final.pres.revised cds time adjusted for 2003 version show

GETTING COMPLETE

OUT OF DEBT

Often we don't Have The Road Map How To Achieve

These Goals

The SoftwareMathematicallyDetermine The Fastest way to

Zero

Using The Acceleration Account Program

1. No Refinancing

1. No Refinancing

2. Min. Monthly Payment Will Stay The Same

Using The Acceleration Account Program

1. No Refinancing

2. Min. Monthly Payment Will Stay The Same

3. Little To No change in Lifestyle

Using The Acceleration Account Program

Committed To Getting Out Of Debt

Using The Acceleration Account Program

Committed To Getting Out Of Debt

Consistently Follow The Sotfware

Using The Acceleration Account Program

FINANCIAL INFORMATION SHEET

APPLICANT INFORMATION

Name: Address: Phone:

City State: Zip Code Cell Phone:

Lender: Mortgage Principal $ Start date:

Mortgage Balance: $ Term: Interest Rate: Payment: $

Line of credit Balance: $ Line of credit Limit: $ Savings Acc Balance $

E-mail:

INCOME INFORMATION

Name Amount Interval

EXPENSES*

* Utilities(gas electric phone cable internet) car insurance, health insurance, medicines, groceries etc.

ACCELERATIONACCOUNTPROGRAM

Accelerating Account

SAVINGS ACCOUNT

SAVINGS ACCOUNT

Accelerating Account

Deposit Account

CHECKING ACCOUNT

CHECKING ACCOUNT

Accelerating Account

HELOC

CREDIT

CARDS Deposit Account

SAVINGS ACCOUNT

MORTGAGE

OTHER DEBTS

TOTAL PAYMENTS

JOHN & MARY DOE LOAN SUMMARY

JOHN & MARY DOE LOAN SUMMARY

$ 200,000 Principal Loan Amount

360 Months (30 Year Loan)

JOHN & MARY DOE LOAN SUMMARY

$ 200,000 Principal Loan Amount

360 Months (30 Year Loan)

$ 1,199.10 Monthly Payment

6% Interest rate

JOHN & MARY DOE LOAN SUMMARY

$ 200,000 Principal Loan Amount

360 Months (30 Year Loan)

$ 1,199.10 Monthly Payment

$ 431,676 Total Repayment

6% Interest rate

JOHN & MARY DOE LOAN SUMMARY

$ 200,000 Principal Loan Amount

360 Months (30 Year Loan)

$ 1,199.10 Monthly Payment

$ 431,676 Total Repayment

-$200,000 Principal Loan Amount

6% Interest rate

$ 200,000 Principal Loan Amount

360 Months (30 Year Loan)

$ 1,199.10 Monthly Payment

$ 431,676 Total Repayment

-$200,000 Principal Loan Amount

-$231,676 Total Interest Paid

6% Interest rate

JOHN & MARY DOE LOAN SUMMARY

Sample Loan: John and Mary Doe

$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

Sample Loan: John and Mary Doe

$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

Sample Loan: John and Mary Doe

$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

Sample Loan: John and Mary Doe

$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

Sample Loan: John and Mary Doe

$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

$267.22 $931.88 $186,108 $13,891 $71,946

Sample Loan: John and Mary Doe

$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

$267.22 $931.88 $186,108 $71,946 $13,891

Sample Loan: John and Mary Doe

$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

$267.22 $931.88 $186,108 $71,946 $13,891

$360.44

$696.23

$838.66

$502.89

$167,371

$100,573

$32,628

$99,436

$143,891

$300,947

Sample Loan: John and Mary Doe

THE ACCELERATION

ACCOUNT

PROGRAM

A Financial Tool for

Managing a Mortgage Or Consumer Debt

Uses Well-knownBanking Tools &

Strategies

THE ACCELERATION

ACCOUNT

PROGRAM

THE ACCELERATION

ACCOUNT

PROGRAM

You Will Need AChecking &

SavingsAccount

Two Different Account

Are Need ForMaximum Efficiency

THE ACCELERATION

ACCOUNT

PROGRAM

Checking or Savings Account

Deposit Account

Deposit Account

Savings Account

Or Lines Of

Credit

Accelerating Account

Checking or Savings Account

Tells You How muchMoney To Move

When to moveThe Money

What Account to use

High Reserve Line

Minimum Reserve

Deposit Account

Income Strategic

Allocation

Optimal Balance ForFunds Transfer

Minimum Reserve

Accelerating Account

CAR

R.V.

HOME

A.T.V

Credit Cards

High Reserve Line

Income Strategic

Allocation

Optimal Balance ForFunds Transfer CAR

R.V.

HOME

A.T.V

Credit Cards

Minimum Reserve Minimum Reserve

Deposit Account Accelerating Account

High Reserve LineOptimal Balance For

Funds Transfer CAR

R.V.

HOME

A.T.V

Credit Cards

Transfer Funds

Minimum Reserve Minimum Reserve

Deposit Account Accelerating Account

The Mathematical Engines that Drive

The Acceleration Account Program

Constantly Monitor Available ReservesPrompt Strategic Principal Only Payments

High Reserve LineOptimal Balance For

Funds Transfer CAR

R.V.

HOME

A.T.V

Credit Cards

Transfer Funds

Minimum Reserve Minimum Reserve

Deposit Account Accelerating Account

$ 5,000 Funds Transfer

$ 23,000 Saved

Eliminate 2 Years of Payments

Sample Loan: John and Mary Doe

MORTGAGE

DEBT

DEBT

DEBT

DEBT

DEBT

DEBT

DEBT DEBT DEBT DEBT DEBT DEBT

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

CREDIT CARDS

7%$21,538

MORTGAGE

6.5% $226,183

CAR LOAN 6.75% $42,296

R.V LOAN

6% $27,753 FURNITURE

6.125% $4,309

STUDENT LOANS 6.25% $24,530

CREDIT CARDS

7%$21,538

MORTGAGE

6.5% $226,183

CAR LOAN 6.75% $42,296

R.V LOAN

6% $27,753 FURNITURE

6.125% $4,309

STUDENT LOANS 6.25% $24,530

CREDIT CARDS

7%$21,538

MORTGAGE

6.5% $226,183

CAR LOAN 6.75% $42,296

R.V LOAN

6% $27,753 FURNITURE

6.125% $4,309

STUDENT LOANS 6.25% $24,530

THE ACCELERATION

ACCOUNT

PROGRAM

Horizons – Financial Inc.

Free Financial Analysis

Call us Or

Direct: 239-283-9314

horizons08@live.com

Horizons – Financial Inc.

Direct: 239-283-9314

horizons08@live.com Call us Or

E-mail ushttp://www.horizons-financial.com

Free Financial Analysis