a complete guide to your 2021 health and wellness benefits
Post on 28-Jan-2022
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Table of Contents Benefits At-a-Glance…………………….……….……… p.5
ELIGIBILITY
Employee and dependent eligibility……………… p.7
MAKING BENEFITS CHANGES
Making Benefit Changes…………………………….………….
COBRA………………………………………….……….……….
p.9
p.10
CONSIDER YOUR CHOICES
Your medical plan options…………………………….
Choosing a plan, know your options..………….
HSA eligibility ………………………………………………
BeiGene HSA contribution…………………………..
Get the right care at the right price…………….
SBC & important terms…………………………………
p.12
p.13
p.15
p.16
p.17
p.18
MEDICAL, DENTAL, AND VISION PLANS
HMO plan.………………..…………………………………..
PPO plan……………..….…….………………………………
HDHP HSA plan….………….…………………………….
Dental plans.…………………………………………………
Vision plans..…………………………………………………
HealthJoy…..………………………………………
Your monthly share………………………………………
p.20
p.21
p.22
p.23
p.24
p.25
p.26
FSA AND COMMUTER BENEFITS
FSA………...………………..…………………………………..
Commuter benefits.….…….…….……………………..
p.28
p.30
OTHER BENEFITS
Disability Plans.………..…………………………………..
Life Insurance and AD&D….….……………………..
Critical Illness and Accident Insurance………..
401(k) Plan.…………...….…….…….……………………..
ESPP……………………...….…….…….……………………..
Tuition Reimbursement ……………………………….
Medical Benefits Abroad……………………………..
p.32
p.33
p.35
p.36
p.37
p.38
p.39
Table of Contents LIFE BEYOND WORK
Paid time off.…………………………. p.41
Legal Services, Student Loan Refinancing, &
Travel Assistance….........................................p.42
Toolkit for well-
being……………………………………p.43
BENEFITS QUESTIONS
Carrier Contacts
……………………...………………….
p.49
2021 Benef i t Guide p.5
BENEFITS AT-A-GLANCE
Benefit Type Summary
Medical Plans▪ Kaiser Health Maintenance Organization (HMO) - California only
▪ Anthem Preferred Provider Organization (PPO)
▪ Anthem High Deductible Health Plan (HDHP)
Dental PlansAdministered through MetLife
▪ PPO Base Plan
▪ PPO Buy Up Plan
Vision PlansAdministered through VSP
▪ Base Plan
▪ Buy Up Plan
Pre-Tax Accounts
Administered through Navia
▪ Health Savings Account (HSA)
▪ Flexible Spending Accounts (FSA)
▪ Health Care
▪ Limited Purpose
▪ Day Care
Life Protection
Administered through The Standard
▪ Basic Life and AD&D Insurance
▪ Voluntary Life and AD&D Insurance
▪ Critical Illness and Accident Insurance
▪ Disability – Short and Long Term
▪ Travel Assistance
▪ Employee Assistance Program
Money
▪ 401(k) Plan – ADP Retirement Services
▪ Employee Stock Purchase Plan (ESPP) – Morgan Stanley
▪ Discount Program – LifeMart ADP
▪ Tuition Reimbursement Program – BeiGene
▪ Student Loan Refinancing - SoFi
Wellness▪ Wellness Reimbursement Program – Navia
▪ Meditation – Headspace
▪ Wellness Program – Virgin Pulse
Family Planning and Care
Support
▪ Fertility Assistance and Family Planning – Carrot
▪ Care Support – Care.com
Other Benefits
▪ Paid Time Off
▪ Benefit Experience App – Health Joy
▪ Voluntary Legal Plan – ARAG
▪ Medical Benefits Abroad – Cigna
▪ Long-Term Care Insurance – ABD
BeiGene strives to bring you a choice of comprehensive medical plans, as well as the many other
plans and options that make up your benefits program. We remain committed to maintaining a
strong benefits program in 2021 and beyond. The following chart summarizes the benefit options
available to you and your family.
2021 Benef i t Guide p.7
ELIGIBILITY
Active, regular US employees working a minimum of 30 hours per week are
eligible for medical, dental, vision, life insurance, and disability insurance on
date of hire. Medical, dental and vision benefits end on the last day of the month
in which employment is terminated.
Eligible Dependents
▪ Your spouse;
▪ Your domestic partner;
▪ Your dependent children up to age 26 (regardless of marital status), including
a natural child, stepchild, a legally adopted child, a child placed for adoption
or a child for whom you or your spouse are the legal guardian;
▪ Your unmarried children age 26 or older who are mentally or physically
disabled and who rely on you for support and care; and/or
▪ Children of a domestic partner relationship, up to age 26 (regardless of
marital status).
Domestic Partner Coverage
You may cover your same-sex or opposite-sex domestic partner for certain
benefits. IRS regulations mandate that the value of the health care benefits for
your domestic partner are considered taxable income to the employee.
Contributions for the domestic partner and domestic partner's children need to
be made on an after-tax basis.
You will be required to complete an Affidavit of Domestic Partnership. Please
contact the Benefits Department for more details.
2021 Benef i t Guide p.9
MAKING BENEFITS CHANGES
In most cases, you may only make changes to your benefits during Open Enrollment in
November of each year, for a January 1st effective date. However, if you have a “qualified
life event,” you may make changes to certain benefits, as defined by the plan documents,
related to that event.
Qualified Life Events
You MUST complete the steps below within 30 CALENDAR DAYS of the qualified life event
to make changes to your benefit elections. For most events, changes are effective on the
first of the month following the date of the event:
Your marriage Your divorce or legal separation Birth, adoption or placement for
adoption of an eligible child
Death of your spouse or covered
child
Change in your or your spouse’s
work status that affects benefits
eligibility
A significant change in your or your
spouse’s health coverage
attributable to your spouse’s
employment
A change in your children’s
eligibility for benefits
Becoming eligible for Medicare or
Medicaid during the year
Becoming eligible for domestic
partner status in accordance with
BeiGene’s Domestic Partner policy
Gather supporting
documentation of the life
event.
Go online to your ADP
(https://workforcenow.adp.com)
account to enter your qualified life
event, or email BeiGene Benefits
department at
us.benefits@beigene.com to
initiate your change.
Upload documentation in ADP
or send the documentation to
BeiGene Benefits Department
at
us.benefits@beigene.com.
1 2 3
Start Date End Date
The first of the month
(Exception: Changes made due to the birth or
adoption of a child are effective on the date of
birth or adoption.)
Last day of the month (medical, dental and vision
plans)
For specific details, see your Summary Plan
Description (SPD) on
https://app.strivebenefits.com/beigene.
Mid-Year Coverage Start and End Dates
2021 Benef i t Guide p.10
COBRA
Under certain circumstances, you and your enrolled dependents can choose to continue
coverage under your health and welfare plans including the healthcare flexible spending
account, beyond the time coverage would have ordinarily ended. You may elect
continuation of coverage for yourself and your dependents if you lose coverage under the
plan because of one of the following qualifying events:
▪ Termination (for reasons other than gross misconduct)
▪ Reduction in employment hours
▪ Retirement
In addition, continuation of coverage may be available to your eligible dependents if:
▪ You die
▪ You and your spouse divorce or legally separate
▪ A covered child ceases to be an eligible dependent
If you experience a COBRA qualifying event you will receive a COBRA election notice from
our COBRA administrator with information regarding your cost and instructions on how to
apply for COBRA continuation.
If you and your spouse legally separate or divorce or your covered child ceases to be an
eligible dependent while you are on COBRA you must notify the COBRA administrator
within 60 days of the event.
2021 Benef i t Guide p.12
CONSIDER YOUR CHOICES
Your Medical Plan Type Options
BeiGene provides access to high-quality, comprehensive care. The plans differ
largely in the way the cost of care is structured and in the strategies you can use to
control your expenses:
HMO Plans PPO Plans HDHP HSA Plans
Available to California
employees.
Available to all employees. Available to all employees.
Integrated health care that
offers a comprehensive,
convenient approach, but
require that you seek care
within the HMO network.
Allows you to choose care
inside or outside of the plan
network you selected, but
you will incur a higher out-
of-pocket cost for services,
if you use out of network
providers.
