eb-5 investor program for indians

Aloha! Welcome to Hawaii!

Hawaii Big Island

Mission Hills Whales Point Luxury Villas EB-5 Program

Established in 2011, Koa Overseas Consultants specializes in EB-5 immigration

investments and overseas property investments. We have offices in Shanghai,

Hawaii, California, Bali and soon Jakarta. Our one-stop service enables us to build

deep relationships with our clients and create solid value for investors.

As of this date, we have already successfully helped over 210 investors and their

families obtain residency in America.

Big Island, HawaiiRegency Nursing Center in HiloFully operational since Oct. 2015

I-526 100% Approval Rate

I-829 100% Approval Rate

Maui, HawaiiRegency Nursing Center in KiheiConstruction to begin in 2017

I-526 100% Approval RateI-829 Starting in 2018

Previous EB-5 Projects

What’s EB-5?

$500,000 investment fund

Invested in Targeted Employment Area

EB-5 project must create 10 jobs per

investor, but investors need not be involved

in the project’s operation

No requirements for age, working

experience, education level or language

fluency

Qualified investors can obtain green card

Live anywhere in the U.S.

Benefits of Green Card

Can open a company and do business in USA

No need for visa to entry; visa-free travel to

174 countries

Live and work in any of the 50 states

Obtain citizenship after 5 years of green card

Enjoy American education just like Americans –

meaning you pay half or even less for tuition

for state universities

Better chance of admittance to US universities,

competing as a US applicant not international

applicant

Regional Center Approval

Check here: www.uscis.gov

TEA Approval I-526 Approval

July 2016 Visa BacklogWorking Visa Non-specified

regions

China

Mainland

India Mexico The Philippines

EB-1 C C C C C

EB-2 C Jan 1

2010

Nov 1

2004

C C

EB-3 Mar 1

2016

Jan 1

2010

Oct 22

2004

Mar 1

2016

Feb 15

2009

Other types Mar 1

2016

Jan 1

2004

Oct 22

2004

Mar 1

2016

Feb 15

2009

EB-4 C C C Mar 1

2010

C

Religious

Employee

C C C Mar 1

2010

C

EB-5 Non Regional

Center

C Feb 15

2014

C C C

EB-5 Regional

Center

C Feb 15

2014

C C C

Notes:

C means current

This backlog is only applicable to Form A

I-526 Immigrant Petition by Alien Entrepreneur

EB-5 Filing Average Processing Time

EB-5 Visa Total Issuance

(Increased 1,118% in 2006-2015)

[Source: Congress]

Notes: 2016 Fiscal Year is up to date as of second quarter

EB-5 Visa Issuance and I-485 Issuance（FY2004-FY2015 by country)

China Other Top 10

EB-5 – FY 2015 Top 5 Cities of Visa Issuance

(As of Sep 30)

[Source: Congress]

C5 – Non Regional Center (Non-TEA), conditional residency

T5 – Non Regional Center (TEA), conditional residency

I5 – Pilot Program（TEA）Immigrant Visa, conditional residency

R5 – Pilot Program (Non-TEA) Immigrant Visa, conditional residency

Hawaii & Big Island

• Hawaii consists of eight main islands and 124 smaller islands with a population of 1.5

million people

• Hawaii Island (aka Big Island) has 10,000 square kilometers and about 190,000 residents

Hawaii: Top State For Billionaires

Howard Schultz• Starbucks CEO• $25 million home on Big

Island

Michael Dell • Dell CEO• $68 million home on

Big Island

Larry Ellison • Oracle Founder• $600 million to buy

Lanai island

Charles Schwab• Charles Schwab

Chairman• $23 million home

on Big Island

George R Roberts • KKR Co-founder• $22 million home

on Big Island

Mark Zuckerberg• Facebook CEO• $135 million home on

Kauai island

BIG ISLAND KOHALA COAST

• The most popular area of attraction on Big Island

• The beaches along this crescent boast turquoise seawater and fine white sand

• State-of-the-art resorts located on huge lush oasis enriched by lava

• Five-star hotel amenities include swimming pools, water parks, spas, and restaurants

• Over twenty world-class golf courses

KOHALA COAST

Aina Le’a CommunityAppr. 440 million square meters

• Located on the famed Kohala Coast

• Cool breezes with spectacular

mountain and ocean views

• Less than 5-minute drive to several

luxury hotels and beaches

• 20-minute drive from Kona

International Airport

The Villages of Aina Le’a

• The Aina Le’a community will be developed as 18 individual villages within the master plan

• The village of Aloalo includes Whales Point Luxury Villas, Mission Hills golf course and lodge

• In the village of Lulana Garden as of this date 32 town homes have been built and the remaining 24 are under

construction

• The community includes 1,994 residential lots, commercial center, tournament golf course, school, walking trails

and parking sites

Aina Le’a Inc.

（Whales Points Villas Guarantor）

• Aina Le’a develops and manages the master plan community of Aina Le’a

• Largest developer on Big Island

• Global Partners in China, Hong Kong, Malaysia, Singapore, South Korea and Japan

• Company preparing to be listed on NASDAQ

Winston Yau Kwok Seng - Capital Asia Group CEO

• Singapore-based investment sales organization with an extensive distribution network

• Pioneered the development of the “Land Banking System”; grossing over 200 million USD in

annual land banking sales since 2009

• Investment in Aina Le’a Inc. 45 million USD

Wu Zheng - Chairman of Shanghai Zhongyou Real Estate Co., Ltd.

