gloucester, salem, cumberland counties municipal joint insurance fund

17th Annual 2008 Safety Kickoff

and 2007 Awards Ceremony

February 28, 2008

Gloucester, Salem, Cumberland Counties Municipal

Joint Insurance Fund

Door PrizeAnd the winner is....

Purpose of Today’s Meeting

• Introduce 2008 Executive Safety Committee

• Thank Safety and Claims Coordinators

• Tell You How We’re Doing

• Highlight 2008 JIF Safety Initiatives

• Introduce 2008 Safety Incentive Program

• Present 2007 Safety Incentive Awards

Thank YouFund Professionals

• Commerce Risk Control Services– Safety Director

• Scibal Associates– Claims Administrator

• CSG/CHN– Managed Care Provider

• AJG Risk Management Services Inc.– Administrator

WelcomeMichael Datz, Chair

Executive Safety Committee

Introducing the 2008 Executive Safety Committee

• Mike Datz, Mantua Township, Chair• Kevin Heydel, Monroe Township, Vice Chair• Edwin Masker, Alloway Township• Joe Schweigart, E. Greenwich Township• Denise Rose, Deptford Township• Dave Birchmire, Pennsville• Brad Campbell, Shiloh• Greg Sawyer, Glassboro• Susan Degnen, Woodbury Heights• John Hall, Woodstown

Len Eckman, Len Eckman Ins. Agency Mike Avalone, Commerce Ins. John Wagner, Hardenbergh Ins. Group Dan Dalton, Dalton Agency Phil Price, Price-Milam Agency Dave Strout, Cettei & Connell John Sutherland, J. Graham Chesney

2008 Safety Coordinators• Jeff Pompper, Alloway Township • Eugene Gilbert, Carney’s Point Township• William McNulty, Clayton Borough• Jack Brady, Deptford Township• Joe Schweigart, E. Greenwich Township• Steven Alexander, Elk Township• Elmer Gould, Fairfield Township• William Nese, Franklin Township• Russ Clark, Borough of Glassboro• Harry Rink, Greenwich Township• Mike Micklasavage, Harrison Township

2008 Safety Coordinators• Brian Zane, Logan Township• Shawn Menzies, Mantua Township• Frank McLaughlin, Monroe Township• Hiram Griffin, Oldmans Township• Keith Hogle, Jr., Borough of Paulsboro• Heather Gilchrist, Penns Grove• David Polk, Township of Pennsville• Maureen Abdill, Pilesgrove Township• Ryan Pierson, Borough of Pitman• Debra Turner-Fox, Pittsgrove Township• Marty Uzdanovics, Quinton Township

2008 Safety Coordinators• Dallus Bruso, Borough of Shiloh• Maria Berkett, South Harrison Township• Daniel Bitters, Stow Creek Township• Carl Bagby, Borough of Swedesboro• Lois A. Yarrington, Upper Pittsgrove Township• John D’Alesandro/Adele Riiff, Washington Twp. • Ashley Leech, Borough of Wenonah• Ed Leahy & Tim Leahy, Borough of Westville• Tim Sheehan, City of Woodbury• Dave Baresich, Woodbury Heights• Fran Mitchell, Woodstown Borough• Anthony Bertin, Woolwich Township

2008 Claims Coordinators

• Mary Lou Rutherford, Alloway Township • Linda Jones, Carney’s Point Township• Christine Newcomb, Clayton Borough• Dina Zawadski, Deptford Township• Susan Costill, East Greenwich Township• Debbie Pine, Elk Township• Richard DeVillasanta, Fairfield Township• Fran Carder, Franklin Township• Melissa Brown, Borough of Glassboro• Merrie Schmidt, Greenwich Township• Carole Rieck, Harrison Township• Margaret Smith, Logan Township• Gail Tschopp, Mantua Township

2008 Claims Coordinators• Frank Campisi, Monroe Township• Susan Miller, Oldmans Township• John Salvatore, Borough of Paulsboro • Sharon Williams, Borough of Penns Grove• Barbara Shimp, Pennsville Township• Maureen Abdill, Pilesgrove Township• Dawn Human, Borough of Pitman• Debra Turner-Fox, Pittsgrove Township• Marty Uzdanovics, Quinton Township• Donna Bailey, Borough of Shiloh• Colleen Bianco, South Harrison Township• John Gasparon, Stow Creek Township