High deductible medical
plans that help protect
against large claims and
cover preventive care at
100% (deductible is waived
for preventive services). If
you enroll in this plan, you
are eligible to open and
contribute to a Health
Savings Account (HSA)
which can be used to help
pay for qualified medical
expenses. In addition, the
HSA also has an employer
contribution.
2021 Benef i t Guide p.13
CHOOSING A PLAN – KNOW YOUR
OPTIONS
We know you want the best benefit coverage with the fewest obstacles between you and
your healthcare.
Kaiser Permanente HMO – California Employees
Kaiser Permanente HMO offers an all-in-one approach to healthcare, with predictable
copays with no deductibles. Preventive care is covered at 100%.
Under the Kaiser Permanente HMO you and your covered dependents must receive all care
and prescriptions from Kaiser physicians at Kaiser Permanente facilities. With the exception
of emergencies, coverage is not available at non-Kaiser facilities. You must call Kaiser
immediately (or as soon as possible) after you are admitted to a non -Kaiser hospital for
emergency services.
Anthem Blue Cross PPO – All Employees
The Anthem Blue Cross PPO plan is a traditional plan that gives you the greatest flexibility,
combined with lower costs when you choose a provider within its broad national network.
Choosing health professionals who participate in the Anthem Blue Cross network keep your
costs lower and eliminate paperwork. How the plan works:
▪ It is recommended, however not required, that you choose a primary care physician
(PCP) to serve as your personal doctor and help coordinate all your healthcare needs.
Keep in mind; no referrals are necessary to see specialists in the Anthem Blue Cross
network. Just choose a participating doctor and make an appointment.
▪ Visit any licensed physician inside or outside the network. You will pay more when you
get care outside the network. Either way, most routine services require a copay or
coinsurance, and may involve meeting an annual deductible as well. Preventive care is
paid at 100% in network.
▪ All outpatient surgeries and hospital stays require pre-treatment authorization. Network
doctors may take care of this for you. If you go to a non-network provider and do not
obtain pre-treatment authorization, you may be subject to a non-compliance penalty, and
services determined not to be medically necessary may not be covered.
2021 Benef i t Guide p.14
Anthem Blue Cross HDHP (High Deductible Health Plan) – All Employees
The Anthem Blue Cross HDHP also provides flexibility to choose a provider within its broad
national network. When you are covered by a HDHP, you are eligible to participate in a
Health Savings Account (HSA). An HSA is an investment tool that helps you save for health
care expenses, including deductibles and coinsurance. Contributions to your HSA account
are pre-tax (federal and most states), and any interest earned on the account is tax -free.
In 2021, you may contribute via payroll deduction up to $3,600 [including employer HSA
contribution], if you have individual coverage, or up to $7,200 [including employer
contribution] if you are covering yourself and at least one additional family member.
If you are age 55 or older, you may contribute an additional $1,000 to your account.
Contributions to your HSA roll over from year to year and accumulate if not used. You may
use the funds to pay for any qualified health expenses incurred after the account is opened.
You may pay the bill directly via the HSA debit card, or you may use the HSA to reimburse
yourself for payments that you make. Payments and withdrawals made from your HSA to
cover qualified health care expenses are tax-free.
Watch the HDHP HSA video (available on https://app.strivebenefits.com/beigene under
Your Benefits, HSA) to learn about the ‘Things you need to know about HDHP and HSA
before making your election.’
You can make
and receive
contributions to
the HSA
HSA offers a
triple tax
advantage:
1. Pretax
contributions
2. Tax free
earnings
3. Tax free
distributions
HDHP comes
with lower
premium cost
No use it or
lose it rule
1
Your HSA
is portable
1 2 3 4 5
2021 Benef i t Guide p.15
Am I Eligible To Participate In an HSA?
To be eligible you must meet a few criteria:
NOTE: HSA participants cannot Participate in the Healthcare Flexible Spending account
(FSA). However, you can participate in a Limited Purpose Healthcare FSA. Eligible
expenses with a Limited Purpose Healthcare FSA include most unreimbursed dental and
vision expenses (including expenses for your dependents).
*Some exceptions apply.
HSA Withdrawals
• Qualified medical expenses include anything from doctor’s office visits to dental or vision
care, prescription medications, over the counter medications, and many other health
care products.
• You can also use HSA funds to pay COBRA and long-term care insurance premiums,
though health insurance premiums are not qualified unless you are receiving
unemployment benefits.
• Withdrawals for non-qualified expenses are taxable and carry a 20% penalty unless you
are age 65 or older. If you are age 65 or older, you can withdraw funds for non -qualified
expense and pay ordinary income taxes.
How Do I Access My HSA Funds?
DIRECT PAYMENT: When you use your HSA debit card, your expense is automatically
paid from your account
PAY YOURSELF BACK: Pay for eligible expenses with cash, check or your personal credit
card, then withdraw funds from your HSA to reimburse yourself. You can even have your
payment deposited directly into your checking or savings account. For more details visit
www.naviabenefits.com
PAY YOUR PROVIDER: Use the online feature with Navia to pay your provider directly or
use your HSA debit card where applicable.
Must be
covered by
a qualified
HDHP
Cannot be
enrolled in
Medicare or
TRICARE*
Cannot be
claimed as a
dependent on
someone else’s
tax return
Cannot be covered by another
medical plan that is not HSA
qualified. If your spouse is
participating in a healthcare
spending account, you will not be
able to make contributions into an
HSA
2021 Benef i t Guide p.16
BeiGene HSA Contribution
BeiGene will put money into your individual HSA account based on your coverage level. The money
in your HSA is yours and can be used for any qualified eligible expense as defined by IRS Section
213(d). Any money left at the end of the year remains in your account and rolls over to the following
calendar year.
HSA Process
Family
Single
Annual IRS Limit $7,200 total
You can contribute
up to $2,850
Additional
“catch-up”
contributions
for ages 55-65
$1,000
You can contribute
up to $5,700
Annual IRS Limit $3,600 total
$1,000
1
Visit your
doctor.
(Preventive care
is paid at 100%
with the
deductible
waived if you use
In-Network
providers.)
Present
your
insurance
card.
You will receive
an
Explanation
Of Benefits
(EOB) to
explain what’s
covered and
what you owe.
The provider
will send
you a bill for
the amount not
covered. (Tip: Do
not pay the
invoice until you
verify what has
been paid by
your insurance)
1
You pay the
provider bill using
your HSA (debit
card/
checkbook/
online bill pay/
fund transfer).
You can also pay out
of pocket then
reimburse yourself
at any time in the
future.
2 543
2021 Benef i t Guide p.17
Where to
get care/ Cost What is it Examples of care provided
Nurse Line
Free
Nurse Line connects you with
registered nurses 24/7
• Choosing appropriate medical
care
• Finding a doctor or hospital
• Understanding treatment options
• Achieving a healthier lifestyle
• Answering medication questions
Virtual Visit
[$]
A virtual visit lets you see a
doctor via your smartphone,
tablet or computer.
• Allergies
• Bronchitis
• Diarrhea
• Pink eye
• Seasonal flu
• Sore throats
• Stomach aches
Convenience
Care Clinics
$$
Visit a convenience care
clinic when you can’t see
your doctor and your health
issue isn’t urgent. These
clinics are often in stores.
• Common infections (e.g. strep
throat)
• Minor skin conditions (e.g. poison
ivy)
• Vaccinations
• Pregnancy test
• Minor injuries
• Ear aches
Primary Care
Physician
$$
Go to a doctor’s office when
you need preventive or
routine care. Your primary
doctor can access your
medical records, manage
your medications and refer
you to a specialist, if needed.
• Check ups
• Preventive services
• Minor skin conditions
• Vaccinations
• General health management
Urgent Care
$$
Urgent care is ideal for when
you need care quickly, but it
is not an emergency (and
your doctor isn’t available).
Urgent care centers treat
issues that aren’t life
threatening.
• Sprains
• Minor burns
• Strains
• Minor infections
• Small cuts that may need a few
stitches
• Minor broken bones
Emergency
Room
$$$$
The ER is for life-threatening
or very serious conditions
that require immediate care.
This is also when to call 911.