• Managed numerous large commercial and residential land projects across China

• Zhongyou Group has over 1,000 employees

• Influential Chinese real estate developer who also owns Hohhot Zhongyou soccer club

• Investment in Aina Le’a Inc. 16 million USD

Robert J. Wessels - President of Aina Le’a Inc.

• Extensive experience in real estate finance, land ownership, development and master plan

communities

• Board of directors with two NYSE listed companies and three NASDAQ listed companies

• Investment in Aina Le’a Inc. 19 million USD

Aina Le’a Major Stakeholders

Bank management – Bank of Hawaii

• Founded in 1897, the largest independent financial institution in Hawaii

• Bank of Hawaii has the most accounts, customers, branches and ATMs in the state of Hawaii

• Whales Point Fund escrow account is managed by Bank of Hawaii

Aina Le’a Professional Consultants

SEC Counsel - Greenberg Traurig LLP

• International law firm founded in 1967

• 1,800+ attorneys and 37 offices in the US, Latin America, Europe, Middle East and Asia

• SEC compliance for Aina Le’a

External accountant/ auditor - UHY International

• Established in 1986 and based in London with offices in the US and China

• Offices in over 296 major business centers across more than 89 countries

Mission Hills

Whales Point Operator

• Mission Hills is one of the world’s highest-rated golf and

leisure resort companies

• Mission Hills will be the manager of Whales Point villas,

signature golf course, luxury lodge and boutique hotel

• Mission Hills owns the world's largest golf complex with 12

courses featuring a total of 216 holes accredited by the

Guinness World Records

• Mission Hills Golf Club has hosted over 50 international

matches and is regularly visited by celebrities, royalty, world

business leaders and the world's greatest golfers

Whales Point Detail

• Development of 48 luxury villas with 3-4 bedroom suites

• Raising up to $34 M via EB-5 funding (up to 68 EB-5 investors)

• Job Creation: 708 (RIMS II Formula)

• EB-5 funds are the senior loan. The loan is secured by the

land, buildings and fixtures of Whales Point as well as a

corporate guarantee from Aina Le’a Inc.

• The amenities include full concierge and butler services,

swimming pool, gym, spa and first-class housekeeping service

Hawaii Tourism Market Forecast

• The state of Hawaii has seen a growth rate of nearly 40% for luxury vacation rentals in the past four years.

• Luxury and deluxe rentals now make up 61.8% of all rentals in the state of Hawaii

• The Big Island has over 1.4 million visitors annually who occupy over 10,800 units with an average stay of 8 days

• Mission Hills will manage Whales Point Villas as VIP amenities to ensure occupancy rate

Whales Point Site Plan

Luxury Resorts on Big Island

Luxury Resorts on Big Island

Luxury Resorts on Big Island

Luxury Resorts on Big Island

Project: Whales Point, A Vacation Rental ResortBorrower/Developer: Island Vistas, LLC (subsidiary of AinaLe’a Inc)Collateral: First-position security interest in the projectOperator: Mission Hills Guarantor: Aina Le’a Inc

Whales Point Fund, LLP

Whales Point Lender Manager, LLC

68 EB5 Investors

Loan

Lender

Borrower

General Partner (1%) Limited Partner (99%)

EB-5 Investors$34M67%

Owner's Equity$16.95M

33%

Financing StructureProject Cost: $50,950,000 USD

Whales Point: Debt More than 90% of EB-5 Projects: Equity

Investment return risk is minimized by no bank involvement.

We and the EB-5 investors ARE the de facto Bank in this

debt project

Our EB-5 investors are first position beneficiaries when the

loan is paid back. Before the loan is paid back, investors

possess the legal title to all land, buildings and fixtures as

collateral. In case of loan default, investors retain the right to

auction the property to recoup their investment

We are the fund manager, not the developer! We supervise

the development process, including the secure and gradual

disbursement of funds from a third-party escrow account to

the developer

X In equity projects, developer uses EB-5 investment as down

payment to borrow money from the bank. EB-5 investors are

the only risk-bearer

X Any bank involved in the project is the first position

beneficiary, not the EB-5 investors! It will auction all the

collateral to pay itself back in case of default, and the

remainder (if there is any) then goes to pay back the investor

X No matter what, whether the project succeeds or fails,

developer can still profit from his fee earned by financing the

EB-5 investment

Source of Funds

• The Department of Homeland Security requires that

EB-5 investors must prove that their $500,000 EB-5

investment capital is from a legal source

• Legal sources of funds include employment income,

investments, sales of property, cash gifts and

inheritance. The funds can come from one or several

sources combined

• An immigration law firm prepares Verification of

Source of Funds Report through understanding of

document requirements set by USCIS

Why choose Whales Point as your EB-5 Investment• We use a debt structure instead of equity. Investors have title deed to the land, buildings, and fixtures as collateral

• No bank involvement! Whales Point Fund, LLP is first position beneficiary

• The Loan is further guaranteed by Aina Le’a Inc

• Job Creation calculated by the renowned Dr. Michael Evans, who has already completed over one hundred and twenty EB-5 job

creation reports, all of which have been accepted by USCIS to date

• In the loan documents, terms and conditions exist to guarantee this project fulfills USCIS job creation requirements

• We have previously created and managed two EB-5 projects successfully, and we can guide you through the complete process