2008 Claims Coordinators• Dolores Connors, Borough of Swedesboro• Lois A. Yarrington, Upper Pittsgrove Township• Amy Bridda & Jennica Bileci,Washington Township• Helen Hadfield, Borough of Wenonah• Margaret Pinto, Borough of Westville• Gail R. Scheffler, City of Woodbury• Janet Pizzi, Borough of Woodbury Heights• Cynthia Dalessio, Woodstown Borough• Jane DiBella, Woolwich Township

Special Gift

Please be sure to pick up your Gift

and

Lapel Pins!

Safety Coordinators

&

Claims Coordinators

Safety First in All We Do!

Employee

Orientation

Training DVD & Leaders Guide• Originally Produced by the TRICO

JIF from a MEL Grant

• Updated in Conjunction with the Atlantic JIF

• Great way to orient employees to the JIF!

Safety Calendars

• Increase safety awareness

• Encourage safe behavior

• Post prominently in all work areas

2008 JIFJIF

Keeps the JIF safety message visible all year long!Keeps the JIF safety message visible all year long!

Optional Safety Budget

• Members will be reimbursed for safety related expenditures.

• Updated in monthly Agenda Packet.

• You cannot claim your allowance in advance.

• You must claim all of your funds by November 1, 2008.

$80,000

BIG Increase in 2008!

Examples!

How Did You Spend Your Optional Safety Budget Money?

Wenonah Purchased:Traffic ConesReflective VestsEye Wash Machine

• Hi-Visibility Clothing / Vests• Safety Cones• Leather Palm Gloves• DPW Steel Toed Shoes• First Aid Kit supplies• Fire Company equipment including

Extrication Gloves & Nomex Hoods • Extrication gloves• Nomex hoods

How Did You Spend Your Optional Safety Budget Money?

ELK Township

• Safety Newsletter Paycheck Stuffer

• Performance Posters

How Did You Spend Your Optional Safety Budget Money?

Mantua Township

• Playground Safety Inspection Course

• Pipe Labels

• Hepititis B Vaccinations

How Did You Spend Your Optional Safety Budget Money?

Monroe Township

What’s New…Helping Towns Help Themselves

• EPL Plan of Risk Management

– Trained 718 Managers & Supervisors in South Jersey

– Final Session March 26, 2008 • Wildwood & Ocean City

– Don’t Do It, Don’t Take It

Training DVD

• Distributed November 27, 2007

• JIF & MEL Websites – TRICOJIF.ORG & NJMEL.ORG

• Copy of the 2008 Program•All of today’s slides

• Press release• and pix

will be loaded to the website

TRICOJIF.ORG

Safety Incentive Program

That All Sounds Good …

Can we go home now?

Because we have a lot to tell you!

Tell you what’s ahead!

And feed You!

Celebrate Our Successes!

Safety Programs

Safety First, Last, and Always

Door Prize• And the winner is....

Let’s Eat!

19th Annual 2008 Safety Kickoff

and 2007 Awards Ceremony

February 28, 2008

Gloucester, Salem, Cumberland Counties Municipal

Joint Insurance Fund

Door PrizeAnd the winner is....

Joanne Hall Safety Director

Commerce Risk Control Services

ATLANTIC JIF Safety Breakfast

• Successes from 2007

• Noteworthy Trends

• Safety Challenges for 2008

• 2007 Awards Presentation

2007 Highlights

Challenged members to “Go for the Gold!”

– Revised the SIP program

– Involved more departments

– Bigger monetary rewards

• Special Recognition Awards

How Did YOU Do?

Safety Improvement Objectives

Safety Committees

Hazard Correction and Inspection Programs

Training

Job Site Observations

Prompt Claims Reporting & Transitional Duty

Accident Reporting & Investigation

SIP Results

91 % of the Members Qualified

for SIP Awards

3 Gold

9 Qualifiers

12 Bronze

7 Silver

31 out of 34 members!