• Heavy bleeding
• Chest pain
• Major burns
• Spinal injuries
• Breathing difficulty
Get The Right Care At The Right Place
With many options for getting care, how do you choose? This chart can help you
understand where to go for what – and how you can save money.
2021 Benef i t Guide p.18
Summary of Benefits and Coverage (SBC) and Uniform Glossary
Group health plans are required to provide you with an easy-to-understand summary about
a health plan’s benefits and coverage so that you can better evaluate your choices.
The SBC form also includes details, called “coverage examples,” which are comparison
tools that allow you to see what the plan would generally cover in two common medical
situations. The SBC’s standardized and easy to understand information about health plan
benefits and coverage allows you to more easily make “apples to apples” comparisons
between our insurance options.
You are encouraged to read and explore the SBC’s and Uniform Glossary available for your
medical plans posted on https://app.strivebenefits.com/beigene.
Important Terms
COINSURANCE: The amount you pay for covered services after you pay the deductible.
For example, if your plan has coinsurance of 0% and you have already paid the deductible,
the plan pays 100% of the costs and you pay 0%.
COPAY: The amount you pay up-front for your visit.
COVERED SERVICES: Those services deemed by your plan to be medically necessary
for the care and treatment of an injury or illness.
DEDUCTIBLE: The amount you pay before the plan starts to pay. For example, a PPO plan
requires a $500 deductible for an individual using in -network services. This means that you
pay the first $500 in medical care you use (please note, the deductible is not applicable to
all services).
FORMULARY: A list that contains the approved medications that are part of your
prescription drug plan.
GENERIC: An FDA-approved drug, composed of virtually the same chemical formula as a
brand-name drug.
OUT-OF-POCKET MAXIMUM: The most you will pay for covered medical expenses in a
year. Once you reach your out-of-pocket maximum, the plan pays 100% of your covered
medical expenses for the balance of the year.
EXPLANATION OF BENEFITS (EOB): It’s not a bill, but a statement sent by your health
insurance company to explain what medical treatments and/or services were paid for on
your behalf.
2021 Benef i t Guide p.20
KAISER HMO
CA Only
Network Only
Preventive Care
(Annual Physical, Well Baby Care,
Well Women Exams)
Covered in Full
Accumulation Period 1/1 – 12/31
Plan Year Deductible
(Individual / Family)None
Outpatient Services
Office Visits / Specialist Visit $20 copay / $20 copay
Diagnostic Lab & X-ray No charge
Complex Imaging No charge
Chiropractic / Acupuncture
(30 visits per year combined)$15 copay
Physical Therapy $20 copay
Outpatient Surgery $20 copay / procedure
Inpatient Services
Inpatient Hospital No charge
Emergency Services
Emergency Room (Waived If
Admitted)$100 / visit
Ambulance $50 per trip
Prescription Drugs
Retail (up to 30 days) $10 / $20
Mail Order (up to 90 days)
Specialty Items
$20 / $40
20% coinsurance
(not to exceed $200)
Out-of-pocket Maximum
(Individual/Family)$1,500 / $3,000
Deductible
Amount
Services
Before
Deduct ible
Is appl ied
FSA
eligible
expenses
Maximum
Amount
You pay
HMO Plan
2021 Benef i t Guide p.21
ANTHEM
Blue Cross PPO
In Network Out of Network
Preventive Care
(Annual Physical, Well Baby
Care,
Well Women Exams)
Covered in Full20% coinsurance
after deductible
Accumulation Period 1/1 – 12/31
Plan Year Deductible
(Individual / Family)$500 / $1,000 $1,000 / $2,000
Outpatient Services You pay You pay
Office Visits / Specialist Visit $25 copay 20% after deductible
Diagnostic Lab & X-ray 0% after deductible 20% after deductible
Complex Imaging 0% after deductible 20% after deductible
Chiropractic
(30 visits per year)$25 copay 20% after deductible
Acupuncture Care
(20 visits per year)$25 copay 20% after deductible
Physical Therapy 0% after deductible 20% after deductible
Outpatient Surgery 0% after deductible 20% after deductible
Inpatient Services
Inpatient Hospital 0% after deductible 20% after deductible
Emergency Services
Emergency Room (Waived If
Admitted)$150 / visit $150 / visit
Ambulance 0% after deductible 0% after deductible
Urgent Care $25 copay 20% after deductible
Prescription Drugs
Retail (up to 30 days) $10 / $20 / $30 50% up to $250
Mail Order (up to 90 days) $20 / $40 / $60 Not covered
Out-of-pocket Maximum
(Individual/Family)$3,000 / $6,000 $7,500 / $15,000
Deductible
Amount
Services
Before
Deductible
Is applied
Services
Apply to
Deduct ible
FSA
eligible
expenses
Maximum
Amount
You pay
PPO Plan
2021 Benef i t Guide p.22
ANTHEM
Blue Cross HDHP
In Network Out of Network
Preventive Care
(Annual Physical, Well Baby
Care,
Well Women Exams)
Covered in Full20% coinsurance
after deductible
Accumulation Period 1/1 – 12/31
Plan Year Deductible
(Individual / Family)$1,500 / $3,000 $3,000 / $6,000
Outpatient Services You pay You pay
Office Visits / Specialist Visit 0% after deductible 20% after deductible
Diagnostic Lab & X-ray 0% after deductible 20% after deductible
Complex Imaging 0% after deductible 20% after deductible
Chiropractic
(30 visits per year)0% after deductible 20% after deductible
Acupuncture Care
(20 visits per year)0% after deductible 20% after deductible
Physical Therapy 0% after deductible 20% after deductible
Outpatient Surgery 0% after deductible 20% after deductible
Inpatient Services
Inpatient Hospital 0% after deductible 20% after deductible
Emergency Services
Emergency Room Facility service
(Waived If Admitted)
Emergency Room Doctor and
other services
$150 / visit
0% after deductible
$150 / visit
0% after deductible
Ambulance 0% after deductible 0% after deductible
Urgent Care 0% after deductible 20% after deductible
Prescription Drugs
Retail (up to 30 days)$10 / $20 / $30
(after deductible)
30% up to $250
(after deductible)
Mail Order (up to 90 days)$20 / $40 / $60
(after deductible)Not covered
Out-of-pocket Maximum
(Individual/Family)$6,450 / $12,900 $7,500 / $15,000
Deductible
Amount
Services
Before
Deduct ible
Is appl ied
Services
Apply to
Deduct ible
HSA
eligible
expenses
Maximum
Amount
You pay
HDHP HSA Plan
2021 Benef i t Guide p.23
Dental PLANS
BeiGene offers two competitive PPO dental plans through MetLife to help you maintain your oral health. If
you choose to use a dentist that is not part of the network, your benefit will be based on the Usual and
Customary (U&C) allowance for the dental procedure performed. You will be responsible for the charges
over the Usual and Customary allowance in addition to your portion of the coinsurance.
Network providers will submit claims on your behalf directly to MetLife. However, if you receive services
through non-network providers, you may be required to submit your own claims.
Please note – you will not receive a benefits card for your MetLife Dental Insurance. You may view your ID card by
downloading the MetLife Mobile App or on the MetLife website, www.metlife.com/mybenefits.
METLIFE
Dental PPO Base
In Network Out of Network
You pay You pay
Plan Year Deductible
(Individual / Family)$50 / $150
Maximum Benefit $1,750 per person
Preventive Services
Deductible waived
(3 cleanings per year)
0% 0%
Basic Services 10% 10%
Major Services 40% 40%
Orthodontia
(Adult & Child)Not Covered
Orthodontia Lifetime
MaximumNot Covered
METLIFE
Dental PPO Buy Up
In Network Out of Network
You pay You pay
$50 / $150
$2,750 per person
0% 0%
10% 10%
40% 40%
50%
$2,500 / person
To locate a dental provider in your area, visit:
https://www.metlife.com/insurance/dental-
insurance and click on “Find a Dentist”
Your network name is PDP Plus
2021 Benef i t Guide p.24
Vision Plans
BeiGene’s vision plans through VSP give you the freedom to see any provider. Keep in mind,
however, that you can save a significant amount if you choose a network provider — plus they’ll
handle all the paperwork for you.
