financial workshop kits transitional housing 1. financial workshop kits 2 welcome &...
Post on 08-Jan-2018
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FINANCIAL WORKSHOP KITS
TRANSITIONAL HOUSING
1
FINANCIAL WORKSHOP KITS
2
WELCOME & INTRODUCTIONS
FINANCIAL WORKSHOP KITS
Dealing with an emergency housing situation Finding ways to generate income Controlling expenses and cutting debt Starting a savings habit
OBJECTIVES
3
FINANCIAL WORKSHOP KITS
IF YOUR HOUSING IS AT RISK NOW
4
FINANCIAL WORKSHOP KITS
FINDING EMERGENCY HELP
5
FINANCIAL WORKSHOP KITS
Part-time jobs Volunteering at a nonprofit
• Gain experience• Make job connections
Sell your stuff• Garage sale
WAYS TO EARN EXTRA MONEY
6
FINANCIAL WORKSHOP KITS
NEEDS vs WANTS
7
FINANCIAL WORKSHOP KITS
Utility bills Transportation costs Food costs Plug spending leaks
CONTROLLING EXPENSES
8
FINANCIAL WORKSHOP KITS
Create a Spending Plan• Identify your income• List your expenses• Compare income and expenses
TRACKING YOUR MONEY
9
FINANCIAL WORKSHOP KITS
Top 10 signs of too much debt Nine quick ways to start getting
out of debt Avoid predatory lenders
• Pawnshops• Rent-to-own• Tax refund–anticipation loans• Check-cashing stores and
payday loans
DEALING WITH DEBT
10
FINANCIAL WORKSHOP KITS
Start Saving Now• Using bank or credit
union accounts• Paying yourself first• Saving for emergencies
‣ Goal: Set aside enough to cover three months of basic living expenses
STARTING A SAVINGS HABIT
11
FINANCIAL WORKSHOP KITS
REVIEW
12
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