Revised Safety Coordinator Handbook

• Resource for Safety Coordinators– “What’s in this Section”– Safety Coordinator Action Items

• Includes 2008 revised JIF Safety Policy

• Includes all inspection & report forms

• Entire manual provided on CD and available on JIF website

SafetyCoordinator’s

Handbook

Playground Inspection Kits

• Provided to every member to help comply with NJ regs.

• New Playground Inspection Class offered through the MSI

Arc Flash Bulletins & Labels

To help members comply with the NEC marking requirement for arc

flash hazard protection

Other 2007 Highlights

• Regional Training Sessions

• Executive Safety Committee

• Help with written programs & PEOSH issues

• Safety Director Bulletins

New MEL Initiatives: On Line Safety Videos & Training

• MSI Video Library – over 600 titles

• Storm Water Management Training

• Crossing Guards

• Urban Driving

• “Survival Driving”

• Don’t Do It – Don’t Take It

• On-line videos “for members only”

Password = “mel”

NJMEL.ORGOn-Line Safety Videos

MSI Learning Management

System Website

On-line registration for MSI Classes Order videos on lineTrack MSI learning history Record external (non-MSI) learning eventsPlanning & Recordkeeping toolTelephone HELP Line: 1-866-661-5120

Improved MSI Training

MORE CLASSES: MSI conducted over

1300 classes in 2007 and MSI registrations

topped 27,000 statewide!!

TRICO JIF: 1600 participants in 2008

MEL Video Library: More New Titles

TRICO JIF: 23 members borrowed over 160

videos

Revised & Updated MSI Classes

• Jetter / Rodder

• Heavy Equipment

• Ladder and Fall Prevention

• Leaf Vac

• Sanitation & Refuse Collection

• Accident Investigation

New Programs for 2008

• Bloodborne Pathogen Train-the-Trainer

• Playground Safety Inspection

• Seasonal Public Works Operations

• Advanced Safety Leadership Program

Door Prize• And the winner is....

CLAIMS REVIEWNoteworthy Trends

Loss Trends

• New Metrics for better benchmarking

• Enables us to set strategic plans– Focus on trends and types of losses – Justify areas that need more training – Measure results – Compare “apples and apples”

