of Households: 163,764Median Household Income: $50,508 (state average: $45,146)Unemployment Rate: 6.6% (state average: 7.0%)ALICE Households: 28% (state average: 29%) • Households in Poverty: 19% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN EAST BATON ROUGE PARISH

16% 18% 17% 19%

22% 19% 24% 28%

62% 63% 59% 53%

165,646 167,731 170,572 163,764

0

20,000

40,000

60,000

80,000

100,000

120,000

140,000

160,000

180,000

2010 2012 2014 2016

Hou

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220331

Poverty ALICE Above ALICE Threshold

18% 26% 10%

31%

17% 33%

51%

57% 57%

86,683

40,654 36,427

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

100,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220332

Poverty ALICE Above ALICE Threshold

Page 81: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, East Baton Rouge Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $594 $842Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $158 $444Taxes $249 $483

Monthly Total $1,738 $4,881ANNUAL TOTAL $20,856 $58,572Hourly Wage $10.43 $29.29

$36,972

$40,668

$42,132

$47,112

$50,244

0

20,000

40,000

60,000

80,000

100,000

120,000

140,000

Small Firms Large Firms

Num

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220333

500+250-49950-24920-490-19

Firm Size by Number of Employees

East Baton Rouge Parish, 2016

Town Total HH% ALICE & Poverty

Baker 5,078 56%

Baton Rouge 81,939 57%

Brownfields 1,970 50%

Central 10,201 31%

Gardere 4,006 61%

Inniswold 2,658 32%

Merrydale 3,189 57%

Monticello 1,849 33%

Oak Hills Place 3,495 27%

Old Jefferson 2,938 29%

Shenandoah 7,593 23%

Village St. George 2,621 30%

Westminster 1,254 18%

Zachary 5,368 31%

Page 82: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 7,419 • Number of Households: 2,557Median Household Income: $22,093 (state average: $45,146)Unemployment Rate: 11.5% (state average: 7.0%)ALICE Households: 28% (state average: 29%) • Households in Poverty: 47% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN EAST CARROLL PARISH

36% 35% 40% 47%

27% 27%

28% 28%

37% 38%

32% 25%

2,426 2,371 2,592 2,557

0

500

1,000

1,500

2,000

2,500

3,000

2010 2012 2014 2016

Hou

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220351

Poverty ALICE Above ALICE Threshold

38% 76%

36%

41%

18%

17%

21%

6% 47%

1,130

670 757

0

200

400

600

800

1,000

1,200

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

220352

Poverty ALICE Above ALICE Threshold

Page 83: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, East Carroll Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $443 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $139 $383Taxes $206 $324

Monthly Total $1,525 $4,211ANNUAL TOTAL $18,300 $50,532Hourly Wage $9.15 $25.27

$22,704

$18,444

$24,528

$19,104

$35,640 0

200

400

600

800

1,000

1,200

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Firm Size by Number of Employees

East Carroll Parish, 2016

Town Total HH% ALICE & Poverty

Lake Providence 1,798 80%

Page 84: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 19,756 • Number of Households: 6,822Median Household Income: $48,997 (state average: $45,146)Unemployment Rate: 6.1% (state average: 7.0%)ALICE Households: 32% (state average: 29%) • Households in Poverty: 16% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN EAST FELICIANA PARISH

21% 17% 18% 16%

27% 23% 27% 32%

52% 60% 55% 52%

6,746 6,901 6,909 6,822

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

2010 2012 2014 2016

Hou

seho

lds

220371

Poverty ALICE Above ALICE Threshold

15% 21% 15%

30%

30% 35%

55%

49% 50%

3,160

1,689

1,973

0

500

1,000

1,500

2,000

2,500

3,000

3,500

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220372

Poverty ALICE Above ALICE Threshold

Page 85: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, East Feliciana Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $594 $842Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $158 $418Taxes $249 $416

Monthly Total $1,738 $4,601ANNUAL TOTAL $20,856 $55,212Hourly Wage $10.43 $27.61

$29,088

$25,692

$34,776

$64,248

$55,620 0

500

1,000

1,500

2,000

2,500

Small Firms Large Firms

Num

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220373

500+250-49950-24920-490-19

Firm Size by Number of Employees

East Feliciana Parish, 2016

Town Total HH% ALICE & Poverty

Clinton 678 63%

Jackson 438 58%

Norwood 148 60%

Slaughter 488 35%

Wilson 206 66%

Page 86: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 33,765 • Number of Households: 11,871Median Household Income: $30,724 (state average: $45,146)Unemployment Rate: 11.2% (state average: 7.0%)ALICE Households: 30% (state average: 29%) • Households in Poverty: 25% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN EVANGELINE PARISH

20% 26% 27% 25%

27% 24% 28% 30%

53% 50% 45% 45%

11,934 12,172 12,053 11,871

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

2010 2012 2014 2016

Hou

seho

lds

220391

Poverty ALICE Above ALICE Threshold

22% 34% 19%

37%

18%

33%

41%

48%

48%

5,123

3,714

3,034

0

1,000

2,000

3,000

4,000

5,000

6,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220392

Poverty ALICE Above ALICE Threshold

Page 87: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Evangeline Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $357 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $128 $383Taxes $182 $324

Monthly Total $1,404 $4,211ANNUAL TOTAL $16,848 $50,532Hourly Wage $8.42 $25.27

$27,312

$23,832

$23,544

$34,704

$41,700

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

Small Firms Large Firms

Num

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220393

500+250-49950-24920-490-19

Firm Size by Number of Employees

Evangeline Parish, 2016

Town Total HH% ALICE & Poverty

Basile 525 62%

Chataignier 126 68%

Mamou 943 63%

Pine Prairie 310 52%

Reddell 328 44%

Turkey Creek 129 53%

Ville Platte 3,086 76%

Page 88: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 20,464 • Number of Households: 7,520Median Household Income: $32,440 (state average: $45,146)Unemployment Rate: 10.1% (state average: 7.0%)ALICE Households: 27% (state average: 29%) • Households in Poverty: 27% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN FRANKLIN PARISH

25% 27% 27% 27%

18% 25% 27% 27%

57% 48% 46% 46%

7,969 7,692 7,748 7,520

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

2010 2012 2014 2016

Hou

seho

lds

220411

Poverty ALICE Above ALICE Threshold

23% 44% 19%

37%

10% 27%

40%

46% 54%

3,267

1,926

2,327

0

500

1,000

1,500

2,000

2,500

3,000

3,500

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220412

Poverty ALICE Above ALICE Threshold

Page 89: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Franklin Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $430 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $137 $383Taxes $202 $324

Monthly Total $1,506 $4,211ANNUAL TOTAL $18,072 $50,532Hourly Wage $9.04 $25.27

$23,208

$30,972

$21,936

$26,484

$27,828

0

500

1,000

1,500

2,000

2,500

Small Firms Large Firms

Num

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220413

500+250-49950-24920-490-19

Firm Size by Number of Employees

Franklin Parish, 2016

Town Total HH% ALICE & Poverty

Baskin 104 59%

Gilbert 187 65%

Winnsboro 1,836 69%

Wisner 339 68%

Page 90: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 22,372 • Number of Households: 7,286Median Household Income: $40,389 (state average: $45,146)Unemployment Rate: 8.4% (state average: 7.0%)ALICE Households: 31% (state average: 29%) • Households in Poverty: 21% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN GRANT PARISH

17% 19% 20% 21%

28% 31% 31% 31%

55% 50% 49% 48%

7,426 7,199 7,204 7,286

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

2010 2012 2014 2016

Hou

seho

lds

220431

Poverty ALICE Above ALICE Threshold

18% 28% 20%

38%

20% 30%

44%

52% 50%

3,610

1,680

1,996

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220432

Poverty ALICE Above ALICE Threshold

Page 91: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Grant Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $553 $726Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $153 $403Taxes $236 $375

Monthly Total $1,679 $4,429ANNUAL TOTAL $20,148 $53,148Hourly Wage $10.07 $26.57

$26,316

$20,928

$33,168

$35,016

$46,224 0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

2,000

Small Firms Large Firms

Num

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220433

500+250-49950-24920-490-19

Firm Size by Number of Employees

Grant Parish, 2016

Town Total HH% ALICE & Poverty

Colfax 608 70%

Dry Prong 191 46%

Georgetown 117 49%

Montgomery 297 44%

Pollock 171 58%

Prospect 179 17%

Rock Hill 119 49%

Page 92: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 73,273 • Number of Households: 26,240Median Household Income: $41,424 (state average: $45,146)Unemployment Rate: 10.6% (state average: 7.0%)ALICE Households: 26% (state average: 29%) • Households in Poverty: 24% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN IBERIA PARISH

21% 19% 16% 24%

19% 19% 22%

26%

60% 62% 62% 50%

26,130 26,359 25,855 26,240

0

5,000

10,000

15,000

20,000

25,000

30,000

2010 2012 2014 2016

Hou

seho

lds

220451

Poverty ALICE Above ALICE Threshold

15% 41%

17%

38% 9%

26%

47%

50%

57%

11,915

7,981

6,344

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220452

Poverty ALICE Above ALICE Threshold

Page 93: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Iberia Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $525 $708Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $149 $400Taxes $228 $369

Monthly Total $1,639 $4,402ANNUAL TOTAL $19,668 $52,824Hourly Wage $9.83 $26.41

$32,412

$35,916

$43,056

$55,860

$51,264

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

Small Firms Large Firms

Num

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220453

500+250-49950-24920-490-19

Firm Size by Number of Employees

Iberia Parish, 2016

Town Total HH% ALICE & Poverty

Jeanerette 2,041 65%

Loreauville 269 44%

Lydia 252 43%

New Iberia 11,560 51%

Page 94: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 33,159 • Number of Households: 11,162Median Household Income: $46,480 (state average: $45,146)Unemployment Rate: 7.2% (state average: 7.0%)ALICE Households: 29% (state average: 29%) • Households in Poverty: 18% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN IBERVILLE PARISH

19% 21% 20% 18%

20% 23% 24% 29%

61% 56% 56% 53%

10,951 11,101 11,257 11,162

0

2,000

4,000

6,000

8,000

10,000

12,000

2010 2012 2014 2016

Hou

seho

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220471

Poverty ALICE Above ALICE Threshold

12% 30% 17%

31% 17% 35%

57%

53% 48%

5,365

2,848 2,949

0

1,000

2,000

3,000

4,000

5,000

6,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220472

Poverty ALICE Above ALICE Threshold

Page 95: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Iberville Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $459 $635Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $141 $390Taxes $210 $343

Monthly Total $1,547 $4,293ANNUAL TOTAL $18,564 $51,516Hourly Wage $9.28 $25.76

$37,884

$30,912

$44,568

$34,896

$81,024

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

Small Firms Large Firms

Num

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220473

500+250-49950-24920-490-19

Firm Size by Number of Employees

Iberville Parish, 2016

Town Total HH% ALICE & Poverty

Bayou Goula 272 49%

Crescent 233 28%

Grosse Tete 291 54%

Maringouin 315 62%

Plaquemine 2,647 44%

Rosedale 376 50%

St. Gabriel 1,432 54%

White Castle 806 67%

Page 96: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 15,999 • Number of Households: 6,052Median Household Income: $38,310 (state average: $45,146)Unemployment Rate: 5.6% (state average: 7.0%)ALICE Households: 23% (state average: 29%) • Households in Poverty: 25% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN JACKSON PARISH

17% 20% 24% 25%

25% 22% 26% 23%

58% 58% 50% 52%

5,967 6,076 6,166 6,052

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

2010 2012 2014 2016

Hou

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220491

Poverty ALICE Above ALICE Threshold

22% 43%

14%

32% 14%

22%

46%

43% 64%

2,444

1,665

1,943

0

500

1,000

1,500

2,000

2,500

3,000

Single or Cohabiting Families With Children 65 and Over

Hou

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220492

Poverty ALICE Above ALICE Threshold

Page 97: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Jackson Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $430 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $137 $383Taxes $202 $324

Monthly Total $1,506 $4,211ANNUAL TOTAL $18,072 $50,532Hourly Wage $9.04 $25.27

$26,040

$28,704

$22,380

$24,624

$45,444

0

200

400

600

800

1,000

1,200

1,400

1,600

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Num

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Firm Size by Number of Employees

Jackson Parish, 2016

Town Total HH% ALICE & Poverty

Chatham 276 75%

East Hodge 138 64%

Hodge 169 47%

Jonesboro 1,475 75%

North Hodge 150 62%

Page 98: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 436,523 • Number of Households: 170,710Median Household Income: $49,678 (state average: $45,146)Unemployment Rate: 5.7% (state average: 7.0%)ALICE Households: 32% (state average: 29%) • Households in Poverty: 14% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN JEFFERSON PARISH

15% 15% 15% 14%

27% 28% 28% 32%

58% 57% 57% 54%

166,696 166,492 169,033 170,710

0

20,000

40,000

60,000

80,000

100,000

120,000

140,000

160,000

180,000

2010 2012 2014 2016

Hou

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220511

Poverty ALICE Above ALICE Threshold

12% 23% 10%

34%

24% 36%

54%

53% 54%

81,047

43,823 45,840

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

Single or Cohabiting Families With Children 65 and Over

Hou

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220512

Poverty ALICE Above ALICE Threshold

Page 99: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Jefferson Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $669 $963Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $168 $460Taxes $274 $526

Monthly Total $1,848 $5,061ANNUAL TOTAL $22,176 $60,732Hourly Wage $11.09 $30.37

$36,984

$39,720

$42,336

$58,296

$45,384

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

100,000

Small Firms Large Firms

Num

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220513

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Firm Size by Number of Employees

Jefferson Parish, 2016

Town Total HH% ALICE & Poverty

Avondale 1,729 59%

Barataria 430 52%

Bridge City 2,411 66%

Elmwood 2,785 36%

Estelle 5,290 43%

Grand Isle 342 55%

Gretna 6,856 58%

Harahan 3,962 37%

Harvey 7,870 61%

Jean Lafitte 614 42%

Jefferson 5,104 51%

Kenner 24,208 43%

Lafitte 321 59%

Marrero 11,810 57%

Metairie 60,296 42%

River Ridge 5,855 35%

Terrytown 8,617 56%

Timberlane 3,329 44%

Waggaman 3,465 58%

Westwego 3,482 63%

Woodmere 3,604 43%

Page 100: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 31,399 • Number of Households: 11,554Median Household Income: $39,202 (state average: $45,146)Unemployment Rate: 8.5% (state average: 7.0%)ALICE Households: 29% (state average: 29%) • Households in Poverty: 21% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN JEFFERSON DAVIS PARISH

14% 23% 22% 21%

25% 20% 24% 29%

61% 57% 54% 50%

11,950 11,816 11,553 11,554

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

2010 2012 2014 2016

Hou

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220531

Poverty ALICE Above ALICE Threshold

18% 25% 21%

31% 19% 35%

51%

56% 44%

4,923

3,598

3,033

0

1,000

2,000

3,000

4,000

5,000

6,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220532

Poverty ALICE Above ALICE Threshold

Page 101: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Jefferson Davis Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $477 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $143 $383Taxes $215 $324

Monthly Total $1,572 $4,211ANNUAL TOTAL $18,864 $50,532Hourly Wage $9.43 $25.27

$27,444

$27,600

$36,876

$48,612

$36,384

0

1,000

2,000

3,000

4,000

5,000

6,000

Small Firms Large Firms

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220533

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Firm Size by Number of Employees

Jefferson Davis Parish, 2016

Town Total HH% ALICE & Poverty

Elton 543 61%

Fenton 149 71%

Jennings 3,736 58%

Lacassine 127 33%

Lake Arthur 981 58%

Roanoke 209 53%

Welsh 1,177 60%

Page 102: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 241,398 • Number of Households: 89,130Median Household Income: $49,969 (state average: $45,146)Unemployment Rate: 4.9% (state average: 7.0%)ALICE Households: 27% (state average: 29%) • Households in Poverty: 17% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN LAFAYETTE PARISH

17% 17% 13% 17%

15% 20%

20% 27%

68% 63% 67%

56%

84,447 88,097 88,611 89,130

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

100,000

2010 2012 2014 2016

Hou

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220551

Poverty ALICE Above ALICE Threshold

16% 22% 13%

31%

14% 38%

53%

64%

49%

44,747

27,426

16,957

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

50,000

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

220552

Poverty ALICE Above ALICE Threshold

Page 103: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Lafayette Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $605 $877Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $159 $448Taxes $252 $495

