amanda dean vice-president, atlantic insurance bureau of canada

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Amanda DeanVice-President,Atlantic Insurance Bureau of Canada

Sean LeeManager,

Engineering ServicesCity of Fredericton

Building Resilience to Natural Hazards and

Climate Change

June 11, 2014

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Global Losses 1980-2013

Source: Guy Carpenter, Swiss Re

Insured Losses (at 2012 values)Insured Losses TrendEconomic Losses (at 2012 values)Economic Losses Trend

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Alberta Floods

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New Brunswick Floods

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Loss & Loss Adjustment Expenses | * 2013 Jan-Jul estimated Source: IBC Facts Book, PCS, Swiss Re, Munich Re & Deloitte

Values in 2012 $ CAN

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$1 billion+

Loss & Loss Adjustment Expenses | * 2013 Jan-Jul estimated Source: IBC Facts Book, PCS, Swiss Re, Munich Re & Deloitte

Values in 2012 $ CAN

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2010 Atlantic Winter Storms

$50.7 million

5, 307 claims

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$3.2 billion

Loss & Loss Adjustment Expenses | * 2013 Jan-Jul estimated Source: IBC Facts Book, PCS, Swiss Re, Munich Re & Deloitte

Values in 2012 $ CAN

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Virtual CAMPVirtual CAMP responded to:

NL: Wabush Fire – Jun 28,2013 – Jul 7th, 2013

NS/ NB: Flood (Digby Co., St. Stephen) – Jul 12th, 2013

NB: Tornado – (Fredericton) – Jul 21, 2013 – Jul. 24, 2013

NB: Floods – (Moncton) – Jul 30, 2013 – Aug 3, 2013

NL: Floods – (Burin) – Aug 12, 2013

NS/PEI/NB/NL: Hurricane Gabrielle – Sep. 14, 2013

NS/PEI/NB/NL: Ice storm – Dec. 13, 2013

NS/PEI/NB/NL: Ice storm, snow load, floods – Feb – May 2014

Provincial EMO’s, Gov’t officials, Media releases, Twitter Feed & Red Cross contact were made throughout all events, CIC was opened 24/7.

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$55 billionSewer and stormwater system

infrastructure deficit

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Weather is changing Increased rainfall intensity Change in winter precipitation Increased winter temperature fluctuations

Fredericton’s Experience

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St. John River flooding

Fredericton’s Experience

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Adaptive Measures in Fredericton

Separated sewer systems Infrastructure renewal Major / minor storm system Increased major system capacity Upgraded culverts

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Adaptive Measures in Fredericton

An “unconnected” Downtown Raised critical road sections Storm water valves Attenuation ponds

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Adaptive Measures in Fredericton

Net zero storm water guidelines and development standards

Minimum habitable space elevation

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HamiltonFredericton

CoquitlamMunicipal Risk Assessment Tool

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Municipal Engagement

Nine municipalities involved: Bathurst, NB Winnipeg, MB London, ON Moncton, NB Coquitlam, BC Fredericton, NB Halifax, NS St. John’s, NL Hamilton, ON

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MRAT

AGE OF SEWERMAINTENANCE PROGRAM

WATER PROXIMITY

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MRAT

CLAIMS HISTORY

WEATHER PREDICTO

RS

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MRAT Risk Maps

2020

NOW

2050

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Benefits of MRAT

Redefines relationship between insurers and municipalities

Fosters collaboration toward common cause

Game-changer – only tool of its kind in world

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Benefits of MRAT to Municipalities

Protects citizens and property from flood damage Better forecasts and prepares for severe weather Prioritizes infrastructure improvements/repairs

based on current and future risk Justifies and leverages federal infrastructure

dollars Assists municipalities in becoming leaders in

severe weather adaptation and infrastructure renewal

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Why Fredericton?

- Understanding of our system- Cooperation between Divisions- History

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Why Fredericton?

- Topography- GIS data / mapping

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Why Fredericton?

- Separated system- Sanitary and storm sewer maintenance- Unique servicing policy

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The Future of MRAT

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Large amounts of data transferred 1st generation mapping reviewed 2nd generation mapping, June 2014 Gained more knowledge about our

system

Accomplishments to Date

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Next steps for Fredericton

Review 2nd generation maps Validate mapping Incorporate highlighted areas into

infrastructure renewal planning / construction

Review new IDF curves

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Current Status

Data obtained and maps developed for six additional municipalities

MRAT philosophy validated and accepted by Engineers of pilot municipalities

Built relationships with FCM, participating municipalities, federal and provincial governments

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Future of MRAT

Interest in MRAT from cities across Canada continues

P&C insurance industry will give MRAT development and risk maps to municipalities

Goal is to predict likelihood of catastrophic sewer backups to year 2050

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Future of Adaptation

Find solutions to the problem of natural catastrophes and severe weather

Create awareness and solutions around adaptation to severe weather and catastrophic losses

Build resiliency across Canada for: Flood mitigation Earthquake preparedness Community safety

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Questions?