investment and parable of talents

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Investment and Parable of Talents

• Each According to His Ability– We all have abilities– Liberating message for the poor

• Start Small– Well done Good and Faithful Servant…

• Use all your talents• Take Risks

– Don’t bury your talents.

• “The rusting hulks of well-intentioned but long forgotten give-aways are scattered all over the Third World.”

Handouts are not a long-term solution!

Five Talents International Anglican Response to World Poverty

• Commended at Lambeth Conference, 1998.

• First donation made by George Carey, retired Archbishop of Canterbury.

• Offices in Vienna, VA and London

Five Talents’ Mission

“Fighting Poverty, Creating Jobs and Transforming Lives!”

Fight Poverty, Create Jobs and Transform Lives by empowering the poor in developing countries using innovative savings and microcredit programs, business training and spiritual development.

We do this in partnership with the Anglican Communion to live out the parable of the talents that affirms the dignity of the poor.

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Projects all over the World

• 13 programs on 3 continents, having granted over $2.6 million in loan capital, business training and set-up costs

• Worldwide, Five Talents programs serving 30,000 clients (impacting more than 150,000 lives), more than two-thirds of whom are women.

Five Talents in Kenya

• Population 43 million• GDP $34.8 billion• Poverty rate 50%• Christian 80%• Muslim 10%• AIDS infection 6.2%

Thika Community Development Trust• Project of the Anglican Church

of Kenya Diocese of Thika• Goal of alleviating poverty

through micro-enterprise development

• Started in 2003• Savings led program (ASCA)• Grown to 41 trust groups with

3900 members• $680,000 accumulated

savings• $1,300,000 value of loans

made• Program being expanded to

other dioceses in Kenya

Serving the “1K Poor”

Business as Mission• Teach business basics to

micro-entrepreneurs– Christian business principles– Marketing– Record keeping– Business planning– Entrepreneurial basics

• Provide foundational grounding in business practices

• Emphasis on practical skills and application

• Emphasis on stories, case studies, role playing

Eva’s Sugar Shop in the Market Eva and her family run a shop that sells sugar in the market. She is on a street in the market with five

other sugar shops. Because they are so close, they all have to sell at the same price, or else no one will buy from them. How can she make her shop better?

Eva’s Shop:The shop is plain with just a table and a few chairs behind it. There are some big bags of sugar

behind the table. The shop often gets very dusty because Eva does not bother sweeping. She or her children usually sit behind the table, and wait for someone to come to her asking for sugar.

Eva has no sign or name for her shop. The market opens at 7 am, but often times she arrives around 9 because she lives far from the market. Sometimes on Tuesdays, she don’t go to the market at all and her shop remains closed.

Recently, customers have complained that there is dirt in her sugar, and they feel she is adding dirt so she can sell less sugar for more money. This isn’t true, but because of all the dust it is hard to avoid.

She has also begun to lose business to the other five sugar sellers near her in the market. What advice can you give Eva to run a better business that can compete with the other shops?

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Graduation Day

Value Chain Analysis• Special project undertaken at

request of TCDT team• Evaluate feasibility of

sponsoring chicken broiler production co-op

• Identify steps in production, inputs, processes, outputs

• Develop financial model to facilitate analysis

• Templates built for growing, slaughtering, transporting, etc.

• Further consultation available via Skype as requested

Baseline AssumptionsThere is demand for chicken broilers in industrial quantity in the Thika market areaExisting supply is inadequate to meet demand on a regular basis, suggesting that the market would be receptive to a new entryLocal farmers have the knowledge to enter into this market

Volume AssumptionsNumber of farmers participating in the first year 100Each farmer produces chickens per growing cycle 150Price per newborn chick (KSH) 70Number of weeks for chickens to grow to market size 10 (range from 8 to 10)Number of cycles of chickens each farmer produces per year 4Number of chicks per week that a 90-kg. bag can feed 50

Market ResearchOne potential customer buys an average of 200 chickens per month for a hotel restaurantDesired size of chicken is 1.2 to 1.5 kg dressed weightCustomer personally inspects every chicken for size, freshnessand rejects entire batch if one defect is found in batchTusky's sells whole frozen 1.5-kg chickens for 600 to 635 KSH

Thika Community Development TrustBroiler Production Project

Analysis Template

Church Role

“When the Church talks of the poor – it is talking of its own members……..

“Christian institutions are rooted in their communities. They have developed a credible leadership familiar with the needs of the poor, familiar with cultures, histories and contexts of its people. Religious communities approach their development work from a unique perspective that reinforces the moral and ethical values systems of these communities.” (Faith and Development, p. 213)

Walk with me….

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What Can I Do?

• Pray– For Five Talents– For clients– For mission teams

• Pay– Individual support– Group support

• Participate

Community TransformationFrom individuals to families to communities

A Word from our Animal Friends…

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His master replied, ‘Well done, good and faithful servant! You have been faithful with a few things; I will put you in charge of many things. Come and share your master's happiness!’