2007 Claim Frequency

Auto13%

GL23%

Property19%

WC45%

2007 Claim Costs$3.65 Million

Auto2%

GL14%

Property12%

WC72%

386

321352

332

0

200

400

2004 2005 2006 2007

Workers Comp Claim TrendNumber of Claims

4.29

3.23 3.292.99

0

1

2

3

4

5

2004 2005 2006 2007

Workers Comp Claim TrendNumber of Claims per Payroll

2.54

2.92

2.592.49

0

1

2

3

2004 2005 2006 2007

Workers Comp Claim TrendLost Time Accident Frequency

2007 LOST TIME ACCIDENT FREQUENCY ALL JIFs

    2007 2006 2005 TOTAL

  LOST TIME LOST TIME LOST TIME RATE

  FUND FREQUENCY FREQUENCY FREQUENCY2007 -

2005

  MORRIS 1.52 1.90 2.36 2.03

  BERGEN 1.93 2.25 2.11 2.10

  CENTRAL 2.06 2.22 2.16 2.12

  N.J.U.A. 2.15 2.14 1.99 2.09

  BURLINGTON 2.16 2.09 1.31 1.30

  NJ PUBLIC HOUSING 2.22 2.58 2.91 2.53

  ATLANTIC 2.40 3.22 3.53 3.04

  TRI-COUNTY 2.59 2.92 2.54 2.68

  SUBURBAN MUNICIPAL 2.67 2.22 2.01 2.30

  MONMOUTH 2.69 2.44 2.76 2.64

  CAMDEN 2.78 2.67 3.28 2.83

  SOUTH BERGEN 2.97 3.48 3.75 3.42

  PROF MUN MGMT 3.31 3.24 2.35 2.97

  OCEAN 3.38 2.86 3.20 3.15

  SUBURBAN ESSEX 3.57 2.60 2.73 2.84

  AVERAGE 2.56 2.59 2.60 2.54

Claims By Department

DPW45%

Police35%

Fire11%

Municipal3%

EMS6%

Police Ad Hoc Committee

• Provide direction and leadership on Police related safety issues

• Encourage Accreditation Process

• Members of Ad Hoc Committee

– Paulsboro - Chief Ken Ridinger

– Glassboro - Chief Alex Fanfarillo

Police Ad Hoc Initiatives

• Crossing Guard Safety Initiative

• Driver Review Panels

• Sleep Deprivation Study

• Police Liability Seminars

Law EnforcementAccreditation Program

• Administered by NJ Association of Chiefs of Police• Participation is encouraged by JIF / MEL• $500 Application Fee waived for JIF members• JIF will reimburse 50% of Accreditation & Re-accreditation

fee upon completion• Up to $1,000 Reimbursement of Fee Available from

the MEL• 5% liability discount will be offered to

agencies who complete the program

Recently Accredited Police Departments

Woodbury City

Woodbury Heights

Recently completed the NJ Police Accreditation Program !

TRICO JIF Departments In Process of Becoming Accredited

• Franklin Twp• Washington Twp• Mantua Twp • Glassboro

Most Frequent Types of Injuries

• Strains & Sprains - 32%

• “Struck” or “Injured By” – 26%

• Slip, trips and falls – 19%

77% of WC claims

79% of $$ claim payments

Strains & Sprains

• Most Frequent and Costly types of Claims– 32% of Claims and 30% of dollar losses

– Affects ALL Departments

• What Can YOU Do?1. Modify tasks that involve extremely heavy loads

2. Job Site Observations

3. Use Your Safety Money

4. Provide Training

5. Investigate Every Accident.

Slips, Trips & Falls

• Very Frequent and Costly Types of Claims– 19% of Claims and 29% of dollar losses

– Especially Police, Public Works and Admin

• What Can You Do?1. Housekeeping

2. Right shoes / Boots For The Job

3. Frequent Worksite Inspections

4. Training – New Ladder Safety Program

5. Investigate Every Accident

Door PrizeAnd the winner is....

5.55.9

5.6 5.4

0

2

4

6

2004 2005 2006 2007

Auto LiabilityCrashes per 100 Vehicles

Most Frequent Types of Auto Claims

Backing26%

Rear-ended11%

Fixed Objects22%

Rear ender11%

Passing or Turning

13%

Motor Vehicle Crashes

• Impacts three lines of coverage: Auto, Workers Comp & Property Claims

• What Can YOU Do?1. Select good drivers & supervise them2. Written fleet safety program 3. Inspect & maintain vehicles4. Provide driver training5. Investigate every accident 6. Establish an accident review panel

Most Frequent Types of General Liability Claims

Falls17%

All others41%

Motor Vehicle19%

Police Professional

23%

Roadway, Sign, Walkway and

Boardwalk Claims• What can You do?

1.Make sure you have an effective Roadway, Sign & Walkway Program

2.Frequent inspections – daily in high use areas

3.Training for employees

4.Maintain complaint log – take care of issues

5.Investigate accidents

2008 Game Plan

2008 Challenge

SAFETY INCENTIVE PROGRAM• Have 100% of Members Qualify for an

Incentive Award in 2008

• Move more members toward Gold!

• Find ways to maintain program integrity, yet reduce the amount of paperwork

• Have all members use 100% of their safety money to help build a Safety Culture

How Did Your Town Spend the SIP Bonus Money?

Harrison Twp At Halloween all

employees dressed up with injuries and employees explained how they received the injuries and what should have been done to prevent them.

How Did Your Town Spend the SIP Bonus Money?

Elk Township

&

Franklin Twp

Annual Safety Days!

Washington Township

How Did Your Town Spend the SIP Bonus Money?

Employee Safety Picnic

2008 Challenge

SAFETY TRAINING • Improve overall attendance at Regional Training

sessions to at least 90%• Increase MSI class enrollments to at least 2000!• Get more members using the MSI LMS for

registering, planning and recording their safety training

• Encourage members to use the free on-line resources for Training & Tool Box meetings available at NJMEL.org website

2008 Challenge

MANAGEMENT SYSTEMS• 100% of Members adopt the revised 2008

Safety Policy by Resolution • 100% of members submit Safety Contracts

and meaningful Safety Improvement Objectives on time

• Make Safety Committees purposeful and productive!

