installment lending survey
Post on 09-May-2015
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Installment Lending Survey
Thomas A. Durkin
Background
• Installment Lending Sometimes Overlooked
• Rate Ceilings: The Oldest Running Controversy
• Regulations Have Implications
• Still Arguments Whether Credit Use Good or Bad
New Survey of Installment Loans
• Coverage
• Some Project Difficulties– Business– Legal– Practical (I. T. and Processing)
• Some Limitations
Findings
• Size
• Maturities
• Credit Risk
• Rates
• Payments
• Borrower Age
• Variation By Location
Installment Lending Survey
Thomas A. Durkin
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