Please note – you will not receive a benefits card from VSP. If you like you can print one on vsp.com.
VSP
Base Plan
In Network Out of Network
You pay Plan pays
Frequency Per calendar year
Examination $10 copay Up to $45
Materials
$20 copay
Lens enhancement
may have
additional cost
Single: up to $30
Bifocal: up to $50
Trifocal: up to $65
Frames
$130 allowance
$150 allowance
(featured brands)
20% savings on
the amount over
the allowance
$70
Walmart/Sam’s
Club/Costco frame
allowance
Up to $70
Elective Contacts $130 allowance Up to $105
VSP
Buy Up Plan
In Network Out of Network
You pay Plan pays
Per calendar year
$10 copay Up to $45
$10 copay
Progressive lens
enhancements at no
additional cost
Single: up to $30
Bifocal: up to $50
Trifocal: up to $65
$180 allowance
$200 allowance
(featured brands)
20% savings on the
amount over the
allowance
$100 Walmart/Sam’s
Club/Costco frame
allowance
Up to $70
$180 allowance Up to $105
Additional pair of
eyewear allowance
available with $20
copay
VSP Providers
To locate a VSP provider in your
area, you can request a directory
from VSP’s member services
department by calling 800.877.7195
or you can visit the website at
www.vsp.com and click on “Find A
Doctor”.
Your network name is VSP Choice.
2021 Benef i t Guide p.25
HealthJOY
HealthJoy is a personalized benefits experience platform. Through
personalized guidance and AI technology, HealthJoy empowers YOU to
understand and use your benefits. Available to use in 2021.
Rely on your HealthJoy to:
• Provide personalized benefits wallet
• Find the right doctors, specialists and hospitals
• Review and untangle medical bills
• Access fully integrated telemedicine
• Locate eldercare and support services
• Help you save time and worry less with
appointment booking
• Answer questions about health conditions,
diagnoses, and treatments
• Research and explore the latest treatment
options
• Assist with Rx savings options
• Coordinate services relating to all aspects of
your care
• Arrange for transfer of medical records
• Explain how your benefits work
• Access fully integrated EAP
2021 Benef i t Guide p.26
Your Monthly ShareOur mission is to effectively develop drugs globally and distribute them with acceptable prices across
the world. This mission resonates to our employees with BeiGene offering low -cost comprehensive
benefits for the well being of you and your loved ones.
Medical PlansEmployee
only
Employee +
Spouse
Employee +
Child(ren)
Employee +
Family
Anthem PPO $82 $164 $152 $234
Anthem HDHP $30 $60 $56 $86
Kaiser HMO (CA Only) $66 $134 $124 $190
Dental Plans
MetLife Dental Base $5.50 $12 $12 $20
MetLife Dental Buy Up $18 $38 $44 $66
Vision Plans
VSP Vision Base $1 $1.50 $1.50 $2.50
VSP Vision Buy Up $5 $8 $8 $13
Other Benefits
ARAG Legal Plan $24
2021 Benef i t Guide p.28
Pre-tax FLEXIBLE SPENDING
ACCOUNTS (FSA)With Flexible Spending Accounts (FSA) you can use pre-tax dollars to pay for certain allowed
expenses. There are three different plans:
The Health Care
FSA Plan
The Limited Purpose
Health Care FSA Plan The Day Care FSA plan
Plan
description
is used for eligible out-of-
pocket healthcare costs.
works the same as the health
care FSA, however you are
limited to reimbursement for
dental and vision expenses
only. You can only enroll in
this plan if you are enrolled in
the HDHP HSA.
is used for eligible dependent
care expenses for children under
the age of 13 or dependent
adults. You and your spouse
must both work or be a full time
student in order to participate.
Eligible
expenses
• Unreimbursed health
related costs
• Prescription and non-
prescription medications
• Unreimbursed dental and
vision expenses only
• Childcare at a day camp
• Nursery school or by a private sitter
• Cost of care at a licensed daycare
• Before or after-school care
Ineligible
expenses
• Cosmetic surgery
• Activity tracker
• Insurance premiums
• any unreimbursed medical
expenses
• Education expenses
• Transportation expenses for
childcare
• Overnight camp expenses
• Online programs
Complete list of
eligible and
ineligible expenses
Naviabenefits.com
fsastore.com
Naviabenefits.com Naviabenefits.com
Annual contribution
limit $2,750 or possibly $2,800 for 2021 pending IRS approval
$5,000 (or $2,500, if you and
your spouse file separate income
tax returns)
Your eligible
expenses should be
incurred between…
Jan 1 – Dec 31, 2021 Jan 1 – Dec 31, 2021
Submit claim by 02/28/2022 02/28/2022
What happens to
account funds at
the end of the year
BeiGene’s Health Care and Limited Purpose FSA plans have a $550 carryover provision. Any
unspent funds up to $550 will be carried over to the 2022 plan year. Any unspent amounts over
$550 will be forfeited. Consult your plan summary for more details. The carryover provision does
not apply to day care. If you have not spent your day care funds by the end of the year they will be
forfeited. The amount you carry over does not count toward the annual maximum for 2022.
2021 Benef i t Guide p.29
Here’s how the FSA plans work:
You can also visit www.FSAstore.com to purchase approved health care items.
Flexible Spending Accounts are a great way to save money because your eligible expenses are paid using
tax-free dollars. You don’t pay Federal, FICA or most state income taxes on contributions you make to the
FSA. Depending on your tax bracket, you may save as much as $40 for every $100 you contribute to an
FSA.
FSA Administrator – Navia
The FSA plan administrator, Navia, will help you manage your accounts and claims processing. You can
access your online account at www.naviabenefits.com.
Visit www.naviabenefits.com
1. Select “register” from the top right-hand corner
2. Select “I’m a participant”
3. Follow the prompts to manage your FSA, Commuter and Wellness accounts. First time enrollees will be
required to enter code: BEG
Termination
If you terminate from BeiGene before the plan year ends, your elections will cease.
For Health Care FSA, if you have a positive balance, you may still submit receipts for reimbursement for
any eligible expenses incurred through your termination date within a reasonable time, but in no event later
than 90 days after your termination date. You may be eligible to continue participation until the end of the
plan year through COBRA on an after-tax basis.
For Day Care FSA, you will be allowed to spend down your accumulated account balance until the end of
the same plan year. Day Care FSA is not a COBRA eligible plan.
You
determine
how much
to
contribute,
and which
accounts
you wish to
contribute
to.
Your
contributions
are then taken
out of your pay
in equal
amounts each
pay period
before taxes
are deducted.
You and your
tax-qualified
dependents
incur eligible
expenses.
You use your FSA
Debit Card to pay
for health care
expenses at
participating
locations or file a
claim online, via
fax or mail for
reimbursement.
1
Your
reimbursements
are paid to you
tax-free.
2021 Benef i t Guide p.30
COMMUTER BENEFITS
Commuting to work each day can be expensive, so we work with Navia Benefits to help you save money on
your commuting costs. Through this program, you simply go online to electronically place your transit order for
your commuting needs. This benefit is strictly for the use of commuting from your house to a BeiGene office
location.
BeiGene will provide $270 a month subsidy toward your Transit and/or Parking election(s) combined.
BeiGene will provide a $20 a month subsidy toward your Bicycle expenses if you use a Bicycle to get to work.
The bicycle subsidy is a taxable benefit. If you are receiving any other commuter benefit, you are not eligible
for the bicycle subsidy.
How Does The Program Work?
Using the Navia website, you will create an account and place orders for transit and parking products. Up to
$270 will load to your Navia account (debit card or directly to the transit authority) on the first of the month
following the month for which you placed your election. For elections greater than $270, you will see a
deduction from your paycheck.
Access To Your Account/ First Time Login
1. Visit www.naviabenefits.com
2. Select “Register” from the top right-hand corner
3. Select “I’m a participant”
4. Follow the prompts to manage your Commuter accounts. First time enrollees will be required to enter code:
BEG
Note, Navia has one login to manage FSA, HSA, Commuter and Wellness.
Key Features
▪ The program is a monthly program; log in and place an order to be fulfilled on a monthly basis. Orders must
be entered no later than the 20th of the month for the following benefit period. For example, to receive an
order for use in January, you must place your order by December 20th. Changes must be made online
before the cut-off date of the 20 th for the following benefit month.
