chapter 2 - investment alternatives

Investment Alternatives

Group 3Shreyash Desai 1312Sanheeta Naik 1338Bindiya Gawde 1319

Shreya Vasta 1363Joseph Fernandes 1318

Non – Marketable Financial Assets

• Bank Deposits• Post Office Savings Account• Post Office Time Deposits (POTDs)• Monthly Income Scheme of the Post Office• National Savings Certificate• Company Deposits• Employee Provident Fund• Public Provident Fund

Money Market Instruments• Treasury Bills• Certificates of Deposits• Commercial Paper• Repos

Bonds or Debentures• Government Securities• Savings Bonds• Private Sector Debentures• Private Sector Undertaking Bonds• Preference Shares

Equity Shares• A stock or any other security representing an

ownership interest.1

Mutual Fund Schemes• An investment programme funded by

shareholders that trades in diversified holdings and professionally managed.2

Financial Derivatives• Futures• Options

1. http://www.investopedia.com/terms/e/equity.asp2. http://www.oxforddictionaries.com/definition/english/mutual-fund

Life Insurance• Endowment

Assurance• Money Back Plan• Whole Life Insurance

• Unit Linked Plan• Term Assurance• Annuity• Riders

Real Assets• Real Estate• Precious Metals

• Precious Stones• Art Objects and

Collectibles

Thank You!