2008 Challenge

WHEN ACCIDENTS DO OCCUR:

Learn from mistakes….

• 100% Timely Reporting (3 DAYS or less)

• Transitional Duty to get injured workers back to work

• Effective accident investigation and review process in every member town

Safety Contract and Safety Improvement Objectives

Municipal Safety Contract must be signed by the elected officials and each

participating department

Due by Friday March 3, 2008

2008 SIP Important Dates

Mid-Year Report: June 2, 2008

Year-End Report: December 1, 2008

Special Recognition Award Nominations:

November 3, 2008

TRICO JIF 2008 Regional Training Dates

• Indoor Air Quality: February 5th

• Safety Coordinator Workshop: Today!

• Regulatory Hazards PEOSH Update: May 22nd

• Police Chief Round Table: June 11th• DPW Supt. Round Table: Sept. 25th

Review of Last Year’s SAFETY INCENTIVE

PROGRAM

What You Did to Qualify in 2007

Safety ContractSafety Improvement Objectives Department Summary ReportsSafety Committee MeetingsJob Site ObservationsSafety Inspections Roadway, Sign & Walkway Program

What You Did to Qualify in 2007

Follow-up on SFIsRegional Training WorkshopsMSI / Technical Safety TrainingTool box meetings / VideosPrompt Claims ReportingTransitional DutyAccident Investigation and Review

Special Recognition Awards

There were 3 nominations for

Special Recognition Awards.

Door Prize• And the winner is....

2007 Safety Incentive Program

The Results are in!

Exceptional Performance Awards

• And the winner is....

Beat the Three Year JIF Average Loss Ratio (78.3%)

• Glassboro (78.0%)• Monroe (76.3%)• Carney’s Point (74.0%)• Harrison (71.0%)• Mantua ( 70.1%)• Clayton (69.8%)• Woolwich (66.3%)

Fund Years 2005 – 2007 - As of 12/31/07

Beat the Three Year JIF Average Loss Ratio (78.3%)

• Pilesgrove (63.3%)• Pitman (55.3%)• Woodstown (54.2%)• Washington Twp. (53.6%)• Logan (44.9%)• Greenwich (41.8%)

Fund Years 2005 – 2007 - As of 12/31/07

Beat the Three Year JIF Average Loss Ratio (78.3%)

• Fairfield (39.5%)• Pittsgrove (27.7%)• Stow Creek (25.2%)• Shiloh (9.1%)• Upper Pittsgrove (7.5%)• Oldmans (1.3%)

Fund Years 2005 – 2007 - As of 12/31/07

November 30, 2007

2007 2006 2005 TOTAL LOST TIME LOST TIME LOST TIME RATE

FUND FREQUENCY FREQUENCY FREQUENCY 2007 - 2005MORRIS 1.58 1.92 2.36 2.07BERGEN 2.01 2.25 2.11 2.13CENTRAL 2.01 2.19 2.16 2.10BURLINGTON 2.14 2.09 1.31 1.31NJ PUBLIC HOUSING 2.24 2.54 2.91 2.52ATLANTIC 2.28 3.16 3.53 3.00N.J.U.A. 2.29 2.14 1.99 2.15TRI-COUNTY 2.59 2.92 2.54 2.68MONMOUTH 2.66 2.44 2.76 2.64SUBURBAN MUNICIPAL 2.79 2.22 2.01 2.33SOUTH BERGEN 2.94 3.45 3.75 3.42CAMDEN 2.96 2.67 3.28 2.89PROF MUN MGMT 3.25 3.24 2.35 2.94OCEAN 3.48 2.86 3.20 3.17SUBURBAN ESSEX 3.65 2.60 2.73 2.83

AVERAGE 2.59 2.58 2.60 2.55

2007 LOST TIME ACCIDENT FREQUENCY ALL JIFs

GreatJob!

TRICO Moving Up!