Monthly Total $1,753 $4,932ANNUAL TOTAL $21,036 $59,184Hourly Wage $10.52 $29.59

$36,240

$35,664

$40,848

$46,656

$46,428

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

Small Firms Large Firms

Num

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220553

500+250-49950-24920-490-19

Firm Size by Number of Employees

Lafayette Parish, 2016

Town Total HH% ALICE & Poverty

Broussard 3,785 31%

Carencro 3,179 54%

Duson 635 59%

Lafayette 50,473 47%

Milton 1,106 15%

Ossun 615 48%

Scott 3,493 47%

Youngsville 3,734 15%

Page 104: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 98,305 • Number of Households: 37,199Median Household Income: $51,772 (state average: $45,146)Unemployment Rate: 5.9% (state average: 7.0%)ALICE Households: 29% (state average: 29%) • Households in Poverty: 16% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN LAFOURCHE PARISH

13% 12% 19% 16%

25% 25% 27% 29%

62% 63% 54% 55%

35,691 35,392 34,564 37,199

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

2010 2012 2014 2016

Hou

seho

lds

220571

Poverty ALICE Above ALICE Threshold

15% 21% 14%

28%

17% 43%

57%

62% 43%

17,435

10,712

9,052

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

220572

Poverty ALICE Above ALICE Threshold

Page 105: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Lafourche Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $639 $857Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $164 $446Taxes $264 $488

Monthly Total $1,804 $4,903ANNUAL TOTAL $21,648 $58,836Hourly Wage $10.82 $29.42

$30,540

$36,600

$48,936

$65,664

$58,272

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

Small Firms Large Firms

Num

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Firm Size by Number of Employees

Lafourche Parish, 2016

Town Total HH% ALICE & Poverty

Bayou Blue 4,285 42%

Bayou Country Club 517 15%

Chackbay 1,812 37%

Choctaw 304 48%

Cut Off 2,165 41%

Galliano 2,859 45%

Golden Meadow 717 41%

Kraemer 357 52%

Lafourche Crossing 775 29%

Larose 2,749 44%

Lockport 905 50%

Lockport Heights 502 36%

Mathews 833 38%

Raceland 3,947 56%

Thibodaux 5,509 58%

Page 106: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 14,927 • Number of Households: 5,320Median Household Income: $35,339 (state average: $45,146)Unemployment Rate: 5.2% (state average: 7.0%)ALICE Households: 28% (state average: 29%) • Households in Poverty: 24% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN LASALLE PARISH

14% 13% 19% 24%

26% 20% 21%

28%

60% 67% 60% 48%

5,245 5,718 5,715

5,320

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

2010 2012 2014 2016

Hou

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220591

Poverty ALICE Above ALICE Threshold

27% 31%

12%

31%

12% 41%

42%

57% 47%

2,409

1,500 1,411

0

500

1,000

1,500

2,000

2,500

3,000

Single or Cohabiting Families With Children 65 and Over

Hou

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220592

Poverty ALICE Above ALICE Threshold

Page 107: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, LaSalle Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $430 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $137 $383Taxes $202 $324

Monthly Total $1,506 $4,211ANNUAL TOTAL $18,072 $50,532Hourly Wage $9.04 $25.27

$26,640

$35,784

$24,972

$41,676

$36,000

0

200

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800

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1,400

1,600

1,800

2,000

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Firm Size by Number of Employees

LaSalle Parish, 2016

Town Total HH% ALICE & Poverty

Jena 1,375 65%

Midway 510 90%

Olla 506 51%

Tullos 165 60%

Urania 210 52%

Page 108: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 47,480 • Number of Households: 17,144Median Household Income: $34,527 (state average: $45,146)Unemployment Rate: 10.4% (state average: 7.0%)ALICE Households: 25% (state average: 29%) • Households in Poverty: 31% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN LINCOLN PARISH

25% 27% 30% 31%

21% 19%

22% 25%

54% 54% 48% 44%

15,876 16,886 17,060 17,144

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

2010 2012 2014 2016

Hou

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220611

Poverty ALICE Above ALICE Threshold

36%

35% 13%

25%

18%

33%

39%

47%

54%

8,734

4,823

3,587

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220612

Poverty ALICE Above ALICE Threshold

Page 109: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Lincoln Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $558 $683Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $153 $397Taxes $237 $360

Monthly Total $1,685 $4,365ANNUAL TOTAL $20,220 $52,380Hourly Wage $10.11 $26.19

$27,648

$28,416

$33,624

$52,992

$36,756

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

Small Firms Large Firms

Num

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220613

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Firm Size by Number of Employees

Lincoln Parish, 2016

Town Total HH% ALICE & Poverty

Choudrant 433 38%

Dubach 378 64%

Grambling 1,667 70%

Ruston 7,806 65%

Simsboro 410 53%

Vienna 197 35%

Page 110: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 140,138 • Number of Households: 47,479Median Household Income: $56,534 (state average: $45,146)Unemployment Rate: 5.2% (state average: 7.0%)ALICE Households: 27% (state average: 29%) • Households in Poverty: 13% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN LIVINGSTON PARISH

11% 16% 11% 13%

24% 22%

17% 27%

65% 62% 72% 60%

44,849 47,228 48,943 47,479

0

10,000

20,000

30,000

40,000

50,000

60,000

2010 2012 2014 2016

Hou

seho

lds

220631

Poverty ALICE Above ALICE Threshold

7% 21%

12%

33% 15% 34%

60%

64%

54%

20,985

16,159

10,335

0

5,000

10,000

15,000

20,000

25,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220632

Poverty ALICE Above ALICE Threshold

Page 111: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Livingston Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $594 $842Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $158 $444Taxes $249 $483

Monthly Total $1,738 $4,881ANNUAL TOTAL $20,856 $58,572Hourly Wage $10.43 $29.29

$29,184

$28,668

$32,808

$40,932

$37,884

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

Small Firms Large Firms

Num

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220633

500+250-49950-24920-490-19

Firm Size by Number of Employees

Livingston Parish, 2016

Town Total HH% ALICE & Poverty

Albany 525 54%

Denham Springs 3,884 46%

French Settlement 486 43%

Killian 497 45%

Livingston 664 45%

Port Vincent 358 36%

Springfield 172 62%

Walker 2,428 45%

Watson 434 43%

Page 112: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 11,803 • Number of Households: 4,080Median Household Income: $25,404 (state average: $45,146)Unemployment Rate: 14.1% (state average: 7.0%)ALICE Households: 28% (state average: 29%) • Households in Poverty: 38% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN MADISON PARISH

32% 33% 36% 38%

28% 29% 28% 28%

40% 38% 36% 34%

3,973 4,050 4,035 4,080

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

2010 2012 2014 2016

Hou

seho

lds

220651

Poverty ALICE Above ALICE Threshold

29% 64%

29%

42%

2%

29%

29%

34% 42%

2,051

1,035 994

0

500

1,000

1,500

2,000

2,500

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220652

Poverty ALICE Above ALICE Threshold

Page 113: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Madison Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $430 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $137 $383Taxes $202 $324

Monthly Total $1,506 $4,211ANNUAL TOTAL $18,072 $50,532Hourly Wage $9.04 $25.27

$22,008

$23,340

$25,788

$13,944

$31,716 0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

2,000

Small Firms Large Firms

Num

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220653

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Firm Size by Number of Employees

Madison Parish, 2016

Town Total HH% ALICE & Poverty

Richmond 162 44%

Tallulah 2,727 70%

Page 114: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 26,739 • Number of Households: 10,273Median Household Income: $30,279 (state average: $45,146)Unemployment Rate: 8.1% (state average: 7.0%)ALICE Households: 31% (state average: 29%) • Households in Poverty: 28% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN MOREHOUSE PARISH

24% 28% 28% 28%

28% 26% 30% 31%

48% 46% 42% 41%

10,141 10,559 10,383 10,273

0

2,000

4,000

6,000

8,000

10,000

12,000

2010 2012 2014 2016

Hou

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220671

Poverty ALICE Above ALICE Threshold

22% 46% 23%

40%

12% 33%

38%

42%

44%

4,885

2,382

3,006

0

1,000

2,000

3,000

4,000

5,000

6,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220672

Poverty ALICE Above ALICE Threshold

Page 115: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Morehouse Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $451 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $140 $383Taxes $208 $324

Monthly Total $1,536 $4,211ANNUAL TOTAL $18,432 $50,532Hourly Wage $9.22 $25.27

$26,100

$29,436

$28,116

$38,112

$28,212

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

Small Firms Large Firms

Num

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220673

500+250-49950-24920-490-19

Firm Size by Number of Employees

Morehouse Parish, 2016

Town Total HH% ALICE & Poverty

Bastrop 4,061 74%

Collinston 150 74%

Mer Rouge 161 56%

Page 116: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 39,258 • Number of Households: 14,393Median Household Income: $30,697 (state average: $45,146)Unemployment Rate: 12.1% (state average: 7.0%)ALICE Households: 28% (state average: 29%) • Households in Poverty: 31% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN NATCHITOCHES PARISH

28% 26% 28% 31%

25% 22% 26%

28%

47% 52% 46% 41%

15,101 15,013 14,598 14,393

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

2010 2012 2014 2016

Hou

seho

lds

220691

Poverty ALICE Above ALICE Threshold

32% 38%

21%

33%

16% 29%

35%

46% 50%

7,322

3,260 3,811

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220692

Poverty ALICE Above ALICE Threshold

Page 117: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Natchitoches Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $488 $651Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $144 $392Taxes $218 $349

Monthly Total $1,587 $4,317ANNUAL TOTAL $19,044 $51,804Hourly Wage $9.52 $25.90

$27,084

$25,332

$26,136

$34,788

$38,484

0

1,000

2,000

3,000

4,000

5,000

6,000

Small Firms Large Firms

Num

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220693

500+250-49950-24920-490-19

Firm Size by Number of Employees

Natchitoches Parish, 2016

Town Total HH% ALICE & Poverty

Campti 350 80%

Clarence 140 64%

Goldonna 146 45%

Natchez 180 70%

Natchitoches 6,454 69%

Point Place 208 41%

Provencal 227 60%

Vienna Bend 454 53%

Page 118: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 391,495 • Number of Households: 154,355Median Household Income: $38,681 (state average: $45,146)Unemployment Rate: 8.2% (state average: 7.0%)ALICE Households: 29% (state average: 29%) • Households in Poverty: 24% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ORLEANS PARISH

24% 28% 27% 24%

22% 22%

16% 29%

54% 50% 57%

47%

142,093 151,735 152,788 154,355

0

20,000

40,000

60,000

80,000

100,000

120,000

140,000

160,000

180,000

2010 2012 2014 2016

Hou

seho

lds

220711

Poverty ALICE Above ALICE Threshold

23% 30% 20%

31%

20% 34%

46%

50% 46%

89,757

31,579 33,019

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

100,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220712

Poverty ALICE Above ALICE Threshold

Page 119: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Orleans Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $669 $963Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $168 $460Taxes $274 $526

Monthly Total $1,848 $5,061ANNUAL TOTAL $22,176 $60,732Hourly Wage $11.09 $30.37

$35,808

$35,592

$39,276

$46,596

$50,052

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

100,000

Small Firms Large Firms

Num

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f Job

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220713

500+250-49950-24920-490-19

Firm Size by Number of Employees

Orleans Parish, 2016

Town Total HH% ALICE & Poverty

New Orleans 154,355 53%

Page 120: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 156,983 • Number of Households: 54,349Median Household Income: $37,275 (state average: $45,146)Unemployment Rate: 7.1% (state average: 7.0%)ALICE Households: 33% (state average: 29%) • Households in Poverty: 25% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN OUACHITA PARISH

22% 23% 24% 25%

21% 22% 22% 33%

57% 55% 54% 42%

57,072 58,133 57,766 54,349

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

2010 2012 2014 2016

Hou

seho

lds

220731

Poverty ALICE Above ALICE Threshold

23% 35% 16%

43%

20%

32%

34%

45%

52%

23,404

16,797

14,148

0

5,000

10,000

15,000

20,000

25,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220732

Poverty ALICE Above ALICE Threshold

Page 121: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Ouachita Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $561 $737Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $154 $429Taxes $238 $445

Monthly Total $1,690 $4,723ANNUAL TOTAL $20,280 $56,676Hourly Wage $10.14 $28.34

$30,084

$29,112

$34,404

$31,092

$43,140

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

Small Firms Large Firms

Num

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220733

500+250-49950-24920-490-19

Firm Size by Number of Employees

Ouachita Parish, 2016

Town Total HH% ALICE & Poverty

Bawcomville 1,189 74%

Brownsville 1,572 75%

Calhoun 191 41%

Claiborne 4,388 41%

Lakeshore 734 46%

Monroe 17,717 65%

Richwood 530 77%

Sterlington 768 54%

Swartz 1,820 44%

West Monroe 5,295 63%

Page 122: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 23,584 • Number of Households: 8,644Median Household Income: $50,251 (state average: $45,146)Unemployment Rate: 3.9% (state average: 7.0%)ALICE Households: 30% (state average: 29%) • Households in Poverty: 18% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN PLAQUEMINES PARISH

10% 14% 16% 18%

28% 19% 21% 30%

62% 67% 63% 52%

8,315 8,823 8,772 8,644

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

2010 2012 2014 2016

Hou

seho

lds

220751

Poverty ALICE Above ALICE Threshold

12% 19% 30%

31% 27% 33%

57%

54%

37%

3,745

3,013

1,886

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220752

Poverty ALICE Above ALICE Threshold

Page 123: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Plaquemines Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $669 $963Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $168 $460Taxes $274 $526

Monthly Total $1,848 $5,061ANNUAL TOTAL $22,176 $60,732Hourly Wage $11.09 $30.37

$35,856

$47,520

$47,988

$58,032

$79,992

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

Small Firms Large Firms

Num

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220753

500+250-49950-24920-490-19

Firm Size by Number of Employees

Plaquemines Parish, 2016

Town Total HH% ALICE & Poverty

Belle Chasse 5,019 39%

Boothville 341 68%

Buras 463 48%

Empire 402 73%

Port Sulphur 578 71%

Triumph 113 64%

Page 124: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 22,366 • Number of Households: 8,802Median Household Income: $44,275 (state average: $45,146)Unemployment Rate: 8.8% (state average: 7.0%)ALICE Households: 27% (state average: 29%) • Households in Poverty: 19% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN POINTE COUPEE PARISH

12% 15% 16% 19%

31% 24% 23% 27%

57% 61% 61% 54%

8,634 9,121 8,888 8,802

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

2010 2012 2014 2016

Hou

seho

lds

220771

Poverty ALICE Above ALICE Threshold

16% 22% 22%

27%

20%

34%

57%

58%

44%

3,867

2,102

2,833

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220772

Poverty ALICE Above ALICE Threshold

Page 125: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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LOUI

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Pointe Coupee Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $594 $842Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $158 $418Taxes $249 $416

Monthly Total $1,738 $4,601ANNUAL TOTAL $20,856 $55,212Hourly Wage $10.43 $27.61

$27,936

$34,380

$40,944

$42,456

$28,476

0

500

1,000

1,500

2,000

2,500

3,000

3,500

Small Firms Large Firms

Num

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220773

500+250-49950-24920-490-19

Firm Size by Number of Employees

Pointe Coupee Parish, 2016

Town Total HH% ALICE & Poverty

Fordoche 369 37%

Livonia 672 34%

Morganza 326 46%

New Roads 1,798 51%

Ventress 468 47%

Page 126: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 132,424 • Number of Households: 47,745Median Household Income: $42,582 (state average: $45,146)Unemployment Rate: 6.4% (state average: 7.0%)ALICE Households: 28% (state average: 29%) • Households in Poverty: 19% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN RAPIDES PARISH

18% 21% 20% 19%

22% 20% 27% 28%

60% 59% 53% 53%

47,126 49,299

46,738 47,745

0

10,000

20,000

30,000

40,000

50,000

60,000

2010 2012 2014 2016

Hou

seho

lds

220791

Poverty ALICE Above ALICE Threshold

15% 26% 19%

31% 24%

26%

54%

50% 55%

20,638

14,484

12,623

0

5,000

10,000

15,000

20,000

25,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220792

Poverty ALICE Above ALICE Threshold

Page 127: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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LOUI

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Rapides Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $553 $726Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $153 $403Taxes $236 $375