▪ Pre-tax deductions are allowed up to the limit shown on the table below. If IRS makes changes to the limits,
the new IRS limit will govern. You can, however, order products that total more than this limit on a post -tax
deduction basis.
▪ No retroactive changes may be made.
▪ Any unspent funds left in the account upon termination of employment will be forfeited. This benefit is a “use
it or lose it” type per IRS regulations.
Pre-tax Monthly Limits Eligible Expenses
Transit $270Bus, Ferry, Streetcar, Subway, Train,
UberPool, LyftLine
Parking $270 Parking near public transportation
Bicycle $20Bicycle improvements, bicycle purchase,
protective gear, storage
2021 Benef i t Guide p.32
DISABILITY plans
Short Term Disability Insurance (STD)
If you cannot work because of an illness or injury for more than 7 calendar days, BeiGene provides you
with The Standard’s short-term disability plan (STD) that helps replace a portion your income. BeiGene
provides STD coverage at no cost to you.
After 7 calendar days of disability, you will be eligible to receive a weekly benefit based on a percentage
of your weekly salary. The amount of your benefit is based on your weekly income in effect just prior to
your disability date. Your weekly salary is defined as your base salary.
Long Term Disability Insurance (LTD)
If you continue to be disabled for 90 days, you may be eligible to receive a monthly benefit based on a
percentage of your monthly salary. The amount of your benefit is based on your monthly income in
effect just prior to your date of disability. Your monthly salary is defined as your base salary. BeiGene
provides LTD coverage at no cost to you, however, the cost of the LTD premium is added to your W2
each year (as imputed income) to provide you with a tax -free benefit when you need it most.
The LTD plan does not cover any disabilities caused by, or resulting from, a pre -existing condition. You
have a pre-existing condition if you received medical treatment, consultation, care or services including
diagnostic measures, or took prescribed drugs or medicines in the 3 months just prior to your effective
date of coverage; or you had symptoms for which you would have consulted a health care provider in the
3 months just prior to your effective date of coverage; AND disability begins in the first 12 months after
your effective date of coverage.
STD LTD
Benefit Amount 66.67% of salary 60% of salary
Weekly Maximum $3,500 per week $20,000 per month
Elimination Period 7 days 90 days
Maximum Payment
Period12 weeks
Social Security Normal
Retirement Age
Tax Treatment Taxable Tax-free
2021 Benef i t Guide p.33
LIFE INSURANCE and ad&d COVERAGE
Basic Term Life and Accidental Death & Dismemberment (AD&D)
BeiGene provides basic term life and Accidental Death & Dismemberment (AD&D) coverage at no cost to
you through The Standard.
NOTE: The cost of any coverage exceeding $50,000 is considered “imputed income” by the IRS. Imputed
income will be reported on your W -2 form as part of your taxable income. If you wish to avoid imputed
income, you may waive coverage over $50,000.
If you waive employer coverage over $50,000 initially and later decide to change this election, you will
need to provide Evidence of Insurability and be approved for the higher life insurance amount.
LIFE AD&D
Maximum Benefits2X of salary
up to $600,000
2X of salary
up to $600,000
Guaranteed Issue $600,000 $600,000
Benefits Reduction
65% at age 65
50% at age 75
35% at age 75
65% at age 70
50% at age 75
35% at age 75
Basic Term Life/AD&D Insurance Features
▪ Portability Feature: This means that if you leave the company for any reason other than sickness
or injury, you can keep your BeiGene coverage at the portability group rates, based on age banded
rates and make payments directly to the insurance carrier.
▪ Accelerated Benefit: If a doctor certifies that an insured individual is terminally ill and not expected
to live more than 12 months, the insured may request payment of up to 75% of his/her life
insurance amount up to $500,000.
We encourage you to complete your Beneficiary Designation through ADP for each Life/AD&D policy.
2021 Benef i t Guide p.34
Voluntary Life and AD&D Coverage Options
In addition to the basic coverage, you can purchase additional life insurance and/or Accidental Death &
Dismemberment (AD&D) under BeiGene’s group policy through The Standard. If you elect Voluntary Life
Insurance or AD&D for yourself, you can elect Voluntary Life Insurance or AD&D for your spouse/domestic
partner and/or child(ren).
Employee Spouse/Domestic Partner Child(ren)
$10,000 increments not to
exceed 5 times annual salary up
to $700,000 maximum
*Guarantee Issue Amount is
$200,000.
$5,000 increments not to
exceed 50% of employee
amount or $250,000 maximum
*Guarantee Issue Amount is
$25,000.
$1,000 increments up to a
$10,000 maximum
*Guarantee Issue Amount is
$10,000.
As a new hire: You may elect coverage for you and your spouse up to the GI amounts. Anything over the GI
amounts requires an EOI both from you and your spouse (if spouse coverage is elected).
During Open Enrollment For You: If you are currently enrolled in Voluntary Life Insurance for an amount less
than $200,000 you may elect to increase your coverage by $10,000 or $20,000 annually, up to, but, not to
exceed, the guarantee issue amount of $200,000 without having to answer health questions. For Your Spouse:
If your spouse is currently enrolled in Spouse Voluntary Life Insurance for an amount less than $25,000, you
may elect to increase coverage by $5,000 or $10,000 annually, up to, but not to exceed, the guarantee issue
amount of $25,000 without having to answer health questions.
Employee Spouse Child(ren)
Monthly Voluntary
Life Rates
Per $1,000
of coverage
Per $1,000 of
coverage
Per $1,000
of Coverage
Age
< 25
$0.04 $0.04
$0.18
(up to age
26)
25-34 $0.05 $0.05
35-39 $0.06 $0.06
40-44 $0.08 $0.08
45-49 $0.12 $0.12
50-54 $0.17 $0.17
55-59 $0.26 $0.26
60-64 $0.29 $0.29
65-69 $0.40 $0.40
70+ $1.19 $1.19
Monthly Voluntary
AD&D Rates$0.02 $0.02 $0.03
Employee and Spouse/Domestic Partner
Life rates are based on employee age.
Benefits Reduction
65% at age 65
50% at age 70
35% at age 75
Spouse’s
coverage
amount
reduces by
your age
If you and/or your spouse were previously
declined coverage by The Standard, you
and/or your spouse will need to submit
a medical history statement in order to
apply for any amount of coverage
during the Annual Open Enrollment period.
If you are electing coverage for the first time
during Annual Open Enrollment period – your
entire election is subject to a health questionnaire
– Evidence of Insurability (EOI). All EOIs must be
submitted by at time of open enrollment through
December 31 of the plan year to be eligible for an
increase for the following plan year.
Any AD&D election is not subject to an EOI.
You can submit an EOI with The Standard online
at: http://www.standard.com/mybenefits/mhs_ho.html
(Our group policy number is: 161252)
2021 Benef i t Guide p.35
Critical Illness
The treatment to recovery is vital, but it can also
be expensive. If treatment keeps you out of work,
the financial worries can grow quickly, and stress
levels may rise. Critical Illness coverage helps
provide financial support if you or your loved ones
are diagnosed with a covered critical illness.
The program typically pays a specified lump sum
benefit for the initial diagnosis of conditions such
as heart attack, severe stroke, permanent
paralysis, invasive cancer, end-stage renal failure,
or major organ failure. You can use the lump sum
benefit any way you wish. When a diagnosis
occurs, you need to be focused on getting better
and taking control of your health, not stressing
over financial worries.
This plan covers you and your family for the
monthly cost as noted in table below.
Coverage Details
Critical illness and accident plans
Accident Insurance
With Accident insurance from The Standard, you
can gain the advantage of financial support,
thanks to the cash benefits paid directly to you.
Accident Insurance coverage pays you cash
benefits that correspond with hospital and
intensive care confinement. Your plan also
includes coverage for a variety of occurrences,
such as: dismemberment; dislocation or fracture;
ambulance services; physical therapy and more.
The cash benefits can be used to help pay for
any life expenses you may need.