Zero Lost Time Accidentsin 2007

• Clayton• East

Greenwich• Franklin• Greenwich

Zero Lost Time

• Logan• Oldmans• Pilesgrove

Zero Lost Time Accidentsin 2007

• Pittsgrove• Quinton• Shiloh• South

Harrison

Zero Lost Time

• Stow Creek• Swedesboro• Upper

Pittsgrove• Woolwich

Significant Reduction in Lost Time Accident Rate• Paulsboro

– 4.23 in 2006

– 1.06 in 2007GoodJob!

• Woodbury

– 4.76 in 2006

– 2.05 in 2007

• Glassboro

– 4.71 in 2006

– 2.35 in 2007

Significant Reduction in Lost Time Accident Rate• Greenwich

– 2.34 in 2006

– “0” in 2007GoodJob!

• Clayton

– 3.57 in 2006

– “0” in 2007

• Quinton

– 5.56 in 2006

– “0” in 2007

Best Claims Reporting Record

ClaytonGreenwichPittsgroveSouth HarrisonSwedesboroUpper PittsgroveWoolwich

BEST

Less than 3 days to Report!

Modified DutyWork Days Used

• South Harrison

• Wenonah

• Woodbury

90% or More of Available Days Used!

• Deptford

• Greenwich

• Harrison

Modified DutyWork Days Used

• Clayton

• Fairfield

• Franklin

• Pittsgrove

• Upper Pittsgrove

• Woolwich

BEST

100% of Available Days Used!

Door PrizeAnd the winner is....

Special Recognition Award Winner

Recognition Plaque plus Lunch!

Ken WildermuthKen was nominated by the Glassboro Safety Committee for his work as the Editor of the Glassboro Safety Newsletter for the past 12 years. The Newsletter is enjoyed by all employees!

Ken WildermuthGlassboro

Ken goes out of his way to find topical articles for the different months of the year. Ken always has a special edition for October in recognition of Fire Prevention Week.

Honorable Mention

Keep Up the Good Work!

Clayton: Robert Hagelstein, DPW

• Installed new warning and safety signs in all Boro pumping stations

Woolwich Twp: Jim Sabetta, Construction Code Official

• Proactive in training, tool box talks and support of the program

2007 Results!

Qualifying Tiers

JIF

Gold Qualifiers - >95% of Available Points

Silver Qualifiers - >90% of Available Points

Bronze Qualifiers - >85% of Available Points

Qualifiers – 75% of Available Points

The Rewards

JIF

LEVEL SCORE X-Small

Small Med Large X-Large

GOLD <95% $1,755 $2,275 $2,952 $3,575 $4,225

SILVER <90% $1,620 $2,100 $2,700 $3,300 $3,900

BRONZE <85% $1,485 $1,925 $2,475 $3,025 $3,575

QUALIFIER <75% $1,350 $1,750 $2,250 $2,750 $3,250

2007 SIP QualifiersAt least 75% of Program Criteria

• Harrison

• Logan

• Paulsboro

• Penn’s Grove

• Pennsville

Members will receive notification of their awards by mail

• Shiloh

• South Harrison

• Upper Pittsgrove

• Woodstown

Members will receive notification of their awards by mail

2007 SIP QualifiersAt least 75% of Program Criteria

2007 SIPBronze Award Winners

At least 85% of Program Criteria • Clayton• Deptford• East Greenwich• Glassboro• Greenwich• Monroe

Members will receive notification of their awards by mail

• Quinton• Swedesboro• Washington Twp.• Westville• Woodbury Heights• Woolwich

Members will receive notification of their awards by mail

2007 SIPBronze Award Winners

At least 85% of Program Criteria

• Carney’s Point• Elk• Franklin• Mantua

Members will receive notification of their awards by mail

2007 SIPSilver Award Winners

At least 90% of Program Criteria

• Oldmans• Wenonah• Woodbury

Members will receive notification of their awards by mail

2007 SIPSilver Award Winners

At least 90% of Program Criteria

Members will receive notification of their awards by mail

• Alloway

• Pilesgrove

• Pittsgrove

2007 SIPGold Award Winners

At least 95% of Program Criteria

Congratulat

ions!

2008 Safety Incentive Program

Good Luck!!!