investment preference
Post on 09-Jun-2017
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Gender:
Gender Frequency % of InvestorsMale 117 58.5Female 83 41.5Total 200 100
Male Female0
10
20
30
40
50
60
70
58.5
41.5
Gender
Axis Title
Axis Title
Age Group:
Age Group Frequency % of InvestorsLess than 26 yrs 36 1826 - 45 yrs 88 4446 - 65 yrs 76 38Total 200 100
Less than 26 yrs 26 - 45 yrs 46 - 65 yrs0
5
10
15
20
25
30
35
40
45
50
18
44
38
Age Group
Axis Title
Axis Title
Interpretation:
From the above graph, it is clear that 18% of the respondents belong to >26
years age group, 44% belong to 26-45 years age group, 38% belong to 46-65 years
age group. So we can say 26-45 year age group investors are active age group.
Marital Status:
Marital Status Frequency % of investorsMarried 168 84Unmarried 22 11Widow(er) 6 03Divorced 4 02Total 200 100
84%
11%3% 2%
Martial Status
MarriedUnmarriedWidow(er)Divorced
Interpretation:
Above Status graph, we can see that 84% investors are married, 11% are
unmarried, 3% are widow(er) and 2% are divorced.So we can say Majority of the
investors are married while Minority of the investors are Divorced.
Education:
29%
46%
20%
5%
Post Grad. & aboveGraduate\ DiplomaHSC\SCBelow 10 th
Interpretation:
From the above graph, it is clear that 29% of the respondents are Post
Graduate & above, 46% of the respondents are Graduate \ Diploma, 20% of the
respondents are HSC\SC and only 5% of the respondents are below 10th.
Education Frequency % of InvestorsPost Grad. & above 58 29Graduate\ Diploma 92 46HSC\SC 40 20Below 10 th 10 05Total 200 100
Qualification:
Qualification Frequency % of InvestorsMBA 32 16CA 10 05ICWA\CFA\CS 6 03DR 14 7Engineer 38 19LLB 12 06Others 88 44Total 200 100
MBA CA ICWA\CFA\CS
DR Engineer LLB Others0
5
10
15
20
25
30
35
40
45
50
16
53
7
19
6
44
Qualification
Qualification
Interpretation:
The graph describe that majority of the respondents are having qualification
other than the given. Here, 7% investors are MBA, 4% are CA, 3% are having
professional 2 year course like ICWA \ CFA \ CS, 4% DR with specialized
course OF Phd, 8% are Engineer into different fields, 7% are LLB and
remaining are qualified into different fields like DMFF, BSC (Chemistry),
LLM, Home Science, MSC, M.A etc.
No Of Family Member:
Family Member Frequency % of Members 2 26 13 3 52 26 4 60 30More than 4 62 31Total 200 100
23
4More than 4
0
5
10
15
20
25
30
35
13
26
30 31
Family Member
Axis Title
Axis Title
Interpretation:
Bar chart above show the no of family member depend on the income of the
investors. We can see that 13% investors has a 2 member family, 26% has a 3
member family, 30% has a 4 member family and 31% investors has a more than 4
member in family.
Annual Income:
Less than 1,00,000 1,00,001 -
3,00,000 3,00,001 - 5,00,000 More than
5,00,001
05
101520253035404550
13
48
2118
Annual Income
Annual Income
Annual Income Frequency % of InvestorsLess than 1,00,000 26 131,00,001 - 3,00,000 96 483,00,001 - 5,00,000 42 21More than 5,00,001 36 18Total 200 100
Interpretation:
With the help of above graph, we can say that 13% investors have an annual
income less then 1,00,000 , 48% investors have an annual income between
1,00,001-3,00,000 , 21% investors have an annual income between 3,00,001-
5,00,001 and 18% investors have an annual income more than 5,00,001.
So we can say majority of investors belong to middle class category and
only few % say 21% investors belong to upper middle class, 18% investors belong
to higher class category and minority of investors belong to lower class category.
We can clearly see that highly unequal income distribution in Mumbai city.