Monthly Total $1,679 $4,429ANNUAL TOTAL $20,148 $53,148Hourly Wage $10.07 $26.57

$35,292

$34,908

$31,392

$31,992

$39,120

0

5,000

10,000

15,000

20,000

25,000

30,000

Small Firms Large Firms

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220793

500+250-49950-24920-490-19

Firm Size by Number of Employees

Rapides Parish, 2016

Town Total HH% ALICE & Poverty

Alexandria 17,837 55%

Ball 1,443 37%

Boyce 514 68%

Cheneyville 211 73%

Deville 702 40%

Forest Hill 282 70%

Glenmora 457 65%

Lecompte 389 65%

Pineville 5,123 52%

Woodworth 504 38%

Page 128: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 8,757 • Number of Households: 3,491Median Household Income: $36,831 (state average: $45,146)Unemployment Rate: 8.0% (state average: 7.0%)ALICE Households: 25% (state average: 29%) • Households in Poverty: 24% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN RED RIVER PARISH

21% 22% 24% 24%

28% 21% 24% 25%

51% 57% 52% 51%

3,203 3,225 3,382 3,491

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

2010 2012 2014 2016

Hou

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220811

Poverty ALICE Above ALICE Threshold

16% 32% 30%

31%

7%

29%

53%

61%

41%

1,493

877

1,121

0

200

400

600

800

1,000

1,200

1,400

1,600

Single or Cohabiting Families With Children 65 and Over

Hou

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220812

Poverty ALICE Above ALICE Threshold

Page 129: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Red River Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $434 $585Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $137 $384Taxes $203 $326

Monthly Total $1,511 $4,220ANNUAL TOTAL $18,132 $50,640Hourly Wage $9.07 $25.32

$21,972

$34,428

$35,796

$46,272 0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

Small Firms Large Firms

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Firm Size by Number of Employees

Red River Parish, 2016

Town Total HH% ALICE & Poverty

Coushatta 876 60%

Hall Summit 126 27%

Martin 228 31%

Page 130: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 20,692 • Number of Households: 7,581Median Household Income: $35,684 (state average: $45,146)Unemployment Rate: 10.7% (state average: 7.0%)ALICE Households: 28% (state average: 29%) • Households in Poverty: 23% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN RICHLAND PARISH

21% 20% 20% 23%

22% 23% 25% 28%

57% 57% 55% 49%

7,401 7,566 7,676 7,581

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

2010 2012 2014 2016

Hou

seho

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220831

Poverty ALICE Above ALICE Threshold

17% 34% 21%

33% 21%

27%

50%

45% 52%

3,299

2,131 2,151

0

500

1,000

1,500

2,000

2,500

3,000

3,500

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

220832

Poverty ALICE Above ALICE Threshold

Page 131: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Richland Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $430 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $137 $383Taxes $202 $324

Monthly Total $1,506 $4,211ANNUAL TOTAL $18,072 $50,532Hourly Wage $9.04 $25.27

$25,044

$31,044

$28,548

$27,048

$36,756

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

Small Firms Large Firms

Num

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220833

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Firm Size by Number of Employees

Richland Parish, 2016

Town Total HH% ALICE & Poverty

Delhi 1,070 50%

Mangham 261 59%

Rayville 1,394 70%

Start 385 45%

Page 132: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 24,144 • Number of Households: 8,984Median Household Income: $39,372 (state average: $45,146)Unemployment Rate: 9.8% (state average: 7.0%)ALICE Households: 30% (state average: 29%) • Households in Poverty: 20% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN SABINE PARISH

22% 20% 21% 20%

25% 25% 27% 30%

53% 55% 52% 50%

9,133 9,246 9,174 8,984

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

2010 2012 2014 2016

Hou

seho

lds

220851

Poverty ALICE Above ALICE Threshold

16% 29% 18%

37%

14% 34%

47%

57%

48%

3,644

2,447

2,893

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220852

Poverty ALICE Above ALICE Threshold

Page 133: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Sabine Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $454 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $140 $383Taxes $209 $324

Monthly Total $1,540 $4,211ANNUAL TOTAL $18,480 $50,532Hourly Wage $9.24 $25.27

$28,128

$31,800

$33,648

$29,460

$33,624

0

500

1,000

1,500

2,000

2,500

3,000

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220853

500+250-49950-24920-490-19

Firm Size by Number of Employees

Sabine Parish, 2016

Town Total HH% ALICE & Poverty

Belmont 169 19%

Converse 139 56%

Florien 210 49%

Fort Jesup 176 61%

Many 978 69%

Pleasant Hill 249 68%

Zwolle 721 75%

Page 134: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 44,091 • Number of Households: 14,732Median Household Income: $43,565 (state average: $45,146)Unemployment Rate: 11.1% (state average: 7.0%)ALICE Households: 32% (state average: 29%) • Households in Poverty: 20% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ST. BERNARD PARISH

14% 17% 16% 20%

39% 35% 32%

32%

47% 48% 52%

48%

12,235

13,694 14,051 14,732

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

2010 2012 2014 2016

Hou

seho

lds

220871

Poverty ALICE Above ALICE Threshold

16% 28% 16%

35% 26%

38%

49%

46%

46%

7,194

4,962

2,576

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220872

Poverty ALICE Above ALICE Threshold

Page 135: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, St. Bernard Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $669 $963Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $168 $460Taxes $274 $526

Monthly Total $1,848 $5,061ANNUAL TOTAL $22,176 $60,732Hourly Wage $11.09 $30.37

$28,776

$24,228

$41,532

$49,956

$54,396

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

5,000

Small Firms Large Firms

Num

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220873

500+250-49950-24920-490-19

Firm Size by Number of Employees

St. Bernard Parish, 2016

Town Total HH% ALICE & Poverty

Arabi 1,706 59%

Chalmette 7,308 55%

Meraux 2,165 34%

Poydras 867 60%

Violet 1,868 61%

Page 136: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 52,708 • Number of Households: 18,586Median Household Income: $61,691 (state average: $45,146)Unemployment Rate: 8.2% (state average: 7.0%)ALICE Households: 25% (state average: 29%) • Households in Poverty: 12% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ST. CHARLES PARISH

13% 12% 12% 12%

20% 23% 22% 25%

67% 65% 66% 63%

18,700 18,267 18,421 18,586

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

2010 2012 2014 2016

Hou

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220891

Poverty ALICE Above ALICE Threshold

10% 15% 13%

25% 22% 31%

65%

63%

56%

8,352

6,479

3,755

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220892

Poverty ALICE Above ALICE Threshold

Page 137: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, St. Charles Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $669 $963Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $168 $460Taxes $274 $526

Monthly Total $1,848 $5,061ANNUAL TOTAL $22,176 $60,732Hourly Wage $11.09 $30.37

$31,980

$36,336

$47,508

$55,692 $76,116

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

Small Firms Large Firms

Num

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220893

500+250-49950-24920-490-19

Firm Size by Number of Employees

St. Charles Parish, 2016

Town Total HH% ALICE & Poverty

Ama 533 33%

Bayou Gauche 777 36%

Boutte 1,015 55%

Des Allemands 719 42%

Destrehan 4,078 27%

Hahnville 1,307 42%

Killona 237 94%

Luling 4,340 30%

Montz 689 30%

New Sarpy 503 65%

Norco 1,142 34%

Paradis 464 23%

St. Rose 2,907 53%

Page 138: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 10,714 • Number of Households: 4,033Median Household Income: $36,418 (state average: $45,146)Unemployment Rate: 14.3% (state average: 7.0%)ALICE Households: 31% (state average: 29%) • Households in Poverty: 26% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ST. HELENA PARISH

23% 23% 26% 26%

34% 28% 23% 31%

43% 49% 51% 43%

4,072 4,202 4,155 4,033

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

2010 2012 2014 2016

Hou

seho

lds

220911

Poverty ALICE Above ALICE Threshold

24% 36% 23%

39%

27% 20%

37%

37%

57%

1,904

898

1,231

0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

2,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220912

Poverty ALICE Above ALICE Threshold

Page 139: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, St. Helena Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $594 $842Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $158 $418Taxes $249 $416

Monthly Total $1,738 $4,601ANNUAL TOTAL $20,856 $55,212Hourly Wage $10.43 $27.61

$25,392

$23,568

$47,820

$28,740

$35,832

0

100

200

300

400

500

600

700

800

900

1,000

Small Firms Large Firms

Num

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f Job

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220913

500+250-49950-24920-490-19

Firm Size by Number of Employees

St. Helena Parish, 2016

Town Total HH% ALICE & Poverty

Greensburg 268 67%

Page 140: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 21,581 • Number of Households: 7,952Median Household Income: $51,386 (state average: $45,146)Unemployment Rate: 8.4% (state average: 7.0%)ALICE Households: 21% (state average: 29%) • Households in Poverty: 15% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ST. JAMES PARISH

13% 15% 16% 15%

19% 21% 20% 21%

68% 64% 64% 64%

7,513 7,710 7,925 7,952

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

2010 2012 2014 2016

Hou

seho

lds

220931

Poverty ALICE Above ALICE Threshold

11% 24% 15%

23% 11% 28%

66%

65% 57%

3,803

2,090 2,059

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220932

Poverty ALICE Above ALICE Threshold

Page 141: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, St. James Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $410 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $134 $383Taxes $197 $324

Monthly Total $1,478 $4,211ANNUAL TOTAL $17,736 $50,532Hourly Wage $8.87 $25.27

$30,624

$34,668

$44,796

$76,212

$93,516

0

500

1,000

1,500

2,000

2,500

3,000

3,500

Small Firms Large Firms

Num

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220933

500+250-49950-24920-490-19

Firm Size by Number of Employees

St. James Parish, 2016

Town Total HH% ALICE & Poverty

Convent 210 56%

Gramercy 1,196 36%

Grand Point 937 23%

Hester 143 22%

Lutcher 1,461 42%

North Vacherie 877 36%

Paulina 421 28%

South Vacherie 1,356 28%

St. James 294 43%

Union 243 47%

Welcome 252 47%

Page 142: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 43,888 • Number of Households: 15,363Median Household Income: $51,406 (state average: $45,146)Unemployment Rate: 8.2% (state average: 7.0%)ALICE Households: 26% (state average: 29%) • Households in Poverty: 19% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ST. JOHN THE BAPTIST PARISH

15% 15% 17% 19%

26% 25% 25% 26%

59% 60% 58% 55%

15,948 15,467 15,444 15,363

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

2010 2012 2014 2016

Hou

seho

lds

220951

Poverty ALICE Above ALICE Threshold

14% 25% 17%

24% 24%

33%

62%

51%

50%

7,120

4,909

3,334

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220952

Poverty ALICE Above ALICE Threshold

Page 143: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, St. John the Baptist Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $669 $963Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $168 $460Taxes $274 $526

Monthly Total $1,848 $5,061ANNUAL TOTAL $22,176 $60,732Hourly Wage $11.09 $30.37

$30,060

$35,652

$45,048

$60,228

$63,636

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

Small Firms Large Firms

Num

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f Job

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220953

500+250-49950-24920-490-19

Firm Size by Number of Employees

St. John the Baptist Parish, 2016

Town Total HH% ALICE & Poverty

Edgard 891 47%

Garyville 945 52%

Laplace 9,917 41%

Pleasure Bend 140 64%

Reserve 3,274 49%

Wallace 175 53%

Page 144: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 83,883 • Number of Households: 30,302Median Household Income: $31,207 (state average: $45,146)Unemployment Rate: 4.1% (state average: 7.0%)ALICE Households: 30% (state average: 29%) • Households in Poverty: 27% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ST. LANDRY PARISH

27% 25% 31% 27%

14% 20% 29% 30%

59% 55% 40% 43%

30,518 30,937 28,739

30,302

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

2010 2012 2014 2016

Hou

seho

lds

220971

Poverty ALICE Above ALICE Threshold

22% 39% 23%

38%

14%

32%

40%

47% 45%

13,275

9,089

7,938

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220972

Poverty ALICE Above ALICE Threshold

Page 145: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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LOUI

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, St. Landry Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $370 $600Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $129 $386Taxes $186 $331

Monthly Total $1,422 $4,242ANNUAL TOTAL $17,064 $50,904Hourly Wage $8.53 $25.45

$28,056

$30,192

$35,124

$39,252

$33,768

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

Small Firms Large Firms

Num

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f Job

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220973

500+250-49950-24920-490-19

Firm Size by Number of Employees

St. Landry Parish, 2016

Town Total HH% ALICE & Poverty

Arnaudville 442 51%

Cankton 236 51%

Eunice 3,814 60%

Grand Coteau 355 65%

Krotz Springs 432 79%

Lawtell 544 60%

Leonville 297 69%

Melville 455 81%

Opelousas 6,192 72%

Port Barre 725 72%

Sunset 1,046 52%

Washington 342 67%

Page 146: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 53,385 • Number of Households: 19,268Median Household Income: $46,450 (state average: $45,146)Unemployment Rate: 7.0% (state average: 7.0%)ALICE Households: 33% (state average: 29%) • Households in Poverty: 16% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ST. MARTIN PARISH

17% 19% 17% 16%

22% 29% 28% 33%

61% 52% 55% 51%

18,703 18,672 18,834 19,268

0

5,000

10,000

15,000

20,000

25,000

2010 2012 2014 2016

Hou

seho

lds

220991

Poverty ALICE Above ALICE Threshold

12% 22% 18%

35% 24%

41%

53%

54%

41%

8,847

6,026

4,395

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

220992

Poverty ALICE Above ALICE Threshold

Page 147: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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LOUI

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, St. Martin Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $605 $877Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $159 $423Taxes $252 $429

Monthly Total $1,753 $4,654ANNUAL TOTAL $21,036 $55,848Hourly Wage $10.52 $27.92

$28,716

$31,452

$41,520

$26,436

$52,872

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

Small Firms Large Firms

Num

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f Job

s

220993

500+250-49950-24920-490-19

Firm Size by Number of Employees

St. Martin Parish, 2016

Town Total HH% ALICE & Poverty

Breaux Bridge 2,992 62%

Cade 737 43%

Catahoula 355 66%

Cecilia 578 28%

Henderson 664 57%

Parks 327 54%

St. Martinville 2,378 65%

Page 148: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 53,053 • Number of Households: 20,164Median Household Income: $40,771 (state average: $45,146)Unemployment Rate: 10.9% (state average: 7.0%)ALICE Households: 30% (state average: 29%) • Households in Poverty: 20% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ST. MARY PARISH

18% 22% 22% 20%

21% 19% 21% 30%

61% 59% 57% 50%

20,249 20,095 20,183 20,164

0

5,000

10,000

15,000

20,000

25,000

2010 2012 2014 2016

Hou

seho

lds

221011

Poverty ALICE Above ALICE Threshold

17% 31% 16%

30%

16% 41%

53%

53% 43%

10,113

4,760 5,291

0

2,000

4,000

6,000

8,000

10,000

12,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

221012

Poverty ALICE Above ALICE Threshold

Page 149: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, St. Mary Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $485 $638Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $144 $391Taxes $217 $344

Monthly Total $1,583 $4,298ANNUAL TOTAL $18,996 $51,576Hourly Wage $9.50 $25.79

$31,572

$38,016

$41,844

$48,240

$63,912

0

2,000

4,000

6,000

8,000

10,000

12,000

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Num

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221013

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Firm Size by Number of Employees

St. Mary Parish, 2016

Town Total HH% ALICE & Poverty

Amelia 795 61%

Baldwin 876 59%

Bayou Vista 2,058 52%

Berwick 1,775 49%

Charenton 770 56%

Franklin 2,524 57%

Glencoe 115 78%

Morgan City 4,770 46%

Patterson 2,282 48%

Siracusaville 207 44%

Sorrel 193 53%

Page 150: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 253,602 • Number of Households: 92,205Median Household Income: $64,639 (state average: $45,146)Unemployment Rate: 5.9% (state average: 7.0%)ALICE Households: 27% (state average: 29%) • Households in Poverty: 9% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN ST. TAMMANY PARISH

9% 13% 11% 9%

24% 23% 22% 27%

67% 64% 67%

64%

86,363 89,333 88,123

92,205

0

10,000

20,000

30,000

40,000

50,000

60,000

70,000

80,000

90,000

100,000

2010 2012 2014 2016

Hou

seho

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221031

Poverty ALICE Above ALICE Threshold

9% 6% 12%

24%

22% 35%

67%

72% 53%

39,921

26,594 25,690

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

221032

Poverty ALICE Above ALICE Threshold

Page 151: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, St. Tammany Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $669 $963Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $168 $460Taxes $274 $526

Monthly Total $1,848 $5,061ANNUAL TOTAL $22,176 $60,732Hourly Wage $11.09 $30.37

$36,168

$35,220

$41,964

$44,316

$47,100

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

50,000

Small Firms Large Firms

Num

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221033

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Firm Size by Number of Employees