Monthly Rates
For additional details, visit: http://app.strivebenefits.com/beigene
Employee Age
Non-Tobacco Tobacco
Under 30 $6.80 $7.20
30-39 $10.40 $12.60
40-49 $21.40 $31.40
50-59 $42.40 $75.60
60-64 $78.70 $159.40
You may continue coverage past age 64 but
cannot apply for new coverage past age 64
EE only
EE +
SP/DP EE + Child(ren) EE + Fam
$7.38 $11.47 $14.13 $22.03
Monthly Rates – Employee, Spouse &
Child(ren)
Coverage For Coverage Amount
You $20,000
Spouse/DP $10,000
Your Child(ren) through
age 25
Automatically covered at
25% of your coverage
amount
2021 Benef i t Guide p.36
401(k) Plan – ADP Retirement Services
The BeiGene retirement savings plan lets you save for the future while taking advantage of company
matching contributions. You may sign up for a traditional Pre -Tax account or a Roth account.
The following is a brief summary of your plan highlights:
▪ You are eligible to participate in the plan the first of the month following your date of hire.
▪ New Hires will be automatically enrolled after a 45-day opt out window. The 45 days starts from the
first pay date.
▪ You may make changes to your contribution percent or fund allocation at any time.
▪ BeiGene will match dollar for dollar up to 4% of your eligible compensation. The match is contributed
per paycheck, vested right away and trued up each calendar year for any missed match dollars.
The 2021 IRS maximum on employee contributions to the 401(k) Plan is $19,500 and $6,500 catch up for those age
50 and over. You do not have to make a separate election for catch up, the system will recognize your age eligibility
and allow contributions to the max of $26,000.
See summary plan description for additional details or login to www.workforcenow.adp.com (Retirement
Services) to sign up or access your account.
2021 Benef i t Guide p.37
Employee Stock Purchase Plan (ESPP) –
Morgan Stanley
An employee stock purchase plan allows employees to purchase company American Depositary Shares
(ADSs) at a discounted price and have a personal stake in the long -term success of BeiGene.
Eligibility is based on date of hire. If you were hired on or before August 15th you are eligible to enroll in
the offering period staring September 1st. If you were hired on or before February 15th you are eligible
to enroll in the offering period starting March 1st. You may elect up to 10% of your base salary.
Offering periods consist of two six-month periods, September 1 – February 28 and March 1 – August 31.
If enrolled, your election of a percentage of your base salary (up to 10%) will accumulate per pay date
during the six-month period. At the end of the offering period, ADS shares will be purchased on your
behalf in your Morgan Stanley account. The ADS purchase price is determined by comparing BGNE
ADS closing price on NASDAQ on the first day and last day of the offering period then a 15% discount is
applied to the lowest price.
During the six-month offering period, if enrolled, you have an option to withdraw from the plan with a
refund of your balance. If you choose to once again enroll in future offering periods, you have to take
action and make a new election.
Enrollment opportunities will be available in Morgan Stanley the month prior to the start of each offering
period.
Call: 800.392.0354
Website: www.stockplanconnect.com
Email: beigene@morganstanley.com
2021 Benef i t Guide p.38
Tuition Reimbursement
For those employees looking to advance their education as it relates to their current career track,
BeiGene is here to help with a Tuition Reimbursement Program. If you meet the Program’s criteria
and conditions, you can obtain up to $5,250 in reimbursement each calendar year for tuition,
registration fees, and the cost of course-required books. Other fees and expenses (including late
registration fees, the cost of books that are not required for the course, the cost of any other
supplies or equipment, meals, lodging, or transportation expenses) are not eligible for
reimbursement under this Program.
Program conditions include:
• Eligibility: Regular employees working 30+ hours a week
• Course(s) / Degree relating to your current job / career
• Course(s) / Degree taken at an accredited 2-year or 4-year college
• A passing grade or a grade of ‘C’ or better must be obtained prior to reimbursement
• Must seek approval of the program with a Course Approval Request Form (the latest a Course
Approval Request Form can be submitted is within 30 days after the course ends)
Note, up to $500 can be used for courses provided by educational institutions other than those
recognized as an accredited 2-year or 4-year college.
For job related items such as conferences, seminars, webinars, certificates, training courses, license
fees the cost of these items may be reimbursable under the Concur reimbursement tool instead of
the Tuition Reimbursement Program. Check with your manager on this type of expense.
More information and applicable forms on BeiGene’s Tuition Reimbursement Program can be found
on the Benefits Portal: http://app.strivebenefits.com/beigene
2021 Benef i t Guide p.39
Medical Benefits Abroad (Business Travel)
Provider: CIGNA, policy # 07864B
Traveling on international business may bring some uncertainties. But there is one thing you can be
certain of – you are taking a quality health care plan with you.
Cigna Global Health Benefits’ Medical Benefits Abroad® (MBA) covers you for unexpected injuries and
illnesses that may occur while you are on an international business trip. This plan is provided to you by
BeiGene at no cost to you.
Benefits Include:
▪ Accident and Sickness Medical Expense Benefits (up to USD 500,000 per calendar year) - This benefit
provides coverage if there is an injury or sickness while outside of your own country that requires
treatment by a physician.
▪ Coverage extended to personal travel up to 7 days
▪ Coverage extended to spouse or dependents that may accompany you on the business trip
▪ Emergency Dental Care
▪ Accidental Death and Dismemberment Benefit (USD 200,000 self)
▪ Emergency Medical Evacuation
▪ Security and Natural Disaster Evacuation (up to USD 250,000)
Link to mobile summary and ID card - https://app.strivebenefits.com/beigene/travel-assistance
Call: 800.243.1348 or 001.302.797.3535 (outside US)
Website: www.CignaEnvoy.com
To access Cigna Envoy:
1. Go to www.CignaEnvoy.com
2. Select “I am an international business traveler” from the “I am a customer” box.
3. Log in by inserting the Username (07864BMBA) and Password (Cigna1).
As an added convenience, if needed, you can file a claim online. Simply follow the previous three steps to
access Cigna Envoy, and then:
4. Select “Online Claims” on the navigational toolbar at the top of the page.
5. To file a claim, you will need to provide:
▪ Diagnosis/symptoms
▪ Travel dates
▪ Preferred payment method
▪ Details of where and to whom payment should be sent along with banking information
▪ Other coverage information (if applicable)
▪ Scanned copies of all invoices and any other relevant documents
2021 Benef i t Guide p.41
Paid Time Off (PTO) – Vacation, Sick, Jury Duty, Bereavement
BeiGene has established Paid Time Off (PTO) policies to allow you the greatest possible flexibility in your life
away from work.
ALL TIME OFF REQUESTS (INCLUDING THE FLOATING HOLIDAY) SHOULD BE RECORDED AND
APPROVED BY YOUR MANAGER IN ADP.
Vacation
Vacation accrual begins on your date of hire and accumulates for full time employees as follows. For part
time employees, the accrual is pro-rated.
Vacation time is capped at 1.5 times the accrual. For example, for up to 5 years of service the cap is 240
hours or 30 days (1.5 times 20 days).
Your full accrual (up to the cap) rolls over from one calendar year to the next.
Sick Time
Sick Time accrual begins on your date of hire.
You accrue 3 hours per pay date, up to 9 days total.
Your full accrual (up to the cap) rolls over from one calendar year to the next.
Jury Duty
Employees will be paid during jury duty for up to five (5) working days.
Pay for jury duty service greater than five (5) working days may be compensated with accrued available vacation time.
Bereavement
Paid time off from work in the event of a death of a family member or close, personal, friend.
An immediate family member is defined as an employee’s spouse, domestic partner, child, parent, parent -in-
law, grandparent, sibling or children of sibling.
Years of Service
Vacation Days Accrued
Per Year
0-5 20
6 21
7 22
8 23
9 24
10 25
Immediate Family Member Non-Immediate
Family Member
Close Personal Friend
10 days paid leave 3 days paid leave 1 day paid leave
2021 Benef i t Guide p.42
Pre-paid Legal Services - $24 per month
ARAG Legal offers Voluntary Pre-paid Legal Services that provide assistance with finding the right
professional legal resources when you have a need. Information is available on -line or by calling an
ARAG Legal Customer Care representative. Some of the services offered include:
▪ Assistance with Will and Trust Preparation, Criminal Misdemeanor Protection, Defense of Civil
Damages, Small Claims Assistance, Debt-Related Matters, Tax Issues, Real Estate, Dissolution of
Marriage, Motions to Modify Decree, Prenuptial Agreements and a host of other legal matters that
you may need.