What amount of your total annual income do you save?
SAVING Frequency % of InvestorsLess than 1,00,001 74 37
1,00,001 - 3,00,000 90 45
3,00,001 - 5,00,000 26 13
More than 5,00,001 10 5
Total 200 100
Less than 1,00,001 1,00,001 - 3,00,000 3,00,001 - 5,00,000 More than 5,00,0010
5
10
15
20
25
30
35
40
45
50
37
45
13
5
SAVING
SAVING
Interpretation:
With the help of above given graph, we can see that saving of less than
1,00,000 are 37% of investors, saving of 1,00,001 to 3,00,000 are highest that is
45% while lowest percentage is 5% whose saving is above 5,00,001 and 13% of
investors are those whose saving is between 3,00,001 to 5,00,000.
Your preference to invest.
Sr. No INVESTMENT AVENUES RESPONSE RANK1 Stock Market 130 32 Bank Deposit 179 13 Real Estate 64 54 Mutual Fund 57 65 Debt Market 53 76 Commodity 68 47 Insurance 161 28 Tax Saving Scheme 52 89 Government Securities 48 910 Others 40 10
Stock Market
Bank Deposit
Real Estate
Mutual Fund
Debt Market
Commodity
Insurance
Tax Saving Scheme
Government Securities
Others
0 20 40 60 80 100 120 140 160 180 200
130
179
64
57
53
68
161
52
48
40
RESPONSE
RESPONSE
Interpretation: According to Rank
According to chart, highest response that we got is about Bank deposit that
are 179 and then insurance, stock market, commodities while lowest respondents
are investing in other like post office, textile etc., while 53 respondent are investing
in debt market, 57 respondents are investing in mutual funds, 52 respondents
investing in tax saving scheme, 48 respondent invest in government securities, 64
respondent invest in real estate.
So it can be said that people like to safe investment like bank insurance that
provide regular or fixed income.
Which are the factors you consider while selecting above
mention avenues?
Factor Response RankSafety 145 1Tax Saving 89 5Simplicity 68 6Liquidity 120 3Diversification 105 4Affordability 130 2
Safety
Tax Saving
Simplicity
Liquidity
Diversification
Affordability
0 20 40 60 80 100 120 140 160
145
89
68
120
105
130
Response
Response
+
Interpretation: According to Rank
Above graph show that safety got first rank, affordability got second rank,
Liquidity got third rank, Diversification got fourth rank, Tax Saving got fifth rank
and last sixth one got by Simplicity.
Safety got highest rank so we can say now a day investors more focus on
safety, investors also see affordability, through tax saving scheme investors can
reduce risk level and can improve the safety level. Investors also focusing on
diversification factor which is more important now a days.
Objective of investment:
Objective Frequency RankFuture Security 164 1Tax Savings 85 4
Short term/Long term gain 148 2Children Carrier 135 3Speculation 65 6Others (Not specific) 70 5
Future Security
Tax Savings
Short term/Long term gain
Children Carrier
Speculation
Others (Not specific)
0 20 40 60 80 100 120 140 160 180
164
85
148
135
65
70
Frequency
Frequency
Interpretation:
According to above mention bar chart majority of investors said Objective is Future
security and then comes tax planning, 20% investors have this objective, third comes to short
term / long term gain say 14% investors have this objective.
According to above mention pie chart 12% have children career as objective similarly very near
say 7% investors have speculation objective and only 2% have other objective say expansion of
present business while investing money in others investment avenues. Finally, we can say that
majority of investors are saving their future through long term objective
Kindly mention the return you expect on your total amount of
investment (In %):
Expected Return Frequency % of InvestorsLess than 10 % 30 1510 - 20 % 96 4821 - 30 % 42 21More than 30 % 32 16Total 200 100
15%
48%
21%
16%
Expected Return
Less than 10 %10 - 20 %21 - 30 %More than 30 %
Interpretation:
Mention graph clearly show that 48% investors expect 10-20% return on
annual basis, 21% investors expect 21-30%, 16% expect more than 30% and 15%
investors expect less than 10 return on annual basis. Finally, we clearly say
majority of investors expect 10-20% return on annual basis on an average on
different alternatives of investment.