St. Tammany Parish, 2016

Town Total HH% ALICE & Poverty

Abita Springs 990 39%

Covington 3,547 41%

Eden Isle 3,241 28%

Folsom 299 61%

Lacombe 3,362 52%

Madisonville 327 39%

Mandeville 4,757 32%

Pearl River 860 48%

Slidell 10,240 43%

Sun 123 54%

Page 152: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 130,710 • Number of Households: 47,756Median Household Income: $48,162 (state average: $45,146)Unemployment Rate: 8.2% (state average: 7.0%)ALICE Households: 29% (state average: 29%) • Households in Poverty: 19% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN TANGIPAHOA PARISH

19% 25% 21% 19%

25% 23% 27% 29%

56% 52% 52% 52%

43,228 43,653 45,786

47,756

0

10,000

20,000

30,000

40,000

50,000

60,000

2010 2012 2014 2016

Hou

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221051

Poverty ALICE Above ALICE Threshold

11% 36%

16%

32% 15%

37%

57%

49% 47%

23,672

13,070

11,014

0

5,000

10,000

15,000

20,000

25,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

221052

Poverty ALICE Above ALICE Threshold

Page 153: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Tangipahoa Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $606 $783Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $160 $436Taxes $253 $462

Monthly Total $1,756 $4,793ANNUAL TOTAL $21,072 $57,516Hourly Wage $10.54 $28.76

$28,344

$28,284

$35,268

$29,616

$33,684

0

5,000

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15,000

20,000

25,000

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Num

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221053

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Firm Size by Number of Employees

Tangipahoa Parish, 2016

Town Total HH% ALICE & Poverty

Amite City 1,403 50%

Hammond 6,540 60%

Independence 629 63%

Kentwood 897 79%

Natalbany 1,276 64%

Ponchatoula 2,616 57%

Roseland 367 75%

Tangipahoa 259 70%

Tickfaw 227 63%

Page 154: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 4,793 • Number of Households: 1,941Median Household Income: $22,385 (state average: $45,146)Unemployment Rate: 15.0% (state average: 7.0%)ALICE Households: 33% (state average: 29%) • Households in Poverty: 33% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN TENSAS PARISH

32% 27% 29% 33%

19% 19%

34% 33%

49% 54% 37% 34%

2,165 2,107 1,936 1,941

0

500

1,000

1,500

2,000

2,500

2010 2012 2014 2016

Hou

seho

lds

221071

Poverty ALICE Above ALICE Threshold

26% 51% 30%

43%

17%

30%

31%

32%

40%

848

404

689

0

100

200

300

400

500

600

700

800

900

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

221072

Poverty ALICE Above ALICE Threshold

Page 155: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Tensas Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $430 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $137 $383Taxes $202 $324

Monthly Total $1,506 $4,211ANNUAL TOTAL $18,072 $50,532Hourly Wage $9.04 $25.27

$26,496

$31,824

$31,668

$39,552 0

100

200

300

400

500

600

Small Firms Large Firms

Num

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221073

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Firm Size by Number of Employees

Tensas Parish, 2016

Town Total HH% ALICE & Poverty

Newellton 422 66%

St. Joseph 416 84%

Waterproof 276 85%

Page 156: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 113,220 • Number of Households: 40,102Median Household Income: $46,026 (state average: $45,146)Unemployment Rate: 6.3% (state average: 7.0%)ALICE Households: 30% (state average: 29%) • Households in Poverty: 18% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN TERREBONNE PARISH

16% 17% 18% 18%

22% 21% 21% 30%

62% 62% 61% 52%

38,138 39,043 39,975 40,102

0

5,000

10,000

15,000

20,000

25,000

30,000

35,000

40,000

45,000

2010 2012 2014 2016

Hou

seho

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221091

Poverty ALICE Above ALICE Threshold

14% 31% 11%

38%

13%

36%

48%

56%

53%

18,722

12,003

9,377

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

221092

Poverty ALICE Above ALICE Threshold

Page 157: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Terrebonne Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $639 $857Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $164 $446Taxes $264 $488

Monthly Total $1,804 $4,903ANNUAL TOTAL $21,648 $58,836Hourly Wage $10.82 $29.42

$35,592

$39,672

$50,328

$62,988

$50,712

0

5,000

10,000

15,000

20,000

25,000

30,000

Small Firms Large Firms

Num

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221093

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Firm Size by Number of Employees

Terrebonne Parish, 2016

Town Total HH% ALICE & Poverty

Bayou Cane 7,883 44%

Bourg 949 51%

Chauvin 918 49%

Dulac 537 48%

Gray 1,916 59%

Houma 12,195 49%

Montegut 548 59%

Presquille 504 26%

Schriever 2,586 52%

Page 158: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 22,460 • Number of Households: 8,194Median Household Income: $37,049 (state average: $45,146)Unemployment Rate: 6.6% (state average: 7.0%)ALICE Households: 31% (state average: 29%) • Households in Poverty: 24% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN UNION PARISH

18% 24% 25% 24%

25% 24%

26% 31%

57% 52%

49% 45%

8,146 8,376 8,712

8,194

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

2010 2012 2014 2016

Hou

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221111

Poverty ALICE Above ALICE Threshold

17% 43%

17%

43%

14% 28%

40%

43% 55%

3,517

2,057

2,620

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

221112

Poverty ALICE Above ALICE Threshold

Page 159: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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A

Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Union Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $561 $737Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $154 $404Taxes $238 $379

Monthly Total $1,690 $4,445ANNUAL TOTAL $20,280 $53,340Hourly Wage $10.14 $26.67

$26,208

$34,692

$61,404

$21,744

$31,368

0

500

1,000

1,500

2,000

2,500

Small Firms Large Firms

Num

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221113

500+250-49950-24920-490-19

Firm Size by Number of Employees

Union Parish, 2016

Town Total HH% ALICE & Poverty

Bernice 549 73%

Farmerville 1,301 76%

Junction City 192 69%

Marion 337 63%

Page 160: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 59,524 • Number of Households: 21,743Median Household Income: $47,083 (state average: $45,146)Unemployment Rate: 8.2% (state average: 7.0%)ALICE Households: 26% (state average: 29%) • Households in Poverty: 18% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN VERMILION PARISH

18% 15% 18% 18%

16% 21% 23% 26%

66% 64% 59% 56%

22,122 21,659 21,623 21,743

0

5,000

10,000

15,000

20,000

25,000

2010 2012 2014 2016

Hou

seho

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221131

Poverty ALICE Above ALICE Threshold

18% 20% 17%

27%

16% 35%

55%

64% 48%

10,018

6,616

5,109

0

2,000

4,000

6,000

8,000

10,000

12,000

Single or Cohabiting Families With Children 65 and Over

Hou

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221132

Poverty ALICE Above ALICE Threshold

Page 161: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Vermilion Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $401 $634Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $133 $390Taxes $194 $343

Monthly Total $1,465 $4,292ANNUAL TOTAL $17,580 $51,504Hourly Wage $8.79 $25.75

$27,696

$26,616

$39,936

$67,992

$46,920

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

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Num

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221133

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Firm Size by Number of Employees

Vermilion Parish, 2016

Town Total HH% ALICE & Poverty

Abbeville 4,511 62%

Delcambre 787 46%

Erath 850 54%

Gueydan 604 48%

Kaplan 1,772 53%

Maurice 550 34%

Page 162: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 52,101 • Number of Households: 17,789Median Household Income: $46,561 (state average: $45,146)Unemployment Rate: 8.2% (state average: 7.0%)ALICE Households: 38% (state average: 29%) • Households in Poverty: 13% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN VERNON PARISH

13% 11% 13% 13%

22% 27% 30% 38%

65% 62% 57% 49%

18,079 18,437 18,112 17,789

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

2010 2012 2014 2016

Hou

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221151

Poverty ALICE Above ALICE Threshold

10% 17% 14%

42% 33%

39%

48%

50%

47%

8,197

6,267

3,325

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

Single or Cohabiting Families With Children 65 and Over

Hou

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221152

Poverty ALICE Above ALICE Threshold

Page 163: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Vernon Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $532 $862Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $150 $421Taxes $230 $423

Monthly Total $1,649 $4,631ANNUAL TOTAL $19,788 $55,572Hourly Wage $9.89 $27.79

$25,260

$28,512

$36,300

$34,140

$38,172

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

5,000

Small Firms Large Firms

Num

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221153

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Firm Size by Number of Employees

Vernon Parish, 2016

Town Total HH% ALICE & Poverty

Anacoco 399 37%

Fort Polk North 994 61%

Fort Polk South 2,258 61%

Hornbeck 176 59%

Leesville 2,522 65%

New Llano 923 54%

Pitkin 217 51%

Rosepine 692 59%

Simpson 204 22%

Page 164: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 46,367 • Number of Households: 17,487Median Household Income: $31,013 (state average: $45,146)Unemployment Rate: 13.1% (state average: 7.0%)ALICE Households: 30% (state average: 29%) • Households in Poverty: 28% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN WASHINGTON PARISH

27% 29% 28% 28%

26% 22% 27% 30%

47% 49% 45% 42%

17,237 17,756 17,589 17,487

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

20,000

2010 2012 2014 2016

Hou

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221171

Poverty ALICE Above ALICE Threshold

26% 39% 21%

38%

14% 29%

36%

47% 50%

8,332

4,166

4,989

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

221172

Poverty ALICE Above ALICE Threshold

Page 165: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Washington Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $445 $599Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $139 $385Taxes $206 $331

Monthly Total $1,527 $4,240ANNUAL TOTAL $18,324 $50,880Hourly Wage $9.16 $25.44

$27,816

$26,976

$27,936

$22,392

$37,320

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

5,000

Small Firms Large Firms

Num

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221173

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Firm Size by Number of Employees

Washington Parish, 2016

Town Total HH% ALICE & Poverty

Angie 109 27%

Bogalusa 4,792 72%

Franklinton 1,596 69%

Varnado 185 66%

Page 166: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 40,335 • Number of Households: 15,806Median Household Income: $31,920 (state average: $45,146)Unemployment Rate: 8.3% (state average: 7.0%)ALICE Households: 31% (state average: 29%) • Households in Poverty: 25% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN WEBSTER PARISH

22% 23% 24% 25%

20% 22% 26% 31%

58% 55% 50% 44%

16,605 16,226 15,831 15,806

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

2010 2012 2014 2016

Hou

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221191

Poverty ALICE Above ALICE Threshold

23% 35% 18%

34%

20% 35%

43%

45%

47%

7,004

3,995

4,807

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

221192

Poverty ALICE Above ALICE Threshold

Page 167: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Webster Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $474 $585Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $142 $384Taxes $214 $326

Monthly Total $1,567 $4,220ANNUAL TOTAL $18,804 $50,640Hourly Wage $9.40 $25.32

$27,636

$35,076

$47,760

$21,156

$40,092

0

1,000

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3,000

4,000

5,000

6,000

7,000

Small Firms Large Firms

Num

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221193

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Firm Size by Number of Employees

Webster Parish, 2016

Town Total HH% ALICE & Poverty

Cotton Valley 456 70%

Cullen 489 80%

Dixie Inn 123 71%

Doyline 299 58%

Minden 4,796 58%

Sarepta 344 46%

Sibley 530 57%

Springhill 2,180 64%

Page 168: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 25,017 • Number of Households: 9,253Median Household Income: $53,882 (state average: $45,146)Unemployment Rate: 6.6% (state average: 7.0%)ALICE Households: 24% (state average: 29%) • Households in Poverty: 17% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN WEST BATON ROUGE PARISH

13% 15% 17% 17%

27% 22% 19% 24%

60% 63% 64%

59%

8,363 9,016 9,030 9,253

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

8,000

9,000

10,000

2010 2012 2014 2016

Hou

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221211

Poverty ALICE Above ALICE Threshold

12% 30%

10%

28% 12%

31%

60%

58%

59%

4,474

2,819

1,960

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

5,000

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

221212

Poverty ALICE Above ALICE Threshold

Page 169: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, West Baton Rouge Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $594 $842Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $158 $444Taxes $249 $483

Monthly Total $1,738 $4,881ANNUAL TOTAL $20,856 $58,572Hourly Wage $10.43 $29.29

$31,404

$38,928

$45,036

$90,576

$50,676

0

1,000

2,000

3,000

4,000

5,000

6,000

7,000

Small Firms Large Firms

Num

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221213

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Firm Size by Number of Employees

West Baton Rouge Parish, 2016

Town Total HH% ALICE & Poverty

Addis 1,665 32%

Brusly 1,012 30%

Erwinville 782 29%

Port Allen 2,251 54%

Page 170: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 11,370 • Number of Households: 4,185Median Household Income: $36,670 (state average: $45,146)Unemployment Rate: 11.1% (state average: 7.0%)ALICE Households: 29% (state average: 29%) • Households in Poverty: 20% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN WEST CARROLL PARISH

22% 22% 22% 20%

26% 25% 29% 29%

52% 53% 49% 51%

4,061 4,179 4,216 4,185

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

2010 2012 2014 2016

Hou

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221231

Poverty ALICE Above ALICE Threshold

14% 34%

16%

35% 19% 29%

51%

47% 55%

1,678

1,159

1,348

0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

Single or Cohabiting Families With Children 65 and Over

Hou

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lds

221232

Poverty ALICE Above ALICE Threshold

Page 171: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

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Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, West Carroll Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $357 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $128 $383Taxes $182 $324

Monthly Total $1,404 $4,211ANNUAL TOTAL $16,848 $50,532Hourly Wage $8.42 $25.27

$23,808

$17,232

$25,596

$36,648

$58,044

0

200

400

600

800

1,000

1,200

1,400

Small Firms Large Firms

Num

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221233

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Firm Size by Number of Employees

West Carroll Parish, 2016

Town Total HH% ALICE & Poverty

Epps 221 64%

Forest 105 37%

Kilbourne 164 57%

Oak Grove 648 60%

Page 172: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 15,384 • Number of Households: 3,879Median Household Income: $53,364 (state average: $45,146)Unemployment Rate: 10.5% (state average: 7.0%)ALICE Households: 31% (state average: 29%) • Households in Poverty: 18% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN WEST FELICIANA PARISH

15% 16% 15% 18%

23% 21% 27% 31%

62% 63% 58% 51%

4,116 3,991 3,976 3,879

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

2010 2012 2014 2016

Hou

seho

lds

221251

Poverty ALICE Above ALICE Threshold

7% 27% 24%

49% 22% 16%

44%

51% 60%

1,588

1,045

1,246

0

200

400

600

800

1,000

1,200

1,400

1,600

1,800

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

221252

Poverty ALICE Above ALICE Threshold

Page 173: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

UNITE

D WAY

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SIAN

A

Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, West Feliciana Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $594 $842Child Care $– $1,125Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $158 $444Taxes $249 $483

Monthly Total $1,738 $4,881ANNUAL TOTAL $20,856 $58,572Hourly Wage $10.43 $29.29

$31,176

$22,548

$25,152

$55,548

$81,660

0

500

1,000

1,500

2,000

2,500

Small Firms Large Firms

Num

ber o

f Job

s

221253

500+250-49950-24920-490-19

Firm Size by Number of Employees

West Feliciana Parish, 2016

Town Total HH% ALICE & Poverty

St. Francisville 677 55%

Page 174: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

2016 Point-in-Time Data

Households by Income, 2010 to 2016

Household Types by Income, 2016

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Population: 14,695 • Number of Households: 5,440Median Household Income: $32,063 (state average: $45,146)Unemployment Rate: 7.4% (state average: 7.0%)ALICE Households: 30% (state average: 29%) • Households in Poverty: 27% (state average: 19%)

How has the number of ALICE households changed over time?ALICE is an acronym for Asset Limited, Income Constrained, Employed – households that earn more than the Federal Poverty Level, but less than the basic cost of living for the parish (the ALICE Threshold). Combined, the number of ALICE and poverty-level households equals the total population struggling to afford basic needs. The number of households below the ALICE Threshold changes over time; households move in and out of poverty and ALICE status as their circumstances improve or worsen. The recovery, which started in 2010, has been uneven across the state. Conditions have improved for some families, but with rising costs, many still find themselves struggling.

What types of households are struggling?The way Americans live is changing. There are more different family and living combinations than ever before, including more adults living alone, with roommates, or with their parents. Families with children are changing: There are more non-married cohabiting parents, same-sex parents, and blended families with remarried parents. The number of senior households is also increasing. Yet all types of households continue to struggle: ALICE and poverty-level households exist across all of these living arrangements.