Election for participating in ARAG pre-paid legal, can be made during open enrollment or at time of new
hire.
Online Telephone
Visit www.araglegalcenter.com
Access Code: 18464bei to view
information, frequently asked
questions and network attorney
information.
Talk to an ARAG Legal Customer Care
Specialist toll-free at 800.247.4184
Student Loan Refinancing
We understand that for many of our employees and your family members, going to college or graduate
school will require you to pay off student loans for many years to come. SoFi, the largest provider of
student loan refinancing, may be able to reduce the cost of that debt. SoFi refinances student loan debt
at lower rates than federal and/or private options, saving members $288 a month on average. The main
benefits include:
▪ Rates: Competitive rates in both Variable and Fixed, receive a 0.125% rate discount (.25% discount
with Autopay).
▪ Savings: SoFi borrowers save $288 a month on average over the life of their loans when they
refinance.
▪ Simplicity: Consolidate all existing student loans (federal and private) into a single loan with one
monthly payment.
▪ Perks: SoFi offers career counseling, member events, a referral program, and more.
▪ No Fees: No origination fees and no prepayment penalties
Visit: www.SoFi.com/BeiGene to get started.
Travel Assistance – Company Paid
Travel Assistance through The Standard is available when you travel more than 100 miles from home or
internationally for up to 180 days for business or pleasure. It offers aid before and during your trip for things
such as: passport needs, emergency ticket, help replacing prescription medication, emergency evacuation,
connection to medical care providers, interpreter services, a local attorney and much more. This benefit
can be utilized by you, your spouse and children up to age 25.
To obtain assistance while traveling, call 800.872.1414 or +1.609.986.1234 or email:
medservices@assistamerica.com or visit www.standard.com/travel (Reference Number: 01-AA-STD-5201)
2021 Benef i t Guide p.43
Tool Kit for Well-Being
Company Sponsored Wellness Benefit - Navia
Employees may receive $50 per month
reimbursement towards qualifying health and
fitness activities. You accumulate $50 per
month in your Wellness Account with a total
benefit of $600 a year (pro-rated for new hires).
You may submit monthly expenses or choose to
submit any time of the year. This benefit is
taxable, so you will see the amount you
received from Navia as a reimbursement as
‘imputed income’ on your pay for tax purposes.
▪ Fitness/Exercise classes
▪ Gym/Fitness Memberships
▪ Healthy Cooking Classes
▪ Exercise Equipment
▪ Athletic Event Registration Fees
▪ Weight management or reduction programs
▪ Nutrition/Wellness Books
▪ Nutrition/Wellness Classes
▪ Nutritionist
▪ Personal Training
▪ Sport/Activity Leagues and classes
Website: www.naviabenefits.com
Company code: BEG
Meditation and Mindfulness Tool -Headspace
▪ Stress Less
▪ Cope Better
▪ Focus More
▪ Sleep Better
Get some HEADSPACE
Please visit: http://work.headspace.com/beigene/join
▪ Enter your work email for verification
▪ You will get an email with a link to verify your email
▪ You will then be prompted to create your Headspace
account with your name and email
▪ Then download the app, login and be mindful!
Fertility and Family Planning
With Carrot you can learn about fertility health, find
quality care, explore and get assistance with adoption
and surrogacy and get reimbursed for up to $30,000
(lifetime maximum) for incurred expenses during your
journey to family planning.
Website: get-carrot.com/signup
*Please note that if you are enrolled in BeiGene’s HDHP,
this may impact your and your spouse’s/partner’s HSA
eligibility. If you have not met your deductible for the
calendar under the HDHP, and receive reimbursements
under Carrot’s program for infertility, since this type of
reimbursement is considered a HRA (Health
Reimbursement Account), it makes you ineligible to receive
or make contributions to your HSA (Health Savings
Account). If you meet your deductible first before receiving
reimbursements under Carrot, your eligibility for the HSA
plan is not impacted.
LifeMart Discount – ADP
LifeMart provides savings for BeiGene employees
on electronics, groceries, hotels, car rentals,
restaurants, tickets, childcare, senior care, gyms,
diet plans, education and more! Please check
LifeMart regularly as some discounts and
merchants change seasonally.
If you are not a member, sign up by visiting your
ADP Portal homepage and click on Myself,
Benefits, Employee Discounts.
Website: www.workforcenow.adp.com
2021 Benef i t Guide p.44
Employee Assistance Program (EAP)
With so many resources and services, this free and confidential program can help you, your family members, or
anyone living in your household with resources for things such as financial planning, enriching your career,
eating for health and counseling services for things such as relationship problems, grief, depression, coping
with an illness or injury and much more. Just call the toll -free phone number to speak to a counselor or set up a
face-to-face assessment. You are entitled to 3 free in person counseling sessions per issue.
Services include:
More Information on EAP Services:
The Standard
You and your dependents can utilize services 24/7 by phone, online, live chat, email, text or via app.
In addition to the many EAP services, you also get LIFT Session Virtual Fitness and Nutrition Support.
Call: 844.880.9137
Website: www.workhealthlife.com
LONG-TERM CARE
For long term care planning, there are two options for BeiGene employees:
▪ Stand-alone policies which provide reimbursement for qualified long-term care expenses at home, an
assisted living facility or a skilled nursing facility.
▪ Hybrid policies that combine life insurance with a long-term care feature. These policies provide a permanent
death benefit, cash value that you can access tax free or reimbursement for qualified long-term care
expenses at home, an assisted living facility or a skilled nursing facility.
If you would like more information, please contact Wayne Hill at (415) 609 -9109 or
wayne.hill@theabdteam.com
Work & Life
Matters
Lifestyle &
Management
Dependent
Care & Care
Giving
Education Legal &
Financial
Tool Kit for Well-Being
2021 Benef i t Guide p.45
Tool Kit for Well-Being
24/7 NURSELINE
If you, your child or another family member gets
sick or injured when your doctor’s office is closed,
you can call the 24/7 NurseLine through Anthem.
Registered nurses are available to help you – over
the phone – with your health concerns.
Call the NurseLine 24 hours a day, 7 days a week
at: 1-800-337-4770.
ANTHEM CASE MANAGEMENT
When a member is hospitalized for a major illness
or injury, Anthem’s registered nurse case managers
will work with them to get the best care possible.
These healthcare experts are highly skilled at
assessing and supporting a whole person, not just
the health condition. They are available through
convenient video chat and automated follow-up
phone care.
PARENT RESOURCES
Anthem’s Future Moms is a complementary,
personalized maternity wellness program that
provides members with additional support and
education throughout their pregnancy. Using the
mobile app, members can receive information
relevant to their own stage of pregnancy and for 12
weeks after delivery.
CANCER RESOURCES
Anthem’s dedicated website, Stronger Together, is
a great resource for anyone facing cancer. Visit:
cancerresources.anthem.com
SYDNEYHEALTH MOBILE APP
Meet Sydney, the mobile app that’s all about you,
your plan and your health care needs. Sydney
allows you to find care and check costs, view
claims, view and use digital ID cards, see benefits,
and use interactive chat features to get questions
answered quickly.
Download the app today! Sydney is available
for iPhone and Android.
Visit www.anthem.com/ca/BeiGene
ANTHEM HEALTH GUIDE
To make the most of your benefits, you have access
to a team of concierge-level customer service experts
who are ready to answer your questions, advocate for
your health and explain how to use your benefits.
Health guides are team members hand-picked for
their kindness and understanding. Connect from your
Anthem Blue Cross Sydney Health mobile app or by
logging in at www.anthem.com/ca or you can call
1-833-684-0096.
CONDITIONCARE
Anthem offers a collaborative and holistic health
management approach to help members better
manage prevalent, high-cost conditions such as
asthma, diabetes, Chronic Obstructive Pulmonary
Disease (COPD), Coronary Artery Disease (CAD) and
Heart Failure (HF).
ANTHEM DISCOUNTS
With Special Offers through Anthem, you can receive
discounts on products and services that help promote
better health and well-being.
