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Eye On Our Community

Page 10 The Fayetteville Press December 2010 Holiday Edition

Carrie J. Sutton Registered Representative

AXA AdvisorsBuilding Futures

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By Brenda BrownSocial Security Public AffairsSpecialist in Fayetteville, NC

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Your New Year’s Resolutions for 2011It is that time of year: out with the old and in with the new. You may be thinking about your list of New Year’s resolutions for

2011. There are many important things to consider. May we suggest a few? Each of these will take only a matter of minutes.

1. Get an estimate of your future Social Security benefit. In just a few minutes, you can have an instant, personalizedestimate of your future Social Security benefit. Our online Retirement Estimator gives estimates based on your actual SocialSecurity earnings record. This is valuable to know when you are making plans for your future. Check it out atwww.socialsecurity.gov/estimator.

2. Read your mail. Be especially careful about looking at mail that arrives from Social Security. About two to three monthsbefore your birthday, you should receive your annual Social Security Statement. Your Statement is a concise, easy-to-readpersonal record of the earnings on which you have paid Social Security taxes during your working years and a summary of theestimated benefits you and your family may receive in retirement, survivors or disability benefits because of those earnings.

3. Visit the ballpark. Not that one; the Ballpark Estimator. It will help you do a better job of saving for your future. It istrue that times have been tough lately. However, no matter how much you earn, it is a good idea to try to save. Check out theBallpark Estimator for a projection of how much you should save for a comfortable retirement. Go to the ballpark atwww.choosetosave.org/ballpark.

Deciding to diet, exercise, read more books, or watch less television are all good resolutions. However, the ones we suggestdo not require nearly as much work and will not nag you all year long. Take a few minutes now, and you could have this list ofresolutions knocked out in less time than it takes to put together a list of resolutions.

Happy New Year from Social Security. Feel free to visit us anytime at www.socialsecurity.gov.