ALICE IN WINN PARISH

23% 22% 26% 27%

28% 25% 29% 30%

49% 53% 45% 43%

5,462 5,469 5,371 5,440

0

1,000

2,000

3,000

4,000

5,000

6,000

2010 2012 2014 2016

Hou

seho

lds

221271

Poverty ALICE Above ALICE Threshold

20% 45% 20%

39%

10% 32%

41%

45% 48%

2,554

1,416 1,470

0

500

1,000

1,500

2,000

2,500

3,000

Single or Cohabiting Families With Children 65 and Over

Hou

seho

lds

221272

Poverty ALICE Above ALICE Threshold

Page 175: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

…and wages lag behindEmployment and wages vary by location; firms generally pay higher wages in areas with a higher cost of living, although those wages still do not always cover basic needs. Employment and wages also vary by firm size: Large firms tend to offer higher wages and more job stability; smaller businesses can account for more jobs overall, especially in rural areas, but may pay less and offer less stability. Medium-size firms pay more but typically employ the fewest workers.

Private-Sector Employment by Firm Size With Average Annual Wages, 2016

UNITE

D WAY

ALIC

E REP

ORT –

LOUI

SIAN

A

Note: Municipal-level data on this page is 1 or 5-year averages for Incorporated Places. Totals will not match county-level numbers because some places cross county borders, data is not available for the smallest places, and county-level data is often 1-year estimates.

Why do so many households struggle?The cost of living continues to increase…The Household Survival Budget reflects the bare minimum that a household needs to live and work today. It does not include savings for emergencies or future goals like college. In 2016, costs were well above the Federal Poverty Level of $11,880 for a single adult and $24,300 for a family of four. Family costs increased by 33 percent statewide from 2010 to 2016, compared to 9 percent inflation nationally.

Sources: 2016 Point-in-Time Data: American Community Survey. ALICE Demographics: American Community Survey; the ALICE Threshold. Budget: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of Education, 2016.

Household Survival Budget, Winn Parish

SINGLE ADULT2 ADULTS, 1 INFANT,

1 PRESCHOOLERMonthly Costs

Housing $477 $579Child Care $– $938Food $164 $542Transportation $322 $644Health Care $196 $726Technology $55 $75Miscellaneous $143 $383Taxes $215 $324

Monthly Total $1,572 $4,211ANNUAL TOTAL $18,864 $50,532Hourly Wage $9.43 $25.27

$29,772

$42,408

$31,044

$50,988

$34,176

0

500

1,000

1,500

2,000

2,500

Small Firms Large Firms

Num

ber o

f Job

s

221273

500+250-49950-24920-490-19

Firm Size by Number of Employees

Winn Parish, 2016

Town Total HH% ALICE & Poverty

Dodson 135 64%

Joyce 100 25%

St. Maurice 240 90%

Winnfield 1,753 69%

Page 176: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $415 $435 $435 $435 $582 $582

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $135 $195 $212 $231 $343 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $198 $270 $179 $221 $230 $325

Monthly Total $1,485 $2,142 $2,329 $2,427 $3,771 $4,215

Annual Total $17,820 $25,704 $27,948 $29,124 $45,252 $50,580

Hourly Wage $8.91 $12.85 $13.97 $14.56 $22.63 $25.29

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $544 $728 $728 $728 $892 $892

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $159 $285 $343 $352 $517 $545

Savings $159 $285 $343 $352 $517 $545

Technology $109 $129 $109 $109 $129 $129

Taxes $390 $652 $674 $668 $989 $1,197

Monthly Total $2,299 $4,073 $4,791 $4,896 $7,197 $7,737

Annual Total $27,588 $48,876 $57,492 $58,752 $86,364 $92,844

Hourly Wage $13.79 $24.44 $28.75 $29.38 $43.18 $46.42

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 177: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $477 $493 $493 $493 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $143 $202 $219 $239 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $215 $284 $194 $237 $229 $324

Monthly Total $1,572 $2,221 $2,409 $2,509 $3,766 $4,211

Annual Total $18,864 $26,652 $28,908 $30,108 $45,192 $50,532

Hourly Wage $9.43 $13.33 $14.45 $15.05 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $616 $724 $724 $724 $936 $936

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $166 $285 $343 $352 $522 $549

Savings $166 $285 $343 $352 $522 $549

Technology $109 $129 $109 $109 $129 $129

Taxes $418 $650 $673 $667 $998 $1,208

Monthly Total $2,413 $4,067 $4,786 $4,891 $7,260 $7,800

Annual Total $28,956 $48,804 $57,432 $58,692 $87,120 $93,600

Hourly Wage $14.48 $24.40 $28.72 $29.35 $43.56 $46.80

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 178: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $594 $728 $728 $728 $842 $842

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $158 $232 $255 $287 $386 $444

Technology $55 $75 $55 $55 $75 $75

Taxes $249 $354 $277 $362 $322 $483

Monthly Total $1,738 $2,556 $2,801 $3,042 $4,241 $4,881

Annual Total $20,856 $30,672 $33,612 $36,504 $50,892 $58,572

Hourly Wage $10.43 $15.34 $16.81 $18.25 $25.45 $29.29

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $910 $1,053 $1,053 $1,053 $1,143 $1,143

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $196 $318 $383 $397 $557 $599

Savings $196 $318 $383 $397 $557 $599

Technology $109 $129 $109 $109 $129 $129

Taxes $531 $778 $810 $818 $1,214 $1,485

Monthly Total $2,880 $4,590 $5,404 $5,582 $7,898 $8,671

Annual Total $34,560 $55,080 $64,848 $66,984 $94,776 $104,052

Hourly Wage $17.28 $27.54 $32.42 $33.49 $47.39 $52.03

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 179: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $447 $450 $450 $450 $596 $596

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $139 $196 $213 $233 $345 $385

Technology $55 $75 $55 $55 $75 $75

Taxes $207 $274 $183 $225 $233 $330

Monthly Total $1,530 $2,162 $2,349 $2,448 $3,790 $4,236

Annual Total $18,360 $25,944 $28,188 $29,376 $45,480 $50,832

Hourly Wage $9.18 $12.97 $14.09 $14.69 $22.74 $25.42

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $563 $745 $745 $745 $1,018 $1,018

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $161 $287 $345 $354 $530 $558

Savings $161 $287 $345 $354 $530 $558

Technology $109 $129 $109 $109 $129 $129

Taxes $397 $659 $680 $674 $1,059 $1,273

Monthly Total $2,329 $4,101 $4,818 $4,923 $7,419 $7,965

Annual Total $27,948 $49,212 $57,816 $59,076 $89,028 $95,580

Hourly Wage $13.97 $24.61 $28.91 $29.54 $44.51 $47.79

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 180: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $363 $433 $433 $433 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $128 $194 $211 $231 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $184 $269 $178 $220 $229 $324

Monthly Total $1,412 $2,138 $2,325 $2,424 $3,766 $4,211

Annual Total $16,944 $25,656 $27,900 $29,088 $45,192 $50,532

Hourly Wage $8.47 $12.83 $13.95 $14.54 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $541 $724 $724 $724 $877 $877

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $159 $285 $343 $352 $516 $543

Savings $159 $285 $343 $352 $516 $543

Technology $109 $129 $109 $109 $129 $129

Taxes $389 $650 $673 $667 $972 $1,180

Monthly Total $2,295 $4,067 $4,786 $4,891 $7,163 $7,701

Annual Total $27,540 $48,804 $57,432 $58,692 $85,956 $92,412

Hourly Wage $13.77 $24.40 $28.72 $29.35 $42.98 $46.21

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 181: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $477 $500 $500 $500 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $143 $203 $220 $240 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $215 $286 $196 $239 $229 $324

Monthly Total $1,572 $2,231 $2,419 $2,519 $3,766 $4,211

Annual Total $18,864 $26,772 $29,028 $30,228 $45,192 $50,532

Hourly Wage $9.43 $13.39 $14.51 $15.11 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $625 $724 $724 $724 $980 $980

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $167 $285 $343 $352 $526 $554

Savings $167 $285 $343 $352 $526 $554

Technology $109 $129 $109 $109 $129 $129

Taxes $421 $650 $673 $667 $1,037 $1,250

Monthly Total $2,427 $4,067 $4,786 $4,891 $7,351 $7,896

Annual Total $29,124 $48,804 $57,432 $58,692 $88,212 $94,752

Hourly Wage $14.56 $24.40 $28.72 $29.35 $44.11 $47.38

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 182: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $477 $500 $500 $500 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $143 $203 $220 $240 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $215 $286 $196 $239 $229 $324

Monthly Total $1,572 $2,231 $2,419 $2,519 $3,766 $4,211

Annual Total $18,864 $26,772 $29,028 $30,228 $45,192 $50,532

Hourly Wage $9.43 $13.39 $14.51 $15.11 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $625 $724 $724 $724 $855 $855

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $167 $285 $343 $352 $514 $541

Savings $167 $285 $343 $352 $514 $541

Technology $109 $129 $109 $109 $129 $129

Taxes $421 $650 $673 $667 $965 $1,171

Monthly Total $2,427 $4,067 $4,786 $4,891 $7,130 $7,666

Annual Total $29,124 $48,804 $57,432 $58,692 $85,560 $91,992

Hourly Wage $14.56 $24.40 $28.72 $29.35 $42.78 $46.00

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 183: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $580 $692 $692 $692 $819 $819

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $156 $228 $250 $282 $382 $441

Technology $55 $75 $55 $55 $75 $75

Taxes $244 $344 $265 $349 $315 $475

Monthly Total $1,717 $2,506 $2,748 $2,988 $4,207 $4,847

Annual Total $20,604 $30,072 $32,976 $35,856 $50,484 $58,164

Hourly Wage $10.30 $15.04 $16.49 $17.93 $25.24 $29.08

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $865 $1,024 $1,024 $1,024 $1,073 $1,073

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $191 $315 $380 $394 $550 $592

Savings $191 $315 $380 $394 $550 $592

Technology $109 $129 $109 $109 $129 $129

Taxes $514 $766 $800 $809 $1,193 $1,463

Monthly Total $2,808 $4,543 $5,359 $5,538 $7,793 $8,565

Annual Total $33,696 $54,516 $64,308 $66,456 $93,516 $102,780

Hourly Wage $16.85 $27.26 $32.15 $33.23 $46.76 $51.39

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 184: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $580 $692 $692 $692 $819 $819

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $156 $228 $250 $282 $382 $441

Technology $55 $75 $55 $55 $75 $75

Taxes $244 $344 $265 $349 $315 $475

Monthly Total $1,717 $2,506 $2,748 $2,988 $4,207 $4,847

Annual Total $20,604 $30,072 $32,976 $35,856 $50,484 $58,164

Hourly Wage $10.30 $15.04 $16.49 $17.93 $25.24 $29.08

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $865 $1,024 $1,024 $1,024 $1,002 $1,002

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $191 $315 $380 $394 $543 $585

Savings $191 $315 $380 $394 $543 $585

Technology $109 $129 $109 $109 $129 $129

Taxes $514 $766 $800 $809 $1,166 $1,432

Monthly Total $2,808 $4,543 $5,359 $5,538 $7,681 $8,449

Annual Total $33,696 $54,516 $64,308 $66,456 $92,172 $101,388

Hourly Wage $16.85 $27.26 $32.15 $33.23 $46.09 $50.69

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 12 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 185: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $470 $604 $604 $604 $762 $762

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $142 $217 $238 $270 $375 $433

Technology $55 $75 $55 $55 $75 $75

Taxes $213 $321 $235 $318 $297 $454

Monthly Total $1,562 $2,384 $2,618 $2,857 $4,125 $4,761

Annual Total $18,744 $28,608 $31,416 $34,284 $49,500 $57,132

Hourly Wage $9.37 $14.30 $15.71 $17.14 $24.75 $28.57

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $755 $953 $953 $953 $1,109 $1,109

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $180 $308 $373 $387 $554 $595

Savings $180 $308 $373 $387 $554 $595

Technology $109 $129 $109 $109 $129 $129

Taxes $472 $739 $776 $785 $1,168 $1,440

Monthly Total $2,634 $4,431 $5,250 $5,429 $7,812 $8,584

Annual Total $31,608 $53,172 $63,000 $65,148 $93,744 $103,008

Hourly Wage $15.80 $26.59 $31.50 $32.57 $46.87 $51.50

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 186: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $477 $500 $500 $500 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $143 $203 $220 $240 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $215 $286 $196 $239 $229 $324

Monthly Total $1,572 $2,231 $2,419 $2,519 $3,766 $4,211

Annual Total $18,864 $26,772 $29,028 $30,228 $45,192 $50,532

Hourly Wage $9.43 $13.39 $14.51 $15.11 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $625 $724 $724 $724 $888 $888

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $167 $285 $343 $352 $517 $544

Savings $167 $285 $343 $352 $517 $544

Technology $109 $129 $109 $109 $129 $129

Taxes $421 $650 $673 $667 $979 $1,187

Monthly Total $2,427 $4,067 $4,786 $4,891 $7,183 $7,721

Annual Total $29,124 $48,804 $57,432 $58,692 $86,196 $92,652

Hourly Wage $14.56 $24.40 $28.72 $29.35 $43.10 $46.33

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 187: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $470 $604 $604 $604 $762 $762

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $142 $216 $233 $253 $365 $407

Technology $55 $75 $55 $55 $75 $75

Taxes $213 $316 $225 $275 $275 $388

Monthly Total $1,562 $2,378 $2,565 $2,672 $4,018 $4,482

Annual Total $18,744 $28,536 $30,780 $32,064 $48,216 $53,784

Hourly Wage $9.37 $14.27 $15.39 $16.03 $24.11 $26.89

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 13 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $755 $953 $953 $953 $973 $973

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $180 $308 $366 $375 $525 $553

Savings $180 $308 $366 $375 $525 $553

Technology $109 $129 $109 $109 $129 $129

Taxes $472 $739 $751 $742 $1,059 $1,265

Monthly Total $2,634 $4,431 $5,139 $5,241 $7,364 $7,902

Annual Total $31,608 $53,172 $61,668 $62,892 $88,368 $94,824

Hourly Wage $15.80 $26.59 $30.83 $31.45 $44.18 $47.41

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 188: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $477 $500 $500 $500 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $143 $203 $220 $240 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $215 $286 $196 $239 $229 $324

Monthly Total $1,572 $2,231 $2,419 $2,519 $3,766 $4,211

Annual Total $18,864 $26,772 $29,028 $30,228 $45,192 $50,532

Hourly Wage $9.43 $13.39 $14.51 $15.11 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $625 $724 $724 $724 $861 $861

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $167 $285 $343 $352 $514 $542

Savings $167 $285 $343 $352 $514 $542

Technology $109 $129 $109 $109 $129 $129

Taxes $421 $650 $673 $667 $970 $1,176

Monthly Total $2,427 $4,067 $4,786 $4,891 $7,141 $7,679

Annual Total $29,124 $48,804 $57,432 $58,692 $85,692 $92,148

Hourly Wage $14.56 $24.40 $28.72 $29.35 $42.85 $46.07

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 189: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $456 $458 $458 $458 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $140 $197 $215 $234 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $209 $275 $185 $227 $229 $324

Monthly Total $1,542 $2,172 $2,361 $2,459 $3,766 $4,211

Annual Total $18,504 $26,064 $28,332 $29,508 $45,192 $50,532

Hourly Wage $9.25 $13.03 $14.17 $14.75 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $573 $724 $724 $724 $868 $868

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $162 $285 $343 $352 $515 $543

Savings $162 $285 $343 $352 $515 $543

Technology $109 $129 $109 $109 $129 $129

Taxes $401 $650 $673 $667 $976 $1,183

Monthly Total $2,345 $4,067 $4,786 $4,891 $7,156 $7,695

Annual Total $28,140 $48,804 $57,432 $58,692 $85,872 $92,340

Hourly Wage $14.07 $24.40 $28.72 $29.35 $42.94 $46.17

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 190: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $430 $433 $433 $433 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $137 $194 $211 $231 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $202 $269 $178 $220 $229 $324

Monthly Total $1,506 $2,138 $2,325 $2,424 $3,766 $4,211

Annual Total $18,072 $25,656 $27,900 $29,088 $45,192 $50,532

Hourly Wage $9.04 $12.83 $13.95 $14.54 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $541 $724 $724 $724 $854 $854

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $159 $285 $343 $352 $514 $541

Savings $159 $285 $343 $352 $514 $541

Technology $109 $129 $109 $109 $129 $129

Taxes $389 $650 $673 $667 $1,019 $1,227

Monthly Total $2,295 $4,067 $4,786 $4,891 $7,183 $7,721

Annual Total $27,540 $48,804 $57,432 $58,692 $86,196 $92,652

Hourly Wage $13.77 $24.40 $28.72 $29.35 $43.10 $46.33

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 191: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $580 $692 $692 $692 $819 $819

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $156 $227 $245 $265 $373 $415