Discounts for:
• Hearing, Vision, Dental partners such as LASIK,
Nations Hearing, ProClear
• Fitness and Health partners such as Active&Fit
Direct, FitBit, Garmin, Jenny Craig, ChooseHealth,
GlobalFit
• Family and Home partners, such as 23andMe,
Safe Beginnings, Nationwide Pet Insurance,
ASPCA Pet Insurance, WINFertility
• Medicine and Treatment partners, such as
SelfHelpWorks, Brevena, Puritan’s Pride, Allergy
Control Products and National Allergy Supply.
Visit: anthem.com/ca, choose Care and select
Discounts
Find more information on these Special Offers at
www.anthem.com/ca/BeiGene (Special Offers)
2021 Benef i t Guide p.46
Tool Kit for Well-Being
KAISER PROGRAMS (CA ONLY)
Register at kp.org and take advantage of the
following Kaiser wellness programs, at no additional
cost with an accompanying medical plan:
▪ Take a total health assessment to get a complete look
at your health at www.kp.org/tha
▪ Sign up for healthy lifestyle programs at
kp.org/healthylifestyles to help lose weight, eat
healthier, reduce stress, quit smoking, and more!
▪ Wellness coaching by phone, to help you reach your
goals visit kp.org/wellnesscoach
▪ Health classes and support groups, go online to
kp.org/classes to see all of the classes available to you
▪ See additional benefits and discounts at
kp.org/choosehealthy
PARENT RESOURCES
Kaiser is here for you before, during, and after the
birth of your baby.
Visit www.kp.org/classes to explore classes and programs
for expecting parents – including:
▪ Preparing for childbirth
▪ Prenatal yoga
▪ Breastfeeding
▪ Newborn care
Go to www.kp.org/maternity for in-depth resources for
every stage of pregnancy, labor and delivery, and
your baby’s first few weeks at home. Come back
often for articles, checklists, videos, virtual tours of
our maternity wards, and more.
Visit kp.org/memberservices
Or call 800.464.4000 for assistance
on the above resources!
KAISER MEDITATION THROUGH CALM
Calm is an app that uses meditation and
mindfulness to help lower stress, reduce anxiety
and improve sleep quality. Calm is the #1 app for
meditation and sleep, confidential and easy to use
and hand-picked by Kaiser physicians.
Adult Kaiser members can get the Calm app at no
cost!
▪ Visit: kp.org/selfcareapps
WELLNESS COACHING
Kaiser members can work on-on-one with a
wellness coach through easy and convenient
phone sessions. A wellness coach can help you
build your confidence, make healthy lifestyle
changes and help identify your motivation.
Visit: kp.org/coaching
Phone: 866.862.4295
CLASSPASS
ClassPass makes it easier for you to exercise
from the comfort of your home.
▪ Kaiser members are eligible for on-demand video
workouts at no cost.
▪ 4,000+ online fitness classes that include cardio,
dance, bootcamps and more!
▪ Free trial plus 20% off a monthly package to reserve
in-person and livestream fitness classes at studios
around the world.
Visit: kp.org/exercise
2021 Benef i t Guide p.47
Tool Kit for Well-Being
CARE.COM THROUGH CARE@WORK
Finding care for a loved one is one of the most
important decisions families make. Families
use Care.com to find childcare, senior care, special
needs care, pet care, housekeeping, tutors,
personal assistants, errand runners and more.
BeiGene provides access to a Premium Membership
which includes:
▪ Browsing through active caregivers and posting a job
on the site
▪ Learning support
▪ Online Community, where you can receive newsletters
filled with tips and advice and access the wealth of
care-related content
▪ Subsidized in-home and in-center backup childcare
and personal network backup childcare.
To activate your benefit, https://beigene.care.com
and select “Let’s Get Started” or call 855.781.1303
or email careteam@care.com for assistance.
You must enter your work email address to validate
your employment. you will receive an email of
confirmation and the email may take up to 30
minutes to be delivered to your inbox.
If you a current Care.com account outside of
BeiGene, visit https://beigene.care.com and select
“Let’s Get Started”. When asked if you are new
to Care.com? Click “No”. The prompts will ask you
to enter in your credentials for your current account
and for your work email to validate you as an
employee.
WELLNESS WITH VIRGIN PULSE
Get the boost you need to live better each day with
Virgin Pulse — whether that is taking long walks,
sleeping better, or finding time with friends and
family. Have fun with individual and company
challenges as well as daily and monthly healthy habit
challenges.
Sign Up Now: join.virginpulse.com/beigene or on the
BeiGene Apps page.
Member? Login at member.virginpulse.com
Once registered, you can:
▪ Edit your profile and set up your custom settings
▪ Connect to a device
▪ If you would like a device, you may purchase
one at the Virgin Pulse store – You get the Max
Buzz free from BeiGene or ~$25 off of another
device of your choice. Just add the device to
your cart and see the savings!
▪ Connect with Friends
▪ Create / Join a Group
▪ Set up individual Challenges
▪ Participate in companywide challenges taking place a
few times a year
▪ Earn points for being healthy
▪ Points turn into Pulse Cash to spend at the Virgin
Pulse Store.
2021 Benef i t Guide p.49
Benefit Type Group # Tel# Website/Email
Anthem Medical PPO / HDHP 281974 833.684.0096 www.anthem.com/ca
Kaiser Medical HMO 606064 800.464.4000 www.kp.org
MetLife Dental 5954380 888.GET.MET8 www.metlife.com/mybenefits
VSP Vision 30069737 800.877.7195 www.vsp.com
Navia FSAs /
Commuter / WellnessBEG 800.669.3539 www.naviabenefits.com
Life / AD&D / STD / LTD – The
Standard161252 800.628.8600 www.standard.com
Critical I l lness and Accident –
The Standard161252 866.851.2429 www.standard.com
Long-Term Care BeiGene 415.609.9109 Wayne.hill@theabdteam.com
EAP – The Standard 161252 888.293.6948 www.workhealthlife.com/standard3
EAP and Discounts - ADP 800.697.7315 www.workforcenow.adp.com
Ferti l i ty/Adoption - Carrot BeiGenesupport@get-carrot.com
get-carrot.com/signup
Travel Assistance – The
Standard
O1-AA-STD-
5201800.872.1414 www.standard.com/travel
Leave of Absence – The
Standard161252 866.756.8116 www.standard.com/absence
401(k) Plan –
ADP Retirement Services800.695.7526 www.workforcenow.adp.com
ESPP – Morgan Stanley 800.392.0354www.stockplanconnect.com
beigene@morganstanley.com
Pre-paid Legal Plan - ARAG 18464bei 800.247.4184www.araglegalcenter.com
Access code: 18464bei
Student Loan Refinancing -
SoFiBeiGene 833.277.7634 www.sofi.com/beigene
Medical Benefits Abroad-
CIGNA07864B 800.243.1348
www.cignaenvoy.com
HealthJoy BeiGene 877.500.3212 https://healthjoy.com/members
Family Support through
Care@WorkBeiGene 855.781.1303 https://www.beigene.care.com
Wellness Program – Virgin
PulseBeiGene member.virginpulse.com
Contact BeiGene Benefits
Email – us.benefits@beigene.com
Phone – 628.239.0494
Benefits Portalhttp://app.strivebenefits.com/beigene
The information contained in this document is proprietary and confidential to BeiGene.
No part of this document may be reproduced or transmitted in any form or by any means,
electronic or mechanical, including photocopying and recording, for any purposes without
the express written permission of BeiGene
This document is subject to change without notice. BeiGene does not warrant that the
material contained in this document is error -free. If you find any problems with this
document, please report them to BeiGene Human Resources, in writing.
BeiGene reserves the right to terminate, suspend, withdraw, or modify the benefits
described in this document, in whole or in part, at any time. No statement in this or any
other document, and no oral representation, should be construed as a waiver of this right.
This is not a legal document. Please refer to the summary plan descriptions for detailed
information. This document is not intended to cover every option detail. Complete details
are in the legal documents, contracts, and administrative policies that govern benefit
operation and administration.
If there should ever be any differences between the summaries in this handbook and these
legal documents, contract, policies, the documents contracts and policies will be the final
authority.
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