Kindly mention the affordable risk on your investment (In %):
Less than 10 % 10 - 20 % 21 - 30 % More than 30 %0
5
10
15
20
25
30
35
40
45
50
27
44
18
11
RISK
RISK
Interpretation:
Mention graph clearly show that 44% investors expect 10-20% risk on
annual basis, 27% investors expect less than10%, 18% investors expect 21-
30%and 11% investors expect more than 30% risk on annual basis.
Finally, we clearly say majority of investors expect 11-20% risk on annual
basis on an average on different alternatives of investment.
RISK Frequency % of InvestorsLess than 10 % 54 2710 - 20 % 88 4421 - 30 % 36 18More than 30 % 22 11Total 200 100
Mention your preferred investment period:
INVESTMENT PERIOD Frequency % of InvestorsLess than 1 yrs 22 111 - 5 yrs 98 496- 10 yrs 54 27More than 10 yrs 26 13Total 200 100
Interpretation:
According to graph we clearly see that majority of investors say 49% invest
for 1-5 years, 27% investors invest for 6-10 years, 13% investors invest for more
than 10 years and 11% investors invest for less than 1 years.
So we can say investors generally want to invest for 1 to 5 years period.
Less than 1 yrs1 - 5 yrs
6 - 10 yrsMore than 10
yrs
0
5
10
15
20
25
30
35
40
45
50
11
49
27
13
INVESTMENT PERIOD
INVESTMENT PERIOD
Preferred interval of investment:
INTERVAL OF INVESTMENT Frequency % of InvestorsMonthly 30 15Quarterly 62 31Half Yearly 30 15Yearly 78 39Total 200 100
Interpretation:
The interval of investment basically remains annually for every investment
options. Here also 39% investors invest on yearly basis, 31% investors invest
quarterly, and remaining 15% equally investors invest monthly and half yearly.
Hence we conclude that investors invest on yearly basis.
15%
31%
15%
39%
INTERVAL OF INVESTMENT
MonthlyQuarterlyHalf YearlyYearly
Minimum annual investment:
INVESTMENT LEVEL Frequency % of InvestorsLess than Rs 50,000 28 14Rs 50,001 – 1,00,000 76 38Rs 1,00,001 – 2,00,000 50 25More than Rs 2,00,000 46 23Total 200 100
Less than Rs 50,000 Rs 50,000 -
1,00,000 Rs 1,00,001 – 2,00,000 More than Rs
2,00,000
0
5
10
15
20
25
30
35
40
14
38
2523
INVESTMENT LEVEL
INVESTMENT LEVEL
Interpretation:
According to above mention chart very few % that are 14% investors have
minimum investment is less than Rs 50,000, 25% investors have Rs 1,00,001-
2,00,000 , 23% investors invest Rs more than 2,00,000 and majority that are 38%
of investors have minimum investment level between 50,000-1,00,000.
We clearly see majority of investors have capacity of minimum investment
level is Rs 50,000 to 1,00,000.
Do you make market research before investment?
1. Yes 84% 2. No 16%
Yes84%
No16%Research
If yes, kindly mention types of research
17%
27%
23%
33%
Types of research ( % of investors)
Studying Annual Reports of Company Monitoring Share MarketsGetting information through Broker Others
INTERPRETATION:
According to above mention first graph we can see 84% investors doing
research work and 16% investors are not doing research work.
In second graph, we also can see 17% studying Annual Reports of
Company, 27% investors monitoring Share Markets, 23% investors getting
information through broker while the majority category does all the above research
before investment.
The highest 33% category of investors does research work through other like
reading newspaper, magazine etc before investment.
Q18) Do you reinvest?
1. Yes 72% 2. No 28%
Yes72%
No28%
Reinvest (% of investors)
INTERPRETATION:
Above mention chart show that 72% people reinvest and 28% investors
withdraw 100% profit from the market.
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