Technology $55 $75 $55 $55 $75 $75

Taxes $244 $340 $252 $305 $291 $408

Monthly Total $1,717 $2,501 $2,692 $2,802 $4,099 $4,567

Annual Total $20,604 $30,012 $32,304 $33,624 $49,188 $54,804

Hourly Wage $10.30 $15.01 $16.15 $16.81 $24.59 $27.40

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 13 percent; for an additional 4-year-old, by 12 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $865 $1,024 $1,024 $1,024 $927 $927

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $191 $315 $373 $382 $521 $548

Savings $191 $315 $373 $382 $521 $548

Technology $109 $129 $109 $109 $129 $129

Taxes $514 $766 $775 $765 $1,021 $1,222

Monthly Total $2,808 $4,543 $5,248 $5,349 $7,272 $7,803

Annual Total $33,696 $54,516 $62,976 $64,188 $87,264 $93,636

Hourly Wage $16.85 $27.26 $31.49 $32.09 $43.63 $46.82

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 192: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $594 $728 $728 $728 $842 $842

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $158 $232 $255 $287 $386 $444

Technology $55 $75 $55 $55 $75 $75

Taxes $249 $354 $277 $362 $322 $483

Monthly Total $1,738 $2,556 $2,801 $3,042 $4,241 $4,881

Annual Total $20,856 $30,672 $33,612 $36,504 $50,892 $58,572

Hourly Wage $10.43 $15.34 $16.81 $18.25 $25.45 $29.29

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $910 $1,053 $1,053 $1,053 $1,136 $1,136

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $196 $318 $383 $397 $556 $598

Savings $196 $318 $383 $397 $556 $598

Technology $109 $129 $109 $109 $129 $129

Taxes $531 $778 $810 $818 $1,219 $1,490

Monthly Total $2,880 $4,590 $5,404 $5,582 $7,894 $8,667

Annual Total $34,560 $55,080 $64,848 $66,984 $94,728 $104,004

Hourly Wage $17.28 $27.54 $32.42 $33.49 $47.36 $52.00

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 193: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $443 $446 $446 $446 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $139 $196 $213 $233 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $206 $272 $182 $224 $229 $324

Monthly Total $1,525 $2,156 $2,344 $2,443 $3,766 $4,211

Annual Total $18,300 $25,872 $28,128 $29,316 $45,192 $50,532

Hourly Wage $9.15 $12.94 $14.06 $14.66 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $558 $724 $724 $724 $884 $884

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $160 $285 $343 $352 $517 $544

Savings $160 $285 $343 $352 $517 $544

Technology $109 $129 $109 $109 $129 $129

Taxes $395 $650 $673 $667 $956 $1,163

Monthly Total $2,320 $4,067 $4,786 $4,891 $7,156 $7,693

Annual Total $27,840 $48,804 $57,432 $58,692 $85,872 $92,316

Hourly Wage $13.92 $24.40 $28.72 $29.35 $42.94 $46.16

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 194: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $594 $728 $728 $728 $842 $842

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $158 $232 $249 $270 $376 $418

Technology $55 $75 $55 $55 $75 $75

Taxes $249 $349 $265 $318 $298 $416

Monthly Total $1,738 $2,551 $2,745 $2,856 $4,132 $4,601

Annual Total $20,856 $30,612 $32,940 $34,272 $49,584 $55,212

Hourly Wage $10.43 $15.31 $16.47 $17.14 $24.79 $27.61

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 13 percent; for an additional 4-year-old, by 12 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $910 $1,053 $1,053 $1,053 $1,028 $1,028

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $196 $318 $376 $385 $531 $559

Savings $196 $318 $376 $385 $531 $559

Technology $109 $129 $109 $109 $129 $129

Taxes $531 $778 $785 $775 $1,035 $1,239

Monthly Total $2,880 $4,590 $5,293 $5,394 $7,407 $7,943

Annual Total $34,560 $55,080 $63,516 $64,728 $88,884 $95,316

Hourly Wage $17.28 $27.54 $31.76 $32.36 $44.44 $47.66

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 195: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $357 $433 $433 $433 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $128 $194 $211 $231 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $182 $269 $178 $220 $229 $324

Monthly Total $1,404 $2,138 $2,325 $2,424 $3,766 $4,211

Annual Total $16,848 $25,656 $27,900 $29,088 $45,192 $50,532

Hourly Wage $8.42 $12.83 $13.95 $14.54 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $541 $724 $724 $724 $889 $889

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $159 $285 $343 $352 $517 $545

Savings $159 $285 $343 $352 $517 $545

Technology $109 $129 $109 $109 $129 $129

Taxes $389 $650 $673 $667 $988 $1,196

Monthly Total $2,295 $4,067 $4,786 $4,891 $7,193 $7,733

Annual Total $27,540 $48,804 $57,432 $58,692 $86,316 $92,796

Hourly Wage $13.77 $24.40 $28.72 $29.35 $43.16 $46.40

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 196: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $430 $433 $433 $433 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $137 $194 $211 $231 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $202 $269 $178 $220 $229 $324

Monthly Total $1,506 $2,138 $2,325 $2,424 $3,766 $4,211

Annual Total $18,072 $25,656 $27,900 $29,088 $45,192 $50,532

Hourly Wage $9.04 $12.83 $13.95 $14.54 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $541 $724 $724 $724 $768 $768

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $159 $285 $343 $352 $505 $533

Savings $159 $285 $343 $352 $505 $533

Technology $109 $129 $109 $109 $129 $129

Taxes $389 $650 $673 $667 $937 $1,139

Monthly Total $2,295 $4,067 $4,786 $4,891 $6,997 $7,531

Annual Total $27,540 $48,804 $57,432 $58,692 $83,964 $90,372

Hourly Wage $13.77 $24.40 $28.72 $29.35 $41.98 $45.19

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 197: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $553 $580 $580 $580 $726 $726

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $153 $213 $230 $250 $361 $403

Technology $55 $75 $55 $55 $75 $75

Taxes $236 $309 $218 $266 $266 $375

Monthly Total $1,679 $2,344 $2,531 $2,636 $3,969 $4,429

Annual Total $20,148 $28,128 $30,372 $31,632 $47,628 $53,148

Hourly Wage $10.07 $14.06 $15.19 $15.82 $23.81 $26.57

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 13 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $725 $908 $908 $908 $852 $852

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $177 $303 $361 $370 $513 $541

Savings $177 $303 $361 $370 $513 $541

Technology $109 $129 $109 $109 $129 $129

Taxes $460 $722 $736 $727 $983 $1,184

Monthly Total $2,586 $4,359 $5,069 $5,171 $7,143 $7,676

Annual Total $31,032 $52,308 $60,828 $62,052 $85,716 $92,112

Hourly Wage $15.52 $26.15 $30.41 $31.03 $42.86 $46.06

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 198: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $525 $529 $529 $529 $708 $708

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $149 $207 $224 $243 $359 $400

Technology $55 $75 $55 $55 $75 $75

Taxes $228 $296 $204 $249 $261 $369

Monthly Total $1,639 $2,274 $2,460 $2,561 $3,944 $4,402

Annual Total $19,668 $27,288 $29,520 $30,732 $47,328 $52,824

Hourly Wage $9.83 $13.64 $14.76 $15.37 $23.66 $26.41

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 13 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $661 $885 $885 $885 $932 $932

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $171 $301 $359 $368 $521 $549

Savings $171 $301 $359 $368 $521 $549

Technology $109 $129 $109 $109 $129 $129

Taxes $435 $713 $728 $719 $1,019 $1,225

Monthly Total $2,485 $4,323 $5,034 $5,136 $7,275 $7,813

Annual Total $29,820 $51,876 $60,408 $61,632 $87,300 $93,756

Hourly Wage $14.91 $25.94 $30.20 $30.82 $43.65 $46.88

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 199: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $459 $474 $474 $474 $635 $635

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $141 $200 $217 $236 $349 $390

Technology $55 $75 $55 $55 $75 $75

Taxes $210 $281 $189 $231 $243 $343

Monthly Total $1,547 $2,197 $2,383 $2,481 $3,843 $4,293

Annual Total $18,564 $26,364 $28,596 $29,772 $46,116 $51,516

Hourly Wage $9.28 $13.18 $14.30 $14.89 $23.06 $25.76

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $593 $794 $794 $794 $1,075 $1,075

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $164 $292 $350 $359 $536 $563

Savings $164 $292 $350 $359 $536 $563

Technology $109 $129 $109 $109 $129 $129

Taxes $409 $678 $697 $690 $1,074 $1,289

Monthly Total $2,377 $4,179 $4,894 $4,998 $7,503 $8,048

Annual Total $28,524 $50,148 $58,728 $59,976 $90,036 $96,576

Hourly Wage $14.26 $25.07 $29.36 $29.99 $45.02 $48.29

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 200: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $430 $433 $433 $433 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $137 $194 $211 $231 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $202 $269 $178 $220 $229 $324

Monthly Total $1,506 $2,138 $2,325 $2,424 $3,766 $4,211

Annual Total $18,072 $25,656 $27,900 $29,088 $45,192 $50,532

Hourly Wage $9.04 $12.83 $13.95 $14.54 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $541 $724 $724 $724 $846 $846

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $159 $285 $343 $352 $513 $540

Savings $159 $285 $343 $352 $513 $540

Technology $109 $129 $109 $109 $129 $129

Taxes $389 $650 $673 $667 $985 $1,191

Monthly Total $2,295 $4,067 $4,786 $4,891 $7,139 $7,675

Annual Total $27,540 $48,804 $57,432 $58,692 $85,668 $92,100

Hourly Wage $13.77 $24.40 $28.72 $29.35 $42.83 $46.05

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 201: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $669 $787 $787 $787 $963 $963

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $168 $240 $262 $295 $403 $460

Technology $55 $75 $55 $55 $75 $75

Taxes $274 $372 $297 $383 $376 $526

Monthly Total $1,848 $2,641 $2,887 $3,130 $4,433 $5,061

Annual Total $22,176 $31,692 $34,644 $37,560 $53,196 $60,732

Hourly Wage $11.09 $15.85 $17.32 $18.78 $26.60 $30.37

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $984 $1,204 $1,204 $1,204 $1,300 $1,300

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $203 $333 $398 $412 $573 $614

Savings $203 $333 $398 $412 $573 $614

Technology $109 $129 $109 $109 $129 $129

Taxes $560 $836 $861 $868 $1,261 $1,533

Monthly Total $2,997 $4,829 $5,636 $5,813 $8,134 $8,906

Annual Total $35,964 $57,948 $67,632 $69,756 $97,608 $106,872

Hourly Wage $17.98 $28.97 $33.82 $34.88 $48.80 $53.44

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 202: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $477 $500 $500 $500 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $143 $203 $220 $240 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $215 $286 $196 $239 $229 $324

Monthly Total $1,572 $2,231 $2,419 $2,519 $3,766 $4,211

Annual Total $18,864 $26,772 $29,028 $30,228 $45,192 $50,532

Hourly Wage $9.43 $13.39 $14.51 $15.11 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $625 $724 $724 $724 $944 $944

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $167 $285 $343 $352 $523 $550

Savings $167 $285 $343 $352 $523 $550

Technology $109 $129 $109 $109 $129 $129

Taxes $421 $650 $673 $667 $1,013 $1,224

Monthly Total $2,427 $4,067 $4,786 $4,891 $7,285 $7,826

Annual Total $29,124 $48,804 $57,432 $58,692 $87,420 $93,912

Hourly Wage $14.56 $24.40 $28.72 $29.35 $43.71 $46.96

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 203: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $605 $758 $758 $758 $877 $877

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $159 $236 $259 $291 $390 $448

Technology $55 $75 $55 $55 $75 $75

Taxes $252 $362 $288 $373 $333 $495

Monthly Total $1,753 $2,598 $2,846 $3,087 $4,291 $4,932

Annual Total $21,036 $31,176 $34,152 $37,044 $51,492 $59,184

Hourly Wage $10.52 $15.59 $17.08 $18.52 $25.75 $29.59

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $948 $1,096 $1,096 $1,096 $1,199 $1,199

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $199 $322 $387 $401 $563 $604

Savings $199 $322 $387 $401 $563 $604

Technology $109 $129 $109 $109 $129 $129

Taxes $546 $794 $824 $832 $1,242 $1,515

Monthly Total $2,939 $4,657 $5,469 $5,647 $7,994 $8,767

Annual Total $35,268 $55,884 $65,628 $67,764 $95,928 $105,204

Hourly Wage $17.63 $27.94 $32.81 $33.88 $47.96 $52.60

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 204: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $639 $643 $643 $643 $857 $857

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $164 $222 $243 $276 $387 $446

Technology $55 $75 $55 $55 $75 $75

Taxes $264 $333 $248 $332 $327 $488

Monthly Total $1,804 $2,440 $2,675 $2,916 $4,262 $4,903

Annual Total $21,648 $29,280 $32,100 $34,992 $51,144 $58,836

Hourly Wage $10.82 $14.64 $16.05 $17.50 $25.57 $29.42

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $804 $1,071 $1,071 $1,071 $1,170 $1,170

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $185 $319 $385 $399 $560 $601

Savings $185 $319 $385 $399 $560 $601

Technology $109 $129 $109 $109 $129 $129

Taxes $490 $785 $816 $824 $1,198 $1,470

Monthly Total $2,711 $4,617 $5,432 $5,610 $7,915 $8,687

Annual Total $32,532 $55,404 $65,184 $67,320 $94,980 $104,244

Hourly Wage $16.27 $27.70 $32.59 $33.66 $47.49 $52.12

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 205: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $430 $433 $433 $433 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $137 $194 $211 $231 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $202 $269 $178 $220 $229 $324

Monthly Total $1,506 $2,138 $2,325 $2,424 $3,766 $4,211

Annual Total $18,072 $25,656 $27,900 $29,088 $45,192 $50,532

Hourly Wage $9.04 $12.83 $13.95 $14.54 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $541 $724 $724 $724 $891 $891

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $159 $285 $343 $352 $517 $545

Savings $159 $285 $343 $352 $517 $545

Technology $109 $129 $109 $109 $129 $129

Taxes $389 $650 $673 $667 $1,022 $1,231

Monthly Total $2,295 $4,067 $4,786 $4,891 $7,229 $7,770

Annual Total $27,540 $48,804 $57,432 $58,692 $86,748 $93,240

Hourly Wage $13.77 $24.40 $28.72 $29.35 $43.37 $46.62

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 206: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $558 $561 $561 $561 $683 $683

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $153 $211 $228 $248 $355 $397

Technology $55 $75 $55 $55 $75 $75

Taxes $237 $304 $213 $260 $255 $360

Monthly Total $1,685 $2,318 $2,505 $2,609 $3,909 $4,365

Annual Total $20,220 $27,816 $30,060 $31,308 $46,908 $52,380

Hourly Wage $10.11 $13.91 $15.03 $15.65 $23.45 $26.19

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 13 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $701 $854 $854 $854 $1,078 $1,078

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $175 $298 $356 $365 $536 $564

Savings $175 $298 $356 $365 $536 $564

Technology $109 $129 $109 $109 $129 $129

Taxes $451 $701 $717 $709 $1,103 $1,318

Monthly Total $2,549 $4,274 $4,986 $5,089 $7,535 $8,082

Annual Total $30,588 $51,288 $59,832 $61,068 $90,420 $96,984

Hourly Wage $15.29 $25.64 $29.92 $30.53 $45.21 $48.49

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 207: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $594 $728 $728 $728 $842 $842

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $158 $232 $255 $287 $386 $444

Technology $55 $75 $55 $55 $75 $75

Taxes $249 $354 $277 $362 $322 $483

Monthly Total $1,738 $2,556 $2,801 $3,042 $4,241 $4,881

Annual Total $20,856 $30,672 $33,612 $36,504 $50,892 $58,572

Hourly Wage $10.43 $15.34 $16.81 $18.25 $25.45 $29.29

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $910 $1,053 $1,053 $1,053 $1,120 $1,120

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $196 $318 $383 $397 $555 $596

Savings $196 $318 $383 $397 $555 $596

Technology $109 $129 $109 $109 $129 $129

Taxes $531 $778 $810 $818 $1,185 $1,455

Monthly Total $2,880 $4,590 $5,404 $5,582 $7,842 $8,612

Annual Total $34,560 $55,080 $64,848 $66,984 $94,104 $103,344

Hourly Wage $17.28 $27.54 $32.42 $33.49 $47.05 $51.67

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 208: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $430 $433 $433 $433 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $137 $194 $211 $231 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $202 $269 $178 $220 $229 $324

Monthly Total $1,506 $2,138 $2,325 $2,424 $3,766 $4,211

Annual Total $18,072 $25,656 $27,900 $29,088 $45,192 $50,532

Hourly Wage $9.04 $12.83 $13.95 $14.54 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $541 $724 $724 $724 $794 $794

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $159 $285 $343 $352 $508 $535

Savings $159 $285 $343 $352 $508 $535

Technology $109 $129 $109 $109 $129 $129

Taxes $389 $650 $673 $667 $944 $1,148

Monthly Total $2,295 $4,067 $4,786 $4,891 $7,036 $7,570

Annual Total $27,540 $48,804 $57,432 $58,692 $84,432 $90,840

Hourly Wage $13.77 $24.40 $28.72 $29.35 $42.22 $45.42

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 209: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $451 $454 $454 $454 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $140 $197 $214 $234 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $208 $274 $184 $226 $229 $324

Monthly Total $1,536 $2,167 $2,355 $2,454 $3,766 $4,211

Annual Total $18,432 $26,004 $28,260 $29,448 $45,192 $50,532

Hourly Wage $9.22 $13.00 $14.13 $14.72 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $568 $724 $724 $724 $911 $911

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $161 $285 $343 $352 $519 $547

Savings $161 $285 $343 $352 $519 $547

Technology $109 $129 $109 $109 $129 $129

Taxes $399 $650 $673 $667 $1,002 $1,211

Monthly Total $2,336 $4,067 $4,786 $4,891 $7,233 $7,774

Annual Total $28,032 $48,804 $57,432 $58,692 $86,796 $93,288

Hourly Wage $14.02 $24.40 $28.72 $29.35 $43.40 $46.64

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 210: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $488 $491 $491 $491 $651 $651

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $144 $202 $219 $238 $351 $392

Technology $55 $75 $55 $55 $75 $75

Taxes $218 $285 $194 $236 $247 $349

Monthly Total $1,587 $2,220 $2,407 $2,505 $3,865 $4,317

Annual Total $19,044 $26,640 $28,884 $30,060 $46,380 $51,804

Hourly Wage $9.52 $13.32 $14.44 $15.03 $23.19 $25.90

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $614 $814 $814 $814 $1,008 $1,008

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $166 $294 $352 $361 $529 $557

Savings $166 $294 $352 $361 $529 $557

Technology $109 $129 $109 $109 $129 $129

Taxes $417 $685 $704 $696 $1,063 $1,275

Monthly Total $2,410 $4,210 $4,925 $5,028 $7,411 $7,955

Annual Total $28,920 $50,520 $59,100 $60,336 $88,932 $95,460

Hourly Wage $14.46 $25.26 $29.55 $30.17 $44.47 $47.73

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 211: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $669 $787 $787 $787 $963 $963

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $168 $240 $262 $295 $403 $460

Technology $55 $75 $55 $55 $75 $75

Taxes $274 $372 $297 $383 $376 $526

Monthly Total $1,848 $2,641 $2,887 $3,130 $4,433 $5,061

Annual Total $22,176 $31,692 $34,644 $37,560 $53,196 $60,732

Hourly Wage $11.09 $15.85 $17.32 $18.78 $26.60 $30.37

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $984 $1,204 $1,204 $1,204 $1,475 $1,475

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $203 $333 $398 $412 $590 $632

Savings $203 $333 $398 $412 $590 $632

Technology $109 $129 $109 $109 $129 $129

Taxes $560 $836 $861 $868 $1,420 $1,704

Monthly Total $2,997 $4,829 $5,636 $5,813 $8,502 $9,288

Annual Total $35,964 $57,948 $67,632 $69,756 $102,024 $111,456

Hourly Wage $17.98 $28.97 $33.82 $34.88 $51.01 $55.73

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 212: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $561 $565 $565 $565 $737 $737

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $154 $212 $233 $265 $372 $429

Technology $55 $75 $55 $55 $75 $75

Taxes $238 $311 $224 $304 $289 $445

Monthly Total $1,690 $2,330 $2,563 $2,799 $4,089 $4,723

Annual Total $20,280 $27,960 $30,756 $33,588 $49,068 $56,676

Hourly Wage $10.14 $13.98 $15.38 $16.79 $24.53 $28.34

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 16 percent; for an additional 4-year-old, by 14 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $706 $921 $921 $921 $986 $986

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $175 $304 $370 $384 $541 $583

Savings $175 $304 $370 $384 $541 $583

Technology $109 $129 $109 $109 $129 $129

Taxes $453 $727 $765 $775 $1,130 $1,397

Monthly Total $2,556 $4,379 $5,201 $5,381 $7,625 $8,394

Annual Total $30,672 $52,548 $62,412 $64,572 $91,500 $100,728

Hourly Wage $15.34 $26.27 $31.21 $32.29 $45.75 $50.36

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 12 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 213: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $669 $787 $787 $787 $963 $963

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $168 $240 $262 $295 $403 $460

Technology $55 $75 $55 $55 $75 $75

Taxes $274 $372 $297 $383 $376 $526

Monthly Total $1,848 $2,641 $2,887 $3,130 $4,433 $5,061

Annual Total $22,176 $31,692 $34,644 $37,560 $53,196 $60,732

Hourly Wage $11.09 $15.85 $17.32 $18.78 $26.60 $30.37

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $984 $1,204 $1,204 $1,204 $1,357 $1,357

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $203 $333 $398 $412 $578 $620

Savings $203 $333 $398 $412 $578 $620

Technology $109 $129 $109 $109 $129 $129

Taxes $560 $836 $861 $868 $1,281 $1,556

Monthly Total $2,997 $4,829 $5,636 $5,813 $8,221 $8,998

Annual Total $35,964 $57,948 $67,632 $69,756 $98,652 $107,976

Hourly Wage $17.98 $28.97 $33.82 $34.88 $49.33 $53.99

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 214: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $594 $728 $728 $728 $842 $842

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $158 $232 $249 $270 $376 $418

Technology $55 $75 $55 $55 $75 $75

Taxes $249 $349 $265 $318 $298 $416

Monthly Total $1,738 $2,551 $2,745 $2,856 $4,132 $4,601

Annual Total $20,856 $30,612 $32,940 $34,272 $49,584 $55,212

Hourly Wage $10.43 $15.31 $16.47 $17.14 $24.79 $27.61

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 13 percent; for an additional 4-year-old, by 12 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $910 $1,053 $1,053 $1,053 $1,056 $1,056

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $196 $318 $376 $385 $534 $561

Savings $196 $318 $376 $385 $534 $561

Technology $109 $129 $109 $109 $129 $129

Taxes $531 $778 $785 $775 $1,075 $1,282

Monthly Total $2,880 $4,590 $5,293 $5,394 $7,481 $8,018

Annual Total $34,560 $55,080 $63,516 $64,728 $89,772 $96,216

Hourly Wage $17.28 $27.54 $31.76 $32.36 $44.89 $48.11

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 215: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $553 $580 $580 $580 $726 $726

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $153 $213 $230 $250 $361 $403

Technology $55 $75 $55 $55 $75 $75

Taxes $236 $309 $218 $266 $266 $375

Monthly Total $1,679 $2,344 $2,531 $2,636 $3,969 $4,429

Annual Total $20,148 $28,128 $30,372 $31,632 $47,628 $53,148

Hourly Wage $10.07 $14.06 $15.19 $15.82 $23.81 $26.57

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 13 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $725 $908 $908 $908 $1,021 $1,021

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $177 $303 $361 $370 $530 $558

Savings $177 $303 $361 $370 $530 $558

Technology $109 $129 $109 $109 $129 $129

Taxes $460 $722 $736 $727 $1,095 $1,306

Monthly Total $2,586 $4,359 $5,069 $5,171 $7,458 $8,001

Annual Total $31,032 $52,308 $60,828 $62,052 $89,496 $96,012

Hourly Wage $15.52 $26.15 $30.41 $31.03 $44.75 $48.01

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 216: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $434 $437 $437 $437 $585 $585

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $137 $195 $212 $231 $343 $384

Technology $55 $75 $55 $55 $75 $75

Taxes $203 $270 $179 $221 $230 $326

Monthly Total $1,511 $2,144 $2,331 $2,429 $3,774 $4,220

Annual Total $18,132 $25,728 $27,972 $29,148 $45,288 $50,640

Hourly Wage $9.07 $12.86 $13.99 $14.57 $22.64 $25.32

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $546 $731 $731 $731 $837 $837

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $159 $285 $343 $353 $512 $539

Savings $159 $285 $343 $353 $512 $539

Technology $109 $129 $109 $109 $129 $129

Taxes $391 $653 $675 $669 $962 $1,167

Monthly Total $2,302 $4,077 $4,795 $4,902 $7,105 $7,640

Annual Total $27,624 $48,924 $57,540 $58,824 $85,260 $91,680

Hourly Wage $13.81 $24.46 $28.77 $29.41 $42.63 $45.84

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 217: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $430 $433 $433 $433 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $137 $194 $211 $231 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $202 $269 $178 $220 $229 $324

Monthly Total $1,506 $2,138 $2,325 $2,424 $3,766 $4,211

Annual Total $18,072 $25,656 $27,900 $29,088 $45,192 $50,532

Hourly Wage $9.04 $12.83 $13.95 $14.54 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $541 $724 $724 $724 $911 $911

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $159 $285 $343 $352 $519 $547

Savings $159 $285 $343 $352 $519 $547

Technology $109 $129 $109 $109 $129 $129

Taxes $389 $650 $673 $667 $990 $1,200

Monthly Total $2,295 $4,067 $4,786 $4,891 $7,221 $7,763

Annual Total $27,540 $48,804 $57,432 $58,692 $86,652 $93,156

Hourly Wage $13.77 $24.40 $28.72 $29.35 $43.33 $46.58

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 218: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $454 $500 $500 $500 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $140 $203 $220 $240 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $209 $286 $196 $239 $229 $324

Monthly Total $1,540 $2,231 $2,419 $2,519 $3,766 $4,211

Annual Total $18,480 $26,772 $29,028 $30,228 $45,192 $50,532

Hourly Wage $9.24 $13.39 $14.51 $15.11 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $625 $724 $724 $724 $900 $900

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $167 $285 $343 $352 $518 $546

Savings $167 $285 $343 $352 $518 $546

Technology $109 $129 $109 $109 $129 $129

Taxes $421 $650 $673 $667 $1,004 $1,213

Monthly Total $2,427 $4,067 $4,786 $4,891 $7,222 $7,763

Annual Total $29,124 $48,804 $57,432 $58,692 $86,664 $93,156

Hourly Wage $14.56 $24.40 $28.72 $29.35 $43.33 $46.58

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 219: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $669 $787 $787 $787 $963 $963

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $168 $240 $262 $295 $403 $460

Technology $55 $75 $55 $55 $75 $75

Taxes $274 $372 $297 $383 $376 $526

Monthly Total $1,848 $2,641 $2,887 $3,130 $4,433 $5,061

Annual Total $22,176 $31,692 $34,644 $37,560 $53,196 $60,732

Hourly Wage $11.09 $15.85 $17.32 $18.78 $26.60 $30.37

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $984 $1,204 $1,204 $1,204 $1,047 $1,047

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $203 $333 $398 $412 $547 $589

Savings $203 $333 $398 $412 $547 $589

Technology $109 $129 $109 $109 $129 $129

Taxes $560 $836 $861 $868 $1,134 $1,393

Monthly Total $2,997 $4,829 $5,636 $5,813 $7,702 $8,463

Annual Total $35,964 $57,948 $67,632 $69,756 $92,424 $101,556

Hourly Wage $17.98 $28.97 $33.82 $34.88 $46.21 $50.78

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 220: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $669 $787 $787 $787 $963 $963

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $168 $240 $262 $295 $403 $460

Technology $55 $75 $55 $55 $75 $75

Taxes $274 $372 $297 $383 $376 $526

Monthly Total $1,848 $2,641 $2,887 $3,130 $4,433 $5,061

Annual Total $22,176 $31,692 $34,644 $37,560 $53,196 $60,732

Hourly Wage $11.09 $15.85 $17.32 $18.78 $26.60 $30.37

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $984 $1,204 $1,204 $1,204 $1,349 $1,349

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $203 $333 $398 $412 $578 $619

Savings $203 $333 $398 $412 $578 $619

Technology $109 $129 $109 $109 $129 $129

Taxes $560 $836 $861 $868 $1,299 $1,574

Monthly Total $2,997 $4,829 $5,636 $5,813 $8,231 $9,006

Annual Total $35,964 $57,948 $67,632 $69,756 $98,772 $108,072

Hourly Wage $17.98 $28.97 $33.82 $34.88 $49.39 $54.04

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 221: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $594 $728 $728 $728 $842 $842

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $158 $232 $249 $270 $376 $418

Technology $55 $75 $55 $55 $75 $75

Taxes $249 $349 $265 $318 $298 $416

Monthly Total $1,738 $2,551 $2,745 $2,856 $4,132 $4,601

Annual Total $20,856 $30,612 $32,940 $34,272 $49,584 $55,212

Hourly Wage $10.43 $15.31 $16.47 $17.14 $24.79 $27.61

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 13 percent; for an additional 4-year-old, by 12 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $910 $1,053 $1,053 $1,053 $1,003 $1,003

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $196 $318 $376 $385 $528 $556

Savings $196 $318 $376 $385 $528 $556

Technology $109 $129 $109 $109 $129 $129

Taxes $531 $778 $785 $775 $1,029 $1,232

Monthly Total $2,880 $4,590 $5,293 $5,394 $7,370 $7,905

Annual Total $34,560 $55,080 $63,516 $64,728 $88,440 $94,860

Hourly Wage $17.28 $27.54 $31.76 $32.36 $44.22 $47.43

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 222: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $410 $500 $500 $500 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $134 $203 $220 $240 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $197 $286 $196 $239 $229 $324

Monthly Total $1,478 $2,231 $2,419 $2,519 $3,766 $4,211

Annual Total $17,736 $26,772 $29,028 $30,228 $45,192 $50,532

Hourly Wage $8.87 $13.39 $14.51 $15.11 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $625 $724 $724 $724 $1,057 $1,057

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $167 $285 $343 $352 $534 $561

Savings $167 $285 $343 $352 $534 $561

Technology $109 $129 $109 $109 $129 $129

Taxes $421 $650 $673 $667 $1,094 $1,311

Monthly Total $2,427 $4,067 $4,786 $4,891 $7,501 $8,048

Annual Total $29,124 $48,804 $57,432 $58,692 $90,012 $96,576

Hourly Wage $14.56 $24.40 $28.72 $29.35 $45.01 $48.29

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 223: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $669 $787 $787 $787 $963 $963

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $168 $240 $262 $295 $403 $460

Technology $55 $75 $55 $55 $75 $75

Taxes $274 $372 $297 $383 $376 $526

Monthly Total $1,848 $2,641 $2,887 $3,130 $4,433 $5,061

Annual Total $22,176 $31,692 $34,644 $37,560 $53,196 $60,732

Hourly Wage $11.09 $15.85 $17.32 $18.78 $26.60 $30.37

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $984 $1,204 $1,204 $1,204 $1,220 $1,220

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $203 $333 $398 $412 $565 $606

Savings $203 $333 $398 $412 $565 $606

Technology $109 $129 $109 $109 $129 $129

Taxes $560 $836 $861 $868 $1,202 $1,469

Monthly Total $2,997 $4,829 $5,636 $5,813 $7,979 $8,746

Annual Total $35,964 $57,948 $67,632 $69,756 $95,748 $104,952

Hourly Wage $17.98 $28.97 $33.82 $34.88 $47.87 $52.48

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 224: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $370 $448 $448 $448 $600 $600

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $129 $196 $213 $233 $345 $386

Technology $55 $75 $55 $55 $75 $75

Taxes $186 $273 $182 $224 $234 $331

Monthly Total $1,422 $2,159 $2,346 $2,445 $3,795 $4,242

Annual Total $17,064 $25,908 $28,152 $29,340 $45,540 $50,904

Hourly Wage $8.53 $12.95 $14.08 $14.67 $22.77 $25.45

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $560 $750 $750 $750 $877 $877

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $161 $287 $345 $355 $516 $543

Savings $161 $287 $345 $355 $516 $543

Technology $109 $129 $109 $109 $129 $129

Taxes $396 $661 $682 $675 $988 $1,195

Monthly Total $2,325 $4,108 $4,825 $4,931 $7,179 $7,716

Annual Total $27,900 $49,296 $57,900 $59,172 $86,148 $92,592

Hourly Wage $13.95 $24.65 $28.95 $29.59 $43.07 $46.30

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 225: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $605 $758 $758 $758 $877 $877

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $159 $236 $254 $274 $380 $423

Technology $55 $75 $55 $55 $75 $75

Taxes $252 $358 $275 $328 $309 $429

Monthly Total $1,753 $2,594 $2,790 $2,900 $4,182 $4,654

Annual Total $21,036 $31,128 $33,480 $34,800 $50,184 $55,848

Hourly Wage $10.52 $15.56 $16.74 $17.40 $25.09 $27.92

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 13 percent; for an additional 4-year-old, by 12 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $948 $1,096 $1,096 $1,096 $977 $977

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $199 $322 $380 $389 $526 $553

Savings $199 $322 $380 $389 $526 $553

Technology $109 $129 $109 $109 $129 $129

Taxes $546 $794 $800 $789 $1,054 $1,256

Monthly Total $2,939 $4,657 $5,359 $5,459 $7,365 $7,897

Annual Total $35,268 $55,884 $64,308 $65,508 $88,380 $94,764

Hourly Wage $17.63 $27.94 $32.15 $32.75 $44.19 $47.38

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 226: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $485 $488 $488 $488 $638 $638

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $144 $201 $218 $238 $350 $391

Technology $55 $75 $55 $55 $75 $75

Taxes $217 $284 $193 $235 $244 $344

Monthly Total $1,583 $2,215 $2,402 $2,501 $3,848 $4,298

Annual Total $18,996 $26,580 $28,824 $30,012 $46,176 $51,576

Hourly Wage $9.50 $13.29 $14.41 $15.01 $23.09 $25.79

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $610 $798 $798 $798 $977 $977

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $166 $292 $350 $359 $526 $553

Savings $166 $292 $350 $359 $526 $553

Technology $109 $129 $109 $109 $129 $129

Taxes $415 $679 $698 $691 $1,036 $1,246

Monthly Total $2,404 $4,184 $4,899 $5,003 $7,347 $7,887

Annual Total $28,848 $50,208 $58,788 $60,036 $88,164 $94,644

Hourly Wage $14.42 $25.10 $29.39 $30.02 $44.08 $47.32

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 227: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $669 $787 $787 $787 $963 $963

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $168 $240 $262 $295 $403 $460

Technology $55 $75 $55 $55 $75 $75

Taxes $274 $372 $297 $383 $376 $526

Monthly Total $1,848 $2,641 $2,887 $3,130 $4,433 $5,061

Annual Total $22,176 $31,692 $34,644 $37,560 $53,196 $60,732

Hourly Wage $11.09 $15.85 $17.32 $18.78 $26.60 $30.37

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $984 $1,204 $1,204 $1,204 $1,304 $1,304

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $203 $333 $398 $412 $573 $615

Savings $203 $333 $398 $412 $573 $615

Technology $109 $129 $109 $109 $129 $129

Taxes $560 $836 $861 $868 $1,333 $1,607

Monthly Total $2,997 $4,829 $5,636 $5,813 $8,210 $8,986

Annual Total $35,964 $57,948 $67,632 $69,756 $98,520 $107,832

Hourly Wage $17.98 $28.97 $33.82 $34.88 $49.26 $53.92

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 228: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $606 $625 $625 $625 $783 $783

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $160 $219 $241 $273 $378 $436

Technology $55 $75 $55 $55 $75 $75

Taxes $253 $327 $242 $326 $303 $462

Monthly Total $1,756 $2,413 $2,649 $2,889 $4,155 $4,793

Annual Total $21,072 $28,956 $31,788 $34,668 $49,860 $57,516

Hourly Wage $10.54 $14.48 $15.89 $17.33 $24.93 $28.76

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $781 $979 $979 $979 $1,219 $1,219

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $183 $310 $375 $390 $565 $606

Savings $183 $310 $375 $390 $565 $606

Technology $109 $129 $109 $109 $129 $129

Taxes $482 $749 $785 $794 $1,223 $1,499

Monthly Total $2,676 $4,471 $5,289 $5,470 $7,999 $8,775

Annual Total $32,112 $53,652 $63,468 $65,640 $95,988 $105,300

Hourly Wage $16.06 $26.83 $31.73 $32.82 $47.99 $52.65

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 229: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $430 $433 $433 $433 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $137 $194 $211 $231 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $202 $269 $178 $220 $229 $324

Monthly Total $1,506 $2,138 $2,325 $2,424 $3,766 $4,211

Annual Total $18,072 $25,656 $27,900 $29,088 $45,192 $50,532

Hourly Wage $9.04 $12.83 $13.95 $14.54 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $541 $724 $724 $724 $773 $773

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $159 $285 $343 $352 $505 $533

Savings $159 $285 $343 $352 $505 $533

Technology $109 $129 $109 $109 $129 $129

Taxes $389 $650 $673 $667 $937 $1,140

Monthly Total $2,295 $4,067 $4,786 $4,891 $7,002 $7,537

Annual Total $27,540 $48,804 $57,432 $58,692 $84,024 $90,444

Hourly Wage $13.77 $24.40 $28.72 $29.35 $42.01 $45.22

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 230: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $639 $643 $643 $643 $857 $857

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $164 $222 $243 $276 $387 $446

Technology $55 $75 $55 $55 $75 $75

Taxes $264 $333 $248 $332 $327 $488

Monthly Total $1,804 $2,440 $2,675 $2,916 $4,262 $4,903

Annual Total $21,648 $29,280 $32,100 $34,992 $51,144 $58,836

Hourly Wage $10.82 $14.64 $16.05 $17.50 $25.57 $29.42

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $804 $1,071 $1,071 $1,071 $1,110 $1,110

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $185 $319 $385 $399 $554 $595

Savings $185 $319 $385 $399 $554 $595

Technology $109 $129 $109 $109 $129 $129

Taxes $490 $785 $816 $824 $1,169 $1,437

Monthly Total $2,711 $4,617 $5,432 $5,610 $7,814 $8,582

Annual Total $32,532 $55,404 $65,184 $67,320 $93,768 $102,984

Hourly Wage $16.27 $27.70 $32.59 $33.66 $46.88 $51.49

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 231: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $561 $565 $565 $565 $737 $737

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $154 $211 $228 $248 $362 $404

Technology $55 $75 $55 $55 $75 $75

Taxes $238 $306 $214 $261 $269 $379

Monthly Total $1,690 $2,324 $2,510 $2,614 $3,984 $4,445

Annual Total $20,280 $27,888 $30,120 $31,368 $47,808 $53,340

Hourly Wage $10.14 $13.94 $15.06 $15.68 $23.90 $26.67

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 13 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $706 $921 $921 $921 $934 $934

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $175 $304 $362 $372 $522 $549

Savings $175 $304 $362 $372 $522 $549

Technology $109 $129 $109 $109 $129 $129

Taxes $453 $727 $740 $731 $1,013 $1,218

Monthly Total $2,556 $4,379 $5,088 $5,192 $7,273 $7,808

Annual Total $30,672 $52,548 $61,056 $62,304 $87,276 $93,696

Hourly Wage $15.34 $26.27 $30.53 $31.15 $43.64 $46.85

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 232: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $401 $548 $548 $548 $634 $634

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $133 $209 $226 $246 $349 $390

Technology $55 $75 $55 $55 $75 $75

Taxes $194 $299 $209 $256 $243 $343

Monthly Total $1,465 $2,298 $2,486 $2,590 $3,842 $4,292

Annual Total $17,580 $27,576 $29,832 $31,080 $46,104 $51,504

Hourly Wage $8.79 $13.79 $14.92 $15.54 $23.05 $25.75

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $685 $793 $793 $793 $911 $911

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $173 $292 $350 $359 $519 $547

Savings $173 $292 $350 $359 $519 $547

Technology $109 $129 $109 $109 $129 $129

Taxes $444 $677 $697 $689 $1,008 $1,216

Monthly Total $2,522 $4,177 $4,893 $4,996 $7,239 $7,779

Annual Total $30,264 $50,124 $58,716 $59,952 $86,868 $93,348

Hourly Wage $15.13 $25.06 $29.36 $29.98 $43.43 $46.67

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 233: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $532 $644 $644 $644 $862 $862

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $150 $221 $238 $259 $378 $421

Technology $55 $75 $55 $55 $75 $75

Taxes $230 $329 $236 $288 $305 $423

Monthly Total $1,649 $2,436 $2,621 $2,731 $4,161 $4,631

Annual Total $19,788 $29,232 $31,452 $32,772 $49,932 $55,572

Hourly Wage $9.89 $14.62 $15.73 $16.39 $24.97 $27.79

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 13 percent; for an additional 4-year-old, by 12 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $805 $1,078 $1,078 $1,078 $924 $924

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $185 $320 $378 $387 $521 $548

Savings $185 $320 $378 $387 $521 $548

Technology $109 $129 $109 $109 $129 $129

Taxes $491 $787 $794 $783 $1,031 $1,232

Monthly Total $2,713 $4,628 $5,331 $5,431 $7,279 $7,810

Annual Total $32,556 $55,536 $63,972 $65,172 $87,348 $93,720

Hourly Wage $16.28 $27.77 $31.99 $32.59 $43.67 $46.86

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 234: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $445 $448 $448 $448 $599 $599

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $139 $196 $213 $233 $345 $385

Technology $55 $75 $55 $55 $75 $75

Taxes $206 $273 $182 $224 $234 $331

Monthly Total $1,527 $2,159 $2,346 $2,445 $3,794 $4,240

Annual Total $18,324 $25,908 $28,152 $29,340 $45,528 $50,880

Hourly Wage $9.16 $12.95 $14.08 $14.67 $22.76 $25.44

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $560 $749 $749 $749 $850 $850

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $161 $287 $345 $354 $513 $541

Savings $161 $287 $345 $354 $513 $541

Technology $109 $129 $109 $109 $129 $129

Taxes $396 $660 $682 $675 $978 $1,184

Monthly Total $2,325 $4,106 $4,824 $4,928 $7,136 $7,674

Annual Total $27,900 $49,272 $57,888 $59,136 $85,632 $92,088

Hourly Wage $13.95 $24.64 $28.94 $29.57 $42.82 $46.04

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 235: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $474 $477 $477 $477 $585 $585

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $142 $200 $217 $237 $343 $384

Technology $55 $75 $55 $55 $75 $75

Taxes $214 $280 $190 $232 $230 $326

Monthly Total $1,567 $2,199 $2,387 $2,486 $3,774 $4,220

Annual Total $18,804 $26,388 $28,644 $29,832 $45,288 $50,640

Hourly Wage $9.40 $13.19 $14.32 $14.92 $22.64 $25.32

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $596 $731 $731 $731 $936 $936

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $164 $285 $343 $353 $522 $549

Savings $164 $285 $343 $353 $522 $549

Technology $109 $129 $109 $109 $129 $129

Taxes $410 $653 $675 $669 $1,007 $1,218

Monthly Total $2,381 $4,077 $4,795 $4,902 $7,269 $7,810

Annual Total $28,572 $48,924 $57,540 $58,824 $87,228 $93,720

Hourly Wage $14.29 $24.46 $28.77 $29.41 $43.61 $46.86

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 236: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $594 $728 $728 $728 $842 $842

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $158 $232 $255 $287 $386 $444

Technology $55 $75 $55 $55 $75 $75

Taxes $249 $354 $277 $362 $322 $483

Monthly Total $1,738 $2,556 $2,801 $3,042 $4,241 $4,881

Annual Total $20,856 $30,672 $33,612 $36,504 $50,892 $58,572

Hourly Wage $10.43 $15.34 $16.81 $18.25 $25.45 $29.29

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $910 $1,053 $1,053 $1,053 $1,257 $1,257

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $196 $318 $383 $397 $568 $610

Savings $196 $318 $383 $397 $568 $610

Technology $109 $129 $109 $109 $129 $129

Taxes $531 $778 $810 $818 $1,238 $1,514

Monthly Total $2,880 $4,590 $5,404 $5,582 $8,058 $8,836

Annual Total $34,560 $55,080 $64,848 $66,984 $96,696 $106,032

Hourly Wage $17.28 $27.54 $32.42 $33.49 $48.35 $53.02

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 237: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $357 $433 $433 $433 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $128 $194 $211 $231 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $182 $269 $178 $220 $229 $324

Monthly Total $1,404 $2,138 $2,325 $2,424 $3,766 $4,211

Annual Total $16,848 $25,656 $27,900 $29,088 $45,192 $50,532

Hourly Wage $8.42 $12.83 $13.95 $14.54 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $541 $724 $724 $724 $791 $791

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $159 $285 $343 $352 $507 $535

Savings $159 $285 $343 $352 $507 $535

Technology $109 $129 $109 $109 $129 $129

Taxes $389 $650 $673 $667 $955 $1,159

Monthly Total $2,295 $4,067 $4,786 $4,891 $7,042 $7,578

Annual Total $27,540 $48,804 $57,432 $58,692 $84,504 $90,936

Hourly Wage $13.77 $24.40 $28.72 $29.35 $42.25 $45.47

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 238: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $594 $728 $728 $728 $842 $842

Child Care $– $– $313 $604 $625 $1,125

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $158 $232 $255 $287 $386 $444

Technology $55 $75 $55 $55 $75 $75

Taxes $249 $354 $277 $362 $322 $483

Monthly Total $1,738 $2,556 $2,801 $3,042 $4,241 $4,881

Annual Total $20,856 $30,672 $33,612 $36,504 $50,892 $58,572

Hourly Wage $10.43 $15.34 $16.81 $18.25 $25.45 $29.29

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 15 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 8 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $910 $1,053 $1,053 $1,053 $1,235 $1,235

Child Care $– $– $375 $625 $750 $1,333

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $196 $318 $383 $397 $566 $608

Savings $196 $318 $383 $397 $566 $608

Technology $109 $129 $109 $109 $129 $129

Taxes $531 $778 $810 $818 $1,259 $1,535

Monthly Total $2,880 $4,590 $5,404 $5,582 $8,053 $8,831

Annual Total $34,560 $55,080 $64,848 $66,984 $96,636 $105,972

Hourly Wage $17.28 $27.54 $32.42 $33.49 $48.32 $52.99

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 10 percent; for an additional 4-year-old, by 11 percent; and for a school-age child, by 7 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 239: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $477 $500 $500 $500 $579 $579

Child Care $– $– $275 $479 $550 $938

Food $164 $372 $309 $258 $621 $542

Transportation $322 $403 $403 $403 $644 $644

Health Care $196 $392 $461 $345 $726 $726

Miscellaneous $143 $203 $220 $240 $342 $383

Technology $55 $75 $55 $55 $75 $75

Taxes $215 $286 $196 $239 $229 $324

Monthly Total $1,572 $2,231 $2,419 $2,519 $3,766 $4,211

Annual Total $18,864 $26,772 $29,028 $30,228 $45,192 $50,532

Hourly Wage $9.43 $13.39 $14.51 $15.11 $22.60 $25.27

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 14 percent; for an additional 4-year-old, by 13 percent; and for a school-age child, by 9 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Single Adult

Married Couple

1 Adult, 1 School- Age Child

1 Adult, 1 Infant

2 Adult, 2 School- Age Children

2 Adults, 1 Infant, 1 Preschooler

Housing $625 $724 $724 $724 $844 $844

Child Care $– $– $303 $504 $605 $1,046

Food $318 $685 $598 $490 $1,204 $1,039

Transportation $370 $740 $740 $740 $1,184 $1,184

Health Care $250 $569 $953 $953 $1,160 $1,160

Miscellaneous $167 $285 $343 $352 $513 $540

Savings $167 $285 $343 $352 $513 $540

Technology $109 $129 $109 $109 $129 $129

Taxes $421 $650 $673 $667 $970 $1,176

Monthly Total $2,427 $4,067 $4,786 $4,891 $7,122 $7,658

Annual Total $29,124 $48,804 $57,432 $58,692 $85,464 $91,896

Hourly Wage $14.56 $24.40 $28.72 $29.35 $42.73 $45.95

Note: The budgets reflect different costs based on the age of children in the household; full-day care for infants and preschoolers (4-year-old) and after school care for school-age children. To create

budgets for additional family types: For an additional infant, increase the total budget by 9 percent; for an additional 4-year-old, by 10 percent; and for a school-age child, by 6 percent.

Source: U.S. Department of Housing and Urban Development; U.S. Department of Agriculture; Bureau of Labor Statistics; Internal Revenue Service; Tax Foundation; and Louisiana Department of

Education, 2016.

Reference: UnitedWayALICE.org

Page 240: ALICE: A STUDY OF FINANCIAL HARDSHIP IN LOUISIANA · ALICE lives in every town and every parish in our state — working as child care providers, aides for the elderly, cashiers,

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